You’re Not Dead Yet

You’re Not Dead Yet

What if I told you that building wealth doesn’t mean sacrificing the life you want to live today? That you can chase your dreams, enjoy the moments that matter, and still plan for your financial future? You’re Not Dead Yet is a weekly podcast hosted by Chris McNeal, CFS, that breaks down the myths, the fears, and the barriers that keep you from living your best life now—while planning for an even better tomorrow. You’re Not Dead Yet is a Premier Investments & Wealth Management Production. Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial for accuracy or completeness. The financial professionals associated with Premier Investments & Wealth Management may discuss and/or transact business only with residents of the states in which they are registered or licensed. No offers may be made or accepted from any resident of any other state. www.premieriwm.com https://www.finra.org https://www.sipc.org

Episodes

March 18, 2025 34 mins

Chris discusses different ways to use your investments for your charitable desires. Plus a discussion with Leah Swanson, Executive Director of the Leukemia & Lymphoma Society, Red River Region on ways to give back in your community.  

Follow YNDY:  https://www.facebook.com/yourenotdeadyetpodcast/   

More Information on LLS: https://www.lls.org/rdrv 

Disclosures:

Securities and advisory services offered through LPL Financial, a ...

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With the recent volatility and uncertainty in the market loading up on cash may seem like a good strategy, but like your favorite dessert, is there a downside to having too much of a good thing? Chris walks through 3 reasons to examine your cash allocation. 

Follow YNDY:  https://www.facebook.com/yourenotdeadyetpodcast/   

Song of The Week: https://www.youtube.com/watch?v=NFCsuDcWqY0 

Disclosures:

Securities and advisory services o...

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March 4, 2025 17 mins

You’re in your 50s, you’ve done a great job saving, and you’re ready to retire, there’s just one problem… all of your money is in your 401(k). So now you are faced with two choices: 1. You can keep working until you reach the IRS’s magical age of 59 ½ or 2. You can retire early and pay a 10% early withdrawal penalty on any withdrawals from your 401(k). Neither sound ideal. But what if there was a third choice? Chris dives in to two...

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According to a 2024 survey by Allianz Life, 63% of Americans are more concerned about running out of money than death.

That's understandable as we don't know how long we'll live, our future costs, and what kind of returns we can expect on our investments and savings. At this point, we don't even know what tax rates will be next year, let alone 20 years down the road. 

This week Chris breaks down the different considerations and fin...

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February 11, 2025 30 mins

Americans are carrying more debt than ever, with credit card balances, student loans, and delinquencies on the rise. In this episode of You're Not Dead Yet, we cover the difference between good and bad debt, common credit card pitfalls, and strategies for paying down balances. Plus, we’ll dive into credit scores—how they work and how to improve yours.

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https://www.facebook.com/yourenotdeadyetpodcast/ 

Song of The Week:...

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Tax season often brings a little extra money in the form of a refund. While it’s tempting to splurge on something fun, using your refund strategically can help you build a stronger financial foundation. The two most popular options: saving for retirement or paying down debt. Which one should you choose? Chris breaks down the considerations for both sides.

Follow YNDY: 

https://www.facebook.com/yourenotdeadyetpodcast/ 

Song of The W...

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January 21, 2025 23 mins

Budgeting is not a fun activity for most, but when it comes to your overall financial outlook, a solid budget is the starting point for you financial roadmap. From buying a home, to saving for college or retirement, every financial goal starts at your budget. Chris shares 3 benefits of having a budget.

Follow YNDY: 

https://www.facebook.com/yourenotdeadyetpodcast/ 

Song of The Week: 

https://www.youtube.com/watch?v=VcjzHMhBtf0 

Dis...

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January 7, 2025 27 mins

In the first episode of the new year, Chris answers questions from listeners on finding balance in enjoying your money in retirement while planning for longevity, and whether a Roth 401k makes sense. 

Follow YNDY: 

https://www.facebook.com/yourenotdeadyetpodcast/ 

Song of The Week: 

https://www.youtube.com/watch?v=Y0Yg9wjctRw 

Disclosures:

Securities and advisory services offered through LPL Financial, a registered investment advis...

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December 17, 2024 41 mins

There’s no better time to start pursuing your financial goals than right now. The earlier you start, the more time you have to work toward them. It’s easier to manage your money and make progress toward your goals when you have a strategy. Chris shares 5 things young investors can do now to help put them on the right path. 

Roth Episode:

Audio: https://open.spotify.com/episode/39X6jdMiUXYtCIYWeqKsAV?si=35c9d760df00422d 

Video: http...

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December 10, 2024 15 mins

As the end of 2025 approaches, it is time to take a look at your finances and prepare for the year ahead, including tax season. Chris breaks down 5 tax considerations for investors as the year comes to an end.

