Friends With Money
We all have questions about money; how to earn it, how to spend it, and the best ways to invest so we can watch it grow. The Friends With Money podcast, created by Money Magazine (Australia’s longest-running and most-read personal finance magazine), shares its extensive network of finance experts, in-depth knowledge of markets and timely advice to help you understand the world of money. Hosted by senior writer, Tom Watson, and editor-in-chief, Michelle Baltazar, Friends With Money is a weekly chat with a variety of credentialed guests that you won’t want to miss. Listening and learning will help you on the path to financial freedom.
Episodes
A new wave of superannuation changes is on the horizon, so what could they mean for your retirement?
This week on the Friends With Money podcast, Money's Tom Watson is joined by Shane Hancock, general manager of retirement at AustralianSuper, to unpack proposed changes to higher super balances and the low income super tax offset (LISTO) and provide an update on payday super.
00:00 Introduction
01:28 Tax changes on higher super balance...
In this episode of the Friends With Money podcast, Vanessa Walker, managing editor of Money Magazine, delves into the topic of franking credits with Matthew Gibbs, the author of 'Frankly Speaking' in Money Magazine's October issue.
Matthew explains the concept of franking credits, how they work, and their implications for shareholders in Australia. He discusses the benefits and potential downsides, highlighting the impact of corpor...
One of the great uncertainties in retirement is how long your savings will need to last. So, could annuities provide an answer?
On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Aaron Minney, head of retirement income research at Challenger, to unpack everything annuities.
00:00 Introduction
00:50 What are annuities?
01:33 Understanding how annuities work
04:40 Annuities vs account-based pensions
06...
From superannuation to digital assets, there’s much more to think about with estate planning than just creating a will.
On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by William Moore, partner and head of private client advisory at Hall & Wilcox, to run through some of the essential components of estate planning.
00:00 Introduction
01:45 Why you need a will and when to update it
04:51 Power of attor...
Procrastination is a bad habit at the best of times, but when it comes to our finances, failing to act can have serious consequences.
On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Shayne Sommer, a private wealth adviser at Shadforth Financial Group, to discuss the topic of financial procrastination and the ways in which it can be tackled.
00:00 Introduction
01:37 Common examples of financial procra...
Emerging markets have had a strong showing so far in 2025. But is the allure of growth and diversification worth the risk?
On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Hugh Lam, investment strategist at Betashares, to take a deep dive into the world of emerging markets.
01:24 Defining emerging markets
04:48 Opportunities in emerging markets
07:12 Risks in emerging markets
08:34 The place of emerging...
Whatever the asset, investors dream of spotting opportunities before everyone else – and property’s no different. So how can buyers identify hotspots early?
On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Abdullah Nouh, founder of Melbourne buyers’ agency Mecca Property Group, to discuss the features that investors may want to look for in a location and individual property.
00:00 Introduction
...
In this episode of the Friends With Money podcast, Vanessa Walker hosts an in-depth discussion with journalist Ryan Johnson about the financial aspects of solar energy in Australia.
Starting with the government's 2020 renewable energy target, the conversation covers the evolution and uptake of solar panels, the introduction of solar batteries, and the new incentives available.
They also delve into innovative energy solutions like v...
Investors often agonise between choosing stocks that can deliver dividends or growth. But is it possible to get the best of both worlds?
On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Jonathan Nurick, founder and co-chief investment officer at investment fund DivGro, to discuss all things dividends.
00:00 Introduction
01:26 Understanding dividend and growth stocks
02:36 The advantages of di...
With power bills rising, could solar, batteries and electrified heating and cooking help households save in the long run?
On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Saul Griffith, founder of Rewiring Australia and author of Plug In – The Electrification Handbook, to discuss the opportunities presented by home electrification.
01:44 The journey to writing Plug In - The Electrificat...
Is AI coming to take your job?
In this episode of the Friends With Money Podcast by Money Magazine, managing editor Vanessa Walker and journalist Nicola Field discuss the impact of AI on the job market, focusing on both global and local perspectives.
They explore how AI is expected to create more jobs than it eliminates by 2030 and identify roles likely to thrive versus those at risk, characteristics of AI-resistant jobs, and strat...
Home prices are rising and interest rates falling, so do buyers or sellers hold the cards leading into the spring property season?
On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Dr Nicola Powell, chief of research and economics at Domain, to discuss the latest on property prices and preview the spring property season.
#friendswithmoney #tomwatson #nicolapowell #property #spring
00:59 Spring...
The RBA dropped the cash rate once again at its August meeting, so which banks have already passed the cut on to mortgage and savings customers?
On this bonus episode of the Friends With Money podcast, Money’s Tom Watson is joined by Graham Cooke, head of consumer research at Finder, to run through the latest home loan and savings changes following the August RBA cut.
#friendswithmoney #tomwatson #grahamcooke #rba #mor...
There are many parts to building sturdy financial foundations, but it’s hard to argue against the importance of property in that mix.
This week on the Friends With Money podcast, Money’s Tom Watson is joined by financial advisor and author, Helen Baker, to talk about her latest book ‘Money for life’ and the role of property in building financial security. They discuss:
- Five fundamental financial foundat...
From mix-ups and records highs to new ETF listings, the past week has been full of action on the ASX.
On this bonus episode of the Friends With Money podcast, Money’s Tom Watson is joined by Samy Sriram, market analyst at Stake, to discuss the new exchange traded funds from Betashares and Global X and to provide an update on the performance of the local market.
#friendswithmoney #tomwatson #samysriram #asx #etfs
Balancing emotions, managing relationships, making practical financial decisions – dealing with an inheritance isn’t always simple.
On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Melody Edwards, a senior financial adviser at Evalesco, to discuss the hidden costs of inheritance and aligning a windfall with your financial goals.
00:00 Introduction
02:52 Emotional and relationship ...
In this episode of the Friends With Money Podcast, Vanessa Walker, managing editor of Money, interviews Paolo Sironi, a global research leader in banking and finance from the IBM Institute for Business Value, about the transformative impact of AI on the banking sector, its innovations, and the emerging trends of digitalisation, personalisation, communication, and platformisation.
They also delve into the risks associated with AI, s...
In this bonus episode of the Friends With Money podcast, Money's Michelle Baltazar chats with David Higgins, CTO at Eftsure, about the alarming rise in a scam known as ghost tapping.
Higgins explains what the new scam is, what to watch out for, and how to protect yourself.
#friendswithmoney #michellebaltazar #davidhiggins #hackers
Email Us: podcast@mo...
Volatility has been the major theme in investment markets during the first six months of 2025, but is that likely to continue?
On this episode of the Friends With Money podcast, Money’s Tom Watson is joined by Jonathan Shead, Australian head of investments at State Street Investment Management, to discuss the recent performance of equity and fixed income markets and take a look at the months ahead.
01:52 Volatility, macroecon...
Bitcoin has notched yet another record high, but can the bull market continue or will prices come back down to earth?On this bonus episode of the Friends With Money podcast, Money’s Tom Watson is joined by Charlie Sherry, head of finance at BTC Markets, to discuss the latest surge in the price of Bitcoin and the drivers behind it.
#friendswithmoney #tomwatson #charliesherry #bitcoin
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