December 21, 2025 • 37 mins
Sometimes people get sick. Sometimes they get a cold. And sometimes Fingers Malloy sounds like he’s broadcasting from the shadow realm, while Tony Katz refuses to let him anywhere near the studio because a vacation is on the calendar and priorities are priorities.
In this Happy Hour episode, Tony smokes the El Rey del Mundo “The Appointment” — a 5x60 Gordo with a Cameroon wrapper and Connecticut Broadleaf binder — while Fingers, sidelined by the creeping crud, does what he can from afar. What starts with caramel and cedar turns into a surprisingly spicy, medium-bodied cigar that delivers way more than expected — especially at $8.50 a stick.
From there, the conversation does what Happy Hour conversations do: Amazon gift nonsense, socks as an adult win, foot rubs (hard no), straw tumblers for men (also no), Spirit Airlines drama, holiday travel suffering, and a brutally honest discussion about retirement, money, bad habits, and why too many people wake up at 65 wondering where it all went.
No structure. No pressure.
Just cigars, life, and the kind of conversation that happens when the clock stops mattering.
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:05):
Sometimes people get sick ladies and gentlemen.
Speaker 2 (00:07):
Happens. Sometimes they get a touch of the cold.
Speaker 1 (00:10):
Or the flu, or, in the case of Fingers Molloy, meningitis.
No way, I mean ginger bitis. Meningitis will be a
serious issue.
Speaker 3 (00:20):
Fingers, focus on men, manly, that's what we're doing here, right, No.
Speaker 2 (00:27):
You sound throaty see drink smoke. Sorry, I'm Tony Katz.
Speaker 1 (00:32):
That right there is America's favorite amateur drinker, Fingers Maloy.
And because he's got some kind of creeping crud that
hasn't stopped him from looking magnificent in his shadowy, shadowy cave.
We had to be in separate locations today in order
to do the show.
Speaker 2 (00:50):
I feel bad about this, Fingers.
Speaker 3 (00:52):
No, you don't. Let's be honest here. You told me
not to show up at the Eat, Drink Smoke studios
because you said, oh, I don't want to get sick.
Speaker 1 (01:01):
When when when I have a vacation to go on
to Vegas. Now I ask you, would you let anybody
get in the way of your time in Las Vegas.
Speaker 3 (01:11):
It's impossible to be sick in Las Vegas. Once you
show up and you have your first makers Mark on
the rocks. All of the germs, the bacteria, the bacteria germs,
they all go away.
Speaker 2 (01:24):
All the bacteria, germs go away.
Speaker 3 (01:26):
All go away. And what happens in Vegas stays in Vegas,
and what happens outside of Vegas stays outside of Vegas.
That's how it works.
Speaker 2 (01:35):
We are smoking the l ray Domundo.
Speaker 1 (01:38):
This right here is called the appointment interesting interesting stick
where the rapper is made by Christian Aroa and then
the rest of the cigar is OURDM.
Speaker 2 (01:49):
This is a gordo.
Speaker 1 (01:51):
This is a five by sixty, which means it's five
inches long.
Speaker 2 (01:55):
D Oh my god, oh you sound bad.
Speaker 1 (02:02):
You see, usually I say cigar is five inches long,
and fingers will ay all go tee, and because it's
kind of funny to him and it makes him laugh
and it's always hilarious.
Speaker 2 (02:11):
And now now you just sound like just a chess
cold right.
Speaker 3 (02:19):
Who knows? You know? It was odd oddly enough, you know,
I was speaking to missus malloy earlier and it said,
I go get like one of those those COVID tests. No,
And then she said, well what do you do with that?
Speaker 2 (02:32):
Right?
Speaker 3 (02:32):
Like? What am I gonna do with that? What are
you gonna do with that, So I just continued to
lay in bed and moan.
Speaker 1 (02:37):
So the cigar is five inches and the ring gage
is a sixty six zero, So that's a diameter of
the cigar or how thick it is around.
Speaker 2 (02:45):
Te Glad we got past this part.
Speaker 1 (02:50):
A sixty four ring gauge would be a full one
inch rounds, I will tell you right now, not my
ring gauge, not how I work. And yes, indeed I
am the only one smoking because fingers if he does,
he'll he'll immediately die.
Speaker 3 (03:03):
Well that and unfortunately I do not have the ability
to smoke indoors when it's well. Actually, today in Central Indiana,
the weather isn't all that bad as far as temperature goes.
You know, we got a lot of rain, but it's
still if you if you had a covered porch or
smoke in the garage with the door open, it wouldn't
(03:23):
be all that bad. I think it's still in the
high thirties, low forties.
Speaker 1 (03:27):
Let me ask you a question. When you plant your beanstalk,
how tall does it grow?
Speaker 3 (03:34):
Wow? What? Seriously? This is once again showing ladies and
gentlemen just how close of a friend Tony Katz is
he enjoys seeing me in pain. He he loves seeing
me uncomfortable.
Speaker 2 (03:50):
Not true, not true.
Speaker 1 (03:53):
This has me concerned in many ways, mostly for the show, right,
I gotta make sure that that's always doing all right.
Speaker 3 (03:59):
Well, I do feel bad that you know, here you are,
you're trying to light up your cigar, you know, to
give each rink, smoke nation, your thoughts, your impressions on
the first third of the stick. And I'm not there
to help you and to smoke a cigar because I can't.
Speaker 1 (04:15):
But that don't don't ever force yourself, which is key
and fundamental. This is a Cameroon wrapper that's done by
a roa broad leaf USA Connecticut broad leaf in of
the binder filler, and Honduras and Nicaragua. So this is
hey you, first of all, that's lovely, man, holy cow,
it's a mix of things. I love Cameroon, love Connecticut
(04:36):
broad leaf, love Honduras and Nicaragua.
Speaker 2 (04:40):
We're friends. We'll see how it goes.
Speaker 1 (04:44):
Excellent draw the wrapper itself. A little bit of oil
on this, but definitely bumpy. If you could take a look,
you can like see every single part of that right there,
every last little bit of this of this wrapper.
Speaker 3 (05:00):
But it's beat band too.
Speaker 1 (05:02):
Yeah, the band is in the in the purple and gold,
and it's called the Appointment. It comes in a bunch
of different batolls that it's a five y fifty robusto.
There's a six x fifty four toro as well, but
this is the gordo, a lot of half as you
can imagine in a sixty ring gauge. They will tell
you that it comes across as a medium on first puff.
(05:24):
Right here, I would think that they're accurate. Get your notebook.
What'd you eat today? What'd you drink today?
Speaker 3 (05:28):
Right?
Speaker 2 (05:29):
That matters?
Speaker 1 (05:29):
And the weather right now, fingers is right. The cold
has broken. We've gotten over forty degrees. It won't be
that way for long. It's not gonna be that way
for long. And we will see temperatures because it's the
Midwest that hit negative seventy two thousand.
Speaker 2 (05:45):
It's gonna be very, very chilly.
Speaker 1 (05:48):
But you want to take the cigar, break it up
at the thirds, yes, even a robusto at five inches long,
first third, second, third, final third? And what is the
flavors you're getting out of each third of the cigar?
Write those down in your notebook. What'd you eat, what
did you drink? That's gonna happen a effect on your palette.
And then when you try the cigar a month from now,
six months from now, whatever it is, you go back,
you do the same thing, and you check your notes.
You kind of get you through line. You're the idea
(06:09):
of where you are with the cigar.
Speaker 2 (06:11):
Um.
Speaker 1 (06:13):
This is unbelievably rich. There's a lot happening within this cigar.
It is rarely do I say that a cigar has
that bourbonesque kind of caramel going on in it, But
that's their fingers.
Speaker 3 (06:34):
Yeah, that's interesting. The other thing that I'm actually kind
of surprised that you have this in your human or
because this ring gauge is not something that you're normally into.
Speaker 1 (06:44):
I don't do sixties and I don't do robustos. Both
things are not my things. But what do we do here?
Fingers boy?
Speaker 3 (06:51):
We try new things, that's right.
Speaker 1 (06:53):
We do people's taxes incorrectly, we also try new things,
and so that's that's what this is for us. So
I have one for you waiting for you. There's a
little bit of caramel, There's a little bit of there.
There's definitely a seed going on, and I think those
two things are giving a very very unique richness to
(07:13):
this cigar right here.
Speaker 2 (07:15):
This is a it's a nice presentation.
Speaker 1 (07:20):
Now, I would rather have gotten this as a toro
and had six inches to work with and because that's
more of where my my.
Speaker 2 (07:26):
My palette goes into, more of my time goes. But
this from L ray Do Mundou.
Speaker 1 (07:32):
This is the appointment cigar fingers Willowy coming in at
eight dollars and fifty cents.
Speaker 2 (07:37):
And the answer is, I don't know yet. How would
I know?
Speaker 1 (07:41):
I just lit this up. My my knowledge base of
Lraya Mundeu is limited, and that's that's being kind. But
I love the fact.
Speaker 2 (07:50):
That a roa is connected.
Speaker 1 (07:52):
I totally dig the Connecticut broad leaf underneath. There's nothing
here that would ever keep me shying away. I want
to try every single bit of this.
Speaker 2 (08:04):
Now. I know you're not gonna be able to smoke
with me. Are you're gonna be able to drink with me? Fingers?
Speaker 3 (08:08):
Yes, yes I am. And unfortunately I do not have
honey for a hot toddy, so that's out the window.
