Episode Transcript
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Speaker 1 (00:00):
Word.
Speaker 2 (00:01):
It's a fresh show. It's Kiki's court, all right, the
honorable Judge Kiki is here. Take it away.
Speaker 1 (00:08):
All right, let's step into the courtroom. The gavel has
been hit. It says, Hey, Kiki, my name is Gary.
I'm a longtime Fred show listener, so please take my
case to the team.
Speaker 3 (00:18):
Well, Gary, that's what we're gonna do.
Speaker 1 (00:20):
It says, about eight months ago, I loaned my sister
five thousand dollars because she was going through a nasty
divorce and needed some help. She promised me that she
would pay me back within ninety days after she received
her settlement check. I tried to be patient and waited
six months before I had to ask her about paying
me back. She gave me a sob story about having
to pay for my niece's summer dance camp, and she
(00:42):
said she can only pay me back five hundred dollars
for now, so I agreed to take whatever payment I
could get. Well, when she sent back the payment, to
my surprise, she sent the full five thousand dollars. I
was pleasantly surprised, but then I started getting all of
these texts from her saying that she made a mistake
and added an extra zero and sending me the money.
She asks that I sent her back forty five hundred
(01:04):
dollars because that was all the money she had. Apparently
it took me a while to respond, but I told her, no,
I need my money, and clearly you had it the
entire time.
Speaker 3 (01:13):
Am I wrong? No?
Speaker 2 (01:16):
No?
Speaker 3 (01:17):
Whoa geary?
Speaker 4 (01:18):
Now? First of all, where you go? First? The Kiki's court?
Speaker 1 (01:20):
Yet, I mean, I'm glad you're excited, Gary, because I
feel upset about this. Like, first of all, I don't
know my family money. I try to avoid that at
all costs. Okay, I don't want to interrupt whatever is going.
Speaker 3 (01:33):
On in your life. It's a lesson to be learned there.
Speaker 1 (01:35):
If you need to borrow some money, and there are
a lot of payday loan stores out here for you, Okay,
they'll even take your car thing and give you some money.
You can write us a letter and Amy you'll give
you a thousand dollars. So, I mean, it's a lot
of options before you call me and ask me for
some money.
Speaker 3 (01:47):
So that's the thing. One thing.
Speaker 1 (01:49):
Two, what are your priorities that you're you're paying for
a dance camp when you don't have any money? No,
there's YouTube. She can dance at home with miss Rachel.
You do not need to be paying five or whatever
you're paying.
Speaker 4 (02:02):
Yeah, Danny go is free.
Speaker 1 (02:04):
You don't have any money, but you're paying for dance. Kevin, Now,
I have to wait to get my money back. Oh,
absolutely not. And then you accidentally send me my money back,
and then you want me to send you back my money.
That makes sense, Gary, get the money and block your sister.
Speaker 3 (02:20):
I'm sorry. I'm sorry, Jason Block and I.
Speaker 2 (02:24):
Would argue anytime you loan money, I think, especially to
family and friends. If you're loaning money to family and friends,
I think you got to just assume that's a gift.
Speaker 4 (02:36):
You got it.
Speaker 2 (02:36):
You have to be in your mind prepared that you're
not going to get the money back. It's not that
you shouldn't get the money back. You should, But what
I'm saying to you is that unless you're willing to
be in this situation where you're willing to potentially lose
a family member or a friend over money, then I
think you have to give the money, assuming you'll never
get it back, and if you do, then good for you.
(02:59):
Now again, if you borrow money, you should pay it back, yes,
but as the lender. The reason that I don't loan
anybody money like Kiki is for that reason. I'm not
willing to lose my friend. And by the way, if
I lose a friendship because I'm not giving you five
thousand dollars, and I guess it weren't that good of
friends anyway. But unless I got five thousand dollars to lose,
then I don't have five thousand dollars to give exactly.
Speaker 3 (03:21):
Yeah, I think that's a smart way to do it.
