Full Show Podcast: 18 November 2025

Episode Transcript
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Speaker 1 (00:09):
You're listening to a podcast from News Talk, said B.
Follow this and our wide range of podcasts now on iHeartRadio.

Speaker 2 (00:16):
Hello, are you going to New Zealanders? It is Matt
and Tyler Full Show Podcast number two four five four
Tuesday the eighteenth of November twenty twenty five. I believe
it's still twenty twenty five.

Speaker 3 (00:25):
It is, yep, correct, Yeah, it was it really.

Speaker 2 (00:28):
I enjoyed today's show. Actually I was annoyed because we
ended up talking about ubers for too long and then
we finally got onto the bit I was really interested in,
was what she should keeping you fridge, and then went off. Yeah,
we had thousands of calls backed.

Speaker 3 (00:40):
Up that is what New Zealanders wanted to talk about.
So it was just a cheeky half hour on a
mat that man, it was good and controversial.

Speaker 2 (00:46):
Yeah, absolutely controversial, pustle and budgeting tips as well.

Speaker 3 (00:50):
So enjoy the show, download, subscribe and give us a
review and give me a tasteqv All right, then, okay,
love you the league.

Speaker 1 (00:57):
Stories, the league issues, the big trends and everything in between.
Matt Heath and Taylor Adams Afternoons News Talk, said B.

Speaker 3 (01:07):
Very good afternoons. Yeah, welcome and to Tuesday show. It
is really good to have your company as always. Thank
you very much for listening. We appreciate it.

Speaker 2 (01:15):
Get a man, get a Tyler, get everyone. Thanks for
tuning in your grant New Zealanders. You know how everyone's watching.
You know there's always a new Netflix show, or there's
a new Amazon Prime show show. What have you got
to keep it?

Speaker 1 (01:28):
Yea?

Speaker 2 (01:29):
I am currently watching a show that's so old and
crusty that it would probably discuss people. Okay, it's here,
but it's so freaking good and it's not available anywhere
in New Zealand at all.

Speaker 4 (01:39):
Right.

Speaker 2 (01:39):
It's Agatha Christie's Poirot.

Speaker 3 (01:42):
It is old school mate. My mum was watching that
not too long ago.

Speaker 2 (01:46):
Cool investigating crimes in the nineteen thirties. It's so good.
It started in nineteen eighty nine, but it's not available
on any streaming platform. I don't know why how I
came across it. It just popped up and I watched
the episode because I like a good murder mystery and
it's just so incredibly well shot. But I was looking
for how you could watch it. I don't know where

(02:07):
I saw an episode looking able to watch it. And
are you familiar with the Internet Archive. Yes, the Internet
Archive is an amazing thing. It's so good as a nonprofit. Yeah,
and they just put up everything.

Speaker 3 (02:19):
Yep.

Speaker 2 (02:20):
So you can go to the Internet Archive and you
can just watch the Pooh series.

Speaker 3 (02:23):
Is there how you did it?

Speaker 2 (02:24):
Yeah, there's thirteen seasons of it up there.

Speaker 3 (02:28):
I've just even looked out because I can't think of
the name of the actor. But is it the same
It's the same guy all through the seasons. He doesn't
really age.

Speaker 2 (02:35):
David Sishee or something.

Speaker 3 (02:37):
He's so good in it.

Speaker 2 (02:38):
Yeah, he's he's he's a great ploo.

Speaker 3 (02:42):
Yeah.

Speaker 2 (02:42):
It is so good that show, Like, I mean, just
you see the quality of how every shot is so
beautifully constructed, in the way they they tell the mysteries
and and and the and the gags in it. It's good.
It's good.

Speaker 3 (02:57):
There's something about a murder mystery. Yeah, the mystery is good.
I mean there's some there's some bomb murder mysteries out here,
no doubt about it. But Edgitha Christie.

Speaker 2 (03:04):
Blow off your Netflix subscription. It just blasts through thirteen
seasons of Bloody Egga for Christie's if Girl Bauer.

Speaker 3 (03:13):
Through the Internet archives.

Speaker 2 (03:14):
Yeah, it might be too boring for a lot of people.
It might be too boring.

Speaker 3 (03:18):
I don't know if it's in my doesn't seem like
my sort of thing, mate, But well, I tried.

Speaker 2 (03:23):
To make my kids watch it with me and they
went and as you might of me when my dad
used to try and make me watch things.

Speaker 3 (03:28):
Yeah, Mum used to watch it when I was ten
years old. So I've seen a bit of it, but
I don't know if it's my thing.

Speaker 2 (03:33):
Actually, it is the kind of thing my dad would
try and make me watch.

Speaker 3 (03:35):
Now A good tip there, though.

Speaker 2 (03:37):
Maybe I'm delirious from running that marathon.

Speaker 3 (03:40):
Yeah, sounds like it. Yeah, I enjoy it though. Right
on to today's show after three o'clock, looking forward to
this discussion each And it was an article that you spotted, Matt,
and it's somewhat upset you with some of the claims
these people were making.

Speaker 2 (03:54):
Yeah, so it's about what you shouldn't put in your fridge,
and this is a key issue. But it says don't
put potatoes in your fridge. Basically everything I put in
my fridge it says don't put in your fridge. And
I want to push back on this. Actually it says,
don't put potatoes in your fridge and put in in
your fridge. What are you talking about? Don't put bread
in your fridge.

Speaker 3 (04:11):
I'd push back on that one.

Speaker 2 (04:13):
Don't put ketchup in your fridge.

Speaker 3 (04:14):
Oh no, that's crazy. If you open the bottle, you
have to have it the fridge.

Speaker 2 (04:17):
Yeah, just get the ketch up last forever? Right, doesn't it?
Isn't it so salty?

Speaker 5 (04:22):
It?

Speaker 2 (04:22):
Or go forever? But it says keep pit food in
your fridge.

Speaker 3 (04:27):
Or dry pit food would be crazy. You can't keep that?
What pit food?

Speaker 2 (04:30):
And you fred keep dry pit food in your fridge.

Speaker 3 (04:32):
No, these people have lost their mind.

Speaker 2 (04:34):
Are they trolling us?

Speaker 6 (04:35):
So?

Speaker 3 (04:35):
They sounds like it's that is crazy talk.

Speaker 2 (04:38):
Is this engagement farming?

Speaker 1 (04:39):
Yeah?

Speaker 3 (04:40):
Maybe it is.

Speaker 2 (04:40):
Never put bananas in the fridge, it says.

Speaker 3 (04:42):
Yeah, I could deal with that.

Speaker 2 (04:44):
Never put coffee in the fridge. It says, anyway, what
goes in the fridge? What doesn't I just treat the
fridge as a car, but I put everything in there.

Speaker 3 (04:49):
The eggs is a big one. I know, you see it.
We're going to get into this after three. But I
don't know about the eggs in the fridge, go to
keep eggs in the fridge. All right, We're going to
get into that one a little bit later on.

Speaker 2 (04:58):
Butter not in the fridge.

Speaker 3 (05:00):
That is controversial. That is after three o'clock. After two
o'clock a big story out in New Zealand Supreme Court
has voted or ruled that four ub drivers are employees,
not independent contractors, and they've thrown out Uber's many appeals.
This is the second time they've tried to appeal. So
unions and drivers are obviously some drivers, I will say,
are celebrating, but businesses and users, ask the consumers. Some

(05:21):
are sounding the alarm, saying this ruling could mean the
end of rideshare in New Zealand.

Speaker 2 (05:25):
I cannot imagine in New Zealand without Uber in it anymore,
the dark days of waiting on the street for a
taxi arrive. And I know they've up the game, the
taxi taxis, but they're up their game because Uber came
to town.

Speaker 3 (05:36):
They had to.

Speaker 2 (05:37):
But you know, I think it would have huge repercussions.
I brought up my kids with Uber just by sending
them all over town with ubers, getting ubers to pick
them up from places, take them other places. You know,
they've both got Uber on their phone so they can
get around. I think. I mean, I can't imagine. And look,
I know there's bigger issues around employment and you know
how the gig economy works and whether Uber's coughing up

(06:00):
the minimum wage. But selfishly, selfishly, I would not want
to go back to a world without Uber.

Speaker 3 (06:05):
A lot of people will be with you on that,
but we'll open up the fold lines on that one
after two o'clock because right now, let's have a chat
about household budgets. So an article out today New Zealand
households with incomes over two hundred thousand dollars are now
among those seeking help from budgeting services as the cost
of living crisis continues to buy it. So David Very,
he's a financial mentor at North Harbor Budgeting. We'll have

(06:26):
a chat to him a little bit later this hour,
but he says, I've got clients who have household and
comes over two hundred thousand dollars. A lot of that
for some of them is down to the mortgage rates,
but they are making, he says, some fundamental mistakes when
it comes to their spending.

Speaker 2 (06:40):
Yeah, I mean, if you're earning over two hundred thousand dollars,
then you need to go. Are you struggling or you
over extended? Because surely you can make it work for
two hundred k. You know where does all that money go?
Is it leveraged? Have you overleveraged? Have you brought two
flasher house or too flasher car? Have you got too
many subscriptions? Are you ordering in food every night?

Speaker 3 (07:01):
Yeah?

Speaker 2 (07:01):
Are you going out too often? What are you doing?
Because you can you can make it work. You know
it may not be as good it has been at
two hundred k, but surely, surely you can make it
work at two hundred k. Have you got any advice
for people on two hundred k that are struggling? Oh,
eight hundred eighty ten eighty. One piece of advice that
came in before, which was really good, was cancel your

(07:22):
credit cards. And then you'll find out all the parasitic
subscriptions that are going out that you don't even know about.

Speaker 3 (07:28):
Yeah, that is such a good one. And on their subscriptions.
As I said to you when we're reprooping the show,
we've got about five accounts in our household, and I
just don't know all the subscription. I've got the I've
got lost in the in the quagmire of accounts.

Speaker 2 (07:39):
So this Texas says, Yes, we canceled credit card and
got a new one. I called it the Great Purge.
Now one of them pays for Disney with their own money.

Speaker 3 (07:47):
Yeah, yeah, Oh. Eight hundred eighty ten eighty is the
number to call. What advice would you have for people
who are bringing in two hundred thousand dollars as an
income and how did you manage to cut down if
you were feeling the crunch? Really keen to hear from you.
Nine two ninety two is that text number. It is
thirteen past one.

Speaker 1 (08:04):
The big stories, the big issues, the big trends and
everything in between. Matt Heath and Tyler Adams afternoons us talks.

Speaker 3 (08:12):
That'd be very good afternoon, Sewett is sixteen pass one.
So we are discussing an article in the Herald today
our New Zealand households with incomes over two hundred thousand
dollars are among those seeking help from budgeting services as
people continue to feel financial strain. On the line right
now is David Very. He's a financial mentor at North

(08:33):
Harbor Budgeting and he joins us. Now, David, how are you?

Speaker 7 (08:37):
I'm very good, thank you.

Speaker 2 (08:39):
So with these people that are earning two hundred thousand
dollars a year and are needing budget servicing, is that
the cost of living crisis or is that bad habits
that are the problems there?

Speaker 7 (08:49):
Well, that's I mean, particularly those with over two hundred thousand,
that was that's too much mortgage debt, right, Okay. So
the clients that I've got that have that have had
a couple that have households over two hundred thousand, they
were ones that were twelve to eighteen months ago were
basically caught out by increases and interest rates where they
had you know, they borrow you know, you know, one
to one and a half million dollars in mortgages. All

(09:11):
the interest rates obviously had gone up as fixed rates
came came off there all time lows went to you know,
into the into the high sixes and sevens, and so
they were they were, you know, coming to financial mentors,
and I wasn't the only one they were coming to
with with issues around that. And then add on top
of that, I mean, that's that's one thing. And then

(09:31):
and then they're still trying to survive in the meantime
with with rates increases, with insurance premium increases and things.
So that group has probably pailed off a bit now
because we've had a we've seen that the mortgage resets
have come through, and you know, they're not back to
the levels we had sort of three stroke four years ago,
but there's been some relief over where it was, you know,

(09:52):
eighteen months ago. But again they were having to make
decisions about what they were and weren't spending their money on,
and it was, you know, it was almost an interesting
case that they were having to I guess they were
certainly printing back on their on non essentials.

Speaker 2 (10:07):
But as that, you know, I guess you're not in
the judgment business, are you. You're in the you're in
the fixing the problem as it as it stands. But
you've over leveraged yourself, haven't you, because interest rates can
always go up.

Speaker 7 (10:20):
Well, yes, yes, that's true. But I guess you take
the you know you you you take risks as you
as you go through life. I've probably taken a few
of those themselves, and sometimes they just don't don't go
the right way for you.

Speaker 1 (10:34):
Yeah, and I.

Speaker 7 (10:34):
Guess it's decisions. I guess one of the big issues
we see is debt, and whether it's somebody earning two
hundred thousand or it's somebody that's only you know in
that we'll call it in the sixty seventy thousand bracket.
People loaded up with debt of all sorts and know
and it may not be a mortgage, and we might
we might say that people are very fortunate to have

(10:54):
mortgages and at least they have they've got a deposit together.
It might not be the in their best interest because
interest rates might go up or the value of their
house has now gone down and their depositors is not
necessarily there any longer. But again we still come back
to this debt component. And on top of cost of
living crises, people might be able to eat their way

(11:15):
through had they.

Speaker 8 (11:17):
Know, if they didn't have any debt.

Speaker 7 (11:18):
But again, and we just keep seeing the availability of
debt to people and even and even if it's not
interest bearing deet, it might be buy now payload, but
the temptation to use it and the ability to get
it is always there. Then then on top of that,
and people do tend to gear themselves up. You know,
it's if it's there, it's available, and then you just

(11:39):
get those cost of living increases. They're not getting any
increase in their in their incomes, but with those expenses
going up there they just get they just get caught,
you know in that, you know in that in that vice.

Speaker 3 (11:50):
Yeah, what about borrowing for things like a new car?
I imagine at that income level keeping up with the
Jones is maybe a bit apprecia there. But when times
were good, they thought it was okay to tick that up.
Is that a hard decision some families even to make,
to say, look that new car you bought, it's too
much debt. You're going to have to sell it and
take a bit of a hit there.

Speaker 7 (12:07):
Well, there could be people doing it. I guess it's
actually it's not that level that probably, you know where
they've got that, because they'll have an issue where they
could actually, you know, call it, ditch the car. They
can probably get something else. But I guess what I
would see is that if I sit down with any
client that walks into into into the Budget Service, inevitably
sixty seventy, possibly eighty percent of them have a car loan.

(12:28):
And I'm not talking the sort of the at the
high end people of you know, we're earning, you know,
the massive incomes and can you know, we'll call it
afford mortgages. But just the rank and file who are saying,
I need a vehicle, you know, as for the family
reasons I go and I and inevitably it's from a
finance company which is going to be more expensive that
you know. We'll call it loading up on them all,

(12:49):
you know, getting twenty thirty forty grand on on top
of the mortgage which is only charging sort of the
might be saying four percent on it, but no, they're
they're with a finance company where they're charged it could
be at the low end, might be nine percent, at
the high end, it might be twenty nine percent. And
it's it's kind of that group that is getting caught
and they've been stitched into a potentially they've been they've

(13:12):
been put into a loan which was problem possibly or unaffordable.
We spend a lot of our time trying to advocate
for people that have been put in that sort of position.

Speaker 2 (13:22):
So you've got these big things, You've got the loans,
you've got the mortgage, all that kind of stuff. But
when you're budgeting. Is it the stuff around the edges
that can make the difference. Your subscriptions, you're you're eating out,
you're you're ordering in, all those kind of things. Look,
is that where you can make the difference?

Speaker 1 (13:41):
Oh?