But I do have a holiday classic that I will
be enjoying it in the second hour of the show.
Speaker 2 (08:23):
Is that a Jamoka shake from Urby's.
Speaker 3 (08:26):
No, it's not. But now you've got me door dashing
as we speak Jamocha shakes.
Speaker 1 (08:31):
You can't you cannot go wrong. Al Ray del Mundo,
we're doing the appointment cigar. There is drinking to be done,
and fingers will hopefully feel better. I tell you that
some things are not necessary.
Speaker 2 (08:50):
They're not.
Speaker 1 (08:51):
When I say they're not necessary, it's it's not that
you might not think them necessary. You may absolutely love it.
What I'm saying is you're wrong.
Speaker 2 (09:00):
It's totally not necessary.
Speaker 1 (09:01):
It's eat, drink, smoke. I'm Tony Katz. That is America's
favorite amateur drinker. Fingers molloy and fingers. They've got there
at at the news site there that you found all
about Amazon.
Speaker 2 (09:16):
It's about Amazon dot Com.
Speaker 1 (09:19):
Prime Video introduces a dedicated news destination for customers. Oh gosh,
I thought they were I thought they were getting into
the news business.
Speaker 2 (09:30):
I'm like, what the hell are we doing here?
Speaker 3 (09:33):
Why would they get? Amazon likes to be financially successful, right,
so who he needs getting into who needs getting into
the news business in twenty twenty five? So no, they're
gonna be like a hub Tony an aggregator. Perhaps, Yes,
they're going to offer several different networks their content. Geez,
(09:56):
you go over a lot of it, BBC News, five News,
you know, ABC News, CBS and so obviously it makes
a lot of sense, right, I mean, you're you're Amazon.
You don't want people leaving Amazon Prime to go somewhere
else to look at their content. You know. If you, oh, geez,
(10:18):
I want to know what's going on with the news,
I'll go over to the ABC app. Well, then you
get sucked into ABC's content. If you can keep all
that on Amazon Primes app, then it makes good business sense.
Speaker 2 (10:31):
But how I don't know how it works.
Speaker 1 (10:33):
If you are let's say, ABC, which is Disney, why
would you even let them aggregate your content?
Speaker 3 (10:40):
The only thing I can think of is h Amazon
paid them a pretty penny to allow that to happen.
I mean, Amazon's got deep pockets, right, They're throwing money
around everywhere. Oh yeah, it's the NFL coverage or you know,
they they they're a major player. So with some of
these networks that are struggling, why not see the handwriting
(11:02):
on the wall and let Amazon invest some money to
prop them up?
Speaker 1 (11:06):
As My mema always said bezos money is good money.
Speaker 3 (11:11):
Really.
Speaker 2 (11:12):
Oh yeah, used to say it all the.
Speaker 1 (11:14):
Time, all the time. Oh that mema of mine. I
miss her very much. Meanwhile, if people go to Amazon,
probably one thing, and that is for gifts and things
you don't need, and gifts you shouldn't actually buy people
because you don't like them.
Speaker 3 (11:29):
Anyway, you're not kidding. You know what I did the
other day? So I needed to pick up a quick Gosh,
what did I need? And I got it at Amazon,
and they I was three dollars short of getting the
free delivery. So you bought brand new car socks, picked
up some socks that you know, who doesn't need more socks?
(11:49):
When you're above the age of thirty. Below the age
of thirty, you get socks for Christmas. It's a disappointment.
After the age of thirty, you're thrilled. I spent seven
ninety nine on some athletic socks so I can get
free delivery. So I spent more. Uh, but at least
I got some socks out of it.
Speaker 1 (12:08):
Do you do you are you of the of the
of the persuasion where you wear socks around the house,
you barefoot around.
Speaker 3 (12:15):
The house, oh, socks around the house.
Speaker 1 (12:17):
Yeah, is that because you get cold or it's just
because you know you have very unattractive feet?
Speaker 2 (12:22):
And who needs that?
Speaker 3 (12:23):
I was a foot model in college, Is that right?
How dareusir make judgments about how my feet look when
you haven't seen them, and we're going to continue to
make sure you don't see them.
Speaker 2 (12:31):
Because you have said that because you have hideous feet?
Are you? Are you like one of these feet phobic folk.
Speaker 3 (12:38):
I don't understand the foot of the people who are intefeet.
Speaker 1 (12:42):
Oh you're not just talking about like okay with feet,
you're talking about like into feet.
Speaker 3 (12:47):
Yeah, like in yes, deep in, Yeah, I don't I'm
down to the arches. Yeah. I don't understand people that
like to get foot massages either. I don't understand that either.
I don't anybody touching my feet.
Speaker 1 (13:00):
I my wife, who is perfect, loves it, loves it,
loves it.
Speaker 3 (13:09):
Wait, loves rubbing your feet.
Speaker 1 (13:11):
No, no, no, she likes getting foot rubs, love loves
like And I'm not freaked out my feet, So I'm like, sure,
if you touch.
Speaker 2 (13:19):
My feet, I'm gonna have to explain to a judge
while I killed you.
Speaker 3 (13:22):
Yeah, see, thank you.
Speaker 1 (13:24):
And I'm going to look at the judge and I'm
gonna say, come on and immediately not guilty. Yeah, I'm
gonna be awarded damages.
Speaker 2 (13:35):
I I don't know how people do it.
Speaker 1 (13:38):
I get that some dungeon feet are tired, and I
get that you would you would like to be able
to stretch them out and get the get some relaxation
and kind of break up the tension, But then somebody
else has to touch them at that moment. I'm a
giggly school girl and I am in violent pain at
the same.
Speaker 3 (13:59):
Time miser experience. But you know, Tony, I say it
all the time. When your feet hurt, you hurt all over. Seriously,
I say that all the time. Is that what do Yeah,
that's for a commercial from the nineteen eighties. It always
stuck with.
Speaker 2 (14:13):
Me, thank you. But I'm glad I've.
Speaker 3 (14:16):
Said that I don't want anybody touching my feet.
Speaker 2 (14:18):
There are gifts.
Speaker 1 (14:19):
You probably get a foot massage over there at I'm now, wait,
can you go the foot massager?
Speaker 3 (14:24):
Yeah?
Speaker 2 (14:24):
That's different, stupid, right, It totally is.
Speaker 1 (14:27):
Yeah, Because my brother, the good uh doctor Katz got
me one and I was like, first of all, I
don't know where this was on sale, but thanks, And
second I tried it once, I'm like, okay, that feels good.
And then my youngest stole it. I've never seen it
again because my youngest is also fantastic kid.
Speaker 2 (14:45):
But wherever that kid's feet have been, I want nothing
to do with it.
Speaker 3 (14:48):
Well, but that's ridiculous because let's face it, he's in
the grand scheme of things. He's brand new, he shouldn't
need he should not need any kind of contraption to
help with foot pain. He's just breaking those puppies in.
Why on earth does he need to steal you your
foot massage machine? Oh my god, I would be outraged.
(15:13):
I fower you outraged, I tells you.
Speaker 2 (15:15):
Oh I just turned twelve colors of red.
Speaker 1 (15:18):
Oh oh, if you see the video this, I that
was as close to a heart attack. Because I'm going
to hopefully ever get anyway you can get a gift
f under one hundred dollars from Amazon. I'm trying to
tell this story for a month.
Speaker 2 (15:32):
Now. What do I have here on this list? Fingers molloy?
Speaker 3 (15:37):
Okay, First of all, the Stanley Quencher H two O
tumblr with handle and straw forty ounces, forty five bucks
on Amazon, Tony, this is a question that has plagued
men for decades. Drinking out of a straw out of
a tumbler? For a man, that's is that acceptable?
Speaker 1 (15:59):
Are you saying that you would not drink out of
this right here, fingers, my lawyer, Are you saying that
you wouldn't have yourself in in a nice coral color
or orange?
Speaker 2 (16:09):
The uh, the the the the.
Speaker 1 (16:11):
The quencher of of of choice here?
Speaker 3 (16:15):
If I could drink out of the lid, sure, but
a straw? Eh?
Speaker 2 (16:22):
All right?
Speaker 3 (16:23):
What about you? What do you? How do you feel
about the straw tumbler combination?
Speaker 2 (16:27):
Oh, it's ridiculous and you're a child, thank you. The
whole thing is is is nuts.
Speaker 3 (16:33):
What am I drinking out of that Caprice Sun? Is
that what I'm doing?
Speaker 1 (16:37):
Yes, fingers, you're drinking Caprice Sun out of that gosh.
Speaker 2 (16:41):
Uh?
Speaker 1 (16:41):
There they are also selling right here. I'll share with you. Uh,
they have got the what they call the Cussini or
is that especially like Cuisini flameless tabletop indoor marshmallow roaster.
So you can make this was at popular Mechanics dot com.
See you can make your own s'mores.
Speaker 3 (17:02):
Or you can make friends with your local fire department
right immediately.
Speaker 2 (17:08):
That's not a gift. That's a hey, I forgot about you.
Here you go.
Speaker 3 (17:15):
That is a regift.
Speaker 2 (17:18):
Yes, that is the fruitcake of gifts, eat.
Speaker 1 (17:26):
Drink smoking is your cigar bourbon food, the extravaganza on
Tony Katz. And that is an unhealthy fingers maloy suffering
from the creeping crud, a chest cold that prevents him
from enjoying a fine cigar fingers How are.
