Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:13):
He served at the Pentagon as an army jag. He
graduated from Notre Dame and has two law degrees from
Boston University and Georgetown University. He's been practicing law for
over thirty years. He's your family's personal attorney. It's time
for the David Carrier Show.
Speaker 2 (00:33):
Hello, welcome to the David Carrier Show. I'm David Carrier,
your family's personal attorney, and you have found a place
where we talk about a state planning, elder law, real
estate and business law. That's what we call retirement law.
You know, elder law wants to be elderly. Nobody who
wants to be retired? Oh yeah, let's raise the flag
on that one. So if you want to retire, wish
(00:58):
you were retired, are retired or no, somebody who is. Well,
you found the right place. Now all you have to
do is give us a shout six one six seven
seven four twenty four twenty four. That's sixty one six
seven seven four twenty four twenty four. Will get your question,
comment or concern on the air, provided it has well,
(01:19):
I don't know, if you call, we'll get on the here.
What do we care? And it's free. I mean, what
could it hurt?
Speaker 1 (01:25):
Right?
Speaker 2 (01:25):
You can also go to the website. Now we've got
something special on the website, something that's improving and keeps
on improving, at least at least we hope it does.
I hope you think so. The you know, one of
the problems with the website. I don't know if you've
ever been to a website, especially like a lawyer website. God,
they're awful. They're terrible, including mine. Websites are awful because
(01:49):
it's so hard to find anything. You got to poke
around and look around, and then you have a question
you want to have answered. Oh, forget about it. You're
not going to get an answer to your question. It's
so darn hard. And there may be a lot of
stuff on there, and yes, indeed, we have lots of
stuff on there, but it's hard to get to. So
then the question is, well, how can we make it
easy to get to? How can we make it easier
(02:10):
for you to find the information you're looking for? And
so what we came up with. You've heard about this
AI stuff, right, Artificial intelligence, Well, we'd like to say
artificial intelligence, yes, but genuine insight. How's that sound good?
Genuine authentic information with the artificial intelligence, and so what
we've got it's not a chatbot. It will you know,
(02:34):
it's got a point of view obviously, But if you
go to the website Davidcarrier Law dot com, okay, and
this is really I think it's really neat stuff. And
on Davidcarrier Law dot com, if you just hang out
there for like twenty seconds, this thing will pop up okay.
And there are some frequently asked questions. You can click
(02:57):
on those if you want, that's that's fine. But if
you ask it questions, it's the most amazing thing to me.
And we've gotten a lot of good, very positive feedback
from folks who've tried it. Right, just put in your
situation okay, or ask it a question something like that,
and it will give you actual answers. Now, it's not
(03:20):
legal advice, okay, and it's not comprehensive, it's not the
whole story. But it's not just oh that's a good question.
Speaker 1 (03:28):
You know.
Speaker 2 (03:28):
I've used these chatbots. I've been seeing, you know, are
we really different than other folks? And so I've been
going to the other websites and you go to the
chatbot and the chatbot says, oh, that's a really interesting question.
Put in your name, address, phone number, social Security number,
bank account statements, mother's maid, the name, and we'll see
if maybe we can get a lawyer to talk to you,
(03:50):
you know, something like. They collect all this information and
then what they do is they promise you a call
back from somebody. All right, well this is different. It
really is different and doesn't require you to give any
of that information if you don't want to. If you do,
if you want to get a call back, that's that's great.
Speaker 1 (04:08):
Love that.
Speaker 2 (04:09):
But the point is we're not insisting on that. And
you you know, Tippy type in there just just say,
you know, I'm fifty six years old, happily married, got
three kids, blah blah, but I'm losing my mind, you know,
or my mom's got dementia or it's something like that.
(04:29):
Whatever it is, and it will give you not I'm
not saying it's legal advice, because it isn't. It's not
legal advice. If you wonder if it's legal advice. No,
it's not legal advice. But it will give you some
pretty good stuff, you know what I mean. It'll give
you a like I say, kind of a rundown, kind
(04:50):
of thing. Ask you some more quietents. I don't get
asked questions. Now you have to. You have to give
it more data, more information if you want to get
a more precise answer. But the cool thing about it is,
whenever you want you can always let just go to
the website. You don't have to paddle around looking for everything.
You can just ask it the question. It's like, I
(05:11):
don't even know why we have the rest of the
website tell you the truth, because you could have like
one page and have this thing on it and whatever
you ask, boom, there it is, and it really is.
It really is kind of neat. But like I said,
we still have the whole website with all kinds of
other stuff on there, but we're working to get it
so that it'll auto navigate, you know what I mean.
(05:33):
So if you say, show me some videos and then
I'll take you to the video page, or I want
to hear about the radio show, I'm fine, they'll take
you to the radio show. I don't think that's perfect, yeah,
but definitely working in that direction. So you can give
us a call right now, six one six sevens oh,
and you want to sign up for a free three
secrets workshop, which of course you do, because everybody does.
(05:58):
The Three Secrets workshops are are available and you know,
all the all the time. But you could ask it
for that. In fact, you can ask, oh, I'm in Holland,
which one should I go to? When are they? Or
Grand Rapids? Of course up in Miskegan and down in Kalamazoo.
But we don't say Miskegan Kalamazoo. We say Norton Shores
(06:19):
because that's really where it is, and Portage because it's
actually south of Kalamazoo. But you know, if you're wondering,
you know, we get you, we get you covered, or
you can go right now. Six one, six, seven, seven four,
twenty four, twenty four. I don't know if you've been
following the news at all, it seems like there's so
much news. There was this guy on TV right he's
(06:40):
a TV guy and he gets his job is to
get upset at everything the administration does, you know what
I mean. He's one of those guys it's like, oh,
this is taking my democracy, you know, or this is
uh uh this guy, I mean he's whiter than wonderbred, Okay,
you know that guy, and he's always outraged. He's like
totally outraged like all the time. And now he's like
(07:02):
going on vacation. It's like, oh, I can't take it.
I got take it a week off. The guy talks
for a living. He doesn't even figure stuff out, he
just talks. His whole job is to get outraged. I mean,
I mean, like that's his job. Can you imagine having
a job where your job was to get you know,
(07:25):
pick something that upsets you or grinds your gears or
whatever else, and your whole job was to spend like
an hour a day, maybe two, I guess, you know,
getting outraged on TV and you got to take a
break because you're so outraged. It's like, what again, how
about you rake lawns for a living? How about that?
(07:46):
Let's put up some drywall there, pal. How how about
work in a restaurant for a while. How about you know,
how about work in a law firm with a mean,
tyrannical boss. Trying that one. See if you like and
see if you like that. It's just just amazing. Another
amazing thing, and this more has to do with the
(08:07):
law type of stuff, is You've got to wonder where
these you know, they're all complaining. Oh, this guy's unelected
and he's working in the government. He's unelected. Well, he
was appointed by the guy who was elected, the only
one elected by the whole country, and apparently everybody in
the country he elected him. Another upset. But but these
(08:31):
the judges, you know what I mean, the lifetime appointed judges.
And now it's turning out that the same people who
authorized wiretaps, on fraudulent evidence and all the rest of
it are now also getting involved in national security and
ordering planes turned around in the air and all the rest.
And you know, it's it's a very and I know
(08:55):
there are some people out there who like don't believe
in tradition or legitimacy, or you know, whatever else it
may be. I think one of the things that distinguishing
characteristics of the United States of America has always been
(09:16):
rule of law, the idea that the judicial system is
is fair, right, I mean, the rules apply, and you
can get a judge to fairly apply the rules. Okay.
