May 23, 2023 • 40 mins
Today, Doug Pike interviews Dr. Jason Burnett about loneliness. Pike also speaks with the CEO of Total Wealth Academy Steve Davis about retirement.
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(00:01):
Remember when it was impossible to misplacethe TV remote because you were the TV
remote for you. Remember when musicsounded like this, Remember when social media
was truly social? Hey John,how's it going today? Well? This
show is all about you on agood die. This is fifty plus with
(00:26):
Doug Pike. Helpful information on yourfinances, good health, and what to
do for fun. That one fiftyplus brought to you by the UT Health
Consortium on Aging Informed Decisions for ahealthier, happier life. And by Incredible.
If a steam seems indelible, youhaven't tried Incredible And now fifty plus
(00:48):
with Doug Pike. All right,here we go. Second day of the
week, first day of the liveshows. As most of you already know,
I take Mondays off. It's theonly day I'm officially out and not
doing live radio. And I'm herefor other reasons. All during the week
two I handle a very select listof clients who are, for whatever reasons,
(01:11):
interested in in my help in marketingtheir products, and some I speak
for and some like in other marketsand stuff. I have other people working
doing that job for them. Inany event, if that's where you are
right now and you are interested infifty plus, which is doing quite well.
Actually, I'm happy to say thatif you're interested in using this audience
(01:34):
and the audiences of any of ourstations, really i'd be happy to help
you with that. And again,I don't I don't just grab up anybody
if it's if it's a product thatI can really get behind, and no
I can take care of, I'lldo that for you, all right.
So what this show does, incase you're new, essentially is kind of
(01:56):
help folks like us navigate the crazyworld that's grown out the same one that
we forged over the past forty fiftyyears. But enough of that bad news,
at least for now. I'm thrilledto share some news from one of
my presenting sponsors, actually, UTHealth. It has changed the name of
its senior dedicated arm to the UTHealth Houston Institute on Aging. That will
(02:22):
be reflected in the imaging of thisshow as soon as we can get the
person who records those things to dothat for us. But I'm going to
let you in on it right now. Nearly four there was a press release
that came out to explain kind ofwhy and what's going on over there,
and it shared that nearly four millionpeople in Texas alone are already sixty five
(02:45):
and older. That's fifteen percent ofthe whole state, depending on I guess,
depending on who you actually count asresidents of Texas. Never mind about
that. And we need great healthcare, and we're already getting it from a
group right here in Houston, formerlythe Consortium on Aging, and that's about
to get even better. This chargeis being led by doctor Anna Niak,
(03:08):
executive director of that arm of utHealth Houston, and a man who actually
shared his vision in an interview herealmost a year ago. I think it
was starting right now, though actuallya few weeks ago. The page has
been turned onto a new chapter ofresearch and innovation, all of which will
(03:29):
focus exclusively on seniors. That samerelease actually revealed that there aren't pop quiz
will how many doctors you think arepracticing physicians specifically in the US of A,
in the entire US. Yes,let's say one of one, two,
(03:57):
three. You know, I'm gonnago with thirty million, thirty million.
Now about thirty million doctors thirty million. No, you're too hot.
Let's say fifteen, fifteen, ten, just ten million. You're out of
the game. You're disqualified, nothaving a clue there are six hundred and
(04:18):
fifty thousand. I was originally goingto say seven hundred thousand. Well,
then you should have gone with yourfirst guests. Practicing physicians in this country
fewer than nine thousand of whom arelegitimately trained geriatricians. That's fewer than three
per ten thousand people over seventy five, and gosh knows what number it would
(04:43):
be for people over sixty five,maybe one or two, I don't know.
I am so thrilled to know thatwhat we have here in Houston is
exactly what we knew, what we'veneeded all along, and it's only going
to get better. We're all goingto benefit from what they do at the
now UT Health Houston Institute on Aging. So hats off to them, and
(05:05):
onward, onward they go, onward, they go onward to some business news.
If you'll recall, for the pastseveral weeks, we as influencers,
that's what they call us here.Among other things, we as influencers on
the air, have been asking youto contact your congressional representatives to let them
(05:29):
know that you didn't want AM radioto be yanked out of cars and trucks
made by several manufacturers who were onboard for that not that long ago,
and Ford just today, about anhour ago, maybe an hour and a
half ago, said Nope, we'renot going to do that anymore. We're
not going to take those AM radiosout of our cars and trucks, which
(05:51):
is good. That was pretty smart. Actually, Ford re versus course and
just said it would leave the radiosalone. So thanks to all of you
who shared our concern with your representativesin Congress. And I'm sure they had
little something, if not a lotof something to do with getting forward to
make that decision. Ford's made somegood decisions lately. That was one of
(06:13):
them. It made another one thatI'm not so sure will turn out well
for them. You can find thatif you want to go looking for it.
How much time do you have willI'm determining which one of a minute
and a half. Okay, Well, I don't want to go on to
the hardware news. But what Iwill do, well, this is something
that our fearless leader, Brian Ericsonthe news director and program director for the
(06:35):
AM stations here in Houston, sentout an email talking about how TV weather
has has become a little more thankind of just a different scare tactic every
day that's designed to keep us comingback for updates and breaking news on whatever
the dilemma dujure may be. Usuallyturns out. And I'm not saying nothing
(06:57):
bad ever happens in the weather,because of course it does, but usually
it turns out for most of usin these giant viewing areas, they have
to be kind of nothing one day, as floods then drought. There are
thunderstorms or bowling ball sized hail,or a plague of locust or a gaping
hole in the ozone lay or whatever. But it's always something, and unfortunately,
that perpetual delivery of scary stuff thatalmost never materializes kind of dilutes the
(07:25):
message and makes us even quicker tochange the channel. If there was something
coming, we don't know, wecan't believe it anymore. We all have
whether radar or fingertips now too,and it doesn't take a PhD and meteorology
to look at that animated radar imageand know whether the storm's come in our
way or not. I really dowish the TV folks would do a better
job of focusing on exactly where thebig ones are instead of trying to hook
(07:49):
every fish on the channel with everycast I fish a lot. That makes
sense to me. Maybe it doesn'tto you, but to the fisherman in
the audience, that will makes sense. Just yeah, a little tighter net.
If you carry a weapon when youleave your house, or if you
have guns in the house and you'renot scared to use them, protect to
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That's why every few months we washthem, check his fluids and spray on
a fresh kudo wax. This isfifty plus with Doug Pike hold on,
(10:11):
I was tapping my pen on theconsole and drop. Here we go.
Welcome back to fifty plus. Thanksfor listening. I'm Dougie's will in this
segment. Oh, by the way, sincere thanks to everybody for listening and
for sharing this show with friends.It's working. More people listening, and
(10:31):
I am so grateful that all ofyou are doing so this morning, especially
for those of you who have reasonsbeyond their control and maybe feeling a little
lonelier isolated these days. I hopeyou all consider fifty plus a friend in
fairness, maybe a friend who talksa lot my wife says that, but
(10:52):
a friend nonetheless. So we're gonnatalk in this segment about loneliness and how
detrimental it actually can be to ouroverall health. And the person I'll turn
to now knows a bunch about thatsubject. That would be doctor Jason Burnett,
from a government medical school and amember of the UT Health Houston and
what will henceforth be called the UTHealth Houston Institute on Aging. Welcome aboard
(11:16):
again, Jason. How are youdoing man? I'm good. Doug how
are you doing it? I'm fine, You me and the astros and we're
all pretty good right now. Holycow. It was. It was very
sobering to me to read this reportabout how loneliness packs the same punch of
smoking fifteen cigarettes a day, becauseI know how dangerous that is. So
let's just get right to it andtalk about how to quit loneliness. And
(11:39):
at first, I guess, what'sthe difference between loneliness and isolation? So
one's an objective manager thought. Socialisolation is really about sort of how many
people you have in your life thatyou are in contact with, the frequency
of that contact, those sorts ofthings, whether you're married or not living
alone. And then you have lowliness, which is more of that subjective sort
(12:03):
of feeling because a lot of peoplecan be in groups and still feel very
lonely and they don't feel connected tothem, so you've got that subjective feeling
of them, Yeah I don't reallyyou feel like I have support or it's
a perceived lack of support versus absolutelynot having any sort of connection with folks.