Speaker 7 (13:41):
I look absolutely, And look I've do seminars on this
and saying, you know, we'll you know, I mean I
always say I love I love having takeaways. You know,
I love going out to restaurants. But boy, when you
when you add up the cost I did an exercise
a couple of weeks ago heading up bad costs and
as a little bit eyewatering. Actually, when you see that,
you know what you actually do spend it? And of
course you should say it's just it is discretionary spending.

(14:03):
And a lot of it comes back to that discipline
of just trying to rain in that discretionary spending. I
mean it really hard. I mean when we when we
talk about people would call them a deficit and you've
got your income and you've got your expenses. To say, actually,
the first thing we try and look at is to say,
is there some way we can increase the income. That's
always the first thing because we don't like to give up,

(14:24):
you know, the things that we spend money on typically,
so but at the moment, and you might you know,
we would say to a financial wind to say, oh gosh,
you know, if you're struggling a little bit, well maybe
you can get a second job or something. But if
you look at the job market, you know, the struggles
that people have even just to retain their jobs, to
second jobs. I think I used the example this morning.
There was a that mini Putt course in Wellington a

(14:46):
couple three weeks ago pointing out they needed somebody sort
of over over the summer, and I guess a few
students did it. I think that's some of like six
hundred applicants for a part time, low paid role, and
some of those would have been people that were just struggling,
you know, with their weekly expenses, just to try and
ecount some more some more income because there hasn't been
much in the well not that I've heard anyway, I'm

(15:07):
going to be interested to see what stats come out
on increases in wages and salaries over the you know,
over the last year. We know that we know that
benefit income, which includes the pension of course, has you know,
won't keep up with inflation typically and if we've got
the food, you know, with the food prices having gone
up with a four point seven, well we won't be

(15:27):
seeing a four point I'm a pensioner, I won't be
seeing a four point seven seen an increase in the
pension next year might get a percent or two percent,
but certainly not going to keep up with cost of
you know, the essentials we've got to get.

Speaker 3 (15:40):
Yeah, David, very interesting to chat with you, and thank
you very much for coming on the show. That is
David very a financial mentor at North Harbor Budgeting. But
keen to hear from you. I eight one hundred and
eighty ten eighty. If you've been feeling the pinch, where
did you find the easiest savings or what did you
have to cut out of your budget? Really can you
hear from you? I eight hundred and eighty ten eighty
is that number?

Speaker 2 (16:00):
There's a few pretty good tips coming through, actually see
some of them next.

Speaker 1 (16:06):
The headlines and the hard question. It's the Mic Hosking breakfast.

Speaker 2 (16:10):
This is not a criticism of you, but you look
like you had a headache, and this is what you
get when your Jerrymander market, isn't it.

Speaker 9 (16:17):
So it is a complicated situation and trying to explain
to people exactly how it works. It's like explaining algorithm,
a chess or something. Is hard because you've got these
credits and these penalties. And the short point is basically
the standard is too onerous. And that's after we've made
some changes by the way, from the large so the
last guy's introduced this labor introduced at twenty twenty three.
We made some changes in twenty four to bring it

(16:38):
into a line with Australia. Everyone thought that would be working,
it would be a sensible solution.

Speaker 1 (16:42):
It didn't.

Speaker 2 (16:43):
Back tomorrow at six am the Mic Hosking Breakfast with
the Defendant News Talk.

Speaker 3 (16:48):
Z B afternoon twenty seven to one. So in our
households will then come over two hundred thousand dollars are
requiring the services of budgeting advisors. So have you got
any tips for someone who's got a household income a
two hundred k? How do you cut some of the fat?
So to speak?

Speaker 2 (17:03):
Money saving tap only pay for subscriptions when you actually
use them. For example, if you want to watch something
on Netflix, sign up for that month and cancel right away,
you don't use it the next month, you won't waste
money on something you're enjoying and to make it go
this Texas is Matt, You smokely say two hundred k
people should be able to pay their way. Well, why
should we not have the luxuries we want in life?

(17:25):
Why is it that just for you? Why is that
just for you? We work hard, We want a nice
car and to eat out and the TV subscriptions? You
want us to watch TV and Z or you're watching Netflix.
Why can't we have a nice house and car and
other stuff too? Sick of rich people like you telling
me how to live. Well, you can only have what
you can pay for. So you know, if you got
two hundred thousand dollars, you're doing a lot better than others.

Speaker 3 (17:47):
Yeah, and you can have everything you want. You're just
going to be heavily in debt and it's all going
to implode at some stage.

Speaker 2 (17:52):
Are you struggling or are you overextended? Is the question
that we're asking borus.

Speaker 3 (17:57):
Welcome to the show, Very good mates, And so what
do you reckon about these households? Two hundred k? Does
that sound like enough money to live happily to you?

Speaker 8 (18:09):
Plenty of money?

Speaker 10 (18:10):
I mean last year he needs to Yeah, he's going
to go and take a look at himself. I mean,
that's windy.

Speaker 3 (18:20):
What do you reckon? If you don't mind us asking
what do you reckon? You're you're bringing in in your household,
you'd be under that, I take.

Speaker 10 (18:26):
It, Oh, well, under that, I mean we would be
one sixty five collective fleet. We moved out of Wellington
to a regional New Zealand and we bought a house.
We don't have a big mortgage and we're comfortable. We
don't go without, but we definitely don't hope for extend.
I think that's got to be the bottom of it, right,
you're earning two hundred car and you're not making it

(18:46):
into megas.

Speaker 1 (18:48):
Yeah.

Speaker 8 (18:49):
I can't get a head round that.

Speaker 2 (18:50):
For some reason this chat, Burris has really focused in
on the subscriptions to Netflix and the like, do you
have all that stuff? Do you have? Do you have luxuries?

Speaker 11 (19:01):
Yeah?

Speaker 10 (19:02):
I don't class him as a luxury a minute. That
we've got Netflix, we've got Spotify, we've got Sky.

Speaker 8 (19:08):
Yeah.

Speaker 2 (19:09):
So your truck is that you moved somewhere rural boris.

Speaker 3 (19:14):
Yeah?

Speaker 10 (19:15):
Yeah, yeah, I mean.

Speaker 8 (19:17):
We were never going to be able.

Speaker 10 (19:18):
To afford a mortgage in the era we've wanted in
Wellington and we needed to get out and we made.

Speaker 8 (19:24):
That work for us.

Speaker 2 (19:25):
Yeah, if you're in two hundred thousand dollars, then you've
got a one point five million dollar mortgage. As David
Berry was talking about some of the people coming to them,
then you might have bought two flash hours.

Speaker 3 (19:34):
Yeah.

Speaker 2 (19:35):
How much money you've got?

Speaker 3 (19:36):
Yeah yeah and Boris Yeah, so for you you've got
so it's you and is it a partner wife? And
then you've got a couple of kids, is that right?

Speaker 8 (19:48):
Both under five? So that's not a cheap exercise. But hey,
I mean yeah, kids don't go without.

Speaker 3 (19:55):
How many how many times a week do you have
takeaways or uba?

Speaker 8 (20:00):
I would say maybe once a week, definitely once a fortnite.
We quite enjoyed cooking. We enjoyed putting our shopping list
to get and just getting off with it.

Speaker 2 (20:10):
So you're living the dream and one one sixty five.

Speaker 3 (20:12):
Yeah, this is a good life, Boris. It sounds like
you're doing everything you need to do in life.

Speaker 2 (20:17):
It sounds like paradise.

Speaker 8 (20:18):
We're pretty we're pretty happy. Going to get the missage
to vote for national not labor.

Speaker 2 (20:23):
What do you think that you're missing out on in life.
Is there is there any big ticket thing that you
would want in the in the perfect world.

Speaker 8 (20:32):
Oh maybe a better front lawn, a.

Speaker 2 (20:35):
Better front lawn. Yeah, Hey, I'm working on a better
front lawn at the moment myself. Actually, I just I've
not go into it, but I've just retailled my lawn.
I've got a plan to make the greatest front lawn
of all the back lawn of all time.

Speaker 3 (20:48):
And appreciate a good lawn. Yeah, they never had one,
but you know when I see them. But yeah, you
put a lot of money into that, Boris.

Speaker 2 (20:56):
Yeah, exactly, great you thanks so much for your call,
Boris and all the best out there.

Speaker 3 (21:01):
Yeah.

Speaker 2 (21:02):
Yeah, but I guess there's no So these people that
are going for budget health, you know, budgeting help that
are over two hundred thousand dollars, right, you know, they've
ended up in the position and they've ended up and
at least they're going to help for help to sort
it out.

Speaker 12 (21:16):
Right.

Speaker 2 (21:16):
So yeah, you know, as they've very said, you you know,
people take risks in life, and people get over leverage
or they try different things, yep, and then they need
to budget and work it out and strive through that.

Speaker 3 (21:29):
But nothing wrong with it, right, Well, there'd be a
lot of pride if you're bringing in two hundred thousand
dollars as a household. I imagine there is that pride
element of I don't want to go and ask for
help from a budgeting service. So yeah, on that account,
it's good that they're asking for help. I just wonder
i'd forgot to ask Boris. But you know, the budgeting
skills we have as a country. Clearly some of it
is common sense, but you know, have we lost the

(21:50):
art of budgeting? I think it's fair to say I've
heard enough about your upbringing in Duneda. It sounded like
your dad and mum were very very heavy budgets. Yes,
my mum and dad probably to a lesser extent actually,
but they were pretty good. They were pretty s heavy
with their money. If you know, if we wanted a
few luxuries or new toys or new whatever, if we
didn't have the money there, it was a hard no,
No have the money for that, Tyler. You're just going

(22:10):
to have to make do with what you've got.

Speaker 2 (22:12):
I run a yes healthfold. It's a very yes focused
situation in my life. Shall we get that.

Speaker 3 (22:17):
Yes, spright around like a fire home, do that?

Speaker 2 (22:19):
Yes, yes, what do you want? It's bad. I'm not
happy with that. Sometimes I've disgusted with the amount of
money I spend on stupid things. So even though I'm
not in any kind of, you know, financial peril, thankfully,
I still am disgusted and I would like to get
my budget in line because it's something gross about just
spending money that you don't need to spend, just because

(22:42):
it's kind of laziness. You kind of haven't made the decison.
It's easier just to spend money sometimes than it is
to think it through, you know, just leave that something,
some subscription going on the off chance you might need
it in two months.

Speaker 3 (22:53):
Yeah, oh, one hundred eighty ten eighty is that number
to call. I'd love to hear your tips for those
out there who are struggling on two hundred thousand dollars.
What are your tips to try and cut some of
the fat?

Speaker 2 (23:04):
Guys, anyone paying for Netflix subscription and twenty twenty five
as a tit may as well earn your money.

Speaker 1 (23:09):
Cheers.

Speaker 2 (23:09):
Yeah, good Cory to burn their money.

Speaker 6 (23:15):
You talk savvy headlines with Blue Bubble taxis it's no
trouble with a blue bubble. Labour's leader says housing a
Transport Minister Chris Bishop reallocating cying or a still water
funding to a bridge project in his electorate doesn't pass
the sniff test. About twelve hundred and New Zealand cabin
crew members have voted to strike, saying their push for

(23:37):
better pay and rosters is falling on deaf ears. The
College of GP says it's likely there are only trace
amounts of asbestos and potentially contaminated colored play sand helping
reduce the danger of breathing particles. The recalled ecy rainbow
sand creatistics colored sand and magic sand products sol that
kmart should be bagged for safe disposal. A person's been

(24:01):
seriously injured in a two car crash at midday on
the Mona Were Two's a Kaiaga Bunny Thorpe Road. Our
Hunter's died in Golden Bay on Saturday after falling down
a cliff on farmland at Mortal Pippi. Nearly one in
five living in New Zealand identify as Mary, about eighteen
percent of the population as of June this year. Move

(24:23):
on orders for rough sleepers come as public disorder HiT's
a ten year low. Read more at enzid Herald Premium.
Back to matt Ethan Tyler Adams.

Speaker 3 (24:34):
Thank you very much, Ray Lean, and we are talking
about budgeting. This is on the news of financial advisors
now helping out our households with income of two hundred
thousand dollars, which for many people would be a lot
of money. So if you've got tips for saving a
bit of money in the budget, oh, eight hundred eighty
ten eighty is that number to.

Speaker 2 (24:50):
Call the sexas is interesting. You're talking about people who
earn two hundred thousand to a majority of people. That's
rich boys. Why don't you focus on less fortunate people
earning less than fifty thousand? Honestly, people on two thousand
k I don't give a crap. Who cares, Mark. That's
why we're talking about it because it's interesting because people
on two hundred thousand dollars are going and seeking budgeting health.
It's the news story that we're talking about because it

(25:13):
is interesting. Yeah, people on fifty thousand dollars a year
seeking budgeting help isn't quite as interesting because you'd expect
them to be having trouble.

Speaker 3 (25:21):
It's tough on fifty thousand dollars A Yeah, no doubt
about it.

Speaker 2 (25:23):
Yeah, high team take home payoffter tax for a one
hundred and sixty five K houthhold is one hundred and
twenty K a year, and for a two hundred K
household it's one hundred and forty three K. Yeah, two
hundred K sounds like a large sum, but we don't
think about the tax implications. Yeah, all right, if you're
bringing two hundred k, you're getting taxed up the wah zoo.

Speaker 3 (25:43):
You certainly are in this country.

Speaker 2 (25:45):
Ben, Welcome to the show. How are you?

Speaker 13 (25:48):
How's there going?

Speaker 14 (25:49):
I'm good?

Speaker 15 (25:49):
Thanks?

Speaker 16 (25:49):
How are you guys?

Speaker 2 (25:50):
Yeah?

Speaker 3 (25:51):
Very well. So you've got some good advice on what
worked for you. It was it called bucket budgeting.

Speaker 13 (25:56):
Yeah, yeah, that's sort of what I termed it. I mean,
it was was taught to me by a colleague a
little while ago when I was quite young, and I'm
still quite young. It's worked for me and I earned
nothing there the two hundred k, but it can easily
be scaled up. And yeah, I think it's it's a
really useful built up I can share How does the work?

Speaker 2 (26:14):
How does the work?

Speaker 17 (26:15):
Ben?

Speaker 12 (26:15):
Yes?

Speaker 13 (26:16):
And again not financial advice because I'm not qualified to
say any of that. But yeah, So when you get
your your paycheck, basically you allocate sort of divvy out
into different needs, into different buckets. So you can set
up different suffix accounts in your bank account and say
this is for house matters, this is for your car.
For example. You know of car could be your your

(26:38):
insurance plan for that the year ahead. You know, once
you pay your insurance, divvy out a little bit might
be ten dollars a paycheck or whatever, whatever the amount
is for your insurance, you know, put that aside each
week so that when you come to your insurance you've
you've you've got that payment might there to pay for it.
And and and you know that can be applied to
many different areas of life, including if you need to

(27:01):
play catch up on your your your your savings, if
you have debt, you can you know, put aside each
time for that debt.

Speaker 3 (27:09):
I suppose it's an easy way to track it, isn't it, Ben.
That's effectively what you're doing, right. You're tracking everything that's
going in and out.

Speaker 13 (27:16):
Absolutely absolutely, And you know I only I use my
debit card most of the time. I only just recently
got a credit card, but you know, you just transfer
into that from your each DVL savings, so you are
basically checking your your bank statement. Often you're not having
a little secret you know, subscriptions going through without your
noticing and you're just saying, hey, you know, I just

(27:38):
went out to the restaurant. I'll pay for that from
a You can have a you know, a free allowance
to get you know, a guilt free allowance account to
go to special things like that.

Speaker 2 (27:48):
And since it's kind of have you read that book
Atomic Habits by James Clear.

Speaker 13 (27:52):
I've heard of it. I haven't got to read it yet,
but it's on my bucket list.

