In this timely April 2025 market update, David Sidoni unpacks rate drops, rising inventory, and why some condos are suddenly less affordable—even as their prices fall. The latest housing market data is in, and David breaks it all down so first-time buyers can cut through the headlines and plan smarter. In this episode, you’ll learn how a 10% stock market correction and tariff policies may be helping mortgage rates fall—and what that means for your buying timeline.
David also dives into surprising shifts in the condo market, with record-high HOA fees and insurance spikes making some of the most “affordable” homes trickier than they seem. Plus, he covers regional buyer wins, like opportunities in cities such as Omaha and Charleston, and revisits the #1 thing still driving home prices: low inventory.
Quote:
“It’s not how to buy a home next week. It’s how to plan to buy a home in six months—or even 18 to 24 months from now.” — David Sidoni
Highlights:
1. What do stock market volatility and global tariffs have to do with your mortgage rate?
2. Could rate cuts be coming sooner than expected—and how should buyers prepare?
3. Are bidding wars finally dying out, or is that just national data masking local reality?
4. Why are condos selling below list—but still becoming less affordable for many buyers?
5. What’s really included in your monthly payment—and how can rising HOA and insurance fees change the math?
6. Which cities are quietly winning for renters ready to make a move in 2025?
7. Is now the time to buy—or the time to start building your plan before the rush?
Referenced Episodes:
• Episode 326 – Assumable Mortgages
• Episode 272 – How to Use the Podcast Library
• Episodes 175–177 – Winning a Bidding War
• Episode 94 – Real Estate Terms & Definitions
• Episode 328 – 10 Real Action Steps for First-Time Buyers
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David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two de
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