Speaker 1 (03:23):
And you know, sometimes there's a few people in my
life who like I'm like, they ex for some money
and I'm like, you know what, I know I'm not
getting it back, and I really don't want to deal
with you.
Speaker 3 (03:31):
So let's just end this.
Speaker 1 (03:32):
Let me give you the money. I know that I'll
never hear from you again, so let's just make it.
Speaker 4 (03:36):
I'm paying you to go away.
Speaker 1 (03:37):
I'm paying you to go you know, I know I'm
not getting my money back, So that works in that case.
But other than that, you really have to think in
the mindset like can I live without getting this payment back?
Because people have so much audacity that they will borrow
money and then make you feel like you the broke one.
Speaker 3 (03:52):
Yeah with your money back.
Speaker 4 (03:54):
Yeah.
Speaker 2 (03:55):
Well that's like if you ever loaned anybody money and
then they say they can't pay you back. But then
you see thanks to like social media, Facebook or whatever
that's likes everywhere, or they just bought a new car
or something, and granted I loaned you the money. I
don't really get to necessarily say what you do with it,
(04:15):
but I do have a say on whether you pay
me back or not. And it sounds like if you
got money for a new car, you got money for
this or that, or in this case, if you've got
five thousand dollars, then you should have given it to
me because you owed it to me.
Speaker 4 (04:27):
Go get it off somebody else.
Speaker 2 (04:29):
Now, I'm not sending it back, especially if I'm already
not being told the truth. Like you could say, look,
I have five thousand dollars, but I need five hundred
of it for this thing that I promised my daughter.
So I'll give you forty five hundred now, and I'll
owe you five hundred. Not this thing where I had
the money, I send it to you. Now, you got
to send it back to me. No, because what I'm
(04:49):
saying is I don't think I'm ever going to get
the money back from you exact because you already aren't
telling me the truth about the resources that you do
or don't have.
Speaker 1 (04:57):
And you want to make a deal about how you
want to pay me back Mama, Like you know, I'm
gonna pay for this dance camp, but then I'm gonna
take care of you eventually.
Speaker 3 (05:04):
Like no, that's not how this worked out.
Speaker 1 (05:05):
We were supposed I was supposed to get my money
back within ninety days, and now it's six months later
and you're telling me you can only give me five
hundred dollars, but really you have five thousand in that account.
Speaker 2 (05:15):
It wouldn't have come through if you're like, yeah, I
did enshoede you interest exactly on the fact that you
were when them three months late, right eight three five?
Speaker 4 (05:25):
What say you? Is the jury chase?
Speaker 2 (05:26):
You got a look on your face, Jason, You just
you're the bleeding heart in here.
Speaker 4 (05:30):
You're gonna be like, oh, they can have it.
Speaker 5 (05:32):
And I would never ask for my money back, Like, hey,
I don't have any money, so no one is asking
me for money. But if someone did, I would never
be like, Okay, it's turning to pay me Like, that's
just not especially your sister, Like, come on with you said, Fred,
that's a gift.
Speaker 6 (05:49):
That's how I look at it.
Speaker 5 (05:51):
And to like chase your sister down to get the
money back is wild, especially after she asked for it back,
like she needs to give it.
Speaker 4 (06:01):
Back to her.
Speaker 2 (06:01):
You're assuming that, well you're not. But the assumption is
that the giver has all this money to give. Yeah,
you know, maybe the sister or the brother in this case, Gary, right,
maybe maybe he didn't have the five thousand to give,
but he knew she needed it, so he did it
and was like, well at least i'll get it back
in ninety days, you know, and he hasn't. So we're
(06:21):
assuming that just because he had the five to give,
that he's got all this money and he doesn't need it.
We don't know that maybe he really needed the money
and he was just willing to, you know, cut it
close because he knew she needed the money.
Speaker 6 (06:33):
Yeah, well they're both broke so.
Speaker 4 (06:37):
Together.
Speaker 5 (06:39):
I would rather that be my life than like have
to hound a relative to give me my I would
just once it's out the door, I'm like, all right,
it's out the door.
