Full Show Podcast: 04 March 2025

Episode Transcript
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Speaker 1 (00:09):
You're listening to a podcast from News Talk sed B.
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Speaker 2 (00:16):
Hello, Great New Zealanders, and welcome to Matt and Tyler Afternoons.
Full Show Podcast number seventy nine for Tuesday, the fourth
of March twenty twenty five. How of a show today,
Tyler certainly was. If you're a Hollywood director or a
producer and you're listening, listen to the end, because there
is the ultimate idea that bubbles up from the calls
on eight hundred and eighty ten eighty in the text

(00:38):
on nine two ninety two for a rom com, I
can't believe it hasn't been made.

Speaker 3 (00:41):
The most magical rom com you could ever imagine it was.

Speaker 2 (00:45):
Let's just say that it could be potentially called Mortgage
at first Sight. Okay, that's always going to say. There's
a teaste but really good show today. I had a
fantastic time recording. I hope you enjoy listening to it,
and you know, sit to download, download, follow, subscribe all

(01:05):
those kind of things, and look, we'll see you on
the live show. Love you love you with.

Speaker 4 (01:10):
You all afternoon.

Speaker 1 (01:11):
It's Matt Heathan Taylor Adams afternoons with the Volvo X
ninety News Talk ZB.

Speaker 3 (01:18):
Hello to you, Welcome into the show Tuesday, seven past one.
Hope you're doing well where heavy you're listening in the country.
Great Deavut companies always get a mets.

Speaker 2 (01:27):
Yeah they Tyler, get everyone. They're fantastic to be here.
We've got an exemplary show that worked out for you
for the next three hours. You bet we do. After
three o'clock.

Speaker 3 (01:37):
What does the brick and mortar retail need to do
to survive in an online world?

Speaker 4 (01:41):
Yeah?

Speaker 2 (01:41):
So do you see the story on the so called
saddest mall in New Zealand in the Upper Heart?

Speaker 3 (01:47):
Yeah, I mean it was the way that it was
painted in this article, which didn't look good for the
mall and upper Hearts.

Speaker 2 (01:54):
Is there not anything more depressing in the world than
a mall that's failing, just when there's just one shot
left in there and retail scigns the spiral of the
deaths for those poor malls. Yeah, a bunch of for
signs on all the other ones. Yeah, I mean, retail
has a lot of challenges in New Zealand, you know,

(02:16):
facing a lot of challenges from online. But what can
we do to support them because we need retail stores, right,
they employ people, Yeah, bricks and mortar, we need that.
So should we stop buying online and start going into
shops so some of the money stays in New Zealand.
And if you're running a retail store, you know what
ideas do you have to get people back into the stores.

(02:36):
I was talking about a store that I go to
all the time, of Bookshore. I go there because it
has such a fantastic experience. Yeah, Time Out Bookstore and
Mount Eden, but you know, they run an incredible business,
but they're not in a mall. Yeah, but retail stores everywhere.
I mean, I'd love to have more of them outside
of mals exit.

Speaker 3 (02:58):
Yeah, the mum and pop stores, But the malls are
almost like the last bention of the brick and mortar, right,
because there's still that convenience. If I've got to buy
a few different things, I know I can get it
all in them all.

Speaker 2 (03:10):
Yeah, but it's all the same bloody stores repeating themselves
over and over again. Tyler, You're having these interesting, these
interesting businesses.

Speaker 3 (03:18):
Yep, that's going to be a good discussion after three o'clock,
After two o'clock, should you buy a house with your mates?

Speaker 2 (03:24):
Yeah. So, a lot of people trying to get on
the property leader. We're going to talk about this yesterday,
but we ran out of time because we talked about
the Ukraine for so long, which is a fantastic chat.
But people trying to get on the property ladder, they
can't do it on their own, so they get together
with a bunch of friends and put it together. Have
you tried doing this? Has it worked? There are lots
of stories of it blowing up in people's faces, particularly

(03:46):
when one of your people get to a partner and
they want to move on, etc.

Speaker 3 (03:51):
Yes, love to hear your stories on that after two o'clock.
And right now, let's have a chat about big families.

Speaker 2 (03:58):
Yeah, that's right. You might have seen Kiaren Cocklan, brother
of mcaulay. He won the Best Supporting Actor for a
Real Pain, and he said this to his wife, Jazz Charlton,
I have to think my way I love you. He said.

(04:18):
More than that, I have.

Speaker 5 (04:20):
To think my way I love you.

Speaker 3 (04:22):
We might come back to that very shortly, but effectively
what he said to his beautiful wife Jazz, who was
in the audience, and it was very funny. If you
see the video, but he said that he asked her
ahead of his Emmy win last year that if I
win the Yimmy, that you're going to give me a
third child. And he won the Jimmy and he got

(04:44):
his third child, and then he said.

Speaker 2 (04:47):
To her, if I win an oscar, will you give
me a fourth child? And she said yes, yes, yeah, yeah.
So anyway, I mean, that was an interesting chat and
funny and he seems like a great guy, Karen Colkin,
But it's sort of got us thinking about large families
because hearing of four children is it seems like a

(05:08):
huge family now. But I came from four kids. You
came from three to three. Yeah, so we just want
to talk to people. Wait one hundred eighteen eighty nine
two nine two are you running a large family? Are
you running four kids in your family? And how are
you doing that in the year twenty twenty five, because
it seems a lot harder to do it now than
it was when I was a kid. And not taking
away from my parents' effort, because they're fantastic. The did

(05:29):
a fantastic job. Look how I've turned out obviously great parents,
But it seems a lot harder to do it now
than it was back then. So and also if you
would want to have a big family, but you're looking
at going I just can't afford it. So maybe you've
had one child or two children and you're like, I
would love to have a third and a fourth, but
we just can't. You think you can't.

Speaker 3 (05:49):
Afford it, And it is concerning for New Zealand, isn't it.
And the facts the figure that I've got in front
of me, in nineteen sixty the average average Kiwi woman
had four children. Now that birth rate is down to
one point five. That is a massive drop. So that's
just the average, you know, I'm sure there was a
lot of families that would have been eight.

Speaker 2 (06:07):
Nine ten child children and the family.

Speaker 3 (06:09):
So I'd love to hear from you if you've come
from a big family, particularly now if your younger parents
and you want to have a lot of children, love
to hear from you on oh, eight hundred and eighty
ten eighty.

Speaker 2 (06:19):
Yeah, I've got a theory on this that around the
quality of parenting these days that I want to share
as well.

Speaker 3 (06:24):
All right, this is going to be good. Nine two
ninety two is the text number. It is twelve past one.

Speaker 6 (06:29):
The big stories, the big issues, the big trends, and
everything in between.

Speaker 4 (06:34):
Matt and Tayler Afternoons with the Volvo.

Speaker 1 (06:36):
XC ninety attention to detail and a commitment to comfort.

Speaker 4 (06:40):
News Talk zed B.

Speaker 2 (06:42):
News Talk z B.

Speaker 3 (06:45):
Now we've got plenty of techts coming through on large families.
But we kicked off this conversation with a speech by
Karen Colkin at the Oscars. Very good speech, and it
turned a few heads. I think it's fair to say
when he made this speech, so hears a little bit of.

Speaker 5 (07:02):
It, I have to thank my wage ass for absolutely everything.
Forgiven favorite people in the world. About a year ago,
was on the stage like this, and I very stupidly
publicly said that I want a third kid from her
because she said if I won the award, she would.

Speaker 2 (07:13):
Give me the kid.

Speaker 5 (07:14):
Turns out she said that because she didn't think I
was gonna win. But and people came up to her,
really annoying her. I think I think it got to her.
After the show, we're walking through a parking lot. She's
holding the Emmy. We're trying to find her car. Emily,
you were there, so you're a witness, and she goes,
oh god, I did say that. I guess I owe
you a third kid. And I turned to her and
I said, really, I want four, and she turned me.
I swear to God, this happenage just over a year ago.

(07:35):
She said, I will give you four when you win
an oscar. I held my hand out, she sook it,
and I have now brought it up once until just now.
You remember that, honey, you do that. I just have
this to say to you, Jazz, love of my life.
You have little faith, no pressure. I love you. I'm

(07:57):
really sorry I did this again. And let's get cracking
on those kids. What do you say?

Speaker 2 (08:01):
I love you and am you? He's got a very
muppety voice, has anything he does Karen brother of Micaulay. Yes,
but yeah, so it's just odd hearing that here people
talking about big families in this day and age. You
know it's all one two children. But yeah, as I said,
I come from four children.

Speaker 3 (08:19):
And can I just say, I mean, in my friend group,
the ones that are deciding to have children, they're pretty
adamant that they want to be carbon neutral, for lack
of a better word, no more than two. And there's
a couple of reasons. You're underwater with two yeah, underwater
with two.

Speaker 2 (08:32):
Well, yeah, as a population, you need to we need
to replace ourselves and some because you know, the sad
reality we don't all make it.

Speaker 3 (08:40):
Yeah, so you need to have two point five at
least to do your patriotic duty.

Speaker 2 (08:44):
Yeah.

Speaker 3 (08:44):
But a couple of reasons they say for that is
they think it's very expensive to raise those children, say,
having any more than two, they just can't afford it.
But also the working pressures. Genuinely, that's what they think
is the challenge. There is the working pressure. Mum's got
to get back to work pretty fast, or if dad
decides to stay at home to look after Bove in
the early years, and then the cost to get them

(09:05):
to childcare, all those aspects.

Speaker 2 (09:07):
I've got a theory on this that in a little bit.
Here's a text on nineteen nine two people saying that
they can't afford more than one or two children as rubbish.
My parents had four children on average single income and
survived until their seventies. Nowadays parents want their latest cell phone, Netflix,
et cetera. That's from Sophie, and I really think you
have to be confident that you'll be able to give
your children the time during their upbringing to ensure as

(09:30):
far as you can, that they become confident able adults.
Otherwise it's a reckless pursuit, says Chris. A couple of
opinions on that Ian, Welcome to the show. Your father
was one of the good nooon boys. Your father was
one of twenty one one of.

Speaker 7 (09:46):
Twenty one wow, seventeen boys and four girls.

Speaker 4 (09:51):
Wow.

Speaker 2 (09:52):
And was that all from the one mother?

Speaker 8 (09:55):
Yes?

Speaker 2 (09:56):
Oh my goodness. How much of her life did she
spend pregnant or breastfeeding?

Speaker 7 (10:00):
There was no TV or radio with no Jayson?

Speaker 2 (10:05):
What sort of era? What sort of era was this in.

Speaker 7 (10:09):
Around about the coming into a depression into the twenty thirties. Well,
my father was born nineteen seventeen.

Speaker 2 (10:19):
Right, And so are you in contact with much of
the extended family, because that extended family must be massive.

Speaker 7 (10:28):
Well as excuse me, as far as I know, we
go from Bluff to Piroa and the North Islands, all
over the South Island West coast. We were christ Church
and all that.

Speaker 2 (10:46):
Has he told you any stories about his upbringing and
how it was to be in a family of I'm
going to say twenty three people minimum living in that house.

Speaker 7 (10:54):
Yes, they went to a school, and.

Speaker 4 (11:00):
They practically were a school from where they lived.

Speaker 7 (11:02):
It was called Lower Harbor School and they had to
walk to school. They walked to school and be a
eat occasionally raiding orchards, and they also to help out.
They also become a proficient and using rifles in that

(11:24):
and help the family out with food. They go out
choosing rabbits, shooting hears. My grandfather was a fisherman and
he used to do was fishing and that from commercial
fishing on the harbor in those days.

Speaker 2 (11:44):
And so they're all brought you carry on in, carry on.

Speaker 7 (11:48):
And they were all brought up with the two two
roomed cottage down Dead Rebey.

Speaker 2 (11:55):
So a lot of the lot of the are you
saying that a lot of the food that came into
the family to feed that horde of twenty one was
was caught, hunted or fished. Yes, yeah, yeah, harder to
do that these days, I would say, you know, yeah,
I wonder if it'ld even be possible to run a
family of twenty one.

Speaker 7 (12:15):
It'd be very injury.

Speaker 2 (12:16):
Certainly, And so did I imagine, and you might not
know too many details about it. I mean, some people
of that generation weren't very good at sharing the stories
of their childhood. But it got it. Norma gets to
the position, doesn't it where the older kids end up
doing some of the parenting for that for the younger kids.

Speaker 7 (12:33):
Yeah, well, what they not my grandparents did was the
girls sweat in the house with the parents, and they
had a whole lot of sleepouts on the on the
land for the boys.

Speaker 2 (12:49):
Wow, twenty one care was there a plan to have
twenty one kids or just start to get out of hand?

Speaker 7 (12:56):
I don't know, because my great grandfather before that had
he had multiple kids to account and he's actually remember
the number. But the tee my great grandfather and my
grandfather was a population explosion.

Speaker 3 (13:15):
Yeah yeah, I mean I think that is just going
with the flow, isn't it, because otherwise probably at ten
kids then you'd say it may be enough.

Speaker 2 (13:22):
Now, honey, ten kids is a good number. But twenty
one good good luck remembering those names, you know. I
remember my mum and dad when they used to yell
at us kids, US four kids. They'd always forget who
you were yelling at. But twenty one kids would be
you'd be You probably wouldn't really know a couple of
those kids, Dad forgets my name and there's only three
of us.

Speaker 7 (13:39):
Yeah, but a lot of my uncles didn't go by
the given names. Like my father's name was Clarence Edwards.

Speaker 2 (13:50):
Great name to all was mates.

Speaker 7 (13:53):
He was known as Bob, right, fair enough.

Speaker 2 (13:57):
That seems like a random change.

Speaker 9 (13:59):
Just bad.

Speaker 7 (13:59):
How that came around was he had an uncle called
Robert he was killed in the Battle of Song in
the First World War, and others had all Look, I
have an uncle. Jockey was known. His proper name was
Harold Redger. Another one Henry Stanley Shackleton. Wow, his name

(14:27):
was shack because he's named after the explorer.

Speaker 10 (14:30):
Right.

Speaker 2 (14:31):
See, that doesn't make it any easier for the parents
to remember the names if the kids are multiple names.

Speaker 3 (14:37):
Yeah, Bob Bob was pretty easy, but then yeah, you
start getting to Shack and Bob Shack.

