Episode Transcript
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Speaker 1 (00:00):
So I believe this is from Reddit, but it's been
reported a few places. So yeah, this guy, he recently
posted to Reddit about an argument that they're having. I
guess about the lottery, so his wife, I guess one.
(00:21):
I want to make sure I have this right. Well
it make sure it doesn't really matter who is whom.
But just let's just say in this case the wife.
The wife won the lottery, not enough to pay off
the mortgage, but a nice big chunk of money, and
so this would allow both of them to scale back
on work and live a much easier life. Okay, and
I'm paraphrasing this story because the Reddit post just goes
(00:41):
on and on. But once the cash hit, the wife
had other plans. She doesn't want to work at all,
and she told him it was her ticket and her decision.
And when he tried to talk to things through and
suggests compromise, she accused him of being a gold digger.
Now the marriage is on shaky ground and divorces he
come up and commenttions on this or split. Some say
(01:02):
the wife is being selfish and revealed her true colors.
All others say that both need a reality check and
that a windfall financial advisor, you know that kind of thing,
couples therapy, all these different things before you go and
get divorced. Because I'm pretty sure if they get divorced. Man,
I don't know if they have prenaps or whatever, but
I'm pretty sure if they get divorced, they had to
put the money anyway, right, like whatever it is is.
(01:22):
I mean, I don't know the details of their marriage,
but I don't think she don't like that option. But
she won the money, and she wants to change her life,
not their lives day to day. What's wrong with the
uh eight five five, five nine one three five, Well,
because I have a feeling if he'd won, and we're
(01:42):
saying the same thing, she'd have a problem with it. Well, yeah,
as anybody won, because because if if you as a
couple win, I mean, if one of you wins the lottery,
the couple won the lottery, right, So.
Speaker 2 (01:55):
If he won the lottery, I should retire. If I
won the lottery, I should also.
Speaker 1 (02:00):
See that least surprising least surprising analysis. Okay, okay, but
if you wouldn't you look at this from a standpoint
of we won the lottery, so whatever, And then we
get to this side what maybe he'll maybe he would
agree with that. Maybe he would be like, yeah, actually, yeah,
you know, I make a lot more money, or you
hate your job. But I think if if I won
(02:22):
the lottery and I'm in a relationship and I'm marchinari,
I go, I won the lottery and I'm quitting, but
you get to go to work at you know, fifty
hours a week at at your job or whatever. I'm
gonna send the couch simply because I'm the one who
picked up the ticket. I don't know how that would
go over. No, it wouldn't go over well. But you're
saying to it anyway.
Speaker 2 (02:40):
No, I'm saying for you, you should retire your lady.
You know what I'm saying.
Speaker 1 (02:44):
Okay, So, no matter, no matter what, the woman in
this scenario, no matter what, the woman in this scenario
gets what she wants.
Speaker 3 (02:51):
Yeah, I mean, it's what we want.
Speaker 1 (02:52):
You want me at home?
Speaker 2 (02:54):
Right?
Speaker 1 (02:54):
You want me at home? I'm not sure?
Speaker 3 (02:58):
Wait on you.
Speaker 1 (02:58):
Do you know I want you in this room for
five hours. Whether I want you at home or not,
I haven't decided. But the fact of it matter is
I just won the lottery and somehow you retired so no.
The answer is I don't think I want you at home.
I love you deeply, but no, I want me and
my money at home. I don't know. So you win
the lottery, Okay, you win the lottery, I know what
(03:21):
happens with what happens with the money? You go home?
You tell Hobby I won the lottery. And it's not
five hundred million dollars. Let's say it's a million dollars.
