The New Rules of Lending: Cash Flow, AI & Why Credit Scores No Longer Rule

Is the credit score really dead? In this episode, we take a deep dive into the groundbreaking shifts transforming how business funding works in 2025.

Discover how lenders are moving away from outdated FICO-based approvals and embracing smarter, faster, and more inclusive methods like:

• Cash flow underwriting that analyzes real-time income and expenses
• Alternative data like utility payments, rent history, and digital activity
• AI-driven risk models that make faster, fairer decisions
• Private credit and fintech platforms that bypass traditional banks entirely
• New CFPB lending rules that enforce transparency and equal access

You’ll learn how these technologies are giving more small business owners access to capital—even with less-than-perfect credit—and what lenders actually care about today.

💡 If you’ve ever been denied because of your credit score, this episode will show you how the funding game has changed—and how you can win.

🤝 Brought to you by Lendex Solutions Group

At Lendex, we partner with forward-thinking lenders who care more about your business performance than your credit score.
✅ No upfront fees
✅ No hard credit pull
✅ Soft-pull pre-approvals in 60 seconds

👉 Get pre-qualified now at LendexSolutions.com

#BusinessFunding2025 #CreditScoreMyth #AlternativeData #CashFlowUnderwriting  #FintechLending #AIinFinance #SoftPullOnly   #RevenueBasedLending #LendexSolutions #SmallBizFunding
 #PrivateCredit #SmartUnderwriting #CFPBCompliance
 #NoHardCreditCheck #BusinessLoanTips

Have a question or want to shout us out? Head to LendexSolutions.com/fanmail and let us know we might feature your story on the show!”

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