Top 10 Skills Every Man Should Master in His 20s (Failures Tier List)

Episode Transcript
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SPEAKER_02 (00:04):
Linking up with the homies to talk about the thing
is not doing it.
Hitting the group chat andsaying what you're gonna do
tomorrow is not doing it.
Tweeting about it is not doingit.
Posting a video about it is notdoing it, watching a
motivational documentary orwatching a Kobe montage video
about all the shit that he didis not you doing the thing.

(00:27):
In order to get the thing donethat's gonna change your life,
you gotta get the fuck up and dothe thing.
That's what action bias means.
Failures podcast.
Today, Rich and I are discussingthe 10 most important skills to
master in your 20s.

(00:48):
Rich, if you were 21 years oldright now, what would you
master?
What skill would you prioritizeabove the others?

SPEAKER_01 (00:57):
Man, for me, bro, by far, I think the number one
skill I would try to master isjust the ability to be an
effective communicator slashknow how to persuade.
I think this is probably themost underrated skill you can
possibly have.
The ability to effectivelycommunicate, the ability to

(01:17):
share your value to people,right?
Whether it be in a job interviewor in a pitch deck or uh having
sort of like that elevatormoment where you're pitching an
idea to someone, that that's forsure my my number one.

SPEAKER_02 (01:30):
I want to give context because we're gonna get
into probably 10, maybe, maybemore than 10.
I have five skills that I thinkare crucial to master in your
20s, early 20s, and Rich alsohas another five.
So what we'll do on today'sepisode is we're gonna go back
and forth.
And then at the end, we'llcompile the 10 plus skills you
should master in your 20s.

(01:51):
And Rich, we'll do a tier list.
We'll do an A tier, B tier, andC tier, and we'll try to
identify which ones, if we were21 years old, right now in 2025,
what would we master?
I think this episode is crucialfor our community because if you
really think about it, Rich,we're in our late 30s.
If we were really smart and wechose wisely in our 30s, think

(02:14):
about how these skills couldhave compounded and you would
have gone into your 30s beingway ahead of your peer group.
Do you feel like you were aheador behind when you got into your
30s, given your skill set?

SPEAKER_01 (02:24):
Nah, I feel like I was always behind.
And it was sort of like a lackof having a mentor, a lack of
having an OG to really teach methe ways or teach me things that
would matter when I would comeup on my 30s or 40s.
I really never had that growingup.
So hopefully we share somevaluable insights on what skills

(02:47):
to master and not master in your20s, right?
Like there's a lot of bullshitout there too.
So we're gonna sort of unpackwhat what to avoid and what to
not spend your money on in your20s as well.

SPEAKER_02 (02:57):
I love the not master because if you think
about failures as a showpremise, what we're saying is
failures is a platform dedicatedto learning from other people's
mistakes so you don't have tomake the same mistakes.
So I like that pivot, Rich,because it's that is less about
what you should master and whatcan be the counterweight to

(03:20):
mastering something is thethings you shouldn't do.
So we'll get into both.
We have soft skills, skills thatyou necessarily don't have to
take a course for or you don'thave to learn anything, but
stuff that you can do to be moreproactive about developing soft
skills so you could be morevaluable in the marketplace or
in your friend group.
And I think you started off withnumber one.

(03:40):
Number one, you were sayingcommunication skills.
That one might seem lessobvious, but why is it so
important to you if you'retalking about top 10 skills you
want to master in your 20s?

SPEAKER_01 (03:50):
Yeah, think about it.
You could be good at a lot ofthings, but if you don't know
how to communicate your value topeople, like that, they just
won't know, right?
Think about moments when you'rein a job interview and that
whole interaction is how wellyou speak, how well of a
communicator you are, how youcan communicate your value to a
potential employer.
Think about being in a businessmeeting or think about trying to

(04:13):
get a loan at the bank and youhave to explain to this loan
officer what your business ideais or what your vision is.
Like you have to be able toarticulate ideas and value
properly, even in relationships,right?
When you're trying to conquer awoman, like she's gonna go for
the guy who's sort of the slicksmooth talker versus the shy and
timid guy who can't communicateproperly.

(04:34):
So I think it's a superunderrated uh skill to have.

SPEAKER_02 (04:37):
It works for everything, everything you want
at that age.
You want to get some money, youknow, learn how to communicate,
develop some sales skills.
You want to get some honey, youwant a woman in your life,
develop some good communicationskills.
Don't be so scared ofeverything.
You can't be a scary guy and goout into the world and assume
you're gonna get what you wantout of it.
And communication for anythingas simple as um you want to get

(04:59):
a discount on furniture, youwant to get a raise at work.
This shit applies to everything.
If you're prioritizing AI orgetting good at some skill of
some like thing that just like,for example, you Rich and I
recreating our second mediaplatform.
In 2025, media is verydifferent.
So, in some way, shape, or form,Rich and I are understanding

(05:21):
digital marketing in 2025.
Even with understanding how tostart a YouTube page from
scratch, I would say the abilitythat we have to communicate
supersedes that because learninghow to create a YouTube is one
thing, but learning how tocommunicate once you create a
YouTube might be 50 times morevaluable because eventually

(05:41):
you're gonna have tocommunicate.
You're gonna have to startsharing information.
So I can't oversell that one.
Rich, you've known me since wewere young.
It's one of the greatest skillsthat I was able to get given how
I was raised and what my familydid for a living.
But I think I sharpened thatsword when I started working at
call centers, worked for amodeling agency where people
would call to cancel membershipsand I would have to try to keep

(06:04):
them on.
Um, I sold cars for a littlewhile.
Like I had a lot of odd jobs inthe world of sales.
And I do credit those weird assjobs that I took where I learned
sales skills and people skillsthat allowed me as a
professional adult at 39 to goand speak to my boss when I'm
feeling overlooked, uh, when Ifeel like I need a promotion,

(06:26):
speak to an artist when theydon't want to do something that
I feel like they should bedoing, and I gotta persuade
them, I gotta convince them.
And like you said, women.
What's better than that?
I think we could have stoppedthe whole uh bullet point right
there, women.

SPEAKER_01 (06:40):
Yeah.
Do you feel like what has madeyou a better communicator has
been the amount of reps that youjust had over the years with all
the odd jobs?

SPEAKER_02 (06:48):
I think it's a combination of a few things, and
then we will get into that andskills you master a little
later.
I'll give them a teaser now.
You have to know yourself wellenough to know what God and your
environment and your family kindof gave you a competitive
advantage.
Everybody's built different.
Everybody has differentadvantages in life.
Some people are better atconcentrating, some people are

(07:08):
better at combing through a lotof details, some people are
better at people skills,communicating.
And there's a lot of reasons whypeople are better at these
things before they turn 30.
But you have to know yourselfwell enough to know what
advantages you have.
But to answer your question, no,I shit, if you met my mom and
you met my father and you'vebeen around my family, it's

(07:29):
almost impossible to exist in myfamily or to be seen or heard or
get anything you want if youdon't have the ability to
communicate.
So I think since I was a littlerug rat, I had to master the
ability of communication becauseif not, no one would even know I
existed.
And then not to mention my momand dad are highly charismatic,
they're well spoken, they'revery funny people.

(07:49):
They've always been in positionsof leadership, so they've always
been the one pushing theirfriends to do things or
inspiring.
So I kind of stole from myfamily and um I sharpened it by
doing jobs that complement thestuff that I was already good
at.
Because God knows I wasn't goodat school.
I I definitely had a D averagefor most of middle school and
high school.
I failed the eighth grade twice.

(08:11):
So it wasn't textbook educationthat got me here.
It was verbal communication, butdefinitely an advantage of mine.
And I see how I changed my lifewhen I wasn't really good at
other things, I would I couldalways depend on being able to
communicate.
So I love that as a number onefor sure.
And public speaking falls intothat.
I do want to say that, Rich.
And that's something you shareda story with our community.
I don't know if you want to givethe short version, but why

(08:33):
public speaking inside of thebucket of communication is
important.

SPEAKER_01 (08:37):
Yeah, what what do they say?
That that's like the number onefear for for most humans is
public speaking.
So in an earlier episode, Italked about uh sort of a
speaking engagement that I waskind of like forcefully thrown
into and I hadn't held amicrophone before, I hadn't been
on stage before, I hadn't spokento an audience of 300 plus

(08:57):
people before.
But I rose to the occasion andit was sort of a muscle that
I've never flexed before.
But now that I've gotten to doit and I felt comfortable on
there, I'm like, oh, you know,this is not so scary.
Um I sort of overcame that uhthat fear of public speaking.
And I feel like anybody can ifyou just sort of um, you know,
prepare yourself and master thatability to be an effective

(09:19):
communicator.

SPEAKER_02 (09:19):
I love that.
Number one, communicationskills.
I'm gonna quickly go into numbertwo because we got to get to
this full list of 10.
And I think this one is a broadcategory, so I'm gonna try to
unpack it a little bit, butlearn to manage your time and
energy in your 20s.
Because as you get older, thoseare two things that are not a

(09:41):
luxury.
Your time and your energy.
Your energy, because as you getolder, whether you like to
believe it or not, when you'rein your 20s, you have hella
energy.
You're down to do anything.
You can go out all night, youcan drink, you can stay out till
four, pop up at nine in themorning, go to the gym with your
boys, go to the beach after.
Like, bro, you remember we werehanging out at that time in our
lives.

(10:02):
You can mash out for a fuckingtwo weeks straight and get
everything done in your early20s, and I don't think you
realize how valuable your energyis at that time.
And the other part of that istime.
There's only 24 hours in a day.
If you can really choose whatyou do in the little bit of time
that you have free or the timethat you have in a 24-hour day,

(10:24):
if you're 21 and you're in your20s, I'm gonna assume you're
already graduated from college.
So I don't want to hear aboutschool in the most proper way.
The only thing you're reallyputting your energy into is
maybe a job, full-time job,part-time job.
And then after that, you shouldhave a calendar that's pretty
empty.
We'll get into it later how youcan avoid distractions.