And of course we saw a bunch of what they
call law fare, you know, thirty four felonies that had
(09:36):
never been charged to anybody before, and they'll probably get
blown up on appeal. You know, you would expect you know,
stuff like that where unpopular people are targeted by the
judicial system. And in America, it wasn't supposed to work
that way, right, And you've got to wonder, you know,
(09:59):
when when judges squander their legitimacy for short term political
short term, shortsighted, unprecedented political involvement. You know, it's like
the rule of law. I don't think anybody understand. I
think most Americans really understand. It's like a fish swimming
(10:22):
in the water. You don't understand just how unusual it
is to have reliable judges, to have a court system
that is generally perceived as fair, attack system that's generally
perceived is fair. That's not the standard. You know, it's
not the standard in history, it's not the standard around
the world. It's not the way it works. And once
(10:44):
you have that legitimacy, squandering it for temporary political gain
is just makes you wonder. We'll talk a little bit
more about that when we get back. You've been listening
to the Daily Carriers Show. I'm David Carrier, Your Families,
Personal Atturney.
Speaker 1 (11:13):
I want to man. This hour of the David Carrier
Show is pro bono, So call in now at seven
seven twenty four, twenty four. This is the David Carrier Show.
Speaker 2 (11:30):
Welcome back to the David Carrier Show. I'm David Carrier,
your family's personal attorney. Now's the time give us a call.
Six one six seven seven four twenty four twenty four.
That's six one six seven seven four twenty four twenty four.
Just talk a little bit about you know, for well
(11:52):
what forty some odd years now, forty three years, I've
been an attorney, right working within the system. My first
job was defending convicted criminals. Okay, I mean they were convicted.
It wasn't a matter of oh, I wonder if they're guilty. No,
they were guilty of sin. We already knew they were guilty.
They were convicted by court martial. Court martial, right, And
(12:13):
my job was to figure out was it a legitimate
exercise of the military judicial power?
Speaker 1 (12:19):
Okay?
Speaker 2 (12:20):
I was a defense appellent attorney, all right. So I
did that a few hundred times, and before I went
over the Pentagon doing something else. And you know, I
never had any problem with advocating, you know. And I
had murderers and child abusers and drug ees and barracks thieves,
(12:45):
and you know, the whole, the whole gamut of folks
right coming through the system. And I never felt like, oh,
I'm I'm complicit with the with the crimes these people committed.
You know, My job was with it and the bounds
of the law. Did they follow the process correctly, because
especially in a closed system like the military is a
(13:07):
closed system, you have to put a lot of emphasis
on making sure you got it right, okay, which they did.
I mean, by in large they did. But it was
a check. Do you understand. It wasn't a matter of, oh,
we're going to get all the criminals out. I was like, oh,
we're on the criminal side. No, it wasn't like that
at all. It was a matter of keeping the system honest,
(13:30):
because any system run by human beings is going to
become dishonest if you don't keep an eye on it.
And there were cases where that where that did occur, okay,
where they weren't following the rules, and you know, and
so I felt it was very it was a useful
and beneficial thing to do. I mean, it wasn't what
(13:53):
I signed up for, Okay, wasn't at all what I
signed up for. That's what they want me to do.
And so for for a couple of years there I
did it. And I have no problem with that because
I wasn't the moral advocate for these folks. I mean,
it was just a matter of making sure that they
(14:16):
deserve their time and love and worth, and that that
the thing had been done, the thing had been done correctly.
But the point is that it seems like today there
is so much and there's this theory out there that
law is all power. You know, that all relationships are
all power relationships. It's very pernicious and very bad doctrine. Okay,
(14:39):
if all you think is that it's all about power, right,
If you think that that's what it is, then you're
justified in doing anything at all. There is no rule
of law anymore. It's all power. And I'm not saying
that fundamentally right. You need power to back up you know,
judicial decree. You know, Hitler asked, you know how many
(15:00):
legions has the pope? You know when you've heard that
the pope was against them? And I think did that? Anyway,
The point is moral authority, right needs, especially in civil society,
needs to be backed up with force, all right. You've
got to be able to put the bad guys in jail.
(15:21):
The rules have to apply. And my experience has always
been that by and large, the rules do apply by
and large. Okay, it's not always true. I would never
say that. I haven't. Oh, I've never seen any judge
who did things out of personal favor or something like.
I've seen that. Everybody's seen that, Okay, But that's not
(15:43):
generally how it goes. Generally. The way it goes is
the evidence is what dictates. And it's not like you
don't have judges with opinions who decide cases in the
way that are habitual for them because they're human beings
and stuff like that. But it's not a it's not
a corrupting thing. It's just a reality of dealing with
human beings, okay, who are imperfect interpreters of the law whatever.
(16:09):
So not to say you don't see people stick their
thumb on the scale. Sometimes it happens, okay, But by
and large, what we've got going on, what we have
had going on in the United States, especially in the
federal system, because it's lifetime tenure and it's all that stuff,
has been adherence to a very high standard. And what
(16:29):
you're seeing, what I think we're seeing in the last
couple of months, maybe last month or so, has been
and it's a continuing trend, has been judges who arrogate,
unto themselves, the authority to do whatever they want. You know,
(16:50):
there's these old you know, Plato and whatnot. They had, Oh,
we need guardians to decide what happens in society, and
these judges seem to think that they're taking on the
role of the guardians, right, And then of course, and
I can't I can't pronounce the Latin, so I'm not
gonna you know how you know how stuff you read
(17:12):
and you don't really know how it sounds. That's me
in Latin. There are some Latin things that I recognize,
you know, Latin sayings that I recognize, but I wouldn't
dare say them out loud because I would slaughter them.
But the but the English translation is who guards the guardians? Right?
Who is it that guards the judges? Who guards the police?
You know, who is it that guards the guardians? And unfortunately,
(17:35):
what we're seeing is the upper level courts are slapping
down a lot of the worst excesses of the of
the judges who just decide if you're in Hawaii, or
wherever you are, and you decide to make a rule
for the entire nation, talk about unelected, talk about unelected
and lifetime appointment, no political control, which was intentional because
(18:00):
you didn't want fear or favor. But nobody imagined that
a judge would have such hubris as to arrogate unto themselves,
authority over the entire you know, over the military, over
the civilian branches of government. Nobody thought that. That's not
what the federalist papers were about. You got to reread
those things, okay, And that's what's going on. And my
(18:22):
concern is that it will destroy the legitimacy that Americans
rightfully give to the judicial system. It's a very it's
a very troubling thing. And you know, when you're oh
so concerned, right, I mean, that's viewed as weakness by
people who would commit violence, and you know, oh, they're
(18:47):
so righteous, they're gonna, you know, burn down federal courthouses
and get away with it. Apparently, in New York, if
you get arrested at a you know, for like for
an legal protesters, I mean, you get arrested, Apparently, twenty
five thousand dollars is what they pay you for false arrest.
(19:07):
So that because what apparently the protesters do is they
sue the city for wrongful arrest and whatnot, and the
average settlement. I just read this. I don't know if
this is true or not, but it's one of those things.
It's like, it's so believable that New York pays twenty
five thousand dollars if you're lucky enough to get arrested
in an illegal protest. They don't put you in jail.
(19:28):
They they pay you money when you when you sue
them for the for the erest. Isn't that? I mean,
how long can normal people look at that and say, yeah, yeah,
I voted for that. Yeah that's my system. Yeah, it's
okay by me, right, I mean, fundamental fairness has to
come in someplace right in the you know, the never
(19:53):
ending drumbeat of chaos, chaos, chaos, it's not that chaotic, Okay.
We have a system that needed to be shaken up,
that needed to be my opinion and the voter's opinion
right needs to be you know, set to rights, and
apparently that's what's going on. And the uh, you know,
the reaction of the authoritarian judges is like who I
(20:14):
thought Judge Dread was a movie, and these these guys
are like, oh, you know, well, we're not there yet,
but we're working our way. We're working our way to
a Judge Dread world. You know where the you know,
the judges are, you know, prosecutor and judge, jury and executioner.
You know, it's a it's a not a good place
(20:35):
to be in my opinion. You've been listening to the
David Carrier Show. I'm David Carrier, your Family's Personal Attornment.
Speaker 1 (20:46):
Everyday. David's got the how too you're looking for Just
call seven seven twenty four. This is the David Carrier Show.
