Social Work to Wealth: Taylor Gilbert on Financial Empowerment

Social Work to Wealth: Taylor Gilbert on Financial Empowerment

Taylor Gilbert brings us into an exploration of what happens when a medical social worker brings courage, clarity, and financial literacy into one conversation. Together we unpack how negative money messaging shows up in social work, how salary transparency and negotiation can shift outcomes, and why values-aligned investing matters when your life’s work is caring for others.

In this episode, our guest Taylor Gilbert and I also get into the practicals—her early $40K starting salary and six-figure loans, the pivot that launched her blog and podcast, and her current pursuit of CFP® coursework to pair money coaching with comprehensive planning. Highlights include: the moment HYSA changed her path, the real costs families face around death, a nuanced look at “income vs. outcome,” and concrete ways social workers can find lucrative, values-aligned roles. Diana also reflects on the care-first side of financial planning and why being well-resourced reduces burnout for helpers.

Meet Our Guest

Taylor Gilbert is a Licensed Clinical Social Worker (LCSW), Certified Financial Social Worker (CFSW), and the creator of the award-nominated blog Social Work to Wealth. By day, she serves families in end-of-life settings, facilitating organ donation conversations across Oregon, SW Washington, and Western Idaho. Outside the hospital, Taylor translates complex financial topics into clear, compassionate guidance for social workers, blending career strategy with money education.

Her own money pivot began after discovering high-yield savings accounts in 2021. She and her husband totaled their debt at $277,721.41 and have since paid down $77,000, sharing the process publicly to reduce shame and increase transparency. Taylor’s platform has grown into a blog, newsletter, and podcast committed to salary transparency, negotiation, and expanding the map of lucrative, nontraditional career paths for social workers.

Now a financial planning student pursuing CFP® coursework, Taylor is building the skill set to support clients across cash flow, debt reduction, investing, and retirement—always through a values-aligned lens. Her mission is simple and radical: help social workers become financially well so they can sustain their calling and serve their communities without burning out.

Episode Highlights

• $40K income for first job as a Masters level Social Worker, with six-figure student loans
• Discovering High-Yield Savings Accounts and a new financial path
• Launching the Social Work to Wealth blog
• Money talk ripples through Taylor’s family
• The surprising costs around death and funerals
• Starting CFP® coursework: why planning skills matter
• Values-aligned investing for social workers
• Reframing the false trade-off between income and outcome
• Social work needs a rebrand around money
• From stress to relief: claiming agency over money

Keywords

#SocialWorkToWealth #SocialWorkers #MoneyMindset #FinancialPlanning #CFP #ValuesBasedInvesting #DebtFreeJourney #SalaryTransparency #EndOfLifeSocialWork

Resources

Social Work to Wealth website Instagram TikTok LinkedIn Podcast Click here to watch our interview on Youtube

 

Diana Gisel Yañez is an Investment Advisor Representative of Natural Investments PBLLC. Natural Investments is an independent Registered Investment Advisor. All the Colors is not a registered entity and is not an affiliate or subsidiary of Natural Investments. See our Disclosures and Disclaimers and read our Form CRS.