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April 5, 2019 31 mins
On the sixth episode of Closing Day, we discuss the difference between a lender and a broker and what happens after you make an offer. Kyle interviews Cathy Swofford, a broker at Missoula Mortgage where she helps people find the loan they need to get into a home. She is a vetern of the US Air Force and has many years of experience as a broker in the state of Montana. Topics addressed in this episode: * The difference between a lender and a broker * Home inspections * Choosing a broker/lender * Home improvements and bad inspection reports * Asking the seller to make improvements * Using loans to pay for repairs * Earnest money * Title companies * The underwriting process Kyle and Cathy dive into these topics and more giving listeners great information and tangible action steps that can be taken to help them reach their own Closing Day on their first home! *Resources: * Missoula Mortgage ( - Earnest Money: What You Need to Know and How Much is Enough? ( - What are Title Companies and What Do They Do? ( - Mortgage Underwriting: How to Ensure a Smooth Underwriting Process ( - Visit our website ( to contact us and for more information about Closing Day! You can also find us on Instagram @ClosingDayPodcast ( and on Facebook at Closing Day Podcast ( Cathy can be contacted at: Email: Phone: 406-721-0331 Special Guest: Cathy Swofford.
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