Speaker 2 (21:11):
Well, come back to the David Carrier Show. On David Carrier,
your Family's Retirement Law Specialist. What does that mean? It
means ain't going broke in retirement, That's what it means,
because otherwise that is going to happen. People go broken
retirement all the time, especially people who work and save
and pack up in that four to one k and
do all the good things. Why do people who do
(21:33):
the good things get slammed in the head. You know,
Here's here's the thing. I've gone to Disney World repeatedly.
Okay and I've stood in line a Disney World repeatedly,
and you know who you meet in the line of
Disney World. You meet people from all over the world,
from all over the world, Europeans, Africans, people from all
(21:54):
over the world. And when you're waiting in line for
three hours towards an animated frog or something like that,
that you get to talking and turns out there lawyers
standing in line, and business people standing in line, and
regular folks standing in line from all over the world.
And the thing is they can't imagine. One of the
(22:16):
things that it seems like is, you know, just chit chatting.
Seems like a big, big thing for them is how
hard Americans work. And you may not think you work
very hard, and your mom didn't think you worked very hard.
I can tell you that. But but compared to everybody else, Okay,
we're kicking it. You know, they start off with like
(22:38):
six weeks of vacation. You get a job, you know,
in the in the European and I think it's like
six weeks of vacation, six weeks of vacation. You can't
be fired, you know. It's it's like it's like it's terrible.
You know, if you're American. You look at that, You're like,
how the hell how does that sustain? How do you
how do you do that and still get everything to
(23:01):
run right? Okay? And it goes up to like eight
weeks and on and every good thing you can imagine
is you get it right, and it's like, how does
that work? And if you look at the numbers, okay,
in fact, check me on this, do your own research.
Don't take my word for this. This is really important here, right.
(23:23):
If I tell you something, don't take my word for it.
You can very easily check what I'm telling you, Okay.
So if I tell you that people going broke in
the nursing home, eighty percent of the folks are on Medicaid,
you can look it up, all right. The government has
those statistics, very easy to find. And you say, oh
wait a second, it says seventy seven percent, not eighty percent.
I'm like, well, I remember to be an eighty but okay,
(23:44):
seventy seven percent fine by me. Or or when you
look at you know, years ago when the European Union
got started, like twenty years ago, thirty years ago, whenever
it was okay, when they started getting to be a
sort of a political thing. There were more Europeans than Americans,
which is still true, but the standard of living was
(24:05):
about the same. Same way with Canada, it was about
the same. We had about the same standard of living. Okay,
right now, the average European I think, like the richest
European country is like the worst American state, which is Mississippi.
The average income, the productivity, right, it's half what it
(24:26):
used to be. Why do you suppose that is? Now?
Here's the thing. If we're so much more productive, where's
the money? Right? Where is the money if we're so productive,
if we're busting our home? Right? And we got a safe, safe, safe,
safe save to spend one week in Disney World, and
(24:47):
we meet Europeans who are there for two weeks or
three weeks, right, and then done seemed to have any
problem affording it because they got so much viking. Oh yeah,
we're going here, We're going there whatever, Okay, And you're like,
I have to keep calling the office to make sure
the doors are open, everything's working along, and I'm here
for a week, right, Well, not that I'm complaining. A
(25:09):
week at Disney World. It's a wonderful thing. It's highly
recommend it especially recommend the conversations with the Europeans in line, Well,
you wonder how is all this working? And of course
there's the military thing, right, like the Europeans armies are jokes.
They're freaking jokes. I mean it's just a joke, right,
(25:29):
They're like, Oh, if you don't defend these people over
here from the bed, you know, bear, we'll step up.
And you guys are no good. Yeah. Well, if you
had more than a few Leeandfield rifles left over from
the Bower War, maybe maybe somebody would worry about you.
But you don't, you know, you don't. You already gave
(25:50):
away all your ammunition over the last couple of years.
You don't have any, you know, And plus nobody wants
to join your military anyway. Yeah, you used to be
big and scared when you're killing each other and we
had to step in and stop it. Okay, But now
the lesson that you learned from that was, ooh, America
is gonna fix everything. It's like, do you ever read
(26:12):
those hear about the Lord of the Rings, you know,
the Lord of the Rings? It was the Tolkien series whatever,
which I absolutely love The Lord of the Rings. Don't
get me wrong. But at the end of the day,
who saves everything the eagles. The Eagles are coming. The
Eagles are coming. Yeah, well it was the Americans are coming.
Well what if the Americans don't want to, you know,
(26:34):
show up anymore, Well, tough noogies for you. Right, Well,
they they got to rely on the eagles so much.
At least at least in the Lord of the Rings,
they had real armies and they fought, you know what
I mean, eagles showed up in the last minute. These
guys are like, well, shit, if the Eagles are going
to show up at the last minute, what the hell
are we fighting the war for them for the first
twenty four you know whatever. That's anyway, So you're talking
(26:56):
to Europeans and it's like, okay, I get it, high
standard of living, high standard of living. Yet they have
a high standard living they do, and they get all
those vacation time, and they don't seem to work very hard,
and they don't seem to be like, oh, I got
to get ahead and make the world better place for
my kids. Doesn't seem like the vibe, which you can understand,
(27:17):
is very attractive to professional students, you know what I mean,
Like if you're getting your third PhD. Because you got
all these credentials and stuff like that. You can understand
why they would really like the European thing, right because
you don't really have to work up a sweat, you
don't have to get your hands dirty. You know, all
you have to do is, oh, I keep studying, I'll
get really sophisticated. Okay, fine, that's the vibe. But here's
(27:42):
the question. If we're working so hard, where's all the
money going. Well, part of it's going to defend them
from bad things happening, also defend ourselves better to fight
the battle over there than on the shores of Florida. Right,
that's for spring break, not for invasions. So okay, okay,
they got that military, but where's the rest of the
(28:04):
money going. Don't you feel like we're working too freaking
hard to be thirty six trillion dollars in debt? Isn't
there isn't there like a big disconnect there? And now
it seems like there's sort of a pulling back the
curtain a little bit, a little bit, not totally, but
a little bit. And it's like, oh guess what. It
(28:27):
wasn't just the military. We were wasting money on it.
I can't wait. But I was at the Pentagon forty
years ago, and the amount of waste, you know, I
wouldn't say fraud so much, although who can tell? You
know what I mean? When there's so much waste, right,
you got to start thinking there's some fraud in here too,
don't you think. So it's like, are you really that
(28:51):
stupid that you'd buy this stuff? Right? You got no
ulterior motive at all for spending all of that, And
this was forty years you know, It's like, you got
no ulterior motive for doing this. Really, there must be
something going on. That's what I was thinking. And you're
you're in there, you know, and you're there. I was,
(29:13):
I was young, I was a captain. I was very
low ranking, you know, compared to everybody else, and I
thought I was going to change the world. And then
you show up at the Pentagon. It's like, holy crap.
You know, these people aren't here to get anything done.
They're here to make sure you don't get anything done
that would make them look bad. And so you, you know,
half of your day is trying to, you know, create
an environment in which they can't figure out what the
(29:35):
hell you're doing, because if they could figure out what
they were doing, they'd stop you. I had people on
my own team trying to stop me. Oh sir, oh,
I think these regulations apply.
Speaker 1 (29:45):
You know.
Speaker 2 (29:45):
It's like, yeah, they apply, but if we did them,
we'd never get anything done, so ignore them. I was
very lucky I had a boss who backed me up
on that one, because they obviously did apply, and it
would have it would have made us completely ineffective. But anyway,
but that's the way it was then. I can just
imagine when it's like forty years on with all the
(30:07):
all the wokeness and everything else. That's all the other
barnacles on the hull of the ship. Okay, but the
point is, the money's going somewhere, all right, and it's
not going where you think it's going. Because we're this
much in debt and we work too hard. D you see,
we're not getting the payback. This is what this is
(30:29):
what has motivated me throughout, you know, thirty five years
of doing this, this elder loss stuff, the retirement loss stuff. Right,
it's like, you work too hard, you pay too much
for the as a nation to be this much in
debt and to go broke. It ain't right, it's wrong.
We've got to do something about it. That's the point.
(30:49):
Listening to the David Carrier Show. On David Carrier your
Family's Personal atternm A wle to blow your mind.
