Most of your life will be spent in the accumulation phase of managing your wealth. The goal is to grow your nest egg so that when you retire, it's as big as possible. However, there will come a time when the primary goal is to preserve and spend your wealth in retirement. This is called the decumulation phase and mastering it takes a totally different mindset than the growth phase. In this episode, we reveal why having a growth mindset in retirement can actually hurt you. Later, we discuss year-end charitable giving strategies you can use to reduce your tax bill.
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