Speaker 2 (14:42):
I mean, twenty one kids, you can end up with
three Shacks and two Bobs. You just got to number
them at the stage, don't you. Yeah, well, thank you
so much for bringing in and sharing that story. That's
that is absolutely phenomenal and almost impossible to imagine in
twenty twenty five. Twenty one kids, twenty one kids, Yeah,
that's a classroom, isn't it. Yeah, Yeah, I mean that's

(15:02):
that's a decent classroom. Yeah yeah, And you know, like
we want to keep classroom numbers down to twenty one.

Speaker 3 (15:09):
Great story, thank you very much. You know what, one
hundred eight ten eighty.

Speaker 2 (15:12):
What a herculean effort from the mump to give birth
to twenty one kids.

Speaker 3 (15:16):
Yeah, and as he said, you know, back in those
days you get out and hunt and raid the orchards
and the rest of it.

Speaker 2 (15:23):
Slightly harder to do in these days. But love to
hear from you. Yeah, I mean exactly. Yeah, you can't
just send you know, fifteen of your twenty one kids
out to collect dinner.

Speaker 3 (15:35):
Go get some rabbits, kids where we need dinner tonight.

Speaker 2 (15:38):
Head down into the octagon and see what you can catch.

Speaker 3 (15:41):
Oh, one hundred eighty ten eighty is the number to call.
It is twenty three pars.

Speaker 1 (15:46):
One putting the tough questions to the newspeakers, the mic asking.

Speaker 11 (15:52):
Breakfasts is back in the country, and as with us,
you make a very good point. You put seventeen billion
billion into this, two thousand extra nurses and per hen
you're going backwards.

Speaker 12 (16:01):
What's the problem it's an insanely complex organization. There's this
narrative out there that we're cutting healthcare service.

Speaker 11 (16:07):
It's absolute toe. That's all rubbish. At the end of
the day, we all want good health. But there's got
to be a limit. I think you're right. It's thirty
billion dollars in total. I mean, how much is it
can't be a bottomless pit.

Speaker 12 (16:17):
No, But what I'm trying to say with those things
was to get people to understand there is enough money.
There is actually great progress on the workforce front, that's
pretty impressive, and actually the issue is a system that's
actually grossly bureaucratic and highly inefficient.

Speaker 11 (16:30):
Back tomorrow at six am the Mic Hosking Breakfast with
Mayley's Real Estate Newstalk zb SO.

Speaker 2 (16:36):
Tiles here. You've been thinking about a new Volvo suv.

Speaker 3 (16:39):
Yeah, you know it, and a lot of you will
say that's a bold choice in a crowded suv market.

Speaker 2 (16:43):
But bear with me, why wouldn't you choose the Volvo
XC ninety tiles exactly? Mate?

Speaker 3 (16:49):
One look called tell you she's a spacious beast with
seating for up to seven people, truckloads of room for
your luggage too.

Speaker 2 (16:55):
Of course, being Volvo, the XC ninety is packed with
Swedish no how and quality and comes fully loaded with
the latest tech.

Speaker 3 (17:02):
Yep, and by that we mean Google Maps, Google Assistant
and Google Play.

Speaker 2 (17:06):
The XC ninety's got a panoramic advanced the A purifier
and a head up display that changes to suit light conditions.

Speaker 9 (17:13):
Yeah.

Speaker 3 (17:13):
Basically, the Volvo XC ninety is blim and smooth.

Speaker 2 (17:16):
Ye're one hundred percent right tiles, especially with the air
suspension system that constantly adjusts the right height and shock absorbers.
So we reckon.

Speaker 3 (17:24):
You need to visit Volvo cars and see why the
Volvo XC ninety is the suv for you right now.

Speaker 2 (17:30):
You know what, Tyles, I'm going to do that. Good.

Speaker 4 (17:31):
It's Maddis and Tyler Adams.

Speaker 3 (17:33):
So we are talking about big family sizes on the
back of a very funny speech by Karen Klkney won
an Oscar at the ceremony yesterday and said to his wife,
now he's won the oscar, he'd quite like a fourth
child now please. That's earned a few yeads because the
days of having four children seems a thing of the past,
but not according to our text machine.

Speaker 2 (17:55):
Yeah, so one hundred and eighty, ten eighty or nine
two nine two is the text number? Are you part
of a big family? How's it going in twenty twenty five?
And also if you want to have a big family
but just thought this is impossible and stopped at one
or two as I have, I've just got the two.
I've just got the number. Neil, you're one of ten,

(18:16):
but you have not had ten?

Speaker 4 (18:19):
No, I haven't.

Speaker 13 (18:20):
I've just got four.

Speaker 2 (18:21):
I mean four is a big amount in twenty twenty five, though,
isn't it. It feels like the world's not calibrated towards
having four children.

Speaker 13 (18:31):
Well, to be fair, when we had our four because
our youngest is twenty six, and we were able to
have my wife at a home for a good period
when the kids were young. And I've got grandkids now,
and I know how much total it is for them
to get by compared to when we did it.

Speaker 2 (18:44):
Yeah, I mean just getting four kids around, you know,
transporting them around. I remember when Isaac had the four
of us along the back seat of the Commodore punching
each other was pretty punishing. It's pretty roomy back there
on the Commodore, though, wasn't it.

Speaker 13 (18:59):
Yeah, we bought a van so that we could separate
them so they weren't killing each other.

Speaker 2 (19:05):
So coming from a family of ten neil, how was
that growing up and what what position were you and
the family?

Speaker 13 (19:13):
Yeah, I'm number nine.

Speaker 2 (19:15):
I was.

Speaker 13 (19:15):
I was feeling really happy with life until my mother
got pregnant with the youngest child and my you know,
I'd lost the youngest child and the family Irish immigrant family.
So my parents came up from Ireland and they did
what good Irish people do, which was populate the countries
are going to and they had Humory Mary phil It
kind of from the trees, Miles Neel and then Roadie
and I. Yeah, so I'm number nine and then my

(19:37):
father unfortunately died when my mother was pregnant with number ten.

Speaker 9 (19:40):
So quite interesting.

Speaker 2 (19:42):
Oh my god, So your mum was bringing up teen
kids by yourself.

Speaker 13 (19:48):
Yeah yeah, and new immigrants to New Zealand and Irish immigrants,
so yeah, different.

Speaker 2 (19:52):
Wow, that would have been challenging. I imagine there wasn't
a lot of money floating around.

Speaker 13 (19:59):
No, No, I heard your previous collar talking about run
around beerfoot and the money people did, and that the
food we didn't have, we didn't hunt for f but
we certainly got buyn on a lot less. So in fact,
I'm an education so I used to be in education.
I've been hearing the stories about lunches, and I was
quite amassed about the fact that one school was a
little bit upset that they had the same lunches for

(20:20):
ten days in a row. I think, yeah, I'm pretty sure.
I'm pretty sure I had Marmite's images for ten years.

Speaker 2 (20:26):
I think everyone was saying that. I think everyone had
the same lunch every day for a very long time. Yeah,
and so did your older What were your older siblings
like to you if you're nine down the track, because
you know my understandings and big families, the older kids
start looking after the younger kids and they have to
take on a lot of responsibility.

Speaker 13 (20:46):
Yeah, no doubt that. My older two sisters were like mothers,
and my oldest brother was like a father. And then
the ones further down the pecking order were like the
bullies at scholar beat you up, mixed bag. You know,
you had to fight hard to kick his food at
the table, So you had to figure where you're going
to make sure you got something to eat or your starved.

Speaker 2 (21:04):
Yeah, and so coming from ten kids it must have
seemed doable to have four kads for you.

Speaker 10 (21:09):
Neil, Yeah, it did.

Speaker 13 (21:12):
I mean we we wanted seven until we started having
children realized it was a bit of a silly idea.
So yeah, four was a great number, and our fourth
was what we like to got. He was a delightful surprise.
So yeah, yeah, I'm I'm stoked we had four.

Speaker 9 (21:28):
Yeah.

Speaker 2 (21:29):
Yeah, and was a delightful surprise.

Speaker 3 (21:33):
And we mentioned before your children and ow you've got grandchildren.
So are they are your children able to have one
parent at home and the other works?

Speaker 2 (21:44):
Are they able to do that?

Speaker 14 (21:47):
No?

Speaker 13 (21:47):
No, the one who? So in both cases, you know,
they get that time off the paternity leaves and maybe
up to a year if they're very lucky.

Speaker 4 (21:57):
But now then it's.

Speaker 13 (21:58):
Back into we own a pre school, so so hopefully
they'll be able to send into our preschool, Neil.

Speaker 2 (22:05):
So, Neil, how many how many kids have your kids had?
Head like an individual?

Speaker 13 (22:10):
Both just what one each at the moment.

Speaker 2 (22:12):
Yeah, so that's interesting. Actually you've gone ten four and
currently one. That's kind of I think, kind of the
dreend of things.

Speaker 13 (22:21):
Yeah, I think it'll max out at two. So you
had ten four to do the masks on the next generation.
That might mean minus one in the negative.

Speaker 2 (22:29):
Oh, thank you so much for your call me. I'll
appreciate that. Yeah, I mean that. That sums it up,
doesn't it. Ten four that's a steps one.

Speaker 13 (22:37):
Yeah.

Speaker 2 (22:37):
Yeah.

Speaker 3 (22:38):
Eight hundred and eighty ten eighty is the number to call.
Nine two ninety two if you want to send a text.
There's some great stories coming through headlines with Ray Lean.

Speaker 2 (22:46):
Yeah, eight one hundred and eighty ten eighty nine two
nine two. If you're part of a big family or
you're trying to run a big family in twenty twenty five,
gives the call send us a text.

Speaker 4 (22:58):
Jew's talk said the headlines.

Speaker 8 (23:00):
With blue bubble taxis it's no trouble with a blue bubble.
The Health Minister has announced twenty five more medical school
placements a year at all Auckland and Otaga universities from
next year. The government's also aiming to fund up to
fifty New Zealand trained graduate doctors in primary care. A
study led by an Australian research institute forecasts a third

(23:22):
of children worldwide will be obese or overweight by twenty fifty.
Associate Education Minister David Seymour says issues with school lunches
will be fixed. He says they've got to the bottom
of melted plastic found in some meals Yesterday. Labour's leader
says it's ironic the government's returned to the company whose

(23:43):
fery contract it canceled with news. Minister for Rail Winston
Peters has now met with Hyundai in South Korea discussing options.
A small upturn and building statsn Z says new home
consents were down seven point two percent annually to January,
but that month eleven percent more homes were consented compared

(24:04):
to the year before. Government ignored advice on giving sex
offense victims veto on name suppression. You can find out
more at Enzen Herald Premium. Back to Matt Eithan Tyler Adams.

Speaker 3 (24:16):
Thank you very much, ray Lan. And we're talking about
big families.

Speaker 2 (24:19):
Yeah, that's right because Karen Colchlan in his Oscar speech
he said to his wife, we can have four now
because you promised if I got an Oscar, you'd have
another kid with me. And it just got me thinking
when I heard that. Ford didn't used to be considered
a big family, but now that seems like a big
family I was from four didn't seem that big back
when I was growing up in the eighties, but it's

(24:40):
considered massive now. So e one hundred and eighty ten
eighty are you from a big family or are you
trying to run a big family? This texture on nine
two nine two says any family with more than four
kids nowadays, if you can't afford to bring them up
and afford them, their benefits should cease as I am
paying for them. Okay, well, I guess it's kind of
slightly off topic there. Yeah, well we do.

Speaker 3 (25:03):
You know, there is the argument we made we need
people having more babies. You know, we're in w to
trouble if that continues to go down the birth rate,
and as we mentioned a bit earlier, the average Kiwi
woman in nineteen sixties had four children. That is now
down to one point five. So the danger territory is

(25:23):
one point two. If we get to one point two,
then it is in danger territory.

Speaker 2 (25:28):
Well, Japan has entered an era of fully fledged population decline.
If current trends remain and we're not far above them.
If current trends remain unchanged, the nation's population is expected
to decline by about half in the next sixty years. Yeah,
so we should be celebrating twenty work kids. But if
we can. But the problem with that, you're declining byhalf.
But then most of your population are very old and

(25:50):
in need of a productive word, workforce to support them. Yeah,
so that is the real threat of population decline. We
need babies. Hey, lads, I'm forty four, married with two
kids sixteen and thirteen, both me and MUMSI are working
and take home fourteen hundred dollars a week. We struggle
in there, impossible to save, try to stay fit and healthy,
so I'm around when my kids grow up because they

(26:11):
are going to need us even more as adults. I'm
doing pretty well health wise. I wouldn't say I've aged
like fine whine, more like an old coke. Still very sweet,
but losing my fizz because I'm going to be working
when i'm eighty. Keep up the great chat boys, love
your show. Yeah, I think thanks for that, Jason, Gareth,

(26:32):
Welcome to the Met and Tyler Show. So you were
running a decent family right now, decent sized family.

Speaker 1 (26:41):
Yeah.

Speaker 15 (26:43):
So yeah, I've got six kids at the moment, mate,
And that was a bit of a story how that
came to be. I had two of the eggs week
the two with the white, and ended up getting triplets
on the last round, doubling up.

Speaker 16 (26:59):
Fancy.

Speaker 4 (27:00):
Wow.

Speaker 2 (27:01):
And so can you talk us through your feelings when
you found out that the that they were there was
three coming.

Speaker 9 (27:09):
Oh.

Speaker 16 (27:10):
When I first.

Speaker 15 (27:11):
Heard it, I was sitting down with my oldest daughter,
who's twelve, and I just started laughing uncontrollably for about
half an hour.

Speaker 3 (27:18):
Yeah, I beat your dad, I mean right on the
last one as well.

Speaker 2 (27:22):
You wanted to with the wife.

Speaker 3 (27:24):
And to get tripletsil Thatt go yeah, mate, yes.

Speaker 15 (27:29):
And when we get all the questions, I was at
ivy if. I never heard of IVF until I was
my missus got bringam wins replets.

Speaker 2 (27:35):
Yeah no. And so how was it dealing? How is
it living and supporting and dealing with the edmund around
six kids in twenty twenty five, Gareth, I don't.

