October 30, 2025 • 41 mins
In this inspiring episode, GiGi Diaz welcomes back Jeannie Marmol to discuss her new book and the journey behind it. The conversation opens with both women reflecting on their shared experiences as immigrants and the challenges of adapting to new environments, especially in school. Jeannie shares her personal story of resilience, from humble beginnings in Harlem to earning a scholarship and overcoming cultural and academic obstacles.
The episode highlights the importance of redefining wealth—not just as a dollar amount, but as a sense of freedom, peace, and the ability to spend meaningful time with loved ones. Jeannie and GiGi talk about the money narratives that often hold people back, especially in immigrant and first-generation communities, and how to identify and move past these limiting beliefs.Listeners will learn about the difference between active, passive, and portfolio income, and why building multiple streams of income is essential.
Jeannie emphasizes the value of taking action, not just gathering information, and provides a practical framework for financial growth that anyone can follow.The discussion also covers the importance of legacy, not just in terms of money, but in the lessons and values we pass on to others. Jeannie shares details about her upcoming workshops and special offers for listeners, including a book bundle and self-care discounts at her IV therapy spa.
Learn more about Jeannie Marmol and her book at jeanniemarmol.com
The episode highlights the importance of redefining wealth—not just as a dollar amount, but as a sense of freedom, peace, and the ability to spend meaningful time with loved ones. Jeannie and GiGi talk about the money narratives that often hold people back, especially in immigrant and first-generation communities, and how to identify and move past these limiting beliefs.Listeners will learn about the difference between active, passive, and portfolio income, and why building multiple streams of income is essential.
Jeannie emphasizes the value of taking action, not just gathering information, and provides a practical framework for financial growth that anyone can follow.The discussion also covers the importance of legacy, not just in terms of money, but in the lessons and values we pass on to others. Jeannie shares details about her upcoming workshops and special offers for listeners, including a book bundle and self-care discounts at her IV therapy spa.
Learn more about Jeannie Marmol and her book at jeanniemarmol.com
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Transcript
Episode Transcript
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Speaker 1 (00:00):
It's quite possible that if you have been part of
our Seizing Happy Tribe for any amount of time, that
you already know our next guest because she's been on
the show before. It's also possible that you've even met
her in person because she's been part of our Move
Breath Grow event for I think three years out of
the four. Our fourth one is next year, so I
think she's been a part of it from the beginning.
(00:21):
And if you've come to the intimate networking events that
I do for women's wellness, you've also met her and
her partner in person at my iv SPA. Today, we're
going to be talking to Ginny Marmel. She is a powerhouse,
a dear friend, and a total badass and a second
time author. This is her first solo book and it
is outstanding. She is the founder and CEO of Millionaire Latina,
(00:46):
a financial education platform dedicated to empowering Latinas to redefine
wealth and build multiple sources of income through her five
through her signature program five Pillar framework.
Speaker 2 (00:56):
That's exactly what her book is all about.
Speaker 1 (00:59):
This is five pillars to redefine wealth, a lifestyle, a mindset,
a movement and I'm going to tell you right now,
You guys know, I interview quite a few authors on
this podcast because I love reading. I think that books
that have implementation value that are going to drive me
to be a better person, to be able to expand
who I am and how I show up as a wife,
(01:19):
as a mother, as a business owner, as a coach
for you, as a podcaster, and all the different roles
that I choose to play in my life. Is a
book that I want to read, and when they're amazing,
when they really are transformative, I bring the author on
the show to share with you more about the author
and to share with you more about the books because
I feel like if you're part of my community, if
(01:40):
you're a listener of this podcast, you're also in the
in the joyful path of.
Speaker 2 (01:46):
Expansion all the time.
Speaker 1 (01:48):
So you know Genie also because she is one of
the founders and co owners of my iv SPA, which
is a Miami based wellness IV therapy company. They're out
in River Landing and you probably we bumped into me
there all the time because I go almost every week,
and she is She has also been recognized as part
(02:08):
of the alpfa's twenty twenty four Latinas to watch cohort.
She is an inspiration, she is amazing, and she is
here on the show today to talk to us about
the five pillars that every person, but especially us Latina entrepreneurs,
should build their wealth on. This is Chats with gg
(02:29):
a podcast for women who are ready to step into
their power, get unstuck, and create more freedom in all
areas of life. I'm your host, GGDZ, certified life and
business coach, media personality and multi passionate entrepreneur. I've helped
hundreds of women find the necessary clarity, confidence, and courage
(02:53):
to build their dream life and achieve success with less stress.
If you're seeking we motivation, practical and spiritual advice, and
tangible resources to scale in life and in business, then
you're in the right place.
Speaker 2 (03:10):
Are you ready? Here we go.
Speaker 1 (03:13):
I know you're excited to hear from our guests, but
before we start today's episode, I gotta share something with you.
In today's workplaces, too many Latina professionals are overworked, overlooked,
and undervalued, and they carry the weight of survival instead
of the power of purpose. That's where Alexis Besseerra comes
in as a trauma trained licensed therapist and leadership coach
(03:37):
with over a decade of experience, Alexis helps Latinas heal
from workplace trauma, reclaim their voice, and lead with confidence, clarity,
and authenticity. She's a first generation Mexican American who's lived
what she teaches, blending mental health education and leadership expertise
into a coaching approach that's both trauma informed and culturally rooted.
(04:00):
Her mission to help Latinas like us Latina change makers,
stop shrinking to fit systems that were never built for
them and start leading from a place of wholeness, purpose,
and power. You can find her on Instagram at its
Alexis Besserra, where she shares real talk, healing tools, and
leadership insights for Latinas Ready to Rise. I think we
(04:23):
were talking for thirty four minutes exactly before we put record.
Speaker 2 (04:28):
On this episode.
Speaker 1 (04:32):
But this is what I love about having women like
you and my circle, Genie. Women who are always an expansion,
women who are always growing, women who are capable of
not only giving more and becoming more, but in bringing
people along with them on that journey. And I am
so excited for this book. I literally inhaled this book.
(04:53):
It was so much fun to read.
Speaker 2 (04:55):
It was.
Speaker 1 (04:56):
It has the structure of book that I adore, and
that is it is actionable. You're not just giving me
a boatload of information. You're giving me information and then
there's pause to integrate and there's pause to take action.
Because I feel like so much of entrepreneurship, and I
deal with this with my clients all the time is
like information information and I'm learning and I'm learning and
(05:18):
I'm learning. Okay, what are you doing with all that?
And people say knowledge is power? I disagree. I don't
think knowledge is power. Action is power because you can
know a lot of things and take no action on
it and then there's no change. So congratulations on this book.
It is phenomenal and I'm so excited that we get
to talk about it. So welcome to the show officially again.
Welcome back, because you've been here before. And I want
(05:39):
to start with with how deep and personal your story begins.
In the book, you open up talking about your childhood
experience being one of three Latinas and like a thousand
students I think you said in your boarding school and
that shift of you were a straight A student in
your school, but when you got into this boarding experience.
(06:03):
You were in remedial classes, and I had a very
similar experience with that when I came from Cuba. I
was a straight A student in Cuba, but between language
barrier and between a bunch of other things, I was
not a straight A student when I started in school here,
and that was such a hard identity shift for me.
It was so difficult to have initially identified as a
really smart kid and then feel really stupid in school,
(06:28):
you know, just because I changed geography and as I
was nine years old when I came from Cuba, I
couldn't process the the reasons and you know, like math
is done different here, backwards upside down, Ladivisa didn't process
in my mind as an nine year old, it was
just like, oh, I'm stupid here. Everybody is harder than me,
(06:51):
and it's hard and I you know, I want to
start by saying, at such a young age where you
went through something, you went through the same thing, really,
how did you? How did you find that resilience to
not let that define you and instead you used it
(07:11):
as a fuel towards the promise that you made your
mom that you were going to make a better.
Speaker 3 (07:16):
Oh so so gee, I can tell you read the book.
Speaker 1 (07:20):
I did any authors on this podcast that I haven't
read their book.
Speaker 3 (07:24):
So much, And the fact that you remember all those
facts is amazing. And thank you for having me in
your podcast, and thank you for being my friend and
always supporting. And yes, I believe action is the word, right.
And I tell people, I know you're really putting this
into practice. And your book is all crusty and there's
stains on it. That's how I want to see your book, okay,
(07:46):
with stains and everything on it, because then I know
you're working it. And I created the books just like
you said. I created it the way I would have
wanted someone to have teached me and gone through it
right with actions, like there was no one that looked
like us that can say, hey, this is what you're
going through, this is how you can make it better,
(08:07):
This is how you handle money, This is what money
can look like, investments and legacies, right, So I wanted
to create it actionable, a reflection of Hey, I didn't
have all the answers. I came from extremely humble beginnings
like you read in the book. That was really hard
to write, right, because now the whole world knows. I
(08:29):
went to this boarding school. Super lucky that this teacher
was like, apply one scholarship for three thousand kids. The
fact that I got it was like what I remember.
