Episode Transcript
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Speaker 1 (00:02):
Listen up, Steve Harvey Nation, We're about to send someone
to Vegas to see a show. Awakening is the thrilling
adventure at Win Las Vegas that dazzles audiences with soaring aerialists, acrobats,
high energy choreography and comedy. And you can win two
tickets to see Awakening. This prize includes a two night's
(00:22):
day at Win Las Vegas, round trip coach airfare for
two and a four hundred and fifty dollars resort credit.
Enter now and get rules at Steve harveyfm dot com
at Steve harveyfm dot com sponsored by Win Las Vegas.
That sounds fun. Yes, Skirtius spot All right, Steve, we're
(00:43):
gonna switch gears here because Trish on Steve Harvey FM
needs your advice. She says, my boyfriend and I recently
moved in together and we're having a tough time agreeing
on how to split our bills. I make more money
than he does, and he thinks I should cover more
of the expenses, but I believe it should be more
equal to avoid resentment. How do we navigate this without
(01:05):
causing friction in our relationship? What's a fair way to
handle shared finances? When there's a significant income difference.
Speaker 2 (01:13):
The only ways that I can tell you how to
do this is the way I was taught to do it,
and it has helped me, Missy. I've said it on
the show one hundred times. Here goals one hundred and one.
All couples should have for a bank accounts. The way
you avoid the significant other party making more money than
you and feeling like you should pay more is you
(01:34):
take whatever money he makes and whatever money you make,
and you all put it in a joint account. Out
of that joint account, you all pay your necessities heating,
air car notes, house note rent, groceries, utilities, all of
the stuff that you have to do to survive. All
(01:56):
bills go in that credit cards, everything, and you pay
from that account. Now, then you have an account where
you all agree to set aside a certain percentage of
that money every payday, whatever percentage you decide, three percent,
five percent, ten percent, but everybody should try to save something.
You put that money aside. In order to move that money,
(02:17):
it takes two signatures and then you have each one
of you should have a personal account. You young ladies
should have an account where you can get what you
want and he can have an account and you all
determine what the allowance amount is. I'm telling you right now, fellas,
that allowance amount is never equal, and I will tell
(02:38):
you why. Because it takes more money for women to
maintain hair, nails, shopping, cost of clothes, all that stuff
right there. Their maintenance program is far more expensive than
you you pay for a haircut. That's it. They got
to get nail service, hair makeup, all this here. But
(03:00):
to predetermine that the woman's allowance is this and the
male's allowance is that. She is not allowed to tell
you what you do with your money, and you are
not allowed to tell her what to do with her money.
But by you all combining the incomes, which is what
living together should be about, not to join forces, to
(03:20):
remain as individuals, because what's the use of joining forces for?
So now y'all just sitting have been there arguing because
he thinks you ought to pay mode because you make modes. Well,
that's stupid. You all should play proportionately equal from what
you make. You go all put the money together and
you split the bills evenly, then proportionately it will be
(03:41):
like twenty percent of your money will go towards bills,
and twenty percent of his money will go towards bills. Now,
your twenty percent will be higher, of course, because you
make more, but it'll still be affect him the same
way because it's twenty percent of his money going towards bill.
Then the savings account is y'all's together, and then you
have your individual money. That's a financial planner that told
(04:02):
me that, and it's been most helpful. If you don't
do that, you will forever be agging about money as
a couple.
Speaker 1 (04:07):
Question, do you think they're gonna make it? Because they
didn't talk about this before they moved in. Now it's
an issue.
Speaker 2 (04:13):
But see that's the problem with people. Y'all be rushing.
Y'all move in for sex. Y'all move in because you
ain't got to drive over here. They have sex and
sex right there. But when you get through having sex,
you got to live. You don't have that much sex now.
The rest of it is called life. Yeah, that's why
(04:33):
y'all be moving. Y'all move in for sex. Let's stop
playing this rabbit.