Speaker 2 (06:46):
Oh my god, i do think that's the mentality you
have to have though, otherwise this is what happens. You know,
you get all slighted because you this person. You know, again,
what's more important to you the money or the relationship
with family? And if the relationship, and again, do you
the other person should be saying the same thing.
Speaker 4 (07:03):
That's what I'm saying.
Speaker 2 (07:04):
But again, I think if you're not willing to find
yourself in this situation, then the answer is she says,
I don't loan money to anybody, which is me. I
don't loan money to people I owne borrow money from people.
I just don't. I just don't.
Speaker 7 (07:15):
Yeah, I used to borrow money, and then I learned
the hard way because I'm the one chasing people down.
So you're right, I don't have money to give, but
if I did, I would not loan it. However, though,
if you come to me and I'm nice enough to
help you out, you should be very nice enough to
pay me back.
Speaker 3 (07:28):
And I'm not even charging you interest.
Speaker 6 (07:30):
Oh, she definitely should.
Speaker 5 (07:31):
I just don't see a life where like you should
be chasing your relative down.
Speaker 3 (07:35):
You shouldn't be chasing anybody.
Speaker 6 (07:37):
She should definitely pay it back. But it's her brother,
like just kind of let it.
Speaker 2 (07:41):
Fly, Ariana, Oh, good morning. Wait it was a brother
that loaned the money, wasn't it.
Speaker 1 (07:47):
Ye, Gary loan the money to his sister because she
was going through a divorce. She needs a get this
settlement checked from that divorce r paying that.
Speaker 2 (07:54):
She seems to have enough money. Yeah, Adriana, what do
you think? What set you in Kiki's cord?
Speaker 4 (08:00):
Okay?
Speaker 8 (08:00):
So I think that if she really needed the money
back after giving him when she owed him, she should
at least explained to him why, or at least like, hey,
can at least get a half back and I'll give
you a half later on, because I'm going to tux
to greet that right now with my sister, she sent
me money. We have an agreement. I gave pay her
back to a few hours a month, and so we're
paid in full and I pay her every month. So
she should be there at least to explain them why
(08:22):
she needs the money. So or you know what I mean,
It said, oh, I made a mistake, I want all
my money back. No, she should be like, oh, well,
they at least get half back and explains why she
needs it back.
Speaker 4 (08:32):
I don't know.
Speaker 2 (08:33):
I got to be honest, like, if it if it
had been within the ninety days, maybe, But the fact
that you're already three months late, you're lying to me
about how much money you do and don't have the
odds of him ever seeing it again are not very
good at this rate. So if he's got the money, right,
he needs to keep it.
Speaker 4 (08:49):
That's one hundred for sure.
Speaker 2 (08:51):
Yeah, And if he doesn't want his niece or nephew
whomever to lose out, then on his own. I suppose
he could pay for the camp if he wanted to,
because at least then he's only on five hundred as
opposed to forty money.
Speaker 8 (09:02):
What I mean, Yeah, then she should explain it to me, like, hey,
can they at least help me pay for my daughter's
camp and then keep the money, like, at least talk
about it. Like my sisters when I fix them, we
are fair.
Speaker 4 (09:12):
We try to help each other. We don't never try
to do that.
Speaker 8 (09:15):
But I understand what's with your brother why I want? Yeah,
just explain to them, and I bet.
Speaker 2 (09:20):
You could be willing to help maybe, well, I don't know,
maybe anymore, thank you for the k me You're welcome. Yeah,
maybe for the niece.
Speaker 4 (09:27):
Have a good day. Yeah, I don't know, Sarah. How
you doing, Hey, I'm good. How are you, Sarah? Good morning?
Speaker 2 (09:33):
What say you?
Speaker 4 (09:33):
Ki's cord?
Speaker 3 (09:35):
Hey, good morning. So here's my thing.