Would would loneliness be almost like aself self imposed type of thing,
(12:26):
is fair or not? Now it'snot self imposed, Um, it's you
know. With with lowliness, it'sjust that subjective feelings. So we may
feel like you know, we mayhave. It's that difference between what we
have and what we desire in termsof a social connection. Sure, yeah,
I got a hundred people around me, but I don't trust any of
them though therefore I'm loan. Yeah, just don't feel connected to them.
(12:50):
We're not get the type of qualityconnection that you want as we age,
at least in my circle, italso kind of seems like we're losing friends
pretty quickly. My guess is thatit's really important to to make an effort
to at least replace a few ofthose friends. But I'm not sure how
folks my age would best go aboutthat any ideas. Um, you know,
(13:11):
there's there's volunteer opportunities getting out theremeeting people. But you know this
once again, this is this it'sall individualized, right, So some people
can do that. Um, there'ssocial connection sort of hotlines you can call
to connect with folks and just getto you know, get to chat with
folks. Because what you really wantto be able to do. Um,
you may not be able to replacethose lifelong friends, those sorts of quality
(13:31):
connections that you've had before, butit's very important that you at least try
to have some sort of connection withsomebody, whether it's on a you know,
a really intimate sort of level interms of conversation or whatnot, or
you know, you just you justhave to got to got to recognize that
it's a really important problem for yourhealth, yea, and so try to
(13:52):
try to do your best to reachout and stay engaged with folks. Doctor
Jason burn had on fifty plause.I'm guessing that the the whole COVID mass
really put loneliness in isolation under ahuge spotlight. We watched the decline of
people who were forced into solitude,often even against their will. What did
caregivers and medical professionals and hopefully ourown government learn about locking seniors out of
(14:16):
contact with other people. They learnedreally quickly how how impactful it is on
the not only on the health ofthe psychology. It's all intertwined, um,
you know, and truthful, Doug, this this sort of problem has
been around prior to COVID. Greatthing about you know, if you if
you had one silver lining to COVID, it was that it brought such a
(14:39):
big problem in our society to theforefront. Now you got people to taking
the recognition that you know what,this is something that we need to take
a hold of because we're seeing we'vebeen seeing trends since two thousand, well
some of them since nineteen ninety nine, but two thousand and three to now
trends and social disconnection just I mean, it's just it's social disconnection has been
(15:01):
increasing since then. And because withwith the advent of telecommunication where you can
just you can grab your phone andvisit visually and orally with a friend halfway
across the country or around the world. Why did loneliness get just get such
a foothold on older people when that'savailable to them. Well, a lot
(15:24):
of times even if you have evenif you have those sorts of technologies,
well you know, we have asmartphone, but a lot of a lot
of our aging population may not beusing those sort of of modalities. So
you can go on and you can, you know, you can, you
can go on and learn about socialevents on Facebook and those sorts of things,
But it's not the same as havingthat connection, to having the quality
(15:46):
having somebody calls, somebody you cantalk to, and we've learned that,
you know, talking about good thingsand having somebody listen is more impactful than
talking about bad things that have somebodylisten. So it's uh, there's it's
dynamic, but that that human sortof interaction is what's really important. And
a lot of times with technology,like you'll be sitting in the room with
(16:08):
folks and everybody's on the phone.Nobody's interacting technology. Yeah, you're connected
to something, but just not eachother. Yeah, it's important to get
a hug or a handshake or somethingto complete that connection. And honestly,
just I don't know why in theworld that we've lost that ability. Where
did it go? Who? Whatwas the generation that first started this because
(16:32):
it wasn't ours. I don't thinkmine. Well, you know, another
big thing, Doug, that we'veseen in terms of trends is just sort
of trust. So you look backin you know, nineteen forties, you've
got this great trust in your communities. Right as that trust has gone down.
Now we're looking from someone that waswhere it was like forty trust in
(16:52):
the community. Now we're diving intothe thirties in terms of the percentage of
people that trust people in their usand stuff. So as that goes away,
people start pulling away. And aswe pull away we become more disconnected
and that's leading to really bad healthoutcomes for a lot of folks. What
are some good resources before I don'twant to run out of time here?
Where would you point people? Whatdirection? Sure you can go on?
(17:17):
I mean nash can call national hotlines, got national hotlines. There's you know,
the AARP has some some friendly friendlycalling programs. Um, there's different
friendly sort of visitor programs that areout in the out in the community that
that you can get involved in.Find some volunteer opportunities. If that's something
you're able to do, I wouldsay, you know that that's that's one
of the great ways of reducing socialisation longiness is getting involved, put some
(17:41):
civic engagement and you know, justreaching out to your to your family more
often. Seeople that that you canget some some good quality relationships. Got
it? We got about a halfa minute. You're you're in the medical
field, okay, you're in healthprovision. What would you say to people
who are sitting back at home goingI just can't go out yet. I'm
scared of COVID still, I'm scared. I'm gonna get sick if if I
(18:03):
get anywhere near people are we arewe past that yet, I'd still say
you'll take a little precaution because it'sstill out there, but that shouldn't stop
you from from going out because it'sreally important that we still have those social
connections. Just take some precaution indoing so, because when you don't get
connected with people, when you're isolated, you run your immune system down,
(18:25):
in affecturing mune system. Then you'regonna be even more susceptible to right the
other other things, including COVID.So I would say, you know,
get out there and uh, youknow, but stay protected. We're a
mask, we're a pair of gloves, we're a beekeeper suit. I don't
care, but just get out andtalk to people, right, Yeah,
get on, get on and bearound people. Search. Well, it
sounds like you and I need toget around an Astro's game again. I'll
get with you quick on that.How's that? Yes, sir? All
(18:48):
right, sounds great, Doctor JasonBurnet, thank you so very much,
my friend. Yeah, thank you, duck you bet by audios. All
right, there, you haven't getout. It's better to be out and
it feel safe, whatever it takes, but better to be out than cooped
up by far ut Health Science CentersInstitute on Aging does nothing but senior medicine.
(19:12):
That's the new name. I've gotit inscribed on this piece of paper
in front of me, so Idon't forget. You can go to their
website and learn what they're doing.All this new innovation research that's getting done
on behalf of us is of tremendousimportance. They're studying loneliness, they're studying
(19:32):
isolation, they're studying anything and everythingthat could possibly go wrong with us.