Speaker 15 (27:47):
Think anyone's border Well, basically I've gone and talk to
my local MP about this, right because we get no help. Well,
I can hard work because triplets are so young. She
went's harder for my money than I do, just so
I can get out the door in.

Speaker 2 (28:01):
The morning, right, Yeah, and let's.

Speaker 15 (28:04):
Not recognize whatsoever by the state.

Speaker 16 (28:06):
And I even talked to my local MP about that.

Speaker 15 (28:09):
And when I said, you know you've got triplet, you
look at me, you got triplet?

Speaker 16 (28:12):
Does your wife work?

Speaker 15 (28:13):
And I was like, how out of touch you asking
me if my wife for two year old triplets who
are turning three very soon are they is you're working?
I was like, this is absolutely out of touch, mate.
You've got no idea how much work she does. Yeah,
and there's no help. Basically, I'm just going to tell
my kids, if you want a big family like you
grew up and don't have a job, they'll give They'll

(28:34):
give you a house, they'll give you everything you want.
You get a brand new bike. But we can't buy
you that stuff because I'm getting taxed, you know, a
huge chunk of my income every week to fund other
people's kids. So you guys can't give what you need.
You know, it's really disappointing. We get nothing in terms
of support or help. We get some working families back,

(28:55):
but it's not enough to cover our expenses. You know,
we're going through hundreds of bloody.

Speaker 16 (28:59):
Nappies a week we work.

Speaker 15 (29:01):
We got them off the powdered formula which we were
buying in creaks of six or twelve at a time.
It's it's not cheap and there is.

Speaker 16 (29:09):
Nowhere for support.

Speaker 15 (29:11):
And because of my paved brandd I go up three
percent a year or something. It just puts us just
over the limit again for any help whatsoever.

Speaker 2 (29:20):
So a huge struggle for you and massive stresses there.
But Gareth, is there a lot of joy in the
house as well?

Speaker 1 (29:28):
Oh?

Speaker 15 (29:29):
Mate, yes, there's a lot we do with We're good parents, right,
we bring joy to our children's lives. It's just we
just know that when we go there'll be nothing.

Speaker 4 (29:39):
Left for them.

Speaker 15 (29:40):
Even I'm working hard, I'm building this country. I've got
a real good job as far as I can well,
I would consider it a good job. If I was
told when I was eighteen, you'll be doing this or yes,
thir I'd love that. Yeah, it's good money, but it's
not good money when you've got kids that My son,
my oldest son, fifteen, he wants to be an architect,
he wants to do all this. It's like, why am

(30:02):
I reasing the next generation of taxpayers when you know
I can't even provide and what they want my boy.
He's needed breakfast for the last two years. I've got
no chants. Right, he's coming up to I need to
buy him a bloody car to teach other drives. Like
that's going to be a choice.

Speaker 16 (30:18):
Like that next year you want bracelet or do you
want to learn to drive?

Speaker 2 (30:21):
Yeah? That's tough. Care. Yeah, not easy at all.

Speaker 15 (30:24):
It's not how I was brought up when my parents
want to become or some job.

Speaker 2 (30:29):
Right, yeah, I mean I mean back, you know even
you know, when when I was a kid, six kids
was probably manageable. It would be very, very hard, but manageable.
But it's so difficult now. Now this is just a
very practical question from a person that's had kids. How
do you deal with getting triplets into a car?

Speaker 10 (30:49):
Like?

Speaker 2 (30:49):
What is the what? What is the you know, the
the cheer situation in a car with triplets.

Speaker 16 (30:57):
Well that's a bit of question.

Speaker 15 (30:58):
And I thought you were going to ask, because you know,
I've always been asked, which one do you deal with
first when they all start praying? I always did you
start with your favorite.

Speaker 16 (31:07):
And work you wait out.

Speaker 15 (31:11):
How we just got an eight seater, so.

Speaker 16 (31:14):
My six kids and my wife willing just for them.
We're running.

Speaker 15 (31:22):
Three or two baby seats in the middle, one baby
seat at the back, and a booster at the back.

Speaker 2 (31:27):
Yeah. Oh well, Hey, thank you so much for your call, Gareth,
and all the best with that and cheers mate. Yeah,
have a great afternoon. Oh my god, you you you've
got three out of me. I'm going to be honest
with you. I've got a very close friend that had
two kids and she was all done and dusted and
moving on with her career, and then then her and

(31:50):
her husband got pregnant again and twins, and you know
that that that up's the anti quite a lot.

Speaker 3 (31:57):
Yeah, it does, and I mean very joyful, as you said,
very joyful, but also.

Speaker 2 (32:01):
But she's an example of how things have changed where
when she said she was going to have four kids,
I was like, how are you gonna possibly and deal
with four kids? And this is just one generation from
four kids being quite quite standard.

Speaker 4 (32:15):
Yep.

Speaker 3 (32:15):
Oh, eight hundred eighty ten eighty is the number to call.
We've got backed up phones here, but if you can't
get through, keep trying. Nineteen nine two is the text number.
It is sixteen to two.

Speaker 1 (32:27):
A fresh take on Talkback Matt and Taylor afternoons with
the Volvo XC ninety turn every journey into something special.
Have your say on eight hundred eighty ten eighty youth talks'd.

Speaker 2 (32:38):
Be good afternoon thirteen to two. We're talking large families
in twenty twenty five and large families of the past.
After Kiaren Colklan and his best supporting act speech for
a Real Pain, said to his wife Jazz Shatton Shatan, sorry,
it's a different dives. That's an unfortunate well, actually maybe

(33:00):
fit now os I'm the fourth baby, because she said,
if you got Oscar that have another kid. So he
was very excited about having four children. Of course, being
a Hollywood actor and a Kulkin, he can probably afford
four kids. Yeah, not so easy for everyone else. Gareth
is struggling. And I've got to say some people pushing
back about against Gareth who rang before and saying how
hard he was doing with six kids. As Dave says, here,

(33:24):
if you can't afford the kids, adopt them out. People
are desperate to adopt. If you can't afford them, don't complain. Wow,
there's coming on hot, big Dave. He's got triplets, So
which one of the triplets would you adopt out next week?
Why not sell your kids, big Dave? You know Japers. Well,
I mean, one thing that is true about that is

(33:45):
there are a lot of people that want kids, and
there's one of those really heartbreaking things about the world.
There's people that have kids and don't know what to
do with them, and there's people that desperately want kids
and can't have them.

Speaker 3 (33:55):
From what I've heard, adoption is pretty hard. There's a
lot of challenges there to go through the adoption process.

Speaker 2 (34:01):
This text on nine two nine two, Good afternoon, Matt
and Tyler fantastic show is always thank you. My wife
and I have four children, with the oldest being twenty
two and the youngest being thirteen. For many years, my
wife stayed at home with our children, so we were
just on one income, which was a challenge at times,
but we always managed. As they got older, it became
much easier. And there's really not a big deal at all.
Love the show, keep up the good work. That's from Ben. Yeah,

(34:24):
I'll tell you what it does. I mean, this is ridiculous.
I'm talking with two kids, but boy does it get easier?

Speaker 4 (34:29):
Is it?

Speaker 2 (34:29):
Yeah? Finance wise or just general just general amount of
it I mean, obviously, you know, when you go from
those little changes of having to stick them and carry
everything around, put them in the car the other way around,
lock them into them being able to get into the
car by themselves, to be them able to put their
seat belts on. Over time, it just gets so much easier.

Speaker 3 (34:48):
At what point do you think you just right, I
can take a breath now, because this is this whole
parenting thing is getting a bit easier.

Speaker 2 (34:55):
Maybe ten yeah, yeah, I mean, god, everything gets easier.
On the way when they go to school, it gets
a little bit easier. Yeah, you know, it just gets
a little bit easier. But you know, as I say,
I'm coming from the position of a family before I
grew up with, but now I'm running only running two kids, Jared.
Population decline is an issue. According to you, I.

Speaker 17 (35:19):
Think it's a major issue. I don't know if you
guys remember growing up, but like the whole narrative of overpopulation, yeah,
we're gonna we're going to have this big crisis of
overpopulation is not gonna be enough resource well, that turned
out to be an absolutely falseood.

Speaker 2 (35:37):
Yeah, particularly particularly in Western countries and Southeast Asian countries
and Korea, Japan. Oh my god, the overpopulation is definitely
not a problem in a lot of the world.

Speaker 17 (35:49):
Well, that's exactly right. And I think even in Japan
just starting to see not just a plateau, but actually
decline in population.

Speaker 2 (35:57):
Yeah, we were just in the century we were just
saying before. If the current trends in Japan's remain unchanged,
the population is expected to decline by a half in
the next nearly seventy year.

Speaker 17 (36:09):
So that's exactly right. I think it's happening in a
lot of western countries. Yeah.

Speaker 3 (36:14):
Well here, you know, arguably we're not as bad as Japan,
but we're certainly hitting in the wrong direction.

Speaker 17 (36:20):
Well, that's right, And I actually like, I don't see
the tides shifting anytime soon. I just see a lot
of the narrative around having children is quite negative. I
actually wonder if part of the solution is actually re
endowing motherhood and karenthood with some dignity, you know, because
I don't think we've done that very well as a culture.

Speaker 2 (36:41):
Yeah, I mean, how do we rejig the economy, the
economy such that people can afford to have kids.

Speaker 17 (36:48):
Because well, I think there's more than the economy. I
think I mean, yes, that's part of it. And I
do agree that it is harder economically to have kids,
but it's also people are just selfish. Like I think anyway,
a lot of the reasons why my friends aren't having
kids is because they don't want to ruin their lives,
you know, because it's really hard having children.

Speaker 2 (37:09):
How old are you, if you don't mind me asking.

Speaker 4 (37:10):
Jared, I'm thirty thirty.

Speaker 2 (37:13):
Yeah, these days that's prime having kids age, isn't it.
So there'll be a lot of that going around in
your in your circles, but that decision being made.

Speaker 17 (37:23):
Yeah, I think. I mean I've got two kids myself
and hoping to have more in the future. But yeah,
it's just sense a kind of narrative that kids are
hard and a bit of pain. And I mean many
many women these days are pursuing career rather than having children.
I think that's a I think it's a shame actually,
you know, not saying women shouldn't get into Korea, but

(37:45):
there is something special about motherhood that I think we're
missing as a culture.

Speaker 2 (37:50):
Yeah, I mean, we don't have an economy anymore though,
where people feel they can get by on one income
or very many people.

Speaker 17 (37:58):
And true, and I wonder if if way more females
getting into Korea is actually part of the issue.

Speaker 2 (38:06):
Well, well, thank you so much, Jared, But who's going
to say that you can't have a career. I mean,
they've got every right to get a career as their
partners do.

Speaker 3 (38:13):
Yep, Mothers, we'd love to hear from you. Oh eight
hundred eighty ten eighty Jared's thoughts, and we're keen to
hear what you've got to say about that. Nine two
niney two is the text number. Horribly late.

Speaker 2 (38:23):
It is seven to two.

Speaker 1 (38:26):
Matties Taylor Adams taking your calls on eight hundred eighty
ten eighty matt and Taylor afternoons with the Volvo xc
N eighty Tick every box, a seamless experience, awaits News Talks.

Speaker 3 (38:38):
EDB, News Talks EDB. It is four to two. We
are going to carry this on after two o'clock.

Speaker 2 (38:44):
You've had so many fantastic phone calls. We've got to continue,
so keep them coming through on eight hundred eighty ten eighty.
Big families. We're talking about are you in one or
are you wanted to be in one and start one?
But you can't. I've got a question for you over
the break. Yep, what is the average household size in
New Zealand? What is the average amount of people living
in a house in New Zealand in twenty twenty five. Oh,

(39:06):
that is a great question.

Speaker 3 (39:09):
I'm going to chuck a figure out here now, Yes,
average household size and musal.

Speaker 2 (39:15):
It's just amount of people living in the house.

Speaker 3 (39:16):
I'm going to say three point nine absolutely if you
think you know the text number is nine two nine two.
But we are going to pick this back up after
news that is coming up at two o'clock. So, oh,
eight hundred and eighty teen eighty is the number to cool.
Love your stories about your big family and if your

(39:37):
younger pearents keen to hear your stories as well. If
you have only got two kids, why if you're looking
to have more? Really keen to have a chat with
your new sport and weather on its way. You're listening
to matt and Tyler. Very very good afternoon to you.

Speaker 1 (39:51):
You there your new home for insightful and entertaining talk.
It's Mattie and Taylor Adams Afternoons with.

Speaker 4 (40:01):
The Volvo XC Nighty on News Talk seven.

Speaker 2 (40:06):
Good afternoon, Welcome back, into the show.

Speaker 3 (40:07):
We're talking I have big families on the back of
Kiaren Colkin his Oscar speech after winning at the ceremony
yesterday asked his wife for maybe number four.

Speaker 2 (40:17):
Yeah, And it struck me when I was watching that, boy.
Four seems like a lot of kids these days, and
yet I'm from four kids, and it didn't seem that
much when I was growing up. So it's definitely changed,
and it seems harder to run four kids than it
used to. Before the break actually, before we go on,
before we leave the Oscars, can I just say that
Adrian Brodie's speech was the most pathetic thing I've ever

(40:37):
seen in my entire life, longest Oscar speech ever. He
kept on shushing the music to come down so he
could continue blasting on with his boring self congratultally rubbish.
She didn't save the world. He acted in a movie, Adrian,
wrap it up, but also your grievance here as he

(40:58):
cut into Conan O'Brien Steiman.

Speaker 3 (40:59):
Conan is a very very funny man, genius.

Speaker 2 (41:02):
He's a friend of mine. Conan, Yeah, and by which
I met him once in Christian Chairport when he was
over here recently and went up and sugar his hand
and said, I'm a big fan your mate's best faites
now and I thought some of his stuff was really,
really funny. His little skits were great and they had
to cut them down because Adrian Brody thinks he's so
important he can do the longest speech in Oscar's history.

(41:23):
Shame on you, thank your God and your agent and
get off now.

Speaker 3 (41:28):
Before the news you also had a bit of a
tas for the audience.

Speaker 2 (41:33):
Yeah, that's right. So I was asking, not this isn't
family size, but what's the average amount of people living
in every household in New Zealand? A lot of bets
coming guesses coming through. Six point two says this person,
two point five, four says this person, eight says this
person eight? What eight? What about eight? Get out with you? Eight?

