Episode Transcript
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(00:12):
This is coming to us. Goodmorning, dear Boston. I'm John Boudris,
as you might know, and welcometo a ad lib version of Safe
Money Strategies this morning. As weare here this morning to continue a tradition
(00:37):
that Bill and Kelly started many yearsago, and we are going to continue
it today. And in special recognitionof being in business for twenty years,
two decades, that deserves a hand. Bill had many many attributes, but
(00:58):
one of them was that he understoodhow this life is fleeting, temporary and
very precious and that we should celebrateevery single day. And so today is
a celebration. There's not going tobe a lot of financial drilling down.
Today is to celebrate you and tothank you for being with us for so
(01:22):
long, and in particular today forbringing the toys that you did for toys
for thoughts. And I was outunder the tree looking and I saw the
same kinds of things that I gotwhen I was a kid. There's this
funky little chemistry set that we'd lookat the directions and everything that they said
don't do, we would do.Is that there's Barbie dolls. I didn't
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have any of those, but notthat there would be anything wrong with that
if I did. Who brought thatcrystal set making the little crystal raise your
hand? I had one of thethose are great. So Santa's going to
need more reindeer because there's so much, and thank you for that. We
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have a lot on tap today theTufts University Beelzebubs carly Teft and before we
start, this young man over here. The first time I heard his voice
was probably about I don't know,fifteen years ago, and I was sitting
in my driveway listening to Bill onthis show. In this little teeny teeny
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little voice came on and started tono offense mumble the Pledge of Allegiance.
And I know he's improved his publicspeaking skills. And let me introduce to
you William Kelly Junior to lead usin the Pledge of Allegiance. Thank you,
John, Please stand for the Pledgeof Allegiance. I pledge allegiance to
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the flag of the United States ofAmerica and to the Republic for which it
stands, one nation under God,indivisible with liberty and justice. For aw
Thank you. Safe Money Strategies withJohn Buddriss and Kelly Kelly called eight eight
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eight eight hundred eighteen eighty one orgo to Kelly Financial dot org. Hi,
I'm Kelly Kelly from Kelly Financial Services. I want to thank my team
for making this year's bill Kelly's AnnualChristmas Brunch, one of the best we've
ever had. It was truly acelebration of our twenty years in business.
Special thanks to the Bubbs and CarlyTeft who entertained us with their festive sets.
(03:45):
Most of all, I want tothank our clients for their incredible generosity
donating so many toys for children thisholiday season. Their contributions will bring a
smile to so many young people.It warms my heart. If you were
unable to tend our event or wouldlike to relift some of the memorable moments,
we'll have the highlights posted on ourwebsite soon. If you're considering retirement
(04:09):
after years of building assets and dreams, give yourself the gift of a free
consultation with one of our advisors.Call eight eight eight eight hundred eighteen eighty
one or email Kelly at Kellyfinancial dotorg. Where Kelly Financial come retire with
us Christmas with safe money strategies.Call eight eight eight eight hundred eighteen eighty
(04:31):
one or go to Kelly Financial dotorg. Okay, well, in the
fall of nineteen seventy, Long timeago was fifty three years ago. I
was a freshman at Tuffs University andI was living in a little bunker dorm
room in the basement of Hill Hall. And what I loved doing was taking
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my guitar out into the hallway andsing it because I had great acoustics.
And so one day I was outthere and a young lady who lived in
the dorm came and sat down andlistened to me. Next thing I knew,
there was two, and there werethree, and then four, and
there were like five, you know, college girls sitting around listening to me
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sing. You know, I camefrom a Catholic all boys' school, and
I thought, man, this isgreat. Is this what college is all
about? And one of them saidto me, there is this singing group
here at Tufts University called the Beelzebubs, and you might be interested in auditioning
for them. And I thought Iwould have jumped off the administration building had
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she asked me to do it.So I did, and I auditioned,
and I didn't think much of it. I was a very poor site reader.
I couldn't read notes well. Buta couple weeks later after maybe I
was about a week later after theaudition, there's a knock on my dorm
room one night, and I wasasleep, and twelve men came and serenaded
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me, saying I was in thatgroup. They were welcoming me into this
fraternity of singers, the Tufts Universitybls bubbs. So let's bring them on.
Four two three four No, No, I'm gonna, I'm gonna.
(06:25):
I'm gonna frasty today. I'm stillstrong, babe. Here, i am
side Seals delivering. I'm yours.No, no, baby, that's how
I Saco Bay and back. Yeah, same you crowd, babe. And
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here i am side Seals the livingbabe, and I'm yours. You have
a future in your hands, babe, and I'm yours. I'm gonna be
here. I am babe back,I'm yours. Signs future, Baby,
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I'm yours. I'm gonna as here. I am babe, ross signeture me
your babe, and I'm yours yoursHere, i am baby, Ross,
Babe, I'm yours. I'm gonnaget I've got a lot of your seams
and ability, no lots so nothing. God baby here signs the letter Babe
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here right, signs babe here,signing hello everyone. My name is Jay.
It is lovely to be on theEast Coast. However, it is
a little cold and it was toughnot being home. Thanksgiving is usually a
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nice, warm day, you know, go for a run, play some
golf. Maybe that was not iton the East Coast in Boston, but
that's okay. I love it here. It's fantastic. I'm very grateful to
be here, and we're very gratefulto be here. So thank you so
much. We got a couple morefor you to get your hartbra, muskets,
tie cheese, your teenise dreams.N You think I'm pretty fun,
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any may go fun. You thinkI'm funny to note the punch line wrong?
You know you get me? Wellthem all as calm down dam Before
you met me, I was allright, Bud, things got cut the
heavy. You brought me to life. Now in February, you'll be mother
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time van time. Let's go oldthe way tonight, no regrets, just
don't. We can dance until wedie. You when die, we'll be
young for elver. You make mebelack of living Aunt Tea Nay's Dream to
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where you turn me on and thatscared seemed to swam away, and don't
everlove back, don't e be lovebut part when you look at me,
just one touch tell meby I believethis is real? Who don't ever look
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back, don't ever loop, I'llget your heart reason and muskin tell jeans
be your dreams TV. Let youput your hands on me, maskin tie
jeans be your teenaig Dream tonight.Hi everyone, my name is Varun.
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I am the president of the group. Thanks so much again to John for
having us this morning. It's beensuch a lovely time performing for you all.
That last song was Teenage Dream byKatie Perry. I hope you all
enjoyed it. I wanted to tellyou a little bit about the history of
that song, So if you tuneinto the radio show that we did a
few days ago, you would haveheard a little bit about the history of
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the group. But basically, inthe twenty tens, the Bubbs did a
lot of the music for Glee,which is a popular TV show that featured
a lot of acapella performing. Sothat last song was from the TV show
Glee and it's the same arrangement we'vebeen doing for ten years. So that
is a little bit special that wecan do things like that, and it's
really awesome to have such a tightalumni connection to the previous groups in the
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past. So here's thank you Otwo three four. See you're breaking tor't
just shaking too, cop, Nostay to me. Oh, I'm down
on nies. I'm begging you pleaseto see you're breaking, not you're shaking.
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God, it's dandy. Oh,I'm down on my knees. I'm
begging you please to come come onmaking up and Missicilia my bed. You're
taking off, got out taking Watchmy face, man, not come back
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to your bed. Someone's taking myface seeing you're breaking bare shaking my god.
But it's stay the scene. I'mdown money, I'm begging you,
please you come. Poo poo poopoo poo. Rup abu rupp but everybody
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you belave, should she loves meagain? And laughing to relay, should
she loves me again? Me Aboforming hamm Well, thank you toughs University
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Bilzabobs and they will be back foran encore a little bit later this morning.
Festive greetings from all of us atKelly Financial Services. Call the team
on eight eight eight hundred eighteen eightyone. That's eight A eight eight hundred
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eighteen eighty one, or go toKellyfinancial dot org. Are you moved by
the transition from one season to another, like winter into spring or summer into
fall? Likewise, we are movedby life's transitions losing a job, facing
retirement, the passing of a spouse. Are you prepared for the financial hazards
each transition brings? The financial advisorsat Kelly Financial can help you triumph over
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life's transitions. Call eight eight eighteight hundred eighteen eighty one or email Kelly
at Kellyfinancial dot org. Serving Bostonfor twenty years. Hi, I'm Kelly
Kelly of Kelly Financial Services. AsI reflect upon Kelly Financial turning twenty this
year, I want to thank ourclients, are business partners, and most
of all, my team. We'vereached this mile stone together. I'm grateful
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and if you'd like to become partof this experience, please contact me.
Call eight eight eight eight hundred eighteeneighty one or email Kelly at Kelly Financial
dot org or visit Kellyfinancial dot org. We're Kelly Financial. Come retire with
US safe money strategies. Call eighteight eight hundred eighteen eighty one or go
(14:22):
to Kellyfinancial dot org. Right now. Usually it's the time that I would
introduce to you the Kelly Financial Advisorsand they would present two US pertinent information
about things going on in markets andall kinds of things related to your retirement
planning. But today we're going todivert a little bit from that, and
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I'm going to have Mike Doucet comeon up here and introduce the Kelly Financial
team. Mike, as you know, is Kelly Financial's c Ooh, that's
Chief Operational Officer, Chief operating Officer. I like to think of him as
the General George Patton of the office, and so we're gonna turn everything over
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to him right now. Thank you, John, welcome, it's great to
see everybody and his John promise,we're not going to get into any heavy
financial topic today. Although the stockmarket has been on a nice run,
so now could be the appropriate time, but we're gonna hold off on that.