Let's say it's something that we'll say maybe your take
home is a million dollars, an amount of money that
is that is enough that you can make things very
easy for yourself, but not enough that nobody has to
do anything, because unfortunately, a million dollars is not what
(03:44):
a million dollars once was. A million dollars. Let's say
you've got a house. Let's say you've got some student loans,
maybe some credit card debt. That's probably half of that,
you know, and then the rest of it you'd have
to two of you would have to live on and
maybe a family for the rest of your life is
not going to happen. So one person is going to
get to go easy or have an easier life. Now,
(04:04):
you could argue Paulina, Well, I don't have a pension,
you do. You know what I'm saying, Like, I can
take care of the kids, so we don't have to,
you know, rely on family or childcare. Yeah, so we're
gonna save money there, you know whatever. But you could
also say, I'm now now that money isn't as important
(04:24):
and I'm in a job that doesn't pay as well
as some because we're let's face it, we've all sort
of traded off, you know. I would have like point
one percent of this business gets paid anything. The rest
of us are you know, well compensated, but but also
doing it because we love it. You could say, I'm
gonna chase my passion for not a ton of money.
You can now watch the kid all day because we
(04:45):
have enough money to subsidize it. You So, in essence,
you could make that call. What would you do?
Speaker 4 (04:52):
Well, I probably would do what he does to me
when he wins when he's gambling and tells me he,
you know, won X amount of dollars, but it's like
it's really more than he wants.
Speaker 1 (05:00):
Of course it is.
Speaker 4 (05:00):
Yeah, so I'd say, oh, yeah, I want half a
million dollars. So he thinks this whole time, it's five
hundred thousand. You know it's really a million?
Speaker 3 (05:06):
Yes, Mark, you got it.
Speaker 1 (05:08):
You got to don't you share bank accounts?
Speaker 5 (05:10):
No?
Speaker 1 (05:11):
Oh okay, So you could just sit on a half
a million dollars and he'd never know.
Speaker 4 (05:14):
That's what I'm saying. Move some money about you tell
him it was half, tell him it's half. Okay, and
then we're going to start.
Speaker 1 (05:20):
With a lie. That's great. And what's the second part
of the life.
Speaker 4 (05:23):
The second part is as much as I'd follow my passion,
I'm not allowed to do anymore. So I was talking
to my mom the other day and I forgot what
we were talking about, and she told me that she
she has so much saying this. She would never allow
me to be a stay at home mom because I
would quote drive everybody crazy.
Speaker 3 (05:39):
Yes, my own mother told me that she has no
saying And I wish my.
Speaker 1 (05:42):
Sister heard this because I think there's there's a mom
daughter honesty. Yeah, that is. That is. It's just different
between moms and sons. If Marte had a son, it
would be she would treat him completely different and the
same amount of love, but the approach would be different.
That's a whole topic in itself.
Speaker 3 (05:59):
Yes it is.
Speaker 4 (05:59):
I'm so tired of these boy moms cheating. There's grown
ass sons. That's a whole other conversation though that's pretty common.
Speaker 1 (06:06):
But again, you're trying it. His mom involved in fights.
Speaker 4 (06:08):
Yeah, I'm immature, I know, I claim it.
Speaker 1 (06:11):
Okay, So then what would you do? Then we would
say you have to retire from being a firefighter and
stay home with the kid, and then I'm going to
go do this radio stuff and my social media stuff
and my influencer stuff and see where it goes because
because we don't have to worry as much about the
money now.
Speaker 3 (06:24):
True.
Speaker 4 (06:25):
So like for me, I'm a complicated situation because I
don't like quality time as much as most women probably do.
So women are like I love being with my man
twenty four seven and I want to beating your skin.
Speaker 3 (06:36):
I'm not like that, Like I love being away.
Speaker 1 (06:38):
So that's what I'm saying. So you'd force him to
retire so that you could go to work, because it
doesn't matter that you make less than him now because
you're subsidizing it with your lottery winnings. So now you
make the same or more than him because you can
contribute because you got all this money in the bank.
Speaker 4 (06:51):
I think I want to lead him to his passion,
which is fighting fires.
Speaker 3 (06:54):
I keep him, I'm saying, to keep him working.
Speaker 1 (06:56):
I want him working well.
Speaker 4 (06:59):
Be smart the pensh and the smart healthcare, like I
We've got to be smart about this.
Speaker 3 (07:04):
And then obviously quality time is not my love language.
