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June 20, 2025 18 mins

Markets are volatile, inflation is steady, and recession fears linger—but where do we really stand halfway through 2025? FHLBank Chicago's in-house Economist James Hotchkiss joins host Stephen Schumacher to break down the data, unpack consumer spending behavior, and explore what it all means for financial institutions. 

Tune in to hear: 

  • Why the economy feels stuck in “wait and see” mode 
  • What recent retail and labor data suggest about consumer confidence 
  • How housing trends differ dramatically across regions 
  • What opportunities exist for financial institutions amid economic ambiguity 
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