All Episodes

September 10, 2025 29 mins

Most renters can buy a home in 12 months or less — if they have the right system. In this episode, David Sidoni reveals the "Last Lease Ever" playbook, a practical step-by-step guide that helps first-time buyers turn rent payments into a customized strategy for homeownership.


The housing industry has failed first-time homebuyers, leaving most renters without guidance until they’re already “ready to buy.” But the truth is, with the right coaching and a clear plan, many renters could become homeowners in just a year.


In this episode, David Sidoni hands you the ultimate playbook for buying your first home — a proven system that focuses on the Big Three: credit, debt, and savings. Instead of navigating myths and industry neglect, you’ll discover:


  • How to build a rent replacement strategy that sets you up for success
  • Why you only need one action step per month to move forward
  • The critical difference between pre-approval and pre-qualification
  • How to calculate and understand your debt-to-income ratio (DTI)
  • Why working with a unicorn realtor and lender early changes everything


This isn’t a crash course, a webinar, or a PDF — it’s a personalized, actionable plan. With just two free 45-minute meetings, you can map out your 12-month blueprint to turn your rent into a mortgage and finally start building wealth.


Quote: “You only need one action step a month. No fluff. No gimmicks. Just real results. That’s how you make this your last lease ever.”


Highlights:

  • The “Last Lease Ever” playbook: a clear, customized 12-month roadmap
  • Why the industry ignores first-time buyers during the planning phase
  • The Big Three explained: credit, debt, and savings
  • How to use DTI (Debt-to-Income Ratio) to understand your buying power
  • The role of unicorn realtors and lenders in building your plan
  • Why most renters could buy a home in 12 months or less

Referenced Episodes:

  • 304 – Improve Your Credit: Homebuying 101 – Step 3
  • 305 – Debt Management: Homebuying 101 – Step 4
  • 306 – Saving To Buy Your Home: Homebuying 101 – Step 5
  • 355 – Real Answers Pt 4: Should I Rent or Buy in 2025?
  • 381 – Saving While in Debt: How Much Do First-Time Buyers Really Need in 2025?



Connect with me to find a trusted realtor in your area or to answer your burning questions!



Subscribe to our YouTube Channel @HowToBuyaHome



Instagram @HowtoBuyAHomePodcast

Tik Tok @HowToBuyAHome


Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!


David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.


Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Mark as Played

Advertise With Us

Popular Podcasts

Dateline NBC

Dateline NBC

Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com

Stuff You Should Know

Stuff You Should Know

If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.

My Favorite Murder with Karen Kilgariff and Georgia Hardstark

My Favorite Murder with Karen Kilgariff and Georgia Hardstark

My Favorite Murder is a true crime comedy podcast hosted by Karen Kilgariff and Georgia Hardstark. Each week, Karen and Georgia share compelling true crimes and hometown stories from friends and listeners. Since MFM launched in January of 2016, Karen and Georgia have shared their lifelong interest in true crime and have covered stories of infamous serial killers like the Night Stalker, mysterious cold cases, captivating cults, incredible survivor stories and important events from history like the Tulsa race massacre of 1921. My Favorite Murder is part of the Exactly Right podcast network that provides a platform for bold, creative voices to bring to life provocative, entertaining and relatable stories for audiences everywhere. The Exactly Right roster of podcasts covers a variety of topics including historic true crime, comedic interviews and news, science, pop culture and more. Podcasts on the network include Buried Bones with Kate Winkler Dawson and Paul Holes, That's Messed Up: An SVU Podcast, This Podcast Will Kill You, Bananas and more.

Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.