October 15, 2025 • 14 mins
Would you rather save 141 thousand plus dollars and truly own your home with your local government(s) operating at the size and efficiency of 2019, or would you rather pay $141k, and not truly own your home, and have your local government(s) operating as they do today?
Mark as Played
Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:02):
Hey, thanks for listening, and welcome back to the Brian
Mud Show.
Speaker 2 (00:06):
Time now for today's top three takeaways. Yeah, they're happy Wednesday.
Speaker 1 (00:11):
As we dive in on this a Wednesday, we're gonna
take a look at what Florida's property tax plan has
in common with the federal government shutdown? Have you noticed
the federal partial government shutdown?
Speaker 3 (00:23):
Yet?
Speaker 2 (00:24):
You're day different.
Speaker 1 (00:25):
I see Sean asilicas face has gone, nothing's changed in
my life from this thing. And in fact, I'm pretty
sure that I'm the only person that he is here
and talk about this thing and gets smile on his face, like, yeah,
this is not a thing for almost anybody.
Speaker 2 (00:40):
And that is the point. That is the point.
Speaker 1 (00:43):
Thirty four percent of our federal government offline now for
over two weeks, and now this has changed anyway, really right,
So anyway, we're gonna take a look at that and
also the four tax plan. So a couple things about that.
Governor DeSantis is in our area today. He is presenting
at the Kravis Center this morning, actually this afternoon, earlier
(01:05):
this afternoon for the Forum Club, and I'll be attending
along with my friend Melissa ash check Mark Collections, and
I look forward to that and reporting back. But I
wanted to dive into Florida's property tax plan, which is
his that is currently being advanced in some of the
commonalities there. First, let's take a look at what's going
(01:26):
on the latest in Gaza and Israel.
Speaker 2 (01:31):
Fox's Jeffer Griffin.
Speaker 4 (01:33):
Israeli police bowed their heads to show respect as the
deceased hostages were taken to the forensics lab in Tel
Aviv for identification. Israel returned forty five Palestinian corpses late Monday.
It must return fifteen dead Palestinians for every Israeli who
was killed and returned in Gaza. Hamas terrorists continued carrying
(01:54):
out extra judicial killings in public squares of those they
suspect collaborating with Israel and clans they think could threaten
their authority.
Speaker 1 (02:05):
Okay, so you hear a couple of the challenges that exist.
Just update you first on the remains of Israeli hostages.
There are now twenty bodies that have been unrecovered as
that process continues. But then you hear about the challenges
with AMAS. AMAS has been the governing body since two
thousand and six. They're not going away easily as you
(02:29):
hear they're killing people they suspect or conspiring with Israelis
and everything else not good right now, and getting to
this next phase where you have the handover of governance
in that region to a new body. We need to
get there pretty quickly with something that is going to
be stable, because there's no indication that anything's going to
(02:52):
be different from Hamas until we get there. The other
thing that is problematic here Hamas yesterday is said we're
actually not going to disarm. We're not going to disarm,
which was one of the points of the agreement, and
that prompted President Trump to come back and say, ah, yeah,
you are going to disarm as you said you were,
or there'll be consequences. So the implications there are many.
(03:17):
I have to see how this comes comes together. It
was always going to be difficult this next step because again,
Amas are terrorists. They're not just going to go okay,
you know what, we've seen the light. We're really not
into you know, evil and killing a bunch of people
in area where it's going to go on about our lives. Now.
Speaker 2 (03:33):
Now, they were never going to be those people, right.
Speaker 1 (03:35):
The only question is how are we going to get
from here to there, and that's what's being sorted out
right now. So we'll continue to follow that for you
as we dive into my takeaways. My top one for
you today is budget dust. A little budget dust. So
in fewer than three months, January ninth, we're going to
have a deadline that could forever change the trajectory of
(03:56):
what you end up paying for property in Florida, because
cause that is the day that quote, all drafts of bills, memorials,
joint resolutions, including drafts for companion bills, must be approved
to file in final form, that is in advance of
the start of the state's legislative session that kicks off
(04:19):
January thirteenth. So what that means is that in a
few minds, we're going to begin to see how serious
the state legislature is about potentially putting an end to
homestead of property taxes in this state.