(41:57):
That is the stupid that I'm not even sure average.
That's a lot of people per household. We got all
we've got more homes in the world. Are you living
in where the average house in New Zealand has eight
people in it? Yeah? Anyway, the number is on average,
there are two point seven usual residents per household and
occupied private dwellings in New Zealand. That's in twenty twenty four. Right,

(42:18):
two point seven, So two point seven average average house. Right,
And you know, obviously we're not saying that there's point
seven of a person in there. You know, we don't
have two normal people and a tailer sized person in
every house. That's what's saying at least a point eight
Joe Anne, your thoughts on large families in the modern age.

Speaker 18 (42:42):
Yes, Hi, guys, I have a little bit of a
biased one as one of multiple kids growing up, so
I'm more on the side of less of more, which
I think a lot of people sort of my age
bracket are leaning towards these days that I talked to.

(43:05):
So I'm one of five, I'm a millennial, and the
age range is it's not a crazy drastic between my
immediate siblings, but I'm in my thirties and my youngest
sibling is fifteen, So.

Speaker 17 (43:21):
There's a little bit of a cat are you are
you that?

Speaker 2 (43:23):
What do you sit in the family. I'm the second oldest,
second oldest, right, Okay, yep.

Speaker 18 (43:29):
Yeah. So as you were stating before, as it does
happen is that the older kids generally end up parenting
the younger kids. So when it comes to us being
sort of the age that you know a lot of
our friends and people before us were starting to have kids,
were we're not because we've kind of been doing that

(43:50):
for a long time already, and we just, you know,
want some freedom. So I'm still looking after my youngest sibling,
so I'm in no way in a rush to have
my own.

Speaker 2 (44:04):
How old is you?

Speaker 8 (44:05):
So?

Speaker 2 (44:05):
How old is you? Is the youngest sibling that you're
still looking after? Join, she's sixteen fifteen, So when you
say looking after living with you.

Speaker 18 (44:15):
I did have to move back in and help look
after her. Yes, our mother husband on wealth for a
few years and is not able to drive anymore. So
I good on you for good drive her everywhere and
if stepping up.

Speaker 2 (44:33):
And doing that, that's that's really massive sacrifice for you
to be doing that. So good on you. How how
hands on were you when so you know, there's but
a fifteen year age gap, So how hands on were
you with your youngest siblings as that child was growing up?
Like when they were when they were little? Was it
was it was it nappy changing? Was it taking them

(44:57):
to sports?

Speaker 4 (45:00):
Yeah?

Speaker 18 (45:00):
So I was actually her age when she was born.
So we're kind of in the we're exactly in the
middle age. So yeah, it's weird to think that. You know,
I was her age when she was born, and I
think of her as being too young to do that
kind of thing that I was doing. But you know,

(45:21):
I did everything. Unfortunately, our mother, you know, was diagnosed
with cancer a few months after giving birth and had
to have surgery. So I looked after her predominantly for
about a year, looking after her full time, and then
I moved back overseas for about two years once our

(45:44):
mother was you know, able to look after her again
and was in remission, and then I moved back when
she was about four to New Zealand and I've been
here ever since and I don't really feel like I can,
you know, leave yet until yeah, she's eighteen, so sticking around.

Speaker 2 (46:02):
Well, so you must have a really big, big heart.
Did you immediately fall into that you saw what needed
to be done when you were fifteen and start doing
it or was it asked of you?

Speaker 18 (46:16):
No, I just kind of did it. I mean, she's
my third she's the third youngest of my siblings, so
I already have two younger brothers that are older than her,
and you know, my my parents split up when I
was about ten, so we were in a single household
for quite a while, and I just kind of took

(46:38):
on that role of looking after the younger kids. And
they're just, you know, fun to be around. So I
would just make sure you know that they were, you know,
not getting into trouble and stuff like that, and give
more responsibility.

Speaker 2 (46:52):
What about the other siblings. Did they help out as well?
Your oldest sibling.

Speaker 18 (46:58):
Yeah, to an extent, the boys weren't really felt they
weren't really made to feel as responsible. Unfortunately. That's just
kind of the way that you know, they were brought up.
They're very lovely, lovely boys, and they do help out,
but it's kind of a thing where you sort of
have to ask ye. So yeah, and then my I

(47:22):
do have one sibling that is older, but they're not
really around as much.

Speaker 2 (47:30):
So yeah, and so Joanne.

Speaker 3 (47:32):
So you and your full blooded siblings, none of you
have children at the stage.

Speaker 18 (47:38):
No, none of us do.

Speaker 2 (47:40):
Right do you feel do you feel do you feel
a certain amount of resentment? Obviously you've got a lot
to be proud of and what you've done for your family,
and you know, you've obviously gone out of your way
to do what you think is right. But there is
there a part of you that feels some kind of
resentment and and and feel in some way trapped by
the circumstances.

Speaker 18 (48:02):
Yeah, I have before previously, you know, when you know,
when mother was sick, when you know I was younger,
when I was a teenager, you know that couldn't be helped.
And it's still what she's sick with now is also
isn't her fault. But it's when you you know, you
kind of do things without having to be asked for

(48:23):
so long and then it just kind of is expected
of you and they kind of forget that you you know,
you want to have your own life. Yeah, And it's
that sort of thing. And then also you know, parents,
are you pride you you know, when are you having kids?
And I'm like, I'm still looking after your kids, I'm
not having any of my own.

Speaker 10 (48:42):
Yes, Yes, that sort of thing.

Speaker 18 (48:44):
You have to remind.

Speaker 2 (48:45):
People that, you know, so do you sort of in
some ways? And obviously you've got a lot of love
for your family and your living the life you're living.
But does part of you go, okay, when does my
life start?

Speaker 18 (48:56):
A little bit? You know, it's you have to kind
of remind the other siblings, you know, like I'm happy
to do. I'm happy to help and do all of this,
but you know, sometimes they do need a break, and
I do need some help because I'm also you know,
helping my mother sometimes you know, you'll like get hurt

(49:17):
to her appointments and things like that. So it's just
kind of a lot sometimes and I do, you know,
I would like to go back overseas to where I'm
from for a little while to you know, visit family
and stuff. But you know, my sister being at this
age in her life where you know, she's just learning
to drive and stuff like that, and she wants to

(49:37):
get a job, I feel like I can't.

Speaker 19 (49:39):
I can't leave.

Speaker 2 (49:40):
Yeah. Well, you're obviously a very good person, Joanne, And
thank you so much for bringing up and sharing a story.
And it doesn't seem like you're going to be having
a five kid family yourself.

Speaker 3 (49:49):
No, No, thank you very much for sharing, Joanne. Quite
a couple of teaks here, guys. Wife and I have
just had number teen in December.

Speaker 2 (50:00):
We only have.

Speaker 3 (50:01):
Seven at home now. The most challenging time is Saturday
sports when you have five kids in different places Andrew.

Speaker 2 (50:07):
I can only imagine how full on that will be
because I used to have two teenage boys playing sport
in different parts of the city and that was basically
an entire saturday, just driving around, always on the road,
dropping them off, picking them up.

Speaker 3 (50:22):
But having five different corners of Auckland, I mean, bug
of that jugger.

Speaker 2 (50:28):
That just the amount of WhatsApp sports threads, you'd have
to be the amount of Edmond around that. You know, boy,
oh boy, Andrew, You're a hero. Good luck with that.

Speaker 3 (50:40):
Oh, eight hundred eighty ten eighty is the number to call.
It is seventeen PUS two.

Speaker 1 (50:45):
Your new home of afternoon Talk Matt and Taylor afternoons
with the Volvo XC ninety. Turn every journey into something special.
Call eight hundred eight news Talk.

Speaker 3 (50:56):
Said, be good afternoon, having a great discussion about how
big your family is. It's on the back of Karen Colkan.
He mentioned to his wife at the Oscars after winning
they did like a fourth child. And for some reason
that is unusual in today's age, isn't it?

Speaker 2 (51:10):
It certainly seems to be now He's an important text
coming from Colin and Nelson, And look, I've got a
lot of sympathy for Colins because I've got a dog
called Colin, although it's annoying me at the moment because
I call my dog Colin a long time before that
Australian TV show Colin from Accounts. And today someone came
out to pat my dog when I was walking him,
and they said, what's the dog's name? I said, Colin.
They said, after Colin from Accounts. I'm like, the dog's

(51:32):
eleven years old. It's been around since before Colin from Accounts.

Speaker 3 (51:34):
Well, that's nice for Colin. Though Colin's obviously a young
looking dog. He's got good skin, doesn't he. Well, you
paid a lot of money for it.

Speaker 2 (51:40):
You're such a glass half full kind of guy. I
like that. Yeah he does. He does look sprightly. Please
note that when referring to people, the correct term is number,
not amount. Also, the pronoun is who, not that Colin
and Nelson. Thanks for that, so you go. The correct
term is the number of people, not the amount of people.

Speaker 3 (51:56):
So the number of people in a household.

Speaker 2 (51:58):
Not the amount of people. Yeah, okay, thanks for that, Colin,
A right Colin, yep, yeah, good name and a good city. Nelson.
It's my hometown and I assume that was you, Tyler,
that was missing that up. Only people having large families
are elites or morons who keep prison health system and
government bureaucrats and big paying jobs overseeing them. Thanks for that, Karen, Well, okay,
that is actually from Karen. As a female who did

(52:21):
the career and juggle children says this text to Antakio,
I wish I'd done it different. It was hard. Feminism
pushes for the corporate rat race and as a result,
strangers raise our children, currently pregnant with number five and
looking forward to doing it different this time. Good to
XC five. You know that seems like a lot. It
wouldn't have seemed like a lot in the sixties.

Speaker 3 (52:39):
No, I mean, just just throwing back to I think
was it Jacob that was the caller?

Speaker 2 (52:44):
Jared?

Speaker 3 (52:45):
Jared, Sorry Jared, but he made the call there, and
it's quite a controversial call that he felt it was
a mistake for women to enter careers at the expense
of motherhoods, that motherhood was looked down on as opposed
to women getting into careers.

Speaker 2 (52:59):
I mean, that is I think what he said from
his perspective, being very careful his getting behind the bulletproof
glass yes. From his perspective, it was a pity because
he thinks that that motherhood is a fantastic thing and
parenting in general is something great for people experience. So
it's a problem that the economy doesn't really allow for

(53:20):
that right, which I get.

Speaker 3 (53:22):
But if you throw it around the other way, stay
at home dad still look down upon? Is that still
a taboo to be a stay at home dad, so
that the female of the relationship would be the bread earner,
the bringing home the bacon.

Speaker 2 (53:36):
Let's try it, hey, Tyler. Yeah, I'm a stay at
home dad. I stay at home and I look after
my kids. Well, my partner works. How did you feel
about me when I said that, you lucky bugger. I'm
hoping to do the same. Okay, we'll be back in
just a second with Helga and her family of six.
But eight hundred and eighty ten eighty nine two nine

(53:56):
two is the text number we're talking about big families.
Are you running four plus in two thousand and twenty five?
Is that even possible to do?

Speaker 1 (54:10):
Matt Heath and Tyler Adams afternoons. Call Oh eight hundred
and eighty ten eighty on news Talk SAB.

Speaker 3 (54:16):
Good Afternoon, we're talking about big families. If you are
part of the big family, loved to hear from you.
On eight hundred and eighty ten eighty on the back
of Kieren Colkin, he won an oscar yesterday and told
his wife in love baby number four and then turned
a few heads in twenty twenty five.

Speaker 2 (54:30):
That's certainly dead. Surprised a few people. Helga, you're from
six yep.

Speaker 20 (54:36):
Only second generation New Zealander.

Speaker 2 (54:40):
Right, and so we're all six, So that the whole
the family started here though, So that all six started
in New Zealand.

Speaker 20 (54:46):
Yeah, and I'll start. My Norwegian grandfather married the Irish
grandma and they had two kids, and they had my mom,
and then there was an Australian family had five there
and three here, so that's eight. And then my region
one was one of five my grandfather, and then the

(55:07):
America and was one. I didn't know how many had
he had. So my father had me and my sister
on the first marriage. I was born in nineteen forty seven,
my dad was nineteen twenty one, my sister three years later.
That's the first marriage, and he had there with an
eighteen year old and got her pregnant. So he wanted

(55:30):
us so to get a state advance and home loan
for thirty years and the more kids you had the benefit.

Speaker 17 (55:37):
I was right.

Speaker 2 (55:39):
How many did he have with the eighteen year old
Alga um.

Speaker 20 (55:43):
Four but two guides, so that means he was looking
after six, but he wouldn't have had eight.

Speaker 13 (55:49):
So it was.

Speaker 20 (55:50):
Making quite a lot of money.

Speaker 2 (55:52):
And so there were government benefits that he was getting.
Poo child, was it?

Speaker 9 (55:56):
Helga?

Speaker 8 (55:57):
Yeah?

Speaker 20 (55:57):
Child, I'm not sure he seen six pound each, but
I'm not quite And.

Speaker 2 (56:03):
Helga, so you went with your dad? But what happened
with your mum?

Speaker 20 (56:09):
Oh? My mum had a mowous breakdown. She had her
head in the bus and she up had been shop
treatment and she divorced my father for having their Wow.
You know that's dramatic. And I was eight. So it
took me away to go with my step mother when
I was eight and with my father because she wanted
to get you the more money. So she was she's

(56:31):
about two years older than me, so that was hard.
And we had no color. There was a space paint
and Hobson Street and we had a big vegetable garden
and I found out how we got material for our clothes.
My father used to bring shirts and dresses home and
from the bag bag what he couldn't use at works

(56:54):
on the step mother used to take them apart and
make shirts and all our clothes from the second hand
clothes Wow big supper garden.

Speaker 2 (57:04):
So it was sort of a practical hands on way
of my making and creating everything that you needed to survive.
So how was your relationship with your step mother and
your father as you grew up? Helga and leaft the family?

Speaker 20 (57:18):
I was Cinderella.

Speaker 3 (57:22):
Then the good way or the bad way because Cinderella
had a bit of a tough, tough story.

Speaker 20 (57:27):
Well that was a good way, except my step mother
used to make me late for school and I had
to walk to a room and to meet it from
rocks Rockville Road, Elleslie two and a half mile or so.
I became a good runner, just about running the whole
way to school.

