CentsAble Chat

CentsAble Chat

CentsAble Chat is committed to helping people learn positive money mindsets, destroy debt, reduce financial stress and break the paycheck to paycheck cycle. Our CentsAble University segment features guests that deliver resources, tools and hope to help you reach your financial goals and dreams. Plus, CentsAble Bobbi shares tips & tricks for effective budgeting, smart spending and money-saving techniques! Visit our website at www.centsablechat.com

Episodes

May 9, 2021 7 min

May 29 is National 529 Day! A 529 plan helps you pay for an education, avoiding student loan debt. “CentsAble” Bobbi and “Route 529” Author, Patricia Roberts, share valuable information about the 529 plan and how you can find pockets of cash from other sources.

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What’s stopping you from budgeting? ?You make too much money? You don’t make enough? You don’t have a job? It’s boring and restrictive? “CentsAble” Bobbi busts those myths, so you can get started on your budgeting journey and find financial freedom.

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April 26, 2021 5 min

Saving money can be difficult. Bills, necessities of life and recreational spending can sap away cash that could’ve been stockpiled. But, if you’re living with mom & dad and working a minimum wage job, you have the opportunity of a lifetime – the opportunity to save for your future! “CentsAble” Bobbi walks you through 5 reasons to start saving now.

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April 19, 2021 6 min

What you need to know, before you borrow the dough! Student loans aren’t the only way to pay for college, but if it’s your last resort, pay close attention to this episode, as “CentsAble” Bobbi discusses questions to ask when shopping for a loan and creating a plan to pay it off.

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April 12, 2021 5 min

College can be pricey, but there’s no need in amassing huge loans to get an education that can slow down your life just as you’re ready to take off. Forget student loans! Take a tour of the many places you can find cash for college!

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April 5, 2021 7 min

A budget is necessary for managing your money and to reach financial goals even though both may seem overwhelming. Fortunately, they’re not, if you’re asking yourself the right questions. “CentsAble” Bobbi points out the important questions and shares a budget checklist you can use to stay on target!

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March 29, 2021 6 min

Insurance is necessary, in most cases. If you’re overspending on a policy, but only seeing money go out the window, how do you know it’s worth your dollar? “CentsAble” Bobbi helps you find a healthy balance between savings and insurance to manage life’s inevitable risks and teaches you how to create your own “DIY” Insurance plan!

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March 22, 2021 6 min

Is there really life after debt? Absolutely! But what does that mean? Never spending? Never using credit? Only saving? Life after debt means freedom, but it also means responsibility. What you do with that freedom will impact the rest of your life! “CentsAble” Bobbi shares ideas for building security & momentum in your life once the debt is gone.

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March 15, 2021 5 min

A balance transfer can save you a ton of money…or it can put you further into debt. “CentsAble” Bobbi shares tips for weighing a balance transfer, to make sure it’s right for you.

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March 8, 2021 11 min

Finding spare change is different these days. It used to be found in couch cushions, on the sidewalk or maybe in a payphone coin return. Nowadays, most payments are done with a credit card or online, making loose change nearly a thing of the past. So where do you find it? More importantly, how do you grow it? “CentsAble” Bobbi details the where and how to deal with digital spare change and shows you what a difference it can make in...

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March 1, 2021 7 min

Being in debt takes away freedom. Rigid payment structures and a constant outflow of money diminish options, so it’s important to relieve yourself of debt. But the best laid plans don’t work, unless you work them. Find out how to put a plan into action and stay on track to achieve debt freedom!

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February 22, 2021 12 min

A budget is an essential piece of a debt-payoff plan. "CentsAble" Bobbi takes you step-by-step through the process of creating a budget using the "debt snowball method," which dictates that smaller debts be paid-off first, then moving on to larger balances. This commonly used method helps you to tackle burdening debt.  

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February 15, 2021 13 min

Planning your spending is essential to good money management. In this episode, "CentsAble" Bobbi details important steps necessary to create a workable plan for spending, so you can pay off debt as quickly as possible.

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February 8, 2021 8 min

"CentsAble" Bobbi shares ideas for bringing your spending in line with your income and sets up a strategy to pay off your debt.

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February 1, 2021 6 min

"CentsAble" Bobbi shares the secret to debt-freedom, plus ideas for changing your spending habits and evaluating debt-payoff strategies.

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January 25, 2021 5 min

CentsAble Bobbi shares the steps she took to find hope for her financial future.

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January 18, 2021 6 min

CentsAble Bobbi shows you the way out of your financial prison cell, and how to get started on the path to financial freedom.

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January 4, 2021 48 min

Danny Kofke, Author of “Can I Borrow $400?” shares strategies to win the game of financial freedom. Plus, CentsAble Bobbi talks about budgeting your stimulus money and outlines a budgeter’s guide to serenity.

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December 21, 2020 52 min

Myra Oliver, author of “Down Home Money” shares her simple approach to financial freedom and what she learned on her journey. Plus, CentsAble Bobbi walks you through some things to think about, as you prepare your budget for the new year.

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December 7, 2020 34 min

YNAB Enthusiast, Cassidy Parker Knight shares her budgeting success story, and how zero-based budgeting changed her life. Plus, CentsAble Bobbi talks about debt & holiday spending.

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