All you have to do to warnabout what they do over there. Let's
go to the website, and you'renot going to be seen by someone who's
got a kid four years old inthe waiting room, and in one of
the other exam rooms, you've gotsomebody forty something. No, only seniors
get treated at UT Health Institute onAging. So proud to speak for them,
(19:59):
and I WI will continue as longas they'll let me. Ut dot
edu slash aging is the website uth dot edu slash aging. What's life
without a nap? I suggest yougo to bed, sleep it off,
Just wait until this show's over.Sleepy. Back to Doug Pike as fifty
plus continues. All right, welcomeback to fifty plus. Thanks for listening,
(20:33):
certainly to appreciate it. Tell yourfriends the show's doing very well,
and I'm I'm evolving. We're eightand a half years into this something like
that. I don't know anyway.In this segment, we're gonna talk about
how basically about money and how tohave enough when you quit working so that
you don't have to go back toworking, which we've already talked about several
times here to that end. Aman who's got a really good idea on
(20:57):
how to maybe do that, SteveDavis, CEO of Total Wealth Academy,
three decades helping people make it tothe finish line. Steve, So,
before we get to the road youlike most toward retirement income, first of
all, thank you for your time. Let's go there first, Well,
thank you, I appreciate it.I was about to just ask you a
(21:18):
question straight off the bat. Goright ahead with your thought. Well,
what I think that when I talkto people, what I'm seeing is everybody's
got what I'd like to call thewrong map, and we get it.
(21:38):
From the time we're old enough thewalk people start telling us how to get
to success retirement. First, ourparents, then our high school teachers and
our college professors, and they allgive us about the same map. You
know, work real hard in highschool and college, do well, get
out, get a big, highpaying job with good benefits, put your
(22:00):
money to four one k ira,and then scrimp and save for forty five
years and retire and live off yoursavings. The problem I'm seen is that
map is given to you by peoplethat are unqualified to give it to you.
It's a very good points. Wereyour parents multimillionaire entrepreneurs, your high
(22:22):
school teachers, your college professors.The map that they're giving out is wrong.
You know, if you study itand you really dive deep into it.
Ninety five percent of Americans failed toretire by age sixty five. They're
having to continue to work or theybecome a burden on their children or the
government. The map doesn't work.They've they've been given a treasure map,
(22:45):
but the X is in the wrongplace, isn't it It is? Yeah,
that's exactly what's going on. Well, what happened with me was,
at age twenty seven, they camein and cut my pay after winning a
national no sales contest, and Iwoke up and I started reading and I
(23:06):
came across this comment from Warren Buffett, where he said, never rely on
a sole source of income a job. Always invest to create a second stream
of income. And so I startedinvesting in real estate and chose. I
made a decision. I would neverbuy anything that didn't produce cash flow.
(23:30):
Nothing I don't want. I don'tspeculate in the stock market, medals,
crypto. If it doesn't produce cashflow, I don't put my money in
it. And within three years Ihad enough cash flow that I could retire.
I wasn't rich, but at thirtyI quit working for about six months.
It hated it. By the way, yeah that's too hard. Retirement
(23:53):
sucks. I don't care what anybodysays. I'm not helping serving other people.
You start to wonder why you're here. I think the average age for
a white male is three years inretirement before they die. No, so,
but put it to you. Iknow you're you love real estate.
(24:15):
Tell me why you feel so strongother than the passive income. It can't
be that easy. There's got tobe they're clearly right pass and wrong pass,
even within real estate. What arethe biggest mistakes people make with real
estate investment. Ooh, I thinkeducation is because when I see a deal
go south, it's never the dealthat went south, it's the operator that
(24:40):
went south. Whether it's a littlemoment pop that owns some single families.
I used to buy little apartment complexestwenty to forty units, and every time,
amazingly, as soon as I boughtthem, they started making money well,
and they couldn't get them to makemoney. So it's education. It
(25:02):
is get educated, then invest inreal estate. And what most people are
doing is going well, real estate'snot brain surgery, So I'll just go
do it by myself and they trialand error. Real estate will eat your
lunch. It's not intuitive at all. And then I moved the passive investing
where I do nothing. I justinvest with these syndicators and they send me
(25:26):
a check every quarter. That's alittle bit easier even than doing obviously a
lot easier than doing it yourself.Before we scare anybody, Steve, what
would you consider a minimum amount ofinvestment in real estate that's actually going to
generate a significant return? Well,real estate historically, for the last thirty
(25:49):
three years I've been in it,I've gotten about a twenty percent rate of
return. Nice. So at ahundred brand, that's about twenty grand a
year, but it may not comein twenty grand a year. It might
only be sixth grand the first year, eight grand the second year. The
third year you refinance the property andyou get thirty grand the third year,
(26:11):
and when you average it all together, you're gonna be between twenty twenty five
percent. But people need to beaware that it doesn't come in like clockwork,
where it's twenty grand this year's twentygrand. It might be like I
said, six this year, eightnext year, fifteen the following year.
But when you average it all,it's going to be about a twenty percent
(26:33):
ray return. Well, there's certainlynothing wrong with twenty percent, and you're
right, you have to do goodLord, I just dropped my phone,
sorry about that. You have tobe aware of changes in the real estate
market. And I look at itfrom I'm on the outside, totally looking
in, but I dabbled and read. I just read about it, and
it sounds to me like commercial realestate is just in the tank now.
(26:56):
But that anytime something looks like it'sin the tank, there's somebody else who's
seeing that as opportunity. Where areyou right now on that on the head,
Yeah, okay, we're we're pickingup properties now with as much as
well. One lady friend of mine, she pulled together fifteen million with some
passive investors. Okay, aught ofproperty that are praised for twenty three million
(27:21):
the day she bought it. Sothey have no debt because they paid cash
sure, so it's going to cashflow crazy for two years. Then they're
going to refinance it as soon asthe interest rates dropped, pull their money
out to leverage it, and they'rethey're ray to return. When they finished
that deal, those passive investors willmake over one hundred percent ray to return.
(27:45):
There's no question. That's pretty nice. If really, I've got about
it a minute and a half left. If real estates you're number one for
generating passive income. What's the numbertwo and number three? You know it's
whatever business you love? Yeah,yeah, there, you love a restaurant,
That could be great, But Ithink you have to focus on your
passion and something that you love todo. One of the parts of the
(28:08):
map that's wrong that everybody has.They tell you to go get a high
paying job with good benefits. Yeah, they don't tell you. So get
a job you love. You shouldget a job you love. If you're
going to build a second stream ofincome, find a vehicle that you love
started and then turn it passes.Boy, that's so important too. You've
you've absolutely hit it on the headright there, because what I did for
(28:32):
twenty three years in the newspaper businesswas right columns about things that I was
at. I wrote about hunting andfishing and golf and skiing, and it
wasn't bad. And now that thatdidn't generate a high return, but I
was thrilled to be doing what Iwas doing, and it made it a
lot easier to go to work.Yeah, yeah, great. People need
to realize it's okay to be happy. You are not a bad person if
(28:56):
you're happy. Amen to that.I'm gonna let it. We'll just let
that finish this off, because that'ssuch great advice. Steve Davis, thank
you so very much for your time, sir, Thank you. I really
appreciate it. My pleasure. Allright, I gotta run out here to
Kirk Holmes right now. If youhave done well in your life, and
you have worked long enough to thinkit's time to build your dream home.
(29:18):
I would highly recommend Kirk Homes,the custom builder for which I've worked and
with whom I've worked for probably abetter part of ten years now. I
think it is third generation builder,thirty plush years in the industry, and
the only two things that are commonin every kirk Home because they are custom
homes is the twenty year structural warranty, which is twice the standard, and
(29:41):
the two by six exterior walls.Everything else you get to pick now.
They will help you as much oras little as you like with those selections.
