Health and Wellness Show 10-25-25

Episode Transcript

Speaker 1 (00:16):
Hey's time now for the Health and Wellness Shop, and
thank you for joining us this Saturday morning here on
one O three point five FM and five sixty AMWVOC,
twenty fifth day of the month of October, and a
quick program note our best gamecock coverage underway twelve thirty
this afternoon Christopher Thompson and our best game Cuck coverage
team at the Sharp Shop right there across from WILLIAMS.

(00:39):
Brice Stadium, three hours leading up to that three thirty
kickoff between Carolina and Alabama today homecoming at Carolina coming up.
Larry Harris, Classic Systems owner is going to join us.
I don't know this time of year. Are breathing issues
as bad as other times, as mold as bad as
other times. We'll have to ask that question and we'll

(01:00):
talk about, you know, how to identify that mold and
what to do about it, and how he can help
you out with all of that. Jim Snell, the Law
office of James Snell, is going to drop by. We'll
talk a little personal injury law, maybe some other types
of law as well. When he joins us. In the
back half hour of the Health and Walla Show on
what three point five FM and five sixty AMWVOC and

(01:22):
worldwide on the iHeartRadio app as we welcome in Mad
Lions Owner Carefree boat Clubs out of Lake Murray to
get us started this morning. Good morning to you, sir.

Speaker 2 (01:31):
Good morning sir.

Speaker 1 (01:31):
How you back wellad, We could drag you off a
lake for a chain. It's not easy. It's not easy.

Speaker 2 (01:36):
The weather's looking pretty good today, so yeah, plan on
getting out probably around noon all time.

Speaker 1 (01:41):
All right, we'll get a little bit of a little
bit of cool boat then.

Speaker 2 (01:44):
Huh yeah, yeah, it's you know, the cool boating's okay.
I'm just not going to jump in the water, but
I'm going to enjoy it. Yeah, enjoy the scenery, Enjoy
getting out there. That's kind of my zen, my decompressed time,
and probably go and grab a bike down in the lake.

Speaker 1 (01:57):
You got no competition on the lake base speak up very.

Speaker 2 (02:00):
Little, Yeah, which is which is a nice time of
year in my opinion. I got no complaints.

Speaker 1 (02:04):
So what do you What does a boat club owner
do when you hit this time of the year when
obviously lake traffic. Now you've got a lot of members
and a lot of members that you know are die
hard boaters. Negative, be like you, that'd be you know,
I can find the time here one of these days
and next to next week or so, I wouldn't mind
getting back out there myself. Yeah.

Speaker 2 (02:24):
We get a lot of members that go out on
what I call the off season, whether they're fishing. That's
that's still good right now and still enjoyed by a
lot of folks. We've got them I think six boats,
six or seven boats. They are specifically fishing boats, including
two fully tricked out fast boats, a couple of center consoles,
things like that, a fishing pontoon. So we get a
lot of people out there fishing, and a lot of

(02:44):
people out there just cruising, looking at looking at homes,
looking at wildlife, enjoying the scenery.

Speaker 1 (02:50):
Yeah yeah, looking at homes and dreaming exactly, oh what
it could have been had I only become a doctor.
The good news is you can have this for a
professional athlete. Yeah, there you go.

Speaker 2 (03:00):
You can have the same experience on the lake that
the folks who live on the lake have without having
to buy the home.

Speaker 1 (03:06):
So that's a good thing. Pay that tax exactly. And
by the way, is a member of the boat club.
Guess what else you're not paying taxes on a boat. Yeah,
there you go.

Speaker 2 (03:13):
You save every year that you're a member of boat
club and you don't own a boat. And this is
the first time ever. We're going into our third off season, yeah,
third off season right now, and this is the first
time ever we have offered membership.

Speaker 1 (03:27):
With no initiation fee. Do what typically when you joined.

Speaker 2 (03:31):
All the time, when you join a boat club, any
boat club, they have two charges.

Speaker 1 (03:35):
One is your.

Speaker 2 (03:35):
Monthly charge and one is your initiation fee. And those
initiation fees go up to when I was when I
moved down here, the one club on the lake at
the time, for the membership I wanted, it was eight
thousand dollars to join, and then it was another seven
hundred dollars a month. Seven a month, yep, yep, so
super expensive, which is kind of what drove me to
start Carefree Boat Club here on Lake Murray. I just

(03:56):
felt there was a better, more affordable way for people
to get out and joy voting, and that's that's what
we're about. So we decided now until the end of November,
we are doing zero initiation fee.

Speaker 1 (04:09):
Boom.

Speaker 2 (04:09):
That's going to save you quite a bit of money
come February. For the upcoming boat voting season. Let's say
we're going to be at two thousand dollars initiation fee,
and then it'll climb five hundred bucks per month all
the way till it tops out at six thousand dollars.

Speaker 1 (04:26):
Okay, yep, so right now, so that's our one time
initiation fee. By the way, absolutely you don't say so.
Of the clubs, we'll charge you an annual fee on
top of your monthly dues, right.

Speaker 2 (04:35):
They will charge you an annual fee on top of
your monthly dues. We pride ourselves in not having any
hidden fees, so we don't hit you with the training fee,
we don't hit you with a late night fee, we
don't hit you with any of the extra profit centers
that some of our competitors might have out there. We
keep it super simple. You pay one time initiation fee
unless you join between and then you bay no initiation fee,

(05:00):
and then after that you just pay our monthly fee,
which is three hundred and ninety five bucks.

Speaker 1 (05:03):
I gotta tell you what, because even if you have
no designs on getting out on a boat before next summer, man,
you join now and don't pay an initiation fee. That's
a heck of a deal man, It really is.