(10:45):
And Rich and I talked about whatyou should not do in your 20s
that could fuck up this top 10list of a skill set.
But I think managing your day isimportant, and that leads me to
a rule that I've always workedoff of.
I kind of always had it in theback of my mind.
I never gave it a proper label,but I am doing it for this show,
is the 777 rule, which is Isplit my day up into seven-hour

(11:09):
blocks, and it allows me tomanage the day in a way that is
like I can conquer eachseven-hour block, and that'll
allow me to do all the thingsthat I think are important in a
24-hour day.
Now I know our listeners arelistening on podcasts thinking
Justin definitely failed eighthgrade twice because that's only
21 hours.
I'm not a fucking idiot.

(11:30):
Seven times three is 21.
What the three hours is for isfor chaos and randomness and
people that want to waste yourtime or emergencies or hobbies,
or just sometimes you I felt Ifind in 2025 and beyond,
sometimes I just look forward tojust not being plugged into
anything and letting my mindroam, going for a walk, uh

(11:52):
disconnecting.
I think the three hours in the777, the three hours that are
free, that's for miscellaneous.
That's for a question mark.
The other seven go to sevenhours for sleep.
I think you can do it with lesswhen you're in your 20s, but you
definitely want to at least bein bed for a max amount of seven

(12:12):
hours.
And every hour you save that'snot part of the seven for
sleeping can go into the othertwo sevens.
The second seven is foremployment, making money.
And if you're not making money,you should dedicate that seven
to a hard skill.
Like Rich, I'm sure you're gonnaget some skills that saved your
career early when you actuallylearned hard skills that you can

(12:34):
learn that can make youemployable.
I don't know if you have any offtop you want to share that you
were you learned early in yourcareer that that helped you earn
money.

SPEAKER_01 (12:41):
Man, for me, the the ability to problem solve is
absolutely the number onedriving factor when when you
think about hard skills and softskills.
I think being able to unpack anddissect complex problems into
micro tasks or just smallerinitiatives makes a big problem

(13:02):
a lot less uh prudent.
And you're you're able to sortof be that reliable person that
people can count on when itcomes to you know assigning you
a tough project.
I I think people get compensatedhandsomely for solving complex
issues.
That's sort of like how youidentify your superpower and how
you become that one of one.

(13:23):
It's like, oh, all right, whatmakes this person unique?
Well, they can solve complexissues.
Well, guess what?
We need that guy on our team.
And that's what most companiesare looking for.

SPEAKER_02 (13:33):
Yeah, and that's a hard, that's a hard skill,
right?
And we we could probably getinto later how do you get better
at problem solving?
But being ready, willing, andable and useful enough to solve
problems is important.
So going back to the 777 rule,seven hours for sleep, seven
hours to either making money,which is gonna help fund your
lifestyle, so you're not a brokeboy, but the other seven should

(13:56):
be dedicated to developing askill and learning a trait or
something that can make you moreof a lethal weapon moving
forward.
So the seven, seven, seven ruleis a way for you to look at the
24 hours of a day and know,okay, if I'm not doing one of
these two things, the third oneis sleeping.
It's mandatory.
If I'm not doing one of thesetwo things, which is developing

(14:19):
a skill or earning money to fundmy skill development, then I'm
not managing my day well.
So recap for the top three wehave so far is number one is
communication skills.
Number two is learn to manageyour time and energy.
And you can do that with the 777rule.
And then number three, Rich, youtouched on it, which is problem

(14:39):
solving.
And I love problem solving asnumber three because it's just
like communication, it's a skillthat works for everything.
Like, who doesn't like to bearound a person that can solve
problems?

SPEAKER_01 (14:49):
Yeah, everyone, man.
Everyone loves the problemsolver when they have them
around.
If if you can grab a box of IKEAfurniture and build it in two
hours, like everyone wants thatfriend that can come over and
help them build IKEA furniture.
If you know how to, you know,follow a lot of different
instructions and put a thousandpieces together, like you're a
problem solver.

(15:10):
You know how to put pieces ofthe puzzle together, and people,
people like that.

SPEAKER_02 (15:14):
Problem solver, definitely one of my favorites.
Rich, I want to go into adifferent direction because I
feel like these three could fallinto the category of, yeah, I
already know that.
Uh these I can find theseanywhere.
One that I thought was reallygood, and I'm not even sure if
it's a skill, but I want to putit into this list as a skill.
Number four, which was big forme, and I know it was big for

(15:34):
you as well, is you have toescape your small town
mentality.
I don't know the best way to sayit, but I found that once I kind
of graduated from high schooland started spending more time
with my the friends I made incollege, my whole way of looking
at the world elevated.
And that's not that's not to sayanything bad about the people I

(15:56):
went to high school with.
High school was more of a if Iwas born here or my mom lives
here, this is what I'm alreadyexposed to.
So it's more by circumstance youhave a lot of friends.
But when you go to college orwhen you surround yourself with
other people that are doingdifferent things that are more
in line with what you're curiousabout or the skills that you're
developing, I find that thatflock you gain from flocking and

(16:21):
doing shit that's more in linewith stuff that makes you money
and you're outside and you'retrying to conquer some sort of
big picture goal.
I find that that small townenergy kind of goes away because
you're around people that aredreaming bigger and living
bigger.
And I don't think you have tonecessarily leave where you're
from in 2025 in your early 20sif your money's not there, but

(16:41):
either move to a bigger city orfind a way to get to a bigger
city because you're gonna findpeople that have common
interests in those places.
So no knock on small towns.
Uh uh, you know, we all comefrom a different hood.
I'm just saying it's more of amindset thing.
If you're around people thathave bigger dreams, bigger
cities, they tend to have biggeraspirations, and you could kind
of be around a peer group thatmotivates you.

SPEAKER_01 (17:03):
Yeah.
You know what that reminded meof?
We should probably unpack this alittle bit, but have you ever
heard of the term like blindmotivation?
Yeah.
Or like dumb motivation.
It's sort of like you'remotivated, you're hungry, you
want to do all these things, youhave so many goals, no sort of
clear direction, but you're justtrying shit to try shit.
And I feel like that could be atime waster, right?

(17:25):
Like maybe we we sort of bucketthat in the uh the things not to
do.
I remember when I was 20 yearsold, bro, I was going to
community college full time andI was also in real estate
school.
I remember that on the weekends.
So I'm seven days a week justcramming information into my
brain.
And I'm like, I'm gonna get acollege degree and I'm gonna be
a real estate agent, and I'mgonna get all this money and I'm

(17:46):
gonna sell houses and haverentals.
And I had this like blindmotivation that I was just gonna
conquer the world at 20 yearsold.
And bro, life kicked in.
I got my real estate license,and then they were like, okay,
you have to pay$1,500 in fees,right?
Because you have to sign up forall these um associations.

(18:07):
Oh, and by the way, you're notgonna make money for the first
six months because we're notgonna give you a desk and we're
not gonna give you the besthouses to sell.
So it's just you learning thegame.
And I'm like, well, wait aminute.
I don't have$1,500 and I can'tstay idle for six months without
bringing in income.
I have expenses.
And I quickly spent six monthsof my life getting my real

(18:30):
estate license for absolutely noreason.
I never sold the house, I nevergot a rental, I never even
stepped foot in a real estateagency to be hired.
I just had the license and didnothing with it.
So this idea of like blindmotivation can be a waste of
time as well.

SPEAKER_02 (18:48):
You know, that almost feels like it's in the
category of uh manage yourexpectations and manage your
energy.
Because you do have blindmotivation when you're young.
And I and listen, I'm a dreamer.
Rich is a dreamer, so I'm nevergonna stop somebody from wanting
to be great.
But I think there is, I don'tknow, I don't know how to say it
without stealing a young personof what their big dream is, but

(19:09):
there is, you know what?
I got it.
Number five is reality is king,manage your energy, manage your
motivation.
And if you the blind motivationis something that we don't want
to take away from a youngerperson, but there is something
about being rooted in realitythat came with that moment at
the real estate um when you weredoing real estate.

(19:30):
Well, when you were learning toget finessed by the system of
real estate that you had to payfor more certification.
I didn't even know that story.
So you're telling me thoughthroughout the whole process,
you didn't know any of that?

SPEAKER_01 (19:41):
I just think I was so eager to start and take
action that I completely skippedsteps in my research.
And I just thought getting realestate license equals selling a
house equals getting a lot ofmoney.
Like that's how my brain workedat the time when I was in my
20s.
Like I try to be simple aboutit.
It's like, no, bro, it's notthat simple.

(20:03):
You actually have to sign up toa bunch of associations, you
have to get hired, you have tosort of sit idle and go through
listings and try try to getjobs.
So it it and it was verycompetitive when I was going
after the license at the time.

SPEAKER_02 (20:20):
What do you think the skill is in there though?
Because there there is a lessonlearned from that, but what
would you say the skill is tomaster given that uh situation
you went through?

SPEAKER_01 (20:29):
Yeah, like you said, bro, do your research, manage
your energy, be sort ofintentional about what you want.
You can't be so naive to think,oh, I'm going to sell houses and
make a lot of money.
Like, bro, that is so naive tothink that you, out of all
people, can just go into thisfield and just be great at it.

(20:50):
You know what I mean?
Like, it's gonna take work.
Do you have to do your research,you have to understand what the
job entails, you have tounderstand all the little
details of obtaining a licenseand uh and what it means to be a
successful real estate agent.
I literally did none of thatresearch, bro.
I was just like, I'm gonna getmy license, I'm gonna sell
houses, and I'm gonna be amillionaire.