Speaker 2 (27:55):
It sounds like you've got there on your own. But
because he talks a lot about setting yourself up for
success in that way so you don't have to use willpower,
So setting up with setting up all the direct kurds
and you know, putting automating every thing. Yeah, like you're
talking about Ben and then it's just happening. It's just happening.
And yeah, as you say, you've got your little account
that you can go and spend for discretionary spending, going

(28:18):
out for dinner or whatever, and you know, if there's
no money in it and you don't go out for.

Speaker 13 (28:22):
Dinner, absolutely exactly, that's how it is, and that's I mean,
I'm sure my colleagues read the book, so but yeah,
I mean, yeah, it's a great way to stay on
top of it. It's guilt free, and I mean if
you use stuff like XL just outside that, it's just
you know, you can get creative of it and really
plan ahead savings. And again, if I can do that

(28:43):
on way less than two hundred K, I'm sure they
can scale up. Obviously, you know, if you've already got
yourself in there, it will be harder. But I mean
I've had friends. I think it's an adaptation from what
Christians and poverty do. They do a similar budgeting course,
and yeah, people get through it, and yeah, it's just
helping wise and especially with those discretionary fronts.

Speaker 2 (29:02):
Yeah, yeah, good on you. Ben. The six is Matt
and Tyler, my wife and myself in a good portion
over two hundred k through both working very hard. We
went to Financial Advisor to ensure we went blowing any away.
Got recommended Pocketsmith budgeting software amazing for US small Kiwi
company I'm not affiliated at all, but was amazed to
see where our money goes.

Speaker 3 (29:21):
Pocket Smith Pocketsmith. Yeah, that is a good tip. Oh
eight one hundred eighty ten eighty is the number to call.
I think part of it. I don't know if this
is a keiw We thing, no issue. I know it's
around the world. But they're keeping up with the Joneses
mentality and it's freaking hard. I mean, if you're not
bringing enough money but your friends are bringing in a
bit more than yours and they say, hey, do you
want to go out for dinner or come round to

(29:42):
ours and you know, bring a couple of bottle of
wine or whatever. It's so hard to then say look,
I'm really sorry, I can't and to be truth or
you're gonna be honest. We just can't afford there right now.
That is incredibly hard for a lot of people.

Speaker 2 (29:55):
I've got a couple of friends, Tyler and I'll talk
around the issue. So I won't describe who they are
because in case they're listening now, they wouldn't listen to me.
They he good enough of me in life. No, but
they there's there's a couple of friends and they always
go on holidays together. They travel overseas together. These two families. Yes,
and one family does really well and the other family
does quite well. But there's a lot of pressure for

(30:17):
them to go on these new trips that they're constantly
getting the email saying we've booked this, this is a
great trip we're going on. And this other family, when
I talk to him on his own, he's like, we're
borrowing so much money to go on these trips with
their family. They just keep coming through and they just
keep going flash trips, and I'm just thinking, well, there's

(30:37):
no shame in not being able to afford a holiday.

Speaker 3 (30:39):
Yeah, the stress on those people because.

Speaker 2 (30:42):
And I'm sure that the couple that are that are
quite wealthy, they're probably like they'd probably be mortified if
they realized that they were putting that pressure on them
by constantly booking these holidays. They just don't know because
there's other people keep throwing that holiday on the mortgages
and just going for the five star holidays because they're
incredibly rich. Friendski Bog, just.

Speaker 3 (31:02):
Be honest and say you can't go to why this year?

Speaker 2 (31:05):
There's no shame, and there's more shame and getting yourself
in trouble trying to buy stuff you can't afford, then
there is not and then just admitting you can't afford
something and going okay't afford it.

Speaker 3 (31:15):
Yep, it's got it. Yeah. A couple of texts before
we get to play some messages.

Speaker 2 (31:19):
Hey are lads, I'm definitely overextended. My mortgage went up
four hundred and twenty dollars per week in insurance up
sixty percent. Weekly rates increase as well on top of that,
as well as huge groceries increase, hardly left with much
end of the week, and I'm on approximately two hundred
k in fact, more than that own my own business
and the construction industry which has dropped forty percent. Living
in Wellington, so very expensive beers and food in the

(31:42):
fridge not ideal. Tough, but I'm still happy. Cheers Dan,
what a great text.

Speaker 3 (31:46):
It was a good text, had a good twist at
the end.

Speaker 2 (31:48):
Oh it's tough, but I'm still happy.

Speaker 3 (31:50):
Yeah, lover Oh eight one hundred and eighty ten eighty
is the number to call it. How are you going
in your household if the cost of living is starting
to bite a little bit? What changes you make in
just a secondary question, what was the best budgeting advice
you ever got? Love to hear from you. Nine to
ninety two is the text number. It is a quarter
to two.

Speaker 2 (32:06):
This business says, I just realized, listen to you. I
spend over one hundred bucks on coffee a week. Perhaps
I need to start drinking Milo.

Speaker 3 (32:12):
Yeah, Milo's good stuff.

Speaker 2 (32:13):
You get a big tub of Milo if you drink forever.

Speaker 1 (32:15):
Yeah, have a chat with the lads on eight hundred
eighty ten eighty Matt Heathen Taylor Adams afternoons used Talks'd.

Speaker 3 (32:24):
Be very good afternoon. It is twelve to two.

Speaker 2 (32:27):
This text has squears by multiple accounts with a purpose
and more than wank one bank. Well, what did I
say to here?

Speaker 3 (32:33):
More than it was a slip of the tongue right,
there was a Freudian.

Speaker 2 (32:36):
Slip and more than one bang.

Speaker 3 (32:39):
It's from where's that.

Speaker 2 (32:41):
Listening to you? Donkeys cost me twenty dollars texts a month.
Cheers or we appreciate it.

Speaker 3 (32:46):
Yeah, don't unsubscribe from the text machine. Yeah pays our wages.

Speaker 2 (32:52):
How can you not afford to live off two hundred k?
I'm a female, qualified joiner and just had a baby.
The government gives six hundred per week for the solo
parent benefit. My rent is three hundred per week. I
have a decent car two hundred and seventeen twenty seventeen swift,
and spend seventy five dollars per week on groceries. My
baby never goes without. I stopped my Netflix because I

(33:13):
couldn't justify forty five dollars a month. It's forty five
dollars a month for Netflix.

Speaker 3 (33:17):
It did go up. I didn't realize it was that much.
We canceled it a couple of months ago.

Speaker 2 (33:20):
Jeez, if it's twenty five dollars a month, I'm canceling it.

Speaker 12 (33:22):
Yeah.

Speaker 2 (33:23):
I thought it was like twenty four dollars a month.
They're taking the pace thirty five dollars a month for
that rubbish.

Speaker 14 (33:28):
Yeah.

Speaker 3 (33:28):
For the nineties movies, Oh.

Speaker 2 (33:30):
The Frankenstein the new Frankenstin movie is very good though.
Oh yeah, it's tight but manageable. Is this positive texture?

Speaker 5 (33:37):
Yeah?

Speaker 3 (33:37):
Great?

Speaker 2 (33:38):
Hay Meish, welcome the show.

Speaker 15 (33:40):
Hello guys. Yeah, just a very interesting topic and very
timely from our point of view. For the first time
in a very very long time, we've had this seriously
sit down and look at our budget, household budget and
probably not since the GFC. Actually, you know we were
paying nine and a half per cent introspect then too,

(34:02):
and we had a lot more debt. So it's yeah,
it's an interesting topic and something yeah, I haven't done
for a long time. But yeah, we thought time for
a family conference and a few things on the block.
Subscriptions to Fat Bastard Pies and Good Wine Friend and

(34:26):
a few other things have you know, nice to have
that they can go.

Speaker 3 (34:30):
They would have heard about those two Hamish you know,
there's some good subscriptions.

Speaker 2 (34:34):
If you don't mind me asking what what? What's What's
caused the the tightening of the budget.

Speaker 15 (34:41):
A couple of things, just I mean huge increases and
across the board. I mean I've just had another reminder
from Mercury that our altrist is going up in the
new year again. You know, I live in Wellington, so
you know, rates and insurances are just killing us.

Speaker 3 (35:01):
Insurance are a killer at the moment. I'm with you there.
I mean now as we're going up about thirty three
percent and it's yeah, it crush is our budget.

Speaker 15 (35:09):
Yeah, so we're looking I mean I've decided to burn
my income protection because I was very fortunate in the nineties.
I took out a policy where you've got your premiums
paid back to you if you never claimed. And so
that's just happened because I've turned sixty last year and
so I got that payout, which was very nice. But yeah,

(35:32):
so I thought, well, it only goes to your sixty
five anyway, so I might as well have been that.
And you're just I think you've got to prioritize your
insurance as the live it. I think we're definitely holding
on to our medical assurance insurance.

Speaker 2 (35:46):
That's a good one. That's you've got to keep the
medical insporance if you can, if you've got it, that's
a very good one.

Speaker 15 (35:52):
Yeah, and reviewing our life cover over each other as well,
because I mean we still have some debt, but not
the extent that we had when we took those policies out.

Speaker 2 (36:03):
So also always a bit of a murder risk as well.

Speaker 3 (36:08):
If yeah, yeah, good point.

Speaker 2 (36:11):
Yeah, just someone living in my house, I can do
very well if I just should have happened to fall
off a ledge on a walkway.

Speaker 3 (36:17):
You've been watching too much, man.

Speaker 15 (36:20):
But yeah, it's it's and plus I mean you're probably
in the same boat. Matt's a little bit, you know,
with a sandwich generation with parents. I've still got parents
still alive and my wife's got a parents still alive,
so you know there's costs there as well. Now, so yeah, yeah,
so yeah, it's really it's been a bit of an

(36:42):
itement for me and it's been a long long time
since to do this.

Speaker 2 (36:47):
Yeah, but good on you for doing it when when
when the time comes, you've got it, you've got to
do it. And does it just does it feel kind
of good? I mean, even though you wish you weren't
doing it, when you find the savings, it does it
kind of feel good? Yeah?

Speaker 15 (36:59):
Yeah, yeah CDs, so you know it does it? Does
it does feel good to do it.

Speaker 3 (37:07):
And you know, no shame, no, no shame at all.

Speaker 2 (37:12):
In fact, there's more shame and wasting money than there
is finding savings. I'd say a miss, thank you so
much for your call. Appreciate it.

Speaker 3 (37:17):
Great.

Speaker 1 (37:17):
Cool.

Speaker 3 (37:17):
We' got to play some messages back very shortly. It
is seven to two.

Speaker 1 (37:21):
Matt Heath Tyler Adams taking your calls on eight hundred
and eighty ten eighty. It's Mad Heath and Tyler Adams afternoons.

Speaker 3 (37:29):
News DOGSB news dogs, HEB, it's four to one, few
texts to get to the news.

Speaker 2 (37:35):
I'm living on one hundred and one thousand and seven bucks,
take home a week single renting, own own a car
with about three grand, and survive very well because I
only spend what I need to simple really happy. This
text of Philipp says Netflix is twenty six dollars a month.
She must have the adult upgrade.

Speaker 3 (37:53):
Right, I don't know if you can get that person.

Speaker 2 (37:54):
I'm saying, I'm spending forty five dollars on Netflix the
adult upgrade.

Speaker 3 (37:58):
Eh, it's it's a bit extra for the blue movies.

Speaker 2 (38:00):
The six said, I just pulled over and canceled Netflix
after your shit, I forgot. I had the thanks.

Speaker 3 (38:05):
Guys, there we are. We got one, so.

Speaker 2 (38:07):
We've made we've saved you. Twenty six dollars a is
that month? It's a month out or forty five if
you've got the adult up great, Yeah, there we go.

Speaker 3 (38:16):
We held one person out there, so that's what matters. Right,
good discussion.

Speaker 2 (38:20):
Yeah, look, there's no shame in coming back. There's more
shame and wasting money.

Speaker 3 (38:23):
I say, yep, yeah, nicely said, right, coming up after
two o'clock, let's have a chat about this Uber decision,
and how would you feel if they left New Zealand entirely.

Speaker 1 (38:34):
Talking with you all afternoon? It's Matt Heathen, Taylor Adams
Afternoons news talks.

Speaker 3 (38:40):
They'd be very good afternoons. Welcome back into the show.
Always great too. Have you listening to us? So, thank
you very much. Right, let's get into Oh, sorry.

Speaker 1 (38:48):
You go, Matt.

Speaker 2 (38:49):
Someone pushed back on that. We had a text before
that said they were paying forty five dollars a month
for Netflix. Yes, it's a little bit more complicated than that,
isn't it.

Speaker 3 (38:58):
Yeah, it is that one right there.

Speaker 2 (39:00):
Just to clarify, I was paying for my Netflix and
my parents had an account at their place which was
being billed to my account, and I was paying for this. Okay,
So that text was not on some kind of new
adult Netflix subscription.

Speaker 3 (39:13):
No Blue movies in that household, not on Netflix anyway. Right,
let's get into this one. This is a big story
of today. So New Zealand Supreme Court has ruled that
four Uber drivers and our officially employees not independent contractors,
and they've thrown out Uber's appeal. Uber have tried to
appeal twice and lost both times. So unions and some

(39:34):
of those drivers are celebrating, as you can imagine, but
many businesses and users are sounding a bit of an alarm,
saying this ruling could mean the end of ride share
in New Zealand, not just Uber, all of them because
they all follow a similar model and that will be
of concern to many people. Yeah, I mean, I.

Speaker 2 (39:51):
Can't imagine in New Zealand without Uber now. I was
just down in Queenstown and they've got Uber and it
makes just going around more and more. How much better
is it?

Speaker 12 (39:59):
You know?

Speaker 2 (39:59):
When I go down to Dunedin to visit my dad,
they've now got Uber there they didn't for a while.
It just makes things a lot better. I'm not sure
about the morality of how people are being paid, but
I always talk to an Uber driver and I always
ask them how it's going for them, and most of them,
most of them are positive about the situation. So there
could be a lot of other Uber drivers that aren't
very happy with these four Uber drivers if the gig

(40:21):
economy gets removed from them. But what do you think
about it? What do you think about this rolling eight
hundred and eighty ten eighty. But also, what do you
think about in New Zealand without Uber, Because they will
if it's not a matter of whether they would change
their practices. They're just a huge multinational tech company. They'll

(40:41):
up sticks. Yep. If their business model doesn't go ahead
in New Zealand, then they won't be around anymore. And
I personally cannot imagine in New Zealand without Uber. I
didn't really get taxis before Uber because it just didn't
really work for me. I mean, as soon as there
was Uber, I was all over the place and blasting
everywhere on there. My kids. I've got Uber on my

(41:03):
kid's phone. I like the fact that they know that
they can get out of anywhere that they need to
get out of pretty quickly. They can just press the
evact button. A noble pick them up and take them home.

Speaker 3 (41:13):
Yeah, you know.

Speaker 2 (41:14):
And I've got a son who's eighteen now and he's
out in about a lot. I just like the idea
that anytime he can get out of there. Whereas you know,
back in the day, and I know that taxis now
are much more advanced than they've got the apps and such,
but back in the day, you know, you'd ring a taxi,
you'd be waiting on the street for forty five minutes.
You'd have no idea whether it was going to come
or not. So, whatever you think about Uber, they have

(41:34):
improved not only you know, the ride sharing part of
it is not only improving, but it also improved old
school taxis.

Speaker 5 (41:40):
Didn't it.

Speaker 3 (41:41):
When you have that sort of convenience, Can you really
go back to the way it was? It will be
a tough thing. And I think, you know, back in
the day, and I use this word deliberately, I think
there was an arrogance from taxi companies that they had
the monopoly. They certainly did a Nelson when I was
grown up. So you'd ring the operator and you'd say, hey,
can we please have a taxi outside by seven pm? Oh,
we'll try biss. Yeah, we see what we can do,
but no promises. They'll turn up when they turn up,

(42:02):
and if you don't like it, you can go to hell. Basically.