Speaker 2 (05:17):
It also, and the reason we're doing it helps us
better plan our fleet. It helps us better plan on
where to put the boats because we have four locations
on the lake now, So should I put ten boats
at this location and eight at this other location or
fourteen at this third location? Where do I put my fleet?
Without knowing what the membership is going to look like,
where people live, where they're going to be boating out

(05:37):
of more often, it's hard to decide how many more
boats to buy and where to put them. So getting
people to join now giving them the incentive of no
initiation fee, which is saving them up to six thousand
dollars on the exact same program. We don't water it down.
We don't limit the boats, we don't limit the days,
we don't limit the reservations, we don't limit anything. It's
we have one program at care Free on Lake and

(06:00):
that's it. So you get the same program others paid
thousands of dollars to join. You're getting it for nothing.
The flip side is you're joining in November, which isn't
typically awesome. I get that, but you'll be out on
the lake, whether you're fishing, whether you've got a sweatshirt
on or you're just waiting until spring comes, which here

(06:21):
in South Carolina, we can have a really nice day
in February. We can sure awesome days in March for sure.

Speaker 1 (06:27):
Absolutely, yep.

Speaker 2 (06:28):
And then we get you trained ahead of time, so
you don't have to do that during the season either.
So by the time spring comes around and the kids
are on spring break, if you're traveling somewhere, you can
go to the care Free Boat Club location wherever you're traveling.
If you're staying local, you're getting out on the lake
first people in the season and really enjoying yourselves without
any of this delay of joining and training and all

(06:49):
that during the busy season.

Speaker 1 (06:50):
I'm glad you brought that up because you could join now,
pay no initiation fee, and then head down to South Florida. Absolutely.
I just hit up the care Free location there and
you go and go out in some more of the clibs. Yep.

Speaker 2 (07:03):
Last week I had to be for other purposes in
my life. I had to be out in central California
and I went to the club up near Sacramento. Well, yeah, yeah,
I didn't. I just looked on my app figured out
there was a club there, made a reservation online. I
didn't have to be the owner of the club to
do it or anything else. I just booked the boat
at two o'clock on a Saturday afternoon, and I went

(07:24):
out on a waterway i'd never been on.

Speaker 1 (07:28):
Because Matso remember, just like you.

Speaker 2 (07:30):
Because I'm a member, just like you, and because I
loved the boat. I love to get out and seeing
other lakes, driving boats that I don't have in my fleet.
I enjoy that because I might find a boat I hate,
I might find a boat I love. I might find
an area that is super neat and I want to
bring my family to. I might just enjoy the scenery
somewhere different.

Speaker 1 (07:51):
Now, you brought up when you first came here, and
just a quick backstory. You came here from the Chicago area,
correct years ago, yep, where you were a member of
the Carefree Boat Club there. Correct, you came here and
you're like, wow, really eight thousand dollars.

Speaker 2 (08:08):
And I walked in, check book in my pocket, ready
to join because I knew I didn't want to own
a boat. I wanted to be boating, but I didn't
want to deal with cleaning a boat, charging a battery, trailer,
and a boat covering a boat, all the bs that
goes into owning a boat I wanted. I've done all that.
I've done it for many years, and I hated it
every day.

Speaker 1 (08:28):
Well, this has been well document on this program. You
said it many times. You are the world's worst boat
owner for your boat. Yes, right, exactly.

Speaker 2 (08:34):
Not for clok no, no, no, I'd like carefree own
the boats and they take care of it. And I'm
just a member like everyone else.

Speaker 1 (08:42):
But I can recall years ago because my wife and I,
over the course of our marriage, have bought well well
actually her dad gave us one of them. But I
have owned and sold boats on three occasions. And I
do remember a time when we thought, well, maybe we'll
join a boat club. And as I recall, at that time,
there was only one on Lake Murray.

Speaker 2 (09:03):
Correct, for a long time there was only one on
Lake Murray, just one.

Speaker 1 (09:06):
And you single handedly have about corner to market. Now
because you're you're in what now four locations.

Speaker 2 (09:14):
Four locations, We're pretty much at every corner of the lake.
The newest, yeah, which is a great location. Hermo there
very close to the dam.

Speaker 1 (09:24):
Super convenient liberties it's very close Liberty yep, okay, ye,
very popular spot right there.

Speaker 2 (09:30):
It is, it is, it's a it's a great spot.
And Lake three of our other locations, we do our
best to own all or some of the locations so
that we're always going to be there. So like Lake
Murray Resort, I'm fortunate enough to own part of that location,
Fat Frog's Marina on the north side, I'm fortunate enough
to own part of that location. And then Chile's Landing

(09:50):
fortunate enough to own part of that location. So Carefree
Boat Club will always be at those three locations for sure.

Speaker 1 (09:58):
Now are you up and running out.

Speaker 2 (09:59):
Of we are? Well, we've got i think four boats
in the water right now over there, and that's just
limited because on how many slips. We don't want to
kick people out of their slips, so we just utilize
what slips were vacant when we bought the place. And
then we've got new docks coming in shortly and we'll
probably start next year with about a dozen boats there.

Speaker 1 (10:21):
Yeah, it'll be a hot spot, right.

Speaker 2 (10:22):
We think it's going to be a super super busy spot.
And we're actually, for the first time ever, I'm going
to try to plan our life where we're going to
have a set amount of boats for a set amount
of memberships. So we're previous to this, it was always
if I sign up more members, I'll just buy more boats. Unfortunately,
it's hard to plan and schedule and do all your
stuff when you're chasing the membership, so to speak. So

(10:46):
this year we've got a pretty clear path, pretty clear
clear plan we'll have. If things stayed up to plan,
we'll have fifty boats on Lake Murray this coming season. Yeah,
we're at thirty five right now, so it's not a
stretch to say we're going to add fifteen. But the
the goal is to sell off as many as we
can replace those and add fifteen.

Speaker 1 (11:05):
And you're also get into something new now because you're
you're getting a business of selling boats too.

Speaker 2 (11:11):
We are. We're selling new and used boats used from
our fleet or from one that members trade in to
join the club, because a lot of people want to
be out boating but don't want to deal with owning
a boat, and they warn they ask us the album
get rid of their boat, and we're happy to do
that for him. And then we're we're also a new
boat dealer for Silvan Trytoons, and we specifically really like

(11:34):
Honda outports. They've been they've been the quietest boaters on
our on our boats. So we're gonna we're going to
add some of those to the fleet.