(21:11):
And I feel like that was sonaive of me in my 20s to think
that that's how that worked.
I got it.

SPEAKER_02 (21:17):
Number five, dream big, but respect reality.
And I think that's somethingthat will allow a young person
to move to a big city, do thethings that we're saying to do,
but also if you got nomotherfucking money in your
pocket and you end up in LA,you're just gonna be homeless.
You're just gonna be anotherdude under the bridge.
So make your decisions, dreambig.

(21:39):
You definitely want to dreambig.
Dream that you will be theexception.
Yeah.
Rich and I are never gonna hateon anybody who dreams big.
But a lot of your decisions haveto be rooted in reality.
So that blind motivation iscool, but make sure it's
connected to something real.
Uh, Rich, real quick recap forthose following along.
We're doing 10 must-have skillsin your 20s.

(22:00):
Rich and I are in our late 30s,so this is us kind of going in a
time machine and then seeingourselves at 20 years old and
being like, yo, stop doing that,focus more on this, because this
is going to pay a hundred timeswhen you're in your 30s.
And I can't lie, a lot of thisstuff when I was putting this
list together, I developed in myearly 30s, mid-30s.

(22:21):
And at 39, I feel blessed that Iwas able to apply them.
So it's not too late foranybody, even if you're in your
30s.
But I want to recap from numberone, communication skills.
That's number one.
Number two, learn to manage yourtime.
Apply the 777 rule.
What's the 777 rule?
Seven hours for sleep, sevenhours for making money, seven

(22:43):
hours for developing a skill, atrait, following your curiosity,
just getting lost in somethingthat you're passionate about.
And the other three hours arefor life's distractions,
excuses, hobbies, or just youknow, disconnected for a little
bit.
Number three, problem solving.
It's easily the most desiredskill set from 10 years old all

(23:08):
the way to 90 years old.
If you can solve people'sproblems, you will always be
useful.
Useful to women, useful toemployers, useful to your
neighbors, everybody.
Number four, escape the smalltown mentality.
We're not shitting on ourfriends that we went to high
school and college with.
We're just saying if you foundsomething in your life that
piques your curiosity andmotivates you, maybe you should

(23:30):
get around people that are doingthat already.
And they might be in biggercities, they might be in bigger
towns.
It's not always going to be backhome or with your family.
Number five, dream big, but rootyour decisions in reality.
That's the blind motivation one.
The rich, I don't, I didn't knowthis shit.
You were a real estate agent.
I mean, Rich, how much are howmuch is the house going for in

(23:53):
uh Bergen County?

SPEAKER_01 (23:54):
Yeah, yeah.
Yeah.
I mean, this is a number, thisis a good segue to number six.
It's just financial literacy,which we probably should have
had higher up there.
But this one's interesting,right?
Because when you're in your 20s,you're you're pretty Stratford
Cash, right?
Like you're college brokeusually.
And um, I remember in my 20s, Ispent a lot of time just going
out to eat.
I spent a lot of time on food,on alcohol.

(24:16):
And um, I prop that probablywasn't wise.
I feel like if I had to do itall over again, I would educate
myself more on investing.
Even if I didn't have the moneyto invest yet, right?
So you you look at things likelearn what are the top uh most
popular stocks, right?
Your Google, your Teslas, yourNVIDIA, learn what an earnings

(24:36):
report is, learn what dividendsare, uh, learn what a stock
split is, what stock optionsare, what an IPO is, and all
these like stock investing termsnow in your 20s, so that when
you do stumble upon some moneyin your 30s, you're sort of not
starting from zero and you havesome baseline knowledge of,

(24:58):
okay, I know how investingworks.
I have money.
Now I can deploy some of thatmoney in different investments.
So I think this one is highlyunderrated.
And it's unfortunately it's nottaught in schools, so we we kind
of are always uh behind when itcomes to financial literacy.

SPEAKER_02 (25:16):
Financial literacy is we could do a whole episode
on it.
And actually, we've been askedby many of our community members
to do more content on financialliteracy, and that one's a
tricky one because everything iskind of case sensitive, and we
are not financial gurus.
We are people that have made adecent living pursuing our
careers, which most of our moneycame from salary, and then you

(25:39):
know, any other investmentswe've made, but those
investments come at high risk.
But I do want to give ourcommunity maybe a few tangible
skills that you can develop thatare connected to financial
literacy.
And one that I learned in my30s, which I want to add to
number six, Rich, your financialliteracy is delayed
gratification.
You don't necessarily need tomake a purchase on everything

(26:01):
because you want it in themoment.
And I think one of the biggestgems that I got from you, and it
took me a while to learn, wasbro, understand the markets,
understand how money flows.
Uh, even with um the S P 500,just put your money into an
account and you can build yourportfolio by investing in the

(26:21):
market.
And that$1,000 you put away at21, that shit could easily grow
to$300,000 when you're in your30s.
How that magic of compoundingworks, I'll leave that for Rich
or someone else to explain.
I'm sure there's a lot of peopleon YouTube that do a good job
with it.
But just know that little pieceof information could have
30-year-old you that's in a jamthat has an emergency that needs

(26:44):
a quick slush fun of money.
You can dip into your 401k or uhor the money you put into your
SP 500 that's been compoundingfor the last 15 years and it can
get you out of a crisis.
Now, how does that happen?
Again, you should look upYouTubers that are, this is what
they do.
But I think it's very importantfinancial information, and that

(27:04):
comes with delayedgratification.
If you make$100 putting away$20instead of buying a new fit, you
can't even buy an outfit with$20, but you get what I'm
saying.
Instead of going to buy food,you can put$100 away every
paycheck.
I'm curious to know how doesthat change from you when you
were younger, Rich to now, asfar as financial literacy goes.

SPEAKER_01 (27:21):
Yeah, first of all, shout out to the earn your
leisure guys.
They they do uh an incrediblejob of sort of uh providing
financial literacy content onYouTube for guys in their 20s
and 30s.
And I feel like the the tip thatI shared with you earlier was
understand how global moneyworks, how money flows.
So understanding uh geopoliticalclimate, right?

(27:43):
Are we at war?
Are there political tensions?
Understand investor sentiments,right?
Like are investors hoarding cashbecause they feel like the
market's gonna take a turn, orare they bullish and they're
more risk adverse?
Understand countries' economics,right?
Like, uh, do we have hightariffs?
Do we have high interest rates?

(28:04):
All that information, bro, isfree.
Like, you don't have to pay forthis information.
It's just about being aware ofwhat's going on in the world.
And I feel like that framing inyour 20s, if you just stay on
pace when you do have money inyour 30s, that's gonna be built
in into your sort of DNA bydefault.

(28:25):
And you're gonna always view theworld with that lens.
And it just makes investing alot easier.
Anybody who's good at investing,you'll you'll see they're just
very knowledgeable about theglobal monetary fund and how
things work and how things movein in waves, right?
One week it might be crypto isthe hot new topic.
The next week it might be AI.

(28:46):
The next week it's like, oh, wemight go to war.
So now investors are sellingtheir liquidity and all their
stocks, and they're justhoarding cash until they find
out what's going to be theoutcome of this potential war.
Um, but all of that requires youjust being a little bit more
informed and paying attention.

SPEAKER_02 (29:04):
If anybody was really curious about what's the
biggest gap in knowledge betweenRich and I, it's Rich's
knowledge in financial literacyand workflow and project
management and Justin's abilityto shortcut the world through
his God-given skills.
I'm going to make the same pointyou made, but for the dummies in

(29:25):
their 20s that grew up just likeme, that just want to get a good
haircut, drive a good car, wearsome good clothes, clothes that
you know cost a lot, but wouldmake you look good around women
and your friends, this is who Iam in real life.
So I'd be a hypocrite if I weregoing to tell our young viewers
don't spend your money on any ofthis stuff.

(29:46):
If you get good at communicatingand being around women and being
the leader of your social circleand being the that guy in your
friend group, El Leon, the one,the guy that everybody goes to,
you Don't really need a lot ofmoney.
You don't really need a lot ofexpensive jewelry.
You don't need a lot of clothesbecause women tend to flock to

(30:08):
the guys who are the guys.
So you might be spending a lotof money on bullshit hoping you
get the girl.
I'll give you a shortcut.
Here's some non-financial advicefrom Justin Durant.
Get good at communicating.
Learn how to manage your time.
Go to the gym.
Be the leader of your friendgroup.
Throw parties, host events.
That right there will save you alot of money that you can put

(30:31):
into your 401k, and you could befinancially literate by just not
doing a whole bunch of shit thatcosts you money.
That's the shortcut, uh, theJustin version.
Sorry to interrupt, Rich.
Just wanted to make sure.
I wanted to make sure all mypopcorn players out there that
kind of you lost them with thefinancial planning.
Just develop these other skills,put your money in a 401k or SP

(30:51):
500, and you'll be fine.

SPEAKER_00 (30:52):
Yeah, just be a jug head, just be the cool kid, and
uh life would just sort itselfout.

SPEAKER_02 (30:58):
Yeah, I mean, if you're not popping and you think
clothes and all this otherbullshit a car is gonna get you
lit, it's not.
People are gonna use you forthose things.
Yeah, they're not gonna give youwhat you want for those things.
You don't make friends becauseyou have all designer clothes
on.
That's not how that works.