They will build pretty much wherever youwant in the entire southeast quadrant of
Texas, all the way up throughthe hill country, all the way down
to the coast, east, westor south. If you want that custom
(30:02):
home of yours, If you wantthat beautiful dream home of yours, talk
to Kirkholmes about it. Go tothe website, take a look around,
maybe go visit one of the homesthey've got open for tours. Kirkholmes dot
Com is a website. K your k because at Kirkholmes it's all about
you old guy's rule and of coursewomen never get old. If you want
(30:26):
to avoid sleeping on the couch.Okay, well, I think that sounds
like a good plan. Fifty pluscontinues. Here's more with Doug Holy mackerel.
(30:49):
We're all ready to the final segmentof the program. Thank you for
listening to fifty plus. We've stillgot time, and I've still got things
to say, and I'm trying todecide where to go. Let's just do
some stuff on kids, okay,and I have just today. I have
two on the negative side and oneon the positive side. I'll start with
(31:12):
a negative side because I always liketo leave with an uplifting note. This
one. First, four juveniles andtwo adults got arrested in Maryland this past
week after they were caught driving aroundin two stolen cars. You with me,
will you got that? Yes?Okay? So then a guardian showed
(31:36):
up to pick them up in acar that also was stolen, and everyone
in that car got busted as well. Score this for the police. Thirteen
arrests, seven kids and six adults, all rolling in stolen behicles. So
(32:01):
that's one of them. And Ititled that one family affair. Yeah,
So I guess they learned from theexamples that were set before them, probably
speaking of I titled this one.Kids say the darnedest things dot dot dot
like stick them up. In Charlotte, North Carolina, a twelve year old
(32:25):
boy and his six year old brotherasked a woman if they could use her
phone, and she, being thenice person that she was, said sure.
When she handed them the phone,they took off running and she caught
them. And when she caught them, the twelve year old produced a gun.
(32:51):
Now it was it wasn't a realgun, it was a baby gun.
But nonetheless, nobody knew that underthe circumstances, and but for the
grace of God, that could haveended up way worse if someone else had
seen that going on and felt likethat woman's life was in jeopardy and couldn't
(33:13):
really tell that the person who wasrobbing whom and what. The older kid
has been charged with armed robbery,which I think is about right. Little
brother being treated as a victim,which I also think is about right,
and I hopeful, I'm really hopefulthat there's somebody else in his life who
will take interest in him and turnhim around. The twelve year old,
(33:34):
by the way, not unfamiliar withthat sort of lifestyle. Apparently he actually
posed on social media just this pastweek. I think it was with a
gun in his hands. I hatethat, I really do. So I'm
going to go to the good sidefor kids now, because that's just a
lot of bad about kids, andthey're certainly not all bad. The overwhelming
(33:57):
majority of kids are fantastic and wonderful, and some of them even like this
kid I'm about to tell you about, even this kid about whom I'm going
to tell you to get that right, thirteen years old. He's from Oklahoma.
What did he just do? Willthat neither you nor why I could
have done on a bet a backflip? Well, no, it's way better
(34:22):
than that. He just graduated fromcollege with four degrees. He's thirteen years
old. Then one of him incomputer science. It's not basket weaving.
I mean this kid's he is taxsharp, smart. And there's a list
actually in the story of these othertrainings and achievements he got through on his
(34:46):
way to getting four degrees at thirteenyears old. Amazing kid, and hats
off to him, hats off tohis family. Man, that's just you
know, I love I want tosee a follow up story about that kid
in about two three years because clearlyhe's you know, he's not even old
(35:07):
enough to get a job yet,but he's far more qualified to do a
lot of things than a whole lotof college graduates are. So I'll be
interesting to see how that how thatpans out up in Seattle. You remember
Seattle, right, well? Youknow where that is, have you really?
Yeah? Okay, so you knowSeattle pretty well, once a very
(35:30):
hustling, bustling city and still hometo a couple of pretty good sports franchises,
And then it woke, which itstill is, and decided that police
were bad, it was okay forpeople to live on the streets and do
all their business in the street oron the sidewalk or wherever, and well,
at least in one zip code inthat once fine city. The US
(35:50):
Postal Service has just said enough's enoughand halted mail delivery. They've paused it,
they say, and I don't knowfor how long. Because of just
eight a double heap in helping ofmailbox theft, nobody in that zip code
apparently was able to get their mailwithout it being pilford and stolen and rifled
(36:15):
through by thugs and thieves. Soeverybody in that zip code has to pick
up their mail, they have topick up their mail from the post office.
I know some people are honestly,they're stuck where they are because of
economic circumstances or other things that justkeep them from moving. But honestly,
(36:37):
I couldn't imagine living in an environmentso lawless and so hostile that even the
mail can't be delivered. What's thatold saying they used got them to where
they are. Neither rain or sleet, nor robbers or thieves will keep us
from our appointed rounds. Something likethat. At what point, do,
however, many rational law abiding citizensare left. How long before we stand
(37:00):
up and just say enough's enough,the station's got to take a better course,
Or you know, if we mustjust just boot the states that can't
or won't stand up to crime andcriminals and let them go their own way
and wish them the best in theirfuture endeavors. I'm I'm not advocating that,
really, it's just a frustration levelthat's growing instead of being abated by
(37:28):
somehow better news from some parts ofthe country. New York City, the
once proud sanctuary city, and wantedto tell everybody about it and get some
paths on the back for it.Now the mayor of New York City is
begging the state legislature or the city, I guess to erase that, erase
(37:49):
that little paragraph about being a sanctuarycity, because it's breaking the city.
They can't afford it. They've gottwo or three dozen hotels, all completely
full at premium rates that they're payingfor to Howe's immigrants. And that's an
unsustainable deal, totally unsustainable. Let'sfinish off some cheerier notes. Will and
(38:15):
I didn't have time to put inheadlines on these, so I'll just I'll
give you this. I'm gonna circlewhere Grandma you can grandma underwear. These
are actually writing themselves. This isgreat. Or Pokemon. Oh, let's
go with Pokemon neighborhood and Las Vegaspresumably a new neighborhood naming its streets after
(38:39):
characters from Pokemon. Would you reallywant your address to be thirty eight oh
six Squirrel? That would be socool'd your address? Mister mister Melbourne?
Yeah, I live at fourteen ohfive Jiggli Puff Place. That's so cool.
(39:00):
Snore Lax, that's another one they'vegot. These are their streets,
Share Rezard, I don't even knowwhat do you know any of these characters.
Do you know what they are?Yeah? Of what's squirtle? It's
scared ask It's a tiny little turtle, a little blue turtle like a squirt
that's a turtle. Yeah, yeah, I had an issue like that.
(39:22):
I was trying to save a turtlefrom that direct hot sun on the golf
course the other day, and hewas he wasn't that far from the water,
and I should have just known betterthan to pick it up, because
turtles have a tendency to do somethingthat is just not nice when they're picked
(39:42):
up like that. And I thoughtI had the turtle at an angle where
I was safe, um, buthe had a directional um capability of which
I wasn't aware, and he gotme good. I'll just leave it at
that. According to several doctors,you never need to replace your underwear as
long as you wash it every oncein a while. I'll leave you with
(40:04):
that. Audios.
Remember when it was impossible to misplacethe TV remote because you were the TV
remote for you. Remember when musicsounded like this, Remember when social media
was truly social? Hey John,how's it going today? Well? This
show is all about you on agood die. This is fifty plus with
(00:26):
Doug Pike. Helpful information on yourfinances, good health, and what to
do for fun. That one fiftyplus brought to you by the UT Health
Consortium on Aging Informed Decisions for ahealthier, happier life. And by Incredible.