I have two promises for you.That's number one, We're not gonna
get deep into any financial topic,and I promise We're not gonna sing either.
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It's gonna be tough to follow upthat act. But I'm gonna ask
the advisory team to join me onstage for a little Q and A session.
I want you guys to like dancelike the Bubbs work. Come on,
let's go, so joining me onstage. Hopefully these faces look familiar.
At Kelly Financial, we work asa team. It really is a
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collaborative effort. But every client hasan assigned advisor, so a primary advisor.
But when that advisor is tied upin something or maybe on vacation,
you know, we fill in.So we do work as a team.
I'm going to just go from leftto right. I've asked the gentleman just
to give some thought to Kelly Financial, their experience at the firm, and
how it's different than maybe some otherfirms that they've worked at. Starting with
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Greg Murray. Actually everyone on stagehas over ten years of industry experience,
including myself, so it's a pleasureto come to work with these gentlemen.
They really make my job easy.I'm going to start with Greg, who's
been here for over thirteen years.Greg, you've kind of seen it all.
Bill was your mentor you work veryclosely with Bill Kelly. You've seen
the firm grow over the last thirteenyears. You kind of know the direction
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that we're going. What jumps outat you? I mean, what would
you highlight from those thirteen years workingat Kelly Financial. We've seen a lot
of changes in the past thirteen years. If this year's our twentieth anniversary,
which to me is amazing. I'veseen a lot of faces here that I've
been seeing for a decade or more. I mean, to me, that's
awesome. When I first started,Actually I go backtrack a little bit more.
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I mean, Missus Kelly's over there, and I remember one of her
favorite stories of telling me is whenI first got hired. I started in
twenty ten, And what she likesto say is I showed up two hours
early for my interview, and thenMissus Kelly and I ended up talking for
about three to four hours. Likeevery time that I would stand up to
kind of leave, we'd start talkingabout another topic. And that's kind of
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what's carried on for the last decade. I mean, it feels like I'm
home. It feels like family.So that's one of the things that I
really like about Kelly Financial and lookingat in a business perspective. When I
first started, we had twenty fivemillion dollars under management. We are relatively
a small financial services firm, andthen over that time, I mean I
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don't look at it on a dailybasis, but what are we up to
as of like Friday, as ofyesterday, we currently actively manage four hundred
and ten million, So pretty goodjump from the twenty five. Thank you.
As many of you probably know,we haven't really focused in two areas.
Wealth management would be the number thatGreg's your shit with the room.
We also have a book of insurancebusiness that is a couple hundred million as
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well. The growth that we've seenfrom twenty five to four hundred and ten
over a decade is pretty substantial,going from a small registered investment advisory firm
to now considered a medium size andI know we're poison positioned well to continue
with that growth. Thank you,Greg. I'm not saying it's all because
of me, but it isn't allbecause of you, but you certainly are
a key player and we appreciate youevery day. Thank you. Next on
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the podium here is Greg Workman.I've worked with Greg for maybe seven years
now. Greg's background is unique.He actually kind of like what you see
in movies, the stockbrokers, right, So he worked for a big wirehouse
in downtown Boston. That's how hestarted in the industry, and he's now
transitioned over the last five or sixyears into more holistic planning. That's what
we do here at Kelly Financial.So Greg, I would just kind of
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ask you, what have you seenin the industry and your time at Kelly
Financial. That's unique. So Ithink a word or a phrase that's thrown
around a lot in the industry isfiduciary, and that simply means acting in
your client's best interest. So Ithink a lot of firms large and small,
use that in their marketing, usethat in their face to face communications
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with clients and prospective clients. Ithink it's refreshing to be at a firm
like Kelly Financial where I think wecan walk the talk and missus Kelly has
taken that to the next level andthe nature in which we're compensated. So
what I'm recommending from across the tableisn't linked to my compensation, It isn't
linked directly to any kind of proprietaryrelationship, and I think that's what our
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clients love about working with us.I think it's an honest relationship, one
that's built on integrity and trust andmakes me feel good. Out of all
the places I've worked, I feelthe best when I look in someone's eye
and say, you know, thisis the best thing to do, because
it truly is excellent. Thank you, Greg. Next on the podium is
Tom Schleeger. Tom is somewhat ofa unique role here. He only focuses
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on insurance strategies and that's his background. Tom and I started working together thirteen
years ago. Little odd that heenjoys insurance that much, but he does,
and it's to our benefit. Sohe's seen a lot in the industry.
As with any industry, it changesover a decade. Tom, anything
jump out to you that's unique aboutKelly Financial and how we implement insurance strategies.
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Well, certainly the most unique partof Kelly Financial is just how it's
so family oriented and they treat everyoneas their own as their family. One
of the biggest changes over the lastthirteen years, certainly in the insurance industry,
is it's always been a very transactionalwith a lot of advisors where they
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sell the insurance and then you neversee that advisor again. Well, here
at Kelly Financial, we don't takethat approach. We want to be invested
with you. We want to makesure that you can always contact us and
have that connection with us, andthat family vibe and connection that Kelly has
really enhances that. Yeah, thelast thing we want is and we've all
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experienced it. You've callin AI numberand you're on hold for a half hour
and you bumped around, transferred acouple of times. It's unique at Kelly
Financial and it took me a littlegetting used to. We don't have direct
extensions, and I know that canbe somewhat frustrating occasionally if you want to
just get a hold of Greg Marieor Tom Schleger, but that's intentional.
We want you to speak to somebody. That's why Carter and Michelle and Kayla
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do such a great job. Occasionallythey're tied up, they may be on
another call and you do get bouncedto our phone service, but that phone
provider then sends us a text message. I get them all the time.
The gentleman on the podium get thosetext messages as well, and that's our
commitment to service. So that's Tom'ssole role at Kelly Financial is to make
sure we don't have an insurance strategythat was implemented years ago and we're not
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doing those annual reviews. So gladto have him as part of the team.
And then, last, but notleast, is Charles Gable. Charlie's
the newest member of our team.He's been with Kelly Financial. He's approaching
his one year anniversary. Charlie graduatedfrom Babson. All of the gentlemen have
an investment background, but Charlie reallyis a big part of our investment can
So I just want to ask Charlie, from his experience in the industry in
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building portfolios for clients at other firms, is there anything that jumps out of
you that makes Kelly a little bitdifferent. Yeah. I think from what
I've noticed over the last year,what's really refreshing is the independence and we're
truly an independent firm and able togo out there kind of along the fiduciary
mindset as well. We're always educatingourselves to make sure we're on top of
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what's the best product or the bestinvestment strategy and We're not tied to anyone
proprietary product or solution. We getthe question often, you know, how
are we making investment decisions? Soit's a combination of many things. But
the size of the firm, asI said a minute ago, we're considered
a medium sized registered investment advisor.And what that provides us with is access
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to investment firms that have large deathsof certified financial analysts and certified financial planners.
Every name that you know on WallStreet, whether it's Vanguard or Fidelity,
you name them, JP Morgan,we have access to them. So
I know Charlie and the rest ofthe team on a weekly basis is speaking
with those firms, and then weget together on a weekly basis to ultimately
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make the moves in our client's portfolio. Solot goes into that and Charlie has
been a big piece to that investmentcommittee meeting. We're really happy that he
joined the firm last year. Sothat's all we had. I promise we
would keep it short. How abouta round of applause for the advisory team
invested Greetings from all of us atKelly Financial Services. Call the team on
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eight eight hundred, eighteen eighty one, We'll go to Kelly Financial dot org.
I'm Kelly Kelly of Kelly Financial Services. Thanks for helping make the Bill
Kelly's annual Christmas Brunch a success.Your generous donations of children's toys will brighten
the holiday season for so many.We still have availability left this year for
(23:55):
a complimentary review of your retirement plansour gift for your financial few Call eight
eight eight eight hundred eighteen eighty oneor email Kelly at Kellyfinancial dot org.
We're Kelly Financial. Come retire withus. Christmas greetings from Kelly Financial Services.
Call eight eight eight eight hundred eighteeneighty one or go to Kelly Financial
(24:18):
dot org. It's my pleasure tointroduce the next person to the stage who's
going to give a toast, andthat would be the CEO in partner of
Kelly Financial, missus, Kelly Kelly. Today marks the fulfillment of a promise
that my husband, the late BillKelly, and I made more than twenty
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years ago when we started what wouldbecome Kelly Financial Services. We envisioned a
financial services company built upon and dedicatedto a single but powerful concept, family
values combined with financial knowledge. Weset out to serve the people of Greater
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Boston, whom we felt were underservedin the marketplace. Strangely, the idea
is so simple that it seems almostradical today. But here we are twenty
years later, and it is ablessing that we are here this morning.
Our mission does not stop. Wecontinue to strive to serve people to the
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best of our ability, and wefeel very strongly that our role is not
only to help each and every oneof you to be better off, but
to be better Today is a celebrationof each and every one of you,
our cherished clients, for you havehelped us achieve the kind of company we
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literally dreamed of more than two decadesago. We are grateful, and on
the occasion of this Bill Kelly's annualChristmas Brunch, I am reminded of a
quote by Apple computer founder Steve Jobs. Your work is going to fill a
large part of your life, andthe only way to be truly satisfied is
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to do what you believe is greatwork. And the only way to do
great work is to love what youdo. If you haven't found it yet,
keep looking, don't settle. Aswith all matters of the heart,
you'll know it when you find it. Bill and I found that work,
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when we found you are clients,and when you found others, your friends
and family to share in that work. We think that captures the spirit of
Kelly Financial Services in twenty twenty three. As we celebrate you, our clients,
and celebrate this milestone together, youare not numbers to us, but
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people, friends, family. Infact, we think you're like us,
a mind and caring group who growas individuals for ourselves, our families,
our communities in our country. Soraise your glass on behalf of the entire
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Kelly Financial team. We toast toyou, our clients. We salute you
and celebrate our common values, andwe pray for your future of fulfillment and
promise a very happy Festive season fromall of us, said Kelly Financial Services.