Speaker 3 (17:41):
You right now? First of all, evergreen with unhealthy fingers maloy,
But it actually has to do with some sort of
virus or bacteria or whatever else it could be. But anyway,
it's in my chest and it's not going away. And
you said, and rightly, so I understand I gave you
a crap a little earlier. But who needs someone coming
(18:02):
into your studio coughing all over the place, right on,
all over your stuff? So no, I'm fine. The only
thing that stinks, though, is I'm not able to enjoy
this cigar that you are.
Speaker 2 (18:13):
Yes, the lray de mundo, this is the appointment.
Speaker 1 (18:17):
There's actually a little bit of spice that is building
up on this doing this in the Gordo A five
by sixty. Absolutely not my my ring gauge, Absolutely not
my size. Man, this is a very very worthwhile bit
of cigar. There is more heat on this than I expected.
(18:38):
It started with this caramel and this seedar, and the
cedar is now getting spicier and that's hitting the like
the side of the of the throat. It is smoking beautifully.
Speaker 2 (18:51):
It is not the.
Speaker 1 (18:53):
Prettiest cigar, I will not lie. It's not the prettiest
wrapper at all. But at eight dollars and fifty cents
a stick, allow me to say, yes, right now, I
think people are gonna flip over this. I I've got
another one for you. I'm trying to remember where I
bought it. I don't one hundred percent remember right now.
(19:15):
Oh wait, now I do, Now I do. I got
these here in Indianapolis town called Fishers, at a cigar
lounge called Cigar Haven is where I got them. Um,
this is this is gonna make some people's lists. Here's
there's a there's a nice smoothness going on. That spice
(19:35):
is built up in it in a very very joyous way.
It is medium body. Yeah, let me say it again. Yeah,
this is all right. Fingers wointed.
Speaker 3 (19:50):
Now forgive me if you you already explained this and
I just missed it because I'm under the weather. And
that's what I'm going to blame everything on if I
make a mistake last week. Does that come in another vatola?
Speaker 1 (20:01):
Yeah, So you can get this as a robusto five
by fifty. You can get this as a toro as well,
which I think is a six by fifty. I think
they do it as a fifty four. Yeah, six by
fifty four, which I would love to see this cigars
at six by fifty four. I cannot wait to try.
Speaker 2 (20:20):
This is impressive.
Speaker 3 (20:22):
Are you surprised at how much the spice is picking
up on that?
Speaker 2 (20:27):
I am. I am surprised that there is spice on
it right that.
Speaker 1 (20:34):
I think that more than anything else, I'm surprised there's
a level of spice in the slightest l Ray del Mundo, Cameroon,
A rapper coming out of Honduras, Connecticut. Broad leaf there
in the binder. Ecuadorian in Nicaraguan. Oh, it's Ecuadorian in Nicaraguan.
Wait a second, I know it's it's nick Honduran and
Nicaraguan in the filler.
Speaker 2 (20:56):
Is the way I have this.
Speaker 1 (21:00):
Oh, I take that back, that's wrong. It's Ecuadorian Nicaraguan.
I apologize as.
Speaker 2 (21:05):
I'm a little bit surprised by the level of spice here,
but it's being balanced nice. This is a.
Speaker 1 (21:13):
If the spice continues to pick up, the cigar is
going to give me an issue. But at this stage,
right now, there is a lot of good happening for
eight dollars and fifty cents.
Speaker 3 (21:27):
It's crazy, Yes, it's crazy. That's well, I'm good. I'm
hoping that it will you'll continue to enjoy it and
it won't be off putting as you get into the
second third and the final third of this.
Speaker 2 (21:41):
You have any get out, I can get a box.
Speaker 3 (21:45):
Well, get through that one first before you decide to
get a box. But uh, that's that's good. I mean,
we've we've talked about this for a long time, how
it's getting harder and harder to find that kind of
stick under ten. So at eight fifty, that's that's wonderful
to hear.
Speaker 1 (22:04):
I will pick up some toros. I will get some
toros and see what we could do with that. But
it's time fingers maloy for news of the week.
Speaker 3 (22:11):
So you know, Tony, we have been documenting the problems
over at Spirit Airlines now for quite some time. It
feels like it's been a couple of years now. They've
transferred Spirit Airlines the Chicago airport gates to American Airlines
for thirty million dollars.
Speaker 2 (22:29):
Does that seem like a lot to you? Thirty mili?
Speaker 3 (22:34):
I wondered if it was enough. Well, but it's only
according to Reuters, it's only two airport gates to American Airlines,
So maybe, yeah.
Speaker 2 (22:49):
But it's gate space. Now. Wait, so Spirit O'Hare or
Spirit Midway, So.
Speaker 3 (22:58):
It's O'Hare International Airport.
Speaker 1 (23:00):
Okay, so you have two more slots at one of
the busiest airports in the world.
Speaker 2 (23:07):
Like, okay, you know what, I'm totally wrong.
Speaker 1 (23:09):
I'm thinking of this as Spirits basically having a fire sale.
They're out of business. They're lucky to get anything. This
is prime real estate. It's like buying a liquor license.
I assume that's the way it works. Two more spots,
how many flights is that per day? How many options
is that per week, per month? And the dollars just
you know, generates itself, and especially for a place like
(23:32):
American because O'Hare I believe is a United hub, So
this I think gives American some more opportunities that way.
Speaker 3 (23:40):
Yeah, I believe it isn't Midway Southwest.
Speaker 1 (23:43):
Yes, Midway is Midway is all Southwest. It's great, it's
a fine airport. It's interesting because my first reaction was.
Speaker 2 (23:53):
Thirty million dollars.
Speaker 1 (23:55):
It's yeah, who is who's giving Spirit Airlines thirty million dollars?
Speaker 2 (23:59):
No? No, no, the buy in real estate.
Speaker 3 (24:01):
Yeah, this is part of of its network optimization. Spirit
determined it no longer needed all four preferential gates at
Chicago O'Hare International Airport, but it will retain two gates
while assigning two gates to American airlines, so Spirit will
still have a footprint at O'Hare, according to Reuters. But
it's interesting because I was looking to fly down to
(24:23):
Florida Fort Myers and Spirit used to from I was
looking for a flight from Indianapolis. Used to offer flights
from Indianapolis directly to Fort Myers, and that no longer exists,
apparently because I looked and I could not find anything
from Indianapolis to Fort Myers through Spirit.
Speaker 1 (24:43):
I'm not here to bad talk to them, even though
we did have that bad flight. I'm saying that to
play to get on a flight, to buy a ticket
on Spirit Airlines is to play a See. I was
gonna use an expression, but I think I'll get in
trouble if I used the expression. I was gonna say,
(25:05):
it's flight Russian roulette.
Speaker 2 (25:08):
But you wouldn't go that far, right.
Speaker 1 (25:10):
But the issue is whether or not you're there's gonna
be a plane, not whether you're gonna get hurt on
the plane. So and so I was like, I shouldn't
use that one. So I said it, but you now
know where I was coming from.
Speaker 3 (25:20):
So my question to you is, you know, I just
mentioned that I was looking to fly to Florida in
December and looking to Spirit and it wasn't there. Without
naming the airline that you are, said you were flying
to Las Vegas for the holidays. Uh, you know the
flight that we took that we complained about on Spirit
(25:41):
Airlines was a was a Las Vegas flight?
Speaker 2 (25:44):
Yeah?
Speaker 3 (25:44):
Returned. So did you happen to notice was were there
flights available through Spirit Airlines Las Vegas? I did not
even check, and I'm tapped out on Spirit altogether.
Speaker 1 (25:57):
Oh yeah, I'm all Oh, tacking out as fast as
I can.
Speaker 2 (26:02):
Absolutely no.
Speaker 1 (26:04):
I I ended up taking, against my better judgment southwest
to Vegas because it was NonStop, and to find a
NonStop flight these days is impossible. It drives me nuts.
I'm going with the family, so I'm like, all right
with them. I could be next to them. It's it's
totally fine, it's it's good, it's it's no problem. It's
(26:25):
not my first class once. But I I have learned
to suffer like a common man.
Speaker 2 (26:34):
For family.
Speaker 3 (26:35):
I don't use the word hero very often to I'm
not gonna use.
Speaker 2 (26:41):
I will go get my cake. You're not wow, But.
Speaker 3 (26:45):
So did you have to pay for luggage and seat
assignment with so.
Speaker 1 (26:48):
There's there's no seat assigmon check that's not coming till
that's not coming till January. Now, I just bought my
tickets and got my preferred boarding and give me my
drink tickets that I won't use.
Speaker 2 (26:59):
It's just gonna be that easy.
Speaker 1 (27:05):
I often question exactly how much it's going to take
me to retire? What is the money that you need?
And it's why you need to be listen. Don't take
investment advice from me. Don't take investment advice from Fingers Maloy.
If you're young, invest If you live differently than your
friends now, you'll live differently than your friends later, which
(27:26):
means you won't go out to every bar, you won't
go to every sporting event, you won't got to every concert.
You'll keep your money growing and compounding, and you will
end up better off than everybody. It's Eat Drink Smoke.
I'm Tony Katz. That is America's favorite amateur drinker Fingers Maloy.