Speaker 1 (11:41):
I think last time we went out we were one
had a Honda out board on it.

Speaker 2 (11:44):
As I recall, I think you went out on the
White Swine.

Speaker 1 (11:46):
Yeah, yeah, yeah, beautiful boat. It really smooth, it really is.

Speaker 2 (11:50):
That one's an Avalon Trytoon with a two hundred, and
it's got that new Honda digital engine on it, which
is the quietest than you we have.

Speaker 1 (12:00):
That took it a little get used to because it's just
not like cunk. There's no Clunky's no clunk.

Speaker 2 (12:05):
The ought to market it as no clunk, but normally
in an outboard you can no clunker. You can hear
the gear kicking in when you go forward or back.
With the digital ones, it's called like a fly wire
or I'm.

Speaker 1 (12:16):
Not a fly by wire problem. Fly by wire that's
exact term.

Speaker 2 (12:21):
Yeah, yep, And so you don't have that that clunk
when you're doing anything. It takes a minute to get
used to, but it's way better.

Speaker 1 (12:28):
That's funny. I don't mean to take from your time here,
but it just reminds me of years ago. I had
an opportunity to fly back seat in an F sixteen
training Wow. Six seeds a one seater, but the training
module two seats. It got a chance to fly back
seat in one. And actually I used to, well, I
guess once you are I still have my license. I'm
a pilot, but I'm not current. But at the time

(12:48):
I was and uh, you know, I won't tell the
guy's name because he might get in trouble for it.
But he let me take the stick. Oh nice, and
that that's a fly by wire, you know, it's all
blades like that are these jets these days? And it
was really weird because the stick moved maybe a quarter
an inch. You just responded to the pressure. That was it.
They said, well, they first built the plane, it didn't

(13:10):
move at all, but the pilots hated it. Wow, you know,
so they modified it. But it doesn't move very far.
But it's that fly by wire thing. It just just
goes by the pressure you put on it. Interesting idea.

Speaker 2 (13:21):
I didn't have any engines that had that. Didn't even
know what it was in the moment I got it.
I called the manufacturer and said, tell me about this
engine because I liked this.

Speaker 1 (13:29):
Something wrong with this thing. It's not clunking.

Speaker 2 (13:31):
It's not clunking.

Speaker 1 (13:35):
Oh my goodness. So I mean, really, you you you
were absumed to be the king of Lake Murray.

Speaker 2 (13:40):
I think I don't. I don't have any ambitions to
be that. I really I enjoy being out on the
lake and I have kind of made it my personal
mission to help everyone get out on the lake that
wants to whether you want to buy a boat, whether
you want to sell your boat, whether you want to
buy a used boat, whether you want to join.

Speaker 1 (13:56):
A boat club.

Speaker 2 (13:57):
We're gonna We're going to continue to do everything we
can to make it as fun and affordable as we can.

Speaker 1 (14:03):
So let's recap, mister Lyons. You got a little over
a month, correct, right, join now by the end of November. Correct,
No initiation feed.

Speaker 2 (14:16):
No initiation fee at all. So we are saving you
up to six thousand dollars on the care free program
and up to eight thousand dollars on some of my
competitors programs.

Speaker 1 (14:24):
So we've talked about this before, the financial differences between
owning a boat and being a part of the Lake
Murray Boat Club at Lake Murray, it just got better.

Speaker 2 (14:35):
Yeah, it got a lot better. So, typically to be
a member of a boat club is about a third
the cost of owning a boat, but that includes an
initiation fee. So now that you don't have that, I
guess we can say twenty five percent of the cost
of owning a boat, right, you know, it's it's it's
a substantial savings across the board being part of a
club compared to owning a boat. And the big thing

(14:57):
always comes down to are you going to have a
boat when I want? Because the worst thing is you
join a boat club and they never have a vote
for you. We keep our very low member to boat ratio.
We're going to continue to do that, never more than
five members per boat. So this year, if I get
up to fifty boats, which I plan on getting, we

(15:17):
will have memberships available up to two hundred and fifty members.

Speaker 1 (15:20):
And that's real cap.

Speaker 2 (15:21):
Then I'm cutting it off because at that point I'm
probably as big and as busy as I want to get.
I think after that, I got to go to a
new lake, get busy there too, Get busy there too.

Speaker 1 (15:34):
Yep, well, you got four locations on Lake Murray. Let's
again recap up where those are, including your newest location.
So yeah, it's you're gonna be convenient to anybody that's
that's that wants to get on Lake Murray.

Speaker 2 (15:46):
Yep, we've got one on three seventy eight right next
to Lakeside Restaurant, Old Charlie Fisherman's Warp. We've got one
at Lake Murray Resort in Leesville there old Spinners. We've
got one at Fat Frog's Marina which is the old
frame not on the north side Chapin. And then we've
got our newest location in Irmo at shi Le's Landing

(16:07):
which is three twenty Shadow Wood. I believe.

Speaker 1 (16:09):
Okay, good, so and that deal you're good at INDI
up doesn't matter. Yep. Yeah, you join and by the way,
you when you join, you can put in any any
of those four locations you want to. Oh, you're not
restricted just this location. OA.

Speaker 3 (16:24):
No.

Speaker 1 (16:24):
No.

Speaker 2 (16:24):
Whenever you join Lake Murray Carefree Boat Club, you get
all Lake Murray Carefree Boat Club locations, unlimited use at
all of them. And then we throw in the other
one hundred and fifty care free locations across andre across
the country. That you can go and enjoy as well.

Speaker 1 (16:39):
You've got a couple of international locations, don't you. We do.

Speaker 2 (16:42):
There's two in Panama, I think, and then uh well Hawaii,
which which isn't international but it's awesome, feels like a nation.
And I think we've got two in the Caribbean, and.