Speaker 1 (04:36):
Game, all right, thank you. We'll have more of the
Steve Harvey Morning Show coming up at twenty minutes after
Right after this, you're listening Harvey Morning Show,
Listen up, Steve Harvey Nation, We're about to send someone
to Vegas to see a show. Awakening is the thrilling
adventure at Win Las Vegas that dazzles audiences with soaring aerialists, acrobats,
high energy choreography and comedy. And you can win two
tickets to see Awakening. This prize includes a two night's
(00:22):
day at Win Las Vegas, round trip coach airfare for
two and a four hundred and fifty dollars resort credit.
Enter now and get rules at Steve harveyfm dot com
at Steve harveyfm dot com sponsored by Win Las Vegas.
That sounds fun. Yes, Skirtius spot All right, Steve, we're
(00:43):
gonna switch gears here because Trish on Steve Harvey FM
needs your advice. She says, my boyfriend and I recently
moved in together and we're having a tough time agreeing
on how to split our bills. I make more money
than he does, and he thinks I should cover more
of the expenses, but I believe it should be more
equal to avoid resentment. How do we navigate this without
(01:05):
causing friction in our relationship? What's a fair way to
handle shared finances? When there's a significant income difference.
Speaker 2 (01:13):
The only ways that I can tell you how to
do this is the way I was taught to do it,
and it has helped me, Missy. I've said it on
the show one hundred times. Here goals one hundred and one.
All couples should have for a bank accounts. The way
you avoid the significant other party making more money than
you and feeling like you should pay more is you
(01:34):
take whatever money he makes and whatever money you make,
and you all put it in a joint account. Out
of that joint account, you all pay your necessities heating,
air car notes, house note rent, groceries, utilities, all of
the stuff that you have to do to survive. All
(01:56):
bills go in that credit cards, everything, and you pay
from that account. Now, then you have an account where
you all agree to set aside a certain percentage of
that money every payday, whatever percentage you decide, three percent,
five percent, ten percent, but everybody should try to save something.
You put that money aside. In order to move that money,
(02:17):
it takes two signatures and then you have each one
of you should have a personal account. You young ladies
should have an account where you can get what you
want and he can have an account and you all
determine what the allowance amount is. I'm telling you right now, fellas,
that allowance amount is never equal, and I will tell
(02:38):
you why. Because it takes more money for women to
maintain hair, nails, shopping, cost of clothes, all that stuff
right there. Their maintenance program is far more expensive than
you you pay for a haircut. That's it. They got
to get nail service, hair makeup, all this here. But
(03:00):
to predetermine that the woman's allowance is this and the
male's allowance is that. She is not allowed to tell
you what you do with your money, and you are
not allowed to tell her what to do with her money.
But by you all combining the incomes, which is what
living together should be about, not to join forces, to
(03:20):
remain as individuals, because what's the use of joining forces for?
So now y'all just sitting have been there arguing because
he thinks you ought to pay mode because you make modes. Well,
that's stupid. You all should play proportionately equal from what
you make. You go all put the money together and
you split the bills evenly, then proportionately it will be
(03:41):
like twenty percent of your money will go towards bills,
and twenty percent of his money will go towards bills. Now,
your twenty percent will be higher, of course, because you
make more, but it'll still be affect him the same
way because it's twenty percent of his money going towards bill.
Then the savings account is y'all's together, and then you
have your individual money. That's a financial planner that told
(04:02):
me that, and it's been most helpful. If you don't
do that, you will forever be agging about money as
a couple.
Speaker 1 (04:07):
Question, do you think they're gonna make it? Because they
didn't talk about this before they moved in. Now it's
an issue.
Speaker 2 (04:13):
But see that's the problem with people. Y'all be rushing.
Y'all move in for sex. Y'all move in because you
ain't got to drive over here. They have sex and
sex right there. But when you get through having sex,
you got to live. You don't have that much sex now.
The rest of it is called life. Yeah, that's why
(04:33):
y'all be moving. Y'all move in for sex. Let's stop
playing this rabbit.
Speaker 1 (04:36):
Game, all right, thank you. We'll have more of the
Steve Harvey Morning Show coming up at twenty minutes after
Right after this, you're listening Harvey Morning Show,
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