Speaker 2 (57:44):
Well, thank you so much for sharing your your story there, Helga,
Oh what a story. I had a bit of paper.
I was want to work all that out. I could
see that you were doing the different threads there, and
I still didn't really come up with any you know.

Speaker 3 (57:55):
Helga, thank you very much for sharing an incredible story.
We've got time for John before the headlines. I think
we do get a John John. Your thoughts on bigger families.

Speaker 9 (58:06):
You want a bigger in mind, I think Dane might
interest you. I have got five children, eleven grandchildren, two
great grandchildren. Now on my mother's side. There was twelve
on my father's side, who was thirteen.

Speaker 2 (58:23):
Wow.

Speaker 9 (58:23):
We continue zeal And around nineteen sixty four from the Netherlands,
just after the war, and you know, on there was
a reunion on my mother's side and there would be
one hundred and fifty in the photo and there would
roughly be the same on the father's side, so you're
looking around three hundred.

Speaker 2 (58:46):
Wow, it's a significant impact on the world.

Speaker 9 (58:50):
Well, we did our thing. We did our thing. Yeah
and yeah. So anyway, I'm going I'm seventy four and
in three months I'm going back to the Netherlands to
meet my family. So it's a mess of family. I
went back there I was about twenty five years ago roughly,

(59:13):
and so obviously your family has grown some sin and
there's problem with Jonkie my last and I'm really looking
forward to seeing you all.

Speaker 4 (59:23):
Yeah.

Speaker 9 (59:23):
Yeah, So so coming from it.

Speaker 2 (59:25):
Coming from such a big family. Five kids mustn't have
seemed too massive for you, John, it must have seemed
slightly manageble. I'm sure it was hard, but you know,
coming from such a large family before that.

Speaker 9 (59:35):
Yeah, well I didn't know my family because I was
only about three when I came here, right, So, yeah,
I didn't know my finion in Holland. I remember my grandfather,
but yeah, that's a good memory. But yeah, from a
young age. But yeah, I really started my family here
in New Zealand and yeah, so yeah that's this way,

(59:59):
you know.

Speaker 2 (01:00:00):
Yeah, Well, thank you, thanks so much for sharing a
story of us, John, and good luck with meeting your
family back again and meeting them over there and the need.
What an awesome experience. That'll be another great story. Thank
you very much.

Speaker 3 (01:00:12):
Right, headlines coming up, and thank you very much for
the phone calls and texts. It is twenty nine to.

Speaker 1 (01:00:20):
Three US talks every headlines with blue bubble taxis it's
no trouble with a blue bubble.

Speaker 8 (01:00:29):
The USA is pausing all military aid to Ukraine, including
weapons in transit on aircrafts and ships and waiting in Poland.
Media are quoting a White House official saying the President
wants Ukraine to commit to ending the war with Russia.
The Health Minister has announced twenty five more medical school
placements from next year and funding for up to fifty

(01:00:51):
graduate doctors to specialize in primary care. A nutrition researcher
says New Zealand needs to get its act together as
a major Australian led study predicts rocketing child obesity in
coming decades. The Educational Institute says making food palatable and
nutritious it shouldn't be this hard, and the government's committed

(01:01:13):
to providing school lunches and must fix ongoing issues. Auckland
Airport says it donated nine tons of unclaimed items to
new owners last financial year via local family services, including clothes, toys,
betting and sports equipment. Who Can Gray All Blacks? Number
twelve Jersey and Jordi Barrett's absence read leyam Napier's full

(01:01:36):
column at Enzid Herald Premium. Now back to matt Ethan
Tyler Adams.

Speaker 3 (01:01:40):
Thank you very much, Ray Lean, and thank you for
all the phone calls and texts we had on that discussion.

Speaker 2 (01:01:45):
Really enjoyed that.

Speaker 3 (01:01:46):
But we're going to change tech over the next week.
While we want to talk about buying a home with friends.
Great story in the New Zealand Herald. It's part of
the Prosperity Project podcast prospective homeowners looking at alternative methods
to get on the housing ladder, like buying in groups
and with friends, of being urged to do their homework
and put the appropriate legal agreements in place.

Speaker 2 (01:02:08):
One hundred and eighty ten eighty nine to nine too.
If you want to TESX, have you gone into a
property with friends? How many friends have been involved? Because
of course, some people can't get on the property ladder
by themselves and they want to get group people together.
How does that work? And if you've been in this
situation and it's gone wrong, we'd love to hear from you.

(01:02:30):
If you've been in this situation and it's gone right,
we'd love to hear from you.

Speaker 4 (01:02:34):
Yeah.

Speaker 2 (01:02:34):
Would you ever do that with friends?

Speaker 9 (01:02:37):
Ah?

Speaker 2 (01:02:38):
No, I don't like it. Well, I was talking about
this before. It's funny because you will do it with
your partner. I was just going to say that relationships change,
but relationships change in marriages and partnerships, you're often buying
a house with someone where things can change. Yeah, you know,
you know there's a lot of people that've had to
give people they hate a house because the marriage has
gone wrong. But I just think with friends, it's too

(01:03:03):
open for things to change. So you know, say, say,
for example, you've got four and and I know of
the story of these guys that were the four mates
for a rugby team, and they bought a house and
in the house they put showers like the rugby changing sheds,
so they all shout to get they all showered together.
What I wanted to keep, They wanted to keep their

(01:03:24):
clubrooms and the boarding school vibes going. And then and
then you know, they all meet partners and they go off,
and then they're trying to sell a house with a
basically with a locker room in it. That's an example
how things can change. And I went into that house
and I was like, why is there so many shower
nozzles in the bathroom. It's a perfectly normal Mount Heathen house.

(01:03:44):
What are we doing here? And in the real estate
agent explained to me what the situation was. But that's
an example how lives can change. Yeah, lives can change.
You know, you're you're in your twenties and go, yeah, yeah,
we want to be boarding school rugby, playing guys forever,
and then you meet someone in your state, your family,
and then things change, or someone might move someone into
the house that you know you've got you've got three mates.

(01:04:05):
I mean, it might be different if you're not living there.
I mean totally. That might be simpler if you're going
in and buying a property to rent out. But I'm
talking about this situation was them moving in together and
you know, they've got maybe got three four of you
living there and one of them has to move their
partner and how does that all work out?

Speaker 3 (01:04:21):
Yeah, that's where it gets tricky, right if they're all
single mates And I get it. You know, we want
to say, hey, the old days are never going to die.
We're always going to be in the shower together eleven
the rugby days and we'll never grow old.

Speaker 2 (01:04:32):
Well kill zib to get communal showers so we can
all shower together would be nice, wouldn't you know? It's
a great way to bond.

Speaker 4 (01:04:38):
Yeah.

Speaker 2 (01:04:39):
Yeah, there's no secrets.

Speaker 3 (01:04:41):
We've been asking for the urinal just behind you. So
communal showers is that too much to ask for? Oh?

Speaker 2 (01:04:46):
One hundred eighty. If there was ever a group of
people less likely to shower together. It's the only a
talented talent at a news talk zib.

Speaker 3 (01:04:55):
Yeah, but we're going to change that, don't well? Yeah,
SOA eight hundred.

Speaker 2 (01:04:58):
And eighty ten eighty Have you tried to go onto
a property deal with your friends? And how's it worked out?

Speaker 3 (01:05:05):
YEP nine two ninety two is the text number. The
phones have lit up, so let's get into it. It
is twenty one to three.

Speaker 6 (01:05:14):
The big stories, the big issues, to the big trends
and everything in between.

Speaker 1 (01:05:19):
Matt and Taylor Afternoons with the Volvo XC ninety attention
to detail and a commitment to comfort.

Speaker 2 (01:05:24):
News talks B, News talk ed B.

Speaker 3 (01:05:27):
Have you decided to buy a property with your friends?

Speaker 2 (01:05:31):
And how did it go?

Speaker 3 (01:05:32):
A great story in the Herald about many people in
New Zealand who have done just that. Some cases worked out,
some didn't. Still have to hear your stories.

Speaker 2 (01:05:41):
As you've involved in a relationship like this, how did
it work out for you?

Speaker 14 (01:05:46):
Oh?

Speaker 21 (01:05:46):
Yeah, it was pretty interesting? So wait, let's start.

Speaker 2 (01:05:53):
Let's start at the beginning. So let's start about how
the idea came about and how many people involved and
such easy.

Speaker 21 (01:06:00):
As So there was two of us, me and my mate.
We were both wanted to buy a house in Auckland
of both late twenties early thirties. I had a deposit
and she had the cash flow, but individually we couldn't
get people from the banks. So I'd heard about co

(01:06:21):
ownership agreement. And we're actually both ex military at the time,
so we both knew that we could keep ourselves clean
and knew that we had certain levels of expectations around
how we wanted to live.

Speaker 2 (01:06:41):
Something ahead the military.

Speaker 21 (01:06:42):
You've got to get you to something. Yeah, that was
definitely not on the list of how we wanted to
live in our house. Yeah, So yeah, we started to
when we realized that we're like, maybe we can do
this together, and so we went to a mortgage broker.
He had some experience of this squirrel mortgages for a

(01:07:04):
good plug, some really good guys there, and they were like, yep,
this is how you do it, and so we went
and got the pre approval. We started looking at houses.
We're very clear about what we each wanted and our
top like three things that we wanted that the house
must have, and that went well for figuring out what

(01:07:26):
worked and what didn't. And then we were told go
to a lawyer and get a co ownership agreement, because
when it all goes down the toilet, if it does,
then you've got an absolute plan worked out of how
step by step it will work, and how you will
sell it, how one of you could buy each other out,
how one could rent off the other while the other
one moved out, and all of that. So we did

(01:07:49):
that and signed up to that. We didn't get individual
lawyers like we were recommended, but we stepped down with
one and so it was very clear across the board.
We both got the same brief, we both understood it,
and we both entered into it. It was quite hard
initially to get the real estate agents and the bank
manager to understand that we were both individuals and not

(01:08:10):
a couple. So there was definitely that assumption that we
were both in a relations to keep getting them to
understand that we didn't want to combine our banking system.
But we did end up with a joint bank account
which was just to pay the insurances rates and all

(01:08:33):
of that. So we put our share of money into
that and that came out and the thing was the maintenance.
And yeah, so for like three or four years that
worked out really well no issues. We all sort of
we had a pretty good understanding of how we did
the household stuff. And then it did come to a
bit of an end. I don't really want to sort

(01:08:54):
of go into details, but it's not fair on her.
But it was probably mutually we're both getting ready to
move on to different parts of our lives. I was
looking to settle down with my partner and it was
probably moving on to a later stage in life because
she was the older one. And yeah, and.

Speaker 2 (01:09:12):
So did your partner ever move into the house with you, guys?

Speaker 13 (01:09:17):
Not before?

Speaker 8 (01:09:17):
No?

Speaker 9 (01:09:18):
No?

Speaker 21 (01:09:19):
Yeah, so it was you know, we never Yeah, I
never had to worry about the WI friends situation from
either of us, like moving in on on into the
house or anything.

Speaker 1 (01:09:30):
Yeah.

Speaker 21 (01:09:30):
And so yeah, after the sort of dust up where
you fell back on the ownership agreement, which was by
each other out. I could buy her out. She couldn't
buy me out.

Speaker 2 (01:09:45):
You had paid the deposit, hadn't you, ash.

Speaker 21 (01:09:49):
Yeah, So we had an agreement that so if we
saw the house literally, we would get our deposits back
that we've put in, and then the equity gained in
the house would be shared at that percentage. I believe
it was. It's been a little bit of time now,
but yeah, it.

Speaker 17 (01:10:07):
Was or that.

Speaker 21 (01:10:09):
Otherwise, equity was fifty fifty, so it's sort of amalgamated
to we owned fifty percent of the health each and
then the sposits worked out by percentage, so we would
always have got our money back. And she used a
kiwisaver to get her first home, so she could use
a full key resaver for her first home for that deposit.

(01:10:30):
And then if I had had key we saver, I
could have used my whole key resaver for that as well.
But I had military, which is by the by.

Speaker 2 (01:10:39):
So when you had that, when you had sort of
the disagreement and things had busted up, did you go
into that negotiation on the back of that, you know,
that agreement that you signed with like with you know,
was it acrimonious?

Speaker 21 (01:10:54):
Uh, you're getting too fancy on the words from me there.
But what we did do is we went back to
that and it stated that so the value of the
house would be at the two like valuations from like
real estate agents. So we got some real estate agents
then and then we averaged that price and therefore that

(01:11:15):
was the buy out price of the house. So so
percents and then I paid her that fifty percent of
the value of the house.

Speaker 2 (01:11:25):
Yeah did you? And sorry you carry ones?

Speaker 21 (01:11:30):
Oh no, that was me done anyway?

Speaker 2 (01:11:31):
Are you are you still? Did you manage to patch
up the friendship?

Speaker 4 (01:11:36):
Oh no?

Speaker 21 (01:11:36):
But we were more sort of it was a we
went fully friends beforehand, to be honest, Like we both
played on the same sports scene. We both knew each
other through through the military. Yeah, And I think that's
what made it almost work better for us because it wasn't.

Speaker 2 (01:11:55):
An emotional kind of situation.

Speaker 20 (01:11:57):
Yeah.

Speaker 21 (01:11:58):
Yeah, we were were a business move entirely. The friendship
developed more from moving in together and being yeah, co
owners like flatmates.

Speaker 2 (01:12:09):
So I guess, yeah and so. But so this actually
sounds like it went pretty well, right because you managed
to get into this, into a property that you wouldn't
have been able to do without this partnership you went into,
and then you came out and made some money.

Speaker 21 (01:12:23):
Yeah exactly.

Speaker 2 (01:12:24):
So So what you did, what you did right is
getting everything down at the start, didn't You got everything
laid out in a proper way, so in a way,
you had your exit strategy right from the start.

Speaker 21 (01:12:35):
Exactly, And that's what I'd recommend to anyone doing it
and coming from like the military situation. Quite a few
people I know who have done that in the military,
Like it's quite normal for little positive sailors to sort
of set up you know too or two sometimes free
and you get in. You wait for the house to

(01:12:57):
you know, go up as value, and then one person
might buy out and the other two will buy that
person's share and then they can go. They have a
deposit for a full house. And that's what happened to us.
So with the money that she got and that deposit
from the keywisaver that actually came out of that, she
was able to go and buy her own own plot
of landing.