Speaker 2 (04:28):
Baseball.
Speaker 1 (04:29):
What's proposed as a constitutional amendment for voters to consider
in November, should it clear the legislature. Now, one thing
is clear Governor d. Santismy's business. You know, recently, the
governor said that if the legislature didn't deliver a proposed
amendment to cut property taxes in the regular session, that heck,
(04:49):
he would call a special session next summer, just prior
to the elections when he feels that he could apply
maximum heat to many re electing politicians right in front
of vote, go into the polls for potential and action
on this issue. Most recently, the governor said this. He said,
I'm not going to let that keep us from doing
(05:09):
property tax relief. The that he was referring to was
allowing concerns about low tourism or low revenue counties and
municipalities standing in the way of potentially eliminating homesteaded property taxes.
As De Santis said when asked about those concerns, he said,
I can fund all that. I can take all thirty
two fiscally constraint counties. I could fund one hundred percent
(05:34):
of tax revenue that'd be derived from a homesteaded Florida
residents property taxes.
Speaker 2 (05:40):
And it's like budget dust for us. That's why my
top takeaway today's budget dust. He calls it budget dust.
Speaker 1 (05:48):
We've got a massive surplus, so we can do that,
and we will do that. Okay, that's interesting now, as
I've illustrated previously, eliminating homestead property taxes isn't in fact
as difficult to do as it may seem. For example,
inflation adjusted dollars in Palm Beach County, if we take
a look at that, if the county simply ran itself
(06:08):
the way that it did in twenty nineteen pre pandemic,
well shoot, it could do so without any homesteaded property taxes.
I mean, that's kind of a big deal, right. The
fact of the matter is that most local governments became
bloated with federal COVID money, rising property values, and strong
(06:30):
local economies. And so that's a big part of what
Florida's Dog is set out to do. Illustrate the frivolousness
with which many local governments have been operating as they
decry the idea of ending or even meaningfully reducing property
taxes on their constituents. And so that leads me to
my second takeaway, which we will get to momentarily, but first,
(06:52):
as I kind of weave this through the partial government
shutdown that's currently going on, you know something else that's
not impacted at the federal Medicare and open enrollment for
Medicare that begins today.
Speaker 2 (07:05):
Box's Tanya Jay Powers.
Speaker 5 (07:07):
During open enrollment, beneficiaries can make changes to their Medicare plans,
including switching between original Medicare and Medicare Advantage. They can
also add or drop coverage like Medicare Part D for
prescription drugs. The government shutdown should not affect open enrollment
because it is covered under mandatory government spending.
Speaker 1 (07:25):
Okay, okay, so yeah, no issues there Medicare. Let's talk
about what this could mean to you. Talking about the
Florida property tax plan for the average Florida homeowner, you
(07:45):
live here for a total of thirty five years. The
average Florida home owner ends up living in the state
for a total of thirty five years. Last week, after
having been inspired by my research for Q and A
on financial literacy and credit scores, I decided to paint
the picture of what impact on the average Floridian what
(08:07):
it would be with the elimination of property taxes. So
aside from truly owning your home because I mean, local
government wouldn't be able to seize it from you for
not paying annual taxes to keep it, the average resident
of Florida would save one hundred and five thousand dollars.
(08:28):
Now that's a lot of dough but that's the state
wide average. Closer to home numbers much higher. Consider this,
Palm Beach County residents would would save one hundred about
one hundred and forty two thousand dollars in today's dollars.
(08:49):
That's about one hundred and seventy seven thousand. In Martin County,
residents in Indian River County save about one hundred and
eighty four thousand dollars, and in Saint Lucy all the
way up to two hundred and sixty six thousand dollars
in savings over the length of time the average person
(09:09):
lives with a homestead of property. Now, during the partial
government shutdown, I pose the question about whether you've noticed
the impact.
Speaker 2 (09:18):
On your daily life. So have you.