If a steam seems indelible, youhaven't tried Incredible And now fifty plus
(00:48):
with Doug Pike. All right,here we go. Second day of the
week, first day of the liveshows. As most of you already know,
I take Mondays off. It's theonly day I'm officially out and not
doing live radio. And I'm herefor other reasons. All during the week
two I handle a very select listof clients who are, for whatever reasons,
(01:11):
interested in in my help in marketingtheir products, and some I speak
for and some like in other marketsand stuff. I have other people working
doing that job for them. Inany event, if that's where you are
right now and you are interested infifty plus, which is doing quite well.
Actually, I'm happy to say thatif you're interested in using this audience
(01:34):
and the audiences of any of ourstations, really i'd be happy to help
you with that. And again,I don't I don't just grab up anybody
if it's if it's a product thatI can really get behind, and no
I can take care of, I'lldo that for you, all right.
So what this show does, incase you're new, essentially is kind of
(01:56):
help folks like us navigate the crazyworld that's grown out the same one that
we forged over the past forty fiftyyears. But enough of that bad news,
at least for now. I'm thrilledto share some news from one of
my presenting sponsors, actually, UTHealth. It has changed the name of
its senior dedicated arm to the UTHealth Houston Institute on Aging. That will
(02:22):
be reflected in the imaging of thisshow as soon as we can get the
person who records those things to dothat for us. But I'm going to
let you in on it right now. Nearly four there was a press release
that came out to explain kind ofwhy and what's going on over there,
and it shared that nearly four millionpeople in Texas alone are already sixty five
(02:45):
and older. That's fifteen percent ofthe whole state, depending on I guess,
depending on who you actually count asresidents of Texas. Never mind about
that. And we need great healthcare, and we're already getting it from a
group right here in Houston, formerlythe Consortium on Aging, and that's about
to get even better. This chargeis being led by doctor Anna Niak,
(03:08):
executive director of that arm of utHealth Houston, and a man who actually
shared his vision in an interview herealmost a year ago. I think it
was starting right now, though actuallya few weeks ago. The page has
been turned onto a new chapter ofresearch and innovation, all of which will
(03:29):
focus exclusively on seniors. That samerelease actually revealed that there aren't pop quiz
will how many doctors you think arepracticing physicians specifically in the US of A,
in the entire US. Yes,let's say one of one, two,
(03:57):
three. You know, I'm gonnago with thirty million, thirty million.
Now about thirty million doctors thirty million. No, you're too hot.
Let's say fifteen, fifteen, ten, just ten million. You're out of
the game. You're disqualified, nothaving a clue there are six hundred and
(04:18):
fifty thousand. I was originally goingto say seven hundred thousand. Well,
then you should have gone with yourfirst guests. Practicing physicians in this country
fewer than nine thousand of whom arelegitimately trained geriatricians. That's fewer than three
per ten thousand people over seventy five, and gosh knows what number it would
(04:43):
be for people over sixty five,maybe one or two, I don't know.
I am so thrilled to know thatwhat we have here in Houston is
exactly what we knew, what we'veneeded all along, and it's only going
to get better. We're all goingto benefit from what they do at the
now UT Health Houston Institute on Aging. So hats off to them, and
(05:05):
onward, onward they go, onward, they go onward to some business news.
If you'll recall, for the pastseveral weeks, we as influencers,
that's what they call us here.Among other things, we as influencers on
the air, have been asking youto contact your congressional representatives to let them
(05:29):
know that you didn't want AM radioto be yanked out of cars and trucks
made by several manufacturers who were onboard for that not that long ago,
and Ford just today, about anhour ago, maybe an hour and a
half ago, said Nope, we'renot going to do that anymore. We're
not going to take those AM radiosout of our cars and trucks, which
(05:51):
is good. That was pretty smart. Actually, Ford re versus course and
just said it would leave the radiosalone. So thanks to all of you
who shared our concern with your representativesin Congress. And I'm sure they had
little something, if not a lotof something to do with getting forward to
make that decision. Ford's made somegood decisions lately. That was one of
(06:13):
them. It made another one thatI'm not so sure will turn out well
for them. You can find thatif you want to go looking for it.
How much time do you have willI'm determining which one of a minute
and a half. Okay, Well, I don't want to go on to
the hardware news. But what Iwill do, well, this is something
that our fearless leader, Brian Ericsonthe news director and program director for the
(06:35):
AM stations here in Houston, sentout an email talking about how TV weather
has has become a little more thankind of just a different scare tactic every
day that's designed to keep us comingback for updates and breaking news on whatever
the dilemma dujure may be. Usuallyturns out. And I'm not saying nothing
(06:57):
bad ever happens in the weather,because of course it does, but usually
it turns out for most of usin these giant viewing areas, they have
to be kind of nothing one day, as floods then drought. There are
thunderstorms or bowling ball sized hail,or a plague of locust or a gaping
hole in the ozone lay or whatever. But it's always something, and unfortunately,
that perpetual delivery of scary stuff thatalmost never materializes kind of dilutes the
(07:25):
message and makes us even quicker tochange the channel. If there was something
coming, we don't know, wecan't believe it anymore. We all have
whether radar or fingertips now too,and it doesn't take a PhD and meteorology
to look at that animated radar imageand know whether the storm's come in our
way or not. I really dowish the TV folks would do a better
job of focusing on exactly where thebig ones are instead of trying to hook
(07:49):
every fish on the channel with everycast I fish a lot. That makes
sense to me. Maybe it doesn'tto you, but to the fisherman in
the audience, that will makes sense. Just yeah, a little tighter net.
If you carry a weapon when youleave your house, or if you
have guns in the house and you'renot scared to use them, protect to
protect your family, your property,yourself, other people when you're out.
(08:13):
You need also protection for your yourright to do that. And that protection
comes in the way of a membershipto US law Shield for a very small
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fire that weapon here is, oreven draw it and produce it to stop
a threat. Once that stops,once the threat is eliminated, however,
whether they run away or you actuallyhave to fire your weapon, then the
(08:56):
police are going to show up.A little later, because somebody will call
and if nobody else does, youdo, and they're gonna want to ask
you questions. If you're a memberof US Lost Shield, just say you
know what, I'm gonna make aphone call and when my attorney gets here,
we'll talk. You make that phonecall anytime, day or night,
any day of the week, andthat line is answered by someone who will
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(09:20):
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(09:41):
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That's why every few months we washthem, check his fluids and spray on
a fresh kudo wax. This isfifty plus with Doug Pike hold on,
(10:11):
I was tapping my pen on theconsole and drop. Here we go.