Find everything at Eat Drinks Smoke show dot com, find
us on your favorite podcast platform and looking up for
(27:47):
us at all the social media's there. Just look for
Eat Drink Smoke on x Go, Eat Drink Smoke and
on Instagram, Eat Drink Smoke Podcast.
Speaker 2 (27:57):
Fingers. There's a story that.
Speaker 1 (27:59):
You found over there at Yahoo Finance, whereas I believe
where you get all your.
Speaker 3 (28:05):
Financial news absolutely Yahoo and MySpace.
Speaker 2 (28:09):
Nice.
Speaker 1 (28:10):
The average American sixty five years of age and up earns.
Speaker 2 (28:15):
An annual income.
Speaker 1 (28:18):
Of sixty five thousand, four hundred and sixty eight dollars,
So am I to take that as that's like a
pension kind.
Speaker 3 (28:25):
Of pay either that or average out whatever they've saved
for retirement. You know, whether it's mandatory withdrawals out of
their retirement account and whatever extra that they plan, that's
my guest.
Speaker 1 (28:36):
So according to this which is from the Federal Reserve
Bank of Saint Louis twenty twenty three, which is the
latest data, right, a couple of years trailing, does group
spends out of the sixty five thousand, four hundred and
sixty eight sixty thousand, eighty seven yearly four thousand, six
hundred and twenty two dollars a month. So another way
(28:58):
to look at this is that the average retired American
needs forty six hundred dollars a month to survive. Now,
I'm going to assume that is a single person, not
a couple, and that according to a survey of consumer finances,
(29:21):
the average American between the ages of sixty five and
sixty nine has about two hundred thousand dollars.
Speaker 2 (29:28):
In retirement savings. Okay, this is a hard conversation.
Speaker 1 (29:36):
That is not a lot of money, And I don't
want to be the person who's talking about people who
are in this situation and go at them. That's not
my interest. I'm not doing that.
Speaker 2 (29:53):
That's you.
Speaker 1 (29:54):
You are still working with if that's what you have
in the bank, that is a hard one to make stretch. Yeah,
and people are gonna be like two hundred thousand dollars
because it sounds like money.
Speaker 2 (30:07):
It's it's not two.
Speaker 1 (30:09):
Hundred thousand dollars invested. How throwing you off what? And
the real question is what are you spending on between
now and then? And I speak as a guy who
lost everything in the downturn of two thousand and eight
two nine, twenty ten. I lost everything I owned. I
had to give up the house that we had in Florida.
(30:30):
That I mean, that's a house I we We've talked
about this before. We could have still lived in five bedrooms.
It had three bass at a pool. It was in Tampa.
Great place, great place. Could have raised the kids there,
you could have you could have come and gone for
gone for a dip fingers, fantastic. But then we moved
(30:51):
to California and we rented out the place and everything
went to hell and a ham basket in that in
that downturn.
Speaker 2 (30:57):
Uh.
Speaker 1 (30:57):
And we still I mean, I I speak very honestly.
We worked it out and there was some money owed
and we just every month, every month, we send a
check and take care of our debts right like a lanister.
We're taking care of our debts since that time and
rebuilding my entire life, which which I mean were you
(31:20):
saw it happened, fingers, You saw every bit of it
take place. The levels to which I don't live above
my means is exceptional. And I listen, I'm not afraid
to spend. You've heard me talk about cigars and other things.
I don't buy the big fancy house.
Speaker 2 (31:40):
I don't have. I don't do any of that stuff.
Speaker 1 (31:45):
I don't know what people spend their money on, and
I don't know how people get to a certain age. Listen,
bad things happen and you fight through it, and what
matters is you got through the other side. As long
as you're through the other side and you worked toward that,
you can then rebuild to some level and be like,
you know what, this all happened and here I'm at now.
(32:06):
But if you haven't thought about it, and that's not
something that's going on in your life, what are you doing?
I mean, that's a long winded way of me getting
to this point. What the hell are people spending their
money on? That If at the age of sixty nine,
with no necessarily damaging things that took place in life,
because it can happen that nothing bad happens.
Speaker 2 (32:28):
What were you doing?
Speaker 1 (32:29):
That's the part the boggles of mind.
Speaker 2 (32:32):
Am I being crude?
Speaker 3 (32:34):
No, We've talked about this a lot where first of all,
when you graduate from high school, there is no real
financial literacy for American people. There just is not. They
don't give you any kind of training on how to
even And I know this sounds totally old man screaming
at the cloud, but balance a check book. Let alone
(32:57):
think about retirement because you mentioned it early or time
is your best friend. It really you can somehow figure
out a way to sock away a bunch of money
in your twenties and just let time take care of
things for you. You won't be in a situation where
you have just two hundred thousand dollars in your late
sixties for retirement. And we're not.
Speaker 1 (33:17):
And for the record, again, neither one of us are
financial planners, and neither one of us did it right,
but we're both we in this conversation it is about
admitting it like we didn't do it right.
Speaker 2 (33:29):
We both are are.
Speaker 1 (33:30):
You know, if we had known, if we had had
the advice if we were smarter, and so we both
spend a lot of time engaging this with our kids. Yeah,
in an aggressive way, because if we can set them
up better, then okay we can break the tam right,
we could break the cycle here. And so much of
this is psychological. You don't need the new thing, you
(33:54):
don't need the biggest thing. You don't need that thing
because somebody else got the thing. You have to ask
yourself what is it that you're trying to do? What
is it you're trying to get accomplished? And trust me
when I say there is something very joyful about the first.
Speaker 2 (34:12):
Of the month coming.
Speaker 1 (34:13):
You sit down, you pay the bills usually you know,
old school, right the check. Now you're just doing everything online. Yeah,
and then you're done. You're like, I'm gonna go have lunch.
Speaker 2 (34:21):
Without a care.
Speaker 1 (34:23):
There are no worries here because you decided to live
right over here. And other people are in debt up
to their eyeballs and they're house poor and there's nothing
worse than being house poor.
Speaker 3 (34:36):
How much of this do you think? And you know
how much I love to blame social media for everything.
Speaker 1 (34:42):
Oh, this is marketing issues, This is going back long
before social media. People want immediate gratification. There's no understanding
of the of the value of sacrifice.
Speaker 3 (34:54):
I mean, making it worse. The whole idea of keeping
up with the Joneses and seeing all these influencers doing
all these fun things, and you see yourself going to
work every morning, coming back home and feeling guilty about
buying your five dollars coffee. So you decide, well, the
heck with it, yolo. You know, the young people think, well,
(35:15):
climate change is going to destroy the planet anyway, why
should I worry about retirement? And next thing, you know,
you have next to nothing for retirement.
Speaker 1 (35:24):
The coffee thing that I've seen from the people I
work with in radio, the amount of money they spend
at a Starbucks like place is mine. It's mind boggling
how this happens, how they how this works, why they
think that this is somehow good or smart or valuable.
(35:47):
They've never done the math, They've never added it up.
It's hundreds of dollars a month. You could do one
Starbucks a week, put the rest, put the rest of
it in the savings, just matching the dow and.
Speaker 2 (36:03):
My rest is history. Just let it grow, bitch.
Speaker 3 (36:07):
The amount of people who spend that kind of money
on Starbucks coffee that that could be your used car payment. No,
not a new car payment. We talked about it. People
are spending seven eight nine, one hundred thousand dollars a
month on new car payments, a used car payment.
Speaker 1 (36:24):
You know, you and I have not talked about the
fact that I am now and I won't explain why
I'm now in the market for a car. Nothing happened
on no accidents or anything. I'm now in the market.
Oh and I'll give you know, I can't even give
the quick story. I'll give it to you. On the
other side, We've got much more.
Speaker 2 (36:42):
Keep it here. This is eating smoke.
Speaker 1 (36:43):
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Speaker 2 (36:49):
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The flavor, the tenderness, it is all there, and you
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I actually got the call from the butcher yesterday. Got
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I'm ready to go. I'm telling you I'm gonna have
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Speaker 2 (37:57):
Get one hundred and fifty dollars off your order.
Sometimes people get sick ladies and gentlemen.
Speaker 2 (00:07):
Happens. Sometimes they get a touch of the cold.
Speaker 1 (00:10):
Or the flu, or, in the case of Fingers Molloy, meningitis.
No way, I mean ginger bitis. Meningitis will be a
serious issue.
Speaker 3 (00:20):
Fingers, focus on men, manly, that's what we're doing here, right, No.
Speaker 2 (00:27):
You sound throaty see drink smoke. Sorry, I'm Tony Katz.
Speaker 1 (00:32):
That right there is America's favorite amateur drinker, Fingers Maloy.
And because he's got some kind of creeping crud that
hasn't stopped him from looking magnificent in his shadowy, shadowy cave.
We had to be in separate locations today in order
to do the show.
Speaker 2 (00:50):
I feel bad about this, Fingers.
Speaker 3 (00:52):
No, you don't. Let's be honest here. You told me
not to show up at the Eat, Drink Smoke studios
because you said, oh, I don't want to get sick.
Speaker 1 (01:01):
When when when I have a vacation to go on
to Vegas. Now I ask you, would you let anybody
get in the way of your time in Las Vegas.
Speaker 3 (01:11):
It's impossible to be sick in Las Vegas. Once you
show up and you have your first makers Mark on
the rocks. All of the germs, the bacteria, the bacteria germs,
they all go away.
Speaker 2 (01:24):
All the bacteria, germs go away.