Call eight eight eight eight hundred eighteeneighty one or go to Kellyfinancial dot
(27:41):
Org. I'm Kelly Kelly, I'mMary, not Aline Kelly, and I'm
William Kelly Junior. And that's Georgia, our dogs at Marshall the caat.
Together we're decorating the tree, gettingready for Christmas. Georgia, please put
down that tensil. Marshall, takethat sain out of your bouth. William
Quickie's money away. We're saying it. Look, keep the tree study,
I'll get the kel. Why dowe have this drama every year? I've
(28:03):
got it, But say this headis missing? Oh no, I think
there's another one in the box oflights. What just the head of the
complete setup? William, Georgia andMarshall Williams doesn't need your Helliam, please
pass me the lights. Marshall,the light's not a toy given to me.
Be careful, Mary, Madeline.He's wrapping them around the tree.
Marshall, stop running with them.Yeah, helps Marshall, look what you've
(28:27):
done. And Georgia stop eating thepresents from all of us, said Kelly
Financial. We wish you a veryhappy, festive and restive holiday season and
a very bright and happy new year. Kelly Financial Services call eight eight eight
eight hundred eighteen eighty one or goto Kelly Financial dot org. Well continuing
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on, in our celebration, ourmusical celebration, our musical Christmas gift from
Kelly fin Angel to all of you, we have the cape cod Comet.
That's my term. The Boston Globecalled her redheaded Moxie. Now I wish
(29:11):
I had written that line. Everyonce in a while a writer will see
a line and you think to yourself, well, I wish I wrote that.
And everyone who grew up in NewEngland knows what moxie means. Of
course, literally it's that root beershCoca cola ish drink, but it means
someone who really has intestinal fortitude.And so let me welcome Cape Cod Native
(29:33):
and now living in Nashville, whereshe is tearing it up. And someday
you'll tell your grandchildren I saw carlyTeft and she'll need no introduction. And
here she is today, Carly Teft. That's quite the introduction. How are
y'all doing this morning? Right?I'm going to start off with one of
(29:57):
my favorite songs from the Nine.Hope y'all will enjoy. How many is
special people change? How many inlives living strange. Where you are weep
(30:18):
we can hide. So you walkingdown the hall faster than cannon ball.
Wherever you have weep, we canhide. Someday you will find me company,
the lesser in shampiece supernova in thesky. Someday you will find me
(30:45):
company, the lesser in sham piecesupernova in the sham Pa supernova in the
sky. We got the gown andask why the dream and dream scene never
(31:11):
dies? Why that team way nowfrom your eye? So you walking down
the hole faster than the cannon ball? Will you are we get hide someb
you will me company in the landsidein Champagne supernova in the sky. Some
(31:38):
day you will find me company thelandside in Champagne suit in Champagne supero.
That these people believe that we're gonnaget away more. The summer you and
(32:02):
I live and die will spins allaround and don't know why? Why?
Why why? Some day you willfind me company the land side in Stamppa
(32:30):
supernova in the sky. Some dayyou will find me company the last you're
a stamp Pie supernova were Stampace supernovain the sky. And how many Specci
(32:59):
beeks? How many lives are livingstrange? Where are you? Well?
We would get in. So Iwas chatting with Kelly and Mary and William
(33:21):
Junior and unfortunately we have a lotin common losing a parent. I lost
my mom two years ago to breastcancer and it was the most challenging experience
of my life. About a monthafter she passed away, I went to
a beach on Cape Cod that I'venever been to before. I've never been
since. I walked down there andthere was a woman who was definitely an
(33:45):
angel, and she saw me cryingas I was watching the sunset, and
she said, are you okay?And I said, no, I just
lost my mom. She looked atme and she said, she hasn't left
you. She's just ahead of you. I've never heard anyone put it that
(34:10):
way. I've never heard anyone explainit in that way since. And I
think that's just the most beautiful thingwe can all come back to, is
that our loved ones are just aheadof us. So I hope you'll enjoy
the song called ahead of me.Never thought to see the day the day
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you went away, even though weare all doing this life supermo kind of
style. Thoughts you'd stay here fora whole, But there's bigger planes for
you in the sky. Hate toask one, no answers good enough?
(35:05):
Gooen horomise you all? Lad?Who is the gone you? I can
see them in the start. It'sthis is the peaceful in eret sees in
honor. It's in fo really fun. You're only a head only ahead me
(35:39):
Kelly Financial Services. Call eight eighteight eight hundred eighteen eighty one or go
to Kelly Financial dot org. Don'tlet these uncertain times dictate your retirement decisions.
Hi, I'm Kelly Kelly of KellyFinancial Services. You control your retirement
destiny, but you may need somehelp along the way. My new book
(36:00):
is a good retirement primer to getyou started. Get your free copy of
Retire your Fear, Plan your Futuretoday by calling eight eight eight eight hundred
eighteen eighty one or emailing Kelly atKellyfinancial dot org. We're Kelly Financial.
Come retire with us. You wakeup, you go to work, you
(36:22):
have lunch, you go home,you take the dog for a walk,
then you go to bed. Yourday and night routines you do them without
thinking. But do you ever thinkabout your retirement. The team at Kelly
Financial has helped clients plan for theretirement for twenty years, and that team
knows retirement is no routine matter.Call eight eight eight eight hundred eighteen eighty
(36:43):
one or go to Kelly Financial dotorg. We are Kelly Financial. Come
retire with us Kelly Financial Services.Call eight eight eight eight hundred eighteen eighty
one or go to Kelly Financial dotorg. I got into a little bit
of a what did my grandfathers saybucks this year? That was the specific
word he used. Did not intendto. The short story is I was
(37:07):
invited by former President Donald Trump tosing the national anthem and thank you and
for me, I mean, theonly greater honor of singing for a former
president is to be singing for acurrent president. So I automatically said yes,
just went up there very much liketoday, went up did my thing
(37:30):
saying it, and unfortunately a venueon Cape Cod that I've performed at for
about six years, they called me, and it was the strangest phone called
my life. They basically said,you know, are you a Trump supporter?
We just have to know. AndI just said, look, first
and foremost, the only person Iwill hardly support is my Lord and Savior
(37:52):
of God Jesus, So I thankyou. Every politician is divisive, every
politician is going to let you down. We're human, right, But like
I said, singing the national anthemis for everyone in this country and it's
very positive and that's how I viewit. And he apparently liked my answer,
but he still said, you know, we're just gonna go ahead and
(38:13):
cancel your performances for the remainder ofthe year. Isn't that crazy? I
still can't believe it. Every timeI tell the story, it's wild.
And I almost decided not to speakabout this, But then I realized,
you know, if I don't speakabout this, what happens If this happens
to my future children one day?What happens if this happens to a friend
(38:34):
of mine, a family member.I would want to be there for them
and speak up for them, becauseto me, the national anthem is not
political, it's for all of us. It's very positive. So I'm very
grateful to have had so much supportthroughout this crazy few months, and throughout
this journey. I decided to writea song about my experience, and it's
called Freedom in This Country Carly's version. It's the latest single available everywhere,
(39:00):
and I hope you'll enjoy the song. How did I Vent up this way?
Cheven troop just gets you shame?But I am scared to walk by
faith ort to sing for the wormof the break. When alas and hate
(39:22):
drunk, I'll stay stan, I'llstand in fear, even when the way
comes down. I'll stand fast onthe southern crown made freedom, freedom,
freedom in this country freedom freedom.So it's playing back those daddys wesby,
(39:45):
what's the gat up, laddiess meto change, use me y'all wall se
that's freedom in this country, freedom, freedom, freedom, Men's country freedom
freedom. It all start with awild heart standing up and taking charge of
(40:12):
the wistiki is lovingly everydy begging everyboy serves peacefully on around the world is
well we need freedom, freedom,freedom, menace country freedom, freedom.
So let's bring down he's daddy's wealthywhich stock it. Daddy's time to feed
(40:37):
the change. We all as seehim. That's freedom, men's country freedom,
freedom, freedom minus country freedom,freedom, freedom, freedom with five
(41:06):
flus hi hi freedom freedom sit asidebody side freedom, freedom in the land
and out freedom freedom. So let'sswinging back his daddies and we were study
(41:28):
bladies in town be to change.We all see. That's freedom in this
country, freedom, freedom, freedomin this country, freedom, freedom,
freedom in this country, freedom,freedom, freedom in this countryaty freedom freeam
(41:58):
freedom man is country. Carli Cheff, thank you, Carly, thank you
so much. Now it's time forall of us to stand and sing that
(42:28):
national anthem that binds us as acountry. Carly, would you lead us
please? Oh? Can you seebrother John? What's all from uiem?
(42:50):
This? Ask me? Who's broadstrives? Roy Stars through the pairst five
or the red parts we bought?We're still Garanle streaming and the rocks bag,
(43:20):
the bos perste game pool Foo thediner. Then the flag is still
there. See the Star speed areaway or the Li and the Free and
(43:55):
the Christmas with Safe Money Strategies Calleight eight eight eight hundred eighteen eighty one
or go to Kelly Financial dot org. I'm Kelly Kelly of Kelly Financial Services.