Speaker 1 (16:52):
Which is not the place you want to be right now.

Speaker 2 (16:54):
No, no, no, But I like when there's a carefree
club where we're going on because it's just something extra
you can do that doesn't cost you anything more. When
you go on vacation and you run a boat, it's
five hundred bucks a day. Oh yeah, you run a
boat here on Lake Murray, it's five hundred bucks a day.

Speaker 1 (17:11):
Really yeah.

Speaker 2 (17:11):
You might off season during the week you might get
it for three three point fifty, but during season, on
the weekend, you're going to be five hundred bucks. Once
you're all in pretty much anywhere in the country you're
going to go.

Speaker 1 (17:24):
He is bad Lives and he is I'm pronouncing you
right now, the King of Lake Murray. Appreciate that, sir,
Oh Carefrey Boat Clubs out of Lke Murray. All right, folks,
to the end of November, sign up zero initiation fee.
How do folks get you get ahold of take advantage?

Speaker 2 (17:39):
They can check out our website at carefreeboats dot com,
or they can give us a call eight three to
three four boat four four.

Speaker 1 (17:46):
All right back, good to see us, see on a
late brother. Thank you, sir.

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(18:28):
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Speaker 1 (19:58):
We welcome you back to the Home Improvement Should Midlands
on one O three point five FM and five sixty
AMWVOC and we now welcome in and up to the microphone. Hey,
it's a your for Devine Larry Harris, Good morning Systems,
Good morning sir here. Always good to have you here,
my friend. Wow, you gotta love this weather, don't you.
We got maybe a little rain coming, but boy, this

(20:19):
time of the year.

Speaker 3 (20:20):
My favorite time of the year, clean fresh air.

Speaker 1 (20:25):
I was out earlier this past week. I had had
a day off from the radio duties and I was
out walking the dog, like at six o'clock in the
morning and it was man, the stars were out. Nobody
was awake yet. Well they might have been, but they
weren't stirring. At least it was crisp, It was clear.

(20:45):
It just felt fantastic.

Speaker 3 (20:46):
Fresh air.

Speaker 1 (20:47):
Yeah, fresh air, which is what you're all about. Absolutely,
And I wonder, you know, you get into this time
of the year, this kind of a weather pattern, the
things we typically talk about, you know, mold and bad air.
Does that change depending on the season. Is it worse sometimes? Yeah?
I would think it'd be worse of the humid, hot
months than it is. And you know, like kind of

(21:09):
whether we're having right now or not.

Speaker 3 (21:12):
Not really, because indoor air quality is so prevalent due
to relative humidity and mortie. And we've inspected a lot
of churches, a lot of commercial buildings, and all it
takes is mortia and dust to make mold to grow.
We actually did a major corporation off Saint Andrew's Road

(21:35):
that had airborne mold in the duckwork, and it was
all on the air supplies, and so it really depends
on the relative humidity and dust.

Speaker 1 (21:44):
That's part of the problem here.

Speaker 3 (21:47):
There.

Speaker 1 (21:47):
You can be getting the detrimental effects of mold intrusion
absolutely without even knowing you've got it, without being able
to see it, because as in that case right there,
this isn't the duct work today.

Speaker 3 (22:03):
If it becomes airborne and people breathe it in, they
can have a reaction to that. And there are a
lot of molds that can cause health effects like Claudisporium, aspergilius, Penicillium,
caul Valeria, my silly smut. There's all kinds of molds
that can have adverse affection. So the only way you're

(22:24):
going to find out what is airborne is for us
to do air testing, and if we do air testing
in the morning, I can have the lab report back
the same day. And that's in the Midlands, within a
fifty mile radius of US. I did that in Saluta
and had the lab report back the same day.

Speaker 1 (22:43):
And we'll talk about that. But we talk about the
detrimental health effects of breathing in this stuff. What are
the most common issues.

Speaker 3 (22:52):
A lot of it is headaches, disorientation, eye infections, the
ear infections, rashes on the boom. See, all of this
can be affected by mold. That's not necessarily one hundred percent,
but it can have an adverse effect.

Speaker 1 (23:09):
We're the worst case scenarios. Larry Well.

Speaker 3 (23:12):
The most deadly mold known to human beings is the
black mold called stackybotros atra, and that was in Cleveland,
Ohio in nineteen ninety nine and doctor dor Dearborn at
the Cleveland East Cleveland Rainbow and Babies Children's Hospitals where
ten infants drowned on their own blood because the airborne
mole was in the basement and was brought up into

(23:34):
the environment by the HVAC and it became it cost
three month old infants bleeding from the nose in the mouth,
and the mole got into their lungs and caused leasians
and ten infants drowned on their own blood. So if
you don't test, you don't know what's going on in
your environment.

Speaker 1 (23:52):
In that case, where were those ten infants from ten
different households or.

Speaker 3 (23:57):
In the hospitality percent where high incomes sixty percent were
low end crown but everybody had leaks in the roof.
The water got into the basement and started growing mole
on the vertical two by fours in the basement that
didn't have sheet rock. And so wood is porous, and
mold can get into the pores of wood, and the

(24:18):
roots of mold is called haithi. And so if you
don't test, you don't literally know what's going on.

Speaker 1 (24:24):
What determines whether it's this sort of bacterium or that
sort of bacterium, or it just it just happens.

Speaker 3 (24:31):
That's what the laboratory does. When I take samples, I
take tom accredited laboratory, they do the put it under
microscopes to identify it. And in some cases, depending upon
the sample, if we do a Q tip, then they're
going to culture that and it may take four or
five days to get the results. But when I do
air testing, I can have the results back the same day. Now,

(24:54):
if it's in different parts of the state, I've done
work in Greenville and Hilton Head, it might take twenty
four hours to get that lab report back, but we
can have it back within twenty four hours.

Speaker 1 (25:05):
What if you don't mind me asking, because I'm sure
folks would like to know, And it depends, I'm sure
on the size of a home or a business. But
I mean, typically, what does it cost to have this
this service done?