Speaker 3 (01:26):
All go away. And what happens in Vegas stays in Vegas,
and what happens outside of Vegas stays outside of Vegas.
That's how it works.
Speaker 2 (01:35):
We are smoking the l ray Domundo.
Speaker 1 (01:38):
This right here is called the appointment interesting interesting stick
where the rapper is made by Christian Aroa and then
the rest of the cigar is OURDM.
Speaker 2 (01:49):
This is a gordo.
Speaker 1 (01:51):
This is a five by sixty, which means it's five
inches long.
Speaker 2 (01:55):
D Oh my god, oh you sound bad.
Speaker 1 (02:02):
You see, usually I say cigar is five inches long,
and fingers will ay all go tee, and because it's
kind of funny to him and it makes him laugh
and it's always hilarious.
Speaker 2 (02:11):
And now now you just sound like just a chess
cold right.
Speaker 3 (02:19):
Who knows? You know? It was odd oddly enough, you know,
I was speaking to missus malloy earlier and it said,
I go get like one of those those COVID tests. No,
And then she said, well what do you do with that?
Speaker 2 (02:32):
Right?
Speaker 3 (02:32):
Like? What am I gonna do with that? What are
you gonna do with that, So I just continued to
lay in bed and moan.
Speaker 1 (02:37):
So the cigar is five inches and the ring gage
is a sixty six zero, So that's a diameter of
the cigar or how thick it is around.
Speaker 2 (02:45):
Te Glad we got past this part.
Speaker 1 (02:50):
A sixty four ring gauge would be a full one
inch rounds, I will tell you right now, not my
ring gauge, not how I work. And yes, indeed I
am the only one smoking because fingers if he does,
he'll he'll immediately die.
Speaker 3 (03:03):
Well that and unfortunately I do not have the ability
to smoke indoors when it's well. Actually, today in Central Indiana,
the weather isn't all that bad as far as temperature goes.
You know, we got a lot of rain, but it's
still if you if you had a covered porch or
smoke in the garage with the door open, it wouldn't
(03:23):
be all that bad. I think it's still in the
high thirties, low forties.
Speaker 1 (03:27):
Let me ask you a question. When you plant your beanstalk,
how tall does it grow?
Speaker 3 (03:34):
Wow? What? Seriously? This is once again showing ladies and
gentlemen just how close of a friend Tony Katz is
he enjoys seeing me in pain. He he loves seeing
me uncomfortable.
Speaker 2 (03:50):
Not true, not true.
Speaker 1 (03:53):
This has me concerned in many ways, mostly for the show, right,
I gotta make sure that that's always doing all right.
Speaker 3 (03:59):
Well, I do feel bad that you know, here you are,
you're trying to light up your cigar, you know, to
give each rink, smoke nation, your thoughts, your impressions on
the first third of the stick. And I'm not there
to help you and to smoke a cigar because I can't.
Speaker 1 (04:15):
But that don't don't ever force yourself, which is key
and fundamental. This is a Cameroon wrapper that's done by
a roa broad leaf USA Connecticut broad leaf in of
the binder filler, and Honduras and Nicaragua. So this is
hey you, first of all, that's lovely, man, holy cow,
it's a mix of things. I love Cameroon, love Connecticut
(04:36):
broad leaf, love Honduras and Nicaragua.
Speaker 2 (04:40):
We're friends. We'll see how it goes.
Speaker 1 (04:44):
Excellent draw the wrapper itself. A little bit of oil
on this, but definitely bumpy. If you could take a look,
you can like see every single part of that right there,
every last little bit of this of this wrapper.
Speaker 3 (05:00):
But it's beat band too.
Speaker 1 (05:02):
Yeah, the band is in the in the purple and gold,
and it's called the Appointment. It comes in a bunch
of different batolls that it's a five y fifty robusto.
There's a six x fifty four toro as well, but
this is the gordo, a lot of half as you
can imagine in a sixty ring gauge. They will tell
you that it comes across as a medium on first puff.
(05:24):
Right here, I would think that they're accurate. Get your notebook.
What'd you eat today? What'd you drink today?
Speaker 3 (05:28):
Right?
Speaker 2 (05:29):
That matters?
Speaker 1 (05:29):
And the weather right now, fingers is right. The cold
has broken. We've gotten over forty degrees. It won't be
that way for long. It's not gonna be that way
for long. And we will see temperatures because it's the
Midwest that hit negative seventy two thousand.
Speaker 2 (05:45):
It's gonna be very, very chilly.
Speaker 1 (05:48):
But you want to take the cigar, break it up
at the thirds, yes, even a robusto at five inches long,
first third, second, third, final third? And what is the
flavors you're getting out of each third of the cigar?
Write those down in your notebook. What'd you eat, what
did you drink? That's gonna happen a effect on your palette.
And then when you try the cigar a month from now,
six months from now, whatever it is, you go back,
you do the same thing, and you check your notes.
You kind of get you through line. You're the idea
(06:09):
of where you are with the cigar.
Speaker 2 (06:11):
Um.
Speaker 1 (06:13):
This is unbelievably rich. There's a lot happening within this cigar.
It is rarely do I say that a cigar has
that bourbonesque kind of caramel going on in it, But
that's their fingers.
Speaker 3 (06:34):
Yeah, that's interesting. The other thing that I'm actually kind
of surprised that you have this in your human or
because this ring gauge is not something that you're normally into.
Speaker 1 (06:44):
I don't do sixties and I don't do robustos. Both
things are not my things. But what do we do here?
Fingers boy?
Speaker 3 (06:51):
We try new things, that's right.
Speaker 1 (06:53):
We do people's taxes incorrectly, we also try new things,
and so that's that's what this is for us. So
I have one for you waiting for you. There's a
little bit of caramel, There's a little bit of there.
There's definitely a seed going on, and I think those
two things are giving a very very unique richness to
(07:13):
this cigar right here.
Speaker 2 (07:15):
This is a it's a nice presentation.
Speaker 1 (07:20):
Now, I would rather have gotten this as a toro
and had six inches to work with and because that's
more of where my my.
Speaker 2 (07:26):
My palette goes into, more of my time goes. But
this from L ray Do Mundou.
Speaker 1 (07:32):
This is the appointment cigar fingers Willowy coming in at
eight dollars and fifty cents.
Speaker 2 (07:37):
And the answer is, I don't know yet. How would
I know?
Speaker 1 (07:41):
I just lit this up. My my knowledge base of
Lraya Mundeu is limited, and that's that's being kind. But
I love the fact.
Speaker 2 (07:50):
That a roa is connected.
Speaker 1 (07:52):
I totally dig the Connecticut broad leaf underneath. There's nothing
here that would ever keep me shying away. I want
to try every single bit of this.
Speaker 2 (08:04):
Now. I know you're not gonna be able to smoke
with me. Are you're gonna be able to drink with me? Fingers?
Speaker 3 (08:08):
Yes, yes I am. And unfortunately I do not have
honey for a hot toddy, so that's out the window.
But I do have a holiday classic that I will
be enjoying it in the second hour of the show.
Speaker 2 (08:23):
Is that a Jamoka shake from Urby's.
Speaker 3 (08:26):
No, it's not. But now you've got me door dashing
as we speak Jamocha shakes.
Speaker 1 (08:31):
You can't you cannot go wrong. Al Ray del Mundo,
we're doing the appointment cigar. There is drinking to be done,
and fingers will hopefully feel better. I tell you that
some things are not necessary.
Speaker 2 (08:50):
They're not.
Speaker 1 (08:51):
When I say they're not necessary, it's it's not that
you might not think them necessary. You may absolutely love it.
What I'm saying is you're wrong.
Speaker 2 (09:00):
It's totally not necessary.
Speaker 1 (09:01):
It's eat, drink, smoke. I'm Tony Katz. That is America's
favorite amateur drinker. Fingers molloy and fingers. They've got there
at at the news site there that you found all
about Amazon.
Speaker 2 (09:16):
It's about Amazon dot Com.
Speaker 1 (09:19):
Prime Video introduces a dedicated news destination for customers. Oh gosh,
I thought they were I thought they were getting into
the news business.
Speaker 2 (09:30):
I'm like, what the hell are we doing here?
Speaker 3 (09:33):
Why would they get? Amazon likes to be financially successful, right,
so who he needs getting into who needs getting into
the news business in twenty twenty five? So no, they're
gonna be like a hub Tony an aggregator. Perhaps, Yes,
they're going to offer several different networks their content. Geez,
(09:56):
you go over a lot of it, BBC News, five News,
you know, ABC News, CBS and so obviously it makes
a lot of sense, right, I mean, you're you're Amazon.
You don't want people leaving Amazon Prime to go somewhere
else to look at their content. You know. If you, oh, geez,
(10:18):
I want to know what's going on with the news,
I'll go over to the ABC app. Well, then you
get sucked into ABC's content. If you can keep all
that on Amazon Primes app, then it makes good business sense.
Speaker 2 (10:31):
But how I don't know how it works.
Speaker 1 (10:33):
If you are let's say, ABC, which is Disney, why
would you even let them aggregate your content?
Speaker 3 (10:40):
The only thing I can think of is h Amazon
paid them a pretty penny to allow that to happen.
I mean, Amazon's got deep pockets, right, They're throwing money
around everywhere. Oh yeah, it's the NFL coverage or you know,
they they they're a major player. So with some of
these networks that are struggling, why not see the handwriting
(11:02):
on the wall and let Amazon invest some money to
prop them up?
