EP051 - Christmas is coming, Don’t Get Into Debt For Christmas

Christmas is coming and it is the most expensive times of the year with so many pressures on your finances. Things like not wanting to disappoint your children on Christmas day because they want everything they have seen or trying to keep up with friends and relatives more expensive gifts. The sensible thing to do is to set out a budget for Christmas one that you can afford without having to borrow money. Cut your cloth according to your means and stick to this budget with zero exceptions. If you can't do this on your own because know that without accountability you won't have the will power to stay within your budget, then contact me I can help you through Christmas with my alternative coaching style.