Speaker 2 (42:05):
Yeah, I was Ambicago only a few years ago and
they didn't have Uber there and I ordered a taxi
and it was outside of a restaurant. They're picking me
up and I said, can they text me when they're over?
Said no, actually, at first I rang up and I said,
can I get a taxi? It was about ten o'clock
at night, and the woman started telling me off, you're
trying to get a taxi? Now, where do you need
to go?

Speaker 5 (42:24):
No?

Speaker 2 (42:25):
And I said yeah, well, and I said, okay, Well,
well if there's one available, we'll send them any time
from I don't know. Can they text when they're outside, No,
they'll be outside when they're outside. Oh, that was like
going back in time. That would have been like three
years ago.

Speaker 3 (42:37):
Yeah. Oh, eight hundred eighty ten eighty is a number
to call. How would you feel about Uber upsticking from
New Zealand and just saying we don't want any part
of it because it no longer works for us and
for Uber drivers out there? How do you feel about
this decision? I imagine there's a lot of you that
might be a bit worried. There's a lot of livelihoods
at play here. I don't know how many people drive
for Uber, but it's clearly in the thousands, if not

(42:58):
tens of thousands. So I eight hundred eighty ten eighty
is that number to call? Nine two ninety two is
the text.

Speaker 2 (43:03):
We've got to text here? Why is Uber no different
than other self employed industries? For sample, real estate agents
are self employed, They paid their own tax, they don't
get Kiwi Saber, they don't get annual leave. Yeah, I mean,
so that what the Supreme Court for finding was that
the court found that Uber exercised very close control over
roots performance and the entire period drivers were logged into

(43:27):
the app. Drivers couldn't influence their pay or how much
work they were offered, and couldn't build their own businesses
or goodwill. Whereas a real estate agent, for example, you
know they've got the billboards up with their faces, they
have repeat clients, they create their own their own sort
of well what do you call it, their own brand,
their own following, whereas you absolutely can't do that as

(43:50):
an Uber driver. You're not allowed to push for repeat
business as an Uber driver.

Speaker 3 (43:54):
Absolutely there's a difference there. But just on the Uber drivers,
I mean to me, and I want to see them
get paid fairly, of course, but that idea about flexibility.
So they had complete flexibility on when they operated that
Uber when they didn't want to operate, and that dictated
the hours that they worked. And again it's a job
that you can walk away with and don't you have
power as drivers that if you do not like what

(44:15):
you're getting paid, you just stop working and say sorry, Uber,
We're not going to work for this, and I don't
think anybody else will. Then Uber will leave anyway, But
there's still power, and those employers, employees rather at Lenz
say nah, no, buger it, I'm going to delete it
and I'm not going to drive for Uber anymore. Then
Uber would be stuffed.

Speaker 2 (44:32):
Yeah, well there you go. That's Tyler's that's Tyler's thoughts.
What's yours? Eight hundred eighty ten eighty. How would you
feel about an Uber free New Zealand?

Speaker 3 (44:41):
It has twelve past two? Back in a moment.

Speaker 1 (44:44):
Your home of afternoon talk, Mad Heathen Tyler Adams afternoons
call eight hundred eighty ten eighty US talk, said B.

Speaker 3 (44:54):
News Talk said B. It is a quarter past two.
So how would you feel if Uber decided to leave
the New Zealand market after the Supreme Court decision? That
calls some drivers those four drivers employees not contractors. Oh,
eight hundred eighty ten eighty is that number?

Speaker 2 (45:08):
Call Colleen your thoughts on this?

Speaker 18 (45:12):
Hello?

Speaker 11 (45:12):
I know you'd love to hear from me.

Speaker 12 (45:14):
So I thought i'd better.

Speaker 2 (45:15):
Always love to hear from you, Colleen. Thanks for ringing.

Speaker 11 (45:17):
I'm just so special the poor uber drivers.

Speaker 14 (45:22):
I mean, yes, they.

Speaker 11 (45:23):
Do have the decision in their own hands whether to
do it or not.

Speaker 13 (45:27):
I've only used it once.

Speaker 8 (45:28):
It was great, but I.

Speaker 13 (45:29):
Know people that use it all the time.

Speaker 11 (45:32):
But if those people are working and ending up with
ten or twelve or thirteen dollars an hour, that's just
criminal gold.

Speaker 3 (45:39):
Yeah, But I see the flip side of that. To me, Colleen,
is that complete flexibility in the job and if you're
not happy with that rate, and I know, look the
job market stuff at the moment, I accept that for
many people out there, but that's part and parcel of
it that you drive your own hours. And yes, the
pay not might not be amazing every time you go out.
Sometimes it's good, sometimes it's bad, but that's the that's

(46:00):
the payoff, so to speak.

Speaker 11 (46:02):
I know, I totally get that, but I think they'd
be better off if they could stacking shelves.

Speaker 13 (46:07):
That were worth it, generical, nital something.

Speaker 11 (46:09):
If if that suited WAT children or whatever whatever.

Speaker 13 (46:13):
I just think the whole thing's.

Speaker 11 (46:14):
Very sad, very sad that we've come to that where
some people are earning that sort of money in New Zealand.
I mean, I hope they get tips.

Speaker 2 (46:23):
But if they don't, if they don't earn enough money,
they just stop doing it, Colleen, so that they go
up and they earn some money, and then if it's
not worth that, they just stop.

Speaker 11 (46:33):
I know, I know what you're saying completely and I
get it, but I just think some of these people
may not have any other things that they can do
to pull anything. Yeah, situation they're run. That's why I
think it's just a bit.

Speaker 13 (46:48):
I'll say criminal, but I don't mean it.

Speaker 12 (46:49):
To be that severe. You know that these people are
having to do.

Speaker 2 (46:52):
That, but I guess the people that do it would
say that. You know, if you start putting full full
employment obligations on Uber, then you eliminate the part time,
the casual part of the people doing multi multi jobs,
you know, students that are doing in the in the evenings,
you know. So there's something pretty good in the flexibility

(47:13):
for some people. I mean, so many people drive ubers
or a registered to drive ubers in New Zealand. Is
it forty thousand, It's something like that.

Speaker 3 (47:21):
Find out that number A.

Speaker 2 (47:22):
Lot there's a lot, so it definitely works for some people,
but it is an all or nothing situation, I imagine for
Uber because so they've had this ruling, it's just around
four drivers, and so Uber's continuing as it is for now.
But if you change their work model, they're gone. Yes,
So that means that they're gone not only for the customers,

(47:43):
but they're also gone for the Uber drivers that are
succeeding with it exactly or succeeding with their life and
the hours that they want to work. If you are
one of those Uber drivers, thank you very much calling
for your court always love to hear from you. If
you're one of those drivers, how do you feel about this?
I eight hundred and eighty ten eighty Are you actually
making some fairly decent money driving for Uber and that flexibility?

Speaker 3 (48:05):
Is it working for you? Love to hear from you.
I eight one hundred eighty ten Is that number to call?
Eighteen past two Matt Heathen Tyler Adams afternoons?

Speaker 1 (48:16):
Call oh, eight hundred and eighty ten eighty on used
talk zb.

Speaker 3 (48:19):
Tex machine is fired up. We are talking about the
decision around Uber drivers, four of them. The Supreme Court
has said that they are employees, not contractors that will
have wide ranging ramifications and potentially Uber leaving the New
Zealand market.

Speaker 2 (48:33):
This texture is not a fan of those four Uber
drivers that have gone all the way to the Supreme Court.
What a bunch of winers. Go get another job, you
absolute losers. Wow, hope them being employees doesn't work out.
Uber is awesome. Don't want to be a contractor, then
don't be one. It's ridiculous. Unbelievable. The court even heard.

(48:53):
It's unbelievable. The court even heard these turd burgers. Unbelievable.
The court even heard.

Speaker 3 (48:59):
These turd burgers didn't hold back their texter.

Speaker 2 (49:02):
I need to get that sentence right. Unbelievable. The court
even heard these turd burgers.

Speaker 3 (49:07):
Beautiful delivered at three times.

Speaker 2 (49:09):
At the last time was perfect, mate, Emily, welcome to
the show.

Speaker 18 (49:13):
Yeah, Hi, I was listening to what you guys are
saying before, and I was just like, yeah, I agree
with all of the people who were on the text.
I was like, I don't like as an Ober each driver,
I don't understand out of like you guys said before,
something like forty thousand people, if nobody else wanted this,
if everybody. Sorry, If everybody else wanted this to happen,
forty thousand people would be jumping on that. But if

(49:35):
there's only four people out of forty thousand, I don't
see why it's even being heard. Because it's it is
the flexibility. It's so good because you go, oh, like,
I'm a little bit short with my job this week,
but I don't want to be employed with another company.
You basically have the freedom to do what you want
you don't like. I've been what's ober eats for about

(49:56):
three years now, and I haven't done anything for the
past maybe eight months or nine months, But I haven't
had to. I haven't been kicked off.

Speaker 2 (50:06):
You haven't. You haven't delivered. You haven't done any deliveries
in the last nine months, did you say?

Speaker 14 (50:09):
Yeah?

Speaker 7 (50:10):
Right?

Speaker 14 (50:10):
Yeah?

Speaker 18 (50:10):
And I can still like I could turn it on
now and still go and do delivery.

Speaker 2 (50:14):
Yeah right.

Speaker 18 (50:15):
If I didn't turn up to my part time job
for nine months, I wouldn't be able to just go
and get a job, you know, I wouldn't.

Speaker 2 (50:21):
Be able to go down just turn up.

Speaker 3 (50:23):
Hey, I'm here, yep, I'm back. What are we doing?

Speaker 19 (50:26):
Yeah?

Speaker 18 (50:26):
So I'm back now. I want to make some extra money,
like you can't do That's what there's a whole point
of Uber. And if you sign up and you don't
like to pay, go somewhere else and get a proper job,
Like that's a part of It's a whole part of it.
And to be honest, those people aren't probably doing it
properly because like I think my best week was about
three hundred and fifty dollars, but then I've talked to

(50:47):
other Uber each drivers who have done fifteen hundred to us,
you know, Like, so there's definitely times in days that
work way better than others, like those Saturday nights, the
Friday nights and people are drinking and that you know,
you do have to choose your time, so there's always
a trade off. But if you don't want to do it,
don't don't do it.

Speaker 20 (51:07):
There, thought about it.

Speaker 2 (51:09):
What about a situation that Emily where it's some kind
of half musics between the two where when you are
on you're guaranteed a minimum wage. You're guaranteed the minimum
wage like everyone else. So if you've turned it on
for an hour and you're driving around, then whatever happens
you get, you get whatever the minium wages. What is
it twenty three bucks.

Speaker 18 (51:26):
Or yeah, that's that's yeah, I think that. I think
I don't mind that because I have done I think so.
In Palmson North, I went from Palms the North to Ashurst,
which is I think about fifteen to twenty kilometers roughly
maybe ten kilometers and I think altogether that delivery took

(51:47):
me about half an hour and I only got paid
seven dollars. So some orders just suck and then other
ones don't. That's why I kind of say to people
I always as being an over each driver. Now I
always tip people. I know New Zealand's not a tipping culture,
but honestly, five dollars and like from your own pocket
is really nothing, but for the Ober each driver, that's

(52:11):
the difference between a seven dollars trip and a twelve
dollars trip. Like it's actually it's quite a lot for
a driver. Even in Auckland, I was talking to my
Uber driver and he was saying that when you go
into the airport, you have to pay five dollars to
come into the airport as an Uber driver, but you
have to now leave the airport and come back in

(52:32):
to be able to pick someone up and pay another
five dollars even though it's like probably five steps for
a past to just walk across, like that's quite bad.

Speaker 3 (52:42):
It's dirty from that airport.

Speaker 2 (52:43):
That is dirty and also dirty for a passenger because
then you're waiting for visit and go stupid driver on
the blot, yeah.

Speaker 18 (52:52):
And you get canceled. Like last timer I was at
Auckland Airport, I got canceled maybe three times by Uber
drivers because they had accepted it. And then they also
get penalized as well. So if I looked and I
was like, oh, look there's my Uber car, I'll just
walk over the air and go to the the drop
off area because it's just a few steps, they get
penalized for me doing that, so they actually have to steal.

(53:13):
So I think, yeah, I think that that's really unfar.
That's been like that since the new Aukland the airport
opened up. Either that or the Uber driver was lying
to me. But why would he lie it? I don't know,
but I ended up, you know, I think that in
saying that as well as like the tip that's on
the Uber driver to pay, that Uber doesn't pay that

(53:34):
for them, so then I you know, I would tip
them and say, well, you know you can have extra
money because then you're actually going to be feeding a family.
Some people, like somebody else said no, some people. Actually
there's a language barrier. You know that with a lot
of your Uber drivers, there's a language barrier and it's
the easiest way for them to make money, to be

(53:56):
able to get into a job because they can do
it as a contractor. No one has to tell them
like Uber doesn't discriminate on language barriers. They just say
they actually helped. To be honest, they help people if
you've been driving more like there's a lot of benefits
from OBER where they'll actually give you discounts and when
you have been driving for long enough so actually give

(54:19):
you free lessons to help you with your English. So
there's a lot of things like that.

Speaker 1 (54:24):
Yeah.

Speaker 2 (54:25):
Where about so they pay for you to go to
a course or your online courses.

Speaker 18 (54:32):
Yeah, so they have they have a lot like, yeah,
there's a lot of benefits from having OBER. They partner
with different companies in New Zealand, like like your BP
and super g Porto. Well like you know, language places
so that they can help people with your English. So
I think that would be really sad if they did

(54:54):
end up leaving because I think it's actually helping a
lot of people and it would just, you know, it
would really suck if they did they actually leave.

Speaker 2 (55:01):
Because how often, Emily, when you're driving, When you're driving,
you know you haven't done it for a while, But
when you were driving, did you drive around for an
hour and not make the minimum wage? Were you generally
making more than the midium wage or generally making less
than the midium wage?

Speaker 18 (55:15):
It balanced out over the time, So there might be
times where you're definitely times where you're driving around and
you're not like making minimum, but then you might make
well above minimum. So for example, I did a delivery
about it was, it was about ten o'clock at night,
and it took me about fifteen minutes and I got

(55:38):
paid just over thirty.

Speaker 2 (55:39):
Dollars, So yeah, right, yeah.

Speaker 18 (55:42):
You know. And there was another one that I got
paid it literally took me five minutes to do when
I bos paid twenty dollars for So you know, it
balances itself out. There's times where you're on a boat
you will get paid. Hey sorry, I'm at a motorbike shop.

Speaker 3 (55:57):
You're shoving for one.

Speaker 2 (55:58):
I thought you were putting around on a boat, got
a good.

Speaker 18 (56:00):
Time, my boots broke, so I'm going to go get
some and I heard you.

Speaker 14 (56:04):
Guys, and I was like, oh, just good on you.

Speaker 2 (56:07):
We appreciate you. And so yeah, so essentially overall, even
doubt in your opinion, to be more than minimum wage.
But of course then the key we saver is no
can key we save a contribution? Did you were you
were you organized enough to you know, get petrol back,
you know, tax back on your petrol and the expenses

(56:28):
of running the car.