SPEAKER_01 (31:12):
Nah, for sure.
And save that thought becausewe're gonna talk about the
biggest waste of time and money.
Um, and that's that's certainlyone of them.
I think you naturally segueedinto health and fitness as being
our next point.
What's that number seven oreight?
Seven.
Seven.
Uh health and fitness.
I think your health is extremelyimportant.
Uh, unfortunately, it took me toturn 30 and start to feel body

(31:36):
aches for me to feel like, damn,I need to move, I need to go to
the gym, I need to get fit, Ineed to feel right.
Had I started this in my 20s,bro, I would have just felt
better.
I think we oftentimes don'trealize that if if you're 20
years old, bro, you you havethis body knock on wood,
hopefully, for another 80 years.
Like, treat your body rightbecause once you go to the gym,

(31:57):
once you eat right, once you getgood nutrition and and you
you're in a good mood,everything just flows a lot
easier.
It's funny, like I had lunchwith my coworkers and um we we
all got like five guys.
Well, I didn't get five guys,but they got five guys.
And after you didn't throw it inthe lettuce?
No, bro.
Listen, after 30 minutes, theywere slump.
They were trying to take a nap.

(32:17):
They felt like shit.
All I heard for the next twohours were how terrible they
felt.
And I'm just like, yeah, bro,because you put bad nutrition in
your body and now you're payingfor it.
So I think that that one's sortof highly underrated.

SPEAKER_02 (32:30):
I love that one, and I want to unpack it a little bit
more.
I think along with maintaininggood health, what you're doing
is you're taking the 24 hours ina day that you could be
productive.
Again, let's assume seven ofthose hours you're sleeping and
three, you're just doingmiscellaneous shit.
You really have 14 hours in theday to be productive.

(32:50):
The best way that you could ruinthe 14 hours of productivity is
that if you have a steaksandwich with French fries, with
garlic parmesan french fries inthe middle of your work day, you
gotta be have next levelmetabolism for your productivity
not to drop after that.
And you're sitting in a cornertrying to figure yourself out.

(33:11):
And now you're drinking morecaffeine to keep up.
It's a loop that kind of feedsitself.
It's almost like that image ofthe snake eating the back of its
tail.
You're cutting away your ownenergy if you don't know how to
manage your energy.
And when you're in your 20s, Isaid this earlier, bro, you have
so much fucking energy, youshould capitalize on it.

(33:31):
And I think the the bullet pointI'll add to your number seven
health and fitness is once youknow how to manage your energy,
when you go to the gym and youget a good lift, or you go to
the gym and you get a goodrun-in, or you get your
adrenaline going.
I don't know about you, Rich,but what happens to me is that
that shit gives like rocket fuelfor the next five hours of my

(33:51):
day.
So I leave the gym, I go towork.
And not only am I feeling goodphysically, not only is my
energy up, but I get thisclarity that really helps me
solve problems professionallythat I wouldn't be able to do if
I woke up and had a bigbreakfast and went straight to
work.
So the bullet point I want toadd is when you do difficult

(34:13):
things with the good energy youhave, your body develops a
tolerance for doing difficultthings.
So when you do hard thingsearlier in your life, things
become easier later in yourlife.
So health and fitness are reallyimportant, but I wanted to add
that to that one, Rich, becauseI don't know how you feel after
a good workout or a good meal,but it's almost like a uh it's

(34:37):
like rocket fuel, low-key like acheat coat.

SPEAKER_01 (34:39):
Yeah, it's like a dopamine hit.
It's like a perfect uh baselineto start your day with.
And you're right.
It's once you do hard things,you know, in the morning before
you start work, everything elseduring the day just seems a lot
easier, right?
Like you get that aggressionout, you're you're not as angry,
you're you're in a better mood,you just lifted 100 pound

(35:01):
weights, right?
What's harder than doing that?
This PowerPoint can't be thatdifficult.
I was just lifting 100 poundweights, you know, a couple
hours ago.

SPEAKER_02 (35:08):
Yeah, I ain't gonna lie, I'd be at work, and if if I
just had a good lift, man, if Ijust squatted like 225 pounds,
yeah, and my bullshit shiftmanager is talking crazy to me,
and I'm coming into work withthat energy.
Yeah, you want to kick them.
I'm thinking to myself, thisperson has no idea that I could
throw them on my back and slamthem into this fucking table.

(35:32):
So I really believe that thatenergy you go into the world
with, people can feel that.
People can feel your presence.
People can feel that not only amI a problem solver, but I'm
designed to do difficult things.
How do I know that?
Because I was just at the gymdoing difficult things.
So, to your point, this littlebullshit task that you put in
front of me, I'm gonna get itdone because I got everything

(35:53):
done.
I think it creates like a reallygood psychological loop for
someone that's in a rut.
I know we talked about this inother episodes, and I don't want
to get into it, but if you're ina dark place, your mind is not
being your friend, it's nothelping you, you're starting to
feel down on yourself.
Nothing could kick that fuckingignition into overdrive, like
some sun, a good walk, a goodworkout, some good music when

(36:16):
you're in the gym.
I think that shit all helps youdevelop a pattern in your life
that's starting also when youstart your day off well, you
want to finish the day well.
If you start your day off withbullshit, you want to smoke a
little bit in the morning,you're kind of starting off at a
rut.
So you're cool with the rest ofthe day kind of being on
bullshit.
So I love that as number seven.

(36:37):
Rich, I do want to get to mynumber eight, which is a
compliment to this one.
You know, I'm big on this, bro.
One skill that I think all dudesin their 20s should master is
getting rid of the victims inyour life and the complainers in
your life.
That shit did a lot for me, bro.
And that's a skill because yougot to look out for these people

(36:57):
in your life that are constantlycomplaining about shit,
constantly playing the victimrole.
To become a victim, you have tounderstand the language of
victims.
I don't know if that makessense.
So I found that in anyneighborhood in the world,
you're gonna find people thathave it bad.
And you know what?
God bless them.
I hope they get an opportunityto change their situation and

(37:18):
their circumstances.
But what happens a lot in theseinner cities and places that we
come from is that people startdeveloping the language and the
mentality and the mindset of avictim, of someone that was
victimized.
And I'm not saying victims don'texist, I'm saying a victim
mentality is optional.

SPEAKER_03 (37:35):
Yeah.

SPEAKER_02 (37:36):
The one thing that separates a dead man from a
drowning man is that a drowningman is fighting for his life.
He's trying to stay above water.
If you're drowning, you're notdead.
And I think that's importantwhen you think about life hacks
in your 20s.
Skills that you should develop.
Get out of a victim's mentality,clear yourself away from people

(37:58):
who complain because thecircumstance is not going to
change overnight.
You have to believe that you'regonna be able to get out of this
situation.
So, not necessarily a clearskill, but I think it is
crucial.
I'm not sure what you thinkabout that, Rich.

SPEAKER_01 (38:11):
Man, that was so perfectly said, bro.
That victim mentality could byfar be the single most deadliest
handicap that you can possiblylive with throughout your life.

SPEAKER_02 (38:21):
Why does that resonate with you?
I don't you don't have to tellany personal stories, but why
when you hear a list likecommunication and finance and
health, why does that one standout to you?
Because man, I I feel that onecan handicap you so much.
It's silent, right?
Like you don't even know it'sstopping you.
You could be doing all thoseother things, but if you're a
victim, none of them count.

SPEAKER_01 (38:40):
Bro, the victim mentality stops you from doing
all the other things.
You're just frozen, you'reparalyzed.
You feel like everyone else isthe problem.
I have no solutions for life.
Um, everything is down.
My upbringing wasn't the ideal.
Um, my parents didn't come formoney.
My parents never left me money.
I have all these student loans,and no one ever helped me pay

(39:03):
for school.
It's always like this victim.
You always feel like the worldis the problem, not you.
Bro, kill that shit.

SPEAKER_02 (39:11):
You went through that whole list, and I know you
were just speaking off the cuff,but that's really me and you
growing up.
Everything you listed, thosedisadvantages, that was really
our situation growing up.
And here we are, and we're hereto help and give advice.
But I have one more question onthe victim mentality and
complaining all the time.
We're not saying that the personlistening to this podcast is

(39:33):
that person because you wouldn'teven have gone this far to
search and find something likethis.
What is your advice, Rich, to ayounger guy that has a friend
group or family?
Like, what do you do whensomebody's constantly
complaining around you orplaying the victim around you?

SPEAKER_01 (39:48):
My default quote saying is just your past does
not define you.
Whenever I've faced difficultdecisions, bro, I'm guilty of
this.
I've felt like the victimgrowing up all the time.
And I don't know where I foundthis quote from or where I read
it or where I saw it, but it waslike your past does not define
you.
Just because I grew up without afather doesn't mean that when I

(40:10):
become a father, I need totherefore be a shitty father.
No, bro, be the person thatbreaks the mold.
Don't look at yourself as thevictim.
If you didn't come from money,then look at yourself like the
first person who will obtainsome money and break that mold.
You can't be stuck in the pastand just feel like, oh, well, I

(40:31):
guess this is how we're alwaysgonna be.
Like that, that's sort of thevictim mentality you need to
break out of.
And I'd be lying to you if Itold you that that's completely
gone away.
Sometimes I do feel like I Ifeel like I want to blame
somebody else for myshortcomings.
But at the end of the day, bro,I just I just stop, I pause, I

(40:51):
reset, and I'm just like, nah,bro, you're you're not the
victim here.
Like, you want to make a change,stop, pause, assess, figure out
the problem, figure out what itis you want to change, and then
move forward.
Man, that one's killer, bro.

SPEAKER_02 (41:04):
That naturally brought us into number nine, and
I know we both agree on this onebecause I I got a chance to see
your list in advance.
You have to be optimistic andyou have to have an action bias.
These two things go together.
It's very important.
Skills to master in your 20s.
If you are in an area or acommunity or around friends and

(41:27):
family, we always talk aboutfamily because I feel like that
gets overlooked a lot in when Isee the content that comes from
like the world that we're in.
I don't know if it's just ourfamily rich, but a lot of that
fucking energy and a lot of thatpredisposition for feeling
handicapped, even when you arenot handicapped, comes from the
way the people you're around andthe family you're in.