Speaker 3 (09:24):
Now?
Speaker 1 (09:26):
And yet thirty four percent of the federal government been
offline forever two weeks. So, as I illustrated, if we
permanently cut thirty four percent of the federal government, we
go from having nearly two trillion dollar deficits to having
three hundred billion dollar budget surpluses.
Speaker 2 (09:43):
Kind of a big deal.
Speaker 1 (09:44):
So then consider this, If thirty four percent of the
federal government could just go away without a meaningful impact
for just about anyone in society. Well, shoot, is there
really much doubt that we could manage with an average
of fifteen percent and less local government and in the
event that critical needs couldn't be met, that the state
(10:07):
step in and fund those needs. As a stated last week,
it was a choice for the federal government to become
ridiculously bloated and run multi trillion dollar budget deficits that
lead to higher inflation and interest rates. It's a choice
to keep it bloated and to deal with higher than
(10:27):
needed inflation, interest rates, and taxes. A permitted end to
over a third of the federal government would be a
massive problem solved, far greater quality of life for all
but the directly impacted federal government employees. So you think
about that in the context of the opportunity that we're
(10:47):
talking about within our state. That is my third takeaway,
get to it momentarily. But another thing that is unimpacted today,
another deadline that comes into play.
Speaker 2 (10:59):
Box's Hillary.
Speaker 3 (11:00):
Regardless of the shutdown, the taxman is still on the job.
In taxpayers who ask for an extension by the April
fifteenth tax filing do date. We'll have until today to
file without penalties.
Speaker 1 (11:11):
Yeah, So Today is the last day for those that
receives an extension on filing taxes to file again. Life
just moves on normally. So let's take talk about the
opportunity we have within our state. Would you rather save
one hundred and forty one thousand plus dollars and truly
own your home with your local governments operating at the
(11:34):
size and efficiency of twenty nineteen, or would you rather
pay one hundred and forty one thousand dollars not trly
own your home, have your local government or governments operating
as they do today? The look on Shohn's face like,
(11:56):
I don't I don't want to pay that money.
Speaker 2 (11:59):
I don't think. I'm pretty sure you don't.
Speaker 1 (12:02):
By the way, would you even notice if your local
government operated as it did in twenty nineteen? Has your
local government done anything worth at least one hundred and
forty one thousand dollars for you since twenty nineteen?
Speaker 2 (12:18):
You know, just as it was a.
Speaker 1 (12:19):
Choice to create a bloated federal government with high deficits, inflation,
and taxes, it is a choice to keep bloated local
governments with high property taxes. The big difference between the
federal example currently in play. And the potential for what
we're talking about within our state is that this one's
(12:39):
entirely within our control. I mean the federal level. We
got to deal with all the nuts from New York, California,
you name it here.
Speaker 2 (12:47):
We don't. We can do this, we want to do it.
We can do it. So what do you choose? What
do you choose? Sign me up?
Speaker 1 (12:55):
Sign me up for DeSantis's plan to put an end
to homesteaded property taxes and hopefully in time can move
to do even more. And if necessary, DeSantis can just
sprinkle some of that budget.
Speaker 2 (13:12):
Dusty Scott Fox unchet.
Speaker 6 (13:17):
Does the government need artificial intelligence to regulate artificial intelligence?
This was one of the big questions lawmakers posed to
tech experts and a hearing that focus on the opportunities
and challenges that AI poses to healthcare, education, and the workplace.
Republican Senator Bill Cassidy chairs the Help Committee.
Speaker 5 (13:35):
If government is going to keep track of AI and
alls whatever? Does government need to develop his own AI
as a regulatory agency to monitor the AI.
Speaker 6 (13:43):
The hearing comes on the heels of a report released
by Senator Bernie Sanders which estimates AI could replace more
than one hundred million workers over the next decade.
Speaker 4 (13:52):
We want to rebuild manufacturer in America, but that won't
mean anything to a work if it is the robuts
doing the manufacturer.
