Buying a Mobile Home (Chattel Purchase 101)

Buying a mobile home can be a fantastic and affordable path to homeownership, but it comes with its own set of rules. In this episode, Anna breaks down everything you need to know about mobile home purchases, from chattel loans and park applications to space rent and title transfers. She even shares a heartwarming story of how helping one buyer led to helping another—just because they showed up at the right place, at the right time.

Whether you're just getting started or you've never considered this option before, this episode will help you understand what it takes to buy a mobile home in California (and avoid some common pitfalls).

What You’ll Learn:

• What a chattel loan is and how it works
• Why you need park approval—and how to get it
• The ins and outs of space rent
• Inspection tips specific to mobile homes
• How the title transfer process differs from traditional homes
• Real-life stories from Anna’s mobile home clients

Resources Mentioned:

• Connect with Anna Franklin on Instagram, YouTube or TikTok: @SDAgentAnna
• Interested in chattel financing? DM Anna for her trusted lender’s info
• California HCD info: https://www.hcd.ca.gov

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