Speaker 9 (09:38):
Earlier you had mentioned if if I bone you money,
I have no right to tell you what to use
it for it Like, guess the heck you do? If
I bone you money, it's for a reason. If you're
asking me for money, it's for a reason. You can
use my money for that thing, or you can go
somewhere else for it.
Speaker 4 (09:54):
Yeah, that's fair.
Speaker 2 (09:55):
And again people are arguing with me about the I'm
just saying for me, if I am going to give
someone I care about money, I need to be prepared
that that relationship outweighs my needs to get that money back,
in my opinion, because otherwise, this is where you find
yourself and you have a right to be frustrated. You
have every right to ask for your money back, you
(10:17):
have every right to have a feeling about it. But again,
I feel like if you can't just be like, all right,
I really love this person and I maybe someday I'll
get it back, but my relationship with them matters more.
Speaker 4 (10:27):
If you can't say that that. I don't know if
you should give the money to begin with.
Speaker 1 (10:32):
That makes sense, Yeah, but it's so said that all
of the responsibility seems to fall on the lender. Like
I have to make in my mind, like if this
person doesn't pay me back, I have to remain the same.
I have to control my emotions. I can't chase them down. Like, Bro,
if you ax me.
Speaker 3 (10:47):
For money with me, what'd you say?
Speaker 9 (10:50):
Yes, you promised me that you would give me that
box my money within ninety days of you receiving your settlement,
and now it's my responsibility to come to you.
Speaker 2 (10:58):
Heyah, I shouldn't be in that position as the lender.
Don't make me beg I helped you. Yeah, I agree,
Thank you, Sarah, I have a great day.
Speaker 6 (11:07):
Thank you.
Speaker 2 (11:08):
Yeah, I agree with that. But again, I mean, this
is where people find themselves. I think a lot of
time from lay loan money to people, they want to
be disappointed when the terms aren't met. And then and
then you feel further taken advantage of because it's like, well,
you wouldn't do this to the you wouldn't be allowed
to do this with the bank. You wouldn't be allowed
to do this with a credit card. God, but if
you think you can do it with me because you
know you're preying on our relationship, and then then pray,
(11:29):
I'm more mad. Hey Natalie, Yes, so you don't agree
that if I give you money, I should just be
prepared to lose it.
Speaker 3 (11:38):
Nope, because at the end of the day, I feel
like this.
Speaker 10 (11:41):
If the relationship was that serious between the both of you,
then if I had the money to give you, I
expect my money back as agreed upon. My thing is,
the onus is not on me to value that relationship.
It should be on the person who received the money.
If they cared about our relationship, they would pay me
my money back. Under the green parent, if you need
(12:01):
the money, you could have gone elsewhere. You could have gone,
like she said, I pay their loan, a bank or
anything else. Obviously, if you can't get it through those
means because your credit or whatever the case is, then
what makes you think that your credit is good anywhere else?
Speaker 4 (12:12):
Yeah, that's a good point.
Speaker 10 (12:13):
The responsibility when you ask for money that you need
to pay it back. Don't treat me like I'm some
of the third world person or whatever on the street.
That's my money. It doesn't matter if I had it
to give or not.
Speaker 4 (12:23):
It's mine.
Speaker 2 (12:24):
I will say, you're obviously coming to me as a
last ditch effort, But that also says something to me.
If I'm the last person and you can come to
for money because nobody else will give it to you,
then I better be prepared to gifted to you because
I'm obviously not getting it back. So I mean kind
of I'm the dummy on that one if that's what happens.
But Natalie, thank you, have a good day, you guy us.
(12:46):
Also thanks glad you called it.
Speaker 4 (12:47):
Well. There you go, Kiki.
Speaker 3 (12:49):
Okay, Gary, you are not wrong, sir, and you keep
that money. That's right.
Speaker 4 (12:52):
Do not give it back.
Speaker 6 (12:54):
Stop.
Speaker 2 (12:56):
Yeah yeah, change your name, Witness Protection program. Me go
go some place outse The Entertainment reports Neck