Speaker 6 (14:01):
And a bipartisan focus remains on protecting children who interact
with AI chatbot systems. Lawmakers recently heard from parents who
say chatbots encourage their children to take their own lives
with Fox on Tech Alexandria Hoff, Fox News
Hey, thanks for listening, and welcome back to the Brian
Mud Show.
Speaker 2 (00:06):
Time now for today's top three takeaways. Yeah, they're happy Wednesday.
Speaker 1 (00:11):
As we dive in on this a Wednesday, we're gonna
take a look at what Florida's property tax plan has
in common with the federal government shutdown? Have you noticed
the federal partial government shutdown?
Speaker 3 (00:23):
Yet?
Speaker 2 (00:24):
You're day different.
Speaker 1 (00:25):
I see Sean asilicas face has gone, nothing's changed in
my life from this thing. And in fact, I'm pretty
sure that I'm the only person that he is here
and talk about this thing and gets smile on his face, like, yeah,
this is not a thing for almost anybody.
Speaker 2 (00:40):
And that is the point. That is the point.
Speaker 1 (00:43):
Thirty four percent of our federal government offline now for
over two weeks, and now this has changed anyway, really right,
So anyway, we're gonna take a look at that and
also the four tax plan. So a couple things about that.
Governor DeSantis is in our area today. He is presenting
at the Kravis Center this morning, actually this afternoon, earlier
(01:05):
this afternoon for the Forum Club, and I'll be attending
along with my friend Melissa ash check Mark Collections, and
I look forward to that and reporting back. But I
wanted to dive into Florida's property tax plan, which is
his that is currently being advanced in some of the
commonalities there. First, let's take a look at what's going
(01:26):
on the latest in Gaza and Israel.
Speaker 2 (01:31):
Fox's Jeffer Griffin.
Speaker 4 (01:33):
Israeli police bowed their heads to show respect as the
deceased hostages were taken to the forensics lab in Tel
Aviv for identification. Israel returned forty five Palestinian corpses late Monday.
It must return fifteen dead Palestinians for every Israeli who
was killed and returned in Gaza. Hamas terrorists continued carrying
(01:54):
out extra judicial killings in public squares of those they
suspect collaborating with Israel and clans they think could threaten
their authority.
Speaker 1 (02:05):
Okay, so you hear a couple of the challenges that exist.
Just update you first on the remains of Israeli hostages.
There are now twenty bodies that have been unrecovered as
that process continues. But then you hear about the challenges
with AMAS. AMAS has been the governing body since two
thousand and six. They're not going away easily as you
(02:29):
hear they're killing people they suspect or conspiring with Israelis
and everything else not good right now, and getting to
this next phase where you have the handover of governance
in that region to a new body. We need to
get there pretty quickly with something that is going to
be stable, because there's no indication that anything's going to
(02:52):
be different from Hamas until we get there. The other
thing that is problematic here Hamas yesterday is said we're
actually not going to disarm. We're not going to disarm,
which was one of the points of the agreement, and
that prompted President Trump to come back and say, ah, yeah,
you are going to disarm as you said you were,
or there'll be consequences. So the implications there are many.
(03:17):
I have to see how this comes comes together. It
was always going to be difficult this next step because again,
Amas are terrorists. They're not just going to go okay,
you know what, we've seen the light. We're really not
into you know, evil and killing a bunch of people
in area where it's going to go on about our lives. Now.
Speaker 2 (03:33):
Now, they were never going to be those people, right.
Speaker 1 (03:35):
The only question is how are we going to get
from here to there, and that's what's being sorted out
right now. So we'll continue to follow that for you
as we dive into my takeaways. My top one for
you today is budget dust. A little budget dust. So
in fewer than three months, January ninth, we're going to
have a deadline that could forever change the trajectory of
(03:56):
what you end up paying for property in Florida, because
cause that is the day that quote, all drafts of bills, memorials,
joint resolutions, including drafts for companion bills, must be approved
to file in final form, that is in advance of
the start of the state's legislative session that kicks off
(04:19):
January thirteenth. So what that means is that in a
few minds, we're going to begin to see how serious
the state legislature is about potentially putting an end to
homestead of property taxes in this state.