Speaker 1 (31:13):
David's working and working and taking your calls. Now, this
is the David Carrier Show.
Speaker 2 (31:20):
Welcome back to the David Carrier Show. I'm David Carrier,
your family's retirement loss specialist, personal attorney, whatever else you
want to say. The whole job here is to make
sure that the middle class doesn't get screwed as it
has been screwed. And you say, whoa wait a second,
what are you talking about screwed? Well, you know, I
(31:42):
think I think it's pretty obvious that that's not the case. Okay,
And here's the here's the idea, at least big picture
of observation. If we are producing, you know, right, seventy
five percent more than our European friends, right, or Canadian
friends or whoever else. I mean, we're producing so much,
(32:05):
and which you think you might think, well, because I
you know, you get this idea that look, if I
just work harder, it'll be okay. And generally speaking, that's true.
Isn't it. I mean, if you take the overtime, if
you do this, if you do that right, if you
save some more, et cetera, cetera. We're big believers, Americans
generally speaking, big believers in self improvement. And I can
(32:28):
make this a better a better deal. That's true. Now,
if you argue with me on that one, give me
a call. Six one six seven seven four twenty four
twenty four in case you lost number six one six
seven seven four twenty four twenty four. You work hard,
and you work hard, and you work hard, and you
do the righteous things. You know, you do the good things.
You show up on time, you do a good job,
(32:50):
you don't cheat people, all those all those things that
we're supposed to do. And that's what we do. And
the promise the social content in our society is judges
aren't gonna judges aren't gonna screw around too too much,
too too much, I mean, human beings, okay, but you know,
(33:10):
in general things are gonna be okay. And now we
find out massive theft going on, massive to the you
can't even imagine. It's so bad. It's so bad that
we're trillions of dollars in debt, and then and then
you have these utterly cynical people saying, oh, they're going
after medicaid, Oh they're going after so security. And you've
(33:31):
got whistleblowers who are saying, look, when somebody comes across
the border, we give them so security number, not so
they can get so security, so much as they can
get unemployment, and they get this and then all the
rest of the stuff. It's like when you start to
realize how many people you're carrying, the middle classes carrying
on its back, how many grifters, how much wasted spending
(33:54):
there is, and you're like, oh, that's not very Christian
of you. That's not very uh, that's not very uh
you know nice. You know, these people are starving. You
should be you know. It's like, uh, well, you know,
uh what three hundred million Americans, three hundred and forty
million Americans, however many of them there are of us
and six billion people in the world. Right, do the math? Okay,
(34:19):
it doesn't work out what what we're supposed to. Apparently
apparently for several years there we were actually sending airplanes
to pick them up. They just had to. They just
had the tippy type on their cell phone. Yeah, they're
so persecuted and so poor. So whatever, they've got a
cell phone and they can go an app and well
(34:42):
we'll send an airplane for them. It's like, really, how
far is that? Is that really an unfair? Is that
that's such an unfair and then not unfair, that's super unfair,
right to say that, except that happened and what was
happening and and floodgates and all the rest of this stuff.
And it's like, and you are supposed to go broke
(35:04):
because your life savings, you know, your life savings, right, Oh,
we should spend those on long term care before before
you get a payback on the tax dollars you paid
in to provide for long term care. Right, everybody gets
I think I think everybody gets that social security you
should be getting your social security. Right. They use it
(35:24):
as a weapon to beat people with, right, Oh, they're
going to come for your soci security. No, they just
don't want the two hundred year old people still getting
social security. Well no, it's like that's a whole unbelievable thing, right,
but it's true, and it's not endangering your social security.
(35:45):
It's endangering the social security of the grifters. Who there's
a whole industry devoted to the stuff you can't believe. See,
this is the thing, you know. Take an elephant, you know,
an elephant. You got a full grown elephant, okay, and
it's got one tick, a tick, you know, a tick
is right, and the little bug with bloodsucker blood is
(36:07):
hanging off its butt. Okay. The elephant can put up
with a tick and two ticks and three ticks and
four ticks, forty years of adding ticks. And that's kind
of where we're at. That's how you get, my opinion,
from my observation, that's how you get, right, thirty six
trillion dollars in debt, because the elephant is so loaded
(36:28):
down with the ticks, and it's looking around. It's like,
I'm working harder than all the rest of these elephants.
How come they're not how come they're not loaded down
with tick? You know? Well, partly because you're the one
doing the work, loaded down as you are.
Speaker 1 (36:42):
Right.
Speaker 2 (36:42):
Oh and by the way, by the way, you're not
entitled either. They're going to get the stuff that you
don't get. Oh, and it's free for them. And if
only you hadn't been working, See, you picked up those
ticks by going out and working. So if you hadn't
been working then you wouldn't have It's like, what what,
how does that work?
Speaker 1 (37:00):
Like?
Speaker 2 (37:00):
So you got three things, so security, medicare, and Medicaid, right,
social security, Medicare and medicaid Social security. Nobody feels bad
about taking soci security. Why very obviously you paid for it,
very obviously you paid for it. Nobody feels bad about Medicare.
Why obviously you paid for it. Everybody feels oh Medicaid
(37:21):
oooh that's terrible. Ooh, don't take that. Wooh, that's terrible.
It's like, wait a second, who paid for it? See,
there's three things that retirees need. They need income, they
need immediate medical care, and they need long term care.
And the first two, because you're going to be voting
for another twenty years, you'll get and they can beat
up politicians who try to screw with it. So don't
(37:43):
ever worry about your Social security and medicare going away.
Never happen. They will never do to you for soci
security and medicare what they do to you when it
comes to the long term care because the long term care,
they will break you and they will put a lean
on your house, and they will come after your house
if you're stupid enough to go through probate. If you're
that dumb that you don't avoid probate, they're coming after
(38:04):
your house if you need the long term care, because
if you need the long term care at eighteen thousand
dollars a month, five hundred and fifty dollars a day,
four hundred dollars a day, three hundred dollars a day,
except there's no one at three hundred dollars a day anymore, right,
and Medicaid has to pay it because you blew through
your life savings for you, for your spouse. Right now,
they're coming after your house. Now, they're coming because you
(38:26):
don't qualify for that unless your flat busted broke, right,
And it's not everybody who has that situation, you know why,
Because there's a whole bunch of people who didn't save,
who didn't pay it off, who didn't do it, and
for them it's free, or if they just showed up,
it's free and you're paying for it. And it's oh
so bad for me to say, hey, maybe the people
(38:47):
who maybe the people who worked and paid the taxes,
maybe the elephants staggering around with all those ticks on
their back. Maybe they should get a little goodie, you know,
you know what I mean, Like, maybe they should get
a little bit of what everybody else is getting that
they paid for. I don't understand how this is a
bad thing. It's a mystery to me, you know. I
(39:08):
do think every we were rich society, should we take
care of our folks. Yes we should, absolutely we should,
Absolutely we should. But I also believe that if you
pay in, you should get out. And that's what all
this retirement loss stuff. Not all, but it's a big
part of what this retirement low stuff is about. It's
about not getting ripped off, it's not getting robbed blind.
(39:29):
And what we're learning now is there's so many ticks
at the trough. I'm mixing my metaphors. There so many
ticks on the elephant's back. The elephant's about to stagger
over right. Thirty six trillion dollars in debt? How did
we get there? Through whys and intelligence spending? You know?
(39:49):
Thirty six trillion dollars? You know how many aircraft carriers
you could build for thirty six trillion dollars? Three hundred
and sixty brand new gerald Ford class carriers aircraft carriers, right,
and for part of that no, no, wait a second,
yeah thirty six, Yeah, yeah, they've bought ten trillion, ten
billion dollars each.
Speaker 1 (40:10):
Do the math.
Speaker 2 (40:12):
Think of all me. You'd be able to walk over
to Europe. Just put the aircraft carrier step by, still
be able to walk. Unbelievable. You work hard enough, We
just have to make it work for you. That's all.
