Elizabeth thought she was 12–18 months away from buying her first home. Just four months later, she and her partner Joseph were moving into a sun-filled home they love—for less than list price and with instant equity. This interview breaks down how it happened. After discovering the podcast on Spotify, Elizabeth reached out expecting to take it slow. But with the help of a unicorn lender, she uncovered investment assets she didn’t know she could use, built a plan, and closed fast—without rushing.
She shares how she and Joseph trusted their gut, prioritized layout and light over square footage, and used a job offer letter to qualify for their mortgage. Most importantly, she shows what’s possible when buyers have the right team, real information, and support that puts their goals first.
Quote:
“This is our own place. We don’t have to worry about other people… If there’s problems, we’re in control and we can deal with it ourselves.” — Elizabeth, Episode 327
Highlights:
1. From savings to ownership in 4 months—how a plan made it happen fast.
2. They started with $3,100—and ended up putting 20% down by tapping into investment accounts.
3. Job offer letters work—how Joseph’s future income helped them qualify.
4. The lender made all the difference—six meetings, full education, no pressure.
5. Bank vs. Unicorn Lender—why they ditched the lower rate for real service.
6. Appraisal surprise—they paid under list and the home appraised higher.
7. Light over size—why layout and natural light won over square footage.
Referenced Episodes:
• Episode 301 – Start of the 10-Step First-Time Homebuyer Starter Series
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