(41:47):
And I think being optimistic,training your mind to believe
that what you're doing iseventually gonna stack up and
change your life is somethingyou have to go into everything
with.
If you're not optimistic and youdon't have action bias, it's
fucking impossible to get out ofyour situation.
Because what you're looking atright now is not what you want.

(42:09):
And that sucks.
And if you continue to take thisreality in as permanent, kind of
like you said, and you don'tembrace action and optimism,
you're gonna be stuck thereforever.
And I think you have to masterthe ability to look around in
real life and be like, okay,it's not what I want it to be,
but it can be different.
And I'm gonna take action.

(42:30):
I know that was one of yourpoints.
I just wanted to bring it upearly before we got to 10.
Because why is that so importantto you?

SPEAKER_01 (42:36):
Man, the the whole mentality of like, I'll start
tomorrow, I'll do it tomorrow,lack of motivation, the anxiety
of having to do a task, right?
The ability to want to feel likeeverything needs to be perfect
before you start.
Those will disable your actions,man.
And procrastinating is deadly.

(42:57):
And that's definitely one we'regonna talk about in the sort of
waste of times.

SPEAKER_02 (43:00):
And but the word action bias.
I hear that word a lot, and Ifeel like that's like that kind
of came from the tech spacebecause a lot of these guys have
hacked the world and they usecoded language.
But how would you simplify thatto like let's say my nephew
Damien?
What are you really saying whenyou say action bias?

SPEAKER_01 (43:16):
I mean the the ability to to move forward, to
take action.
Bro, we live in a culture wherethese kids are just doom
scrolling, like we've said inprevious episodes all day long.
They sit on their couch, theythey get some snacks, they order
pizza, and they're just onInstagram, on TikTok, on
YouTube, doom scrolling forhours on end.
And it's just like, bro, youwant to lose weight, but you're

(43:38):
sitting on the couch doomscrolling for hours on end.
Like, how are you going to loseweight?
You're not taking action.
And, you know, to me, it's it'sprocrastination is like one of
the biggest sort of setbacks.

SPEAKER_02 (43:50):
Do the thing.
I think I think that's whatyou're saying.
And and I just like you got meannoyed when you characterize
this person that is not takingcontrol of their life.
You have to do the thing.
Linking up with the homies totalk about the thing is not
doing it.
Hitting the group chat andsaying what you're gonna do
tomorrow is not doing it.
Tweeting about it is not doingit, posting a video about it is

(44:13):
not doing it, watching amotivational documentary or or
watching a Kobe montage videoabout all the shit that he did
is not you doing the thing.
In order to get the thing donethat's gonna change your life,
you gotta get the fuck up and dothe thing.

(44:35):
I'm starting to learn that a lotof our teachings are coming from
textbooks and we're losing a lotof the community that we're
trying to talk to.
I couldn't put it any simplerthan that.
Do the fucking thing.
Stop talking about the thing,stop posting about the thing,
stop reading about the thing,stop watching about the thing.
Do the fucking thing that youknow you gotta do.

(44:56):
Actually, we're not gonna usethat word anymore now.
We're gonna say do the fuckingthing.
And I think it's way easier tounderstand that because I have
family and friends that are likethat, bro.
They're just like, yo, I'm nothappy with my situation, I'm not
happy with my bro.
You have to do the thing.
Explaining is not even worth itanymore because you can fucking
write it into Chat GBT.
You know what it's gonna tellyou?
Do these motherfucking thingsand your situation will change.

(45:19):
Now that now we know there's noguarantees, but it's just you
have to have action bias.
And I think being optimistic,believing that it will work out
for you is also those two haveto go together.
Because sometimes, Rich, youknow how it goes.
We grind it for a long time, andsometimes the fruit doesn't come
off the tree, even though you'vebeen planting a lot.

SPEAKER_01 (45:38):
Yeah, I love that.
For me, bro, number 10 is, andthis should have been higher up,
but educate yourself, never stoplearning.
Time is a luxury.
I think for me, bro, I I've beena lifelong learner.
It's probably one of my silentmost powerful skill sets.
It's just the ability to learn,absorb information.

(45:59):
And I in one of our earlierepisodes, we spoke about
learning from an Uber driver.
I mean, you can get informationfrom anyone.
Um, in my leisure time, I wouldnine times out of ten will
choose a documentary over amovie.
Why?
Because I know I'm gonna thatdocumentary is gonna teach me
something.
I'm either gonna see the paththat someone else followed and

(46:20):
sort of what made themsuccessful or what didn't make
them successful.
Even wild shit like true crimesor or or a documentary on the
mafia, like you'll learn littlepieces of information like,
damn, the mafia moved efficientin the underworld, right, for
the wrong reasons, but damn,they were a well-oiled machine.
Like for sure.

(46:40):
I don't know.
Take that information away fromhow they operated, not what they
actually did.
And yeah, uh educate yourself,just be a lifelong learner.
And I I couldn't emphasize thatenough.
That should have been higher up.

SPEAKER_02 (46:54):
That is a good number 10.
Rich, we should do a bonusbecause I have one that I have
to get to.
And I realize that we're at 11.
All right.
But number 10 is learn how tolearn.
I love that one, Rich.
Learn how to learn, educateyourself, but don't think
because you're getting a littleolder and you graduated from
high school and college that youcan't learn how to learn.
I think it's easier than that.

(47:14):
And it's actually like more metathan the greater point.
If you're listening to a podcastabout the skills you gotta
master in your 20s, how the fuckdo you master a skill if you
don't know how to learn a skill?
But you have to learn how tolearn how to master a skill.
So I think you're right, itshould have been higher.
It's fundamental.

(47:34):
It's something that you have todo, and you have to approach
learning with an enjoyableness,like that.
You know what?
I'm enjoying what I'm learning.
And that's what we talked aboutearlier.
Kind of follow your drift.
Go do something that you'retruly curious about, you're
genuinely excited aboutlearning.
And then learning doesn't feellike middle school.
It doesn't feel like, oh,remember the capital of this

(47:54):
state.
No, no, no.
You're learning about shit thatyou're interested in, and that's
perfect.
That's the easiest way to learnhow to learn.
Number 11, and a bonus that Iwant to add before we tier out
these skills that you shouldlearn in your 20s.
Number 11, Rich, is master theword no.
Say it with me.

(48:15):
Master the word no.
This is something you strugglewith, and I struggle with, Rich.
For sure.
What does it come with?
Closest friends, family,co-workers, your boss, your
girlfriend.
This might lean on the side oftoxic, and trust me, Rich and I
have already been accused of itwith a few episodes we put out,

(48:36):
but we don't say shit just toget a reaction.
That's not what this platform isabout.
We really believe the thingsthat we're sharing with our
community are going to behelpful, even if it's something
you don't say out loud, but youjust you just know deep inside.
Here's an example.
You have a shitty Honda Accordthat you finished paying off
that you've been able to driveto college or to your job with.

(48:58):
You put a little bit of moneyyou have into gas and insurance
and making sure your car isclean.
You're on your way to meet withsome friends that you guys are
starting a business, and yourgrandmother tells you, Hey, can
you drop off my friend at thishospital that is 40 minutes in
the other direction of whereyou're going?

(49:20):
It's a tough one.
And I like this situationbecause I can see somebody going
through this.
First of all, you barely havemoney for gas, so you know
they're not gonna give you gasmoney.
Second of all, you only,according to Justin and Rich,
you gotta do the seven sevenseven.
So these are the only threehours you have free.
You're really trying to maximizeyour free time.
You gotta spend 40 minutesdriving in a whole other

(49:43):
direction to come back 40minutes and then whatever.
You just lost an hour and a halfof your day.
It's okay to tell someone no ifit's not a part of your mission.
And they may make you feelguilty for that, but you
shouldn't.
Because you're learning how tomaster skills in your 20s that
are gonna be absolutely crucialin your 30s.

(50:03):
You're gonna have to tell grownpeople no all the time in order
for you to do what you gotta doin order to get done the shit
that you have to get done.
So you have to master theability of being comfortable
with telling people no, or I'lllet you know, or maybe.
But saying yes to everything isonly a deficit to what you want
in your vision.

(50:23):
So that's a skill that's reallyhard to learn, but it's like one
of those nuanced ones that webrought up earlier, Rich, that
if you don't know how to dothat, you just might as well
just forget the rest of the listbecause it's so important, but
it's so low key.

SPEAKER_01 (50:36):
Yeah, sort of like buying your time back.
I think I say yes to one out often invites.
Like in your 30s.
Really?
Is that real?
I mean, in your 30s, you say noto everything.
It's just like, bro, honestly,having a child is like the
biggest cop-out for any event ifif you want a cheat code.

SPEAKER_02 (50:53):
Wow.
So maybe I should have a kid soI could as I could stop going to
fucking weddings and birthdayparties.
Can I buy send me a picture ofyour daughter?
I'll just use her as my excuse.
No, but you're right.
You're getting your time back,but you're putting it into
things that are necessary.
Yeah.
What is necessary?
I think that's important.
When you say no to something,all you're doing is freeing up

(51:13):
your time for something thatwill be more valuable.
Correct.
Is that right?

SPEAKER_01 (51:18):
Yeah, yeah.
I love that framing.
I think that's absolutely right.

SPEAKER_02 (51:21):
Rich, I don't know if you have a uh a 12, but if
not, we should get into the tierlist because we're gonna take
the master list and we're gonnagroup them into what we think is
the priority of what is the mostimportant to not so important.