(44:19):
Thanks for helping make the bill Kelly'sAnnual Christmas Brunch a success. Your
generous donations of children's toys will brightenthe holiday season for so many. We
still have availability left this year.For a complimentary review of your retirement plans
our gift for your financial future,call eight eight eight eight hundred eighteen eighty
one or email Kelly at Kellyfinancial dotorg. We're Kelly Financial. Come retire
(44:45):
with us Safe money Strategies with JohnBudrus and Kelly Kelly. Call eight eight
eight eight hundred eighteen eighty one.Or go to Kelly Financial dot org.
When Jim asked me to introduce KellyKelly, I thought that's going to be
easy. I mean, I've knownher a long time. I've seen her
(45:08):
struggle through some of the most difficultlosses a person can experience in their life,
loss of parent, loss of aspouse. So I thought, oh,
it's going to be a snap.That's not because I don't have enough
time. But I will tell youone thing. We've nicknamed her grizz after
(45:29):
a grizzly bear, and how amama grizzly bear protects her young. And
if you've seen the way she's rearedWilliam and Mary Madline, you know that
she has sharp claws. She writestight herd on them. She is tenacious,
and she's tenacious in every way.And for many of you here,
(45:49):
I would say for most of youhere, she takes care of your money
tenaciously. I hear Abraham Lincoln screamingwhen she's pinching pennies here. And she
loves you all. She truly does. When you toasted her this morning raising
those five hundred glasses, do youknow who washed each and every one of
(46:10):
them by hand and dried them,not me, not William, not Mary
Madline, but Kelly did it allherself. So thank you for that.
Kelly. And the mud pies thatshe sends out it festive times. She
doesn't buy them and pretends that shemakes them. She makes them from scratch.
(46:34):
In her basement, piled Florida ceilingare crates of chocolate and all of
the other secret ingredients that I don'teven know the recipe of. It's only
Mary Madline knows, and she Ibelieve she makes every one of those for
you. She wraps them, shedoes everything, and she thinks about you
all the time. It's my honorto welcome her. Kelly, when to
(47:04):
walk. One morning, I wokeup and I knew that you were gone,
a new day, a new way. I knew I should see it
along and carry on. Those arethe opening words to Crosby, Stills and
Nashes carry On. Many of yourecognize the song as it is fittingly the
(47:30):
theme song to our Safe Money Strategiesradio show, We Indeed carry On On
Sunday, October fifteenth, twenty seventeen. I became a single mother, a
client, a CEO. Life canand does change unexpectedly, and as sad
(47:52):
and tragic and chaotic as those firstminutes, days, weeks, months were,
I realize something really special in thewake of it all, that I
get to carry on. We getto carry on, and that is a
(48:12):
blessing. Bill's passing was tough onall of us, including you, our
clients, but we endured, wepersevered, we carried on, and it
is you, our clients, whomwe celebrate today. Whether you've been with
us twenty years or just two weeks, or maybe you're contemplating working with us.
(48:34):
The twenty twenty three Bill Kelly's annualChristmas Brunch is all about you,
So give yourselves a round of applause. From the bottom of my heart,
I want to thank each and everyone of you. You're not like family
to me, you are family tome. You have made us a part
(48:58):
of your lives, a part ofyour families. You've turned to us in
good times and in bad times.You've allowed us to grow as people,
as a community, and become agreat success in our community. Without your
loyalty and faith, it would havebeen impossible to conceive Kelly Financial as an
(49:19):
intergenerational service that it has become.And without a doubt, we are better
because of you. The company thatBill and I built is in many ways
the same company it was twenty yearsago. Technology may have changed the way
we work, but that's a tinypart of the story. Our vision has
(49:40):
always been centered around people. Wethink that three principal qualities bind us together.
The first is of values. Wethink that success of any long term
relationship is rooted in a common setof values. Kelly Financial has proudly worn
(50:00):
values on its sleeve since Bill andI started the company. It's more than
portfolios and pensions. We believe thata fulfilling retirement is also about growth in
faith and family and friends. Thesecond value is trust. One of our
core principles is to earn and keepyour trust, and that starts with me.
(50:22):
The financial advisors that you work withmanage my money too. I trust
them with my own retirement plans.I am a client just as much as
I run the company. The thirdvalue is knowledge and capabilities. Is important
to us that you are achieving yourgoals and living a desired lifestyle. I
(50:45):
strive to have a team that isknowledgeable, capable, compassionate, and kind,
and I believe I've achieved that.These are the people who have helped
us achieve this milestone of serving youfor twenty years, and they are all
here today. So please give myteam, the people you speak with,
(51:07):
the people you work with, andthe people you see every day a round
of applause to So what can Isay about Mary Magdaline and William Junior.
They have literally grown up with ourcompany, and the company has grown up
with them. They've sacrificed a lot, and I know Bill is looking down
(51:30):
from heaven, pleased and proud thatthey are a part of Kelly Financial,
a part of the mission, apart of the future. I'll lead the
applause for this round. They arethe next gin. They are the future
of the company. They are thecontinuation of the legacy begun by their father
(51:54):
and shepherded by me. They inturn, will also carry on one important
lesson that I've learned since I becameCEO on that fateful day. Retirement planning
and wealth management is not about thepast. It's about your future. It's
about your family's future, your grandkid'sfuture. At Kelly Financial, we are
(52:16):
here to serve the greatest generation andthe next generation too. I'm confident that
together we will see a bright futurethis year and in the next twenty years,
not because we got to carry on, but because we get to carry
on. Thank you so very much, God, bless and merry Christmas.
(52:46):
I think we have Oh wait asecond, what's coming to do? We
look at this? What is it'sall about? How did I not know
about this? We fooled you?That's why you don't No, I cannot
keep a secret, but you dothis, yeah, for the first time.
So today we just wanted to thanksomeone really special here, our amazing
(53:08):
mom for all of her dedication andsacrifices she's made for the last twenty years
at Kelly Financial and so on,behalf of our entire team and our clients.
We wanted to give this gift ofgratitude to you, and here's to
another twenty years. Their safe MoneyStrategies with John Budris and Kelly Kelly called
(53:31):
eight eight eight eight hundred eighteen eightyone or go to Kelly Financial dot org.
Well, I see the Bielze bubsin the wings there, and I
have to say fifty odd years agowhen I sang with them, we were
extras out of Saturday Night Fever.It was all polyester with the wide ties
and the bell bottoms and I'm gladthey've kind of got the more Brooks brothers.
(53:54):
Look so ladies and gentlemen. That'shave spielzebubs. Thank you all so
much. My name is Sed.I'm a senior, but we wanted to
say thank you so much for beingan amazing audience. We'd like to invite
John to sing with us for thislast song that we have come back.
Come and let's are swelling song mouselike the worlding wind as it meets or
(54:23):
singing grown so blind love am mincam and sorrow now be gone, brothers
in song, sing on, brothersing on and minstrels las week greet you,
(54:52):
listen to our voice this song.We're glad and open swee in our
festival. Can sorrow now be goderuns se ruw. I think the only
(55:30):
thing left to say is thank you. Thank you to every and each of
them, everyone here, Thank youso much. Merry Christmas, Happy New
Year, and make this Christmas aholy one. Festive greetings from all of
us at Kelly Financial Services. Callthe team on eight eight eight eight hundred
eighteen eighty one. That's eight eighteight eight hundred eighteen eighty one, or
(55:54):
go to Kelly Financial dot org.The news break is coming up, and
during the break take the time togive a call at eight eight eight eight
hundred, eighteen eighty one and makethat all important first step to secure your
retirement future. Talk things through witha financial advisor about any aspect of retirement
(56:15):
or money management, whether it's yourportfolio, concerns about health care, or
if you're tossing around the idea ofrelocating or maybe helping out with your grandchildren's
college. You see, if financialadvisor isn't only about the stock market,
that's only a portion of the jobdescription. And in the end you'll be
amazed at how very small adjustments overtime can have enormous results when it's time
(56:37):
to retire. In fact, theseadjustments can be the difference of when you
can retire, or in some cases, whether you can retire at all.
So call eight eight eight eight hundred, eighteen eighty one and raise a toast
to your financial future. Eight eighteight eight hundred, eighteen eighty one.
Kelly Financial Services with offices in Braintreeand Burlington. All opinions expressed by the
(57:00):
host, his guests or employees ofKelly Financial Services are solely their own and
do not reflect the opinions of KellyFinancial Services. Information has been obtained from
sources deemed to be reliable, buttheir accuracy and completeness cannot be guaranteed.
The information provided as general in natureand is not intended to be specific,
investment, tax or legal advice.It is always advisable to consult a professional
before making a financial decision. Thehost is a client of Kelly Financial Services
in exchange for hosting the Safe MoneyStrategies Show and providing testimonials of his personal
(57:22):
experience as a client of Kelly FinancialServices, Kelly has waived the host's advisory
fee in full. Because of thisarrangement, where the host receives compensation in
the form of a fee waiver,the host has an incentive to recommend Kelly
Financial Services, resulting in the materialconflict of interest,
This is coming to us. Goodmorning, dear Boston. I'm John Boudris,
as you might know, and welcometo a ad lib version of Safe
Money Strategies this morning. As weare here this morning to continue a tradition
(00:37):
that Bill and Kelly started many yearsago, and we are going to continue
it today. And in special recognitionof being in business for twenty years,
two decades, that deserves a hand. Bill had many many attributes, but
(00:58):
one of them was that he understoodhow this life is fleeting, temporary and
very precious and that we should celebrateevery single day. And so today is
a celebration. There's not going tobe a lot of financial drilling down.