Speaker 18 (56:30):
Yeah, well, Henry is really really helpful. So here's a
company in New Zealing called Henry, and it's like, if
you don't have any like, if you don't want to pay,
let's say it's your side hustle you just want a
bit of extra cash because you're a bit slow, or
if it's your main hustle, like you can still either
way you can use Henry, which is great because you
basically put everything through Henry. You can you can do

(56:52):
your log book through well, I don't know if you
can do your log book, but you can upload everything
there and they'll do the taxes for you and then
take one like one percent charge and they don't charge you.
It's not like a normal accountant. They don't charge you
for a year. They charge you per transaction up to
one five hundred, so you may for you Yeah, so

(57:13):
if you made one hundred and fifty thousand dollars that ye,
say you made two hundred thousand dollars that year, Henry's
only going to charge you for one hundred and fifty thousand,
which would be one thousand, five hundred. So their charge
is really really love And basically all you do if
you just get paid like you send them, is you
send over your bank accounts for Henry and then Henry

(57:36):
will do all of your taxes. They'll take your acc
off like it's just basically like working a job. When
you do that. The only thing is you'd have to
be organized with your own key we saver, you could
do your own contribution. So that's you know, that's I
guess the part of being a contract. You're not going
to have your work and you know your work giving
the money too. But I mean that's that's something that

(57:59):
you have to decide what you wanted.

Speaker 2 (58:01):
Really, Yeah, thank you so much for insight. Simily, So,
there's an Uber Eats driver who reckons don't get rid
of it. Yeah, flexibility works for her, Yeah, because because
you know, it does come down to it. As we
keep saying, if this what was imposed, what the Supreme
Court has said was imposed on Uber, they'd just be like,
we're out.

Speaker 3 (58:19):
Yeah, exactly. Oh one hundred and eighty ten eighty. Do
you agree with Emily if you're an Uber a driver
or you might be the other way that you're an
Uber driver that thinks this is a good decision? Really?
Can you hear from you? Nine to nine two of text.

Speaker 2 (58:31):
This Texas says we need Aber drivers to drive the
drunken Kiwi's home bloody drunken, lazy sods.

Speaker 3 (58:36):
Kiwis Yeah, yep.

Speaker 2 (58:37):
Spot on taxis can do that as well.

Speaker 1 (58:42):
Jus talk sai'd be headlines with blue bubble taxis.

Speaker 6 (58:45):
It's no trouble with a blue bubble. Minister Chris Bishop
says there's nothing unusual about his divoting funds bound for
a cyinger or a stormwater project into funding for a
walking and cycling bridge in his Heart South electorate. About
twelve hundred are New Zealand cabin crew members voted to
strike over negotiations for better pay and rosters. The search

(59:09):
for a fisherman missing in Northland since Friday is scaling back,
but daily shoreline checks are continuing. Relief at News parts
of the South Island's major State Highway six on the
west coast will move inland to make it resilient whatever
the weather. Drivers and corimandel are being worn to take
care with heavy rain forecast. State Highway twenty five A

(59:31):
is reopening this afternoon, three days ahead of schedule, after
eight days closed for storm repairs. New Zealand's been singled out,
I should say, on the world stage for weakening our
methane target and awarded the shameful Fossil of the Day
award at the UN Global COP thirty Climate Summit. In

(59:52):
a sea of bad polls for the government, the latest
EPSOS Issues monitor stands out. Thomas Coglan writes about it.
You can read the full column at ends at Herald Premium.
Now back to Matt Eath and Tyler Adams.

Speaker 3 (01:00:04):
Thank you very much, Rallie. So we are talking about
the Supreme Court decision when it came to four Uber drivers.
They now are employees rather than contractors. So how do
you feel about this decision if it is implemented against
Uber as a company, it could see them just say na, sorry,
New Zealand, We're outs. So how would you feel about
the loss of Uber?

Speaker 2 (01:00:20):
According to this text, at least one of the four
Uber drivers was a union plant deliberately sent in there
to gather intel, another example of unions forcing their ideals
on the rest of the country. According to this text,
this texture says how much tax does Uber pay in
New Zealand? Well, I've just bought up this article here.
Popular ride share app Uber has been accused of not

(01:00:42):
paying its fair share of taxes in New Zealand and
you report claims the ride share service shifted millions of
dollars overseas and what it calls intercompany service fees in
order to lower its New Zealand tax bill. Edward Billera,
a searcher for the Center for International Corporate Tax Accountability Research,
said that the report argues the government would have missed
out on tens of millions of dollars worth of corporate
tax revenue. According to Uber's most recent available annual report

(01:01:06):
in twenty twenty three, the company made three hundred and
sixty five million in revenue to this articles in twenty
twenty five, but reported a profit of just four point
five million.

Speaker 3 (01:01:15):
Right, it's a good accounting.

Speaker 2 (01:01:17):
Mother said. This is because the vast majority of the
company revenue here is sent offshore as what they call
into company service fees. But that money should be being
booked here as corporate profits before being sent offshore as
dividends to the parent company. As a result, we were
paid one point two million dollars in corporate tax.

Speaker 3 (01:01:34):
It's a good deal for them. Yeah, yeah, yeah, that
information though.

Speaker 2 (01:01:37):
I don't like that. No, I don't know that part
of it.

Speaker 3 (01:01:39):
Well, I'm coughing up a bit more.

Speaker 2 (01:01:41):
Chris, you're seeing.

Speaker 17 (01:01:42):
I'm not quite sure how to follow your previous caller.

Speaker 13 (01:01:44):
She was pretty good.

Speaker 17 (01:01:45):
But I noticed that your news break add you guys
are pushing Blue Bubble TAXI, So I guess you just
talk sorready to decide which one is the right one of.

Speaker 2 (01:01:52):
The name the great people at Blue Bubble taxis.

Speaker 17 (01:02:00):
I'm a contract. Just a real quick on that point
is that my accountants always told me, if I get
eighty percent of my income, I personally come from the
same entity. I'm deemed to be an employer employee under
the app. So I don't know whether that's factored into
the fact that Uber International is paying. So when we

(01:02:21):
pay an Uber, does that go to Uber or does
that go to the driver's bank account and a driver
then pays the premium to them or is it the
other way around? So maybe that flicked into the factor
somewhere and maybe that's why the app needs to be changed.

Speaker 2 (01:02:36):
Yeah, say, because Uber just argues we're just a digital platform.
We're not an employer, and the drivers just just sign
up to this digital part. But it's kind of the
same argument that Facebook has that we're not we're not
printing news people are putting this stuff up here. We're
just we're just a platform that people use. We just
set up the systems and people use it. So that's
their argument.

Speaker 17 (01:02:57):
Yeah, it's fun and if they didn't sort of change
their model. I'm in Wellington and then every Uber driver
I get a ride with, you know, like the airport,
it's it's eighty or ninety bucks, et cetera. They tell
me to start using d d ID I. So it's
the same driver, but the driver gets more and it's

(01:03:18):
about twenty dollars cheaper for the journey.

Speaker 2 (01:03:21):
Right, And as the idea is that because I mean
that there is a possibility. Yeah, I mean, I guess
the thing in this wider issue here is those ride
sharing platforms, even if they pay the drivers more or less,
they are still operating in the area of not being employees,
playing minimum wage and paying Kiwi Saver and all those

(01:03:44):
kind of things. So if this did this, if this
Supreme Court thing goes down as the way it could,
then that all go, wouldn't they? But I'm not familiar
with did.

Speaker 17 (01:03:56):
Was it d It's a New Zealing company.

Speaker 13 (01:03:58):
It's sort of an easy entity.

Speaker 17 (01:04:00):
So the drivers tell me they get more money, so
I don't know whether it's the minimum wage, and the
journey is cheaper, so I think the cut that the
parent entity takes or the employee entity which will where
we want to use is less.

Speaker 2 (01:04:14):
Yeah, right, so it's better off for the drive like that.
And if there I mean, I don't know, I don't know,
I look up, but if they are a New Zealand company,
then you know, hopefully they're paying their corporate tax in
New Zealand as well, rather than just sending it all
over the seas.

Speaker 8 (01:04:27):
Yeah.

Speaker 17 (01:04:28):
I mean, I've used them and they are cheaper from
my house to get all the way dwelling the airport
around the place.

Speaker 13 (01:04:32):
So for me it's great.

Speaker 17 (01:04:34):
And if the drivers are telling me they get more money,
I guess they're not really lying, are they. I don't know,
but it's a good.

Speaker 3 (01:04:39):
Thing to use. But yeah, just back to Matt's point,
and I think that's quite correct that if the Supreme
Court ruling gets enacted and passed on to but then
unfortunately D D or d I d I it is
under the same camp they would have to wrap up.

Speaker 2 (01:04:52):
The idea is not a New Zealand company. They're in Argentina, Australia, Brazil, sure,
they Colombia, Costa Rica, Ecuador, Egypt, Japan, just just a
few places there are Mexico, it's a night Peru, Dominican Republic.
So they're a global company as well, probably sending seending
just as much Court protects overseas as well.

Speaker 3 (01:05:11):
Could you say Columbia again, Columbia? That was beautiful mate,
Thanks like that. Oh, eight hundred eighty ten eighty Yeah,
God on modern family, I can tell eight hundred eighty
ten eighty is the number to call if you are
an Uber driver. How do you feel about this decision
from the Supreme Court. It's nineteen to three.

Speaker 1 (01:05:27):
A fresh take on took Back. It's Matt Heathen Taylor
Adams Afternoons have your say on eight hundred eighty ten
eighty US talks.

Speaker 3 (01:05:35):
eNB seventeen to three, Plenty of teachs coming through on
nine two nine two D.

Speaker 2 (01:05:39):
D is a little brother and Mandarin Oh nice. DD
is a global company headquartered in Beijing, China. DD is
China owned. So yeah, it's not a it's not a
little keyw we Betler.

Speaker 3 (01:05:48):
That is unfortunate. I was so tough to hear that
we Chris hit it. But certainly it's not the true.

Speaker 2 (01:05:54):
There is no eighty percent rule in New Zealand that
says you're automatically employee if eighty percent of your income
comes from one source. The test is used in places
like Australia in the UK, but not New Zealand. Status
is an employee or a contractor is based on the
legal relationship and how the work has actually done. Courts
look control integration, economic reality and the intention of the
parties and not just the income levels or accounting figures. Yeah,

(01:06:16):
so that that that that was the problem that the
Supreme Court found that Uber exodes very close control over
roots performance and the entire period drivers were a lot
over the entire period. The drivers are logged into the app.
Drivers couldn't influence their pay or how much work they
were offered, and couldn't build their own businesses or good will. Elizabeth,

(01:06:37):
you've driven ubers for a while, Elizabeth, Okay, Hello Lizzie, Lizzie, No, no.

Speaker 3 (01:06:48):
Hello there she is? How are you?

Speaker 12 (01:06:51):
Yeah? Thank you?

Speaker 3 (01:06:52):
Right, talk to us. You've been an Uber driver here.

Speaker 12 (01:06:57):
In close shut all much since it started. Uh, I've
seen some good times, but the last few years, probably
since covid or actually even last year when they introduced
r C on the ride.

Speaker 2 (01:07:11):
You know what?

Speaker 8 (01:07:12):
Sorry?

Speaker 2 (01:07:12):
What was that? Sorry?

Speaker 12 (01:07:15):
They introduced us on the ride Uber. Uber hit the
drivers with a ten percent service fee. It used to
be fifty percent. Now it's ten percent of every fere
So effectively, if I'm chesty registered, so I'm paying thirty
eight percent of everything I earn. And in the last

(01:07:39):
probably three to four months, I've been averaging fifteen dollars
an hour. Now you might ask why I have gone
look for another dob, and you know that's pay.

Speaker 8 (01:07:52):
Accident.

Speaker 12 (01:07:53):
I've got a disability and I can't stand long and
the fruit. And I don't see why I should be
penalized just because you know, Uber thinks that fifteen dollars
an acceptable hourly rate for a female and out of

(01:08:14):
my cost come. Yeah, And it didn't used to be
as bad.

Speaker 2 (01:08:18):
But it is now, So females and males get paid
the same. Uber doesn't care what sis you are.

Speaker 12 (01:08:26):
Well, they don't care what this you are, but they
certainly don't give you the same earnings opportunities. And if
you don't believe me, I suggest I don't know, but
if you don't believe me, I suggest you do something aggains.
Go online and google it and you'll see this being
studies done out of America, and they've been caught out
on it, and they say, oh wow.

Speaker 2 (01:08:45):
Why would they do that? What would be the advantage?
I mean, Uber doesn't care who's making the money for them.
Their algorithm is anti anti woman.

Speaker 12 (01:08:55):
Well, I do the same hour as me and that
I sit next to at the airport exactly the same hour,
and nowhere do I get the same money. I've got
probably a higher rating the most of them. I've been
with the Suber longest, and I've got a safe history.

Speaker 3 (01:09:15):
I've never heard that before. Yeah, I mean, look, you know,
the argument is around the leader.

Speaker 12 (01:09:22):
You need to do some digging. Women do not get
paid the same.

Speaker 2 (01:09:25):
Well, Elizabeth, you want to you want to drive. At
the moment, it sounded like you were you were on
a job at the moment.

Speaker 12 (01:09:32):
I'm just picking up someone.

Speaker 2 (01:09:33):
Okay, we're going to let you go. Best of like, Elizabeth,
you go well out there. I mean, I'd find it
very I mean, all the best to you, Elizabeth. And
and that's that's no good if you're not feeling like
you're earning enough doing it and you don't have any
other options because your disability. So definitely thoughts with you, Elizabeth,
But that would be very odd. And I can't see
any advantage in all and Uber deciding that it wants men.

Speaker 3 (01:09:56):
Yeah, any more than they care. A driver is a
driver to them if someone is taking it on.

Speaker 2 (01:10:01):
In fact, they're in games to get rid of drivers altogether.

Speaker 3 (01:10:03):
It's a good point.

Speaker 2 (01:10:05):
If anything, they're anti human.

Speaker 3 (01:10:07):
Matthias, How are you other?

Speaker 2 (01:10:10):
Good?

Speaker 5 (01:10:10):
Thanks?

Speaker 12 (01:10:10):
Guys? How are you guys?

Speaker 5 (01:10:11):
Yeah?

Speaker 3 (01:10:11):
Good? You reckon? This is a bad decision from the
Supreme Court.

Speaker 5 (01:10:16):
Yes, yeah, that's what I believe, you know, for something
like this and how large it is in New Zealand.
They're always going to be flow on consequences and they're
not always going to be good, just only tuned in earlier.
And has anyone actually heard Uber say that if things

(01:10:37):
change and they have to classify drivers as employees that
they will leave. Is that confirmed or are we just
speculating here?

Speaker 2 (01:10:43):
Well, they definitely will. There's no need to speculate about it.
They will. This is their platform. It's a global platform,
it's the way they make their money around the world,
and they've only just started being profitable in recent years.
So they're not gonna They're not going to shift things
around for New Zealand. We're too smaller and it's too
small a market for them.

Speaker 5 (01:11:01):
Yeah, that's right. So first and foremost from the Supreme
Court's decision is the company like Uber has lost interest
in the market and they leave, Well, that's bad. So
you're going to get taxi companies already established here. They're
going to well keep retain their high pricing, so less

(01:11:25):
people are going to be using taxi services. So what
happens then you get drunk drivers all over the place
because they don't want to pay for exorbitant taxi fares,
you get car crashes and injuries and deaths, and then
what so you drop forty thousand Uber drivers and put
them in the unemployment market market. The government's already struggling
to pay beneficiaries and supernutans and things. So what so,

(01:11:49):
you know, I mean, how old are these guys on
Supreme Court. There's more than one judge, I know, but
it sounds like they need to be admitted to dementia
dementia unit of the nursing home.

Speaker 3 (01:11:58):
Yeah well, I mean, look that as part of the
problem with thighs. But I met, you know, I don't
know about these judges on the Supreme Court. But the
way that our employment laws are drafted, they were drafted
some time ago and things have drastically changed when it
comes to the employment market, the so called gig economy,
and so the law has not kept pace and they
have passed down this judgment according to the laws that

(01:12:19):
were written probably twenty thirty years ago. But clearly they
need updating, right, And you're right, the unintended consequences of
a company like Kuber deciding to upsticks and leave the
New Zealand market will be severe.

