That's a conundrum that's kept politicians and central bankers awake at night for years. Now there's a new plan. Rachel Reeves unveiled a push for bigger mortgages this week, with the backing of the Bank of England, financial watchdogs, banks and building societies?
Protections in place since the credit crunch-induced crash will be swept away.
Are we forgetting the lessons from the financial crisis or adjusting the rules to meet a world that's different?
On this podcast, Georgie Frost, Tanya Jefferies and Simon Lambert talk bumper mortgages and what next.
Plus, the Chancellor has more plans, to get people investing, support the stock market and fire up the economy, will they work?
As the FTSE 100 flirts with a close above 9,000, is it time to buy British?
And what do you need to know about paying inheritance tax rather than the usual topic of avoiding it?
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