Ditch the Suits - Your Money, Your Life

Introduction and Theme In this episode, we wrap up a three-part miniseries focused on financial literacy. The conversation centers on compelling research that shows self-discipline is a stronger predictor of financial success than IQ. We dig into why willpower often trumps talent when it comes to achieving financial goals and how automating good habits can help you avoid relying on fleeting motivation. The episode also debunks the ...

Introduction: In this episode, dive into the second part of our three-part mini-series on financial literacy. This episode is all about the subtle ways people shift their ethical standards around money, how small compromises can become normalized, and why we justify overspending or under-saving. We’re joined by Jamie Shelton, Senior Wealth Manager at S.E.E.D. Planning Group and board president of SEEDs of Hope, a nonprofit focused ...

In episode 188, we dive into the topic of financial literacy, exploring the lessons we wish we’d learned before our first paycheck. The episode unpacks pervasive money myths, the challenges of discussing finances - especially with those closest to us - and the reality behind so-called “smart financial moves.” We also discuss inherited financial habits, generational money mindset clashes, and what it truly means to prepare the next ...

Summary 

This episode explores the newly expanded SALT (State and Local Tax) deduction under the One Big Beautiful Bill Act (OBBB), focusing on its impact for high-income earners and residents of high-tax states. 

Key Points Covered 

SALT Deduction Expansion: 

• The cap on SALT deductions jumps from $10,000 to $40,000, a major relief for households earning under $500,000. 
• This change is especially beneficial ...

Summary 

This episode breaks down the real impact of the One Big Beautiful Bill Act (OBBB) on seniors and Social Security, clarifying misconceptions spread by headlines and political messaging. 

Key Points Covered 

OBBB’s Actual Impact: 

• Contrary to headlines, the OBBB does not eliminate taxes on Social Security. 
• It introduces a modest tax deduction for those age 65+, up to $6,000 per person or $12,000 per ...

Summary 

In this episode of Ditch the Suits, we dive into the complex history and current challenges of Social Security, especially in light of the recently passed "One Big Beautiful Bill Act" (OBBB). Follow along as we clarify misconceptions, explain the evolution of Social Security, and discuss the impact of new legislation on benefits and taxation. 

Key Points Covered 

Historical Context: 

• S...

In this episode of Ditch the Suits, we dive into the essential world of financial planning, with a special focus on managing your 401k. We tackle common misconceptions about retirement funds and their restricted use, shedding light on the importance of strategic planning to avoid financial pitfalls.

We also explore the Secure 2.0 Act, which introduces provisions for emergency withdrawals, and discuss how to balance enjoying the pres...

In this episode of Ditch the Suits, we delve into the unique experiences and challenges that arise when people approach us with financial questions in social settings. We explore the often guarded nature of individuals when it comes to discussing their finances openly and the complexities of providing advice based on limited information.

Our conversation highlights the importance of financial planning and shares real-life examples t...

Ever cornered a financial advisor at a party with your burning money questions? In this episode, Travis Maus and Kerstin Driscoll-Witt unpack the hilariously awkward—and surprisingly insightful—moments when finance meets finger food. From retirement myths to crypto confusion, they tackle the big questions people should be asking (but usually don’t). Kerstin shares how she found her way into the retirement planning wo...

In this episode, Travis Maus and Brad Eaton pull back the curtain on one of Wall Street’s favorite illusions: the idea that you can—or should—try to beat the market. They dive into why benchmarks like the S&P 500, aren’t always what they seem and how the financial industry uses them to sell you a story that might not serve your goals.

You’ll hear why active management isn’t the villain it’s made out to be, and how understanding ...

In this episode, Travis Maus and Brad Eaton pull back the curtain on market volatility and the emotional rollercoaster it creates for investors. They break down why chasing short-term wins often leads to long-term regrets, and how misunderstanding risk and volatility can sabotage your financial future. You’ll hear real talk about the myths investors buy into, the dangers of FOMO, and why fear can be your worst advisor.

Travis a...

In this episode, Travis Maus and Brad Eaton dive into something every investor feels but doesn’t always say out loud — the emotional rollercoaster of trying to make smart decisions in a chaotic market.

They unpack how the constant flood of news and market noise can mess with your head, and why it’s so easy to confuse price with value. More importantly, they explore how having a real plan — and someone in your corner — can help you s...

In this episode, Travis Maus and Jess Blake get into a topic that’s way too common — financial vultures. You know, the ones who circle around when you’re unsure, overwhelmed, or just trying to do the right thing with your money.

They break down how these predators operate, why so many people fall for slick sales pitches, and what you can do to protect yourself. From illiquid investments and annuities to the emotional traps we don’t ...

In this episode, Travis Maus and Jess Blake pull back the curtain on what really separates those who crush their financial goals from those who stay stuck in the struggle. Spoiler alert: it’s not just about how much money you make.

They dive into the power of mindset, why clarity in your financial plan is non-negotiable, and how taking small, consistent action beats big talk every time. You’ll also hear how fear, anxiety, and the tr...

In this episode of "Ditch the Suits," Travis Maus, CEO of S.E.E.D. Planning Group, and guest Jessica Blake, a Senior Wealth Manager, explore the concept of financial freedom beyond just accumulating wealth.

They discuss common misconceptions, emphasizing that financial freedom is not merely about being rich but understanding and prioritizing one's financial situation. Jess shares insights on the importance of planning, owning your ...

In this eye-opening episode, Travis is joined once again by consumer advocate and CEO of WealthRamp, Pam Krueger, for a raw, unfiltered conversation about the alarming realities behind 401(k) “advice,” what fiduciary really means, and how investors are often unknowingly being nudged into products that serve companies—not them.

Pam calls out the dirty little secret no one wants to talk about: the misleading guidance that masquerades ...

If you’ve ever wondered who you can really trust with your money—or felt like the financial industry was built to confuse you—this episode is your compass.

Travis welcomes Pam Krueger, the fearless founder and CEO of WealthRamp, to the show. She’s on a mission to help everyday people find real, vetted, fee-only fiduciary advisors who actually work in your best interest. Pam’s story starts in the trenches of a big brokerage firm wher...

In this episode of Ditch the Suits, we're back with Matt Brassard, Head of Growth at Ground News, to continue the conversation about how your media diet could be making you more confused—and more stressed—than informed. If you’ve ever felt overwhelmed by doomsday headlines or wondered why every story you read feels slanted, this one's for you.

We break down how Ground News works, why headlines manipulate behavior, and how algorithms...

In this new two-part conversation, Travis welcomes Matt Brassard of Ground News to discuss the current state of news and the challenges of finding trustworthy information. Matt opens up about the role of Ground News as a news aggregation tool.

Together, they explore the hyper-political media landscape, the importance of local news, and the impact of media bias on public perception. Matt shares insights from his journey in the news ...