Speaker 3 (25:17):
In the Midlands, it's only one hundred dollars service charge
and seventy five dollars per sample. And we had a
lady called me from New Jersey that has a house
or a trailer in Marion, South Carolina, and she wants
me to go over there and do air testing there.
But the first priority is she's got a leak in
this structure. You got to stop that water intrusion before

(25:40):
you do anything. That makes sense.

Speaker 1 (25:42):
It does, and I'm glad you mentioned that because somebody
calls you and wants the air testing. You go in.
You notice, obviously there's this problem. You've got this leak, right,
do you go ahead and test the airthentity. He just goes, well,
there's going to be a problem. Let's remedy that first
and then test.

Speaker 3 (25:58):
You wouldn't want to do air testing. If you've got
constant water intrusion. You've got to stop the water intrusion. Yeah,
it's just common sense.

Speaker 1 (26:08):
So let's see you go into that situation, Larry, and
you stop the intrusion. What's the timeline then based on
that before you go back in and actually test the
air after that's been remedied. How old do you have
to give it?

Speaker 3 (26:27):
Well, the timeline really depends on the level of moisture
that's in there, because if you have excessive water intrusion,
you've got to dry it out first. You've got to
evacuate the mortar and then use dehumidifiers to dry it out.
And I've learned this by taking the school down in
Florida on water restoration and applied structural drying. If water

(26:50):
has intruded into sheet rock, geary and you dry it
out properly with de metifiers and air movies, the sheet
rock is actually harder than it was when it was
first installed.

Speaker 1 (27:01):
Okay, so it don't necessarily have to rip out sheet
rock then it can.

Speaker 3 (27:04):
Be not necessarily that's correct. Now when we had the
fifteen twenty fifteen thousand year flood rain and all that.
When you've got that much water into an area where
sheet rock, you've got to remove it because there's mole
behind it, and so the best thing to do is
to do the remediation right away and then you can
dry it out right.

Speaker 1 (27:25):
So let's take the example where you go into a
home or a business and there's no obvious signs of
water intrusion, so you're going to go ahead and start
with the testing process. What does that look like, Larry.

Speaker 3 (27:38):
Well, we have a meter that pumps in fifteen liters
of air into that meter for ten minutes, and then
we do the same thing outside because you've got to
compare the inside air to outside. If the air inside
is worse than outside, then you know you've got an
airborne problem. And the lab report will reveal what type
of molds that are present.

Speaker 1 (27:59):
In that air. Is there one type of mold that's
back toim is most common in this area?

Speaker 3 (28:05):
Well, Penicillium and aspvigillis are two of the most common
molds that you find, but caul Valeria Cladysphorium mysili smut.
These are all molds that are type one and type
three that can cause allergic reactions.

Speaker 1 (28:22):
Okay, what does that mean? Type one and type three.

Speaker 3 (28:24):
That's the severity of the reaction of a mold.

Speaker 1 (28:28):
So the two most common around here. Where do they
rank on that list of most serious the least serious?

Speaker 3 (28:33):
Depending on an individual, it can have health effects. It
just depends on each individual. Of course is different. And
when you're breathing this stuff in it can cause a problem.

Speaker 1 (28:45):
How often do you go into a place and without
even having to test, it's very obvious. I mean, there
are obvious signs that there's mold intrusion versus if you
just did a quick, you know, eye inspection of the place,
you'd have no idea.

Speaker 3 (29:00):
The best thing to do is is the nose if
you go in there and you smell musky odors, oh yeah,
and if you feel a lot of moisture in there.
Of course, we have meters gary that tell us that
we've got a we've got a thermal hygrometer that tells
us relative humidity and the temperature and the environment. Then
we also have morsture meters that are penetrating and non penetrating.

(29:21):
But that's and I'm also a certified infrared thermographer that's
using an infrared camera to trace water leaks if they
are present.

Speaker 1 (29:30):
Okay, so it was back to by the original point.
You can easily have a very bad mold intrusion event
and not know it by just looking. That's great unless
you're trained to do such things. Absolutely, and obviously your
old factory sensors are trained to pick that out when
you go into a place. So you do the testing

(29:51):
and again, as you mentioned here in the Midlands, you
know one sample one hundred and seventy five bucks, right.

Speaker 3 (29:58):
Well, you've got to have at least because you got
to have one inside and one outside. Why is that
so you know you're looking at maybe two hundred and
fifty dollars. It depends on how many samples of family needs,
because if they've got areas in the home, or if
you've got more than one room that's affected, then of
course you'd need a sample in each room. We actually

(30:19):
did a test for a client that had duck work
in bad shape. And I've got a I've got a
device that'll actually has a camera on a tube that
goes down into the duck work to see if there's
any visible mold present there. And we've done that for
a lot of families.

Speaker 1 (30:36):
But what it seems like it would be the case
that even if it's just one room affected, that the
whole house is going to be affected. Maybe not to
the same.

Speaker 3 (30:42):
Level duck work is contaminated, it would be absolutely.

Speaker 1 (30:45):
Yeah.

Speaker 3 (30:45):
We had a client that had a three story house
up at the lake and that duckwork was had the
black mold in it. The stacky boxer satra.

Speaker 1 (30:54):
So why do you get outside sample? Does what does
that tell you? I'm sorry, an outside sample? What is
tell you?

Speaker 3 (31:00):
Oh, it tells you what what's airborne? Mold is outside? Okay,
there's always mold outside, in the in the air.

Speaker 1 (31:07):
So what what what what? What difference does that make
for what the level is inside the home?

Speaker 3 (31:12):
Well, if you've got if you've got two hundred spores
of aspagelis and penicillium outside and inside there's two thousand
spores of aspagelis and penicillium, then you see you've got
an airborne problem.

Speaker 1 (31:26):
Okay. So if it's not much more about the same
or less than you're.