Today is to celebrate you and tothank you for being with us for so
(01:22):
long, and in particular today forbringing the toys that you did for toys
for thoughts. And I was outunder the tree looking and I saw the
same kinds of things that I gotwhen I was a kid. There's this
funky little chemistry set that we'd lookat the directions and everything that they said
don't do, we would do.Is that there's Barbie dolls. I didn't
(01:46):
have any of those, but notthat there would be anything wrong with that
if I did. Who brought thatcrystal set making the little crystal raise your
hand? I had one of thethose are great. So Santa's going to
need more reindeer because there's so much, and thank you for that. We
(02:07):
have a lot on tap today theTufts University Beelzebubs carly Teft and before we
start, this young man over here. The first time I heard his voice
was probably about I don't know,fifteen years ago, and I was sitting
in my driveway listening to Bill onthis show. In this little teeny teeny
(02:29):
little voice came on and started tono offense mumble the Pledge of Allegiance.
And I know he's improved his publicspeaking skills. And let me introduce to
you William Kelly Junior to lead usin the Pledge of Allegiance. Thank you,
John, Please stand for the Pledgeof Allegiance. I pledge allegiance to
(02:54):
the flag of the United States ofAmerica and to the Republic for which it
stands, one nation under God,indivisible with liberty and justice. For aw
Thank you. Safe Money Strategies withJohn Buddriss and Kelly Kelly called eight eight
(03:21):
eight eight hundred eighteen eighty one orgo to Kelly Financial dot org. Hi,
I'm Kelly Kelly from Kelly Financial Services. I want to thank my team
for making this year's bill Kelly's AnnualChristmas Brunch, one of the best we've
ever had. It was truly acelebration of our twenty years in business.
Special thanks to the Bubbs and CarlyTeft who entertained us with their festive sets.
(03:45):
Most of all, I want tothank our clients for their incredible generosity
donating so many toys for children thisholiday season. Their contributions will bring a
smile to so many young people.It warms my heart. If you were
unable to tend our event or wouldlike to relift some of the memorable moments,
we'll have the highlights posted on ourwebsite soon. If you're considering retirement
(04:09):
after years of building assets and dreams, give yourself the gift of a free
consultation with one of our advisors.Call eight eight eight eight hundred eighteen eighty
one or email Kelly at Kellyfinancial dotorg. Where Kelly Financial come retire with
us Christmas with safe money strategies.Call eight eight eight eight hundred eighteen eighty
(04:31):
one or go to Kelly Financial dotorg. Okay, well, in the
fall of nineteen seventy, Long timeago was fifty three years ago. I
was a freshman at Tuffs University andI was living in a little bunker dorm
room in the basement of Hill Hall. And what I loved doing was taking
(04:56):
my guitar out into the hallway andsing it because I had great acoustics.
And so one day I was outthere and a young lady who lived in
the dorm came and sat down andlistened to me. Next thing I knew,
there was two, and there werethree, and then four, and
there were like five, you know, college girls sitting around listening to me
(05:17):
sing. You know, I camefrom a Catholic all boys' school, and
I thought, man, this isgreat. Is this what college is all
about? And one of them saidto me, there is this singing group
here at Tufts University called the Beelzebubs, and you might be interested in auditioning
for them. And I thought Iwould have jumped off the administration building had
(05:41):
she asked me to do it.So I did, and I auditioned,
and I didn't think much of it. I was a very poor site reader.
I couldn't read notes well. Buta couple weeks later after maybe I
was about a week later after theaudition, there's a knock on my dorm
room one night, and I wasasleep, and twelve men came and serenaded
(06:04):
me, saying I was in thatgroup. They were welcoming me into this
fraternity of singers, the Tufts Universitybls bubbs. So let's bring them on.
Four two three four No, No, I'm gonna, I'm gonna.
(06:25):
I'm gonna frasty today. I'm stillstrong, babe. Here, i am
side Seals delivering. I'm yours.No, no, baby, that's how
I Saco Bay and back. Yeah, same you crowd, babe. And
(06:53):
here i am side Seals the livingbabe, and I'm yours. You have
a future in your hands, babe, and I'm yours. I'm gonna be
here. I am babe back,I'm yours. Signs future, Baby,
(07:14):
I'm yours. I'm gonna as here. I am babe, ross signeture me
your babe, and I'm yours yoursHere, i am baby, Ross,
Babe, I'm yours. I'm gonnaget I've got a lot of your seams
and ability, no lots so nothing. God baby here signs the letter Babe
(07:54):
here right, signs babe here,signing hello everyone. My name is Jay.
It is lovely to be on theEast Coast. However, it is
a little cold and it was toughnot being home. Thanksgiving is usually a
(08:15):
nice, warm day, you know, go for a run, play some
golf. Maybe that was not iton the East Coast in Boston, but
that's okay. I love it here. It's fantastic. I'm very grateful to
be here, and we're very gratefulto be here. So thank you so
much. We got a couple morefor you to get your hartbra, muskets,
tie cheese, your teenise dreams.N You think I'm pretty fun,
(08:41):
any may go fun. You thinkI'm funny to note the punch line wrong?
You know you get me? Wellthem all as calm down dam Before
you met me, I was allright, Bud, things got cut the
heavy. You brought me to life. Now in February, you'll be mother
(09:05):
time van time. Let's go oldthe way tonight, no regrets, just
don't. We can dance until wedie. You when die, we'll be
young for elver. You make mebelack of living Aunt Tea Nay's Dream to
(09:31):
where you turn me on and thatscared seemed to swam away, and don't
everlove back, don't e be lovebut part when you look at me,
just one touch tell meby I believethis is real? Who don't ever look
(09:52):
back, don't ever loop, I'llget your heart reason and muskin tell jeans
be your dreams TV. Let youput your hands on me, maskin tie
jeans be your teenaig Dream tonight.Hi everyone, my name is Varun.
(10:13):
I am the president of the group. Thanks so much again to John for
having us this morning. It's beensuch a lovely time performing for you all.
That last song was Teenage Dream byKatie Perry. I hope you all
enjoyed it. I wanted to tellyou a little bit about the history of
that song, So if you tuneinto the radio show that we did a
few days ago, you would haveheard a little bit about the history of
(10:35):
the group. But basically, inthe twenty tens, the Bubbs did a
lot of the music for Glee,which is a popular TV show that featured
a lot of acapella performing. Sothat last song was from the TV show
Glee and it's the same arrangement we'vebeen doing for ten years. So that
is a little bit special that wecan do things like that, and it's
really awesome to have such a tightalumni connection to the previous groups in the
(10:58):
past. So here's thank you Otwo three four. See you're breaking tor't
just shaking too, cop, Nostay to me. Oh, I'm down
on nies. I'm begging you pleaseto see you're breaking, not you're shaking.
(11:24):
God, it's dandy. Oh,I'm down on my knees. I'm
begging you please to come come onmaking up and Missicilia my bed. You're
taking off, got out taking Watchmy face, man, not come back
(11:48):
to your bed. Someone's taking myface seeing you're breaking bare shaking my god.
But it's stay the scene. I'mdown money, I'm begging you,
please you come. Poo poo poopoo poo. Rup abu rupp but everybody
(12:13):
you belave, should she loves meagain? And laughing to relay, should
she loves me again? Me Aboforming hamm Well, thank you toughs University
(12:50):
Bilzabobs and they will be back foran encore a little bit later this morning.
Festive greetings from all of us atKelly Financial Services. Call the team
on eight eight eight hundred eighteen eightyone. That's eight A eight eight hundred
(13:11):
eighteen eighty one, or go toKellyfinancial dot org. Are you moved by
the transition from one season to another, like winter into spring or summer into
fall? Likewise, we are movedby life's transitions losing a job, facing
retirement, the passing of a spouse. Are you prepared for the financial hazards
each transition brings? The financial advisorsat Kelly Financial can help you triumph over
(13:37):
life's transitions. Call eight eight eighteight hundred eighteen eighty one or email Kelly
at Kellyfinancial dot org. Serving Bostonfor twenty years. Hi, I'm Kelly
Kelly of Kelly Financial Services. AsI reflect upon Kelly Financial turning twenty this
year, I want to thank ourclients, are business partners, and most
of all, my team. We'vereached this mile stone together. I'm grateful
(14:01):
and if you'd like to become partof this experience, please contact me.
Call eight eight eight eight hundred eighteeneighty one or email Kelly at Kelly Financial
dot org or visit Kellyfinancial dot org. We're Kelly Financial. Come retire with
US safe money strategies. Call eighteight eight hundred eighteen eighty one or go
(14:22):
to Kellyfinancial dot org. Right now. Usually it's the time that I would
introduce to you the Kelly Financial Advisorsand they would present two US pertinent information
about things going on in markets andall kinds of things related to your retirement
planning. But today we're going todivert a little bit from that, and
(14:45):
I'm going to have Mike Doucet comeon up here and introduce the Kelly Financial
team. Mike, as you know, is Kelly Financial's c Ooh, that's
Chief Operational Officer, Chief operating Officer. I like to think of him as
the General George Patton of the office, and so we're gonna turn everything over
(15:07):
to him right now. Thank you, John, welcome, it's great to
see everybody and his John promise,we're not going to get into any heavy
financial topic today. Although the stockmarket has been on a nice run,
so now could be the appropriate time, but we're gonna hold off on that.