Speaker 17 (01:13:17):
I believe she bought up north.

Speaker 2 (01:13:19):
So well, okay, well that sounds like ash you's that's
that's successfully done. It sounds like there was a bit
of dust up at some point, but everything was in
line or the ducks on a row, so you could
come out with a bit of money and so it
sounds very doable. Kind of worked out.

Speaker 3 (01:13:33):
But because they weren't best mates, and that's what I
worry about it that I, yes, it was your best mate,
And it all started to get a bit rocky. Towards
the end and you couldn't patch it up. Is it
really worth it in the end?

Speaker 2 (01:13:44):
Oh, that's a great text because I wouldn't go in
with my best mate spooch.

Speaker 9 (01:13:47):
Hey.

Speaker 2 (01:13:49):
Now I was saying before that I was looking around
the house and had communal showers. And they said that
some rugby friends had boarding school mates that played in
rugby team and brought the house and as a result
they had communal showers in there. Yes, this textra on
nine two twos. Matt, I think the real estate agent
may have misled you. I think that could have been
in a house of ill repute. I have been told

(01:14:10):
they have a few showers added for their distinguished clients
who may not want to go home smelling and smelling
like baby, or that's due from Wellington.

Speaker 3 (01:14:18):
That makes more sense, much more sense than a bunch
of rugby guys.

Speaker 2 (01:14:22):
Who knows potentially eight hundred and eighty ten eighty What
do you think about going into property with friends? Have
you done it, has it worked out? Has it blown
up in your face? Is it a good idea? And
you know, if there's a real estate agent out there
or a mortgage broker, we'd love to hear how that
all works out and what the best way to do

(01:14:43):
it is. It sounds like Ash did it right. Yep.

Speaker 3 (01:14:46):
Keen on your stories Oh eight hundred and eighty ten
eighties and number to call nine two three.

Speaker 4 (01:14:52):
The issues that affect you and a bit of fun
along the way.

Speaker 1 (01:14:55):
Matt and Taylor Afternoons with the Volvo XC to eighty Innovation,
Style and design.

Speaker 4 (01:15:00):
Have it all you talk?

Speaker 3 (01:15:02):
Said, be we're talking about owning a property with friends.
It appears to be a strategy more and more first
time buyers implementing and love to hear your stories on
eight hundred and eighty ten eighty.

Speaker 2 (01:15:13):
This Texas says, don't do it. A partner's wife decided
they wanted the value out to buy their own property.
Other partners in the property start using the situation to
gain on selling. Oh yeah, okay, that's interesting, Nadia. You
have the secret of success in going into property with friends.

Speaker 19 (01:15:32):
I do, I do so, I've hi. I'm Nadia. I've
owned a house in christ Church with two other people
for three years and it's quite funny like hearing you
talk about best friends and partners. We've actually been in
a group of best friends for about four or five

(01:15:52):
years and yeah, we're still friends today, so everything's kind
of running quite successful.

Speaker 2 (01:16:01):
Are you all living in the house?

Speaker 9 (01:16:02):
How many?

Speaker 2 (01:16:03):
How many are there in the house together?

Speaker 9 (01:16:06):
Oh?

Speaker 19 (01:16:06):
Okay, so we're actually not all living together. I'm in Wellington.
One of the girls she has her own house and
she lives with her own partner. And then the other guy,
he's went and brought his own poverty that he's drawing
up at the moment.

Speaker 2 (01:16:24):
So noney of you renting it out.

Speaker 19 (01:16:27):
Yeah, yeah, so we we originally three years ago, just
after COVID, we purchased it and we all moved in together.
We're all in the same friendship group, and we're all
we were all working together at the same time, so
it was quite It was quite intense relationships, like living together,
working together, and being friends together. But after two years,

(01:16:52):
I moved to Wellington, so I filled out my room
with attendants. The girl moved to Australia, so she filled
up her room with a tenant, and the boys stayed
there and we had this kind of like weird thing
going on where there was rent and mortgage payments stuff
like that, but it all went into one account very perfectly.

(01:17:12):
And then this account had savings in it as well,
so anytime something needed to be spaced, we could just
draw it out of that account. And now just recently
we've put it under property management and it's fully rented out.

Speaker 2 (01:17:27):
Wow, hate Nadia. If you would you be able to
stick with us through the news and we get the
rest of your story after the break, because we've just
got to nip off. We're running a bit late.

Speaker 19 (01:17:36):
Absolutely, absolutely, Okay.

Speaker 2 (01:17:38):
You hold there, we'll come back to you. I'm interested
in the.

Speaker 3 (01:17:40):
Story hereck heah, oh, one hundred and eighty ten eighty
is the number to call, and we'd love to hear
your stories as well. But we're going to pick back
up with Nadia very shortly. News Sport and Weather on
its way. Couple of texts up to the news.

Speaker 2 (01:17:53):
Hi, guys.

Speaker 3 (01:17:54):
After studying property at Union and doing a property law paper,
alert that there are two multiple party ownership titles for
a property, co ownership and joint ownership. One gives the
other parties ownership after death and the other is a
set part legal title that can be sold on or
put in a will for others.

Speaker 2 (01:18:14):
I haven't got that one hundred percent, Mike.

Speaker 3 (01:18:16):
That was Yeah, we want if to have a chat
to Mike and just pull that apart because that is
a legal jargon. Nine to ninety two is the text number.
But we will be back with Nadia very shortly. News
Sport m with it on. It's where you're listening to
Matt and Tyler.

Speaker 2 (01:18:30):
Very very good afternoon to you.

Speaker 4 (01:18:34):
Talking with you all afternoon.

Speaker 1 (01:18:36):
It's Matt Heathen Taylor Adams Afternoons with the Volvo XC
ninety News Talk ZB.

Speaker 3 (01:18:43):
Hello, welcome into the show. Now, I didn't realize your
mic was on, Matt when I gave it a bag whool. Well,
that's excited.

Speaker 2 (01:18:49):
Tyler gets very excited. I'm really excited doing talk back
ready on the Afternoons. You gave himself a big wool
before the show. But I put because I've been forgetting
to put my mic on. I put it on way
to advance right during this, right through the stink. So anyway,
it's not about the admin of running the Metton Tyler
Afternoons on ZIB. It's about sharing property with your friends,
going into deals with your friends on a property because

(01:19:12):
you might not have enough money to get on the
property ladder yourself, so you wrestle up a few friends.
You get the deposit together and you buy the house. Yeah,
and you know that can go wrong, certainly can.

Speaker 3 (01:19:24):
And just to broaden out a little bit further, it
is one thing to buy a property with your friends,
particularly really close friends, where it may go a bit
pear shape. I think it's even more risky than doing
it with your siblings or perhaps even parents, as in
you know, because I know a lot of parents out
there will give the deposit to their children to get
on the property ladder. That's very different to having a

(01:19:47):
slice of that property.

Speaker 2 (01:19:49):
What about the great old tradition of the granny flat
where you have a bit out the back where grannie
lives in with the kitchen and everything, yourself and then
she helps look after the kids. Isn't that a great
Kiwi tradition?

Speaker 3 (01:19:59):
I do love a good granny flat. Now you mention it.

Speaker 2 (01:20:02):
And or do you just pay for the whole granny flat?
Is that flat? Is that the situation? I think, just
outright it's different titles. Oh wait, one hundred eighty ten
eighty is anyone running a granny flat right now where
your grandparents or one of your grandparents lives in the
house with you and has put money into the house.
It seems to make a lot of sense, I believe,
because you know when you're at you know, working age

(01:20:23):
and you've got kids, very difficult. But if granny your
granddad moves in, perfect.

Speaker 3 (01:20:28):
You've got the babysitters right out the back and the
granny flat solved. Yeah, I wait, one hundred eighty ten
eighty is the number to goal?

Speaker 2 (01:20:34):
Now?

Speaker 3 (01:20:34):
Also, before the news, we were chatting to Nadia. Now, Nadia,
we've got your back.

Speaker 2 (01:20:39):
On the line and Nadia hello, So let's just recap
what we're saying before we rudely interrupted your chat for
the news. So you've gone in with two other people
as that right?

Speaker 19 (01:20:50):
Yeah, I've gone in with two the people we own
a house in christ Church together. We don't live We
don't live in it anymore, it's under property development now,
but we did originally live all together before.

Speaker 2 (01:21:03):
So the three owners when you first bought it, you
three owners that had gone into the deal moved into
the house together.

Speaker 19 (01:21:10):
Absolutely, yep. We originally it was only supposed to be
two of us. And when we went to the open home,
my best friend was like, oh can I have a
look as well? So she came along and when me
and the original person were like, yes, this is perfect.
She was like, oh, can I join two? Because I

(01:21:30):
let that home with my parents and I don't want
to waste money on rent, so this would be the
perfect opportunity. And we all work with each other and
we know each other's families and we're all in the
same friendship group. So we agreed that it would be fine.
And so the mortgage is split three ways.

Speaker 2 (01:21:49):
What about the deposit? How did the deposit go? Did
you split the deposit three ways?

Speaker 19 (01:21:53):
Yeah, we split the deposit three So because the mortgage
was split three ways, we all had our own mortgage
and then we only had to push in like the
deposit for that particular mortgage. Okay, and then we could
all like six our own separate rates as well, so
we all have different rates in different terms.

Speaker 2 (01:22:14):
And what are what legal protections did you put in any?

Speaker 8 (01:22:19):
Oh?

Speaker 19 (01:22:20):
Yes, we did do that, absolutely so, because what's really
interesting about this mortgage is that if one of us
fails to pay a payment, now the two have to
pick it up, but all three of us are actually
responsible for the whole mortgage as a whole. So what
we've done is we went to the lawyer and with
this kind of I want to call it like a

(01:22:41):
collective agreement, and it has a list of hypotheticals, like
really common hypotheticals like if someone dies or if someone
wants to sell their part and things like that. So
we've gone through all of that. It's a very big contract.
And our lawyer was actually familiar with creating something like this.
It wasn't it wasn't their first time. So we all

(01:23:03):
sat down, three of us, and we all find a
way and we never really had to put it into action.
We're quite constable because splitting up a mortgage, insurance and
rate free ways when all three of us have professional
jobs and healthcare, it's actually not that hard.

Speaker 2 (01:23:25):
So how long have you been in this arrangement for.

Speaker 19 (01:23:29):
Yeah, it's been for three years. And the funny thing
is I live in Willington now and I rent the apartment.
My rent on my apartment costs more than my mortgage.

Speaker 2 (01:23:45):
What about upkeeping and such? So you're renting it out.
There's a certain amount of admin and work around renting
a house out and dealing with the tenants and dealing
with any damage to the house and all that kind
of you know, general parnishing business. Around a house. Are
you splitting that role between the three of us.

Speaker 19 (01:24:07):
Oh, that's a great push. Because when I moved to
Wellington and the girl moved to Australia, we had tenants
and one of the owners was still in the house. Thankfully,
he was kind enough to look after these bits and
pieces as long as there was money coming in to
pay for those bits and pieces. But now that it's

(01:24:27):
under property management, the property manager looks after it all
and all we have to do is give them money.
So we were basically frown the keys. Then we run
it as a business and we just kind of walk away.
And the funny thing is, before we purchased his house,
it was already under some sort of co ownership. The

(01:24:47):
people who had owned it before us were running it
as a business, three of them, and they had like
a very similar arrangement.

Speaker 3 (01:24:55):
But do you guys have Nadia, like a separate account
that you put money into each month for the upkeep
of the property, or do you just deal with it
case by case When the property manager comes to you
and sees the the window broken that needs to be replaced,
or you need to sort of at a lock. At
that point you all go thoods.

Speaker 19 (01:25:14):
Yeah, yeah, that's a great question. So all three of
us have our own strengths, and one of them is
very financially savvy, so he sets it up. We've got
this one account that we all put mean into, so
it covers our mortgage rates, insurance and things like that,
but then we put in a little bit extra each
the same amount, and that piles up over like the

(01:25:37):
months and stuff, and whenever there's a thing that needs
to be fixed. For example, we just had an email
from the property manager and they're like, we need to
fetch the shower here. That's going to cost us much.
This is our palmer's rates, and we just take it
out of that shared account and we send it to
the property manager. So yeah, we've got we've got a
nice little standing's account where where we can just step

(01:25:59):
into it for emergencies and if we need to top
it up. We're all quite comfortable enough that we can
do that. So it's kind of like it's kind of
a privilege, the fact that you know, we can financially
do this and still maintain a friendships as well.

Speaker 2 (01:26:16):
Oh well, it seems to be going well after three years.
Is there any areas of tension popping? Up Nadia that
you can see. Is there any friction between the three
of you?

Speaker 19 (01:26:25):
Oh well, okay, yeah, I've got a quick, little cute story.
So my best friend, the girl who wanted to join in,
I did say to her before she moved in, and
I said, look, this is going to have some disruption
on our friendship. And she goes, no, no, no, it's fine,
and I said okay. And one day we were doing housework.
I did the bathroom, she did the toilet room. The

(01:26:46):
toilet room only has a toilet in it. And I'd
already finished the bathroom, so I got and pop my
head in and I asked her, what are you still
doing in here? And she had Robert once all the
way after her elbows and this cloth and she was
stating the cloth in the water of the tour room. WHOA,

(01:27:08):
for goodness sake, we weren't healthcare. You should know you
go from clean to doy, not doty to clean. And
she she looked at me like I told her off.
And from that point onward, our friendship lightly went down.
Hell that since I've gone to Warling teams. She went
to Australia and came back, was actually reunited back to
where we were before.

Speaker 2 (01:27:30):
Gorgeous is a great story. Seriously, who uses the toilet
water to clean?

Speaker 3 (01:27:37):
Absolutely cry if she knew.

Speaker 2 (01:27:41):
Like I told the story, it's just between us daddies. Well,
at least she had the gloves that went all the
way up which she was doing it, so she was
protected from the toilet water, not just the rest of
the bathroom.