I still remember that phone call and we're talking about
one day myself over thirty years ago, and I remember
that phone call like it was yesterday, and that phone
call changed my life. I was fourteen years old in
(08:54):
that phone call when she said you got it, welcome
to our program. That phone call changed my life. I
was in the middle of Parlim, Indie nineties. Exactly what
you think of Parliam in the nineties is exactly what
it was. And the statistics there was that most girls
would end up pregnant and on welfare section ay, whatever
(09:14):
you want to call it before they ended high school,
so you will not be able to finish high school.
And that was just unfortunately, that's just the environment we
were in. And the fact that I got to the
opportunity to leave and go to this other school and
learn and probably my finance money things started there. Not
(09:36):
even realize it was a blessing, right, but super hard
left My mom, who's my heroes, you guys were reading
the book on her own. Now we've been attack team
for a really long time. But I made a promise
to her that she was making so many sacrifices, that
we had come here from the Milthena Republic and had
(09:57):
struggled all these things, and hey, if I get an education,
then I can get us out. And I get there
and I'm balided touring up my class. So I'm like, oh,
I got this. I have a four point zero. And
I was an idiot. I mean again, for a fourteen,
fifteen year old kid, you get there, and hindsight, now
(10:19):
I realized it was it because I was an idiot.
It's just their educational system was so much stronger than
the one you got in Harlem, right that they were,
you know, at a college level, and I was still
in middle school level because it's just the resources that
we had where I went to school. So now I
(10:41):
had to spend the next year and a half to
two years catching up girl. Beyond the fact that now
I live away from home, I'm fifteen years old. Culture shock,
I was one of the latinas in the whole school.
People will touch my hair because it was dark, you know,
and it was them. It was a different experience, which
is part of the cultural peace for them, and for
(11:04):
myself as well, like understanding what is it like to
grow up with all these resources? What is it like
to have your parents be CEOs and own you know,
these big homes and you're not worrying about like money
or what to eat or you know, you have your
talk about trips and the legacy that you're leaving, how
your parents are have stocks and investments for you. So
(11:28):
it was it was a whole eye opening. So it
was an incredible experience culture shocking, very hard the first.
Speaker 2 (11:35):
Year and a half.
Speaker 3 (11:36):
Eventually I did catch up and it was fine, and
then I got into a great college that allow me
to continue going.
Speaker 1 (11:45):
I love that, and I feel like those those moments
in our lives when we feel like we're drowning are
the moments that really strengthen us and help us to
become They almost like set that foundation of power and
strength where it's like, if I could get through that,
I can get through nearly anything. One of the things
that you talk about in the book that I love,
and I'm just going to read a little excerpt here
(12:06):
is being able to redefine wealth. And I think that
that's so important because of something you just said right
now and that is when you grow up in households
where the parents are not worried about where your next
meal is coming from. When you're growing up in a
household where the conversation isn't how are we going to
make rent next month, where the conversations are what's the
(12:29):
stock market doing and what does your portfolio look like?
Speaker 2 (12:33):
And the promotions and the hiring of the team.
Speaker 1 (12:36):
And when the conversations are different, the definitions of money
are different, the definitions of wealth change.
Speaker 2 (12:43):
Right when you grow up the way that we grew up.
Speaker 1 (12:45):
Wealth is that thing over there that those people have,
and it's such an ethereal thing that you don't even
know where to start to try to get it. And
the immediate response is, well, I just got to work
really hard, get one job, get two jobs, get three jobs,
and just work work, work, work, work. But we all
know by now I think that work is not what
makes us wealthy. And being able to create that shift,
(13:10):
which you have several points in the book where you
help to kind of like recalibrate the thought process around wealth,
I love that, and so but I do want to
read what you put here, which is redefining wealth also
meant being brutally honest about what I value most, and
you put yes, I want financial freedom, Yes I want security.
Yes I want to be debt free. I want to
(13:32):
retire well and leave something meaningful for my daughter. But
more than that, I want to wake up without the
weight of anxiety on my chest. That I feel is
one of the most powerful sentences in the book. It says,
I want to spend unhurried time with people I love.
I want to build something that matters. And I think
(13:52):
that we can when we can really dive into that
redefinition of wealth is more a feeling than it is
just a dollar sign. I think that also gives us
so much clarity around why are we even doing any
of this stuff and being able to tap in to
that piece before it's just a dollar sign. Because even
(14:15):
if you're building the wealth with the definitions that you
have in the book, you talk about how not doing
it in a way that is value driven like this,
like this definition that you put here has driven when
you worked in finance and in banking multi million dollar
people to the ground because they weren't value built. What
(14:36):
would you say is the best way to anchor into
that value driven element without the guilt and trauma that
we tend to bring with us as either immigrants or
first generation immigrants when it comes to wealth building.
Speaker 3 (14:55):
So incredible question. I told you this book. It takes
a lot to write from your story. Right, This wasn't
built because I have all the answers and my life
was perfect. It was built out of me that I
transfer into a purpose. And then I added the knowledge
and the experience and all that of working in finance
over twenty years, and it was you know, you would
(15:18):
have asked me, and we've been front for a while.
I think you did ask me at one point, maybe
like four years ago. Like what I knew I was
going to write something, what you're going to write about?
Was like, I have no idea, and it just became
I was adding a conference and still talking about how
we're struggling as Latino community, especially women of color, how
(15:39):
we already making fifty eight cents a dollar, and how
that's always two million dollars that you will lose out
in your lifetime. Right, even though we're building businesses faster,
growing businesses faster, are more educated now than most other groups. Right,
Like I have an MBA like all that, Right, So
(16:01):
that moment for me at that conference did two things. One,
Oh my god, this whole money piece right. We still
they didn't teach about money in school. The stuff I
learned was seeing my friends and the other people in
this new culture that I was upgraded to. And then
at my corporate job, it's really where I learned, like
(16:22):
how is money made? How do people make more money?
How money on money? Like how the rich people keep
getting freaking richer? What the hell? And what are we doing?
How do you leave a legacy? All that I learned
there and at this conference, that money piece was there,
but also came the belief of why we have to
extend our meaning of financial freedom and what does it
(16:46):
mean to be welfaing and millionaire? Right? Because yes, so
I said in a book, I want all these things.
But imagine growing up because I see people do this
that grew up, having different conversation at the table without
the anxiety of oh my god, what bills do I
pay today? That alone is freedom that does something for
(17:10):
you that I can't. I'm getting goosebuds that I can't describe,
And I think about you, imagine my mom would have
ever had that opportunity, what would our life. What would
your life look like if you have that opportunity today?
And that is really what it means to be a millionaire.
So extending that example, whatever that means to you, I
(17:33):
have I have clients, so you know, I doing the
consulting and the coaching around this, have clients. For her
was being able to live in Colombia most of the
year and come back and forth. And she has a
very successful law firm, and we were able to figure
that out right where she still has the law firm,
(17:54):
but spends the moment of time in Columbia and just
being home and knowing that she can do that. That
is her freedom. That is her millionaire life. That's been
amazing for her. I have a mom who works, you know,
on nine to five, and she's providing for her daughter
bes she can. But she now has a life policy
(18:17):
in life insurance father that she's leaving that she did
not know she could afford. And that has given her
the freedom to say, I'm leaving something for my daughter
regardless of what happens in the next ten, twenty, thirty,
fifty years. And that has given her her millionaire feeling.
Feel millionaire. I we call it millionaire in a moment,
right it is giving her that feeling of oh wow,
(18:41):
this is what it's like to be able to have
those resources.
Speaker 1 (18:46):
And that's such a perfect segue into my next question
because it's what you just said right now, where it's
like she has this now policy where she can leave
something for her daughter that she didn't even know that
she could afford that she could have. And that leads
me into something you talk about, which is money narratives
that hold us back. It's the stories that are based
(19:06):
on our experience that may or may not be ultimately true,
that are just beliefs that we carry. And when we
lead our life based on our beliefs, sometimes it's a
good thing. Sometimes we have good beliefs that lead us
into greatness. But a lot of times when we have
believes that are deteriorating our possibilities, they hold us back
in so many different ways, right from money to love,
(19:28):
to parenting to everything. So you have quite a few
money narratives here that hold us back. I'm not going
to get into all of them, because obviously that's what
the book is for. But out of these one, two, three, four,
five that you have here, which would you say is
the one that you see them most often.
Speaker 3 (19:47):
Okay, I'm gonna go back at you, though, which one
is the one that you were like, Oh my god.
Speaker 2 (19:52):
That's such an interesting thing.
Speaker 3 (19:54):
So let me that for you, because you are a
fascinating person that people love, people follow you, right, you
have this incredible community. But I'm sure the audience is like,
I wonder which one Gigi pick that was really like,
oh my god.