Speaker 4 (07:06):
So I like my man at work, so then when
he comes home, then I can take it maybe easy,
and like, you know, I could hire a nanny or
do things like that so we can have our time.
Speaker 1 (07:14):
Okay, so nothing would change, but you'd hire nanny pretty much.
Speaker 4 (07:18):
Okay, all right, let me see you pay my mom
back or something?
Speaker 1 (07:20):
What Christina do? Hey Christina? How you doing?
Speaker 6 (07:24):
Good morning?
Speaker 5 (07:25):
How are you?
Speaker 1 (07:25):
I thanks for calling? So you are you in a
I can't even say the word. It's hard for me
to spit it out. Are you a see it doesn't
even come out of my mouth. A relationship?
Speaker 6 (07:35):
Yes I am. I'm married for seventeen years.
Speaker 1 (07:37):
All right, So your husband comes home, Let's say with
a million dollars. He want a million dollars free and
clear from the lottery, And you're like, great, so we
can do X Y Z and he let's just say,
and I'm sure Christina, your husband would never do this,
but he says, no, Actually, I am going to do
(07:58):
this with the money. What do you think.
Speaker 6 (08:02):
Because at the end of the day, like we are,
we are partners. We are partners in life and everything
that we do with money and everything, it's always about
the benefit of our partnership, the benefit of our kids,
the benefit of our kids' future and their kids future,
and so money, money is something that we talk about
every day. And if he won a million dollars to
(08:25):
and be like said.
Speaker 5 (08:26):
That, you know, you don't get anything, it would go
into our mutual investment account.
Speaker 6 (08:31):
We would invest it for our future so that when
he retires in two years that he can be like,
you know what, like I worked really hard. I was
successful because we worked as a partnership, and now we
will both benefit from this lottery money as opposed to
being selfish and only thinking of their well being. Because again,
being married, you you were in this together, and these decisions,
(08:53):
these life altering decisions have to be made together, because otherwise,
why are you married?
Speaker 1 (08:57):
I agreat like you might as well divorce if you're
that kid. Yet that's what it's supposed to be right there.
Speaker 2 (09:02):
That's what it should be.
Speaker 1 (09:02):
Man. Now, if I call him, I trust he'll say
the exact same thing.
Speaker 6 (09:08):
I have no doubt whatsoever, Kiki.
Speaker 1 (09:11):
So it's it's they make the decision together. It's not
what benefits you either way.
Speaker 3 (09:16):
That's right.
Speaker 2 (09:16):
And you know what, her man loves her, and her
man will probably want her to stop working.
Speaker 1 (09:22):
Do you think that would be the case. Do you
think if you had that kind of money that your
husband would say, you know what, want you stay home
and play pickleball day?
Speaker 6 (09:29):
So you know what? So I am. I'm a stay
at home mom already.
Speaker 1 (09:34):
H that's a good woman, because that's a very hard
job and everything else. Yeah, okay, well see now I
would argue that, I would argue that the nice thing,
if you really wanted to do something nice, he hires
a nanny and then you don't have to do much
of anything because what you're doing is equally hard. Honest Yeah,
you are pollin is onto something tail sold stuff.
Speaker 5 (09:54):
I don't want anybody else, Honestly, I wouldn't want anybody
else raising my kids, Okay, honestly, all right, fair enough
at all? I see kids day and I'm like, nope,
I wouldn't want anyone else touching there and raising them.
Speaker 1 (10:05):
Pauline is open to it. So how did the day, Christina?
Thank you for calling Glad.
Speaker 3 (10:11):
Yeah, it takes a village, guys.
Speaker 1 (10:13):
I'm open to it. I don't even hack you, right,
I mean, I pop in, I pop in, I supervise
the process. You know, how are things going with the
raising of my kids? I would say things like that, you.
Speaker 4 (10:22):
Know, to be fair for parents who do know, use
daycare or use nanny's, Like, that's not quote raising your kids.
I'm sorry to crush her bubble. It's not raising anybody's kids.