I have two promises for you.That's number one, We're not gonna
get deep into any financial topic,and I promise We're not gonna sing either.
(15:28):
It's gonna be tough to follow upthat act. But I'm gonna ask
the advisory team to join me onstage for a little Q and A session.
I want you guys to like dancelike the Bubbs work. Come on,
let's go, so joining me onstage. Hopefully these faces look familiar.
At Kelly Financial, we work asa team. It really is a
(15:48):
collaborative effort. But every client hasan assigned advisor, so a primary advisor.
But when that advisor is tied upin something or maybe on vacation,
you know, we fill in.So we do work as a team.
I'm going to just go from leftto right. I've asked the gentleman just
to give some thought to Kelly Financial, their experience at the firm, and
how it's different than maybe some otherfirms that they've worked at. Starting with
(16:12):
Greg Murray. Actually everyone on stagehas over ten years of industry experience,
including myself, so it's a pleasureto come to work with these gentlemen.
They really make my job easy.I'm going to start with Greg, who's
been here for over thirteen years.Greg, you've kind of seen it all.
Bill was your mentor you work veryclosely with Bill Kelly. You've seen
the firm grow over the last thirteenyears. You kind of know the direction
(16:33):
that we're going. What jumps outat you? I mean, what would
you highlight from those thirteen years workingat Kelly Financial. We've seen a lot
of changes in the past thirteen years. If this year's our twentieth anniversary,
which to me is amazing. I'veseen a lot of faces here that I've
been seeing for a decade or more. I mean, to me, that's
awesome. When I first started,Actually I go backtrack a little bit more.
(16:53):
I mean, Missus Kelly's over there, and I remember one of her
favorite stories of telling me is whenI first got hired. I started in
twenty ten, And what she likesto say is I showed up two hours
early for my interview, and thenMissus Kelly and I ended up talking for
about three to four hours. Likeevery time that I would stand up to
kind of leave, we'd start talkingabout another topic. And that's kind of
(17:17):
what's carried on for the last decade. I mean, it feels like I'm
home. It feels like family.So that's one of the things that I
really like about Kelly Financial and lookingat in a business perspective. When I
first started, we had twenty fivemillion dollars under management. We are relatively
a small financial services firm, andthen over that time, I mean I
(17:37):
don't look at it on a dailybasis, but what are we up to
as of like Friday, as ofyesterday, we currently actively manage four hundred
and ten million, So pretty goodjump from the twenty five. Thank you.
As many of you probably know,we haven't really focused in two areas.
Wealth management would be the number thatGreg's your shit with the room.
We also have a book of insurancebusiness that is a couple hundred million as
(17:59):
well. The growth that we've seenfrom twenty five to four hundred and ten
over a decade is pretty substantial,going from a small registered investment advisory firm
to now considered a medium size andI know we're poison positioned well to continue
with that growth. Thank you,Greg. I'm not saying it's all because
of me, but it isn't allbecause of you, but you certainly are
a key player and we appreciate youevery day. Thank you. Next on
(18:22):
the podium here is Greg Workman.I've worked with Greg for maybe seven years
now. Greg's background is unique.He actually kind of like what you see
in movies, the stockbrokers, right, So he worked for a big wirehouse
in downtown Boston. That's how hestarted in the industry, and he's now
transitioned over the last five or sixyears into more holistic planning. That's what
we do here at Kelly Financial.So Greg, I would just kind of
(18:45):
ask you, what have you seenin the industry and your time at Kelly
Financial. That's unique. So Ithink a word or a phrase that's thrown
around a lot in the industry isfiduciary, and that simply means acting in
your client's best interest. So Ithink a lot of firms large and small,
use that in their marketing, usethat in their face to face communications
(19:06):
with clients and prospective clients. Ithink it's refreshing to be at a firm
like Kelly Financial where I think wecan walk the talk and missus Kelly has
taken that to the next level andthe nature in which we're compensated. So
what I'm recommending from across the tableisn't linked to my compensation, It isn't
linked directly to any kind of proprietaryrelationship, and I think that's what our
(19:30):
clients love about working with us.I think it's an honest relationship, one
that's built on integrity and trust andmakes me feel good. Out of all
the places I've worked, I feelthe best when I look in someone's eye
and say, you know, thisis the best thing to do, because
it truly is excellent. Thank you, Greg. Next on the podium is
Tom Schleeger. Tom is somewhat ofa unique role here. He only focuses
(19:53):
on insurance strategies and that's his background. Tom and I started working together thirteen
years ago. Little odd that heenjoys insurance that much, but he does,
and it's to our benefit. Sohe's seen a lot in the industry.
As with any industry, it changesover a decade. Tom, anything
jump out to you that's unique aboutKelly Financial and how we implement insurance strategies.
(20:15):
Well, certainly the most unique partof Kelly Financial is just how it's
so family oriented and they treat everyoneas their own as their family. One
of the biggest changes over the lastthirteen years, certainly in the insurance industry,
is it's always been a very transactionalwith a lot of advisors where they
(20:36):
sell the insurance and then you neversee that advisor again. Well, here
at Kelly Financial, we don't takethat approach. We want to be invested
with you. We want to makesure that you can always contact us and
have that connection with us, andthat family vibe and connection that Kelly has
really enhances that. Yeah, thelast thing we want is and we've all
(20:57):
experienced it. You've callin AI numberand you're on hold for a half hour
and you bumped around, transferred acouple of times. It's unique at Kelly
Financial and it took me a littlegetting used to. We don't have direct
extensions, and I know that canbe somewhat frustrating occasionally if you want to
just get a hold of Greg Marieor Tom Schleger, but that's intentional.
We want you to speak to somebody. That's why Carter and Michelle and Kayla
(21:21):
do such a great job. Occasionallythey're tied up, they may be on
another call and you do get bouncedto our phone service, but that phone
provider then sends us a text message. I get them all the time.
The gentleman on the podium get thosetext messages as well, and that's our
commitment to service. So that's Tom'ssole role at Kelly Financial is to make
sure we don't have an insurance strategythat was implemented years ago and we're not
(21:41):
doing those annual reviews. So gladto have him as part of the team.
And then, last, but notleast, is Charles Gable. Charlie's
the newest member of our team.He's been with Kelly Financial. He's approaching
his one year anniversary. Charlie graduatedfrom Babson. All of the gentlemen have
an investment background, but Charlie reallyis a big part of our investment can
So I just want to ask Charlie, from his experience in the industry in
(22:03):
building portfolios for clients at other firms, is there anything that jumps out of
you that makes Kelly a little bitdifferent. Yeah. I think from what
I've noticed over the last year,what's really refreshing is the independence and we're
truly an independent firm and able togo out there kind of along the fiduciary
mindset as well. We're always educatingourselves to make sure we're on top of
(22:25):
what's the best product or the bestinvestment strategy and We're not tied to anyone
proprietary product or solution. We getthe question often, you know, how
are we making investment decisions? Soit's a combination of many things. But
the size of the firm, asI said a minute ago, we're considered
a medium sized registered investment advisor.And what that provides us with is access
(22:47):
to investment firms that have large deathsof certified financial analysts and certified financial planners.
Every name that you know on WallStreet, whether it's Vanguard or Fidelity,
you name them, JP Morgan,we have access to them. So
I know Charlie and the rest ofthe team on a weekly basis is speaking
with those firms, and then weget together on a weekly basis to ultimately
(23:07):
make the moves in our client's portfolio. Solot goes into that and Charlie has
been a big piece to that investmentcommittee meeting. We're really happy that he
joined the firm last year. Sothat's all we had. I promise we
would keep it short. How abouta round of applause for the advisory team
invested Greetings from all of us atKelly Financial Services. Call the team on
(23:32):
eight eight hundred, eighteen eighty one, We'll go to Kelly Financial dot org.
I'm Kelly Kelly of Kelly Financial Services. Thanks for helping make the Bill
Kelly's annual Christmas Brunch a success.Your generous donations of children's toys will brighten
the holiday season for so many.We still have availability left this year for
(23:55):
a complimentary review of your retirement plansour gift for your financial few Call eight
eight eight eight hundred eighteen eighty oneor email Kelly at Kellyfinancial dot org.
We're Kelly Financial. Come retire withus. Christmas greetings from Kelly Financial Services.
Call eight eight eight eight hundred eighteeneighty one or go to Kelly Financial
(24:18):
dot org. It's my pleasure tointroduce the next person to the stage who's
going to give a toast, andthat would be the CEO in partner of
Kelly Financial, missus, Kelly Kelly. Today marks the fulfillment of a promise
that my husband, the late BillKelly, and I made more than twenty
(24:42):
years ago when we started what wouldbecome Kelly Financial Services. We envisioned a
financial services company built upon and dedicatedto a single but powerful concept, family
values combined with financial knowledge. Weset out to serve the people of Greater
(25:04):
Boston, whom we felt were underservedin the marketplace. Strangely, the idea
is so simple that it seems almostradical today. But here we are twenty
years later, and it is ablessing that we are here this morning.