Speaker 3 (31:30):
Okay, It depends again, each each sample is different depending
upon what's in the air. And that's why we do
an outside air test. So we know we've got clean,
fresh air outside. But if you've got if you've got claudisporium,
there's two hundred spores outside and you've got nine hundred inside,
you know you've got an airborne problem.

Speaker 1 (31:49):
Okay, So you can't fix the outside, but you can't
fix the inside. That's correct, Okay?

Speaker 6 (31:55):
Uh?

Speaker 1 (31:56):
Would I be right in assuming that those areas that
see higher mold counts or areas where the environment is
a bit damper, maybe your by a body of water
or a creek or a pond or something, or does
that make any difference?

Speaker 3 (32:13):
It possibly could, if there's the availability of intrusion of
that moisture inside an environment. But as you know, in
seventy three, the president told every homeowner to seal their
homes with insulated glass storm windows R thirty insulation, so
our homes are so air tight that they can't breathe.

(32:34):
But if you've got a breach in the integrity of
the home, like in a crawl space, because years ago
Geria plumbers and electricians would drill holes through the plate
in the wall and bring the wires and pipes up
in there. And they didn't insulate those holes, so that's
an open breach for air from crawl space to get
up in the breath of air space. It again, it

(32:54):
depends on the integrity the insulation of the home.

Speaker 1 (32:58):
So you've tested to determine there is an issue, you
gotta do something about it. Then let's say the water
intrusion issue has been taking care of if there is one,
doesn't have to be one to have this problem though,
right right, that's correct, it's not a not a prerequisite.
But but you've determined, okay, there is an issue, how

(33:19):
do you go about taking care of it?

Speaker 5 (33:20):
Then?

Speaker 3 (33:20):
Well, we had we had a structure that had high
relative humidity and the walls were brick walls white and
they had black mold all up one side of that wall,
on either side of the entrance. And of course, uh,
we had four of the people in that structure get

(33:42):
ladders and I supplied the chemicals to remediate that and
they removed all that black mold chemically.

Speaker 1 (33:50):
Right, Okay, gotcha? Are these things that people could buy
over the counter, big.

Speaker 3 (33:56):
Because I'm a certified mold inspector and remediator, and you
can't buy it company that because if you went to
a big box store to buy mole remediation products, if
they were really effective for a professional mole remediator, and
you put it in the home in the hands of
a homeowner that is not qualified to deal with PPE,

(34:20):
which is personal protection equipment, they could have an adverse
effect on their body and they'd sue the company. So
you can't buy professional products at a big box store.

Speaker 1 (34:30):
Are the things that they are selling it retail that
make the claim that they could take care absolutely.

Speaker 3 (34:36):
It's just like the filters in big box stores and
say they're air pure fires, and they really aren't.

Speaker 1 (34:41):
They're filters.

Speaker 3 (34:42):
And that's why you have to know what you're dealing
with and who is the professional that has the education
to deal with it.

Speaker 1 (34:52):
So once you've gone in you determined there's a problem,
you immediated that any issues you have me with water
and true have been taken care of. That's no longer
a problem. That's not really the end of the story,
is it.

Speaker 3 (35:04):
Now you got you've got to look at what the
source of the problem is, identify the source, remediate that.
Then you can clean the air.

Speaker 1 (35:11):
Right and you clean the air with something else you
do well.

Speaker 3 (35:15):
We actually also use a chemical that's a bioside that
has ten percent hydrogen peroxide that not only will kill
mold on contact, but it'll kill bacteria and microbials, and
we use that very effective with a cold air mister
to miss the whole area. We have several universities that
we've worked with that we use that and cold air

(35:37):
misters to get rid of microbials, bacteria, and mold sports.
So one of the most effective ways that I've done
in twenty five years of remediation.

Speaker 1 (35:48):
And once you get that air clean, though, you'd like
to keep it that way, wouldn't you.

Speaker 3 (35:51):
Right, Well, we have a lot of colleges and businesses
that buy the Pure Air fifties that are only fifty
dollars that'll do three hundred and twenty five square feet.
We've had a lot of places, as I mentioned earlier,
that have tremendous odors in a structure, and we've got
an air purified little totally eliminate those odors.

Speaker 1 (36:12):
And that's the pure As you mentioned, the Pure fifty
just fifty bucks, right and twenty some odd square feet
of space. But it kind of goes up from you've
got a couple of different models and streaks of unit. Yes,
we use from depending on the size of the area
you're trying to treat exactly. And that I mean, it's

(36:33):
it's we've had one of those three years. We got
one of those years ago from you know, the whole
home we used to live in, and it really is
phenomenal it what it does. I know there's a lot
of science and all that back behind it, but I
mean the bottom line is is it really makes a
difference in a.

Speaker 3 (36:49):
Hurry, absolutely, and it duplicates fresh air, and it's filterless technology.
It doesn't have a filter. So what a blessing. It
was being on the radio with you, Gary back in
twenty twenty when COVID it was really rampant and we
had a military facility that a colonel heard me on
your broadcast and he called me up and had his

(37:10):
sergeant meet me at the military facility and I evaluated
five educational buildings. They purchased the largest airpure of our
order I've ever had in my life, because they actually
bought one hundred and eighty five Pure Are fifties and
they used them in a lot of areas, and then

(37:31):
they had larger areas where they used the pure are
fifteen hundred that you purchased, you and your wife, and
they bought seventy five of those, so it was tremendous
and the results was absolutely incredible.

Speaker 1 (37:45):
So you're listening today and wondering, maybe this is what
the cause of your ills are. Well, maybe you're not
even sure. It doesn't hurt to get it checked out,
and Larry, you're available to do just that. How do
folks reach you at Classic Systems?

Speaker 3 (37:59):
It's eight six two six two seven four eight eight
o three six two six two seven four eight Try
fresh airanoun dot com.

Speaker 1 (38:09):
Very good to see, my friend.

Speaker 3 (38:10):
It's my pleasure, Thank you, Gary.