Speaker 1 (20:10):
I think for me the one that I could relate
to the most because it was part of my own
like money healing journey is the wholesle narrative where if
I'm not constantly working and producing, then I'm never gonna
get to where I want to go.
Speaker 2 (20:26):
Right. That was a big belief for me that put
me in a hospital.
Speaker 1 (20:29):
You know, my story where I literally worked myself to
a level of burnout that I was not having periods,
I was losing my hair, and I it was it
was very deteriorating, not just physically, but even like spiritually,
you know. And I think that that's very common amongst
Latinos where it's like.
Speaker 2 (20:49):
Work, work, work, work, work, work, work.
Speaker 1 (20:51):
And if you take one day off, you know, like
and then you take the day off and you just
go work on the house. And it's like, wait a minute,
you know, is there any element of this that's going
to bring you any peace?
Speaker 2 (21:03):
And so yeah, for me, the hustle.
Speaker 1 (21:05):
Narrative is definitely one that that stood out because I
did suffer from that for a very long time. But
I wonder, what would you say when it comes to
when it comes to these money narratives that hold us back?
And you know once they once you grab your copy
of the book, you'll be able to go deeper into
these what would you say is step one to releasing
(21:25):
ourselves from money narratives.
Speaker 3 (21:29):
So so two things. So your hustle money ndertives is
one of the most comments, right, and that what along
comes with the feeling of I'm not good enough, the
imposta syndrome, right, and hence we have to hustle hustle
right Like for me to make it, I have to
(21:50):
keep myself for a long time at my corporate job,
my beliefs. I'm out spoken today, but for a long
time it was like keep my head down and choose hustle. Hustle.
Hustle has to work really hard, work eighty hours a week,
be the first one in the last one out because
someone's going to notice how amazing I am. Right, and plus,
if I make too much of a rackus, they might
(22:12):
realize that I'm not really that good or maybe I
shouldn't be here. I'm an impostor. So that comes along
with the imposter syndrome. So you know what, I'm going
to prove it. I'm going to keep keep reworking, right,
and you do drive yourself to the ground, which you know,
part of my story was the reason I left that
world was very similar, right, just going down, deep, deep,
(22:34):
deep down. So absolutely it happens all the time. And
the first step to kind of doing that is writing
down and realizing what is it for you? Is it
that you have an imposter syndrome? Is it that you're
not you know, good enough? Is it? Hey, I always
believe I have to hustle, hustle to make it, Like
you have to understand what are your money narratives?
Speaker 2 (22:56):
Like allow for me, was.
Speaker 3 (22:57):
There's not enough? Because that that's what I saw, right,
And you have to pick either light built or phone bill.
So that was my thing. So like, oh my god,
we have to save every penny, right, And yes, saving
is important, but you also have to realize what it's
(23:18):
important for you, right, and how you want to spend
that extra income. But that's a whole other thing. So
realizing what that narrative is for you, right, and then
once you have that down, then kind of debunking. Okay, okay,
So if this narrative is true for me and this
(23:38):
is happening or is it happening, is it possible to happen? Right?
And going backwards. So it is a lot of like
deep emotional psychological work to you for you to feel
that millionaire and that freedom. It's not just the steps,
which is great. I learned the book of like okay,
get this down first, and this thing second, right, pillar
(24:00):
two and then third because it gives you a nice framework, right,
because I wanted something that people could follow, like literally
you could follow and say, okay, yep, I have the basics. Credit,
I understand savings, I understand you know how to do
a budget, understand you know how much spread income doing
I'm okay. Number two. Pillar two is how do you
make more money? These are the different ways, especially now,
(24:22):
like I'm super excited the era we're living, like there's
so many ways you can make that extra income. But
understanding what that means for you is going to help, right,
because then you're not going to be are you afraid
of the stock market? Okay, why are you afraid? Because
it's the hard stories you are because you don't know
how to do it, because you would toll that people
(24:42):
lose money. I mean, what is your narrative around that
and then debunk it to actual fact?
Speaker 1 (24:48):
I love that, And speaking of creating, creating that foundation
and making more money. We're not going to get into
this chapter because this chapter is just way too juicy.
We'll literally spend two hours talking about just this. But
I love the way that you simplified what active income
passive income, and how to multiply income streams. I've been
(25:11):
talking about and developing my own active and passive income
streams and doing all of that.
Speaker 2 (25:15):
I've been, as you know, we like, we.
Speaker 1 (25:17):
We're building that, we're doing we're taking action, We're doing
the damn things.
Speaker 2 (25:21):
And even as.
Speaker 1 (25:22):
Somebody who has been actively creating multiple streams of income,
I have never had such a clear explanation. I've never
read such a clear and concise explanation of active income
versus passive income, versus portfolio income versus.
Speaker 2 (25:40):
How all of these things are together.
Speaker 1 (25:43):
I mean there's a whole Like there's an entire yeah
page just between page sixty four and sixty five, I
feel like life changing. Yeah.
Speaker 3 (25:52):
And if you've got to exercise too, right, there's actually
a whole tablet, like a whole yeah, like absolutely, write
it in and you can start writing next to it.
Where do I get started? What are some of the ideas? Like, yes,
and you can do all of it, you can do
part of it, but the whole point is that you
are doing something action right. So pillar four it's about execution, right,
(26:18):
And you know, we talked about it at the beginning
of this conversation, like if you're not executing, then you're
not doing anything. And I tell people that. I ask
people to say, Okay, so how is it going. How
are you executing the stuff in the book? Oh, it's
going great. I know you're basing when you say it's
going great.
Speaker 2 (26:36):
Excuse me, excuse me. There's no part you're b sing.
Speaker 3 (26:43):
There is now when you know how me? Oh my god, Jeanie,
I screw this up. Oh I had to fix this.
I had to fix now. I know you're executing.
Speaker 1 (26:51):
Yes, I agree with you completely because there's no part
of executing your financial wellness and building fine financial anything
that is yeah, yeah.
Speaker 2 (27:04):
That's easy.
Speaker 1 (27:05):
If it was like that, everybody would do it. And
that's not to deter anyone from starting. It is to
bring you to the awareness that you need to really
want to And that's why I love that you start
this book by talking about your value driven reasons, not
just your I want to have six hundred thousand dollars
in the bank in the next twenty four months. It's
not that's not enough. That's not enough, because when you
(27:26):
find your own limiting beliefs, when you find your own resistance,
when you find your own fear, when you find the
people around you saying I better tota loka, I can't
believe you're gonna do that, and so and so didn't
do that, so well yeah no Sekio. And it's like
I am neither no sek Yang nor so and so,
And I'm going to do this in this way because
this is what I want to build.
Speaker 2 (27:46):
This is my legacy to build.
Speaker 1 (27:48):
That takes a level of courage and a level of
unlearning and unbecoming and rebecoming of a new you.
Speaker 2 (27:58):
That is never easy.
Speaker 1 (27:59):
But the same is true of entrepreneurship, and I talk
to my clients about this all the time, where it's like, yeah,
you want to be a business owner, but first you
need to become in your mind the person who is
the business owner before the business can bloom. If you're
not in growth, your business can't grow if you're not
expanding your capabilities, your nervous system.
Speaker 2 (28:17):
And your ability to hold, retain and give.
Speaker 1 (28:19):
Your business cannot hold, retain and give it cannot it
cannot welcome in more because you don't have the capacity
to hold in more because your nervous system will freak
the fuck out, and then you're just gonna be like, oh,
this is growing too fast and no second and you
burn out and all the things. So yeah, I definitely
agree with you as somebody who has and I feel
really proud of myself because there are times there are
(28:40):
exercises that I did for myself and I'm like, yes,
I've done this, I've done this, and then I get
to a part where I'm like, wait a minute, hold on,
and I somebody who's taken these steps, somebody who's actively
walked on the path of building this kind of wealth.
It's not easy and The part that's hard isn't the
wealth building part. It's the internal work part. And that's
(29:02):
where people, i think don't realize that everything that you
build for the outside has to first start on the inside.
Speaker 3 (29:10):
Match the inside.
Speaker 1 (29:11):
Yeah, and you talk about that a lot also in
the beginning of the book, where you're like, this was
the beginning, you know, with your move out of out
of New York and too Florida, that it was the
beginning of a new you, that it was the It
demanded that you have a certain level of courage that
you didn't need to have when you were in New
York because you were familiar. You knew everything that was
around you know, you had like your systems, your things,
and you had to get.
Speaker 3 (29:30):
A paycheck every two weeks.
Speaker 1 (29:32):
You had to unbecome Yeah, you had to unbecome I
I'm telling you, I'm like, really really excited about this book.
What would you say is the biggest objection that you
get from people when it comes to like, yeah, yeah, absolutely,
I want to be a millionaire, I want to do
all these things. I want to build wealth, I want
to leave a legacy.
Speaker 2 (29:50):
Blah blah blah blah blah. But what's that so.