You're still raising your children. It's called a village. It's
called help.
Speaker 6 (10:33):
Oh.
Speaker 1 (10:33):
I would agree with that if you take it, If
you take your kids a daycare because both of you
have to work, that's that no one's raising your children exactly.
Speaker 3 (10:39):
They're helping you, exactly one. They're the greatest help.
Speaker 1 (10:42):
I think when people say that, they're referring to the
folks who have nanny's twenty four to seven.
Speaker 4 (10:46):
You know, like Kim Kardashi don't care, but we handle
like all the day to day, right, we.
Speaker 3 (10:50):
Don't got like that. But you know, a little bit
of a break here and there is nice okay, and.
Speaker 1 (10:54):
Then Camlin, I don't even. The funny thing is I
don't even have to ask where you stand on this
because I already know you would just be equitable. You
just put it down the middle.
Speaker 7 (11:00):
No, I would not, you wouldn't, absolutely not. No, I'm
somewhere in between. I I'm somewhere in between.
Speaker 1 (11:05):
I know, Tason would I figured the two on this
side of the table would be you know, tasting, but well,
what's fair is you know? And then I say, okay,
I love it enough with that really, so you okay,
what would.
Speaker 7 (11:16):
You do somewhere in between? So I you know, I
would have to see how much I want. First of all, honey,
we are taking care of my loans, my debt, which,
of course I'm gonna lace you up like I'm gonna
get you some fits whatever. We're gonna go on some
nice date nights once all my debt is paid. Gotta
take care of my mom whatever she needs. I mean,
that woman's been there since the beginning.
Speaker 1 (11:36):
Okay, So the money's gone, so that much debt? Damn well,
I mean a million dollars. I'm serious. If you if
you really sit down and think about it, a million
dollars these days would go fast. What the amount of
student debt people have, and y and credit card debt
and all the different kinds of things, mortgages. Maybe you
would and put a down payment on a house. Maybe
you tried to buy a house. Money's gone. Million dollars
(11:56):
is not good. It's not what it was when we
were really little.
Speaker 7 (11:59):
Yeah, I have, like, you know, a couple thousand dollars
in debt, so I'd be okay, break my mom off
a little bit, you know, a little bit for my
sister or whatever, and then I take I would take
care of his debt for sure. But I'm I'm yes, yes,
I'm sorry.
Speaker 3 (12:14):
I've been in debt for longer than I've known this man.
You know what I mean. Debt have a relationship, you
were married.
Speaker 1 (12:19):
Would it be different, would you treat the same? Well,
I think you might have to.
Speaker 7 (12:22):
If I was married again, I'm still taking care of
my debt first.
Speaker 3 (12:26):
And I'm so sorry.
Speaker 7 (12:27):
But my mom is she was a single mom, like
she's got to get something. There's something that's going on.
But of course I would. I would spend the rest
of the money on my partner.
Speaker 1 (12:36):
Of course, if he's won, if he well, I know
what he would.
Speaker 7 (12:40):
Need if he wants, I would need him to take
care of his debt because he's got debt and he
needs to take care of it.
Speaker 1 (12:45):
I feel like he would just candy the check and
to bow to you.
Speaker 3 (12:52):
Because I want, like, well, then his debt.
Speaker 7 (12:58):
It's crazy that he loves me, but it's like, listen, like,
you gotta take care of your debt. You got to
be in the best position to be my partner. That's
not my fair point, seriously, like I would rather you
not have debt than.
Speaker 3 (13:09):
Just buy me, you know whatever. I can't wait for
that day. Yeah, it'll be like twenty eighty nine, but
I can't.
Speaker 1 (13:13):
Wait twenty eighty nine. Congratulate that it'll be wonderful. I
look forward to that debt. Put from my calendar. I'll
send you a calendar invite for twenty eighty nine.
Speaker 3 (13:21):
What I got you peased?
Speaker 1 (13:22):
See if I never did you say that? But Hobby
loves Paulina. But they would be a totally different conversation
at the Paulina house and it would be at the
at the Kailin House.