Speaker 1 (11:06):
As My mema always said bezos money is good money.
Speaker 3 (11:11):
Really.
Speaker 2 (11:12):
Oh yeah, used to say it all the.
Speaker 1 (11:14):
Time, all the time. Oh that mema of mine. I
miss her very much. Meanwhile, if people go to Amazon,
probably one thing, and that is for gifts and things
you don't need, and gifts you shouldn't actually buy people
because you don't like them.
Speaker 3 (11:29):
Anyway, you're not kidding. You know what I did the
other day? So I needed to pick up a quick Gosh,
what did I need? And I got it at Amazon,
and they I was three dollars short of getting the
free delivery. So you bought brand new car socks, picked
up some socks that you know, who doesn't need more socks?
(11:49):
When you're above the age of thirty. Below the age
of thirty, you get socks for Christmas. It's a disappointment.
After the age of thirty, you're thrilled. I spent seven
ninety nine on some athletic socks so I can get
free delivery. So I spent more. Uh, but at least
I got some socks out of it.
Speaker 1 (12:08):
Do you do you are you of the of the
of the persuasion where you wear socks around the house,
you barefoot around.
Speaker 3 (12:15):
The house, oh, socks around the house.
Speaker 1 (12:17):
Yeah, is that because you get cold or it's just
because you know you have very unattractive feet?
Speaker 2 (12:22):
And who needs that?
Speaker 3 (12:23):
I was a foot model in college, Is that right?
How dareusir make judgments about how my feet look when
you haven't seen them, and we're going to continue to
make sure you don't see them.
Speaker 2 (12:31):
Because you have said that because you have hideous feet?
Are you? Are you like one of these feet phobic folk.
Speaker 3 (12:38):
I don't understand the foot of the people who are intefeet.
Speaker 1 (12:42):
Oh you're not just talking about like okay with feet,
you're talking about like into feet.
Speaker 3 (12:47):
Yeah, like in yes, deep in, Yeah, I don't I'm
down to the arches. Yeah. I don't understand people that
like to get foot massages either. I don't understand that either.
I don't anybody touching my feet.
Speaker 1 (13:00):
I my wife, who is perfect, loves it, loves it,
loves it.
Speaker 3 (13:09):
Wait, loves rubbing your feet.
Speaker 1 (13:11):
No, no, no, she likes getting foot rubs, love loves
like And I'm not freaked out my feet, So I'm like, sure,
if you touch.
Speaker 2 (13:19):
My feet, I'm gonna have to explain to a judge
while I killed you.
Speaker 3 (13:22):
Yeah, see, thank you.
Speaker 1 (13:24):
And I'm going to look at the judge and I'm
gonna say, come on and immediately not guilty. Yeah, I'm
gonna be awarded damages.
Speaker 2 (13:35):
I I don't know how people do it.
Speaker 1 (13:38):
I get that some dungeon feet are tired, and I
get that you would you would like to be able
to stretch them out and get the get some relaxation
and kind of break up the tension, But then somebody
else has to touch them at that moment. I'm a
giggly school girl and I am in violent pain at
the same.
Speaker 3 (13:59):
Time miser experience. But you know, Tony, I say it
all the time. When your feet hurt, you hurt all over. Seriously,
I say that all the time. Is that what do Yeah,
that's for a commercial from the nineteen eighties. It always
stuck with.
Speaker 2 (14:13):
Me, thank you. But I'm glad I've.
Speaker 3 (14:16):
Said that I don't want anybody touching my feet.
Speaker 2 (14:18):
There are gifts.
Speaker 1 (14:19):
You probably get a foot massage over there at I'm now, wait,
can you go the foot massager?
Speaker 3 (14:24):
Yeah?
Speaker 2 (14:24):
That's different, stupid, right, It totally is.
Speaker 1 (14:27):
Yeah, Because my brother, the good uh doctor Katz got
me one and I was like, first of all, I
don't know where this was on sale, but thanks, And
second I tried it once, I'm like, okay, that feels good.
And then my youngest stole it. I've never seen it
again because my youngest is also fantastic kid.
Speaker 2 (14:45):
But wherever that kid's feet have been, I want nothing
to do with it.
Speaker 3 (14:48):
Well, but that's ridiculous because let's face it, he's in
the grand scheme of things. He's brand new, he shouldn't
need he should not need any kind of contraption to
help with foot pain. He's just breaking those puppies in.
Why on earth does he need to steal you your
foot massage machine? Oh my god, I would be outraged.
(15:13):
I fower you outraged, I tells you.
Speaker 2 (15:15):
Oh I just turned twelve colors of red.
Speaker 1 (15:18):
Oh oh, if you see the video this, I that
was as close to a heart attack. Because I'm going
to hopefully ever get anyway you can get a gift
f under one hundred dollars from Amazon. I'm trying to
tell this story for a month.
Speaker 2 (15:32):
Now. What do I have here on this list? Fingers molloy?
Speaker 3 (15:37):
Okay, First of all, the Stanley Quencher H two O
tumblr with handle and straw forty ounces, forty five bucks
on Amazon, Tony, this is a question that has plagued
men for decades. Drinking out of a straw out of
a tumbler? For a man, that's is that acceptable?
Speaker 1 (15:59):
Are you saying that you would not drink out of
this right here, fingers, my lawyer, Are you saying that
you wouldn't have yourself in in a nice coral color
or orange?
Speaker 2 (16:09):
The uh, the the the the.
Speaker 1 (16:11):
The quencher of of of choice here?
Speaker 3 (16:15):
If I could drink out of the lid, sure, but
a straw? Eh?
Speaker 2 (16:22):
All right?
Speaker 3 (16:23):
What about you? What do you? How do you feel
about the straw tumbler combination?
Speaker 2 (16:27):
Oh, it's ridiculous and you're a child, thank you. The
whole thing is is is nuts.
Speaker 3 (16:33):
What am I drinking out of that Caprice Sun? Is
that what I'm doing?
Speaker 1 (16:37):
Yes, fingers, you're drinking Caprice Sun out of that gosh.
Speaker 2 (16:41):
Uh?
Speaker 1 (16:41):
There they are also selling right here. I'll share with you. Uh,
they have got the what they call the Cussini or
is that especially like Cuisini flameless tabletop indoor marshmallow roaster.
So you can make this was at popular Mechanics dot com.
See you can make your own s'mores.
Speaker 3 (17:02):
Or you can make friends with your local fire department
right immediately.
Speaker 2 (17:08):
That's not a gift. That's a hey, I forgot about you.
Here you go.
Speaker 3 (17:15):
That is a regift.
Speaker 2 (17:18):
Yes, that is the fruitcake of gifts, eat.
Speaker 1 (17:26):
Drink smoking is your cigar bourbon food, the extravaganza on
Tony Katz. And that is an unhealthy fingers maloy suffering
from the creeping crud, a chest cold that prevents him
from enjoying a fine cigar fingers How are.
Speaker 3 (17:41):
You right now? First of all, evergreen with unhealthy fingers maloy,
But it actually has to do with some sort of
virus or bacteria or whatever else it could be. But anyway,
it's in my chest and it's not going away. And
you said, and rightly, so I understand I gave you
a crap a little earlier. But who needs someone coming
(18:02):
into your studio coughing all over the place, right on,
all over your stuff? So no, I'm fine. The only
thing that stinks, though, is I'm not able to enjoy
this cigar that you are.
Speaker 2 (18:13):
Yes, the lray de mundo, this is the appointment.
Speaker 1 (18:17):
There's actually a little bit of spice that is building
up on this doing this in the Gordo A five
by sixty. Absolutely not my my ring gauge, Absolutely not
my size. Man, this is a very very worthwhile bit
of cigar. There is more heat on this than I expected.
(18:38):
It started with this caramel and this seedar, and the
cedar is now getting spicier and that's hitting the like
the side of the of the throat. It is smoking beautifully.
Speaker 2 (18:51):
It is not the.
Speaker 1 (18:53):
Prettiest cigar, I will not lie. It's not the prettiest
wrapper at all. But at eight dollars and fifty cents
a stick, allow me to say, yes, right now, I
think people are gonna flip over this. I I've got
another one for you. I'm trying to remember where I
bought it. I don't one hundred percent remember right now.
(19:15):
Oh wait, now I do, Now I do. I got
these here in Indianapolis town called Fishers, at a cigar
lounge called Cigar Haven is where I got them. Um,
this is this is gonna make some people's lists. Here's
there's a there's a nice smoothness going on. That spice
(19:35):
is built up in it in a very very joyous way.
It is medium body. Yeah, let me say it again. Yeah,
this is all right. Fingers wointed.
Speaker 3 (19:50):
Now forgive me if you you already explained this and
I just missed it because I'm under the weather. And
that's what I'm going to blame everything on if I
make a mistake last week. Does that come in another vatola?
Speaker 1 (20:01):
Yeah, So you can get this as a robusto five
by fifty. You can get this as a toro as well,
which I think is a six by fifty. I think
they do it as a fifty four. Yeah, six by
fifty four, which I would love to see this cigars
at six by fifty four. I cannot wait to try.
Speaker 2 (20:20):
This is impressive.
Speaker 3 (20:22):
Are you surprised at how much the spice is picking
up on that?
Speaker 2 (20:27):
I am. I am surprised that there is spice on
it right that.