Speaker 3 (29:56):
Two things that would I get often. One is okay,
how do I do that? It's okay? He is a
framework like spy steps step one, two, three, like right,
because I wish I had a framebook, a framebook and
two going back to what we should said, million beliefs.
Speaker 2 (30:13):
Right.
Speaker 3 (30:14):
So I'm going to give you the framework, but you
have to put in the work. And I said, hey,
if you're now, if you're telling me you're executing, but
you have to pivot, pivot, pivot, then you're working right now,
I know it's working. And if this book looks like crap,
bend it, spit on coffee stains, you're working right. And
it's that in turn believes that you truly believe you
(30:37):
can have this financial freedom. And again I'm going to
take it again to your audience, like, it doesn't have
to be the five million dollars in the bank, it
doesn't have to be the condo on Miami Beach in
New York City, if that is part of your wealth
plan and journey. Amen, awesome, great, Sure add me to
(30:59):
the list as well. But it's about inside what that
means for you and what gives you freedom right and
for you, like we talked about that earlier before we
got on his call, And don't kill me for sharing
with your folks, like how you're going to take some
time off coming up because of what's happening in your
life and how you're getting all these things together. That's
(31:20):
part of that freedom and amen and God bless that
you're able to do that. But you have been putting
the work to do that. Oh yeah, yeah, and don't
feel like, yes, that is part of it. You have
one life to live, guys, like, make sure it is
the way you wanted it to be and what feels
good and right for you. That's why spending that meaning
(31:43):
is really important. And being comfortable and knowing what that means.
Speaker 1 (31:48):
Yeah, I love that you said that, because it does
come from putting in the work. Being able to say
I want to have the possibility of taking three weeks
or three months off of my business to suit whatever
my next chapter is going to require for me is powerful.
But nobody gave me that for free. I had to
implement frameworks. I had to change my beliefs. I had
(32:10):
to become a different version of myself who was courageous
enough to make decisions that the previous version of me
would have never made They would have been too scared.
She would have been terrified of doing it because my
mom never did it, because my dad never did it,
because nobody around.
Speaker 2 (32:25):
Me did it.
Speaker 1 (32:25):
I had to ask questions to people who look down
their nose at me before they gave me an answer,
like all of that, but I had to not care.
I had to focus, like you say in your book,
on what are my values, what are my non negotiables
for how I want to experience this human experience, this
one life that I get to live. What is my
non negotiable? And my non negotiable is peace and integrity.
(32:46):
If I have peace and integrity lining up everything that
I'm doing, I'm fucking great. The money comes from being
able to execute from that space, right, And then of
course it's the undoing. But I love what you say
you know about that redefinition and that like, what does
it mean for you? I want to close before I
(33:06):
have one more question for you, but I want to
mention here how you say here it is legacy is
learning from mistakes and teaching others from your experience. You
say that when you're talking about your daughter and what
she's doing with her life and you know everything that
she's learned from you. And I love that because when
(33:28):
we think about legacy sometimes that's in page one twenty
eight if you're looking for it. When we think about legacy,
sometimes we only think about money. And one thing I
love about this book is that there's a lot of
talk about money here.
Speaker 2 (33:43):
There's a lot of talk about how.
Speaker 1 (33:44):
To make more money, have more money, have money multiply
without having to work for the money. There's definitely money
element in here, but there's so much soul in this book,
and that's ultimately what matters because and you make that
very clear, because there are so many many people and
we know so many of them who are millionaires and
have succumb to suicide because they're not happy. And so
(34:06):
if money was the solution to happiness, then all the
millionaires would be happy, and we wouldn't have headlines of
incredible celebrities that we love that seem great and happy
and that have everything right, and their mental health is
not there and their joy is not there, and they
succumb to suicide. And it's like, man, the way that
(34:29):
you are able to integrate having a soul driven, a
value driven and value anchored reason for doing all the
things that are going to bring the tangible physical wealth
is so important to me because I think that when
we're only focusing on building legacy and on acquiring and
on becoming based on the dollar sign that's in the bank,
(34:53):
it's just as bad as when we don't do it
because we think of our self worth and the imposter syndrome.
It's almost like overcoming the self worth and imposter syndrome,
but only to replace it by my self worth is
defined by how much money I have in the night now, Yeah,
and that's not any better.
Speaker 3 (35:11):
No, So that was a really important chapter, the last piece,
because I also believe you have to redefine the way
we look at legacy and the way we think about legacy.
If you see on that pillar starts off, I'm going
to read you the quote that I wrote. Right, Legacy
isn't just what you leave behind, it's how you live
(35:31):
today with the future in mind. So we are building
legacy every single day. Legacy is about now, It's about
how you behave, It's about you giving advice to someone.
It's about you teaching someone something that is legacy because
that's what they're going to remember. And that doesn't take
(35:52):
any dollar science. It is the way you're living right now.
So I tell people your legacy you don't build when
you die. You build your legacy today, right If people.
If people are going to walk away and just do
one thing different, gig from what they picked up on
this book, learn one thing, found the information to someone
(36:14):
who want they pick on this that alone, that's my legacy.
And that is exactly what this book is meant to be.
People are going to implement every single thing and then
go come millionaires or what I I hope so, but
maybe not. And that's okay. If you walk away with
one two things that you learn, do different, teach someone else,
(36:36):
then you are changing your legacy. And I have now
added to my legacy without even realizing it. Yeah, and
that's the whole point.
Speaker 2 (36:47):
I love that so much.
Speaker 1 (36:48):
That was my last question is what do you want
people to take away from this book? And you just
explain that so beautifully and so clear. So thank you
for that. Now to wrap up, I know that people
are going to want to get a copy of this book,
the few that have grabbed it yet, and you have
a special incentive. You have something really exciting going on
at your other business. Miav SPA where I am a
huge fan and I come all the time. They come
(37:08):
there seeing you.
Speaker 2 (37:10):
So let's talk about.
Speaker 1 (37:12):
Your your book bundle and what's going on with that
and what's happening on November thirteen.
Speaker 3 (37:17):
Yes, so I have a couple of things happening, really
excited to share with everyone. I hope to see a
lot of you if you're in the Miami area on
November thirteenth at MYV spot. So I also own an
IV therapy infusion with my partner and we love to
have you. Gig comes all the time because you really
(37:37):
got to take care of your physical being to be
the best version of yourself. So we do IV therapy
infusions to help you. If you're amazing. GG comes all
the time. So if you want to say it works,
you can just look at her face or ask her
and she'll let you know. So on November thirteen, I'm
having a workshop about the Five Pillars at the store.
(37:58):
We are at River Landing in Miami. There's going to
be an RSVP you can do. You can check it
out on my IG and RSBP and come visit us.
So that's part one. But the bundle is is that
I'm going to do if you sign up so you
can follow me, you can go to my website. There'll
(38:20):
be a pop up there where you can click and
get it. I'm going to give you the book signed.
I'm also going to do a life workshop on November
twenty first at eleven am that you can join. We're
going to go over the five Pillars. You can ask
questions live, so you're going to have access to that.
(38:40):
I'm also going to give you twenty percent off for
a whole year at services at my v spot that
you can come, because I want you to be the
best version of yourself right mentally and physically. And I'm
also going to you on November thirteenth, if you're in
(39:02):
Miami and you come a free booster was the booster
shot so B twelve or net or whatever you want,
and you can get all that with the bundle right
and all you have to do is go sign up.
You know, if you're nine nearby and she's going to
join virtually on the twenty first, that's great. It's fine.
We'll sign you the book, but that office is going
(39:24):
to be out there and you can get it.
Speaker 1 (39:26):
I love it, so you can head on over to
Ginnymarmel dot com. I'm going to include that link on
the show notes as well, so you can just click
and head directly to this book bundle. I can tell
you from my own experience, my health and well being
have changed entirely after starting to really nurture my body
with my IVSPAW and the services that they offer. So
that alone, the fact that you can get twenty percent
(39:48):
off for a year of your self care with myav
SPA is priceless, but.
Speaker 2 (39:54):
Also has a good dollar sign on it.
Speaker 1 (39:57):
You know, access to the book and having that signed
copy is also going to to be really beautiful. And
the access to having somebody who has years and years
of financial experience who worked for and with multimillion dollar portfolios,
that person being able to answer your questions about how
to build your own pillars. The people that I know
that do these things, including yourself Genie, will charge thousands
(40:18):
and thousands of dollars for consultations and for time and
for Q and A, and so this bundle is going
to be just a fraction of that. You can check
it out on the website which is linked in the
show notes, and if you are coming, if you are
getting the bundle and you're coming on November thirteenth. I
will see you there because I would not miss this
workshop for anything in the world.
Speaker 2 (40:34):
So, Ginny, thank you so much for being on the show.
I adore you, as you know.
Speaker 1 (40:39):
I love having you as part of our Seizing Happy
tribe and all of the beautiful things that we do.