That's what retirement law is all about. You've been listening
to the David Carrier Show. On David Carrier your family's
retirement laws specialists
He served at the Pentagon as an army jag. He
graduated from Notre Dame and has two law degrees from
Boston University and Georgetown University. He's been practicing law for
over thirty years. He's your family's personal attorney. It's time
for the David Carrier Show.
Speaker 2 (00:33):
Hello, welcome to the David Carrier Show. I'm David Carrier,
your family's personal attorney, and you have found a place
where we talk about a state planning, elder law, real
estate and business law. That's what we call retirement law.
You know, elder law wants to be elderly. Nobody who
wants to be retired? Oh yeah, let's raise the flag
on that one. So if you want to retire, wish
(00:58):
you were retired, are retired or no, somebody who is. Well,
you found the right place. Now all you have to
do is give us a shout six one six seven
seven four twenty four twenty four. That's sixty one six
seven seven four twenty four twenty four. Will get your question,
comment or concern on the air, provided it has well,
(01:19):
I don't know, if you call, we'll get on the here.
What do we care? And it's free. I mean, what
could it hurt?
Speaker 1 (01:25):
Right?
Speaker 2 (01:25):
You can also go to the website. Now we've got
something special on the website, something that's improving and keeps
on improving, at least at least we hope it does.
I hope you think so. The you know, one of
the problems with the website. I don't know if you've
ever been to a website, especially like a lawyer website. God,
they're awful. They're terrible, including mine. Websites are awful because
(01:49):
it's so hard to find anything. You got to poke
around and look around, and then you have a question
you want to have answered. Oh, forget about it. You're
not going to get an answer to your question. It's
so darn hard. And there may be a lot of
stuff on there, and yes, indeed, we have lots of
stuff on there, but it's hard to get to. So
then the question is, well, how can we make it
easy to get to? How can we make it easier
(02:10):
for you to find the information you're looking for? And
so what we came up with. You've heard about this
AI stuff, right, Artificial intelligence, Well, we'd like to say
artificial intelligence, yes, but genuine insight. How's that sound good?
Genuine authentic information with the artificial intelligence, and so what
we've got it's not a chatbot. It will you know,
(02:34):
it's got a point of view obviously, But if you
go to the website Davidcarrier Law dot com, okay, and
this is really I think it's really neat stuff. And
on Davidcarrier Law dot com, if you just hang out
there for like twenty seconds, this thing will pop up okay.
And there are some frequently asked questions. You can click
(02:57):
on those if you want, that's that's fine. But if
you ask it questions, it's the most amazing thing to me.
And we've gotten a lot of good, very positive feedback
from folks who've tried it. Right, just put in your
situation okay, or ask it a question something like that,
and it will give you actual answers. Now, it's not
(03:20):
legal advice, okay, and it's not comprehensive, it's not the
whole story. But it's not just oh that's a good question.
Speaker 1 (03:28):
You know.
Speaker 2 (03:28):
I've used these chatbots. I've been seeing, you know, are
we really different than other folks? And so I've been
going to the other websites and you go to the
chatbot and the chatbot says, oh, that's a really interesting question.
Put in your name, address, phone number, social Security number,
bank account statements, mother's maid, the name, and we'll see
if maybe we can get a lawyer to talk to you,
(03:50):
you know, something like. They collect all this information and
then what they do is they promise you a call
back from somebody. All right, well this is different. It
really is different and doesn't require you to give any
of that information if you don't want to. If you do,
if you want to get a call back, that's that's great.
Speaker 1 (04:08):
Love that.
Speaker 2 (04:09):
But the point is we're not insisting on that. And
you you know, Tippy type in there just just say,
you know, I'm fifty six years old, happily married, got
three kids, blah blah, but I'm losing my mind, you know,
or my mom's got dementia or it's something like that.
(04:29):
Whatever it is, and it will give you not I'm
not saying it's legal advice, because it isn't. It's not
legal advice. If you wonder if it's legal advice. No,
it's not legal advice. But it will give you some
pretty good stuff, you know what I mean. It'll give
you a like I say, kind of a rundown, kind
(04:50):
of thing. Ask you some more quietents. I don't get
asked questions. Now you have to. You have to give
it more data, more information if you want to get
a more precise answer. But the cool thing about it is,
whenever you want you can always let just go to
the website. You don't have to paddle around looking for everything.
You can just ask it the question. It's like, I
(05:11):
don't even know why we have the rest of the
website tell you the truth, because you could have like
one page and have this thing on it and whatever
you ask, boom, there it is, and it really is.
It really is kind of neat. But like I said,
we still have the whole website with all kinds of
other stuff on there, but we're working to get it
so that it'll auto navigate, you know what I mean.
(05:33):
So if you say, show me some videos and then
I'll take you to the video page, or I want
to hear about the radio show, I'm fine, they'll take
you to the radio show. I don't think that's perfect, yeah,
but definitely working in that direction. So you can give
us a call right now, six one six sevens oh,
and you want to sign up for a free three
secrets workshop, which of course you do, because everybody does.
(05:58):
The Three Secrets workshops are are available and you know,
all the all the time. But you could ask it
for that. In fact, you can ask, oh, I'm in Holland,
which one should I go to? When are they? Or
Grand Rapids? Of course up in Miskegan and down in Kalamazoo.
But we don't say Miskegan Kalamazoo. We say Norton Shores
(06:19):
because that's really where it is, and Portage because it's
actually south of Kalamazoo. But you know, if you're wondering,
you know, we get you, we get you covered, or
you can go right now. Six one, six, seven, seven four,
twenty four, twenty four. I don't know if you've been
following the news at all, it seems like there's so
much news. There was this guy on TV right he's
(06:40):
a TV guy and he gets his job is to
get upset at everything the administration does, you know what
I mean. He's one of those guys it's like, oh,
this is taking my democracy, you know, or this is
uh uh this guy, I mean he's whiter than wonderbred, Okay,
you know that guy, and he's always outraged. He's like
totally outraged like all the time. And now he's like
(07:02):
going on vacation. It's like, oh, I can't take it.
I got take it a week off. The guy talks
for a living. He doesn't even figure stuff out, he
just talks. His whole job is to get outraged. I mean,
I mean, like that's his job. Can you imagine having
a job where your job was to get you know,
(07:25):
pick something that upsets you or grinds your gears or
whatever else, and your whole job was to spend like
an hour a day, maybe two, I guess, you know,
getting outraged on TV and you got to take a
break because you're so outraged. It's like, what again, how
about you rake lawns for a living? How about that?
(07:46):
Let's put up some drywall there, pal. How how about
work in a restaurant for a while. How about you know,
how about work in a law firm with a mean,
tyrannical boss. Trying that one. See if you like and
see if you like that. It's just just amazing. Another
amazing thing, and this more has to do with the
(08:07):
law type of stuff, is You've got to wonder where
these you know, they're all complaining. Oh, this guy's unelected
and he's working in the government. He's unelected. Well, he
was appointed by the guy who was elected, the only
one elected by the whole country, and apparently everybody in
the country he elected him. Another upset. But but these
(08:31):
the judges, you know what I mean, the lifetime appointed judges.
And now it's turning out that the same people who
authorized wiretaps, on fraudulent evidence and all the rest of
it are now also getting involved in national security and
ordering planes turned around in the air and all the rest.
And you know, it's it's a very and I know
(08:55):
there are some people out there who like don't believe
in tradition or legitimacy, or you know, whatever else it
may be. I think one of the things that distinguishing
characteristics of the United States of America has always been
(09:16):
rule of law, the idea that the judicial system is
is fair, right, I mean, the rules apply, and you
can get a judge to fairly apply the rules. Okay.