Speaker 1 (20:34):
I think that more than anything else, I'm surprised there's
a level of spice in the slightest l Ray del Mundo, Cameroon,
A rapper coming out of Honduras, Connecticut. Broad leaf there
in the binder. Ecuadorian in Nicaraguan. Oh, it's Ecuadorian in Nicaraguan.
Wait a second, I know it's it's nick Honduran and
Nicaraguan in the filler.
Speaker 2 (20:56):
Is the way I have this.
Speaker 1 (21:00):
Oh, I take that back, that's wrong. It's Ecuadorian Nicaraguan.
I apologize as.
Speaker 2 (21:05):
I'm a little bit surprised by the level of spice here,
but it's being balanced nice. This is a.
Speaker 1 (21:13):
If the spice continues to pick up, the cigar is
going to give me an issue. But at this stage,
right now, there is a lot of good happening for
eight dollars and fifty cents.
Speaker 3 (21:27):
It's crazy, Yes, it's crazy. That's well, I'm good. I'm
hoping that it will you'll continue to enjoy it and
it won't be off putting as you get into the
second third and the final third of this.
Speaker 2 (21:41):
You have any get out, I can get a box.
Speaker 3 (21:45):
Well, get through that one first before you decide to
get a box. But uh, that's that's good. I mean,
we've we've talked about this for a long time, how
it's getting harder and harder to find that kind of
stick under ten. So at eight fifty, that's that's wonderful
to hear.
Speaker 1 (22:04):
I will pick up some toros. I will get some
toros and see what we could do with that. But
it's time fingers maloy for news of the week.
Speaker 3 (22:11):
So you know, Tony, we have been documenting the problems
over at Spirit Airlines now for quite some time. It
feels like it's been a couple of years now. They've
transferred Spirit Airlines the Chicago airport gates to American Airlines
for thirty million dollars.
Speaker 2 (22:29):
Does that seem like a lot to you? Thirty mili?
Speaker 3 (22:34):
I wondered if it was enough. Well, but it's only
according to Reuters, it's only two airport gates to American Airlines,
So maybe, yeah.
Speaker 2 (22:49):
But it's gate space. Now. Wait, so Spirit O'Hare or
Spirit Midway, So.
Speaker 3 (22:58):
It's O'Hare International Airport.
Speaker 1 (23:00):
Okay, so you have two more slots at one of
the busiest airports in the world.
Speaker 2 (23:07):
Like, okay, you know what, I'm totally wrong.
Speaker 1 (23:09):
I'm thinking of this as Spirits basically having a fire sale.
They're out of business. They're lucky to get anything. This
is prime real estate. It's like buying a liquor license.
I assume that's the way it works. Two more spots,
how many flights is that per day? How many options
is that per week, per month? And the dollars just
you know, generates itself, and especially for a place like
(23:32):
American because O'Hare I believe is a United hub, So
this I think gives American some more opportunities that way.
Speaker 3 (23:40):
Yeah, I believe it isn't Midway Southwest.
Speaker 1 (23:43):
Yes, Midway is Midway is all Southwest. It's great, it's
a fine airport. It's interesting because my first reaction was.
Speaker 2 (23:53):
Thirty million dollars.
Speaker 1 (23:55):
It's yeah, who is who's giving Spirit Airlines thirty million dollars?
Speaker 2 (23:59):
No? No, no, the buy in real estate.
Speaker 3 (24:01):
Yeah, this is part of of its network optimization. Spirit
determined it no longer needed all four preferential gates at
Chicago O'Hare International Airport, but it will retain two gates
while assigning two gates to American airlines, so Spirit will
still have a footprint at O'Hare, according to Reuters. But
it's interesting because I was looking to fly down to
(24:23):
Florida Fort Myers and Spirit used to from I was
looking for a flight from Indianapolis. Used to offer flights
from Indianapolis directly to Fort Myers, and that no longer exists,
apparently because I looked and I could not find anything
from Indianapolis to Fort Myers through Spirit.
Speaker 1 (24:43):
I'm not here to bad talk to them, even though
we did have that bad flight. I'm saying that to
play to get on a flight, to buy a ticket
on Spirit Airlines is to play a See. I was
gonna use an expression, but I think I'll get in
trouble if I used the expression. I was gonna say,
(25:05):
it's flight Russian roulette.
Speaker 2 (25:08):
But you wouldn't go that far, right.
Speaker 1 (25:10):
But the issue is whether or not you're there's gonna
be a plane, not whether you're gonna get hurt on
the plane. So and so I was like, I shouldn't
use that one. So I said it, but you now
know where I was coming from.
Speaker 3 (25:20):
So my question to you is, you know, I just
mentioned that I was looking to fly to Florida in
December and looking to Spirit and it wasn't there. Without
naming the airline that you are, said you were flying
to Las Vegas for the holidays. Uh, you know the
flight that we took that we complained about on Spirit
(25:41):
Airlines was a was a Las Vegas flight?
Speaker 2 (25:44):
Yeah?
Speaker 3 (25:44):
Returned. So did you happen to notice was were there
flights available through Spirit Airlines Las Vegas? I did not
even check, and I'm tapped out on Spirit altogether.
Speaker 1 (25:57):
Oh yeah, I'm all Oh, tacking out as fast as
I can.
Speaker 2 (26:02):
Absolutely no.
Speaker 1 (26:04):
I I ended up taking, against my better judgment southwest
to Vegas because it was NonStop, and to find a
NonStop flight these days is impossible. It drives me nuts.
I'm going with the family, so I'm like, all right
with them. I could be next to them. It's it's
totally fine, it's it's good, it's it's no problem. It's
(26:25):
not my first class once. But I I have learned
to suffer like a common man.
Speaker 2 (26:34):
For family.
Speaker 3 (26:35):
I don't use the word hero very often to I'm
not gonna use.
Speaker 2 (26:41):
I will go get my cake. You're not wow, But.
Speaker 3 (26:45):
So did you have to pay for luggage and seat
assignment with so.
Speaker 1 (26:48):
There's there's no seat assigmon check that's not coming till
that's not coming till January. Now, I just bought my
tickets and got my preferred boarding and give me my
drink tickets that I won't use.
Speaker 2 (26:59):
It's just gonna be that easy.
Speaker 1 (27:05):
I often question exactly how much it's going to take
me to retire? What is the money that you need?
And it's why you need to be listen. Don't take
investment advice from me. Don't take investment advice from Fingers Maloy.
If you're young, invest If you live differently than your
friends now, you'll live differently than your friends later, which
(27:26):
means you won't go out to every bar, you won't
go to every sporting event, you won't got to every concert.
You'll keep your money growing and compounding, and you will
end up better off than everybody. It's Eat Drink Smoke.
I'm Tony Katz. That is America's favorite amateur drinker Fingers Maloy.
Find everything at Eat Drinks Smoke show dot com, find
us on your favorite podcast platform and looking up for
(27:47):
us at all the social media's there. Just look for
Eat Drink Smoke on x Go, Eat Drink Smoke and
on Instagram, Eat Drink Smoke Podcast.
Speaker 2 (27:57):
Fingers. There's a story that.
Speaker 1 (27:59):
You found over there at Yahoo Finance, whereas I believe
where you get all your.
Speaker 3 (28:05):
Financial news absolutely Yahoo and MySpace.
Speaker 2 (28:09):
Nice.
Speaker 1 (28:10):
The average American sixty five years of age and up earns.
Speaker 2 (28:15):
An annual income.
Speaker 1 (28:18):
Of sixty five thousand, four hundred and sixty eight dollars,
So am I to take that as that's like a
pension kind.
Speaker 3 (28:25):
Of pay either that or average out whatever they've saved
for retirement. You know, whether it's mandatory withdrawals out of
their retirement account and whatever extra that they plan, that's
my guest.
Speaker 1 (28:36):
So according to this which is from the Federal Reserve
Bank of Saint Louis twenty twenty three, which is the
latest data, right, a couple of years trailing, does group
spends out of the sixty five thousand, four hundred and
sixty eight sixty thousand, eighty seven yearly four thousand, six
hundred and twenty two dollars a month. So another way
(28:58):
to look at this is that the average retired American
needs forty six hundred dollars a month to survive. Now,
I'm going to assume that is a single person, not
a couple, and that according to a survey of consumer finances,
(29:21):
the average American between the ages of sixty five and
sixty nine has about two hundred thousand dollars.
Speaker 2 (29:28):
In retirement savings. Okay, this is a hard conversation.
Speaker 1 (29:36):
That is not a lot of money, And I don't
want to be the person who's talking about people who
are in this situation and go at them. That's not
my interest. I'm not doing that.
Speaker 2 (29:53):
That's you.
Speaker 1 (29:54):
You are still working with if that's what you have
in the bank, that is a hard one to make stretch. Yeah,
and people are gonna be like two hundred thousand dollars
because it sounds like money.
Speaker 2 (30:07):
It's it's not two.
Speaker 1 (30:09):
Hundred thousand dollars invested. How throwing you off what? And
the real question is what are you spending on between
now and then? And I speak as a guy who
lost everything in the downturn of two thousand and eight
two nine, twenty ten. I lost everything I owned. I
had to give up the house that we had in Florida.
(30:30):
That I mean, that's a house I we We've talked
about this before. We could have still lived in five bedrooms.
It had three bass at a pool. It was in Tampa.