Speaker 2 (40:43):
And I love to see how you're a woman who
always always.
Speaker 1 (40:46):
Is an expansion and bringing new things and new elements
and new nuances and layers of greatness to your life.
Speaker 2 (40:52):
I admire you so much and I'm so happy to
be your friend.
Speaker 3 (40:55):
I admind you friend. Thank you for having me and
you're amazing. Can wait to see you so.
Speaker 1 (41:03):
Thank you so much for listening to this episode of
the Chat with ggpodcast.
Speaker 2 (41:08):
If you loved what you heard, it would light me
up inside.
Speaker 1 (41:12):
If you rate, review, and share this episode with a
business vestie who you think.
Speaker 2 (41:18):
Will benefit from tuning in.
Speaker 1 (41:20):
Sharing this podcast is the best way to help it
grow and to continue to grow our tribe as well.
In the meantime, join me on Instagram at ggd as Live,
or check out our latest courses and programs for personal
and business growth at Seizinghappy dot com.
It's quite possible that if you have been part of
our Seizing Happy Tribe for any amount of time, that
you already know our next guest because she's been on
the show before. It's also possible that you've even met
her in person because she's been part of our Move
Breath Grow event for I think three years out of
the four. Our fourth one is next year, so I
think she's been a part of it from the beginning.
(00:21):
And if you've come to the intimate networking events that
I do for women's wellness, you've also met her and
her partner in person at my iv SPA. Today, we're
going to be talking to Ginny Marmel. She is a powerhouse,
a dear friend, and a total badass and a second
time author. This is her first solo book and it
is outstanding. She is the founder and CEO of Millionaire Latina,
(00:46):
a financial education platform dedicated to empowering Latinas to redefine
wealth and build multiple sources of income through her five
through her signature program five Pillar framework.
Speaker 2 (00:56):
That's exactly what her book is all about.
Speaker 1 (00:59):
This is five pillars to redefine wealth, a lifestyle, a mindset,
a movement and I'm going to tell you right now,
You guys know, I interview quite a few authors on
this podcast because I love reading. I think that books
that have implementation value that are going to drive me
to be a better person, to be able to expand
who I am and how I show up as a wife,
(01:19):
as a mother, as a business owner, as a coach
for you, as a podcaster, and all the different roles
that I choose to play in my life. Is a
book that I want to read, and when they're amazing,
when they really are transformative, I bring the author on
the show to share with you more about the author
and to share with you more about the books because
I feel like if you're part of my community, if
(01:40):
you're a listener of this podcast, you're also in the
in the joyful path of.
Speaker 2 (01:46):
Expansion all the time.
Speaker 1 (01:48):
So you know Genie also because she is one of
the founders and co owners of my iv SPA, which
is a Miami based wellness IV therapy company. They're out
in River Landing and you probably we bumped into me
there all the time because I go almost every week,
and she is She has also been recognized as part
(02:08):
of the alpfa's twenty twenty four Latinas to watch cohort.
She is an inspiration, she is amazing, and she is
here on the show today to talk to us about
the five pillars that every person, but especially us Latina entrepreneurs,
should build their wealth on. This is Chats with gg
(02:29):
a podcast for women who are ready to step into
their power, get unstuck, and create more freedom in all
areas of life. I'm your host, GGDZ, certified life and
business coach, media personality and multi passionate entrepreneur. I've helped
hundreds of women find the necessary clarity, confidence, and courage
(02:53):
to build their dream life and achieve success with less stress.
If you're seeking we motivation, practical and spiritual advice, and
tangible resources to scale in life and in business, then
you're in the right place.
Speaker 2 (03:10):
Are you ready? Here we go.
Speaker 1 (03:13):
I know you're excited to hear from our guests, but
before we start today's episode, I gotta share something with you.
In today's workplaces, too many Latina professionals are overworked, overlooked,
and undervalued, and they carry the weight of survival instead
of the power of purpose. That's where Alexis Besseerra comes
in as a trauma trained licensed therapist and leadership coach
(03:37):
with over a decade of experience, Alexis helps Latinas heal
from workplace trauma, reclaim their voice, and lead with confidence, clarity,
and authenticity. She's a first generation Mexican American who's lived
what she teaches, blending mental health education and leadership expertise
into a coaching approach that's both trauma informed and culturally rooted.
(04:00):
Her mission to help Latinas like us Latina change makers,
stop shrinking to fit systems that were never built for
them and start leading from a place of wholeness, purpose,
and power. You can find her on Instagram at its
Alexis Besserra, where she shares real talk, healing tools, and
leadership insights for Latinas Ready to Rise. I think we
(04:23):
were talking for thirty four minutes exactly before we put record.
Speaker 2 (04:28):
On this episode.
Speaker 1 (04:32):
But this is what I love about having women like
you and my circle, Genie. Women who are always an expansion,
women who are always growing, women who are capable of
not only giving more and becoming more, but in bringing
people along with them on that journey. And I am
so excited for this book. I literally inhaled this book.
(04:53):
It was so much fun to read.
Speaker 2 (04:55):
It was.
Speaker 1 (04:56):
It has the structure of book that I adore, and
that is it is actionable. You're not just giving me
a boatload of information. You're giving me information and then
there's pause to integrate and there's pause to take action.
Because I feel like so much of entrepreneurship, and I
deal with this with my clients all the time is
like information information and I'm learning and I'm learning and
(05:18):
I'm learning. Okay, what are you doing with all that?
And people say knowledge is power? I disagree. I don't
think knowledge is power. Action is power because you can
know a lot of things and take no action on
it and then there's no change. So congratulations on this book.
It is phenomenal and I'm so excited that we get
to talk about it. So welcome to the show officially again.
Welcome back, because you've been here before. And I want
(05:39):
to start with with how deep and personal your story begins.
In the book, you open up talking about your childhood
experience being one of three Latinas and like a thousand
students I think you said in your boarding school and
that shift of you were a straight A student in
your school, but when you got into this boarding experience.
(06:03):
You were in remedial classes, and I had a very
similar experience with that when I came from Cuba. I
was a straight A student in Cuba, but between language
barrier and between a bunch of other things, I was
not a straight A student when I started in school here,
and that was such a hard identity shift for me.
It was so difficult to have initially identified as a
really smart kid and then feel really stupid in school,
(06:28):
you know, just because I changed geography and as I
was nine years old when I came from Cuba, I
couldn't process the the reasons and you know, like math
is done different here, backwards upside down, Ladivisa didn't process
in my mind as an nine year old, it was
just like, oh, I'm stupid here. Everybody is harder than me,
(06:51):
and it's hard and I you know, I want to
start by saying, at such a young age where you
went through something, you went through the same thing, really,
how did you? How did you find that resilience to
not let that define you and instead you used it
(07:11):
as a fuel towards the promise that you made your
mom that you were going to make a better.
Speaker 3 (07:16):
Oh so so gee, I can tell you read the book.
Speaker 1 (07:20):
I did any authors on this podcast that I haven't
read their book.
Speaker 3 (07:24):
So much, And the fact that you remember all those
facts is amazing. And thank you for having me in
your podcast, and thank you for being my friend and
always supporting. And yes, I believe action is the word, right.
And I tell people, I know you're really putting this
into practice. And your book is all crusty and there's
stains on it. That's how I want to see your book, okay,
(07:46):
with stains and everything on it, because then I know
you're working it. And I created the books just like
you said. I created it the way I would have
wanted someone to have teached me and gone through it
right with actions, like there was no one that looked
like us that can say, hey, this is what you're
going through, this is how you can make it better,
(08:07):
This is how you handle money, This is what money
can look like, investments and legacies, right, So I wanted
to create it actionable, a reflection of Hey, I didn't
have all the answers. I came from extremely humble beginnings
like you read in the book. That was really hard
to write, right, because now the whole world knows. I
(08:29):
went to this boarding school. Super lucky that this teacher
was like, apply one scholarship for three thousand kids. The
fact that I got it was like what I remember.
I still remember that phone call and we're talking about
one day myself over thirty years ago, and I remember
that phone call like it was yesterday, and that phone
call changed my life. I was fourteen years old in
(08:54):
that phone call when she said you got it, welcome
to our program. That phone call changed my life. I
was in the middle of Parlim, Indie nineties. Exactly what
you think of Parliam in the nineties is exactly what
it was. And the statistics there was that most girls
would end up pregnant and on welfare section ay, whatever
(09:14):
you want to call it before they ended high school,
so you will not be able to finish high school.