Speaker 19 (01:27:51):
Oh oh, oh oh. And I have one click story
as the boy that was involved. I actually ended up
having a relationship with them three months into buying this
house and we dated. We're up until about one year ago,
so we were doing long distance files in Wellington as well,
which is kind of why it worked so well with

(01:28:13):
the whole maintenance in the house. He looked after it
because he was in love with me and he wanted
to make sure everything was looked after.

Speaker 13 (01:28:20):
Were you in love with him?

Speaker 19 (01:28:27):
But now we're stoking out and he's for a new
partner and we still maintained the friendship. And I think
this is a great example when you have a good communicator.
So he was a finance person, I was a communicator,
and the girl she had all the like hookups for
a plimers and electricians, so we all brought our strengths together.

Speaker 2 (01:28:45):
What did the other person when the two of you,
So there's there's three of you in on the house
and then two of you hook up, which is almost
inevitable looking back if you think about it. Uh, what
did the what did the third person? Fine think? You know,
this puts me in an interesting position.

Speaker 19 (01:29:04):
You know, she she was very uncomfortable with it to
start off with, and it didn't bring up like conversations.
But the more conversations we had, and you know, we
respected her space. So he had a partner as well,
and her partner into our friend group, and she was
busy with that. So it was a little bit rosky,

(01:29:25):
but we did get through it because we just kind
of communicated our needs and respected everyone's boundaries.

Speaker 2 (01:29:31):
Wow, it's a great story. It's a great story, and
I'd love to look. I feel like I've been involved
in a SAP proper here and I want to see
how this turns out. It's only been three years, so
maybe bring us back up in another two. Yeah, Yeah,
I've just got one more, got one more question for yet, Nadia.

Speaker 3 (01:29:46):
So you mentioned so the third person who was your
friend and then she had a boyfriend. Do you know,
if she had some sort of legal agreement in place
that he can't all of a sudden after three years
claim half of.

Speaker 19 (01:29:58):
Her Oh yeah, yeah, that's great. So they only just
started dating when we got the house and very obviously
uned two years before that whole kind of thing comes in.
But they were never living together, so he never moved
into the house and they're only living together now and
it's been about three months, so she's still not really

(01:30:21):
entitled to anything but taking time. Yeah, well, they're engaged now,
but I'm pretty sure her father has been like, oh,
you know, going, Oh no, they have signed a prima.
I'm sorry, they've recently just figned a prema.

Speaker 2 (01:30:35):
Right, all right, thank you so much for your story, Nadia.
That's very very interesting, and that just sort of shows
how life moves on. And you know, we're talking about
people buying into houses together as friends or siblings, but
you know, with friends. I mean, look at that, so
two of them hook up, yeap, you know, one of
them gets another boyfriend. There's all this kind of situation
going on because life moves on. And you know, if

(01:30:58):
you buy into a house with a partner, you know,
your your wife or your husband or your long term
defecto partner or whatever it is. You're charting your life
together till you're.

Speaker 3 (01:31:08):
Not exactly clearly. A lot can change in three years,
but we'll check in with Nadia in a year's time.

Speaker 2 (01:31:13):
It's sad she's there. One eight hundred and eighty ten eighty.
Have you brought into a house with friends or siblings
or are you thinking about it? Having a great chat
here on newstrook ZB with Matt and Tyler in the afternoons.

Speaker 3 (01:31:27):
Good afternoon, we're talking about buying a property with friends?

Speaker 2 (01:31:30):
Is it ever? A good idea?

Speaker 3 (01:31:31):
Had some great calls and had some great texts coming through,
like this one.

Speaker 2 (01:31:34):
Gooday guys.

Speaker 3 (01:31:35):
Ash's approach Ash was who we chatted to before three o'clock.
Ash's approach is good. Would just recommend using registered valuers
to assess the value of a property rather than real
estate agents.

Speaker 2 (01:31:47):
Good advice. Here's a text here, This is a spicy one.
On nine two nine two. I went into this kind
of thing with a house in Wellington, two girls and
me I was with one, then the other. Total disaster. Wow,
talk about a soap opera. Keep it in your pants, mate,
it's a property deal. Geez it's not an opportunity for
you to you know, it's not a singles bar.

Speaker 3 (01:32:09):
Yeah, come on, Lathario over there, stity o mate, mate,
you're there to make money, not babies.

Speaker 2 (01:32:14):
Or maybe keep your hands off the flatmates. Oh eight
hundred and eighty something you're not supposed to do to
the crew.

Speaker 3 (01:32:21):
Eight one hundred and eighty ten eighty is the number
to call. Hello, lads.

Speaker 2 (01:32:24):
Myself and a schoolmate bought a house fifty to fifty
in two thousand and one fifteen K deposit each. He
lived in it and we rented two other rooms. I
bought a sleepout and stayed at home. We were eighteen.
One year later we bought another with five k each.
One year later we bought another one just on equity.
We owned all three properties together until twenty sixteen, when
he stayed in the first one and brought me out.

(01:32:46):
We sold the other two and I bought a new house.
In two thousand and eight, I moved into one. He
was in the first one still, and we rent out
the third until we sold up. Worked out very very
well for us both. I think I understand what happened there,
but it sounds like they had a successful property relationship
that lasted a long, long time. Well done.

Speaker 3 (01:33:05):
Keep those texts coming through on nine to nine two
and we've got some more of your phone calls coming.

Speaker 2 (01:33:11):
Up twenty four past three oh eight hundred eighty ten eighty.

Speaker 1 (01:33:19):
Matt Heath and Tyler Adams afternoons call oh eight hundred
eighty ten eighty on News Talk ZB.

Speaker 2 (01:33:25):
Good afternoon. We're talking about going in on a property
with your friends. Is it ever a good idea? Apparently
it can be. I'll tell you what. We haven't heard
too many massive disasters that set for this guy that
slipped with both the people that he bought the house with.
That's the only one that was seeing that's really blown
up in people's faces. But that's its goal. I think
it's about getting the legal stuff together. How I've got

(01:33:45):
a curly question for everyone out there. Okay, yep, okay,
how many really close friends does the average key we have?
How many close friends? According to a study or a
two thy and a twenty twenty two study, so people
have been coming out of lockdowns after that, how many
close friends do people have? Does the average key we have?
I'm going to say four? Do you think you know?

(01:34:11):
Nine to nine two is the text number. Personally, I'm
surprised you've got any Okay, you're in one of these
property deals with friends as we speak, I understand.

Speaker 14 (01:34:24):
Correct, Yeah, I am. I went through a bit of
a missy divorce and separation around COVID time and wound
up seeking some solace and developed a friendship and we
went in via the bumble app.

Speaker 2 (01:34:40):
So hand on mate, so you win and hand one,
but you win and as friends via the bumble app.

Speaker 7 (01:34:45):
Correct.

Speaker 14 (01:34:45):
So you're she was just we became friends after it.
It wasn't going to be anything more. So we decided
one thing with another. We just decided that we would
find find some a house together.

Speaker 2 (01:34:57):
Well that's an unusual situation. So you meet a person,
you decide that it's not going to work out, so
you buy a house together.

Speaker 9 (01:35:07):
Correct.

Speaker 14 (01:35:08):
So actually found a section which has two houses on it.

Speaker 2 (01:35:11):
Okay? Was bold?

Speaker 13 (01:35:12):
Yeah?

Speaker 2 (01:35:14):
And so was it? Was it romantic for any period
of time?

Speaker 9 (01:35:19):
No?

Speaker 14 (01:35:19):
Definitely not, especially not when you start only your house together.

Speaker 2 (01:35:22):
Yeah. So, so how did it go be?

Speaker 10 (01:35:24):
In?

Speaker 3 (01:35:24):
So you had the first date and realized there was
no chemistry and you both went home and then one
of you said, you know what we're never going to
make it as a couple, but how about we buy
a house together?

Speaker 14 (01:35:34):
Pretty much bagline, You've got to know each other a
bit better than our circumstances and you realize that tragic
you are. Yeah, yeah, you look to find a solution.

Speaker 2 (01:35:42):
It sounds a little bit like a plot to a
romantic comedy, so you know, you know, it's not a
bad it's not a bad idea for a movie. So
you've got people that meet, it's kind of Harry met Sally,
but they buy a house on the same property. Are
you guys going to just share sugar, meet each other
and have wines together at night or anything? Is it
going to be any contact when you have two properties

(01:36:04):
on one two houses on one property.

Speaker 14 (01:36:07):
No, we've been in it before years now, so it
actually it actually.

Speaker 2 (01:36:11):
Goes the other on what goes the other way? And
what way.

Speaker 14 (01:36:15):
Well that you have you have we're both we've both
got families and kids and stuff like that, so you're
flat out trying to survive.

Speaker 9 (01:36:23):
Fair.

Speaker 2 (01:36:24):
I mean, it does feel like the sicken egg, though,
doesn't it been there? The third egg? You guys are
going to get together in the end, and do you
have so? So how did you find a place that's
that's quite a specific thing to find a property with
two houses.

Speaker 14 (01:36:36):
On it exactly. We had time out of the COVID
to scale of the internet and come up and playing.
So that leaves you're open and vulnerable because around it
with technically tennant in common, so we're shared like water
builds and things like that. But you know we have
that water type doking that people have been talking about,
which is probably the key.

Speaker 2 (01:36:54):
Yeah. Yeah, So so no matter what happens, then you're
you're sort of protected. Now, are the two houses identical?

Speaker 14 (01:37:02):
No?

Speaker 4 (01:37:02):
No?

Speaker 14 (01:37:02):
One also originally built for the parents, and that the
kids just shack on the back of it pretty much.

Speaker 2 (01:37:09):
Right, And so how did you decide who got the
who got the good one and who got the everage one?

Speaker 14 (01:37:14):
Well, I guess guess who the most of the deposit.
And we've got not an equal squeat e to in equity.

Speaker 16 (01:37:20):
So that was the devised.

Speaker 2 (01:37:22):
So you and the good you and the and the
better one the flesher one.

Speaker 17 (01:37:26):
Correct.

Speaker 9 (01:37:27):
Correct?

Speaker 3 (01:37:29):
So so just go back to because there's there's some
information missing here. I think ben is is one of
you like involved in property as a as an as
a business as a job or you both knew that
you had a good size deposit there, but not enough
for a house by yourself.

Speaker 14 (01:37:46):
Yeah, I guess.

Speaker 9 (01:37:47):
I guess.

Speaker 14 (01:37:47):
I was coming out of a divorce, so I had
a bit of money that when I wanted to get
back into the Yeah. So, and that's how that has
come to be, that I was prepared to put a
bit more into the depositive side of it so that
we could both mutually benefit, I guess.

Speaker 2 (01:38:03):
And so you and and the kids that you said
you've got kids around at your house? Is that from
the previous relationship?

Speaker 4 (01:38:10):
Correct?

Speaker 2 (01:38:10):
And so do you have them sort of half the time?

Speaker 14 (01:38:13):
Fifty fifty?

Speaker 2 (01:38:14):
Yeah, yeah, fifty to fifty. Okay, So you think this
has been a perfect solution.

Speaker 14 (01:38:21):
Well, I've been a solution. I'm actually trying to focus
for trying to sell it. So it's an a good
tester of that document.

Speaker 2 (01:38:27):
Oh I see, because of course that is the situation,
because if you want to sell and she doesn't perfect
was a ridiculous word for me to use. Nothing's ever perfect.
But you want to sell. But does she not want
to sell or she does want to sell?

Speaker 14 (01:38:41):
No, she doesn't want to sell, and she.

Speaker 3 (01:38:43):
Doesn't have the money to buy you out at the stage.

Speaker 14 (01:38:46):
Wow, she's got a partner. So we're going through that
art that you know, you're going to be trying to
be emotional about it. The best for each other.

Speaker 2 (01:38:53):
Yeah, okay, well it's not as much of a romantic
comedy as I thought it might be. Well, all the
best with that, Ben, And yeah, thank you so much
for telling us that tale. Very very interesting.

Speaker 3 (01:39:05):
What a great yarn. I mean, meeting someone viae bumble.
The first date was rubbish, but then hey, let's buy
a house together.

Speaker 2 (01:39:12):
Yeah, great, great story it is. I'm going to write
that down actually and send that to You've got a
few mates in the movie industry. I've been could have
sold Ben to you. That was what are we gonna
what are we going to call this? Oh? The movie? Yeah,
the movie. There needs to be a name for it. Yeah,
nine two, nine two. If you think you've got a
title property for the property deal, No, we need something

(01:39:33):
saucier than.

Speaker 3 (01:39:33):
That, right, nine two if you think you've got the
movie title.

Speaker 2 (01:39:37):
So tyles, when am I going to share my answer
to how many average friends does the average kep we have?

Speaker 3 (01:39:42):
How about just after the headlines with Rayleigh, which is
coming up.

Speaker 2 (01:39:45):
Yeah, e one hundred and eighty ten eighty. We're talking
about going into property with friends or family as opposed
to your partner. Yeah, all by yourself. Is it working
out for you? Are you thinking about doing it? Have
you done it?

Speaker 4 (01:40:03):
You's talk sa'd be headlines.

Speaker 8 (01:40:05):
With blue bubble taxis it's no trouble with the blue
bumb Donald Trump's paused to all US military aid en
route or near to Ukraine, just hours after saying its
president needs to be more appreciative of American support. The
White House says this is about ensuring Ukraine contributes to
a solution to the war with Russia. The government's upping

(01:40:27):
medical school placements by twenty five a year and is
promising to fund up to fifty graduate doctors into primary
care pathways. Victoria is trying to lure back Australian residents
working in emergency services in New Zealand and the UK,
and offering to fast track them into police training. A
small upturn in building STATSNZ says new home consents were

(01:40:51):
down seven point two percent annually to January, but that
month eleven percent more homes were consented compared to the
year before a planned meeting on the problem plagued school
lunches between Education Minister Erica Stanford and Associate Minister David
Seymour has moved to tomorrow after a clash with other
meetings Today. What we learned from Vegas Why Warriors co

(01:41:14):
captains might not work See the full column at Enzi
Herald Premium. Back now to matt Ethan Tyler Adams.

Speaker 3 (01:41:20):
Thank you very much, Ray Lean. Now, before we get
to the movie title, we are so and you have delivered.
We'll get to a few of those shortly. But you
also asked to tease.