SPEAKER_01 (51:36):
Yeah, we should probably rank these because I
don't think that they were inorder.
And we want to help you guysprioritize all these uh hard
skills.

SPEAKER_02 (51:44):
All right, we're getting into the skills that you
have to mandatory master in your20s.
Rich, I think the way thistiering list of these skills
from this top 10 list that wealready created is gonna work,
we're gonna do tier A, tier B,and tier C.
Because you know, somebody mightfeel a little overwhelmed with

(52:04):
this list.
After we rank them, we're gonnapick one of all of them that is
the S tier, the absolutelynon-negotiable.
But we'll get into it.
Just as a recap for ourlisteners, if you ever felt
like, damn, I'm in my 20s, Ireally don't know where to
prioritize my time and energy,but I want to make sure that I'm

(52:26):
ahead of the curve and I'msuccessful in my 30s.
What are the skills that Ishould master now so I can be
rolling into my 30s with crazymomentum?
Here's a list that Rich and Iworked on already.
I'm gonna go one through five.
Rich, you could do six throughten.
Number one, communicationskills.

(52:46):
Number two, learn how to manageyour time.
The 777 rule.
Number three, problem solving.
Number four, escape a small townmentality.
Dream bigger than theneighborhood you came from.
Number five, dream big, but rootyour decisions in reality.

SPEAKER_01 (53:06):
Number six, financial literacy and delayed
gratification.
Number seven, health andfitness, building up a workload
tolerance.
Number eight, cut out thevictim's mentality and being a
complainer.
Number nine, optimism and actionbias.
Believe that you have control ofyour future.

(53:26):
And number 10, learn how tolearn.
Educate yourself, never stoplearning.
And then we had a bonus.
Number 11, master the word no.
Very important.

SPEAKER_02 (53:36):
All right, let's start with C tier, Rich.
Let's try to weed out the one.
We're not saying these are notvaluable.
We're just saying this is agrail list.
We want to make sure we'regiving our viewers the right
information to get started onimmediately.
I could identify one or two Ctiers that we can weed out right
now.
Do you have one that you couldput in there?

SPEAKER_01 (53:57):
I think escape small town mentality is one.
I do feel like that's important,but I also feel like there's
been plenty of successful peoplethat have come from small towns.
I think that's something thatyou can develop early on.
You can always get up and moveto another bigger city, LA, New
York.
I don't think that's so muchimportant as to fixing the

(54:18):
foundation that is yourself.
And then you could work on thatlater, later on in your 20s.

SPEAKER_02 (54:23):
Yeah, and in 2025, I really believe somebody can be
be a billionaire in theirgrandmother's bedroom if they if
they play their cards right.
So it's not necessarily aboutphysically relocating, but it's
definitely about a small townmentality.
So it's more of a mind framething, but I think if you master
the other 10, you'll bestraight.
So I'm I'm cool with moving thatto the C tier.

(54:44):
Is there any other ones that arefeeling obvious for you on the C
tier?

SPEAKER_01 (54:47):
No, I think all the other ones are extremely
important.
They'll definitely belong in theA and B.

SPEAKER_02 (54:53):
I'm gonna move dream big, but root your decisions in
reality into the C tier.
Obviously, C tier is still veryimportant, but the reason why I
hesitated on that one wasbecause I feel like when you're
in your 20s, bro, you shouldjust dream big.
Like you should just go foranything.
Like we did it growing up, Rich.
Like a lot of people wereasking, what is this media

(55:14):
company you guys brought up inyour failures resume and in your
real resume?

SPEAKER_03 (55:17):
Yeah.

SPEAKER_02 (55:18):
The media company was the thing that got me a job,
and it was the thing that gaveyou some work experience, and
you helped build that company,Rich.
So if we would have listened toreality at that time, I feel
like we would have easily beentalked out of it.
Who in the world was doing whatwe were doing at that time?
I feel like it was like a crazy,unrealistic dream to pursue.

SPEAKER_01 (55:36):
Yeah, no, no one.
And it was only because of hownaive we were about building
this company that we even gotsuccess in the first place.
We just sort of blindly all worktowards a common goal.
Yeah, you're you're right.
It's it's still big, but I feellike it's less important to
place in the tier A and B.

SPEAKER_02 (55:55):
All right, we're gonna identify the A tiers
because everything would fall inthe middle after that.
So if we were framing this,Rich, like think about the
headline.
Mandatory skills you have tomaster in your 20s to set you up
nice for your 30s.
And we could each pick two to goon the A tier.
What's like something that it'salmost like um it's almost like

(56:18):
a protein in a meal or salt to arecipe?
Like, no, you have to have thisif you wanna be set up solid in
your 30s.
Yeah.
By the way, I think you could befat and still thrive in your
20s.

SPEAKER_01 (56:32):
Nah.

SPEAKER_02 (56:33):
I don't, I don't, I don't health and fitness.

SPEAKER_01 (56:35):
That's actually that that's actually, nah, you're
you're bugging.
That's actually my number one.

SPEAKER_02 (56:39):
Nah.
Health and fitness?

SPEAKER_01 (56:41):
Bro.

SPEAKER_02 (56:41):
All right, yeah.
I mean, it's your pick.
It's your pick.
Make the argument.

SPEAKER_01 (56:44):
All right, I'm gonna make the argument.

SPEAKER_02 (56:45):
You want to know why I can make the argument?
Because I was fat in my 20s.

SPEAKER_01 (56:48):
So Okay, nah, but listen.
We're here now.
Yeah, but we're we're talkingabout someone in their 20s and
focusing on a particular skilland mastering that skill.
If you are not healthy, nothingelse matters.
How can you be successful ifyou're sick or you had diabetes

(57:10):
or you have cancer or you havean ailment or you have an
illness, nothing else matters.
I literally have coworkers whoare going who are terminally ill
and going through the worstmoments in their life.

SPEAKER_02 (57:25):
Wow.

SPEAKER_01 (57:26):
If you don't prioritize your nutrition, your
body, and sort of like yourmental health, bro, to me,
nothing else matters.
That is sort of the baselinefoundation of every human being.
And unfortunately for us in our20s, we didn't give a fuck about
that.
We were outside.
You know what I'm saying?

(57:46):
Like, you're outside.
You're trying to eat, you'retrying to pop out, you're trying
to smoke, you're trying todrink, you're trying to chill.
But you're not worried aboutgoing to the gym.
You're not worried about yourmental health, you're not
worried about feeling good orwatching what you eat.
You're worried about just beingcool and being in the pop-out.
Yeah.
Like I said, if I had to do itall over again, that's one, bro,
that I'm like, damn.

(58:07):
Like I feel fit now, but I gotfit in my 30s.
Like had I known what I knownow, I'm like, damn, I would
have definitely started when Iwas 18, 19, 20, and I would have
felt much better in my 30s.
Like, I'm in my 30s, my late30s, and everything still hurts.
You know what I'm saying?

SPEAKER_02 (58:24):
Like, yeah, yeah.
When you say this is A tier,what advice would you give
21-year-old rich if you can goback in time and say, hey, this
is something you should masternow?
And 21-year-old rich is uh askyou why and what should I be
doing?

SPEAKER_01 (58:40):
Bro, if if you're dealing with past trauma, go see
a therapist and clear that thatmental trauma, going back to the
victim mentality, right?
Like you have that mentalitybecause you have bad mental
nutrition.
Go back and fix that, fix thepast traumas in your life so
that you can start life with aclean slate, not this like past

(59:03):
victim that can never escapethis negative loop that they're
in in their brain.
So that's what I mean by fixyour mental health, nutrition.
Like I said, if you're fuckinggoing to Five Guys and
McDonald's and Burger King andTaco Bell and White Castle all
the time, bro, you and youwonder why you're depressed.
It's because you feel like shitall the time, because you're

(59:25):
putting shit food inside of yourbody, right?
And then the physicality of itis like, damn, I don't have a
girl, but I want a girl.
Damn, I want to see appealing towomen.
Damn, I want to be more social.
All right, but bro, but you'reoverweight.
You're overweight.
You're not focused on yourphysical personal image.
You feel like you'reunattractive.

(59:45):
That contributes to thedepression.
And now you have this negativecycle of like, you're eating
like shit, feel like shit, youlook like shit.
And bro, you're never going toaccomplish anything.
Like, like fuck beingsuccessful.
Bro.
How can you be successful ifyour core foundation of your
health is broken?
You'll never get there.

SPEAKER_02 (01:00:06):
I love that you went on that ramp because it gave me
clarity as to why it should betier A.
I think you just bumped it fromB to S tier for me because you
made one edit.
You said it's about a mentalhealth.
Your physical body and what youput into it all affects your
mental.
So if you're in a fucked upsituation or you actually are a

(01:00:28):
victim because of something thathappened in your life, this
doesn't help you.
This is the fuel you put intothis vehicle that moves you.
So I love that, man.
And I didn't realize that youwere going in the angle of like,
you know, what you've beenthrough, which is it is true
that you grew up without afather, but you're saying you
never got rid of all thatclutter that was in the attic

(01:00:52):
that was in your brain, and youallowed it to affect everything
else.
So it's bigger than health, it'smental health and nutrition and
fitness.

SPEAKER_01 (01:01:00):
Yeah, yeah, bro.
Most of my 20s, I was veryangry, angry person.
And it was I didn't know that.
I didn't know that.
And it was just, you know, likeyou said, it's just clearing
yourself of that past trauma andum and gaining that clarity of
like, all right, well, we'rethis new person today, right?
We're 20 years old.
This is us today.
And going forward, we're goingto be different than whatever

(01:01:21):
happened prior to me being 20.
Um, because by the way, you haveno control.
Most of the time, you have nocontrol over what happened in
your past.
If you were fucking, God forbid,if you were 10 years old and got
molested by a family member,like you had no control, you had
no prevention for that situationhappening.
It's an unfortunate situation.