And that was just unfortunately, that's just the environment we
were in. And the fact that I got to the
opportunity to leave and go to this other school and
learn and probably my finance money things started there. Not
(09:36):
even realize it was a blessing, right, but super hard
left My mom, who's my heroes, you guys were reading
the book on her own. Now we've been attack team
for a really long time. But I made a promise
to her that she was making so many sacrifices, that
we had come here from the Milthena Republic and had
(09:57):
struggled all these things, and hey, if I get an education,
then I can get us out. And I get there
and I'm balided touring up my class. So I'm like, oh,
I got this. I have a four point zero. And
I was an idiot. I mean again, for a fourteen,
fifteen year old kid, you get there, and hindsight, now
(10:19):
I realized it was it because I was an idiot.
It's just their educational system was so much stronger than
the one you got in Harlem, right that they were,
you know, at a college level, and I was still
in middle school level because it's just the resources that
we had where I went to school. So now I
(10:41):
had to spend the next year and a half to
two years catching up girl. Beyond the fact that now
I live away from home, I'm fifteen years old. Culture shock,
I was one of the latinas in the whole school.
People will touch my hair because it was dark, you know,
and it was them. It was a different experience, which
is part of the cultural peace for them, and for
(11:04):
myself as well, like understanding what is it like to
grow up with all these resources? What is it like
to have your parents be CEOs and own you know,
these big homes and you're not worrying about like money
or what to eat or you know, you have your
talk about trips and the legacy that you're leaving, how
your parents are have stocks and investments for you. So
(11:28):
it was it was a whole eye opening. So it
was an incredible experience culture shocking, very hard the first.
Speaker 2 (11:35):
Year and a half.
Speaker 3 (11:36):
Eventually I did catch up and it was fine, and
then I got into a great college that allow me
to continue going.
Speaker 1 (11:45):
I love that, and I feel like those those moments
in our lives when we feel like we're drowning are
the moments that really strengthen us and help us to
become They almost like set that foundation of power and
strength where it's like, if I could get through that,
I can get through nearly anything. One of the things
that you talk about in the book that I love,
and I'm just going to read a little excerpt here
(12:06):
is being able to redefine wealth. And I think that
that's so important because of something you just said right
now and that is when you grow up in households
where the parents are not worried about where your next
meal is coming from. When you're growing up in a
household where the conversation isn't how are we going to
make rent next month, where the conversations are what's the
(12:29):
stock market doing and what does your portfolio look like?
Speaker 2 (12:33):
And the promotions and the hiring of the team.
Speaker 1 (12:36):
And when the conversations are different, the definitions of money
are different, the definitions of wealth change.
Speaker 2 (12:43):
Right when you grow up the way that we grew up.
Speaker 1 (12:45):
Wealth is that thing over there that those people have,
and it's such an ethereal thing that you don't even
know where to start to try to get it. And
the immediate response is, well, I just got to work
really hard, get one job, get two jobs, get three jobs,
and just work work, work, work, work. But we all
know by now I think that work is not what
makes us wealthy. And being able to create that shift,
(13:10):
which you have several points in the book where you
help to kind of like recalibrate the thought process around wealth,
I love that, and so but I do want to
read what you put here, which is redefining wealth also
meant being brutally honest about what I value most, and
you put yes, I want financial freedom, Yes I want security.
Yes I want to be debt free. I want to
(13:32):
retire well and leave something meaningful for my daughter. But
more than that, I want to wake up without the
weight of anxiety on my chest. That I feel is
one of the most powerful sentences in the book. It says,
I want to spend unhurried time with people I love.
I want to build something that matters. And I think
(13:52):
that we can when we can really dive into that
redefinition of wealth is more a feeling than it is
just a dollar sign. I think that also gives us
so much clarity around why are we even doing any
of this stuff and being able to tap in to
that piece before it's just a dollar sign. Because even
(14:15):
if you're building the wealth with the definitions that you
have in the book, you talk about how not doing
it in a way that is value driven like this,
like this definition that you put here has driven when
you worked in finance and in banking multi million dollar
people to the ground because they weren't value built. What
(14:36):
would you say is the best way to anchor into
that value driven element without the guilt and trauma that
we tend to bring with us as either immigrants or
first generation immigrants when it comes to wealth building.
Speaker 3 (14:55):
So incredible question. I told you this book. It takes
a lot to write from your story. Right, This wasn't
built because I have all the answers and my life
was perfect. It was built out of me that I
transfer into a purpose. And then I added the knowledge
and the experience and all that of working in finance
over twenty years, and it was you know, you would
(15:18):
have asked me, and we've been front for a while.
I think you did ask me at one point, maybe
like four years ago. Like what I knew I was
going to write something, what you're going to write about?
Was like, I have no idea, and it just became
I was adding a conference and still talking about how
we're struggling as Latino community, especially women of color, how
(15:39):
we already making fifty eight cents a dollar, and how
that's always two million dollars that you will lose out
in your lifetime. Right, even though we're building businesses faster,
growing businesses faster, are more educated now than most other groups. Right,
Like I have an MBA like all that, Right, So
(16:01):
that moment for me at that conference did two things. One,
Oh my god, this whole money piece right. We still
they didn't teach about money in school. The stuff I
learned was seeing my friends and the other people in
this new culture that I was upgraded to. And then
at my corporate job, it's really where I learned, like
(16:22):
how is money made? How do people make more money?
How money on money? Like how the rich people keep
getting freaking richer? What the hell? And what are we doing?
How do you leave a legacy? All that I learned
there and at this conference, that money piece was there,
but also came the belief of why we have to
extend our meaning of financial freedom and what does it
(16:46):
mean to be welfaing and millionaire? Right? Because yes, so
I said in a book, I want all these things.
But imagine growing up because I see people do this
that grew up, having different conversation at the table without
the anxiety of oh my god, what bills do I
pay today? That alone is freedom that does something for
(17:10):
you that I can't. I'm getting goosebuds that I can't describe,
And I think about you, imagine my mom would have
ever had that opportunity, what would our life. What would
your life look like if you have that opportunity today?
And that is really what it means to be a millionaire.
So extending that example, whatever that means to you, I
(17:33):
have I have clients, so you know, I doing the
consulting and the coaching around this, have clients. For her
was being able to live in Colombia most of the
year and come back and forth. And she has a
very successful law firm, and we were able to figure
that out right where she still has the law firm,
(17:54):
but spends the moment of time in Columbia and just
being home and knowing that she can do that. That
is her freedom. That is her millionaire life. That's been
amazing for her. I have a mom who works, you know,
on nine to five, and she's providing for her daughter
bes she can. But she now has a life policy
(18:17):
in life insurance father that she's leaving that she did
not know she could afford. And that has given her
the freedom to say, I'm leaving something for my daughter
regardless of what happens in the next ten, twenty, thirty,
fifty years. And that has given her her millionaire feeling.
Feel millionaire. I we call it millionaire in a moment,
right it is giving her that feeling of oh wow,
(18:41):
this is what it's like to be able to have
those resources.
Speaker 1 (18:46):
And that's such a perfect segue into my next question
because it's what you just said right now, where it's
like she has this now policy where she can leave
something for her daughter that she didn't even know that
she could afford that she could have. And that leads
me into something you talk about, which is money narratives
that hold us back. It's the stories that are based
(19:06):
on our experience that may or may not be ultimately true,
that are just beliefs that we carry. And when we
lead our life based on our beliefs, sometimes it's a
good thing. Sometimes we have good beliefs that lead us
into greatness. But a lot of times when we have
believes that are deteriorating our possibilities, they hold us back
in so many different ways, right from money to love,
(19:28):
to parenting to everything. So you have quite a few
money narratives here that hold us back. I'm not going
to get into all of them, because obviously that's what
the book is for. But out of these one, two, three, four,
five that you have here, which would you say is
the one that you see them most often.
Speaker 3 (19:47):
Okay, I'm gonna go back at you, though, which one
is the one that you were like, Oh my god.
Speaker 2 (19:52):
That's such an interesting thing.
Speaker 3 (19:54):
So let me that for you, because you are a
fascinating person that people love, people follow you, right, you
have this incredible community. But I'm sure the audience is like,
I wonder which one Gigi pick that was really like,
oh my god.
Speaker 1 (20:10):
I think for me the one that I could relate
to the most because it was part of my own
like money healing journey is the wholesle narrative where if
I'm not constantly working and producing, then I'm never gonna
get to where I want to go.
Speaker 2 (20:26):
Right. That was a big belief for me that put
me in a hospital.
Speaker 1 (20:29):
You know, my story where I literally worked myself to
a level of burnout that I was not having periods,
I was losing my hair, and I it was it
was very deteriorating, not just physically, but even like spiritually,
you know. And I think that that's very common amongst
Latinos where it's like.
Speaker 2 (20:49):
Work, work, work, work, work, work, work.
Speaker 1 (20:51):
And if you take one day off, you know, like
and then you take the day off and you just
go work on the house. And it's like, wait a minute,
you know, is there any element of this that's going
to bring you any peace?
Speaker 2 (21:03):
And so yeah, for me, the hustle.
Speaker 1 (21:05):
Narrative is definitely one that that stood out because I
did suffer from that for a very long time. But
I wonder, what would you say when it comes to
when it comes to these money narratives that hold us back?