Our mission does not stop. Wecontinue to strive to serve people to the
(25:26):
best of our ability, and wefeel very strongly that our role is not
only to help each and every oneof you to be better off, but
to be better Today is a celebrationof each and every one of you,
our cherished clients, for you havehelped us achieve the kind of company we
(25:49):
literally dreamed of more than two decadesago. We are grateful, and on
the occasion of this Bill Kelly's annualChristmas Brunch, I am reminded of a
quote by Apple computer founder Steve Jobs. Your work is going to fill a
large part of your life, andthe only way to be truly satisfied is
(26:11):
to do what you believe is greatwork. And the only way to do
great work is to love what youdo. If you haven't found it yet,
keep looking, don't settle. Aswith all matters of the heart,
you'll know it when you find it. Bill and I found that work,
(26:32):
when we found you are clients,and when you found others, your friends
and family to share in that work. We think that captures the spirit of
Kelly Financial Services in twenty twenty three. As we celebrate you, our clients,
and celebrate this milestone together, youare not numbers to us, but
(26:53):
people, friends, family. Infact, we think you're like us,
a mind and caring group who growas individuals for ourselves, our families,
our communities in our country. Soraise your glass on behalf of the entire
(27:14):
Kelly Financial team. We toast toyou, our clients. We salute you
and celebrate our common values, andwe pray for your future of fulfillment and
promise a very happy Festive season fromall of us, said Kelly Financial Services.
Call eight eight eight eight hundred eighteeneighty one or go to Kellyfinancial dot
(27:41):
Org. I'm Kelly Kelly, I'mMary, not Aline Kelly, and I'm
William Kelly Junior. And that's Georgia, our dogs at Marshall the caat.
Together we're decorating the tree, gettingready for Christmas. Georgia, please put
down that tensil. Marshall, takethat sain out of your bouth. William
Quickie's money away. We're saying it. Look, keep the tree study,
I'll get the kel. Why dowe have this drama every year? I've
(28:03):
got it, But say this headis missing? Oh no, I think
there's another one in the box oflights. What just the head of the
complete setup? William, Georgia andMarshall Williams doesn't need your Helliam, please
pass me the lights. Marshall,the light's not a toy given to me.
Be careful, Mary, Madeline.He's wrapping them around the tree.
Marshall, stop running with them.Yeah, helps Marshall, look what you've
(28:27):
done. And Georgia stop eating thepresents from all of us, said Kelly
Financial. We wish you a veryhappy, festive and restive holiday season and
a very bright and happy new year. Kelly Financial Services call eight eight eight
eight hundred eighteen eighty one or goto Kelly Financial dot org. Well continuing
(28:49):
on, in our celebration, ourmusical celebration, our musical Christmas gift from
Kelly fin Angel to all of you, we have the cape cod Comet.
That's my term. The Boston Globecalled her redheaded Moxie. Now I wish
(29:11):
I had written that line. Everyonce in a while a writer will see
a line and you think to yourself, well, I wish I wrote that.
And everyone who grew up in NewEngland knows what moxie means. Of
course, literally it's that root beershCoca cola ish drink, but it means
someone who really has intestinal fortitude.And so let me welcome Cape Cod Native
(29:33):
and now living in Nashville, whereshe is tearing it up. And someday
you'll tell your grandchildren I saw carlyTeft and she'll need no introduction. And
here she is today, Carly Teft. That's quite the introduction. How are
y'all doing this morning? Right?I'm going to start off with one of
(29:57):
my favorite songs from the Nine.Hope y'all will enjoy. How many is
special people change? How many inlives living strange. Where you are weep
(30:18):
we can hide. So you walkingdown the hall faster than cannon ball.
Wherever you have weep, we canhide. Someday you will find me company,
the lesser in shampiece supernova in thesky. Someday you will find me
(30:45):
company, the lesser in sham piecesupernova in the sham Pa supernova in the
sky. We got the gown andask why the dream and dream scene never
(31:11):
dies? Why that team way nowfrom your eye? So you walking down
the hole faster than the cannon ball? Will you are we get hide someb
you will me company in the landsidein Champagne supernova in the sky. Some
(31:38):
day you will find me company thelandside in Champagne suit in Champagne supero.
That these people believe that we're gonnaget away more. The summer you and
(32:02):
I live and die will spins allaround and don't know why? Why?
Why why? Some day you willfind me company the land side in Stamppa
(32:30):
supernova in the sky. Some dayyou will find me company the last you're
a stamp Pie supernova were Stampace supernovain the sky. And how many Specci
(32:59):
beeks? How many lives are livingstrange? Where are you? Well?
We would get in. So Iwas chatting with Kelly and Mary and William
(33:21):
Junior and unfortunately we have a lotin common losing a parent. I lost
my mom two years ago to breastcancer and it was the most challenging experience
of my life. About a monthafter she passed away, I went to
a beach on Cape Cod that I'venever been to before. I've never been
since. I walked down there andthere was a woman who was definitely an
(33:45):
angel, and she saw me cryingas I was watching the sunset, and
she said, are you okay?And I said, no, I just
lost my mom. She looked atme and she said, she hasn't left
you. She's just ahead of you. I've never heard anyone put it that
(34:10):
way. I've never heard anyone explainit in that way since. And I
think that's just the most beautiful thingwe can all come back to, is
that our loved ones are just aheadof us. So I hope you'll enjoy
the song called ahead of me.Never thought to see the day the day
(34:37):
you went away, even though weare all doing this life supermo kind of
style. Thoughts you'd stay here fora whole, But there's bigger planes for
you in the sky. Hate toask one, no answers good enough?
(35:05):
Gooen horomise you all? Lad?Who is the gone you? I can
see them in the start. It'sthis is the peaceful in eret sees in
honor. It's in fo really fun. You're only a head only ahead me
(35:39):
Kelly Financial Services. Call eight eighteight eight hundred eighteen eighty one or go
to Kelly Financial dot org. Don'tlet these uncertain times dictate your retirement decisions.
Hi, I'm Kelly Kelly of KellyFinancial Services. You control your retirement
destiny, but you may need somehelp along the way. My new book
(36:00):
is a good retirement primer to getyou started. Get your free copy of
Retire your Fear, Plan your Futuretoday by calling eight eight eight eight hundred
eighteen eighty one or emailing Kelly atKellyfinancial dot org. We're Kelly Financial.
Come retire with us. You wakeup, you go to work, you
(36:22):
have lunch, you go home,you take the dog for a walk,
then you go to bed. Yourday and night routines you do them without
thinking. But do you ever thinkabout your retirement. The team at Kelly
Financial has helped clients plan for theretirement for twenty years, and that team
knows retirement is no routine matter.Call eight eight eight eight hundred eighteen eighty
(36:43):
one or go to Kelly Financial dotorg. We are Kelly Financial. Come
retire with us Kelly Financial Services.Call eight eight eight eight hundred eighteen eighty
one or go to Kelly Financial dotorg. I got into a little bit
of a what did my grandfathers saybucks this year? That was the specific
word he used. Did not intendto. The short story is I was
(37:07):
invited by former President Donald Trump tosing the national anthem and thank you and
for me, I mean, theonly greater honor of singing for a former
president is to be singing for acurrent president. So I automatically said yes,
just went up there very much liketoday, went up did my thing
(37:30):
saying it, and unfortunately a venueon Cape Cod that I've performed at for
about six years, they called me, and it was the strangest phone called
my life. They basically said,you know, are you a Trump supporter?
We just have to know. AndI just said, look, first
and foremost, the only person Iwill hardly support is my Lord and Savior
(37:52):
of God Jesus, So I thankyou. Every politician is divisive, every
politician is going to let you down. We're human, right, But like
I said, singing the national anthemis for everyone in this country and it's
very positive and that's how I viewit. And he apparently liked my answer,
but he still said, you know, we're just gonna go ahead and
(38:13):
cancel your performances for the remainder ofthe year. Isn't that crazy? I
still can't believe it. Every timeI tell the story, it's wild.
And I almost decided not to speakabout this, But then I realized,
you know, if I don't speakabout this, what happens If this happens
to my future children one day?What happens if this happens to a friend
(38:34):
of mine, a family member.I would want to be there for them
and speak up for them, becauseto me, the national anthem is not
political, it's for all of us. It's very positive. So I'm very
grateful to have had so much supportthroughout this crazy few months, and throughout
this journey. I decided to writea song about my experience, and it's
called Freedom in This Country Carly's version. It's the latest single available everywhere,
(39:00):
and I hope you'll enjoy the song. How did I Vent up this way?
Cheven troop just gets you shame?But I am scared to walk by
faith ort to sing for the wormof the break. When alas and hate
(39:22):
drunk, I'll stay stan, I'llstand in fear, even when the way
comes down. I'll stand fast onthe southern crown made freedom, freedom,
freedom in this country freedom freedom.So it's playing back those daddys wesby,
(39:45):
what's the gat up, laddiess meto change, use me y'all wall se
that's freedom in this country, freedom, freedom, freedom, Men's country freedom
freedom. It all start with awild heart standing up and taking charge of
(40:12):
the wistiki is lovingly everydy begging everyboy serves peacefully on around the world is
well we need freedom, freedom,freedom, menace country freedom, freedom.
So let's bring down he's daddy's wealthywhich stock it. Daddy's time to feed
(40:37):
the change. We all as seehim. That's freedom, men's country freedom,
freedom, freedom minus country freedom,freedom, freedom, freedom with five
(41:06):
flus hi hi freedom freedom sit asidebody side freedom, freedom in the land
and out freedom freedom. So let'sswinging back his daddies and we were study
(41:28):
bladies in town be to change.We all see. That's freedom in this
country, freedom, freedom, freedomin this country, freedom, freedom,
freedom in this country, freedom,freedom, freedom in this countryaty freedom freeam
(41:58):
freedom man is country. Carli Cheff, thank you, Carly, thank you
so much. Now it's time forall of us to stand and sing that
(42:28):
national anthem that binds us as acountry. Carly, would you lead us
please? Oh? Can you seebrother John? What's all from uiem?