Speaker 5 (01:12:32):
Oh yeah, very much. So I used to drive Uber
and as a contractor, that was just it was like
the dream. Wake up whenever you like work, whenever you
like work for three hours, stop for two hours, go
back for another six, drop a day, drop a week,
do anything you like. And I was averaging, Yes, some

(01:12:53):
jobs are better than averaging thirty dollars an hour back
in twenty eighty ninety and that was good. And then
you get to claim back your fuel expenses, your insurance expenses,
you know, just any expense against your tax and things.
And yeah, I mean anyway, and it thinks they're entitled
enough to get paid a wage, and then what want

(01:13:14):
to become an employee isn't thinking ahead. They've got no
foresight and don't understand the flow on effects. So that's
my opinion.

Speaker 2 (01:13:24):
We thank you so much for your opinion. I wonder
if Uber did pull out of the market, because taxis
were very slow to take up the technology until Uber
came in. Taxi companies, but they have got there now, yeah,
so they have their apps and such. I wonder if
it's the taxi industry would step up and fill the
gap and be I mean, it'll be more expensive ordibly

(01:13:46):
and harder to get a ride at three am, But
you know, be.

Speaker 3 (01:13:51):
An interesting question. Yeah, if you're a taxi driver, how
do you feel about this? I waighte hundred eighty ten eighty.
We're going to take a quick break, but come back
with more of your calls and text very shortly eight
to three.

Speaker 1 (01:14:01):
The issues that affect you, and a bit of fun
along the way. Matt Heath and Taylor Adams afternoons news talks.

Speaker 3 (01:14:07):
They'd be news talk zed be it is five minutes
to three.

Speaker 2 (01:14:12):
The sexers said, why did you two men cut Elizabeth
off like that and immediately not believe her. Perhaps you
should have said you would look into her claims and
then form an opinion. What a bizarre text. She had
a job to go to.

Speaker 3 (01:14:23):
Yeah, she was earning money. It was tough times for Elizabeth.

Speaker 2 (01:14:26):
Get on with the show. She was pulling up. She said,
I've got a job. She was not. We could hear
it in the background because she'd arrived and she had
to get a job. What does our gender have to
do with her having a passenger getting into her uber
What a weird text.

Speaker 3 (01:14:42):
Strange people out there, Man's the.

Speaker 2 (01:14:44):
Goddamn Muppet show out there, as for this. On that
same issue, studies have shown that female Uber drivers generally
earn about seven percent less than their male counterparts. This
pay gap is not due to discrimination by the Uber
platform itself or customers, but is entirely attributed to differences
in driver behavior and preferences. Key factors contributing to the
Ernie's gap include experienced male drivers tend to drive for

(01:15:06):
longer periods and more our per week, allowing them to
gain more experience and learn profitable strategies like strategic ride cancelations,
driving speed. Men to drive faster than women, about two
point two percent faster, which results in higher earnings when
payers based on distance traveled rather than time, location and timing,
Men and women tend to choose different times and locations

(01:15:28):
to drive. For example, men more often choose lucrative late
night or early morning shifts and airport runs. The gap
pay gap arises from these gender based preferences and constraints
related to work hours, location, and restolance. Even in a
gig economy setting with no direct gender discrimination in the
pay formula.

Speaker 3 (01:15:47):
That is, that is a deep dive, thank you very much.
I mean, there was a lot of logic in that, right,
We're going to carry it on because we've got full
boards and so many people have text through. But love
to hear your thoughts of one hundred and eighty ten
eighty after three. We're gonna have a check to an
Uber driver in nine years. He reckons it's a good ruling, Tyler.

Speaker 2 (01:16:01):
Why you as a man are you going to the
news now? As a man? Why are you going to
the news now?

Speaker 3 (01:16:08):
Because men rule the world?

Speaker 1 (01:16:09):
Mate, Jesus, your new home are instateful and entertaining talk
It's Mattie and Taylor Adams afternoons on news Talk Sevy.

Speaker 3 (01:16:22):
Very good afternoons you seven past three, welcome back in and
we're carrying on the discussion about the Supreme Court ruling
for four Uber drivers who are now employees rather than
contractors that could have wide ranging ramifications for rights here
in New Zealand.

Speaker 2 (01:16:35):
The Sex says the market will move as it always has.
Every decision will create an opportunity. Well that's true, that
is true. You know, anytime something major happens, then things
move around and something else pops up. If uberlieves New Zealand,
anyone could start the same kind of business, Well no,
they can't because if U believe because they can't run
the business like they want to run it with basically

(01:16:58):
as a platform where people jump to the cars and
then in their own time, and they don't get paid
minimum rage and they don't get Kiwi, saber, et cetera.
Then all companies that try and do that well won't
be able to do it. And it's hard enough for
Uber to make a profit pretty much.

Speaker 3 (01:17:14):
Yeah, you're basically talking about taxi companies which already exist
in New Zealand.

Speaker 2 (01:17:17):
Of course Uber had, I had yesterday, Uber had yesterday.
Guy was happy as wife, works full time and he's
flexy enough to pick up kids from school, et cetera.
Big bulls come in and he will do a Sunday
his choice unions being dickheads again like the Green Party,
which we wish we had Uber on. Wahiki love the show.
Keep it up, lads. That's from Baldric.

Speaker 3 (01:17:39):
Oh great name, Bulldrick Baldrick from Blackadder. Yeah, fantastic character,
fantastic man, fantastic man.

Speaker 2 (01:17:45):
See it's the guy that played Baldrick coming to New Zealand.

Speaker 1 (01:17:47):
He is.

Speaker 3 (01:17:48):
I saw.

Speaker 2 (01:17:51):
Phil robertson.

Speaker 3 (01:17:54):
Sher Bloody know this. I've seen some of his documentaries
that he's done. Tony Robinson, Tony Robinson, Yeah, yeah, great man.

Speaker 2 (01:18:02):
Bulldrick Bulldrock's coming to New Zealand.

Speaker 3 (01:18:03):
I'll go see you.

Speaker 2 (01:18:04):
But that's a different one. Pin too, welcome to the show.
You've been in Driver for nine years? Is that correct?

Speaker 6 (01:18:11):
Yeah?

Speaker 14 (01:18:11):
Around seven eight years? Yeah?

Speaker 3 (01:18:14):
And uh and what's your thoughts on this decision? Pin too?
You're you're not happy with it? R No, you think
the role in is good.

Speaker 14 (01:18:22):
It's a mixed mixed to the sir. I love I
love driving for Uber. It's a good flexibility, but Uber
plays the major role. Like they don't allow other companies
to be in the market, like we've got a Zuomi
default New Zealand company. They didn't. Yeah, they tried to
be in the market for a few years, but they

(01:18:44):
can't stand with Uber, you know.

Speaker 8 (01:18:46):
M Yeah, because what.

Speaker 2 (01:18:48):
Over tends to do, don't they pinto in. A lot
of companies with a bit of backing will do that.
They'll just lower prices and become incredibly expensive, you know,
and spend a lot of money to until they get
the competition out of the market and then the prices
go up.

Speaker 14 (01:19:05):
Yeah, yeah, you're right, I absolutely agree because the Uber
has got a very good market study research and experts
who knows how to you know, at at in the
particular situation, what time of the day the prize, you know,
the Uber prize go up, what time it should be low?
What time? You know, they know everything, and it works

(01:19:28):
for the drivers. But some there is some dark side
of the Uber as well. You know, it's very good.
Flextivity is good, but it's not for the anxed culture.
That's the thing.

Speaker 3 (01:19:40):
What do you mean by that, the injured culture.

Speaker 14 (01:19:44):
I will tell you my story. I'm driving in a
like a pre S car. Like you know, most of
the Uber drivers got a pre S before. Yeah. Now,
one year back, Uber told them that if you if
you drive in electric car, we will give you four
months something like one or two years half their price.

Speaker 2 (01:20:07):
That you know, the half the price on sorry on.

Speaker 12 (01:20:11):
Uber.

Speaker 14 (01:20:12):
Uber take away prices commissions like say Uber take twenty
five percent, but if you buy electric car, Uber will
only take twelve point five. So they encourage some drivers
to buy electric cars. But the but the thing is
that you still get the same money, like seven dollars

(01:20:33):
for a ten to fifteen minutes of job, which is
like less than minimum pay. You know, so you don't
want to investe forty fifty thousand dollars for less than
a minimum pay job? You know you don't want.

Speaker 3 (01:20:46):
To Let's see up and but how does that relate
to New Zealand's culture?

Speaker 12 (01:20:51):
Oh?

Speaker 14 (01:20:51):
I will tell you. So what happens? I got a
pres car right yep? So when I so, when you
order Uber, you get some kind of cyst like you
can you can choose multiple cars like Uber.

Speaker 3 (01:21:04):
Electric, gotcha?

Speaker 1 (01:21:05):
Yes?

Speaker 3 (01:21:06):
Yeah, Uber Green?

Speaker 2 (01:21:08):
Yes, fully electric as opposed to hybrid pent.

Speaker 14 (01:21:13):
No, no, no, fully electric is electric? Tesla Tesla like
that new cars. So so what Uber does now to
encourage those things? Uber plays Electrica on the top. So
when you're ordering, you get electric car.

Speaker 1 (01:21:30):
On the top.

Speaker 14 (01:21:31):
Oh yeah, so that is unethical and my car, Uber
PRIs will be at the very last You how to
crawl down? You are to scrawl down to find me?

Speaker 3 (01:21:42):
Okay, I'm just saving a look while we're speaking. So
is there just something they do in New Zealand you
but don't do that in other countries.

Speaker 14 (01:21:48):
I don't know that is what they were doing, but
I have complained them many times this one. So now
I'm getting my car not that bad because I wrote
them many times that you are doing unethical things, unethical things.
Many times I told them I will Saturn with the
Commerce Commission, I will go to the politicians and everywhere.
But they said, oh no, we want to anchor an

(01:22:09):
electric car. So they but firstfully they put electric car
on the top. And you know what they do in
the bracket. In the bracket they ride faster.

Speaker 2 (01:22:19):
Right, I'm just I'm just looking at that right now
X thirty three PM, three minutes away, faster and it's
a picture of a Tesla.

Speaker 14 (01:22:26):
Yeah, you're right, Yeah it is now it is now.
Change this So the Uber keep on changing s for
the demand. There's a lots of demand. When there's a
lots of demand, Uber put Uber X on the top.
And when there's no demand, when it becomes quite Uber
Electric will be on the top. Right, That is what

(01:22:47):
they are doing, which is I'm not happy with that.

Speaker 3 (01:22:50):
You know, we can hear the PINSU and I can
see why you're not happy with that. But overall, do
you enjoy being an Uber driver? Clearly you got some
problems with the company, but.

Speaker 14 (01:22:58):
You yeah, But I think if any other company takes
over from Uber, like a Zoomie or ddy or boat
and they pay better to the driver and they put
some driver cap on it. See for example, I'm when
I was doing in my area, I was the only
I can see only two three cars near me, like

(01:23:19):
seven eight years back. Now I see fifteen cars around me.

Speaker 3 (01:23:24):
Yeah. Well, Pento, it's good to check with you, and
I'm sorry you're having that battle about the electric car situation.
I can I can since why you're frustrated with it.

Speaker 2 (01:23:32):
But you've been doing it for nine years, Pento, So
is it Are you earning enough money doing it? Do
you think you're earning more than minimum wage an hour
doing it?

Speaker 14 (01:23:43):
Just to one? I used to one before, so Weed
around twenty eight, twenty nine to thirty dollars something like that. Yeah,
so it was like it was working wile it was
it was around minimum above minimum after all the taxis
and holiday day okay, but now now they don't have
any cap on the Uber driver. So sometimes I'm waiting

(01:24:06):
for two hours to get a single job.

Speaker 2 (01:24:08):
Yeah that's tough. Yeah, best stuff.

Speaker 14 (01:24:11):
So yeah, So because this has happened because they're prioritizing
the Electrica on the top. So as a client, you
can't see uber x, so you just order Uber electric
Uber electric on the top.

Speaker 2 (01:24:22):
Yeah. That's interesting though, because I catch ubers all the time.
But I very really, I'm always getting a Prius.

Speaker 3 (01:24:29):
Yeah, I love it when I get it testing just
because it's so reappy too. It's no offense to you, but.

Speaker 2 (01:24:33):
Yeah, I'm I just and I just go with the
first thing. I didn't think about it. I just go, go, go, go,
go pick me up the nearest one. Let's go. Yeah,
yeah for the cheapest one. Thank you so much for
you call Pintuto. Thank you for your insights. Hi, guys,
I'm an Uber passenger and a driver. Those four guys
may have ruined the livelihoods of thousands of US drivers.

(01:24:53):
The flexibility of Uber is the reason myself and most
drivers do it. I'm on the pension, so the earnings
I get from Uber tops it up. Some hourly rates
are higher than others, so it swings and roundabates. Cheers
from Frank from christ Church.

Speaker 3 (01:25:04):
Shut on your Frank, go on undred and eighty ten
eighty to see numbered to call if you can't get through,
keep trying full boards. At the moment it is quarter
past three. News Talk sendb eighteen past three. Some good
texts coming through on the Suber business.

Speaker 2 (01:25:16):
Yeah, so Pinto Pintu was on Carrey this morning as well.
Kerrie Woodham, who's in some parts of the country in
the morning between nine and twelve. Great New Zealandy.

Speaker 3 (01:25:24):
Yeah, great broadcast, A great woman.

Speaker 2 (01:25:26):
Never would have got home on my marathon on the
weekend of Edin being for.

Speaker 3 (01:25:29):
Kerrey's great advice and motivation.

Speaker 2 (01:25:32):
But yeah, apparently Pintu was coming hot on her show
as well about this Uber.

Speaker 3 (01:25:36):
He's got an extra grindin he does. He does.

Speaker 2 (01:25:39):
He's enthusiastic about that issue. About the the tesla's popping up.

Speaker 3 (01:25:43):
First, Keep fighting, Pinto, You keep fighting, h.

Speaker 2 (01:25:46):
You keep fighting the good fight, Pinto.

Speaker 3 (01:25:48):
Oh, one hundred and eighty ten eighty is the number
to call.

Speaker 2 (01:25:50):
Uber could just offer two contract types, one for employees
and one for contractors, and then offer when you book
a ride to the customer option for employees which is
more expensive, and one Ford contract which is cheaper, and
late the consumer decide which to use. In New zeal
that's one of those things that they do, isn't it,

(01:26:10):
Like you put up the option do you want to
support someone that's getting minimum wage and Kiwi Saver or
do you want to get the cheaper.

Speaker 3 (01:26:18):
And when no one's looking, we all know what most
of us back I.

Speaker 2 (01:26:21):
Was talking to these people from a particular company, won't
give it any details away. And they had a green option,
a recycling green option advertising thing they were doing where
there was a green option, right right, okay, And then
they got rid of that one day and they they

(01:26:42):
changed just to just be normal and not green washing.
And they said that there was zero complaints and zero changes. Funny,
and when they did the analysis, it was price point
for all all people talk about doing the right thing
when they look at it. If it's five cents cheaperson,
do not do the right thing. They don't do the

(01:27:03):
right it's all.

Speaker 3 (01:27:03):
About the money. Many idea.

Speaker 16 (01:27:10):
I was ringing up because of or you know, obviously
used Uber at times, and I've ended up with a
taxi driver instead. You've actually got taxi drivers who are
doubling as Uber. And kind of how they get away
with it, I'm not sure, but.