Welcome back to fifty plus. Thanksfor listening. I'm Dougie's will in this
segment. Oh, by the way, sincere thanks to everybody for listening and
for sharing this show with friends.It's working. More people listening, and
(10:31):
I am so grateful that all ofyou are doing so this morning, especially
for those of you who have reasonsbeyond their control and maybe feeling a little
lonelier isolated these days. I hopeyou all consider fifty plus a friend in
fairness, maybe a friend who talksa lot my wife says that, but
(10:52):
a friend nonetheless. So we're gonnatalk in this segment about loneliness and how
detrimental it actually can be to ouroverall health. And the person I'll turn
to now knows a bunch about thatsubject. That would be doctor Jason Burnett,
from a government medical school and amember of the UT Health Houston and
what will henceforth be called the UTHealth Houston Institute on Aging. Welcome aboard
(11:16):
again, Jason. How are youdoing man? I'm good. Doug how
are you doing it? I'm fine, You me and the astros and we're
all pretty good right now. Holycow. It was. It was very
sobering to me to read this reportabout how loneliness packs the same punch of
smoking fifteen cigarettes a day, becauseI know how dangerous that is. So
let's just get right to it andtalk about how to quit loneliness. And
(11:39):
at first, I guess, what'sthe difference between loneliness and isolation? So
one's an objective manager thought. Socialisolation is really about sort of how many
people you have in your life thatyou are in contact with, the frequency
of that contact, those sorts ofthings, whether you're married or not living
alone. And then you have lowliness, which is more of that subjective sort
(12:03):
of feeling because a lot of peoplecan be in groups and still feel very
lonely and they don't feel connected tothem, so you've got that subjective feeling
of them, Yeah I don't reallyyou feel like I have support or it's
a perceived lack of support versus absolutelynot having any sort of connection with folks.
Would would loneliness be almost like aself self imposed type of thing,
(12:26):
is fair or not? Now it'snot self imposed, Um, it's you
know. With with lowliness, it'sjust that subjective feelings. So we may
feel like you know, we mayhave. It's that difference between what we
have and what we desire in termsof a social connection. Sure, yeah,
I got a hundred people around me, but I don't trust any of
them though therefore I'm loan. Yeah, just don't feel connected to them.
(12:50):
We're not get the type of qualityconnection that you want as we age,
at least in my circle, italso kind of seems like we're losing friends
pretty quickly. My guess is thatit's really important to to make an effort
to at least replace a few ofthose friends. But I'm not sure how
folks my age would best go aboutthat any ideas. Um, you know,
(13:11):
there's there's volunteer opportunities getting out theremeeting people. But you know this
once again, this is this it'sall individualized, right, So some people
can do that. Um, there'ssocial connection sort of hotlines you can call
to connect with folks and just getto you know, get to chat with
folks. Because what you really wantto be able to do. Um,
you may not be able to replacethose lifelong friends, those sorts of quality
(13:31):
connections that you've had before, butit's very important that you at least try
to have some sort of connection withsomebody, whether it's on a you know,
a really intimate sort of level interms of conversation or whatnot, or
you know, you just you justhave to got to got to recognize that
it's a really important problem for yourhealth, yea, and so try to
(13:52):
try to do your best to reachout and stay engaged with folks. Doctor
Jason burn had on fifty plause.I'm guessing that the the whole COVID mass
really put loneliness in isolation under ahuge spotlight. We watched the decline of
people who were forced into solitude,often even against their will. What did
caregivers and medical professionals and hopefully ourown government learn about locking seniors out of
(14:16):
contact with other people. They learnedreally quickly how how impactful it is on
the not only on the health ofthe psychology. It's all intertwined, um,
you know, and truthful, Doug, this this sort of problem has
been around prior to COVID. Greatthing about you know, if you if
you had one silver lining to COVID, it was that it brought such a
(14:39):
big problem in our society to theforefront. Now you got people to taking
the recognition that you know what,this is something that we need to take
a hold of because we're seeing we'vebeen seeing trends since two thousand, well
some of them since nineteen ninety nine, but two thousand and three to now
trends and social disconnection just I mean, it's just it's social disconnection has been
(15:01):
increasing since then. And because withwith the advent of telecommunication where you can
just you can grab your phone andvisit visually and orally with a friend halfway
across the country or around the world. Why did loneliness get just get such
a foothold on older people when that'savailable to them. Well, a lot
(15:24):
of times even if you have evenif you have those sorts of technologies,
well you know, we have asmartphone, but a lot of a lot
of our aging population may not beusing those sort of of modalities. So
you can go on and you can, you know, you can, you
can go on and learn about socialevents on Facebook and those sorts of things,
But it's not the same as havingthat connection, to having the quality
(15:46):
having somebody calls, somebody you cantalk to, and we've learned that,
you know, talking about good thingsand having somebody listen is more impactful than
talking about bad things that have somebodylisten. So it's uh, there's it's
dynamic, but that that human sortof interaction is what's really important. And
a lot of times with technology,like you'll be sitting in the room with
(16:08):
folks and everybody's on the phone.Nobody's interacting technology. Yeah, you're connected
to something, but just not eachother. Yeah, it's important to get
a hug or a handshake or somethingto complete that connection. And honestly,
just I don't know why in theworld that we've lost that ability. Where
did it go? Who? Whatwas the generation that first started this because
(16:32):
it wasn't ours. I don't thinkmine. Well, you know, another
big thing, Doug, that we'veseen in terms of trends is just sort
of trust. So you look backin you know, nineteen forties, you've
got this great trust in your communities. Right as that trust has gone down.
Now we're looking from someone that waswhere it was like forty trust in
(16:52):
the community. Now we're diving intothe thirties in terms of the percentage of
people that trust people in their usand stuff. So as that goes away,
people start pulling away. And aswe pull away we become more disconnected
and that's leading to really bad healthoutcomes for a lot of folks. What
are some good resources before I don'twant to run out of time here?
Where would you point people? Whatdirection? Sure you can go on?
(17:17):
I mean nash can call national hotlines, got national hotlines. There's you know,
the AARP has some some friendly friendlycalling programs. Um, there's different
friendly sort of visitor programs that areout in the out in the community that
that you can get involved in.Find some volunteer opportunities. If that's something
you're able to do, I wouldsay, you know that that's that's one
of the great ways of reducing socialisation longiness is getting involved, put some
(17:41):
civic engagement and you know, justreaching out to your to your family more
often. Seeople that that you canget some some good quality relationships. Got
it? We got about a halfa minute. You're you're in the medical
field, okay, you're in healthprovision. What would you say to people
who are sitting back at home goingI just can't go out yet. I'm
scared of COVID still, I'm scared. I'm gonna get sick if if I
(18:03):
get anywhere near people are we arewe past that yet, I'd still say
you'll take a little precaution because it'sstill out there, but that shouldn't stop
you from from going out because it'sreally important that we still have those social
connections. Just take some precaution indoing so, because when you don't get
connected with people, when you're isolated, you run your immune system down,
(18:25):
in affecturing mune system. Then you'regonna be even more susceptible to right the
other other things, including COVID.So I would say, you know,
get out there and uh, youknow, but stay protected. We're a
mask, we're a pair of gloves, we're a beekeeper suit. I don't
care, but just get out andtalk to people, right, Yeah,
get on, get on and bearound people. Search. Well, it
sounds like you and I need toget around an Astro's game again. I'll
get with you quick on that.How's that? Yes, sir? All
(18:48):
right, sounds great, Doctor JasonBurnet, thank you so very much,
my friend. Yeah, thank you, duck you bet by audios. All
right, there, you haven't getout. It's better to be out and
it feel safe, whatever it takes, but better to be out than cooped
up by far ut Health Science CentersInstitute on Aging does nothing but senior medicine.
(19:12):
That's the new name. I've gotit inscribed on this piece of paper
in front of me, so Idon't forget. You can go to their
website and learn what they're doing.All this new innovation research that's getting done
on behalf of us is of tremendousimportance. They're studying loneliness, they're studying
(19:32):
isolation, they're studying anything and everythingthat could possibly go wrong with us.