Roth Conversion Episode:

Audio: https://open.spotify.com/episode/39X6jdMiUXYtCIYWeqKsAV?si=35c9d760df00422d 

Video: https://youtu.be/GJJwxhSp1Pc 

Follow YNDY: 

https://www.facebook.com/yourenotdeadyetpodcast/ 

Songs of The W...

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December 3, 2024 23 mins

A 2010 Time magazine article on the plateau effect—the observation that Americans' happiness levels stop significantly increasing once income surpasses $75,000—sparked a deep dive into the connection between money and happiness. While nearly 15 years have passed and more nuanced insights have emerged, the core takeaway remains just as relevant, especially for retirees: happiness isn’t just about the amount of money you have. It’s h...

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November 26, 2024 20 mins

Chris discusses Roth Conversions. He breaks down what they are, common considerations, unexpected consequences and how investors can help determine if a conversion makes sense for them. 

Follow YNDY: 

https://www.facebook.com/yourenotdeadyetpodcast/ 

Song of The Week: 

https://youtu.be/2bH0rULAHEg?si=BUsveh6PKaNqmee0 

Disclosures:

Securities and advisory services offered through LPL Financial, a registered investment advisor, membe...

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November 19, 2024 31 mins

This week Chris breaks down the different types of annuities and what investors should consider when determining what investment makes sense for them. 

Follow YNDY: 

https://www.facebook.com/yourenotdeadyetpodcast/ 

Song of The Week: 

https://www.youtube.com/watch?v=4QIZE708gJ4 

Disclosures:

Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.

The opinions voiced in thi...

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November 12, 2024 39 mins

Chris is joined by fellow Premier Investments & Wealth Management advisor, Elias Randel, to answer questions from listeners on Social Security, Required Minimum Distributions and Hiring a Financial Advisor.

Follow YNDY: 

https://www.facebook.com/yourenotdeadyetpodcast/ 

Song of The Week: 

https://www.youtube.com/watch?v=0C58ttB2-Qg 

https://www.youtube.com/watch?v=6k8cpUkKK4c 

Disclosures:

Securities and advisory services offer...

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November 5, 2024 20 mins

Everyone would like 'free' money - so why is it that so many Americans are missing out on their 401(k) match? This week Chris dives into the world of employer plans and talks about the advantages of the employer match. 

Follow YNDY: 

https://www.facebook.com/yourenotdeadyetpodcast/ 

Song of The Week: 

https://www.youtube.com/watch?v=qbGFrrifeEs 

Disclosures:

Securities and advisory services offered through LPL Financial, a register...

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October 29, 2024 45 mins

Chris speaks with April Bell about how business owners can align their heart, head, and gut to make decisions and drive growth in their company.

About April Bell

April Bell, CEO and founder of Made with Empathy, has spent over 20 years helping brands elevate using human insights that spark innovation. As a seasoned qualitative research consultant, coach, and author of The Fire Starter: Igniting Innovation with Empathy, she empower...

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October 22, 2024 44 mins

From retirement income and taxes to designing your lifestyle, Chris takes a deep dive into the things you should consider if you plan to retire in the next year

Follow YNDY: 

https://www.facebook.com/yourenotdeadyetpodcast/ 

Songs of The Week: 

https://www.youtube.com/watch?v=E4OzdyxbOuU 

https://www.youtube.com/watch?v=mQIZ-Esbg_c 

Disclosures:

Securities and advisory services offered through LPL Financial, a registered investment...

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October 15, 2024 23 mins

Chris discusses investing in a highly politicized climate, how elections have historically impacted the stock market, and what investors should focus on as we head into the future.

Follow YNDY: 

https://www.facebook.com/yourenotdeadyetpodcast/ 

Song of The Week: 

https://www.youtube.com/watch?v=sH0Qda32IKM 

Disclosures:

Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIP...

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October 8, 2024 23 mins

Are illusions having an impact on your investment decisions? Whether it is our outlook on market volatility, investment risk, or timing the market, we are all faced with biases that influence what we do with our money.

Chris breaks downs 4 common investment illusions, how they can impact your financial situation, and the realities investors should be focused on instead. Get started on your journey to financial freedom.

Follow YND...

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October 1, 2024 31 mins

The 4% rule has been a common rule-of-thumb for retirement income since it's creation in the 90s. But is it still relevant for today's retirees? Chris breaks down how the 4% rule was created, and what retirees should take into account when developing a retirement income strategy.

Follow YNDY: 

https://www.facebook.com/yourenotdeadyetpodcast/ 

Disclosures:

Securities and advisory services offered through LPL Financial, a registered...

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