Speaker 2 (01:27:28):
Yeah, well they just they just they just operate as
a taxi driver or and then they have you know,
sometimes you have multiple apps in the car, so if
the uber Trup comes up, they take that. If the
taxi trip comes up, they'll take that. If the other
one comes up, they'll take that. Yeah.

Speaker 16 (01:27:43):
But when you you know, listen to people talk before
about you know, Uber drivers getting penalties for going to
the airports. Well, if you're a taxi driver who then
becomes an Uber driver, they get around all that shape shift.

Speaker 2 (01:27:58):
It doesn't seem that that that had a sort of
bar to be a taxi driver. At the moment you
get the Timu taxis whenever you're leaving. Whenever I'm leaving
the Warriors games, for example, there's about a thousand taxis
lining up with these Timu Taxi signs with the USB
cable hanging out the window.

Speaker 15 (01:28:16):
Yeah.

Speaker 2 (01:28:16):
Yeah, they just put a sign on the roof saying taxi.
Get in one of those and you will be paying
a lot of money to get where you're going, that's
for sure.

Speaker 3 (01:28:23):
Yeah, because you got a haggle before you jump in
one of those.

Speaker 16 (01:28:28):
Oh yeah, bay gouge, Yeah yeah, yeah. I just thought
it was really interesting because couple times I didn't want
to get to the car because I'm like hanging.

Speaker 2 (01:28:35):
On at a taxi at least at least take your
Temu taxi sign off the roof when you're pulling up
and pretending to be an exactly thanks for your call,
appreciate it.

Speaker 3 (01:28:47):
You're great. Plenty of tecks coming through on nine to nine.

Speaker 2 (01:28:50):
Two sounds like our supply side issues. More Uber drivers
need to quit Uber, and then there will be less drivers,
more work for the remaining drivers, increasing income for those drivers.

Speaker 3 (01:28:59):
Think there's a lot of sense to that. I mean,
that's what they called sage pricing, and I paid for
the sage pricing where there wasn't enough drivers around, and that's,
you know, a model that worked. And unless there's too
many drivers.

Speaker 2 (01:29:08):
What's supplying demand? Isn't that? Hig guys? Uber is modern
day slavery four dollars per hour after costs. Well, I
don't think slaves got paid anything. Why do we let
in so many unskilled migrants to fill such roles taking
a possible minimum wage job away from Kiwi's cheers?

Speaker 3 (01:29:24):
Okay, keep those teachs coming through. Nine nine two is
that number. We're going to play some messages, but when
we come back, we have a check to Byron, who
was in the taxi industry, So that's going to be interesting.

Speaker 1 (01:29:38):
Mad Heathen Taylor Adams afternoons call oh eight hundred and
eighty ten eighty on News Talk ZV.

Speaker 3 (01:29:43):
Very good afternoons. He was twenty five past three.

Speaker 2 (01:29:47):
Byron, You're in the taxi industry for twenty years. What's
your thought on this whole Uber situation?

Speaker 4 (01:29:52):
Yeah, Hi guys, Yeah, I was in well over twenty years.
I was in the industry when Uber came in and
it just slowly killed the smaller companies. But there's at
least four right sheer companies that are still in New Zealand.

Speaker 1 (01:30:11):
Aware of that, yep.

Speaker 4 (01:30:14):
But the taxi drivers are still under the same ruling
as the Uber droves. I don't understand this whole court
saying that's happening. There's still contractors that get no holiday pay,
no key we saver anything that. So there's really no
difference between the a taxi drove can come out and
make twenty dollars or make, you know, have a really

(01:30:38):
good day, make five or six hundred dollars.

Speaker 2 (01:30:40):
It's interesting because I was at Joe's Garage, the Cafe
and Dunedin the other day and that used to be
a taxi dispatch center right and back in the day
Barron taxis used to be all the cars were owned
by the taxi company, weren't they. This is way back
in the day, And there'd be mechanics there and they'd
fix them up, kind of like that sit on taxi, right,
And so in that point you'd been would you have

(01:31:01):
been an employee for the.

Speaker 4 (01:31:02):
Taxi compaign I was in for twenty three odd years
and you have a few cars that were owned by
the company, but the biggest, you know, the Blue Bubble
group just throughout the whole in New Zealand. Now there's
no cars that are owned by the company. They're also
contract to drivers.

Speaker 2 (01:31:22):
So you own the company. Yeah, that's right, and you
have to you just have to supply a car that
fits the standards.

Speaker 4 (01:31:28):
To their specifications. But all the courses and things that
you had to pass previously to become a Texas drover,
they've all basically come either obsolete or just super easy
to get online in a lot of cases. And that's
basically to come in line.

Speaker 2 (01:31:48):
With was over back back in the day. You might
know about this, but in New York used to be
so valuable to have a yellow cab that I think
the licenses are up to like together.

Speaker 4 (01:32:01):
Yeah, in Australia is still the same. It's maybe not
a million, but it's to three hundred of thousand dollars
and you go into a ballot in some cases too
and then you can own a license. But it's been
not like that for a very very long time.

Speaker 2 (01:32:16):
Here with Uber. So would you say they being a
taxi driver that you know, maybe the standards have dropped
in some regards, but that the taxi industry was slow
to see what was coming and there's a lot of
conveniences that Uber brought in, you know, knowing when the
car was going to arrive.

Speaker 4 (01:32:31):
Definitely where you're going. Because the app type scene was
I was in a company that was, I would believe
the second biggest company in Auckland and I'm just in
the office. But even even the Blue Bubble group was
very very slow to and that's not who I went for,
but that was slow to come in on the whole

(01:32:51):
app situation. And then after that a lot of the
smaller companies just dropped off. Or there was drivers at
one point that would has three or four phones on
the front of the car. They're doing you know, they're
doing Uber and this and that and the other. And

(01:33:13):
you know, you get you know, you'd order a car
and you'd be getting canceled because that's a better job
come up. And I think that slowly slipped away. But
I just I haven't seen the the text in this
Taxi Federation people come out and make any comment or
but basically, you know you're you're, you're you're driving hours

(01:33:35):
and your rules and regulations for an uber drivers exactly
the terms of taxi driver.

Speaker 2 (01:33:40):
Yeah, what's the has there been? What about those taxis
with someone just says I was talking about them before,
called those I was calling them tw taxis where someone's
just ordered a taxi sign that they stick on their
roof and then they plug it into the USB and
their car and then they pull up outside the Anyone
can do that and then that anyone and they can
make up what there, whatever their fear is, they can
just make it up. Yeah.

Speaker 4 (01:34:01):
So over the rule over the years, the I think
I'm a little bit out of the I think since
two thousand and seven teen and I could be creeted
on there. Basically you can, you know, with sure whatever
vehicle can go. And well the Awkland Ferry terminals are
the prime examples. You go sit down there and you'll

(01:34:23):
see it car was just the taxis written on it.
And there's a lot of horror stories that have come
out over the years with you know, how much to
Henderson or whatever and they get out there and it's
been one hundred dollars and you know it should be
forty or something because there's no regulation on it.

Speaker 3 (01:34:39):
Always got to negotiate.

Speaker 2 (01:34:40):
Yeah, got well, yeah, hi do our good friend Barry Soper,
he paid like about one hundred and fifty to get
from Eden Park to ponsb.

Speaker 3 (01:34:49):
What a mug. Sorry Bears, I love you, but come on, man,
all right, let's.

Speaker 2 (01:34:54):
Put this uber chat to bed. It's been going on
for too long.

Speaker 3 (01:34:57):
Yeah, we've enjoyed, but we've rinsed it for everything it's.

Speaker 2 (01:35:00):
Worth so good, Like both sides seem to have some
points on it, you know, and then we want everyone
to get paid and we want everyone to have a
good chance in life. But whichever way you lean, New
Zealand would be a weird place if Uber was to
upsticks and leave right now. Yeah, it soon to be
weird for me.

Speaker 3 (01:35:16):
Yeah, nicely said right, it's coming up after the headlines.
This is a great topic and we desperately want to
get into this. But this is an article that upset
you a little bit.

Speaker 8 (01:35:25):
Man.

Speaker 3 (01:35:25):
Oh, the foods you should ever store in your fridge.

Speaker 2 (01:35:28):
Oh, I've never been so angry at an article in
my life. We'll tell you the details after the news.
But this I got angry, didn't I? You did?

Speaker 3 (01:35:36):
You got really angry.

Speaker 2 (01:35:37):
I nearly flipped the Hosking memorial desk because I was
so angry about it.

Speaker 3 (01:35:40):
As a crack in the glass. For goodness sake, it
is twenty nine to four.

Speaker 1 (01:35:46):
You talk, said the headlines with blue.

Speaker 6 (01:35:48):
Bubble taxis It's no trouble with a blue bubble. The
UN Security Councils back to US drafted resolution on Gaza
for a Board of Peace led by US President Donald
Trump to oversee reconstruction and economic recovery, and authorised is
an international stabilization force to demilitary Gaza by decommissioning weapons

(01:36:11):
and destroying military infrastructure. A briefing from the Justice Ministry
shows disorderly behavior is at a ten year low. At
the same time, the government considers measures to ban rough sleeping.
We've been singled out at the COP thirty climate summit
in Brazil again awarded the Shameful Fossil of the Day

(01:36:31):
Award for slashing our methane target in the middle of
a methane crisis. Nearly one in five living in New
Zealand identify as MARDI, which is more than nine hundred
and thirty thousand people, about eighteen percent of the population acts.
David Seymour has chosen an extreme label to describe the
Green Party, calling them terrorists for their policy promising to

(01:36:53):
revoke fast track permits for coal, hard rock, gold and
seabed mining. Auckland Airport plans to build a temporary check
in pavilion while its departures hall is upgraded. You can
read more at ENSI and Herald Premium. Back to matt
Ethan Adams.

Speaker 3 (01:37:09):
Thank you very much, roy Lean. Right, so let's get
stuck into this. When it was an article that really
really upset you met heat this morning when you were
reading it.

Speaker 2 (01:37:16):
Yeah, I wasn't actually going to talk about it on
the show. I was just I was just punishing you
with my thoughts on it. I'm tired. It wasn't it.

Speaker 3 (01:37:22):
Yeah, And there was some disagreement, I've got to say
with some of the outrage that you were feeling over
this article.

Speaker 2 (01:37:27):
So this article is foods that you should keep in
the fridge and foods you shouldn't keep in the fridge.

Speaker 3 (01:37:30):
It's biggie, it's one hundred and eighty ten eighty.

Speaker 2 (01:37:33):
What do you think about this? Foods to keep out
of the fridge? Potatoes?

Speaker 3 (01:37:37):
Yeah?

Speaker 2 (01:37:37):
Never, this articles has never put potatoes in the fridge.
Is that the cold turns the starches to sugars, making
for soggy, dark roasties and cloying gloopy mesht instead in
a dark, well ventilated cool spot. Nah, keep potatoes in
the fridge or else they turn into plants?

Speaker 3 (01:37:58):
Are you crazy? Potatoes in the fridge?

Speaker 2 (01:38:00):
Yeah right, well no am I crazy?

Speaker 5 (01:38:02):
Yes?

Speaker 2 (01:38:02):
Yeah, potatoes in the fridge. No, you can't have both
things can be true, Tyler, You cannot.

Speaker 3 (01:38:07):
Have spuds in the fridge. I don't know if they
turned into what did they say, soggy dark roasties and
cloying gloopy mash. But I don't have enough fridge space
to put on my spuds in there. But it also
that just feels weird.

Speaker 21 (01:38:18):
Do you know?

Speaker 2 (01:38:18):
My mate? He on COVID he left his brand new
Mercedes in the garage with some onions and potatoes in
the backseat that he had bought and he forgot about them,
and then he flushed off down to his home at
the other end of the country. He's got two houses.
And when he came back, it was like an alien invasion.
It was like the day of the Triffids. In his car.

(01:38:39):
The onions and the potatoes had taken over the inside
of the car and just absolutely destroyed the leather and
everything was. It was now a potato and onion farm
inside of an expensive Mercedes.

Speaker 3 (01:38:51):
If they need to find water, they don't stop. They'll
just keep growing until they find it.

Speaker 2 (01:38:55):
Yeah, I don't know how happened. He said, it was
like an alien invasion. He opened his.

Speaker 3 (01:39:00):
Did he just burn the Mercedes at that point?

Speaker 2 (01:39:02):
I don't know what happened with it. Onions, this says
the idiot, and the Herald is saying that onions. You
shouldn't keep them in the fridge.

Speaker 22 (01:39:14):
Either.

Speaker 3 (01:39:14):
Disagree with that. No, you gotta keep on you.

Speaker 2 (01:39:16):
What have you got the bloody veggie draw? Then I
agree with us bananas. Don't put bananas in the fridge.

Speaker 3 (01:39:21):
No, definitely put the bananas in the fridge. It keeps
them fresher for longer otherwise, like in the Auckland humidity
bunch of bananas, you you only got a day to
eat them.

Speaker 2 (01:39:30):
Living in bizarro fridge world we have we're exactly the
opposites and everything.

Speaker 3 (01:39:36):
Let's find one we can agree on.

Speaker 2 (01:39:37):
Coffee. Never keep coffee in the fridge.

Speaker 3 (01:39:39):
Yeah there's Yeah, there's too damp.

Speaker 2 (01:39:40):
And may result in off flavors. The freezer can extend
the life of whole beans though.

Speaker 3 (01:39:45):
Yeah that's good. Cool, Yeah, okay, okay.

Speaker 2 (01:39:48):
Bread, you got to keep your bread in the fridge.
Bread stays in the fridge, the vogels stays in the
freezer and then gets moved up to the fridge.

Speaker 3 (01:39:57):
Yeah. Yeah, I'd actually go one step further. I chuck
that in the freezer, the bread.

Speaker 2 (01:40:02):
Yep, that's what I'm saying. Yeah, yeah, so you get it.
You put it in the freezer, and that's the natural
path of bread goes from the freezer to the fridge
to the toaster.

Speaker 3 (01:40:09):
We can agree on that. There's yep, I agree.

Speaker 2 (01:40:11):
But this Muppet Show and the Herald is saying keeping
bread in the fridge makes the starch molecules crystallized. He
hears of the starch molecules crystallized, so the bread toughens
and dries out. Freeze it instead. We've just found out today.
If you saw it, sour dough goes dry, you put
it under the tap.

Speaker 3 (01:40:27):
Yeah, that sounds crazy to me. I mean that's from
our producer Andrew. Throw him under the bus. You just
bunk it in a in a big bucket of water
and then back in the oven and she's goot as gold.
That sounds like crazy.

Speaker 2 (01:40:37):
Chat to me, one, I wait, hundred eighty ten eighty.
What should you keep in the fridge? And what shouldn't
you keep in the fridge?

Speaker 3 (01:40:45):
Like eggs or that is controversial?

Speaker 2 (01:40:48):
Let's look at eggs.

Speaker 3 (01:40:49):
Yeah, yeah, what are you reckon about the eggs? Nine
eight hundred eighty ten eighty. That is a big one, though,
Really need to get your thoughts on this. It is
a an article that's outraged Matt Heath.

Speaker 2 (01:40:58):
But it's just I want to I'm gonna find out
who did write this.

Speaker 3 (01:41:01):
I'm gonna go out to the office and they should
lose their job.

Speaker 2 (01:41:04):
We're gonna throw potatoes at it.

Speaker 3 (01:41:06):
It's twenty one to four hundred eighty ten eighty is
that number?

Speaker 1 (01:41:11):
The big stories, the big issues, the big trends and
everything in between. Matt Heathen, Tyler Adams, afternoons, used talks.

Speaker 3 (01:41:18):
It'd be very good afternoon to you. So this has
absolutely gone ballistic on the tex machine. What do you
put in the fridge and what don't you put in
the fridge?