(01:01:41):
And, you know, in thatcircumstance, you you are the
victim.
But at some point, if you livewith that moment in your brain
forever, you'll just always behandicapped.

SPEAKER_02 (01:01:51):
Listen, that's such a powerful point.
We're saying mental health,fitness, and understanding for
nutrition are definitely in theA tier.
That is something that you can'tdo anything else without.
So that's why it's up there.
Yeah.
For me, what goes right into theA tier after looking at the list
a few times was learn how tolearn.

(01:02:12):
To me, that's a skill within askill.
And I'm glad that we wentthrough the list first because
it hit me when you said it.
It was like, man, if yoursituation is fucked up and you
went to public school or yourtextbook education wasn't a
priority growing up, whathappens is you lose this skill
to get yourself out of asituation.
You think get rich, quickschemes, backdoor plays,

(01:02:33):
gambling, uh, crypto, this isthe best way to get out of your
situation.
Running credit card scams, dopegame, whatever.
You automatically start puttingyourself in this situation where
I don't have any other skills,so I got to make money fast.
The quickest way to get out ofthat situation is to give
yourself that free time.

(01:02:53):
Like we said with the 777 rule,seven hours need to be dedicated
in your day to either followingyour passion, following your
curiosity, or learning a newskill that is eventually going
to be able to make youemployable or useful to your
tribe of people or an employerthat can make you more money.

(01:03:13):
How do you do that?
You learn to learn.
You have to educate yourself.
And Rich, that might be the mostunderrated one in this whole
list because it's something thatI was doing by accident and you
were doing by accident, but welearned it's what gave us an
advantage.
Yeah.
You could be 35, but as long asyou're still learning something
new, you're in the mind space ofa 25-year-old because you're

(01:03:36):
still sharpening your sword.
So learning to learn is huge tome.

SPEAKER_01 (01:03:40):
I think that's for sure in the eights here.
Yeah, bro.
Like taking it back to tribaldays, you you had your hunters
and gatherers, you had the theguys who who knew how to sew and
make clothing, you had theSmithson, the guys who knew how
to sharpen iron and makeweapons.
Like you have to be useful toyour tribe.
Like everyone had a purpose intheir tribe.

(01:04:01):
And I think it's it's lost, Ifeel like, in society today to
learn how to learn, which is whyyou know we we go on platforms
like YouTube to learn things.
We're not necessarily going tocollege or courses because you
you could learn about anythingon YouTube versus just sitting
at your couch at home, doomscrolling all day.
Like that's the paradigm, right?

(01:04:23):
It's like, bro, not only do youneed to learn skills, but you
also need to learn how to learn.
And it's never been easiertoday, right?
Shout out to YouTube University.
Yeah.
Saved a lot of us, bro.
Yeah.

SPEAKER_02 (01:04:39):
You you can learn anything on YouTube, bro.
Bro, listen, learning to learnmade me think about a dinner I
went to.
And I'll I I'm not gonna sayeverybody who was at the dinner
because, as you know, I try notto mention the people that I
work with professionally becausethat's not what this platform is
about.
But just know there were someartists there, a few of my
coworkers, and someone that'sreally a close friend of ours

(01:05:02):
that is very successful and he'svery driven and he's very smart,
which is Chris Scott.
And Chris and his friend wasthere, and we took a ride back
after the dinner, and um Chrisand his boy were asking me
questions because I think it wasthe first time they got to see
me in my profession.

(01:05:22):
And I think they were likeeither curious or charmed or
both because they got to see mein my domain.
And they were just peppering mewith questions while I was in
the back seat, and I felt like Iwas being interviewed by them.
But what I found out at the endof the conversation was that
they were trying to figure outhow someone that came from the
the environment that I camefrom, the the community I came

(01:05:44):
from, the life circumstances Icame from, and how the fuck did
I get here and why was I so goodat what I did.
And Chris's boy mentioned theword agency.
He said, Oh, you have agency.
And I promise you, at 39 yearsold, I did not know what the
fuck he was talking aboutbecause he kept saying it.
And I was like, nah, bro, I domarketing.
I don't have an agency, I workfor a company.

(01:06:06):
He was like, no, bro, agency,you have agency.
I still barely understand whathe was telling me, but I went
and I act like I knew he wastalking about in the moment, but
I went home and I Googled it andI looked it up.
Agency is having the ability totake control over your own life
and your own circumstances andbe clear on what actions you

(01:06:26):
need to take in order to changeyour situation.
You take full ownership ofeverything that has to do with
your situation, and you have theagency to say, this is not how
my life will be forever.
I will do everything possible tochange it.
And the reason what you justsaid made me think of it was
because that word is so powerfulto say you have agency over your
own life.

(01:06:47):
You're not a victim, you're nota witness, you're not the
C-level character in your ownmovie.
You're the star, you're thehero.
You have to have agency.
And shout out to Chris and hisboy, which next time I'll say
his name.
I don't know if he wants to bementioned on these shows.
But when he said that, I waslike, damn, it's crazy.
I had this skill, but I didn'thave the word for the skill.

(01:07:08):
So part of that, learn to learn,Rich, is that you don't always
have to get everything through atextbook.
Sometimes you just got to go outthere and change your situation
by absolutely fucking going hamand trying to figure it out.
But that's a part of it.
Part of learning to learn is notjust textbook.
Because if you give ourcommunity too much information,
they want to get it perfectbefore they go out into the

(01:07:28):
world and try it.
The best way to learn how toswim is not watching
professional swimmers swimming.

SPEAKER_03 (01:07:35):
Yeah.

SPEAKER_02 (01:07:36):
It's getting in the fucking water and moving your
arms forward and trying tofigure it out.
It's the best way to learn, andthat's agency.
So I don't want toover-articulate or be too
educated on this platform wherewe lose our viewers, but learn
to learn, have agency, takecontrol of your own life.
So that's definitely in tier A.
Rich, is there anything elsethat's standing out to you in
the eight that we have leftthat's tier A?

SPEAKER_01 (01:07:57):
I would bucket cut out victims mentality with the
mental health.
Really?
No, I'm saying like I would addthat to the mental health.
Oh, okay.
You would add cut out thevictim's mentality.
Okay.
Yeah, yeah, yeah.
Yeah.
I would add that in inconjunction with with the mental
health.
The other one that I would sayis a non-negotiable.
I mean, we could bucket thelearn how to manage your time

(01:08:19):
with learn to learn too.
Because that's that's all sortof related.

SPEAKER_02 (01:08:24):
For sure.

SPEAKER_01 (01:08:25):
Yeah, we're sort of trying to consolidate these.

SPEAKER_02 (01:08:27):
So because they're valuable.
They're all very valuable, butyou could get more within the
one category.

SPEAKER_01 (01:08:32):
Yeah.

SPEAKER_02 (01:08:33):
For me, man, problem solving.
That's tier A.
Who doesn't love a problemsolver?
This is what I taught my nephewDamien, and I swear I think it
changed his life.
When you're in the room, don'tbe a liability, don't be an
expense.
Be useful, be a problem solver.

(01:08:53):
And I'm going to make sure oureditor has the photo and the
video of the day I told mynephew this story.
I flew him out to LA because hewas getting in trouble and he
wasn't living his life in thebest way.
He just left college and hewasn't going in the right
direction.
My brother begged me, yo, takeDamien, my nephew, his son, to

(01:09:13):
LA so he can see more.
He needs to see more.
So I did a whole week of justpopping out to all the stuff
that I do for a living as amusic executive.
And from the outside looking in,it looks very glamorous, but
there's a lot of work in it.

SPEAKER_03 (01:09:27):
Yeah.

SPEAKER_02 (01:09:27):
So I kind of ran him through the gamut and I ended
the week that he was out therewith a dinner.
And in that dinner, you'll seein the video that I'm whispering
to him while everybody'scheersing with their glasses up.
And it was about 12 people Iwent out to dinner with, all
people in the business in LA.
Chris was actually at thatdinner.
Shout out to Chris.
And I whispered to my nephew, Isaid, yo, I want you to look

(01:09:49):
around.
Everybody that's sitting at thistable is a problem solver.
Everybody that's sitting at thistable has a skill.
They have a job, a differentskill, a different job.
You're the only person herelaughing at jokes, drinking all
the tequila, eating all thechicken tenders that doesn't do

(01:10:10):
anything.
You don't have a skill.
The next time you come to LA,you can't come as the guy that
doesn't contribute.
You have to be useful.
You have to be the person that'snot only laughing at the jokes,
but also is able and capable tosolve a problem to anybody
sitting at this table.

(01:10:31):
So enjoy it.
But this is the last time youeat for free.
You have to chip in.
I love it.
That was October last year.
My nephew started his owndigital agency.
He does like a PR for artiststhat are in different cities and
he helps them uh link up withcontent creators.
He started his own company.
He's doing very well forhimself.
One year since we had thatconversation.
You know what he texted me theday that I hired him to help me

(01:10:54):
with one of my clients?
He said, I guess I'm not the guylaughing at jokes, drinking all
the wine, eating all the chickentenders.
I'm useful now.
I'm a problem solver.

SPEAKER_03 (01:11:03):
I love it.

SPEAKER_02 (01:11:04):
So I'm glad you put that one in the tier A list
because that one's personal tome, Rich.
I think people that are infucked up situations, especially
if you're in your 30s trying tofigure out your life, being a
problem solver is a secret,secret sauce.
It's a cheat code.