And you know once they once you grab your copy
of the book, you'll be able to go deeper into
these what would you say is step one to releasing
(21:25):
ourselves from money narratives.
Speaker 3 (21:29):
So so two things. So your hustle money ndertives is
one of the most comments, right, and that what along
comes with the feeling of I'm not good enough, the
imposta syndrome, right, and hence we have to hustle hustle
right Like for me to make it, I have to
(21:50):
keep myself for a long time at my corporate job,
my beliefs. I'm out spoken today, but for a long
time it was like keep my head down and choose hustle. Hustle.
Hustle has to work really hard, work eighty hours a week,
be the first one in the last one out because
someone's going to notice how amazing I am. Right, and plus,
if I make too much of a rackus, they might
(22:12):
realize that I'm not really that good or maybe I
shouldn't be here. I'm an impostor. So that comes along
with the imposter syndrome. So you know what, I'm going
to prove it. I'm going to keep keep reworking, right,
and you do drive yourself to the ground, which you know,
part of my story was the reason I left that
world was very similar, right, just going down, deep, deep,
(22:34):
deep down. So absolutely it happens all the time. And
the first step to kind of doing that is writing
down and realizing what is it for you? Is it
that you have an imposter syndrome? Is it that you're
not you know, good enough? Is it? Hey, I always
believe I have to hustle, hustle to make it, Like
you have to understand what are your money narratives?
Speaker 2 (22:56):
Like allow for me, was.
Speaker 3 (22:57):
There's not enough? Because that that's what I saw, right,
And you have to pick either light built or phone bill.
So that was my thing. So like, oh my god,
we have to save every penny, right, And yes, saving
is important, but you also have to realize what it's
(23:18):
important for you, right, and how you want to spend
that extra income. But that's a whole other thing. So
realizing what that narrative is for you, right, and then
once you have that down, then kind of debunking. Okay, okay,
So if this narrative is true for me and this
(23:38):
is happening or is it happening, is it possible to happen? Right?
And going backwards. So it is a lot of like
deep emotional psychological work to you for you to feel
that millionaire and that freedom. It's not just the steps,
which is great. I learned the book of like okay,
get this down first, and this thing second, right, pillar
(24:00):
two and then third because it gives you a nice framework, right,
because I wanted something that people could follow, like literally
you could follow and say, okay, yep, I have the basics. Credit,
I understand savings, I understand you know how to do
a budget, understand you know how much spread income doing
I'm okay. Number two. Pillar two is how do you
make more money? These are the different ways, especially now,
(24:22):
like I'm super excited the era we're living, like there's
so many ways you can make that extra income. But
understanding what that means for you is going to help, right,
because then you're not going to be are you afraid
of the stock market? Okay, why are you afraid? Because
it's the hard stories you are because you don't know
how to do it, because you would toll that people
(24:42):
lose money. I mean, what is your narrative around that
and then debunk it to actual fact?
Speaker 1 (24:48):
I love that, And speaking of creating, creating that foundation
and making more money. We're not going to get into
this chapter because this chapter is just way too juicy.
We'll literally spend two hours talking about just this. But
I love the way that you simplified what active income
passive income, and how to multiply income streams. I've been
(25:11):
talking about and developing my own active and passive income
streams and doing all of that.
Speaker 2 (25:15):
I've been, as you know, we like, we.
Speaker 1 (25:17):
We're building that, we're doing we're taking action, We're doing
the damn things.
Speaker 2 (25:21):
And even as.
Speaker 1 (25:22):
Somebody who has been actively creating multiple streams of income,
I have never had such a clear explanation. I've never
read such a clear and concise explanation of active income
versus passive income, versus portfolio income versus.
Speaker 2 (25:40):
How all of these things are together.
Speaker 1 (25:43):
I mean there's a whole Like there's an entire yeah
page just between page sixty four and sixty five, I
feel like life changing. Yeah.
Speaker 3 (25:52):
And if you've got to exercise too, right, there's actually
a whole tablet, like a whole yeah, like absolutely, write
it in and you can start writing next to it.
Where do I get started? What are some of the ideas? Like, yes,
and you can do all of it, you can do
part of it, but the whole point is that you
are doing something action right. So pillar four it's about execution, right,
(26:18):
And you know, we talked about it at the beginning
of this conversation, like if you're not executing, then you're
not doing anything. And I tell people that. I ask
people to say, Okay, so how is it going. How
are you executing the stuff in the book? Oh, it's
going great. I know you're basing when you say it's
going great.
Speaker 2 (26:36):
Excuse me, excuse me. There's no part you're b sing.
Speaker 3 (26:43):
There is now when you know how me? Oh my god, Jeanie,
I screw this up. Oh I had to fix this.
I had to fix now. I know you're executing.
Speaker 1 (26:51):
Yes, I agree with you completely because there's no part
of executing your financial wellness and building fine financial anything
that is yeah, yeah.
Speaker 2 (27:04):
That's easy.
Speaker 1 (27:05):
If it was like that, everybody would do it. And
that's not to deter anyone from starting. It is to
bring you to the awareness that you need to really
want to And that's why I love that you start
this book by talking about your value driven reasons, not
just your I want to have six hundred thousand dollars
in the bank in the next twenty four months. It's
not that's not enough. That's not enough, because when you
(27:26):
find your own limiting beliefs, when you find your own resistance,
when you find your own fear, when you find the
people around you saying I better tota loka, I can't
believe you're gonna do that, and so and so didn't
do that, so well yeah no Sekio. And it's like
I am neither no sek Yang nor so and so,
And I'm going to do this in this way because
this is what I want to build.
Speaker 2 (27:46):
This is my legacy to build.
Speaker 1 (27:48):
That takes a level of courage and a level of
unlearning and unbecoming and rebecoming of a new you.
Speaker 2 (27:58):
That is never easy.
Speaker 1 (27:59):
But the same is true of entrepreneurship, and I talk
to my clients about this all the time, where it's like, yeah,
you want to be a business owner, but first you
need to become in your mind the person who is
the business owner before the business can bloom. If you're
not in growth, your business can't grow if you're not
expanding your capabilities, your nervous system.
Speaker 2 (28:17):
And your ability to hold, retain and give.
Speaker 1 (28:19):
Your business cannot hold, retain and give it cannot it
cannot welcome in more because you don't have the capacity
to hold in more because your nervous system will freak
the fuck out, and then you're just gonna be like, oh,
this is growing too fast and no second and you
burn out and all the things. So yeah, I definitely
agree with you as somebody who has and I feel
really proud of myself because there are times there are
(28:40):
exercises that I did for myself and I'm like, yes,
I've done this, I've done this, and then I get
to a part where I'm like, wait a minute, hold on,
and I somebody who's taken these steps, somebody who's actively
walked on the path of building this kind of wealth.
It's not easy and The part that's hard isn't the
wealth building part. It's the internal work part. And that's
(29:02):
where people, i think don't realize that everything that you
build for the outside has to first start on the inside.
Speaker 3 (29:10):
Match the inside.
Speaker 1 (29:11):
Yeah, and you talk about that a lot also in
the beginning of the book, where you're like, this was
the beginning, you know, with your move out of out
of New York and too Florida, that it was the
beginning of a new you, that it was the It
demanded that you have a certain level of courage that
you didn't need to have when you were in New
York because you were familiar. You knew everything that was
around you know, you had like your systems, your things,
and you had to get.
Speaker 3 (29:30):
A paycheck every two weeks.
Speaker 1 (29:32):
You had to unbecome Yeah, you had to unbecome I
I'm telling you, I'm like, really really excited about this book.
What would you say is the biggest objection that you
get from people when it comes to like, yeah, yeah, absolutely,
I want to be a millionaire, I want to do
all these things. I want to build wealth, I want
to leave a legacy.
Speaker 2 (29:50):
Blah blah blah blah blah. But what's that so.
Speaker 3 (29:56):
Two things that would I get often. One is okay,
how do I do that? It's okay? He is a
framework like spy steps step one, two, three, like right,
because I wish I had a framebook, a framebook and
two going back to what we should said, million beliefs.
Speaker 2 (30:13):
Right.
Speaker 3 (30:14):
So I'm going to give you the framework, but you
have to put in the work. And I said, hey,
if you're now, if you're telling me you're executing, but
you have to pivot, pivot, pivot, then you're working right now,
I know it's working. And if this book looks like crap,
bend it, spit on coffee stains, you're working right. And
it's that in turn believes that you truly believe you
(30:37):
can have this financial freedom. And again I'm going to
take it again to your audience, like, it doesn't have
to be the five million dollars in the bank, it
doesn't have to be the condo on Miami Beach in
New York City, if that is part of your wealth
plan and journey. Amen, awesome, great, Sure add me to
(30:59):
the list as well. But it's about inside what that
means for you and what gives you freedom right and
for you, like we talked about that earlier before we
got on his call, And don't kill me for sharing
with your folks, like how you're going to take some
time off coming up because of what's happening in your
life and how you're getting all these things together. That's
(31:20):
part of that freedom and amen and God bless that
you're able to do that. But you have been putting
the work to do that. Oh yeah, yeah, and don't
feel like, yes, that is part of it. You have
one life to live, guys, like, make sure it is
the way you wanted it to be and what feels
good and right for you. That's why spending that meaning
(31:43):
is really important. And being comfortable and knowing what that means.