Speaker 2 (04:28):
Baseball.
Speaker 1 (04:29):
What's proposed as a constitutional amendment for voters to consider
in November, should it clear the legislature. Now, one thing
is clear Governor d. Santismy's business. You know, recently, the
governor said that if the legislature didn't deliver a proposed
amendment to cut property taxes in the regular session, that heck,
(04:49):
he would call a special session next summer, just prior
to the elections when he feels that he could apply
maximum heat to many re electing politicians right in front
of vote, go into the polls for potential and action
on this issue. Most recently, the governor said this. He said,
I'm not going to let that keep us from doing
(05:09):
property tax relief. The that he was referring to was
allowing concerns about low tourism or low revenue counties and
municipalities standing in the way of potentially eliminating homesteaded property taxes.
As De Santis said when asked about those concerns, he said,
I can fund all that. I can take all thirty
two fiscally constraint counties. I could fund one hundred percent
(05:34):
of tax revenue that'd be derived from a homesteaded Florida
residents property taxes.
Speaker 2 (05:40):
And it's like budget dust for us. That's why my
top takeaway today's budget dust. He calls it budget dust.
Speaker 1 (05:48):
We've got a massive surplus, so we can do that,
and we will do that. Okay, that's interesting now, as
I've illustrated previously, eliminating homestead property taxes isn't in fact
as difficult to do as it may seem. For example,
inflation adjusted dollars in Palm Beach County, if we take
a look at that, if the county simply ran itself
(06:08):
the way that it did in twenty nineteen pre pandemic,
well shoot, it could do so without any homesteaded property taxes.
I mean, that's kind of a big deal, right. The
fact of the matter is that most local governments became
bloated with federal COVID money, rising property values, and strong
(06:30):
local economies. And so that's a big part of what
Florida's Dog is set out to do. Illustrate the frivolousness
with which many local governments have been operating as they
decry the idea of ending or even meaningfully reducing property
taxes on their constituents. And so that leads me to
my second takeaway, which we will get to momentarily, but first,
(06:52):
as I kind of weave this through the partial government
shutdown that's currently going on, you know something else that's
not impacted at the federal Medicare and open enrollment for
Medicare that begins today.
Speaker 2 (07:05):
Box's Tanya Jay Powers.
Speaker 5 (07:07):
During open enrollment, beneficiaries can make changes to their Medicare plans,
including switching between original Medicare and Medicare Advantage. They can
also add or drop coverage like Medicare Part D for
prescription drugs. The government shutdown should not affect open enrollment
because it is covered under mandatory government spending.
Speaker 1 (07:25):
Okay, okay, so yeah, no issues there Medicare. Let's talk
about what this could mean to you. Talking about the
Florida property tax plan for the average Florida homeowner, you
(07:45):
live here for a total of thirty five years. The
average Florida home owner ends up living in the state
for a total of thirty five years. Last week, after
having been inspired by my research for Q and A
on financial literacy and credit scores, I decided to paint
the picture of what impact on the average Floridian what
(08:07):
it would be with the elimination of property taxes. So
aside from truly owning your home because I mean, local
government wouldn't be able to seize it from you for
not paying annual taxes to keep it, the average resident
of Florida would save one hundred and five thousand dollars.
(08:28):
Now that's a lot of dough but that's the state
wide average. Closer to home numbers much higher. Consider this,
Palm Beach County residents would would save one hundred about
one hundred and forty two thousand dollars in today's dollars.
(08:49):
That's about one hundred and seventy seven thousand. In Martin County,
residents in Indian River County save about one hundred and
eighty four thousand dollars, and in Saint Lucy all the
way up to two hundred and sixty six thousand dollars
in savings over the length of time the average person
(09:09):
lives with a homestead of property. Now, during the partial
government shutdown, I pose the question about whether you've noticed
the impact.
Speaker 2 (09:18):
On your daily life. So have you.
Speaker 3 (09:24):
Now?