And of course we saw a bunch of what they
call law fare, you know, thirty four felonies that had
(09:36):
never been charged to anybody before, and they'll probably get
blown up on appeal. You know, you would expect you know,
stuff like that where unpopular people are targeted by the
judicial system. And in America, it wasn't supposed to work
that way, right, And you've got to wonder, you know,
(09:59):
when when judges squander their legitimacy for short term political
short term, shortsighted, unprecedented political involvement. You know, it's like
the rule of law. I don't think anybody understand. I
think most Americans really understand. It's like a fish swimming
(10:22):
in the water. You don't understand just how unusual it
is to have reliable judges, to have a court system
that is generally perceived as fair, attack system that's generally
perceived is fair. That's not the standard. You know, it's
not the standard in history, it's not the standard around
the world. It's not the way it works. And once
(10:44):
you have that legitimacy, squandering it for temporary political gain
is just makes you wonder. We'll talk a little bit
more about that when we get back. You've been listening
to the Daily Carriers Show. I'm David Carrier, Your Families,
Personal Atturney.
Speaker 1 (11:13):
I want to man. This hour of the David Carrier
Show is pro bono, So call in now at seven
seven twenty four, twenty four. This is the David Carrier Show.
Speaker 2 (11:30):
Welcome back to the David Carrier Show. I'm David Carrier,
your family's personal attorney. Now's the time give us a call.
Six one six seven seven four twenty four twenty four.
That's six one six seven seven four twenty four twenty four.
Just talk a little bit about you know, for well
(11:52):
what forty some odd years now, forty three years, I've
been an attorney, right working within the system. My first
job was defending convicted criminals. Okay, I mean they were convicted.
It wasn't a matter of oh, I wonder if they're guilty. No,
they were guilty of sin. We already knew they were guilty.
They were convicted by court martial. Court martial, right, And
(12:13):
my job was to figure out was it a legitimate
exercise of the military judicial power?
Speaker 1 (12:19):
Okay?
Speaker 2 (12:20):
I was a defense appellent attorney, all right. So I
did that a few hundred times, and before I went
over the Pentagon doing something else. And you know, I
never had any problem with advocating, you know. And I
had murderers and child abusers and drug ees and barracks thieves,
(12:45):
and you know, the whole, the whole gamut of folks
right coming through the system. And I never felt like, oh,
I'm I'm complicit with the with the crimes these people committed.
You know, My job was with it and the bounds
of the law. Did they follow the process correctly, because
especially in a closed system like the military is a
(13:07):
closed system, you have to put a lot of emphasis
on making sure you got it right, okay, which they did.
I mean, by in large they did. But it was
a check. Do you understand. It wasn't a matter of, oh,
we're going to get all the criminals out. I was like, oh,
we're on the criminal side. No, it wasn't like that
at all. It was a matter of keeping the system honest,
(13:30):
because any system run by human beings is going to
become dishonest if you don't keep an eye on it.
And there were cases where that where that did occur, okay,
where they weren't following the rules, and you know, and
so I felt it was very it was a useful
and beneficial thing to do. I mean, it wasn't what
(13:53):
I signed up for, Okay, wasn't at all what I
signed up for. That's what they want me to do.
And so for for a couple of years there I
did it. And I have no problem with that because
I wasn't the moral advocate for these folks. I mean,
it was just a matter of making sure that they
(14:16):
deserve their time and love and worth, and that that
the thing had been done, the thing had been done correctly.
But the point is that it seems like today there
is so much and there's this theory out there that
law is all power. You know, that all relationships are
all power relationships. It's very pernicious and very bad doctrine. Okay,
(14:39):
if all you think is that it's all about power, right,
If you think that that's what it is, then you're
justified in doing anything at all. There is no rule
of law anymore. It's all power. And I'm not saying
that fundamentally right. You need power to back up you know,
judicial decree. You know, Hitler asked, you know how many
(15:00):
legions has the pope? You know when you've heard that
the pope was against them? And I think did that? Anyway,
The point is moral authority, right needs, especially in civil society,
needs to be backed up with force, all right. You've
got to be able to put the bad guys in jail.
(15:21):
The rules have to apply. And my experience has always
been that by and large, the rules do apply by
and large. Okay, it's not always true. I would never
say that. I haven't. Oh, I've never seen any judge
who did things out of personal favor or something like.
I've seen that. Everybody's seen that, Okay, But that's not
(15:43):
generally how it goes. Generally. The way it goes is
the evidence is what dictates. And it's not like you
don't have judges with opinions who decide cases in the
way that are habitual for them because they're human beings
and stuff like that. But it's not a it's not
a corrupting thing. It's just a reality of dealing with
human beings, okay, who are imperfect interpreters of the law whatever.
(16:09):
So not to say you don't see people stick their
thumb on the scale. Sometimes it happens, okay, But by
and large, what we've got going on, what we have
had going on in the United States, especially in the
federal system, because it's lifetime tenure and it's all that stuff,
has been adherence to a very high standard. And what
(16:29):
you're seeing, what I think we're seeing in the last
couple of months, maybe last month or so, has been
and it's a continuing trend, has been judges who arrogate,
unto themselves, the authority to do whatever they want. You know,
(16:50):
there's these old you know, Plato and whatnot. They had, Oh,
we need guardians to decide what happens in society, and
these judges seem to think that they're taking on the
role of the guardians, right, And then of course, and
I can't I can't pronounce the Latin, so I'm not
gonna you know how you know how stuff you read
(17:12):
and you don't really know how it sounds. That's me
in Latin. There are some Latin things that I recognize,
you know, Latin sayings that I recognize, but I wouldn't
dare say them out loud because I would slaughter them.
But the but the English translation is who guards the guardians? Right?
Who is it that guards the judges? Who guards the police?
You know, who is it that guards the guardians? And unfortunately,
(17:35):
what we're seeing is the upper level courts are slapping
down a lot of the worst excesses of the of
the judges who just decide if you're in Hawaii, or
wherever you are, and you decide to make a rule
for the entire nation, talk about unelected, talk about unelected
and lifetime appointment, no political control, which was intentional because
(18:00):
you didn't want fear or favor. But nobody imagined that
a judge would have such hubris as to arrogate unto themselves,
authority over the entire you know, over the military, over
the civilian branches of government. Nobody thought that. That's not
what the federalist papers were about. You got to reread
those things, okay, And that's what's going on. And my
(18:22):
concern is that it will destroy the legitimacy that Americans
rightfully give to the judicial system. It's a very it's
a very troubling thing. And you know, when you're oh
so concerned, right, I mean, that's viewed as weakness by
people who would commit violence, and you know, oh, they're
(18:47):
so righteous, they're gonna, you know, burn down federal courthouses
and get away with it. Apparently, in New York, if
you get arrested at a you know, for like for
an legal protesters, I mean, you get arrested, Apparently, twenty
five thousand dollars is what they pay you for false arrest.
(19:07):
So that because what apparently the protesters do is they
sue the city for wrongful arrest and whatnot, and the
average settlement. I just read this. I don't know if
this is true or not, but it's one of those things.
It's like, it's so believable that New York pays twenty
five thousand dollars if you're lucky enough to get arrested
in an illegal protest. They don't put you in jail.
(19:28):
They they pay you money when you when you sue
them for the for the erest. Isn't that? I mean,
how long can normal people look at that and say, yeah, yeah,
I voted for that. Yeah that's my system. Yeah, it's
okay by me, right, I mean, fundamental fairness has to
come in someplace right in the you know, the never
(19:53):
ending drumbeat of chaos, chaos, chaos, it's not that chaotic, Okay.
We have a system that needed to be shaken up,
that needed to be my opinion and the voter's opinion
right needs to be you know, set to rights, and
apparently that's what's going on. And the uh, you know,
the reaction of the authoritarian judges is like who I
(20:14):
thought Judge Dread was a movie, and these these guys
are like, oh, you know, well, we're not there yet,
but we're working our way. We're working our way to
a Judge Dread world. You know where the you know,
the judges are, you know, prosecutor and judge, jury and executioner.
You know, it's a it's a not a good place
(20:35):
to be in my opinion. You've been listening to the
David Carrier Show. I'm David Carrier, your Family's Personal Attornment.
Speaker 1 (20:46):
Everyday. David's got the how too you're looking for Just
call seven seven twenty four. This is the David Carrier Show.