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(38:32):
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(39:00):
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Speaker 3 (39:12):
Good morning, this is Larry Harris with Classic Systems. I'm
a certified mold inspector. We can help you test the
air in your home ten minutes per sample, one sample inside,
one sample outside. If we do it in the morning,
we'll have the lab report that afternoon, and then we
can discuss with you what protocols you need to take

(39:34):
to clean the air in your home. Particularly if you
have coughing, sneezing rashes on your body. This could be
because of mold that's in the air. Let us come
do air testing for you. The fee is only seventy
five dollars per sample and we can get the lab
report back the same day, so you know if you

(39:54):
have any airborne issues in your home. This is Larry
Harris with Classic Systems ATO three six two six two
seven four eight. Aight, oh three six two six two
seven four eight.

Speaker 1 (40:27):
It's Jim Snell from the Law office of James Now,
good morning to you, sir. Good morning today at your office.
And you do a lot of law, yes, you do.
You do the criminal defense, you know, d u I,
I mean all sorts of things. You do, personal injury,
you do workmen's comp. We want to focus today though,

(40:48):
on how workmen's comp cases and personal injury cases that
I don't know if there are any they're the same
at all. If somebody got injured.

Speaker 5 (41:00):
Right, but we start there, somebody got hurt.

Speaker 1 (41:02):
Somebody got hurt, and then I'm gonna guess they're kind
of these are kind of two very different things. How
they play out? Is that right? They are? And it's.

Speaker 5 (41:16):
You know, a big part about what we do in
you know, conversation with clients is you know, especially in
workers comp cases, is talk about the differences, right, because yeah,
they're there, they all start with an injury. But the differences,
you know, can be pretty significant. And of course, you know,

(41:37):
most cases are either a workers compensation case or a
personal injury case. But then there are are some situations
where people get both, right, Okay, all right, so just
brief overview on workers' comp So, workers compensation is considered

(41:57):
the exclusive remedy for UH an employee who gets injured
on the job, right, I mean the employer has to
have enough employees to qualify, but for almost everybody, they're
required to be covered. And workers' compensation benefits are provided

(42:22):
through an insurance company hired and paid by the employer.
So if you you know, employ got to you know
you have company, you got employees, you know you have
a compolicy.

Speaker 1 (42:31):
Right, let me let me start by for just a second,
interrupt you. You just said that for companies with a
certain number of employees, Yes, what's what's the cut off?
There typically five full time? Five full time?

Speaker 5 (42:43):
Yeah, Now that doesn't mean that they're that they that
the employer can't have can't purchase coverage otherwise, and a
lot of employers do.

Speaker 1 (42:55):
Because what happens if you work in one of these
companies they've got five or fewer, they haven't purchased it,
but you get hurt on yes job. Yeah, So if
somebody works for.

Speaker 5 (43:08):
A non qualifying employer like that, there's too small to
have the policy to be required to carry it, or
somebody's like you know, some kind of ten ninety nine
or something, right right, Oh, well.

Speaker 1 (43:21):
That that's it.

Speaker 5 (43:23):
Basically, if it's a situation where workers comp would not apply,
then then if they have a claim, it's it's going
to have to come out of the personal injury side, right. So,
but in workers' compensation it's a no fault system, meaning
it doesn't have to be anyone else's fault someone gets hurt. Okay,

(43:45):
to like a silly example, right, somebody works at a
gun store right right, and on their own by themselves
for no reason, they're just as careless as it could be,
and they shoot themselves in the foot, right right, That
could that would that could be a workers comp case.

Speaker 1 (44:05):
Okay, Okay, so you don't have to, you don't so
through your own negligence, though you still have.

Speaker 5 (44:10):
A you have a workers and you have the exact
same case as as it would be any other any
other cause. So how you got hurt really doesn't matter
as long as it was the injury was arising from
the employment.

Speaker 1 (44:22):
Okay, workers come out, by the way, that doesn't apply
for a personal injury case. No, I'll get to that.

Speaker 5 (44:29):
But that didn't worry, right, it does not work workers
comp the benefits are medical treatments with doctors and providers
selected by the employer, really the insurance company. If people
are out of work while they're treating, they're entitled to

(44:50):
some weekly checks at a discount off what they off
their average you know, paycheck. It's two thirds up to
a cap. And then finally at the end of the
case or at the end of the treatment, if there's
any permanent impairment or permanent effect assigned by the doctors,

(45:13):
they're entitled to compensation for that. You know, for example,
somebody breaks their arm, you know, where's the cast, gets
the treatment, and then at the end of it, the
doctor says, well, we're gonna give you a you know,
a five percent rating to the arm. I'm just making
something up, right, there's a formula to kind of figure
out kind of approximately what the that payment would be. Okay,

(45:36):
So workers compensation cases do not go to court. There
is no judge. You don't get a jury. It's in
front of a Worker's Compensation commissioner. So it's an administrative
agency and the procedures they have are much much more streamlined,

(45:58):
significantly so compared to court.

Speaker 1 (46:00):
So this moves long faster. I'm guessing you're saying it
can move long faster.

Speaker 5 (46:05):
It frequently does because again, you know, you get hurt,
I mean often hopefully you know, somebody gets hurt at work.
I mean within minutes, they're being directed to medical care,
you know, and start getting those that assistance to the employer.

Speaker 1 (46:21):
Now did you say a few minutes ago that the
doctors were assigned by the insurance company. Yes, they get
to pick them. Oh okay, so you don't get your.

Speaker 5 (46:28):
Correct You can't pick your own, but they can pick.
I mean there's you know, certain very limited circumstances. You can,
you know, a claim, it can appeal to the commissioner
for a change or for something. But general rule almost
always followed. Is it's exclusively that employer gets to pick.

Speaker 1 (46:45):
Okay, so I'm about tenfold hat on here for a second.
All right, can is there a scenario where because the
insurance companies are picking the doctor and I'm going to
assume these are maybe doctors that work a lot with
these insurance companies. Yes, and as you were just talking about,
maybe at the end of the treatment they say, well,

(47:06):
this injury might be permanent to a certain extent, that
that's going to be kind of biased towards the insurance
company a little bit. Yes, okay, yes, so I'm not
wearing a ten.