Speaker 1 (09:26):
And yet thirty four percent of the federal government been
offline forever two weeks. So, as I illustrated, if we
permanently cut thirty four percent of the federal government, we
go from having nearly two trillion dollar deficits to having
three hundred billion dollar budget surpluses.
Speaker 2 (09:43):
Kind of a big deal.
Speaker 1 (09:44):
So then consider this, If thirty four percent of the
federal government could just go away without a meaningful impact
for just about anyone in society. Well, shoot, is there
really much doubt that we could manage with an average
of fifteen percent and less local government and in the
event that critical needs couldn't be met, that the state
(10:07):
step in and fund those needs. As a stated last week,
it was a choice for the federal government to become
ridiculously bloated and run multi trillion dollar budget deficits that
lead to higher inflation and interest rates. It's a choice
to keep it bloated and to deal with higher than
(10:27):
needed inflation, interest rates, and taxes. A permitted end to
over a third of the federal government would be a
massive problem solved, far greater quality of life for all
but the directly impacted federal government employees. So you think
about that in the context of the opportunity that we're
(10:47):
talking about within our state. That is my third takeaway,
get to it momentarily. But another thing that is unimpacted today,
another deadline that comes into play.
Speaker 2 (10:59):
Box's Hillary.
Speaker 3 (11:00):
Regardless of the shutdown, the taxman is still on the job.
In taxpayers who ask for an extension by the April
fifteenth tax filing do date. We'll have until today to
file without penalties.
Speaker 1 (11:11):
Yeah, So Today is the last day for those that
receives an extension on filing taxes to file again. Life
just moves on normally. So let's take talk about the
opportunity we have within our state. Would you rather save
one hundred and forty one thousand plus dollars and truly
own your home with your local governments operating at the
(11:34):
size and efficiency of twenty nineteen, or would you rather
pay one hundred and forty one thousand dollars not trly
own your home, have your local government or governments operating
as they do today? The look on Shohn's face like,
(11:56):
I don't I don't want to pay that money.
Speaker 2 (11:59):
I don't think. I'm pretty sure you don't.
Speaker 1 (12:02):
By the way, would you even notice if your local
government operated as it did in twenty nineteen? Has your
local government done anything worth at least one hundred and
forty one thousand dollars for you since twenty nineteen?
Speaker 2 (12:18):
You know, just as it was a.
Speaker 1 (12:19):
Choice to create a bloated federal government with high deficits, inflation,
and taxes, it is a choice to keep bloated local
governments with high property taxes. The big difference between the
federal example currently in play. And the potential for what
we're talking about within our state is that this one's
(12:39):
entirely within our control. I mean the federal level. We
got to deal with all the nuts from New York, California,
you name it here.
Speaker 2 (12:47):
We don't. We can do this, we want to do it.
We can do it. So what do you choose? What
do you choose? Sign me up?
Speaker 1 (12:55):
Sign me up for DeSantis's plan to put an end
to homesteaded property taxes and hopefully in time can move
to do even more. And if necessary, DeSantis can just
sprinkle some of that budget.
Speaker 2 (13:12):
Dusty Scott Fox unchet.
Speaker 6 (13:17):
Does the government need artificial intelligence to regulate artificial intelligence?
This was one of the big questions lawmakers posed to
tech experts and a hearing that focus on the opportunities
and challenges that AI poses to healthcare, education, and the workplace.
Republican Senator Bill Cassidy chairs the Help Committee.
Speaker 5 (13:35):
If government is going to keep track of AI and
alls whatever? Does government need to develop his own AI
as a regulatory agency to monitor the AI.
Speaker 6 (13:43):
The hearing comes on the heels of a report released
by Senator Bernie Sanders which estimates AI could replace more
than one hundred million workers over the next decade.
Speaker 4 (13:52):
We want to rebuild manufacturer in America, but that won't
mean anything to a work if it is the robuts
doing the manufacturer.
Speaker 6 (14:01):
And a bipartisan focus remains on protecting children who interact
with AI chatbot systems. Lawmakers recently heard from parents who
say chatbots encourage their children to take their own lives
with Fox on Tech Alexandria Hoff, Fox News
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