Phone Tap: Work Surprise Party

Today's Phone Tap victim recently applied for a home equity line of credit, and he’s nervous about what he can qualify for...That's why we're sending in our most financially responsible... never distracted.... loan officer Jose to help!

See omnystudio.com/listener for privacy information.

Episode Transcript

Speaker 1 (00:00):
One of our listeners wanted us to prank her husband
because he recently applied for a home equity line of credit.
He was nervous about what he'd be able to qualify for.
So we're going to match him with the most financially
reputable person on our show, Jose. He's going to be

(00:20):
our loan officer, and hopefully nothing distracts him from getting
the job done. That never happens. It's your phone tap
right now?

Speaker 2 (00:36):
Hi, I'm cost Credit Union. Is this Barry Often?

Speaker 3 (00:40):
Oh? Yeah?

Speaker 2 (00:40):
Hi? How are you? I'm doing well? Thanks. I'm calling
you today because you fill out an application for a
home equity line of credit with US. Yes, that's right. Well,
that's awesome. I know nowadays a lot of people need
that money right tackle projects improvements around the house. So
I'm just going to ask you some questions so we
can see what we're working with. Okay, sounds good. Well

(01:03):
I'm gonna call here guys.

Speaker 3 (01:04):
But wait, no way, guys, big birthday.

Speaker 4 (01:15):
Gosh, what are you doing Margantina?

Speaker 2 (01:18):
You guys are all behind this. Guys, I'm on a
business call. Can we do this in a little bit? No,
there's cake?

Speaker 3 (01:28):
No?

Speaker 2 (01:28):
Oh my god. Okay, Okay, I'll be right out. Didn't
you just speak here out? Well? Oh, I am so
sorry about that. I'm so embarrassed. Oh what I mean?
I guess happy birthday?

Speaker 3 (01:38):
Thank you?

Speaker 2 (01:39):
It's my birthday. I'm not very subtle about it. I mean,
do you want to just call me back later? I'm
at my phone all day, No, sir, No, Look, we
have got to get back to your application. We have
to see what you qualify for. This is an exciting
time for you. It's not about me today, are you sure.
I I don't want to ruin anything. It's really not
a big deal. Absolutely, honestly. They can't need the whole

(02:00):
cake in ten minutes, right. So anyway, I saw you
put down on your form your shared household income. Is
that for this current year or was that last year's annual.

Speaker 1 (02:11):
The last tax year?

Speaker 2 (02:13):
Yeah, well that's great. Based on what I'm seeing, you
should have no problem qualifying for a I'm really large, guys. No,
I just told you. I'm on a call.

Speaker 3 (02:27):
We're done.

Speaker 2 (02:28):
No, I'm not done, guys. Hey, you got me though,
not see gus when coming. Anyway, I don't wish you
got this. Listen, okay, guys, listen to me to cut
the music. Cut the music, please, please, please please? I
told you guys, I'll come out when I'm ready. What No,
don't boot me. I'm the only one making money for

(02:48):
this company. Can I finish the call? Sorry about that again?

Speaker 1 (02:57):
You could put me on mute or hold and if
you need a humanutes, well, if.

Speaker 2 (03:01):
I knew it was coming, I may do that. I
just really seem to like you. I just go out
there and celebrate. I know, not a big deal. No,
I will, and they like me also because I'm really
good at my job. And so Marcantina probably need to
read the room a little bit, right, so I admitis sure? Okay, yuh. Anyway,
so I'm talking about efficiency. Where was I outcome last

(03:25):
year income? Yeah? So your shared household income? I think
with these numbers, if I can verify them, it just
can allow for a pretty big credit line. I mean,
which you could do a lot.

Speaker 3 (03:36):
With John Lord.

Speaker 2 (03:40):
I said, I want a freaking business, cop am I
they only want getting work done around here. Don't kill
Happy birthday. Meet, don't till yell Happy birthday.

Speaker 4 (03:53):
Getting louder doesn't help. Damn music, shut it off. Maybe
we should celebrate with layouts instead. Yeah, get out of here.
Sorry about that. I had to put you on hold
real quick.

Speaker 2 (04:07):
Yeah, man, I wasn't on the hold.

Speaker 1 (04:10):
I heard all that.

Speaker 2 (04:11):
Oh you heard that? Oh yeah, well that's that's unfortunate.
They are a good group of workers, though just not
great at listening. Right. You got my back on that.
Look I get at workplaces are tough. Yeah, but I
do swear to God if that door opens again, I
am going to get out of this chair and I
am going to go belt to ass on somebody. I mean,

(04:35):
it sounds like they want to do something nice for you.
Well it would be nice if they just listen to me,
let me finish my work. So anyway, back to your application,
it looks good. But my question is, has anyone ever
prank called you on the radio before? Because if you
have what, we could give you a bonus discount. Huh,
Because you're getting phone tap right now by a radio station.

(04:56):
What the hell is happening?

Speaker 3 (05:00):
It's not a day.

Speaker 2 (05:05):
Wife Michelle set you up. She said she wanted us
to prank you. Oh my god. She said your birthday
is coming up, but she wanted to three surprise party.
But we thought it would be way funnier if you
just had to listen to someone else's surprise party over
and over and over. That Happy birthday from Brooking Jeffrey Berry,
but you got denied that loan. All right, I gotta

(05:28):
hang up now, Okay, week up. Every morning was funk
taps weekday mornings on the twenties, Brooking Jeffrey in the morning,