Speaker 5 (47:15):
No, no, no, and and and and look, there are
a lot of situations where you know, doctors uh may
provide excellent treatment and and and really do a jam
up job on the on the on the medical side,
but when it comes time to that assigning that rating,
it's just unfathomably low, right.

Speaker 1 (47:36):
And you have no recourse as the injured employee. Well
you can't give a second opinion. Yeah you can, you
absolutely can. And uh.

Speaker 5 (47:44):
In fact, that's a big part about what we do
in my office is we uh as we help arrange
for you know, different opinions on that rating. You know, uh,
we'll set up opportunities to talk directly to that doctor,
uh to have no try to justify the.

Speaker 1 (48:01):
Rating, you know, the spotlight a little bit, yeah, yeah.

Speaker 5 (48:04):
And and and just just really just goals, just really
make sure that that number is fairly assigned, because there's
a book called the A m A Guidelines the Permanent
Impairment that they use to calculate those numbers and so
uh and and a lot of it. They're charts providing

(48:26):
a limited range of rating based on objective criteria. So
it really can be an amount to determining what the
actual range would be based on the objective criteria and
then kind of arguing for you know, this might be
a little more subjective, but what would the actual rating
be based on that kind of starting point?

Speaker 1 (48:49):
Okay, that's comp right, right, I see now why it's
not as cut and dry necessarily as you think it
would be.

Speaker 5 (48:55):
And no, it's not cut and dry. I mean small
looks small small, you know, I don't call it smaller,
smaller claims, you know, simple injuries, simple treatments, you know,
oftentimes can be handled without a lawyer. But cases that
are more significant, have more impairment, or situations where the

(49:16):
insurance company is either unfairly or wrongly rejecting, are failing
to cover a claim you know absolutely can benefit from
legal intervention.

Speaker 1 (49:28):
Is it best to contact a lawyer earlier rather than later?

Speaker 5 (49:31):
Yes, okay, yes, I mean typically it's never too late.
But you know, the sooner the better, gotcha?

Speaker 1 (49:39):
All right?

Speaker 5 (49:39):
Personal injury, yes, so this is the world typically for
automobile accidents, slipping falls. These are claims that in order
to be able to make them, you have to be
able to demonstrate that the injury was the fault of

(50:00):
someone else.

Speaker 4 (50:01):
Right.

Speaker 5 (50:03):
You know you hear about negligence, right, and again, people
who are hurt at work cannot file a personal injury
claim against an employer in almost every circumstance, right because
they because they are comp is the exclusive remedy. You
can't opt out of comp.

Speaker 4 (50:23):
Right.

Speaker 1 (50:24):
But if you're one of these five or fewer employees.

Speaker 5 (50:27):
Potentially, but then you've got to be at established negligence
on behalf of the employer.

Speaker 1 (50:31):
Okay, Right, you can't have shut yourself in the foot
and make that claim without without significant difficulty. Right.

Speaker 5 (50:39):
So you're on the personal entry side, though, people treat
with their own doctors, but you're responsible generally for paying
for it, right, I mean, I mean those doctors, you're
not having a payout, you don't.

Speaker 1 (50:53):
Look out for it.

Speaker 5 (50:54):
But on the jury side, I mean, you get you
get no car wreck, you leave at the hospital. Hospital,
don't hair that the other driver, you know, had an
insurance policy on the car. They're looking at you and
you so there may not be you know, they're not
going to be the upfront benefits. Now that being said,

(51:16):
the total benefits you can receive can include you know,
the you know, compensation for your medical bills for any
permanent effect, right for pain and suffering, which you don't
get in work as comp right.

Speaker 1 (51:36):
In fact, if if.

Speaker 5 (51:37):
The if the circumstances of the injury or such that
maybe the other person was reckless or even intentional, Right,
you can get punitives. Right, so you can you can
potentially get more money and oftentimes a lot more money

(51:58):
in a real significant case on a personal injury side,
does claims go to court that can take time, a
lot of time. You know, we've been doing this stuff
over twenty years, helping people in Lexington and Columbia with
you know, my office offers free consultations. Anybody thinks they
may have a case. It's no problem for us to

(52:20):
talk to them. You know, hear what happened, answer any questions.
If we can help somebody, we'll tell them if we can't. Right,
you don't need a lawyer or you know, we're not
the right office for them. You know, we're absolutely happy
to just give people the best help we can. The
number is eight zero three three five nine three three
zero one, and it's eight zero three three five nine

(52:42):
three three zero one. Other thing is, you know there's
no money required to be paid upfront. These cases are
accepted on contingency, which simply means, you know, if we
take a case, we're only paid if we're actually successful
in recovery, so there's no risk for people to reach out.

Speaker 1 (52:55):
To us whatsoever. And Snell Wall dot com with three
L three L Snell Law. All right, thank you, Jam
going to see you body. It's the Health and Wellness
Show on one O three point five FM and five
sixty AMWVOC. The lawyers and staff at the Law Office
of James Snell are there to help those with injuries
and workers' compensation claims, car accidents on the job and

(53:17):
other accidents resulting in injuries. They want to help everyone
resolve their claim as quickly as possible, but they'll never
recommend you accept a settlement that's unfairly low. The Law
Office of James Snell recognized by AVA with a ten
and an eight plus rating with a Better Business Bureau
there's no cost to speak to them. Insurance companies make
their money by denying and minimizing otherwise valid claims. The

(53:39):
Law Office of James Snell can help. They're not looking
to try to take every small mishap, but focus on
real injuries that deserve to be taken seriously. The Law
Office of James Snell.

Speaker 5 (53:49):
I'm Jim Snell. Contact me at Snell law dot com.
That's three l's spell law dot com. The Law Office
of James Snell since two thousand and four with off.
This is in Lexington and Columbia.