Speaker 2 (21:11):
Well, come back to the David Carrier Show. On David Carrier,
your Family's Retirement Law Specialist. What does that mean? It
means ain't going broke in retirement, That's what it means,
because otherwise that is going to happen. People go broken
retirement all the time, especially people who work and save
and pack up in that four to one k and
do all the good things. Why do people who do
(21:33):
the good things get slammed in the head. You know,
Here's here's the thing. I've gone to Disney World repeatedly.
Okay and I've stood in line a Disney World repeatedly,
and you know who you meet in the line of
Disney World. You meet people from all over the world,
from all over the world, Europeans, Africans, people from all
(21:54):
over the world. And when you're waiting in line for
three hours towards an animated frog or something like that,
that you get to talking and turns out there lawyers
standing in line, and business people standing in line, and
regular folks standing in line from all over the world.
And the thing is they can't imagine. One of the
(22:16):
things that it seems like is, you know, just chit chatting.
Seems like a big, big thing for them is how
hard Americans work. And you may not think you work
very hard, and your mom didn't think you worked very hard.
I can tell you that. But but compared to everybody else, Okay,
we're kicking it. You know, they start off with like
(22:38):
six weeks of vacation. You get a job, you know,
in the in the European and I think it's like
six weeks of vacation, six weeks of vacation. You can't
be fired, you know. It's it's like it's like it's terrible.
You know, if you're American. You look at that, You're like,
how the hell how does that sustain? How do you
how do you do that and still get everything to
(23:01):
run right? Okay? And it goes up to like eight
weeks and on and every good thing you can imagine
is you get it right, and it's like, how does
that work? And if you look at the numbers, okay,
in fact, check me on this, do your own research.
Don't take my word for this. This is really important here, right.
(23:23):
If I tell you something, don't take my word for it.
You can very easily check what I'm telling you, Okay.
So if I tell you that people going broke in
the nursing home, eighty percent of the folks are on Medicaid,
you can look it up, all right. The government has
those statistics, very easy to find. And you say, oh
wait a second, it says seventy seven percent, not eighty percent.
I'm like, well, I remember to be an eighty but okay,
(23:44):
seventy seven percent fine by me. Or or when you
look at you know, years ago when the European Union
got started, like twenty years ago, thirty years ago, whenever
it was okay, when they started getting to be a
sort of a political thing. There were more Europeans than Americans,
which is still true, but the standard of living was
(24:05):
about the same. Same way with Canada, it was about
the same. We had about the same standard of living. Okay,
right now, the average European I think, like the richest
European country is like the worst American state, which is Mississippi.
The average income, the productivity, right, it's half what it
(24:26):
used to be. Why do you suppose that is? Now?
Here's the thing. If we're so much more productive, where's
the money? Right? Where is the money if we're so productive,
if we're busting our home? Right? And we got a safe, safe, safe,
safe save to spend one week in Disney World, and
(24:47):
we meet Europeans who are there for two weeks or
three weeks, right, and then done seemed to have any
problem affording it because they got so much viking. Oh yeah,
we're going here, We're going there whatever, Okay, And you're like,
I have to keep calling the office to make sure
the doors are open, everything's working along, and I'm here
for a week, right, Well, not that I'm complaining. A
(25:09):
week at Disney World. It's a wonderful thing. It's highly
recommend it especially recommend the conversations with the Europeans in line, Well,
you wonder how is all this working? And of course
there's the military thing, right, like the Europeans armies are jokes.
They're freaking jokes. I mean it's just a joke, right,
(25:29):
They're like, Oh, if you don't defend these people over
here from the bed, you know, bear, we'll step up.
And you guys are no good. Yeah. Well, if you
had more than a few Leeandfield rifles left over from
the Bower War, maybe maybe somebody would worry about you.
But you don't, you know, you don't. You already gave
(25:50):
away all your ammunition over the last couple of years.
You don't have any, you know, And plus nobody wants
to join your military anyway. Yeah, you used to be
big and scared when you're killing each other and we
had to step in and stop it. Okay, But now
the lesson that you learned from that was, ooh, America
is gonna fix everything. It's like, do you ever read
(26:12):
those hear about the Lord of the Rings, you know,
the Lord of the Rings? It was the Tolkien series whatever,
which I absolutely love The Lord of the Rings. Don't
get me wrong. But at the end of the day,
who saves everything the eagles. The Eagles are coming. The
Eagles are coming. Yeah, well it was the Americans are coming.
Well what if the Americans don't want to, you know,
(26:34):
show up anymore, Well, tough noogies for you. Right, Well,
they they got to rely on the eagles so much.
At least at least in the Lord of the Rings,
they had real armies and they fought, you know what
I mean, eagles showed up in the last minute. These
guys are like, well, shit, if the Eagles are going
to show up at the last minute, what the hell
are we fighting the war for them for the first
twenty four you know whatever. That's anyway, So you're talking
(26:56):
to Europeans and it's like, okay, I get it, high
standard of living, high standard of living. Yet they have
a high standard living they do, and they get all
those vacation time, and they don't seem to work very hard,
and they don't seem to be like, oh, I got
to get ahead and make the world better place for
my kids. Doesn't seem like the vibe, which you can understand,
(27:17):
is very attractive to professional students, you know what I mean,
Like if you're getting your third PhD. Because you got
all these credentials and stuff like that. You can understand
why they would really like the European thing, right because
you don't really have to work up a sweat, you
don't have to get your hands dirty. You know, all
you have to do is, oh, I keep studying, I'll
get really sophisticated. Okay, fine, that's the vibe. But here's
(27:42):
the question. If we're working so hard, where's all the
money going. Well, part of it's going to defend them
from bad things happening, also defend ourselves better to fight
the battle over there than on the shores of Florida. Right,
that's for spring break, not for invasions. So okay, okay,
they got that military, but where's the rest of the
(28:04):
money going. Don't you feel like we're working too freaking
hard to be thirty six trillion dollars in debt? Isn't
there isn't there like a big disconnect there? And now
it seems like there's sort of a pulling back the
curtain a little bit, a little bit, not totally, but
a little bit. And it's like, oh guess what. It
(28:27):
wasn't just the military. We were wasting money on it.
I can't wait. But I was at the Pentagon forty
years ago, and the amount of waste, you know, I
wouldn't say fraud so much, although who can tell? You
know what I mean? When there's so much waste, right,
you got to start thinking there's some fraud in here too,
don't you think. So it's like, are you really that
(28:51):
stupid that you'd buy this stuff? Right? You got no
ulterior motive at all for spending all of that, And
this was forty years you know, It's like, you got
no ulterior motive for doing this. Really, there must be
something going on. That's what I was thinking. And you're
you're in there, you know, and you're there. I was,
(29:13):
I was young, I was a captain. I was very
low ranking, you know, compared to everybody else, and I
thought I was going to change the world. And then
you show up at the Pentagon. It's like, holy crap.
You know, these people aren't here to get anything done.
They're here to make sure you don't get anything done
that would make them look bad. And so you, you know,
half of your day is trying to, you know, create
an environment in which they can't figure out what the
(29:35):
hell you're doing, because if they could figure out what
they were doing, they'd stop you. I had people on
my own team trying to stop me. Oh sir, oh,
I think these regulations apply.
Speaker 1 (29:45):
You know.
Speaker 2 (29:45):
It's like, yeah, they apply, but if we did them,
we'd never get anything done, so ignore them. I was
very lucky I had a boss who backed me up
on that one, because they obviously did apply, and it
would have it would have made us completely ineffective. But anyway,
but that's the way it was then. I can just
imagine when it's like forty years on with all the
(30:07):
all the wokeness and everything else. That's all the other
barnacles on the hull of the ship. Okay, but the
point is, the money's going somewhere, all right, and it's
not going where you think it's going. Because we're this
much in debt and we work too hard. D you see,
we're not getting the payback. This is what this is
(30:29):
what has motivated me throughout, you know, thirty five years
of doing this, this elder loss stuff, the retirement loss stuff. Right,
it's like, you work too hard, you pay too much
for the as a nation to be this much in
debt and to go broke. It ain't right, it's wrong.
We've got to do something about it. That's the point.
(30:49):
Listening to the David Carrier Show. On David Carrier your
Family's Personal atternm A wle to blow your mind.