All you have to do to warnabout what they do over there. Let's
go to the website, and you'renot going to be seen by someone who's
got a kid four years old inthe waiting room, and in one of
the other exam rooms, you've gotsomebody forty something. No, only seniors
get treated at UT Health Institute onAging. So proud to speak for them,
(19:59):
and I WI will continue as longas they'll let me. Ut dot
edu slash aging is the website uth dot edu slash aging. What's life
without a nap? I suggest yougo to bed, sleep it off,
Just wait until this show's over.Sleepy. Back to Doug Pike as fifty
plus continues. All right, welcomeback to fifty plus. Thanks for listening,
(20:33):
certainly to appreciate it. Tell yourfriends the show's doing very well,
and I'm I'm evolving. We're eightand a half years into this something like
that. I don't know anyway.In this segment, we're gonna talk about
how basically about money and how tohave enough when you quit working so that
you don't have to go back toworking, which we've already talked about several
times here to that end. Aman who's got a really good idea on
(20:57):
how to maybe do that, SteveDavis, CEO of Total Wealth Academy,
three decades helping people make it tothe finish line. Steve, So,
before we get to the road youlike most toward retirement income, first of
all, thank you for your time. Let's go there first, Well,
thank you, I appreciate it.I was about to just ask you a
(21:18):
question straight off the bat. Goright ahead with your thought. Well,
what I think that when I talkto people, what I'm seeing is everybody's
got what I'd like to call thewrong map, and we get it.
(21:38):
From the time we're old enough thewalk people start telling us how to get
to success retirement. First, ourparents, then our high school teachers and
our college professors, and they allgive us about the same map. You
know, work real hard in highschool and college, do well, get
out, get a big, highpaying job with good benefits, put your
(22:00):
money to four one k ira,and then scrimp and save for forty five
years and retire and live off yoursavings. The problem I'm seen is that
map is given to you by peoplethat are unqualified to give it to you.
It's a very good points. Wereyour parents multimillionaire entrepreneurs, your high
(22:22):
school teachers, your college professors.The map that they're giving out is wrong.
You know, if you study itand you really dive deep into it.
Ninety five percent of Americans failed toretire by age sixty five. They're
having to continue to work or theybecome a burden on their children or the
government. The map doesn't work.They've they've been given a treasure map,
(22:45):
but the X is in the wrongplace, isn't it It is? Yeah,
that's exactly what's going on. Well, what happened with me was,
at age twenty seven, they camein and cut my pay after winning a
national no sales contest, and Iwoke up and I started reading and I
(23:06):
came across this comment from Warren Buffett, where he said, never rely on
a sole source of income a job. Always invest to create a second stream
of income. And so I startedinvesting in real estate and chose. I
made a decision. I would neverbuy anything that didn't produce cash flow.
(23:30):
Nothing I don't want. I don'tspeculate in the stock market, medals,
crypto. If it doesn't produce cashflow, I don't put my money in
it. And within three years Ihad enough cash flow that I could retire.
I wasn't rich, but at thirtyI quit working for about six months.
It hated it. By the way, yeah that's too hard. Retirement
(23:53):
sucks. I don't care what anybodysays. I'm not helping serving other people.
You start to wonder why you're here. I think the average age for
a white male is three years inretirement before they die. No, so,
but put it to you. Iknow you're you love real estate.
(24:15):
Tell me why you feel so strongother than the passive income. It can't
be that easy. There's got tobe they're clearly right pass and wrong pass,
even within real estate. What arethe biggest mistakes people make with real
estate investment. Ooh, I thinkeducation is because when I see a deal
go south, it's never the dealthat went south, it's the operator that
(24:40):
went south. Whether it's a littlemoment pop that owns some single families.
I used to buy little apartment complexestwenty to forty units, and every time,
amazingly, as soon as I boughtthem, they started making money well,
and they couldn't get them to makemoney. So it's education. It
(25:02):
is get educated, then invest inreal estate. And what most people are
doing is going well, real estate'snot brain surgery, So I'll just go
do it by myself and they trialand error. Real estate will eat your
lunch. It's not intuitive at all. And then I moved the passive investing
where I do nothing. I justinvest with these syndicators and they send me
(25:26):
a check every quarter. That's alittle bit easier even than doing obviously a
lot easier than doing it yourself.Before we scare anybody, Steve, what
would you consider a minimum amount ofinvestment in real estate that's actually going to
generate a significant return? Well,real estate historically, for the last thirty
(25:49):
three years I've been in it,I've gotten about a twenty percent rate of
return. Nice. So at ahundred brand, that's about twenty grand a
year, but it may not comein twenty grand a year. It might
only be sixth grand the first year, eight grand the second year. The
third year you refinance the property andyou get thirty grand the third year,
(26:11):
and when you average it all together, you're gonna be between twenty twenty five
percent. But people need to beaware that it doesn't come in like clockwork,
where it's twenty grand this year's twentygrand. It might be like I
said, six this year, eightnext year, fifteen the following year.
But when you average it all,it's going to be about a twenty percent
(26:33):
ray return. Well, there's certainlynothing wrong with twenty percent, and you're
right, you have to do goodLord, I just dropped my phone,
sorry about that. You have tobe aware of changes in the real estate
market. And I look at itfrom I'm on the outside, totally looking
in, but I dabbled and read. I just read about it, and
it sounds to me like commercial realestate is just in the tank now.
(26:56):
But that anytime something looks like it'sin the tank, there's somebody else who's
seeing that as opportunity. Where areyou right now on that on the head,
Yeah, okay, we're we're pickingup properties now with as much as
well. One lady friend of mine, she pulled together fifteen million with some
passive investors. Okay, aught ofproperty that are praised for twenty three million
(27:21):
the day she bought it. Sothey have no debt because they paid cash
sure, so it's going to cashflow crazy for two years. Then they're
going to refinance it as soon asthe interest rates dropped, pull their money
out to leverage it, and they'rethey're ray to return. When they finished
that deal, those passive investors willmake over one hundred percent ray to return.
(27:45):
There's no question. That's pretty nice. If really, I've got about
it a minute and a half left. If real estates you're number one for
generating passive income. What's the numbertwo and number three? You know it's
whatever business you love? Yeah,yeah, there, you love a restaurant,
That could be great, But Ithink you have to focus on your
passion and something that you love todo. One of the parts of the
(28:08):
map that's wrong that everybody has.They tell you to go get a high
paying job with good benefits. Yeah, they don't tell you. So get
a job you love. You shouldget a job you love. If you're
going to build a second stream ofincome, find a vehicle that you love
started and then turn it passes.Boy, that's so important too. You've
you've absolutely hit it on the headright there, because what I did for
(28:32):
twenty three years in the newspaper businesswas right columns about things that I was
at. I wrote about hunting andfishing and golf and skiing, and it
wasn't bad. And now that thatdidn't generate a high return, but I
was thrilled to be doing what Iwas doing, and it made it a
lot easier to go to work.Yeah, yeah, great. People need
to realize it's okay to be happy. You are not a bad person if
(28:56):
you're happy. Amen to that.I'm gonna let it. We'll just let
that finish this off, because that'ssuch great advice. Steve Davis, thank
you so very much for your time, sir, Thank you. I really
appreciate it. My pleasure. Allright, I gotta run out here to
Kirk Holmes right now. If youhave done well in your life, and
you have worked long enough to thinkit's time to build your dream home.