Speaker 2 (01:41:30):
Yeah, because we're talking about friends getting together and buying
houses together. We're so opening that up to siblings as well.
And the complications around that. Are you trying to get
into it onto the proper probably ladder and you're thinking
maybe I'll buddy up and do it with my mates.

Speaker 4 (01:41:44):
Yep.

Speaker 2 (01:41:45):
And a lot of people are doing that at the moment,
and there are challenges to it. But I asked the question,
how many close friends does the average key we have?
And I look, we've got thousands of texts coming in here,
people saying you've got five, here, you got twelve, you
got one, you got three, you've got twenty. Your twenty
nine person says one hundred. Wow, wow a popular person. Yeah,

(01:42:08):
and what did you say, tyler?

Speaker 3 (01:42:10):
I said twenty At least I thought you said fourn No, no,
check the tape, check the tape.

Speaker 9 (01:42:16):
No.

Speaker 3 (01:42:16):
I did say four four close friends because it kind
of you know, had to get the two.

Speaker 2 (01:42:20):
And what's a close mate? Yeah, as I said, to
meet any of your friends, and you never will. You
never will anyway. According to a twenty twenty two study,
the average KEII claims to have nine close friends. This
number peaks in your thirties and tails off as you
get older. Right, nine nine, But well, how would you

(01:42:41):
describe I was thinking about that because I've probably got
my like five really good friends from high school that
I'm still mates with that are very close friends. Yeah,
and you've got other levels of friends. Would you say
we're friends?

Speaker 10 (01:42:51):
Time?

Speaker 3 (01:42:51):
Oh may, we're not yet, not there yet, we'll get there,
we'll get it. Show seventy nine Facebook friends. Yeah, the
average kiwi has twenty nine social media friends.

Speaker 10 (01:43:02):
No.

Speaker 2 (01:43:02):
Two and twenty nine.

Speaker 3 (01:43:04):
Say twenty nine. That's you know, you could do better
than that on Facebook. Now, we also had a great
call from a gentleman called Ben who met a lady
on Bumble and didn't work out romantically, but they decided
to go in and buy a house together.

Speaker 2 (01:43:19):
Yeah, and I thought this would be a fantastic rom com. Yeah,
it's a great idea. So they were looking for love
on the apps, they meet each other, doesn't work out,
but there's buy our house together. And then in the
perfect world, and they've bought two houses on one property,
so they're on the one property in the perfect rom
com world that have some arguments. There'd be some argiebardi

(01:43:40):
between the houses, some hilarity would ensue, and then they'd
get together at the end. I can see it right now. Yeah,
and see the trailer and so unbundled tinderhouse. Tenderhouse is
a great a good one. The heart of the deal,
the bumble of fear, when Barfett Thompson shacking up. Yeah,

(01:44:01):
that's good. Not home alone, Oh clever. I can't get
the app working. I'm not sure if that's a name
for the title of this Actually a problem with that,
But you keep those coming through because I'm going to Yeah,
you're drafting this up, are Yeah?

Speaker 9 (01:44:16):
Yeah?

Speaker 2 (01:44:16):
Can I demand that Enator Arnist is attached to this project.
Is you going to get to direct it?

Speaker 9 (01:44:22):
No?

Speaker 2 (01:44:23):
Ana, no movie. She has a very good actress, isn't she. Yeah,
she is an absolutely wonderful actress. Okay, anyway back to
the topic in hand mark, you're studying all this kind
of stuff at university at the moment.

Speaker 10 (01:44:40):
Yeah, yeah, yeah, Hi, yeah. I think buying buying into
property with other people. There's a great idea considering the
price of property or real estate, and the gentleman at
the moment, if you're by yourself, obviously you know that's
going to owning a bit of property as long as

(01:45:03):
you do it carefully, is what I'd like to say.
And so I back in ninety five ninety six, I
studied the first two years of a three years degree
stage one in stage two of the Bachelor of Property
at Auckland University. First year we studied commercial law a
paper and I'd recommend that to anyone, so you could

(01:45:25):
get a good grounding in the commercial legalities of life
and know where you're placed in terms of your rights
all the rest of it. And then in the second
year specifically property law, and what they taught us is
that when there are multiple people or parties buying one
piece of real estate, say a house, there are two options.

(01:45:49):
One of them in legislation is called joint ownership, and
the other one is called co ownership and joint ownership
God only knows why someone came up with us is
that if you and someone else bought the title, the
two of you, if someone deceives dies, automatically that share

(01:46:17):
goes to the other person. And I don't know why
anyone would get involved with that legal title on property.
I mean, who's that going to benefit?

Speaker 2 (01:46:28):
And then well you think it could lead to mood.

Speaker 16 (01:46:32):
Well, who knows.

Speaker 10 (01:46:33):
I mean, that's just a terrible piece of legislation. The
other one, co ownership, is that you go and, like
I know, it was like forty five minutes or an
hour ago, that military female with her other military female friend.
Co ownership. You go and you get yourself a chunk
of the title legally yourself. You can transfer that. You

(01:46:54):
can sell it to anyone else, not just the other
person to involved with, but publicly to anyone. And not
only that, but if you pass away that half the title,
if there's only two of you, you can then pass
it on to your your family and your children and
all the rest of it. So that's what I'm saying.
Just be very very careful.

Speaker 3 (01:47:16):
Is that another name? Sorry to jump in there, Mike,
Is that another name for tenants in common? Is that
the same as joint ownership?

Speaker 10 (01:47:22):
Joint joint ownership? I did a little tiny bit of
Google research just before, and there's two terms that come
out of that, and that's owners of common and tenants
in common. And so the other guy being with the
two houses, he mentioned something about tenants in common and
I thought, alarm, also ring, I thought that sounds like
a joint ownership title, which, like I said, could be

(01:47:43):
very problematic. You want co ownership and then you've got
your own legal slice of that property, which is yours,
your own part title, and that's it. It's yours, no
one else can take it from you.

Speaker 2 (01:47:54):
Yeah, so we're all hoping that that one turns back
into a love thing. And we've got a lot of
these movie titles coming through. What I don't understand in
this kind of the situation. Right, So you buy a
house and you know you want to sell it. When
someone wants to trigger the cell? Does everyone have to
trigger the cell? So you've got two people they've got
three people, four people, whatever, someone wants to cash in

(01:48:16):
at that point, do you have to just because they've
said one day, hey, look I want out. I want
to sell my bit. And you can't just sell half
the house, like half the bathroom, one of the rooms,
the whole thing has to go. All the other people
have to buy them out. So how do you deal
with that in terms of you know, when you can
trigger that, and you know and and you know how

(01:48:38):
you divvy up at that point.

Speaker 10 (01:48:40):
I guess that's one of the complications of that of
this situation. It's not like owning your own house outright,
You've got to come to agreements. You might get some
stranger coming in that has a good offer. Everyone has
to agree. Who knows it might go to court, that
sort of thing. But going back to this joint ownership,
and that's the one I say, look out, don't go

(01:49:01):
near joint ownership. It's like one of the funny law
of owning owning a elite. What's what's called when you've
got a house.

Speaker 9 (01:49:14):
Down the back.

Speaker 10 (01:49:16):
Across lease cross Yeah, sorry, my mind, just my mind
just failed me there, cross leaves and cross leaves. That's
another funny law. Because dur own the house down the
back and you want to build a car ord or
a garage, you can't do anything unless the owner who
who has control of the cross leaves gives you permission.
And it's like these these funny laws have come up,

(01:49:38):
and you know they disadvantage people, and I don't know
where they come from.

Speaker 2 (01:49:42):
But anyway, Yeah, well, thank you so much. It's been
great to talk to you, Mike. Someone says that this
is it's helpful. Joint ownership is particularly helpful for purposes
of automatic transmission and death of a spouse. So I
guess you know, so if you definitely want it to
go to the other person, which is sore your partner, Ah,
so you don't need a will according to the steps. Yeah,

(01:50:05):
tenants in common. The downside is that the other party
can then levery against their house to sell it to
anyone at any time. A. Yeah, and someone's very smart,
he ha Ben who's teached it through on nine two
nine two Forbidden Fences, Love thy neighbor. Ah, this is
great hardwood floors hardcore owners.

Speaker 3 (01:50:26):
So I'd just like, I'd go and see a movie
called hardwood floors. They're wrong com called hardwood floors, I'd go, I'd.

Speaker 2 (01:50:32):
Go, yeah, love on Lise since the sticks that Yeah,
this is I'm gonna make a lot of money out
of this movie out of Ben was the call has.

Speaker 3 (01:50:42):
Ben Ben's you've ripped them off on the script of
his life. But if you've got a movie title, love
to hear at nine two nine two it is fourteen
to four.

Speaker 2 (01:50:51):
One hundred and eighty ten eighty. We're talking about friends
going in on property. Would also like to hear from
people with siblings and where it goes right and where
it goes wrong.

Speaker 1 (01:51:01):
Matties Taylor Adams taking your calls on eight hundred and
eighty ten eighty Matten Taylor, Afternoons with the Volney, Every
Box a seamless experience of Weeds News.

Speaker 2 (01:51:12):
Talks be eleven to four. This discussion on people buying
houses and friend groups has really been derailed by Ben's story.
It's where he if you weren't listening to before, this
is what happened. He met a woman on bumble. They
decided that they weren't right together romantically, but then they
decided to buy a house together. And they've bought a house,

(01:51:35):
but not a house together, but two houses on one property,
so one loves on one house, one loves and the other.
And I was just saying, that sounds like recipe for
a fantastic rom com where they get together. You asked
for a movie title. Yeah, I have asked for a
bunch of movie titles, and a lot of them are
coming through. Bang for your buck. I'm not sure about that.

(01:51:56):
I don't know if it's that kind of movie. Love
on loan, Grand Desires, that's very clever.

Speaker 3 (01:52:01):
Yeah, I could see that. I could see that in
the trailer Grand Desires.

Speaker 2 (01:52:04):
Love for rent movie title not actually love, not love,
actually not actually love, Split decisions. Oh, that's not bad.
I don't know. I'm not sure what tongue and groove means,
but that's a suggestion that's coming coming through. That love
movie could be a romantic comedy with the joint ownership
forces them to want to terminate kill each other in

(01:52:26):
a comical way, only to fall in love at the end. Yeah,
the listeners are just doing your job for you, aren't.
That's a black comedy there, Okay. Anyway, A couple of
ten nailed movie title First First Dates, starring Arnold Schwarzenegger
and Drew Barrymore oh yeah, yeah, that Adam Sandler and

(01:52:50):
Drew barrymore Adam Sandler. It is much better than that. Okay,
more often than not, the Bank of Lending back on
track and back on track more often than not, says Rob.
The Bank of Lending will force rights to exist between
owners or shared investors, or consent to buying in a
company and split sharehow it was based on a capital investment. Yeah,

(01:53:12):
I mean the bank's going to want to have a
say on this isn't there And that was interesting because
it seems like a lifetime ago. But we were talking
to Nadia Nadia, yeah, and she went in with military friends.
Yes and.

Speaker 20 (01:53:26):
Yeah.

Speaker 2 (01:53:26):
They were interestingly allowed to get different mortgages with different rates,
which allowed the bank allowed them to get different so
they were running three mortgages that went into.

Speaker 3 (01:53:38):
Yeah, but to bring all of their deposit together for
three mortgages, which sounds like a weird way to divvy
it up. Good text here, guys. My friend has been
renting the same house for over ten years. In last August,
the landlord decided to sell the property. We did not
want a mortgage, so she took a ten percent share
which she cashed in her KEYI save it to buy.
We took a ninety percent shar She pays US six
hundred dollars a week for the house with three bedrooms,

(01:53:59):
and we created a room in the garage for her
adult son. The house is in the good part of
West Auckland, all expenses shared in a ten to ninety
percent cheerholding.

Speaker 2 (01:54:09):
It has worked out really well, the good part of Westalkland. Yeah,
what part is that? How dare you?

Speaker 3 (01:54:15):
Oh no, look, I'm new to Aucklandany quite low to
the banky is beautiful.

Speaker 2 (01:54:20):
Yeah, oh that is great, it's beautiful. New Lend's all right. Yeah,
you know, it's all good. So I've been told, yeah,
cool christ Church person, move up here and start laying
into our suburbs.

Speaker 3 (01:54:32):
Just curiosity. Dinner for Two was another movie title that's come.

Speaker 2 (01:54:36):
Through Days of our House. Ten years ago. I bought
a house with a friend of mine because we couldn't
afford to buy one house each. Now we've just got married,
and so it worked out pretty well. Oh, hang on
a minute. I bought a house with a friend of
mine because we couldn't afford to buy one each. Now
we've got married. That's another No, this is kind of

(01:54:57):
the same thing. If we put this story on the
back of Ben's story. This is the end. This is
the finale of the story. This is the third act.

Speaker 3 (01:55:05):
They get together and all of happily ever after.

Speaker 2 (01:55:08):
Oh I'm so happy to hear that. Don't do it,
says Robert. Partner's wife decided they wanted the value out
to buy their own property. Other partners and property start
using the situation to gain on selling.

Speaker 3 (01:55:19):
Yeah, right, very good. We'll get a few more movie titles.

Speaker 2 (01:55:23):
Mortgage First Site.

Speaker 3 (01:55:27):
Right, We've better take a break, but we'll get some
more movie titles before we wrap this up.

Speaker 2 (01:55:31):
But it's seven and four, massively off the rails.

Speaker 6 (01:55:34):
The big stories, the big issues, the big trends, and
everything in between.

Speaker 4 (01:55:40):
Matt and Taylor.

Speaker 1 (01:55:40):
Afternoons with the Volvo XC ninety attention to detail and
a commitment to comfort, News Dogs EDB on news TALG
Z EDB.

Speaker 2 (01:55:49):
Well, that's it for Matt and Tyler Afternoons on z
B for another day. Here is our top five names
for that movie. Number five, Forbidden Fences, number four, The
Heart of the Deal, number three When Barfoot, Mitt Thompson,
Number two Grand Desires, and number one Mortgage at First Sight.
Been a great show.

Speaker 22 (01:56:06):
Thank you so much for listening, where We'll do it
all again tomorrow and give them a taste of Kiwi
from us.

Speaker 1 (01:56:19):
For more from News Talks at b Listen live on
air or online, and keep our shows with you wherever
you go with our podcasts on iHeartRadio

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