Speaker 2 (01:41:27):
Potatoes in the fridge, Matt, you heathen in a cool,
dry place in a Hissian sack. Loving your program. Thanks, Kristen,
good finish on that test as the bell bananas your thoughts.

Speaker 16 (01:41:41):
Yes, I'm big ten for bananas in the fridge because
otherwise they go off.

Speaker 12 (01:41:46):
So quickly and no one likes a mushy banana.

Speaker 3 (01:41:49):
Yep, spot on.

Speaker 2 (01:41:51):
Do they become more mush because I have bananas in
the fridge because I would forget it would keep them
all crispy and nice and cool and ready to go,
but it makes them mushy. Oh no, you're bananas in
the fridge. You're with me? No, you're agreeing?

Speaker 23 (01:42:03):
Yeah, I'm a banana in the fridge.

Speaker 3 (01:42:05):
G Yeah.

Speaker 2 (01:42:05):
Cool, we're on the same pager for.

Speaker 20 (01:42:08):
Long you can and then a real raw banana?

Speaker 3 (01:42:11):
Yeah, spot on? Because it's those weirdos who keep them
on the on the bench in the sun. Soon as
one starts to brown up, It's like a contagion. All
of them catch the virus and go mashy and you weirdos.

Speaker 16 (01:42:22):
They leave some on the counter for like three weeks.

Speaker 24 (01:42:25):
The next thing you know, they're last, and you're making
a banana.

Speaker 2 (01:42:27):
Pie bana and not as well. Not to mention the
fruit fly pandemic.

Speaker 13 (01:42:32):
Beg.

Speaker 20 (01:42:33):
Yes, I know you're going to watch out these days.

Speaker 16 (01:42:36):
Just everything can attack you bananas.

Speaker 3 (01:42:41):
You know someone's a heathen if you go under their
house and see fruit flies. Just get it together. People.

Speaker 2 (01:42:46):
If I go to a house and I see bananas
on the fridge, I just I sweep the table off.
I'm like Jesus in the temple with the money traders.

Speaker 3 (01:42:56):
Steve, how are you?

Speaker 14 (01:42:58):
Yeah?

Speaker 1 (01:42:58):
It was it that?

Speaker 22 (01:42:59):
That's something that goes from the fridg against a temp
and what I can't remember what the item was.

Speaker 7 (01:43:05):
What was it?

Speaker 2 (01:43:06):
Okay? So according to this up in the newspaper, Steve
saying that potatoes go gluey and overly sleep sweet. I
hang not just funny here potatoes fridges. That spells disaster
for potatoes. There's the cold tunes, the starches to sugars,
making for soggy dark roasties and chlory gloopy mash. Store
them instead in the dark and wel ve insulated. It's

(01:43:26):
cooled spot.

Speaker 8 (01:43:28):
No it wasn't.

Speaker 22 (01:43:28):
That was something you said about the fridge was damp. Well,
I might have heard you wrong, but the fridge and
your freezer are the driest places in your house. Your
freezer is usually zero humidity, and your fridge is not
far behind.

Speaker 13 (01:43:40):
Because I used to.

Speaker 22 (01:43:40):
Keep all the spices, my chicken stocks, my you know,
all further seasonings, all the powers stuff stay in the
fridge and they stay dry and powdery. But I may
have heard you wrong.

Speaker 3 (01:43:50):
No, No, I think I think it was the coffee.
The coffee, So I read that out and never keep
coffee in the fridge. It's too damp.

Speaker 2 (01:43:55):
Oh yeah, that's the crap.

Speaker 8 (01:43:57):
It's total rubbish.

Speaker 2 (01:43:58):
So you're with me. This person's a muppet that's written
this article. Yeah, that's clear.

Speaker 5 (01:44:02):
This is totally.

Speaker 22 (01:44:02):
Totally And my my son worked in a restaurant and
they had loads of banana and they always kept them
in the fridge. They often go a little bit dark
and black outside, but the flesh and sit inside stays
a lot fresher than if you leave them outside.

Speaker 2 (01:44:14):
What about ketchup? Will you keep your kitchup and your
tomato sauce.

Speaker 22 (01:44:18):
Always in the fridge?

Speaker 2 (01:44:19):
Yeah, you keep that in the fridge as well.

Speaker 22 (01:44:21):
It doesn't need it that much crep anyway.

Speaker 2 (01:44:24):
Yeah, that's what I was wanting. I think I think
you could go to Sheckleton's hut and squirt the tom
sauce from down there and it'll be sweet. Mind you,
it's pretty chilly. What about bread? Are you keeping bread
in the fridge? Steve?

Speaker 3 (01:44:38):
Steve's gone big, refrigeration's got I've cut them off. They
don't like the sound of this.

Speaker 2 (01:44:45):
I always keep my spuds in the fridge, crispy as
purple onion in the fridge all day long. No to
Nana's or coffee bread and fridge all day long. If
you keep bread in the pantry, it goes moldy.

Speaker 3 (01:44:56):
You falls Nana's by the way, bananas, you don't keep
Nana in the fridge. Never keep Nana in the fridge.

Speaker 2 (01:45:02):
Well, it depends. At some point you might have to
put Nana in the fridge.

Speaker 3 (01:45:05):
She gets a bit yeaby sometimes blessed Nana.

Speaker 2 (01:45:08):
Yeah, if he moves on you might have to put
it in the fridge. Mary, welcome to the show.

Speaker 25 (01:45:14):
You must keep your fresh eggs in the fridge.

Speaker 2 (01:45:17):
You got to keep the eggs in the fridge, Yes,
you do. I guess that's why they've got the fridge
containers they've got.

Speaker 25 (01:45:24):
Then even if you don't have fridge containas, just put
the egg captains in there with the eggs and it.

Speaker 3 (01:45:30):
But why, I mean, I never do that, Mary, I
just think that's a manufacturer's fault that they provide that.
What's the benefit of putting them in the fridge.

Speaker 25 (01:45:38):
Oh, my husband reckons they keep longer. And you must
always he said, you must always point the egg with
the pointing down right, not up the.

Speaker 2 (01:45:48):
Top off of safety in the egg in the egg holder,
otherwise they'll come flying out when you open the fridge door.
But have you found that cold eggs are useless for baking?

Speaker 5 (01:45:56):
Mary?

Speaker 18 (01:45:57):
Ah?

Speaker 25 (01:45:58):
We always take them out before about about an hour
or half an hour before we're going to bake.

Speaker 20 (01:46:05):
Right.

Speaker 3 (01:46:05):
Do you know what I just found out about eggs?
And I feel like a mug And you know I
love it. I love you chickens hatch out of them? Yeah, yeah,
which is fascinating. No to tease them. And I know
I'm a mug because everybody knows this, But you dunk
them in water and if they float to the top,
then bad eggs. I had no idea, So I was
eating rotten eggs for years before I figured that out.

Speaker 2 (01:46:22):
James, have you've been eating rotten eggs as well?

Speaker 3 (01:46:25):
No?

Speaker 13 (01:46:26):
No, not at all, guys.

Speaker 24 (01:46:27):
Just one of my relatives that chooses to keep open
bags of potato chips and the fridge and keep open
bags and potato chips in the fridge, open bags of
potato chips and the printed noise the hell but you're
just kicking down, shut and whatever.

Speaker 3 (01:46:45):
Yeah, question that. I don't be pushing back on that.
That's sounds like they need some help there.

Speaker 6 (01:46:53):
That.

Speaker 2 (01:46:55):
That's not good. You've got to question that person. Possibly,
can you still get people committed?

Speaker 3 (01:47:04):
But what's the reason?

Speaker 11 (01:47:05):
Now?

Speaker 3 (01:47:05):
Obviously they think it's it's kept fresher, So they've got
your it's the foil bag, which keeps them fresh enough
if you seal it. So they seal it, put it
in the fridge and they reckon it's crunchy.

Speaker 13 (01:47:14):
Well yeah, yeah, whatever, So you just open the bag.

Speaker 15 (01:47:22):
Just what you don't have you put back in the.

Speaker 2 (01:47:24):
Fridge, man, I just don't. I don't know anyone that
doesn't finish the whole bag of chips.

Speaker 3 (01:47:28):
Yeah, it's a good point. You've never been in that situation,
James is a great one. Thank you very much. Mate
O eight one hundred and eighty ten eighty is the
number to call.

Speaker 2 (01:47:36):
Tyler doesn't turn his fridge off when he comes to
work anyway, that's right. Doesn't Tyler turn his fridge off
when he comes to work anyway? I bet you do.
That's from Greg.

Speaker 3 (01:47:46):
That's some Yeah, that's a good memory. I just switch
everything off in the house.

Speaker 2 (01:47:49):
Trust your phone charges everything. You turn the TV off,
it's insanity, it is. You need to be committed as well.
Storing fruit or vegetables and a fridge is generally not
necessarily storing them, though in a well ventilated cold place
is ideal. Since this text right, keep burger In's rings
in the freezer. There are some cold and.

Speaker 3 (01:48:06):
Crunchy it's even Yeah, that's a great idea.

Speaker 2 (01:48:09):
I've never heard of that. If you run an egg
under a warm tap before heating, it will be much fluffier.

Speaker 3 (01:48:15):
These are some good tips coming through rice crack is
one hundred percent in the fridge.

Speaker 2 (01:48:20):
Nah, I'm a funeral director. Nana definitely does go in
the fridge.

Speaker 3 (01:48:23):
Okay, Yeah, good to know. Good to know than you.
All Right, we'll go to glitus before we get to
play some messages. Get a glenis hi?

Speaker 19 (01:48:32):
Hell are you excuse my voice? Banignas? So grow on
the tree and the bunch. You lead them on the
table and just keep one at a time and leave
the wrist on the punch and they stay fish then
separating them.

Speaker 3 (01:48:44):
Ah, so if you break grow on the tree and
the bunch, so they're all sort.

Speaker 2 (01:48:50):
Of they're working symbiotically, they're working.

Speaker 19 (01:48:52):
In Just break off one at a time and leave
the wrist on the bunch and.

Speaker 7 (01:48:55):
Just eat brilliant.

Speaker 4 (01:48:57):
All right.

Speaker 2 (01:48:58):
That's a good tip, Lenus, that is a great tip.
I go to try that out. Yeah, and does that
keep the punishing amount of fruitflies?

Speaker 3 (01:49:03):
We yet hope?

Speaker 2 (01:49:04):
So you know, Shane tomatoes, where are you keeping.

Speaker 21 (01:49:07):
The mate well in the fridge because you know they
taste that damn sight nicer when the cold. But I
have been told that you shouldn't put them in the fridge.

Speaker 2 (01:49:15):
Yeah, Well, this article since never never refrigerate firm tomatoes.
It kills their flavor once they're squishy. The fridge buys
you an extra day too, so that they're sitting on
the fence on tomatoes here.

Speaker 21 (01:49:26):
Yeah, well they can sit on the fence, mate. I
like them, and I like them in the fridge, nice
and cold on hot piece of taste.

Speaker 2 (01:49:32):
That's a perfect I'm with you. Yes, you're right, Yeah,
keep one crispy in the fridge. Yeah, they're cold. They
need to be cold on your on your toast.

Speaker 3 (01:49:41):
I will push back, shade. I'd say, tomatoes on the
vine that you get from the supermarket, I'll keep those
outside of the fridge because there's there's a sweet element
about it that the fridge kind of takes away a
little at that tartness.

Speaker 2 (01:49:53):
Are you spinning up on fancy tomatoes that are still
connected by a vain those little ones?

Speaker 3 (01:49:58):
Yeah? Just from Pharaoh. Have you ever been.

Speaker 21 (01:50:00):
Really nice tastes sweeter?

Speaker 4 (01:50:02):
Though?

Speaker 21 (01:50:02):
Boys, A cherry tomato that's come you know, that's nice
and warm, or one that's nice and.

Speaker 1 (01:50:07):
Cold on a hot day.

Speaker 3 (01:50:09):
Okay, you got me, you got air, well, said Helen.
You want to have a chat about eggs.

Speaker 20 (01:50:16):
Hello, Helen read, Yeah, yees, your chat about eggs I
go with. However, I bought it at the supermarket is
where I saw it. You don't have the supermarket in
the fridge, so why would I come home and put
them in my fridge.

Speaker 2 (01:50:31):
The experts the experts, Yeah, yeah, the expert is a
very eggy bloke.

Speaker 12 (01:50:39):
Yeah.

Speaker 20 (01:50:39):
So if you're if you are putting eggs in the fridge,
like you've got a lot of eggs in summertime, yeah,
you might want to put some of them in the
fridge and just sort of.

Speaker 23 (01:50:47):
Rotate them out. But I keep them in the pantry.
And tomatoes there even with a vine one when I
buy a bag or you know, an a but I
don't know what you clutch and amount of tomatoes, I'll
put some of the fridge and then take some out
and then just yeah, because they will go yeah off.

(01:51:08):
And once you've got the fruit fly around. That means
it's too hot for a lot of things to be
out of the fridge.

Speaker 12 (01:51:13):
To be fair.

Speaker 3 (01:51:14):
Yeah, yeah, you're on it. But you know with the
old tomatoes and the fruit and vigie isle. But they're
certainly not on the fridge, are they.

Speaker 2 (01:51:19):
I don't think do you know, Helen, they're called a
cluster or a trust of tomatoes.

Speaker 3 (01:51:25):
A truss I like that.

Speaker 12 (01:51:27):
Do you go?

Speaker 2 (01:51:27):
Who knew that?

Speaker 7 (01:51:28):
Do you go?

Speaker 2 (01:51:28):
Cluster or trust? But if I said to my partner Tracy,
can you pick up a trust of tomatoes in the way?

Speaker 3 (01:51:36):
What are you talking about? What the hell is wrong
with you? Helen? Thank you very much.

Speaker 2 (01:51:40):
Matt, you're a Muppet show. Do not put tomatoes in
the fridge, Matt, you humiliated. Tomatoes Do not go in
the fridge. You deserve to be tasted. Matt, keep your
tomatoes out of the fridge. Can yep?

Speaker 3 (01:51:49):
Agree with that? All right? Beck? In the moment it
is eight to fourth.

Speaker 2 (01:51:51):
The most controversial topic we've ever had on the show.

Speaker 1 (01:51:54):
The big stories, the big issues, the big trends, and
everything in between. Matt Heath and Tyler Adams afternoons used talks, it'd.

Speaker 3 (01:52:03):
Be five to four.

Speaker 2 (01:52:06):
Heath, your muppet never stored tomatoes with cucumber. They're not
compatible for storage. That's some kind of double entendre.

Speaker 3 (01:52:12):
There's a bit a new window and there I think
maybe I don't know, am I seeing maybe the sides
behind it?

Speaker 2 (01:52:18):
Poppy yours quickly we've only got about We've only got
about thirty seconds. Sorry, Poppy Suit.

Speaker 19 (01:52:24):
Potatoes in the box all purpose best kept in the fridge.

Speaker 2 (01:52:29):
Nice Bomaro potatoes. Nicely potatoes is so good. Hey, thank
you so much for listening. Everyone loved our chats today.
It's been a great time. What to show? The podcast
will be up soon, Ryan Bridge, a man that is
so hot he should probably be kept in the fridges
up next and for here that. But right now, Tyler,
why am I playing this?

Speaker 3 (01:52:46):
Money's too tight to mention by simply re great showne
because we had some great chats about financial tips for
those poor buggers earning two hundred thousand dollars a year
struggling at the moment of.

Speaker 2 (01:52:57):
Stuff anyway you seem busy. Will let you go until tomorrow.
AVO give them a taste a kiwi from Tyler and I.

Speaker 1 (01:53:24):
For more from News Talk set B listen live on
air or online, and keep our shows with you wherever
you go with our podcasts on iHeartRadio.

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