Speaker 1 (31:13):
David's working and working and taking your calls. Now, this
is the David Carrier Show.
Speaker 2 (31:20):
Welcome back to the David Carrier Show. I'm David Carrier,
your family's retirement loss specialist, personal attorney, whatever else you
want to say. The whole job here is to make
sure that the middle class doesn't get screwed as it
has been screwed. And you say, whoa wait a second,
what are you talking about screwed? Well, you know, I
(31:42):
think I think it's pretty obvious that that's not the case. Okay,
And here's the here's the idea, at least big picture
of observation. If we are producing, you know, right, seventy
five percent more than our European friends, right, or Canadian
friends or whoever else. I mean, we're producing so much,
(32:05):
and which you think you might think, well, because I
you know, you get this idea that look, if I
just work harder, it'll be okay. And generally speaking, that's true.
Isn't it. I mean, if you take the overtime, if
you do this, if you do that right, if you
save some more, et cetera, cetera. We're big believers, Americans
generally speaking, big believers in self improvement. And I can
(32:28):
make this a better a better deal. That's true. Now,
if you argue with me on that one, give me
a call. Six one six seven seven four twenty four
twenty four in case you lost number six one six
seven seven four twenty four twenty four. You work hard,
and you work hard, and you work hard, and you
do the righteous things. You know, you do the good things.
You show up on time, you do a good job,
(32:50):
you don't cheat people, all those all those things that
we're supposed to do. And that's what we do. And
the promise the social content in our society is judges
aren't gonna judges aren't gonna screw around too too much,
too too much, I mean, human beings, okay, but you know,
(33:10):
in general things are gonna be okay. And now we
find out massive theft going on, massive to the you
can't even imagine. It's so bad. It's so bad that
we're trillions of dollars in debt, and then and then
you have these utterly cynical people saying, oh, they're going
after medicaid, Oh they're going after so security. And you've
(33:31):
got whistleblowers who are saying, look, when somebody comes across
the border, we give them so security number, not so
they can get so security, so much as they can
get unemployment, and they get this and then all the
rest of the stuff. It's like when you start to
realize how many people you're carrying, the middle classes carrying
on its back, how many grifters, how much wasted spending
(33:54):
there is, and you're like, oh, that's not very Christian
of you. That's not very uh, that's not very uh
you know nice. You know, these people are starving. You
should be you know. It's like, uh, well, you know,
uh what three hundred million Americans, three hundred and forty
million Americans, however many of them there are of us
and six billion people in the world. Right, do the math? Okay,
(34:19):
it doesn't work out what what we're supposed to. Apparently
apparently for several years there we were actually sending airplanes
to pick them up. They just had to. They just
had the tippy type on their cell phone. Yeah, they're
so persecuted and so poor. So whatever, they've got a
cell phone and they can go an app and well
(34:42):
we'll send an airplane for them. It's like, really, how
far is that? Is that really an unfair? Is that
that's such an unfair and then not unfair, that's super unfair,
right to say that, except that happened and what was
happening and and floodgates and all the rest of this stuff.
And it's like, and you are supposed to go broke
(35:04):
because your life savings, you know, your life savings, right, Oh,
we should spend those on long term care before before
you get a payback on the tax dollars you paid
in to provide for long term care. Right, everybody gets
I think I think everybody gets that social security you
should be getting your social security. Right. They use it
(35:24):
as a weapon to beat people with, right, Oh, they're
going to come for your soci security. No, they just
don't want the two hundred year old people still getting
social security. Well no, it's like that's a whole unbelievable thing, right,
but it's true, and it's not endangering your social security.
(35:45):
It's endangering the social security of the grifters. Who there's
a whole industry devoted to the stuff you can't believe. See,
this is the thing, you know. Take an elephant, you know,
an elephant. You got a full grown elephant, okay, and
it's got one tick, a tick, you know, a tick
is right, and the little bug with bloodsucker blood is
(36:07):
hanging off its butt. Okay. The elephant can put up
with a tick and two ticks and three ticks and
four ticks, forty years of adding ticks. And that's kind
of where we're at. That's how you get, my opinion,
from my observation, that's how you get, right, thirty six
trillion dollars in debt, because the elephant is so loaded
(36:28):
down with the ticks, and it's looking around. It's like,
I'm working harder than all the rest of these elephants.
How come they're not how come they're not loaded down
with tick? You know? Well, partly because you're the one
doing the work, loaded down as you are.
Speaker 1 (36:42):
Right.
Speaker 2 (36:42):
Oh and by the way, by the way, you're not
entitled either. They're going to get the stuff that you
don't get. Oh, and it's free for them. And if
only you hadn't been working, See, you picked up those
ticks by going out and working. So if you hadn't
been working then you wouldn't have It's like, what what,
how does that work?
Speaker 1 (37:00):
Like?
Speaker 2 (37:00):
So you got three things, so security, medicare, and Medicaid, right,
social security, Medicare and medicaid Social security. Nobody feels bad
about taking soci security. Why very obviously you paid for it,
very obviously you paid for it. Nobody feels bad about Medicare.
Why obviously you paid for it. Everybody feels oh Medicaid
(37:21):
oooh that's terrible. Ooh, don't take that. Wooh, that's terrible.
It's like, wait a second, who paid for it? See,
there's three things that retirees need. They need income, they
need immediate medical care, and they need long term care.
And the first two, because you're going to be voting
for another twenty years, you'll get and they can beat
up politicians who try to screw with it. So don't
(37:43):
ever worry about your Social security and medicare going away.
Never happen. They will never do to you for soci
security and medicare what they do to you when it
comes to the long term care because the long term care,
they will break you and they will put a lean
on your house, and they will come after your house
if you're stupid enough to go through probate. If you're
that dumb that you don't avoid probate, they're coming after
(38:04):
your house if you need the long term care, because
if you need the long term care at eighteen thousand
dollars a month, five hundred and fifty dollars a day,
four hundred dollars a day, three hundred dollars a day,
except there's no one at three hundred dollars a day anymore, right,
and Medicaid has to pay it because you blew through
your life savings for you, for your spouse. Right now,
they're coming after your house. Now, they're coming because you
(38:26):
don't qualify for that unless your flat busted broke, right,
And it's not everybody who has that situation, you know why,
Because there's a whole bunch of people who didn't save,
who didn't pay it off, who didn't do it, and
for them it's free, or if they just showed up,
it's free and you're paying for it. And it's oh
so bad for me to say, hey, maybe the people
(38:47):
who maybe the people who worked and paid the taxes,
maybe the elephants staggering around with all those ticks on
their back. Maybe they should get a little goodie, you know,
you know what I mean, Like, maybe they should get
a little bit of what everybody else is getting that
they paid for. I don't understand how this is a
bad thing. It's a mystery to me, you know. I
(39:08):
do think every we were rich society, should we take
care of our folks. Yes we should, absolutely we should,
Absolutely we should. But I also believe that if you
pay in, you should get out. And that's what all
this retirement loss stuff. Not all, but it's a big
part of what this retirement low stuff is about. It's
about not getting ripped off, it's not getting robbed blind.
(39:29):
And what we're learning now is there's so many ticks
at the trough. I'm mixing my metaphors. There so many
ticks on the elephant's back. The elephant's about to stagger
over right. Thirty six trillion dollars in debt? How did
we get there? Through whys and intelligence spending? You know?
(39:49):
Thirty six trillion dollars? You know how many aircraft carriers
you could build for thirty six trillion dollars? Three hundred
and sixty brand new gerald Ford class carriers aircraft carriers, right,
and for part of that no, no, wait a second,
yeah thirty six, Yeah, yeah, they've bought ten trillion, ten
billion dollars each.
Speaker 1 (40:10):
Do the math.
Speaker 2 (40:12):
Think of all me. You'd be able to walk over
to Europe. Just put the aircraft carrier step by, still
be able to walk. Unbelievable. You work hard enough, We
just have to make it work for you. That's all.
That's what retirement law is all about. You've been listening
to the David Carrier Show. On David Carrier your family's
retirement laws specialists
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