(29:18):
I would highly recommend Kirk Homes,the custom builder for which I've worked and
with whom I've worked for probably abetter part of ten years now. I
think it is third generation builder,thirty plush years in the industry, and
the only two things that are commonin every kirk Home because they are custom
homes is the twenty year structural warranty, which is twice the standard, and
(29:41):
the two by six exterior walls.Everything else you get to pick now.
They will help you as much oras little as you like with those selections.
They will build pretty much wherever youwant in the entire southeast quadrant of
Texas, all the way up throughthe hill country, all the way down
to the coast, east, westor south. If you want that custom
(30:02):
home of yours, If you wantthat beautiful dream home of yours, talk
to Kirkholmes about it. Go tothe website, take a look around,
maybe go visit one of the homesthey've got open for tours. Kirkholmes dot
Com is a website. K your k because at Kirkholmes it's all about
you old guy's rule and of coursewomen never get old. If you want
(30:26):
to avoid sleeping on the couch.Okay, well, I think that sounds
like a good plan. Fifty pluscontinues. Here's more with Doug Holy mackerel.
(30:49):
We're all ready to the final segmentof the program. Thank you for
listening to fifty plus. We've stillgot time, and I've still got things
to say, and I'm trying todecide where to go. Let's just do
some stuff on kids, okay,and I have just today. I have
two on the negative side and oneon the positive side. I'll start with
(31:12):
a negative side because I always liketo leave with an uplifting note. This
one. First, four juveniles andtwo adults got arrested in Maryland this past
week after they were caught driving aroundin two stolen cars. You with me,
will you got that? Yes?Okay? So then a guardian showed
(31:36):
up to pick them up in acar that also was stolen, and everyone
in that car got busted as well. Score this for the police. Thirteen
arrests, seven kids and six adults, all rolling in stolen behicles. So
(32:01):
that's one of them. And Ititled that one family affair. Yeah,
So I guess they learned from theexamples that were set before them, probably
speaking of I titled this one.Kids say the darnedest things dot dot dot
like stick them up. In Charlotte, North Carolina, a twelve year old
(32:25):
boy and his six year old brotherasked a woman if they could use her
phone, and she, being thenice person that she was, said sure.
When she handed them the phone,they took off running and she caught
them. And when she caught them, the twelve year old produced a gun.
(32:51):
Now it was it wasn't a realgun, it was a baby gun.
But nonetheless, nobody knew that underthe circumstances, and but for the
grace of God, that could haveended up way worse if someone else had
seen that going on and felt likethat woman's life was in jeopardy and couldn't
(33:13):
really tell that the person who wasrobbing whom and what. The older kid
has been charged with armed robbery,which I think is about right. Little
brother being treated as a victim,which I also think is about right,
and I hopeful, I'm really hopefulthat there's somebody else in his life who
will take interest in him and turnhim around. The twelve year old,
(33:34):
by the way, not unfamiliar withthat sort of lifestyle. Apparently he actually
posed on social media just this pastweek. I think it was with a
gun in his hands. I hatethat, I really do. So I'm
going to go to the good sidefor kids now, because that's just a
lot of bad about kids, andthey're certainly not all bad. The overwhelming
(33:57):
majority of kids are fantastic and wonderful, and some of them even like this
kid I'm about to tell you about, even this kid about whom I'm going
to tell you to get that right, thirteen years old. He's from Oklahoma.
What did he just do? Willthat neither you nor why I could
have done on a bet a backflip? Well, no, it's way better
(34:22):
than that. He just graduated fromcollege with four degrees. He's thirteen years
old. Then one of him incomputer science. It's not basket weaving.
I mean this kid's he is taxsharp, smart. And there's a list
actually in the story of these othertrainings and achievements he got through on his
(34:46):
way to getting four degrees at thirteenyears old. Amazing kid, and hats
off to him, hats off tohis family. Man, that's just you
know, I love I want tosee a follow up story about that kid
in about two three years because clearlyhe's you know, he's not even old
(35:07):
enough to get a job yet,but he's far more qualified to do a
lot of things than a whole lotof college graduates are. So I'll be
interesting to see how that how thatpans out up in Seattle. You remember
Seattle, right, well? Youknow where that is, have you really?
Yeah? Okay, so you knowSeattle pretty well, once a very
(35:30):
hustling, bustling city and still hometo a couple of pretty good sports franchises,
And then it woke, which itstill is, and decided that police
were bad, it was okay forpeople to live on the streets and do
all their business in the street oron the sidewalk or wherever, and well,
at least in one zip code inthat once fine city. The US
(35:50):
Postal Service has just said enough's enoughand halted mail delivery. They've paused it,
they say, and I don't knowfor how long. Because of just
eight a double heap in helping ofmailbox theft, nobody in that zip code
apparently was able to get their mailwithout it being pilford and stolen and rifled
(36:15):
through by thugs and thieves. Soeverybody in that zip code has to pick
up their mail, they have topick up their mail from the post office.
I know some people are honestly,they're stuck where they are because of
economic circumstances or other things that justkeep them from moving. But honestly,
(36:37):
I couldn't imagine living in an environmentso lawless and so hostile that even the
mail can't be delivered. What's thatold saying they used got them to where
they are. Neither rain or sleet, nor robbers or thieves will keep us
from our appointed rounds. Something likethat. At what point, do,
however, many rational law abiding citizensare left. How long before we stand
(37:00):
up and just say enough's enough,the station's got to take a better course,
Or you know, if we mustjust just boot the states that can't
or won't stand up to crime andcriminals and let them go their own way
and wish them the best in theirfuture endeavors. I'm I'm not advocating that,
really, it's just a frustration levelthat's growing instead of being abated by
(37:28):
somehow better news from some parts ofthe country. New York City, the
once proud sanctuary city, and wantedto tell everybody about it and get some
paths on the back for it.Now the mayor of New York City is
begging the state legislature or the city, I guess to erase that, erase
(37:49):
that little paragraph about being a sanctuarycity, because it's breaking the city.
They can't afford it. They've gottwo or three dozen hotels, all completely
full at premium rates that they're payingfor to Howe's immigrants. And that's an
unsustainable deal, totally unsustainable. Let'sfinish off some cheerier notes. Will and
(38:15):
I didn't have time to put inheadlines on these, so I'll just I'll
give you this. I'm gonna circlewhere Grandma you can grandma underwear. These
are actually writing themselves. This isgreat. Or Pokemon. Oh, let's
go with Pokemon neighborhood and Las Vegaspresumably a new neighborhood naming its streets after
(38:39):
characters from Pokemon. Would you reallywant your address to be thirty eight oh
six Squirrel? That would be socool'd your address? Mister mister Melbourne?
Yeah, I live at fourteen ohfive Jiggli Puff Place. That's so cool.
(39:00):
Snore Lax, that's another one they'vegot. These are their streets,
Share Rezard, I don't even knowwhat do you know any of these characters.
Do you know what they are?Yeah? Of what's squirtle? It's
scared ask It's a tiny little turtle, a little blue turtle like a squirt
that's a turtle. Yeah, yeah, I had an issue like that.
(39:22):
I was trying to save a turtlefrom that direct hot sun on the golf
course the other day, and hewas he wasn't that far from the water,
and I should have just known betterthan to pick it up, because
turtles have a tendency to do somethingthat is just not nice when they're picked
(39:42):
up like that. And I thoughtI had the turtle at an angle where
I was safe, um, buthe had a directional um capability of which
I wasn't aware, and he gotme good. I'll just leave it at
that. According to several doctors,you never need to replace your underwear as
long as you wash it every oncein a while. I'll leave you with
(40:04):
that. Audios.
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