Navigating investor mistakes and lending strategies amid market shifts

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with Eva Loisance from Finni Mortgages and Sam Gordon from the School of Property to discuss common investor mistakes and effective strategies in the ever-changing property market.

The trio start the discussion with how the proposed tax changes and reduced deposit requirements for first home buyers will influence property prices.

A key focus of the conversation is around lending, from the tax deductibility of investment debt to the importance of using knowledgeable brokers.

Eva points out that mistakes like cross-securitisation and choosing lenders based solely on interest rates can hinder long-term growth. 

The trio reminds investors that while leveraging equity and balancing cash flow with growth deals are essential for sustainable portfolio building, regular portfolio reassessment is crucial given constant policy shifts in the lending landscape. 

Additionally, they recommend that investors keep educating themselves and deepen their knowledge through platforms like the School of Property, which helps avoid pitfalls and make informed decisions. 

Ultimately, the trio believes success lies in strategic planning, learning from setbacks, and building the right expert team.

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