Speaker 1 (31:48):
Yeah, I love that you said that, because it does
come from putting in the work. Being able to say
I want to have the possibility of taking three weeks
or three months off of my business to suit whatever
my next chapter is going to require for me is powerful.
But nobody gave me that for free. I had to
implement frameworks. I had to change my beliefs. I had
(32:10):
to become a different version of myself who was courageous
enough to make decisions that the previous version of me
would have never made They would have been too scared.
She would have been terrified of doing it because my
mom never did it, because my dad never did it,
because nobody around.
Speaker 2 (32:25):
Me did it.
Speaker 1 (32:25):
I had to ask questions to people who look down
their nose at me before they gave me an answer,
like all of that, but I had to not care.
I had to focus, like you say in your book,
on what are my values, what are my non negotiables
for how I want to experience this human experience, this
one life that I get to live. What is my
non negotiable? And my non negotiable is peace and integrity.
(32:46):
If I have peace and integrity lining up everything that
I'm doing, I'm fucking great. The money comes from being
able to execute from that space, right, And then of
course it's the undoing. But I love what you say
you know about that redefinition and that like, what does
it mean for you? I want to close before I
(33:06):
have one more question for you, but I want to
mention here how you say here it is legacy is
learning from mistakes and teaching others from your experience. You
say that when you're talking about your daughter and what
she's doing with her life and you know everything that
she's learned from you. And I love that because when
(33:28):
we think about legacy sometimes that's in page one twenty
eight if you're looking for it. When we think about legacy,
sometimes we only think about money. And one thing I
love about this book is that there's a lot of
talk about money here.
Speaker 2 (33:43):
There's a lot of talk about how.
Speaker 1 (33:44):
To make more money, have more money, have money multiply
without having to work for the money. There's definitely money
element in here, but there's so much soul in this book,
and that's ultimately what matters because and you make that
very clear, because there are so many many people and
we know so many of them who are millionaires and
have succumb to suicide because they're not happy. And so
(34:06):
if money was the solution to happiness, then all the
millionaires would be happy, and we wouldn't have headlines of
incredible celebrities that we love that seem great and happy
and that have everything right, and their mental health is
not there and their joy is not there, and they
succumb to suicide. And it's like, man, the way that
(34:29):
you are able to integrate having a soul driven, a
value driven and value anchored reason for doing all the
things that are going to bring the tangible physical wealth
is so important to me because I think that when
we're only focusing on building legacy and on acquiring and
on becoming based on the dollar sign that's in the bank,
(34:53):
it's just as bad as when we don't do it
because we think of our self worth and the imposter syndrome.
It's almost like overcoming the self worth and imposter syndrome,
but only to replace it by my self worth is
defined by how much money I have in the night now, Yeah,
and that's not any better.
Speaker 3 (35:11):
No, So that was a really important chapter, the last piece,
because I also believe you have to redefine the way
we look at legacy and the way we think about legacy.
If you see on that pillar starts off, I'm going
to read you the quote that I wrote. Right, Legacy
isn't just what you leave behind, it's how you live
(35:31):
today with the future in mind. So we are building
legacy every single day. Legacy is about now, It's about
how you behave, It's about you giving advice to someone.
It's about you teaching someone something that is legacy because
that's what they're going to remember. And that doesn't take
(35:52):
any dollar science. It is the way you're living right now.
So I tell people your legacy you don't build when
you die. You build your legacy today, right If people.
If people are going to walk away and just do
one thing different, gig from what they picked up on
this book, learn one thing, found the information to someone
(36:14):
who want they pick on this that alone, that's my legacy.
And that is exactly what this book is meant to be.
People are going to implement every single thing and then
go come millionaires or what I I hope so, but
maybe not. And that's okay. If you walk away with
one two things that you learn, do different, teach someone else,
(36:36):
then you are changing your legacy. And I have now
added to my legacy without even realizing it. Yeah, and
that's the whole point.
Speaker 2 (36:47):
I love that so much.
Speaker 1 (36:48):
That was my last question is what do you want
people to take away from this book? And you just
explain that so beautifully and so clear. So thank you
for that. Now to wrap up, I know that people
are going to want to get a copy of this book,
the few that have grabbed it yet, and you have
a special incentive. You have something really exciting going on
at your other business. Miav SPA where I am a
huge fan and I come all the time. They come
(37:08):
there seeing you.
Speaker 2 (37:10):
So let's talk about.
Speaker 1 (37:12):
Your your book bundle and what's going on with that
and what's happening on November thirteen.
Speaker 3 (37:17):
Yes, so I have a couple of things happening, really
excited to share with everyone. I hope to see a
lot of you if you're in the Miami area on
November thirteenth at MYV spot. So I also own an
IV therapy infusion with my partner and we love to
have you. Gig comes all the time because you really
(37:37):
got to take care of your physical being to be
the best version of yourself. So we do IV therapy
infusions to help you. If you're amazing. GG comes all
the time. So if you want to say it works,
you can just look at her face or ask her
and she'll let you know. So on November thirteen, I'm
having a workshop about the Five Pillars at the store.
(37:58):
We are at River Landing in Miami. There's going to
be an RSVP you can do. You can check it
out on my IG and RSBP and come visit us.
So that's part one. But the bundle is is that
I'm going to do if you sign up so you
can follow me, you can go to my website. There'll
(38:20):
be a pop up there where you can click and
get it. I'm going to give you the book signed.
I'm also going to do a life workshop on November
twenty first at eleven am that you can join. We're
going to go over the five Pillars. You can ask
questions live, so you're going to have access to that.
(38:40):
I'm also going to give you twenty percent off for
a whole year at services at my v spot that
you can come, because I want you to be the
best version of yourself right mentally and physically. And I'm
also going to you on November thirteenth, if you're in
(39:02):
Miami and you come a free booster was the booster
shot so B twelve or net or whatever you want,
and you can get all that with the bundle right
and all you have to do is go sign up.
You know, if you're nine nearby and she's going to
join virtually on the twenty first, that's great. It's fine.
We'll sign you the book, but that office is going
(39:24):
to be out there and you can get it.
Speaker 1 (39:26):
I love it, so you can head on over to
Ginnymarmel dot com. I'm going to include that link on
the show notes as well, so you can just click
and head directly to this book bundle. I can tell
you from my own experience, my health and well being
have changed entirely after starting to really nurture my body
with my IVSPAW and the services that they offer. So
that alone, the fact that you can get twenty percent
(39:48):
off for a year of your self care with myav
SPA is priceless, but.
Speaker 2 (39:54):
Also has a good dollar sign on it.
Speaker 1 (39:57):
You know, access to the book and having that signed
copy is also going to to be really beautiful. And
the access to having somebody who has years and years
of financial experience who worked for and with multimillion dollar portfolios,
that person being able to answer your questions about how
to build your own pillars. The people that I know
that do these things, including yourself Genie, will charge thousands
(40:18):
and thousands of dollars for consultations and for time and
for Q and A, and so this bundle is going
to be just a fraction of that. You can check
it out on the website which is linked in the
show notes, and if you are coming, if you are
getting the bundle and you're coming on November thirteenth. I
will see you there because I would not miss this
workshop for anything in the world.
Speaker 2 (40:34):
So, Ginny, thank you so much for being on the show.
I adore you, as you know.
Speaker 1 (40:39):
I love having you as part of our Seizing Happy
tribe and all of the beautiful things that we do.
Speaker 2 (40:43):
And I love to see how you're a woman who
always always.
Speaker 1 (40:46):
Is an expansion and bringing new things and new elements
and new nuances and layers of greatness to your life.
Speaker 2 (40:52):
I admire you so much and I'm so happy to
be your friend.
Speaker 3 (40:55):
I admind you friend. Thank you for having me and
you're amazing. Can wait to see you so.
Speaker 1 (41:03):
Thank you so much for listening to this episode of
the Chat with ggpodcast.
Speaker 2 (41:08):
If you loved what you heard, it would light me
up inside.
Speaker 1 (41:12):
If you rate, review, and share this episode with a
business vestie who you think.
Speaker 2 (41:18):
Will benefit from tuning in.
Speaker 1 (41:20):
Sharing this podcast is the best way to help it
grow and to continue to grow our tribe as well.
In the meantime, join me on Instagram at ggd as Live,
or check out our latest courses and programs for personal
and business growth at Seizinghappy dot com.
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