Great place, great place. Could have raised the kids there,
you could have you could have come and gone for
gone for a dip fingers, fantastic. But then we moved
(30:51):
to California and we rented out the place and everything
went to hell and a ham basket in that in
that downturn.
Speaker 2 (30:57):
Uh.
Speaker 1 (30:57):
And we still I mean, I I speak very honestly.
We worked it out and there was some money owed
and we just every month, every month, we send a
check and take care of our debts right like a lanister.
We're taking care of our debts since that time and
rebuilding my entire life, which which I mean were you
(31:20):
saw it happened, fingers, You saw every bit of it
take place. The levels to which I don't live above
my means is exceptional. And I listen, I'm not afraid
to spend. You've heard me talk about cigars and other things.
I don't buy the big fancy house.
Speaker 2 (31:40):
I don't have. I don't do any of that stuff.
Speaker 1 (31:45):
I don't know what people spend their money on, and
I don't know how people get to a certain age. Listen,
bad things happen and you fight through it, and what
matters is you got through the other side. As long
as you're through the other side and you worked toward that,
you can then rebuild to some level and be like,
you know what, this all happened and here I'm at now.
(32:06):
But if you haven't thought about it, and that's not
something that's going on in your life, what are you doing?
I mean, that's a long winded way of me getting
to this point. What the hell are people spending their
money on? That If at the age of sixty nine,
with no necessarily damaging things that took place in life,
because it can happen that nothing bad happens.
Speaker 2 (32:28):
What were you doing?
Speaker 1 (32:29):
That's the part the boggles of mind.
Speaker 2 (32:32):
Am I being crude?
Speaker 3 (32:34):
No, We've talked about this a lot where first of all,
when you graduate from high school, there is no real
financial literacy for American people. There just is not. They
don't give you any kind of training on how to
even And I know this sounds totally old man screaming
at the cloud, but balance a check book. Let alone
(32:57):
think about retirement because you mentioned it early or time
is your best friend. It really you can somehow figure
out a way to sock away a bunch of money
in your twenties and just let time take care of
things for you. You won't be in a situation where
you have just two hundred thousand dollars in your late
sixties for retirement. And we're not.
Speaker 1 (33:17):
And for the record, again, neither one of us are
financial planners, and neither one of us did it right,
but we're both we in this conversation it is about
admitting it like we didn't do it right.
Speaker 2 (33:29):
We both are are.
Speaker 1 (33:30):
You know, if we had known, if we had had
the advice if we were smarter, and so we both
spend a lot of time engaging this with our kids. Yeah,
in an aggressive way, because if we can set them
up better, then okay we can break the tam right,
we could break the cycle here. And so much of
this is psychological. You don't need the new thing, you
(33:54):
don't need the biggest thing. You don't need that thing
because somebody else got the thing. You have to ask
yourself what is it that you're trying to do? What
is it you're trying to get accomplished? And trust me
when I say there is something very joyful about the first.
Speaker 2 (34:12):
Of the month coming.
Speaker 1 (34:13):
You sit down, you pay the bills usually you know,
old school, right the check. Now you're just doing everything online. Yeah,
and then you're done. You're like, I'm gonna go have lunch.
Speaker 2 (34:21):
Without a care.
Speaker 1 (34:23):
There are no worries here because you decided to live
right over here. And other people are in debt up
to their eyeballs and they're house poor and there's nothing
worse than being house poor.
Speaker 3 (34:36):
How much of this do you think? And you know
how much I love to blame social media for everything.
Speaker 1 (34:42):
Oh, this is marketing issues, This is going back long
before social media. People want immediate gratification. There's no understanding
of the of the value of sacrifice.
Speaker 3 (34:54):
I mean, making it worse. The whole idea of keeping
up with the Joneses and seeing all these influencers doing
all these fun things, and you see yourself going to
work every morning, coming back home and feeling guilty about
buying your five dollars coffee. So you decide, well, the
heck with it, yolo. You know, the young people think, well,
(35:15):
climate change is going to destroy the planet anyway, why
should I worry about retirement? And next thing, you know,
you have next to nothing for retirement.
Speaker 1 (35:24):
The coffee thing that I've seen from the people I
work with in radio, the amount of money they spend
at a Starbucks like place is mine. It's mind boggling
how this happens, how they how this works, why they
think that this is somehow good or smart or valuable.
(35:47):
They've never done the math, They've never added it up.
It's hundreds of dollars a month. You could do one
Starbucks a week, put the rest, put the rest of
it in the savings, just matching the dow and.
Speaker 2 (36:03):
My rest is history. Just let it grow, bitch.
Speaker 3 (36:07):
The amount of people who spend that kind of money
on Starbucks coffee that that could be your used car payment. No,
not a new car payment. We talked about it. People
are spending seven eight nine, one hundred thousand dollars a
month on new car payments, a used car payment.
Speaker 1 (36:24):
You know, you and I have not talked about the
fact that I am now and I won't explain why
I'm now in the market for a car. Nothing happened
on no accidents or anything. I'm now in the market.
Oh and I'll give you know, I can't even give
the quick story. I'll give it to you. On the
other side, We've got much more.
Speaker 2 (36:42):
Keep it here. This is eating smoke.
Speaker 1 (36:43):
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Speaker 2 (36:49):
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Speaker 1 (36:51):
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vacuum pack, ready to go. They are a farm right
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Speaker 2 (37:09):
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Speaker 1 (37:11):
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decide how you want it cut, you decide the thickness.
I actually got the call from the butcher yesterday. Got
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I'm ready to go. I'm telling you I'm gonna have
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The Burden
The Burden is a documentary series that takes listeners into the hidden places where justice is done (and undone). It dives deep into the lives of heroes and villains. And it focuses a spotlight on those who triumph even when the odds are against them. Season 5 - The Burden: Death & Deceit in Alliance On April Fools Day 1999, 26-year-old Yvonne Layne was found murdered in her Alliance, Ohio home. David Thorne, her ex-boyfriend and father of one of her children, was instantly a suspect. Another young man admitted to the murder, and David breathed a sigh of relief, until the confessed murderer fingered David; “He paid me to do it.” David was sentenced to life without parole. Two decades later, Pulitzer winner and podcast host, Maggie Freleng (Bone Valley Season 3: Graves County, Wrongful Conviction, Suave) launched a “live” investigation into David's conviction alongside Jason Baldwin (himself wrongfully convicted as a member of the West Memphis Three). Maggie had come to believe that the entire investigation of David was botched by the tiny local police department, or worse, covered up the real killer. Was Maggie correct? Was David’s claim of innocence credible? In Death and Deceit in Alliance, Maggie recounts the case that launched her career, and ultimately, “broke” her.” The results will shock the listener and reduce Maggie to tears and self-doubt. This is not your typical wrongful conviction story. In fact, it turns the genre on its head. It asks the question: What if our champions are foolish? Season 4 - The Burden: Get the Money and Run “Trying to murder my father, this was the thing that put me on the path.” That’s Joe Loya and that path was bank robbery. Bank, bank, bank, bank, bank. In season 4 of The Burden: Get the Money and Run, we hear from Joe who was once the most prolific bank robber in Southern California, and beyond. He used disguises, body doubles, proxies. He leaped over counters, grabbed the money and ran. Even as the FBI was closing in. It was a showdown between a daring bank robber, and a patient FBI agent. Joe was no ordinary bank robber. He was bright, articulate, charismatic, and driven by a dark rage that he summoned up at will. In seven episodes, Joe tells all: the what, the how… and the why. Including why he tried to murder his father. Season 3 - The Burden: Avenger Miriam Lewin is one of Argentina’s leading journalists today. At 19 years old, she was kidnapped off the streets of Buenos Aires for her political activism and thrown into a concentration camp. Thousands of her fellow inmates were executed, tossed alive from a cargo plane into the ocean. Miriam, along with a handful of others, will survive the camp. Then as a journalist, she will wage a decades long campaign to bring her tormentors to justice. Avenger is about one woman’s triumphant battle against unbelievable odds to survive torture, claim justice for the crimes done against her and others like her, and change the future of her country. Season 2 - The Burden: Empire on Blood Empire on Blood is set in the Bronx, NY, in the early 90s, when two young drug dealers ruled an intersection known as “The Corner on Blood.” The boss, Calvin Buari, lived large. He and a protege swore they would build an empire on blood. Then the relationship frayed and the protege accused Calvin of a double homicide which he claimed he didn’t do. But did he? Award-winning journalist Steve Fishman spent seven years to answer that question. This is the story of one man’s last chance to overturn his life sentence. He may prevail, but someone’s gotta pay. The Burden: Empire on Blood is the director’s cut of the true crime classic which reached #1 on the charts when it was first released half a dozen years ago. Season 1 - The Burden In the 1990s, Detective Louis N. Scarcella was legendary. In a city overrun by violent crime, he cracked the toughest cases and put away the worst criminals. “The Hulk” was his nickname. Then the story changed. Scarcella ran into a group of convicted murderers who all say they are innocent. They turned themselves into jailhouse-lawyers and in prison founded a lway firm. When they realized Scarcella helped put many of them away, they set their sights on taking him down. And with the help of a NY Times reporter they have a chance. For years, Scarcella insisted he did nothing wrong. But that’s all he’d say. Until we tracked Scarcella to a sauna in a Russian bathhouse, where he started to talk..and talk and talk. “The guilty have gone free,” he whispered. And then agreed to take us into the belly of the beast. Welcome to The Burden.