The Deep Dive Podcast on Business Funding by Lendex Solutions Group

Is the credit score really dead? In this episode, we take a deep dive into the groundbreaking shifts transforming how business funding works in 2025.

Discover how lenders are moving away from outdated FICO-based approvals and embracing smarter, faster, and more inclusive methods like:

• Cash flow underwriting that analyzes real-time income and expenses
• Alternative data like utility payments, rent history, and digital activity
• AI-driv...

Thinking of launching or scaling your med spa? In this episode, we break down the real costs and smart strategies behind building a profitable, modern aesthetics practice.

You’ll learn:

• What it really costs to open and run a med spa in 2025
• How to budget for equipment, staff, real estate, and marketing
• Financing options like SBA loans, equipment leases, and working capital
• How to measure performance with the right KPIs
• Tips to reduce...

Running a med spa is high-reward but also high-overhead. From $50K+ lasers to bulk injectable orders and seasonal slowdowns, cash flow can become your biggest obstacle, even when demand is booming.

In this episode, we break down:

• Why traditional banks fail to fund med spas
• The real cost of equipment and product inventory
• How this financial Catch-22 stops owners from scaling
• What flexible funding options actually exist and how to get...

Discover how microloans—particularly SBA-backed microloans—are transforming the way small businesses and underserved entrepreneurs access capital. This episode breaks down everything you need to know about SBA microloans, including loan amounts, eligibility, interest rates, and how nonprofit intermediaries like Accion and LiftFund deliver them to real business owners.

We explore powerful data from trusted sources like the U.S. Small...

Ever wondered why your business keeps hitting a wall when applying for funding? This episode breaks it down without the fluff. We dive deep into soft pull business credit cards—what they are, how they protect your personal credit, and why they’re a smart move for entrepreneurs looking to grow without getting burned by hard credit checks.

But that’s just the start…
 We also unpack the real reasons businesses get denied loans, fro...

What’s the best way to fund your business—without losing your shirt or your sanity?

In this kickoff episode of our series, we break down every major funding path: traditional loans, SBA-backed programs, crowdfunding, angel investing, venture capital, and even self-funding (aka bootstrapping). With real stats and insights pulled from top sources, you’ll learn the pros, cons, and best-fit scenarios for each method.

You’ll discover:

• ...

Financial leverage is a strategic tool that can amplify business growth when used correctly, not just debt as a burden. Smart, strategic borrowing becomes a superpower for your business by amplifying returns, speeding up growth, and allowing you to maintain full ownership while gaining tax advantages.

• Understanding the debt-to-equity ratio (ideally below 1.0) helps measure if you're using leverage responsibly
• ...

A comprehensive overview of NAICS codes, explaining their purpose as a standardized classification system for North American businesses, primarily used for statistical data collection. They detail the hierarchical six-digit structure of these codes and highlight their critical impact on a business's ability to secure funding, obtain insurance, qualify for government contracts, and comply with IRS reporting. Several sources cat...

 A comprehensive look into business credit cards and the strategy of credit card stacking for business funding. One source explains that individuals can obtain business credit cards without a formally registered business if they have self-employed income, often using their Social Security number. It highlights the benefits of business credit cards, such as improved cash flow, building business credit, and simplifying expense tracki...

A comprehensive guidance on starting and funding a business, ranging from initial planning to expansion. They cover various business entity types and essential compliance needs like tax IDs and legal agreements. A significant portion focuses on capital raising strategies, detailing options from self-funding and crowdfunding to angel investors, venture capitalists, and different loan types, including SBA-backed programs. The texts a...

 Stay plugged into the pulse of global markets with Business Live: Trade, Cyber-Attack, and FTSE 100 Trends. In this episode, we break down the latest disruptions in international trade, analyze the fallout from major cyber-attacks targeting key industries, and track the performance of the FTSE 100 in a volatile economic landscape. With expert insights, breaking headlines, and real-time analysis, this podcast delivers everything bu...

 Get ahead of the curve with "Small Business Funding Trend 2025." In this podcast, we dive deep into the latest shifts shaping the small business financing landscape — from emerging loan options and alternative funding sources to changes in lender requirements and economic influences. Whether you're a startup founder, growing business owner, or funding professional, you'll gain actionable insights to navigate to...

Bankrate is a financial comparison service providing articles, calculators, and resources. It offers information related to banking, mortgages, investing, credit cards, loans, home equity, and insurance. The site is supported by advertising and strives to provide objective information to help users make informed financial decisions. The article "How to Get a Business Loan with Bad Credit" discusses strategies for small bu...

 Securing funding for your business is one thing—understanding the loan contracts you sign is another. In this episode of The Deep Dive Business Funding, we break down the essential elements of loan agreements, from interest rates and repayment terms to hidden clauses and negotiation tactics. Whether you're a startup founder, small business owner, or entrepreneur looking for funding, this episode will equip you with the knowle...

 Are traditional bank loans not the right fit for your business? Discover the world of alternative funding in this expert Q&A session with Lendex Solutions Group. We dive deep into non-traditional lending solutions, helping small businesses, startups, and entrepreneurs secure the capital they need. From merchant cash advances and invoice factoring to private lending and revenue-based financing, our experts break down the pros, ...

💰 Ever wondered how lenders decide whether to approve your loan? It all comes down to the 5 (or sometimes 6) C’s of Credit!

In this episode of The Deep Dive on Business Funding, we break down the key factors that banks, lenders, and financial institutions analyze before saying YES to your loan application. Whether you're a small business owner, entrepreneur, or just looking to improve your financial standing, this episode is p...

Are SBA loans really the best funding option for small businesses? In this episode, we break down the real pros and cons of SBA loans, from low-interest rates and flexible terms to strict eligibility requirements and long approval times. If you're a business owner or entrepreneur looking for funding, you don’t want to miss this! We’ll cover:

✅ Who qualifies for an SBA loan?
✅ The hidden costs and timelines you need to know<...