(42:50):
This? Ask me? Who's broadstrives? Roy Stars through the pairst five
or the red parts we bought?We're still Garanle streaming and the rocks bag,
(43:20):
the bos perste game pool Foo thediner. Then the flag is still
there. See the Star speed areaway or the Li and the Free and
(43:55):
the Christmas with Safe Money Strategies Calleight eight eight eight hundred eighteen eighty one
or go to Kelly Financial dot org. I'm Kelly Kelly of Kelly Financial Services.
(44:19):
Thanks for helping make the bill Kelly'sAnnual Christmas Brunch a success. Your
generous donations of children's toys will brightenthe holiday season for so many. We
still have availability left this year.For a complimentary review of your retirement plans
our gift for your financial future,call eight eight eight eight hundred eighteen eighty
one or email Kelly at Kellyfinancial dotorg. We're Kelly Financial. Come retire
(44:45):
with us Safe money Strategies with JohnBudrus and Kelly Kelly. Call eight eight
eight eight hundred eighteen eighty one.Or go to Kelly Financial dot org.
When Jim asked me to introduce KellyKelly, I thought that's going to be
easy. I mean, I've knownher a long time. I've seen her
(45:08):
struggle through some of the most difficultlosses a person can experience in their life,
loss of parent, loss of aspouse. So I thought, oh,
it's going to be a snap.That's not because I don't have enough
time. But I will tell youone thing. We've nicknamed her grizz after
(45:29):
a grizzly bear, and how amama grizzly bear protects her young. And
if you've seen the way she's rearedWilliam and Mary Madline, you know that
she has sharp claws. She writestight herd on them. She is tenacious,
and she's tenacious in every way.And for many of you here,
(45:49):
I would say for most of youhere, she takes care of your money
tenaciously. I hear Abraham Lincoln screamingwhen she's pinching pennies here. And she
loves you all. She truly does. When you toasted her this morning raising
those five hundred glasses, do youknow who washed each and every one of
(46:10):
them by hand and dried them,not me, not William, not Mary
Madline, but Kelly did it allherself. So thank you for that.
Kelly. And the mud pies thatshe sends out it festive times. She
doesn't buy them and pretends that shemakes them. She makes them from scratch.
(46:34):
In her basement, piled Florida ceilingare crates of chocolate and all of
the other secret ingredients that I don'teven know the recipe of. It's only
Mary Madline knows, and she Ibelieve she makes every one of those for
you. She wraps them, shedoes everything, and she thinks about you
all the time. It's my honorto welcome her. Kelly, when to
(47:04):
walk. One morning, I wokeup and I knew that you were gone,
a new day, a new way. I knew I should see it
along and carry on. Those arethe opening words to Crosby, Stills and
Nashes carry On. Many of yourecognize the song as it is fittingly the
(47:30):
theme song to our Safe Money Strategiesradio show, We Indeed carry On On
Sunday, October fifteenth, twenty seventeen. I became a single mother, a
client, a CEO. Life canand does change unexpectedly, and as sad
(47:52):
and tragic and chaotic as those firstminutes, days, weeks, months were,
I realize something really special in thewake of it all, that I
get to carry on. We getto carry on, and that is a
(48:12):
blessing. Bill's passing was tough onall of us, including you, our
clients, but we endured, wepersevered, we carried on, and it
is you, our clients, whomwe celebrate today. Whether you've been with
us twenty years or just two weeks, or maybe you're contemplating working with us.
(48:34):
The twenty twenty three Bill Kelly's annualChristmas Brunch is all about you,
So give yourselves a round of applause. From the bottom of my heart,
I want to thank each and everyone of you. You're not like family
to me, you are family tome. You have made us a part
(48:58):
of your lives, a part ofyour families. You've turned to us in
good times and in bad times.You've allowed us to grow as people,
as a community, and become agreat success in our community. Without your
loyalty and faith, it would havebeen impossible to conceive Kelly Financial as an
(49:19):
intergenerational service that it has become.And without a doubt, we are better
because of you. The company thatBill and I built is in many ways
the same company it was twenty yearsago. Technology may have changed the way
we work, but that's a tinypart of the story. Our vision has
(49:40):
always been centered around people. Wethink that three principal qualities bind us together.
The first is of values. Wethink that success of any long term
relationship is rooted in a common setof values. Kelly Financial has proudly worn
(50:00):
values on its sleeve since Bill andI started the company. It's more than
portfolios and pensions. We believe thata fulfilling retirement is also about growth in
faith and family and friends. Thesecond value is trust. One of our
core principles is to earn and keepyour trust, and that starts with me.
(50:22):
The financial advisors that you work withmanage my money too. I trust
them with my own retirement plans.I am a client just as much as
I run the company. The thirdvalue is knowledge and capabilities. Is important
to us that you are achieving yourgoals and living a desired lifestyle. I
(50:45):
strive to have a team that isknowledgeable, capable, compassionate, and kind,
and I believe I've achieved that.These are the people who have helped
us achieve this milestone of serving youfor twenty years, and they are all
here today. So please give myteam, the people you speak with,
(51:07):
the people you work with, andthe people you see every day a round
of applause to So what can Isay about Mary Magdaline and William Junior.
They have literally grown up with ourcompany, and the company has grown up
with them. They've sacrificed a lot, and I know Bill is looking down
(51:30):
from heaven, pleased and proud thatthey are a part of Kelly Financial,
a part of the mission, apart of the future. I'll lead the
applause for this round. They arethe next gin. They are the future
of the company. They are thecontinuation of the legacy begun by their father
(51:54):
and shepherded by me. They inturn, will also carry on one important
lesson that I've learned since I becameCEO on that fateful day. Retirement planning
and wealth management is not about thepast. It's about your future. It's
about your family's future, your grandkid'sfuture. At Kelly Financial, we are
(52:16):
here to serve the greatest generation andthe next generation too. I'm confident that
together we will see a bright futurethis year and in the next twenty years,
not because we got to carry on, but because we get to carry
on. Thank you so very much, God, bless and merry Christmas.
(52:46):
I think we have Oh wait asecond, what's coming to do? We
look at this? What is it'sall about? How did I not know
about this? We fooled you?That's why you don't No, I cannot
keep a secret, but you dothis, yeah, for the first time.
So today we just wanted to thanksomeone really special here, our amazing
(53:08):
mom for all of her dedication andsacrifices she's made for the last twenty years
at Kelly Financial and so on,behalf of our entire team and our clients.
We wanted to give this gift ofgratitude to you, and here's to
another twenty years. Their safe MoneyStrategies with John Budris and Kelly Kelly called
(53:31):
eight eight eight eight hundred eighteen eightyone or go to Kelly Financial dot org.
Well, I see the Bielze bubsin the wings there, and I
have to say fifty odd years agowhen I sang with them, we were
extras out of Saturday Night Fever.It was all polyester with the wide ties
and the bell bottoms and I'm gladthey've kind of got the more Brooks brothers.
(53:54):
Look so ladies and gentlemen. That'shave spielzebubs. Thank you all so
much. My name is Sed.I'm a senior, but we wanted to
say thank you so much for beingan amazing audience. We'd like to invite
John to sing with us for thislast song that we have come back.
Come and let's are swelling song mouselike the worlding wind as it meets or
(54:23):
singing grown so blind love am mincam and sorrow now be gone, brothers
in song, sing on, brothersing on and minstrels las week greet you,
(54:52):
listen to our voice this song.We're glad and open swee in our
festival. Can sorrow now be goderuns se ruw. I think the only
(55:30):
thing left to say is thank you. Thank you to every and each of
them, everyone here, Thank youso much. Merry Christmas, Happy New
Year, and make this Christmas aholy one. Festive greetings from all of
us at Kelly Financial Services. Callthe team on eight eight eight eight hundred
eighteen eighty one. That's eight eighteight eight hundred eighteen eighty one, or
(55:54):
go to Kelly Financial dot org.The news break is coming up, and
during the break take the time togive a call at eight eight eight eight
hundred, eighteen eighty one and makethat all important first step to secure your
retirement future. Talk things through witha financial advisor about any aspect of retirement
(56:15):
or money management, whether it's yourportfolio, concerns about health care, or
if you're tossing around the idea ofrelocating or maybe helping out with your grandchildren's
college. You see, if financialadvisor isn't only about the stock market,
that's only a portion of the jobdescription. And in the end you'll be
amazed at how very small adjustments overtime can have enormous results when it's time
(56:37):
to retire. In fact, theseadjustments can be the difference of when you
can retire, or in some cases, whether you can retire at all.
So call eight eight eight eight hundred, eighteen eighty one and raise a toast
to your financial future. Eight eighteight eight hundred, eighteen eighty one.
Kelly Financial Services with offices in Braintreeand Burlington. All opinions expressed by the
(57:00):
host, his guests or employees ofKelly Financial Services are solely their own and
do not reflect the opinions of KellyFinancial Services. Information has been obtained from
sources deemed to be reliable, buttheir accuracy and completeness cannot be guaranteed.
The information provided as general in natureand is not intended to be specific,
investment, tax or legal advice.It is always advisable to consult a professional
before making a financial decision. Thehost is a client of Kelly Financial Services
in exchange for hosting the Safe MoneyStrategies Show and providing testimonials of his personal
(57:22):
experience as a client of Kelly FinancialServices, Kelly has waived the host's advisory
fee in full. Because of thisarrangement, where the host receives compensation in
the form of a fee waiver,the host has an incentive to recommend Kelly
Financial Services, resulting in the materialconflict of interest,
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