Friends That Invest

This week, Sim reflects on what happened after reaching financial independence and why retiring early wasn't what she expected. She shares the reality of hitting her FIRE number, why she chose to keep building Friends That Invest, and the surprising lessons she learned about purpose, productivity, and finding a career you don't want to retire from. If you're working towards financial freedom, this episode will help you rethink what...

This week, Sim explores one of the biggest personal finance questions of all: should you spend money enjoying your life today, or save everything for the future? She shares how to find the balance between building wealth and creating meaningful experiences, why being too frugal can sometimes hold you back, and practical ways to spend with intention instead of guilt. If you've ever wondered whether you're saving too much or not enou...

This week, Sim breaks down the best and worst performing asset classes of the past decade to reveal what history can actually teach us about investing. She explains why chasing last year's winners rarely works, what the data says about US stocks, bonds, gold, REITs, commodities and emerging markets, and how to build a more resilient long-term portfolio. If you want to become a smarter investor without trying to predict the market, ...

This week, Sim breaks down six of the most common money tips that sound smart but could actually cost you thousands over the long term. From trying to time the stock market and day trading to using debt to invest, relying on Bitcoin as an inflation hedge, and believing property prices always rise, she explains what the research really says. If you want to build wealth with fewer mistakes and more confidence, this episode will help ...

This week, Sim shares the 15 purchases that have genuinely made her more productive, happier, and more intentional with her money. From a Kindle and a quality mattress to meal prep, travel upgrades, and the surprising $99 gadget that helped her reclaim over 1,000 hours from social media, she breaks down which splurges are actually worth the investment. If you're trying to spend smarter instead of simply spending less, this episode ...

This week, Sim walks through every stage of the investing journey, from your first $1,000 invested to building a $1 million portfolio, and reveals the biggest financial traps to avoid along the way. She shares the mistakes she made with brokers, meme stocks, IPO investing, portfolio diversification, and tax planning, plus the habits that helped her grow long-term wealth. Whether you're just starting to invest or working towards fin...

This week, Sim breaks down the biggest lessons from The Millionaire Next Door and reveals why the people who look wealthy are often not the people who are actually building wealth. She explores the habits of self-made millionaires, the difference between high earners and wealth accumulators, and why professionals like doctors, lawyers, and business owners can sometimes struggle most with lifestyle inflation. If you're trying to gro...

This week, Sim breaks down the major changes coming to popular index funds like the S&P 500 and Nasdaq 100 ahead of high-profile IPOs from companies such as SpaceX, OpenAI, and Anthropic. She explains how private markets have transformed investing, why index providers are changing their rules, and what these updates could mean for long-term investors. Sim also explores the risks, opportunities, and whether you should change you...

This week, Sim breaks down the latest Federal Reserve interest rate news and explains what rising interest rates could mean for your investments, mortgage, savings, and financial future. She explores why stock markets often fall when rates rise, how inflation and economic growth are connected, and what investors should expect if the Fed increases rates again. Sim also shares practical strategies for navigating market volatility, bu...

This week, Sim breaks down the money conversations every couple needs to have, from financial red flags and secret debt to budgeting, investing, prenups, and building wealth together. She shares practical advice on combining finances, navigating different money mindsets, and why financial compatibility matters just as much as emotional compatibility in long term relationships. Sim also opens up about her own relationship, FIRE jour...

This week, Sim answers your biggest money, investing, and lifestyle questions in a candid Q&A episode covering everything from spending anxiety and lifestyle creep to FIRE, investing strategy, and building financial discipline. She shares her honest thoughts on wealth, index funds, market bubbles, and why reaching financial independence completely changed the way she thinks about retirement and work. Sim also opens up about the...

This week, Sim shares the deeply personal story of becoming financially retired at just 29 years old and reveals the exact strategies that helped her achieve FIRE (Financial Independence, Retire Early). She breaks down her FIRE number, the investing habits and side hustles that accelerated her wealth, plus the mistakes she wishes she avoided along the way. Sim also opens up about the surprising reality of “retirement,” ...

This week, Sim breaks down Start With Yourself by Emma Grede, sharing key lessons on money mindset, career growth, and building a clear vision for your future. She unpacks practical strategies like making decisions with confidence, negotiating your worth, and managing emotions in business and life. Plus, Sim addresses the criticism around the book and what it really means for ambitious women navigating wealth, success, and personal...

This week, Sim sits down for an interview with angel investor and entrepreneur Jaclyn Johnson to unpack how startup investing really works behind the scenes. They break down how to start angel investing with as little as a few thousand dollars, what to look for in founders, and how women can access opportunities traditionally kept behind closed doors. If you’ve ever been curious about investing in startups but felt intimidate...

This episode breaks down the real pros of starting a business in today’s economy, especially for women navigating job insecurity and income ceilings. Sim shares why traditional “job security” isn’t what it used to be, how business ownership can unlock higher income potential, and why it’s never been easier to start something of your own. If you’ve been thinking about starting a business but feel ...

This week, Sim breaks down what’s happening in the market during global conflict and what it actually means for your investments. She unpacks why markets react the way they do during war, what history tells us about downturns, and how to stay calm when your portfolio drops. If you’re feeling anxious about losing money or unsure what to do next, this episode walks you through a clear, practical plan to navigate it.

Wa...

This week, Sim sits down with Soph from The Curve to unpack her powerful money journey, from going into $50,000 of debt in her early twenties to becoming debt-free with investments and financial confidence. They dive into how to get out of debt, when to start investing, and why taking action with your money matters more than being perfect. If you’ve ever felt overwhelmed about where to start with money, this honest conversati...

This week, Sim breaks down five of the biggest myths about wealthy women, from the idea that they have to look polished all the time to the belief that they only get rich by marrying well or divorcing well. She shares why real financial success often looks a lot quieter, why wealthy women are usually strong investors and generous connectors, and why looking busy is not the same as being truly wealthy. If you want a smarter, more gr...

This week, Sim shares the five things she wants to de-influence you from, from worrying about what people think at work to being scared of starting over, being too ashamed to be frugal, assuming women will not support each other, and fearing failure. She breaks down why career growth, workplace confidence, money habits, and personal development all get easier when you stop letting other people’s opinions shape your decisions....