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October 28, 2025 2 mins

The Truth About Mortgage Rates in Charleston: How Small Moves Create Big Wins

A tiny dip in your rate can save real money. In Charleston, that can mean thousands per year on a $500,000 home. Pair a lower payment with local appreciation and you build equity faster.

What you’ll learn
- Why a 0.5% rate change matters to your payment and total cost
- How 3% to 10% yearly appreciation can add $15k to $50k in equity
- Why modest rate drops can trigger more buyers and multiple offers
- Move-up math: higher price points create larger dollar gains
- How to buy now, negotiate well, and use smart rate strategies
- How sellers win with today’s pricing, not yesterday’s peak

Programs we offer
- Sell Your Home, Keep Your Rate
- Guaranteed options in the fours for qualified buyers
- Guaranteed Multiple Offers Program

Client story
Peter and Susan moved with a low-four rate, sold strong, and negotiated tens of thousands off their next home.

Next step
Want a custom plan for timing, pricing, and rates? 
Visit davefriedmanteam.com or call (843) 972-3833. Local advice. Clear options. Your move.

Support the show

✨ABOUT DAVE✨
The decision to buy or sell a home shouldn’t be made lightly. I want to help make that decision easier by providing you with relevant, educational information about real estate in the Charleston area, and the real estate market, right here on our YouTube channel. Whether you’re looking for helpful tips about buying a home, selling a home, or the latest market statistics, we’re here to bring that information together all in one place. We have a passion for helping homebuyers and home sellers achieve their goals and we’d love to talk to you about how we might help you achieve yours. If you have any real estate-related questions for us, don’t hesitate to reach out to us via phone or email today.

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