SPEAKER_01 (01:11:18):
I love that story.
I feel like that was a sink orswim moment.
It's like you're in your 20s.
And by the way, I I love howaggressive you were, how urgent
you were about the problem.
It's like, are are you gonnacontribute to this table or are
you just gonna be eatingeverything for free?

SPEAKER_02 (01:11:35):
And la and laughing at the jokes, just laughing.
Not everyone here has somethingto do.
That's why they're enjoyingthemselves.

SPEAKER_01 (01:11:42):
Yeah.
I mean, bro, that could havebeen the single moment that
changed his whole life.
So I'm glad you were likeaggressive with your delivery
and the urgency that you broughtto the table.
Like, bro, you you're here, butyou have nothing to contribute
to this table right now.
Like, it's different when youpick up the phone and say, hey

(01:12:03):
man, you got to be doing better.
You got to do these top threethings.
Bro, you flew him out and werelike, look what we're doing.
Look what everyone around me isdoing.
Look what we're building.
Like, how can you contribute tothis structure that we're
building?
You have nothing to contribute?
All right, bro, go kick rocks.
But if you want to make yourselfuseful, like this is what

(01:12:24):
everyone else is doing, I thinkthat's super powerful.
Like sometimes you just need tosee something in order for you
to snap back into reality, like,nah man, I need to get up off
the couch and do something, takeaction, right?

SPEAKER_02 (01:12:36):
But what it's really rooted in is in you brought up
that point, the problem solver.
That is a skill that you need inyour 20s.
Now, I just applied it to a reallife story that changed my
nephew's life.
And I want to be clear onfailures podcast on all
platforms.
Rich and I are really like thatin real life.
We're actually more harsh witheach other.
If we would have recorded thenot so happy meeting we had with

(01:13:00):
each other about this businessthat we're building before we
got on air, it wasuncomfortable, but we held each
other accountable.
And we believe what we talkabout.
And I just wanted to put thatfamily story in there because at
Failures Podcasts, we eat ourhome cooking.
We don't serve you somethingthat we wouldn't do with our own
family.
So I had like about 15 things onmy skills to master your 20s,

(01:13:24):
and you brought up the problemsolving.
And that shit is so importantthat I forgot that I actually
did that with my own family.
So, Rich, I don't know how thatapplies to you when you think
about problem solving because Ithink it's very important.
It's urgent.
You have to have that in yourtoolbox.

SPEAKER_01 (01:13:38):
Yeah.
And, you know, I've alwaysconsidered myself the sort of
like get money guy.
And I didn't really start to getmotion on the getting money
aspect of things until I figuredout, well, wait a minute, how
can I multiply currency?
Oh, you have to solve problems.
Okay, cool.
Which problems am I really goodat solving?

(01:13:59):
And then you sort ofmicro-dissect your skills, match
them to problems, and thatoutputs more currency.
So when I went down the rabbithole of going to college for
information technology, I was, Istarted out help desk, then I
started out working withsystems.
Then I'm like, damn, I actuallyreally good at reading like

(01:14:21):
security logs and findingdifferent forensics on devices.
Like maybe I should double downon that.
And it turns out that's one ofthe most lucrative jobs in in
today's market is cybersecurityengineers, cybersecurity
professionals.
But it was only by me sort ofidentifying which problems I was
good at solving did I get achance to sort of work in in the

(01:14:46):
field and and continue to buildup my experience.
So that one alone has beenextremely valuable for me.

SPEAKER_02 (01:14:52):
Man, we could we could do this episode forever
because obviously we're speakingto our younger selves and we are
the result of all these thingsthat we applied.
But Rich, I was trying to leavethis one out of the tier A
because I wanted to keep tier Ajust three, but you said it and
I live it.
I this is something that'sreally important to me.
And we've built this company inwhat, four months, five months?

(01:15:13):
We're not that deep into theofficial building of failures,
LLC.
Action bias and optimism have tobe in tier A.
I was trying to keep it out, butyou mentioned it.
You have to have an ability tocontinue to move forward and
take action.
I think without that one in thein the top four, it's tough to

(01:15:34):
justify the other three becauseyou could problem solve, you
could, you, you could learn tolearn, you could read all the
books, you can have great mentalhealth and mental fitness.
But if you don't have a biastowards getting it done and
moving forward and constantlytrying to apply problem solving
to action, optimism to action,action is action is in all of
these.
I think you have to have actionbias that has to be in our tier

(01:15:57):
A.

SPEAKER_01 (01:15:57):
Yeah, I agree.
And you you have to want to dothings or want to get good at
things for you to get good atthings.
So there's that one as uh a tierA naturally flows into our tier
B, right?
Like if you want to obtaincommunication skills, you have

(01:16:19):
to take action.
If you want to be financiallyliterate, you have to take
action.

SPEAKER_03 (01:16:24):
Yeah.

SPEAKER_01 (01:16:24):
If you want to master the word know, you have
to take action.
Just sitting idle is not goingto Or just knowing.

SPEAKER_02 (01:16:32):
Oh, I know, I have knowledge, I know these things.
What good is wood nails andconstruction workers if you
don't take action?
You just have a whole bunch oftools, no house.

SPEAKER_01 (01:16:42):
Yeah, exactly.
And that that one is extremelyunderrated.
Um, and like I said, Iconstantly take that one and tie
it back into like the people whoare just sitting on their couch
doom scrolling.
Because I feel like that's whatmost 20-year-olds are doing,
bro.
They're in the pop-out, they'rehanging out, they're on TikTok,
they're on social media, andthey're just looking for the
next trend.
They're looking at the nextmeme.

(01:17:03):
And it's just like, bro, youcomplain about the things that
you don't have, but go back andaudit your time and find how
many times are you actuallytaking any action towards the
things or the problems that youwant to fix?
True.
True.
You're not, right?
So that that one to me is aperfect way to end tier A.
And I think the other ones, Ithink tier B is just like you

(01:17:27):
can get good at these things attier B, but only when you go
back and take action.

SPEAKER_02 (01:17:32):
All right, Rich.
This is it.
This is the uh grand finale ofthe episode of the tier A.
Which one would you personallyput as S tier?
Like God tier.
If young Rich was standing infront of you right now and you
could only give him one piece ofadvice to tell him this is a

(01:17:53):
skill you have to master in your20s, don't worry about the rest
of the list.
What would it be?

SPEAKER_01 (01:17:58):
Learn to learn, bro.
Learn how to educate yourself.
You can learn how to be good atworking out and going to the
gym.
You can learn how to find goodnutrition.
You can learn how to problemsolve.
You can learn how to takeaction.
If you don't know how to learnand how to learn how it's best

(01:18:19):
for you, right?
Some people learn via audio,some people learn via video.
Some people are really good attextbooks and just reading
books.
But learn how to learn, and thatskill will compound and benefit
every other skill in theseteams.
I love that one.

SPEAKER_02 (01:18:35):
And that would have been my number two, but I have a
real S tier, which is actionbias and optimism.
And I think I personally have abias towards those two because
I, like you, Rich, felt like adark cloud followed me a lot
when I was younger.
And I noticed it in a lot of thedestiny and the fate of a lot of

(01:18:57):
the people in my family, a lotof the older people in my
family.
It was prison, it was drugs, itwas bullshit, it was a lot of
violence, it was a lot of fun, Iain't gonna lie, but not a lot
of accountability, a lot ofdodging, uh phone calls from
creditors, a lot of notanswering the door when our
landlord would come for rent.
And I think I don't know when ithit me, but it hit me.

(01:19:21):
This can't be it.
There has to be more.
And that's why I always addoptimism.
I know I know I'm packing it inwith action bias, but if you're
gonna dream, dream that you'regonna be the exception.
If you're gonna go in onedirection, you might as well
believe you're gonna be the one,the outlier.
You're gonna be the one thatgets to be the richest, be the
biggest, be the best.

(01:19:41):
That's something that I'vealways carried with me.
And at 39, I didn't necessarilyget to Sylvia Roan's status of
running the music business,which I still have a lot of
time, but I got pretty fuckingclose.
And I got a lot further than alot of people that I know
because I don't believe theydreamed big enough and they
didn't have the action to getthem to get there.

(01:20:04):
So that has to be my S tier.
So if you're in your 20s andyou're around a lot of people,
or even yourself that spends alot of time doom scrolling on
TikTok or watching Netflix orjust bullshitting, just know
that this list that we puttogether for you, if you stack
them up properly, these aregonna be some of the most

(01:20:25):
valuable skills for the rest ofyour life.
And if you take the energy youhave in your 20s, I promise you,
this is gonna be a superpower inyour 30s.
People are gonna look at you andtry to wonder how the fuck did
you glow up so fast in your 30s?
So just know most people wastetheir 20s, but people who are

(01:20:46):
truly successful, way moresuccessful than me and Rich,
they capitalize on their 20s anddeveloping their skills.
So this toolbox is for life.
It's not for tomorrow, it's notfor today, it's for life.
So this is the official playbookon how to master skills in your

(01:21:06):
20s and what are the mostimportant skills to master in
your 20s.
And we even threw a little bonusat the end, Rich.
We tiered it out.
This is a tiered list, theofficial tiered list of failures
podcasts of skills to master inyour 20s.
But you got to get on it rightnow.
You have to do it right now.

SPEAKER_01 (01:21:24):
Yes, sir.
I love it, man.
It's perfect way to close.
But listen, we're on YouTubenow.
So go ahead and subscribe, watchsome of our other videos, give
us feedback, comment.
We we realize how important theYouTube platform is.
And Justin and I are workingreally hard to get you these
clips and these gems, and um,yeah, just give us feedback and

(01:21:47):
subscribe to our YouTube.
If we missed anything, drop itin the comments.

SPEAKER_02 (01:21:51):
Failure spotcast.
Peace.

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