How to Build Wealth When Your Income Is Inconsistent | Real Wealth Review with Kyle | Ep 6

How do you build wealth when your income changes every month?

In this episode of The Real Wealth Formula Podcast, Brad Hovis sits down with Kyle — a 33-year-old actor, voice talent, and coach who earns around $2,000 a month, has no debt, over $100K invested, yet still doesn’t feel financially free.

 

💡 Key Takeaways

• Why wealth isn’t about how much you make — it’s how much you need

• How Kyle became debt-free with over $100K invested on a $2K/month income

• The formula to reach financial freedom even with inconsistent paychecks

• Why passive income brings stability when your income doesn’t

• How to grow wealth without sacrificing calling, creativity, or faith

🔗 Resources and Links Mentioned

REIBIZ: reibiz.com FreedomSoft: realwealthformula.com/sponsors PropStream: realwealthformula.com/sponsors

🤝 Connect With Us

Website: www.realwealthformula.com Phone: 877-77-MOGUL Email: Real Wealth Formula LinkedIn: Real Wealth Formula Instagram: @realwealthformula X (Twitter): @realwealthshow TikTok: @realwealthformula YouTube: Real Wealth Formula

 

⏳ Chapters

00:00 – Introduction 02:10 – Actor, Coach & $2K/Month Income   04:30 – Debt-Free but Not Wealthy Yet   07:15 – What Real Wealth Actually Is   09:40 – Passive Income vs. Active Income   12:00 – How Much Do You Really Need Per Month?   15:25 – Breaking the Survival Mindset   18:10 – Why Kyle Still Feels Financial Pressure   21:30 – Budget Breakdown & Real Numbers   24:55 – $100K in Investments at 33 Years Old   27:40 – Why Income Isn’t the Problem   30:20 – The Formula to Reach Real Wealth Faster   33:00 – How to Enlarge Active Income   36:15 – Creating Predictable Cash Flow as a Creative   39:05 – Investing vs. Hoarding Money   42:00 – What If You Only Needed $3K a Month?   45:10 – Faith, Purpose & Financial Calling   48:20 – Real Wealth Rating   51:00 – What Kyle Must Do Next   53:30 – Closing Thoughts