All Episodes

February 19, 2025 12 mins

Retirement planning isn’t one-size-fits-all, and the question of “How much money do I REALLY need?” can feel overwhelming. But don’t worry—I’ve got you covered!

In this episode of Early Retirement Roadmap, I’m diving deep into the essential factors that determine your retirement number, including: ✅ How to calculate your annual retirement spending 🔢 ✅ The 25x rule (and why it’s not enough for early retirees) 📊 ✅ The impact of inflation, healthcare, and lifestyle choices on your savings 💸 ✅ Common mistakes that can derail your retirement 🚧 ✅ Smart strategies to make your money last 35+ years ⏳

I’ll also share my personal experience retiring at 55 years old, the lessons I learned along the way, and how you can create a plan that gives you true financial freedom.

👉 Want to stress-test your retirement plan? I highly recommend Boldin.com (think TurboTax for retirement planning) to model different financial scenarios and see if you're really ready.

🔔 Don’t forget to subscribe for more tips on early retirement! If you found this episode helpful, please leave a review—it really helps the show grow!

🎥 Watch the visual version of this episode on my YouTube channel: Early Retirement Roadmap.

🎥 When you’re not on the go, for my real-life stories and experience in early retirement, check out my Youtube channel Early Retired & Real. 

☕ Enjoyed this show? Support me! Buy me a cup of coffee here!

 

🌐  MikeUpland.com – Connect with Mike & explore retirement resources

🚀 Start planning your dream retirement today!

 

 

Mark as Played

Advertise With Us

Popular Podcasts

On Purpose with Jay Shetty

On Purpose with Jay Shetty

I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!

Crime Junkie

Crime Junkie

Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.

Ridiculous History

Ridiculous History

History is beautiful, brutal and, often, ridiculous. Join Ben Bowlin and Noel Brown as they dive into some of the weirdest stories from across the span of human civilization in Ridiculous History, a podcast by iHeartRadio.

Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.