May 30, 2025 • 13 mins
Fred asks the crew and the 13 if there were any life skills you had to teach yourself once you became an adult!
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Speaker 1 (00:00):
I was reading about this thing, Adulting what O one Courses.
This is how it was written, the story gen Z
Young Adults gen Z Young Adults gens are that is
what it says. It kind of sounds like a redundant
but a gen Z young adult. That's like saying six
fourteen am in the morning. In case we're unclear about that,
(00:22):
gen Z young adults are enrolling in Adulting what OH
one courses to learn basic life skills like budgeting, cooking,
doing laundry, and navigating everyday responsibilities. Unlike previous generations, many
gen Z members lack these practical skills, which is attributed
to over protective parenting, prolonged financial dependency on parents, and
(00:42):
educational gaps where economics classes have become obsolete. One teacher notes,
this is a psychology professor rather, I shouldn't say just
a teacher, that these young adults often enter university without
fundamental decision making skills, making the transition to independence challenging.
Whether you're a parent, it might be more interesting to
(01:03):
hear like it. If you're a parent and you think
about your kids and what they don't know how to do,
you probably should teach them. If you're driving to work
right now, you're like, oh, my kid is not gonna
survive then, I mean, maybe we should think about that
a little bit. But I'm curious, like in kind of
a tongue in cheek funny way, but like, what is
something that they are not teaching kids these days that
(01:24):
they definitely need to know if they're gonna go out
in the real world. You know, you can teach them
all kinds of other fancy stuff, common core math and
whatever else.
Speaker 2 (01:31):
I don't know.
Speaker 1 (01:31):
I guess you got to. You have to know math,
Believe it or not. Kids, math will come in handy someday.
Maybe not Geometry, Yeah, not.
Speaker 2 (01:38):
All that X y Z that that was such a
waste of time that I will never get back. What
is that considered?
Speaker 1 (01:47):
Uh? Not? Statistics? Is trigonometry better algebra? Algebra? Excuse my
dear and sally algebra?
Speaker 2 (01:56):
Algebra? Algebra? Yeah?
Speaker 1 (01:58):
So you don't use the pasagoramic thrap for the theory?
Speaker 2 (02:04):
You don't use that? Yeah? That one never? I mean
I do.
Speaker 1 (02:08):
You don't bull out your ti whatever whatever number we're
on now, t I one thousand, and I.
Speaker 2 (02:13):
Know how to spell things upside down?
Speaker 1 (02:15):
Yeah right right? Eight five five five nine three five.
But what comes to mind? You think about your kid
or maybe you're the kid, and you're like, you know what, Well,
I don't know what I'm gonna do when this time
happens in my life because I don't know how to
do it, Like I don't know how I'm gonna serve
about Do you remember do you remember anything like that
it happens in your every day life, every day life?
Speaker 2 (02:35):
Can I talk today? I don't know. Let me just
ship my coffee while you guys talk.
Speaker 1 (02:38):
Can you think of anything that's just like I didn't
know how to do that, and I wish somebody had
taught me.
Speaker 3 (02:43):
Yes, Jason, I until I moved in with Mike, I
moved out of my parents.
Speaker 2 (02:47):
I was moved in with Mike. I didn't know how
to do laundry. I don't either. I didn't either. He
had to show me. I didn't know how to like
fold like towels or like I.
Speaker 3 (02:57):
Mean, I could probably figure it out, but like I
never had to do it, so like he had to
like teach me. But that was post college, right yeah?
Oh yeah, yeah, yeah, So how did you get that far?
I just I only lived out of my parents' house
for a semester, and I would bring my laundry home.
Speaker 2 (03:13):
The Yeah, see all your parents loved you, guys.
Speaker 1 (03:20):
The laundry happened for me when I got to I
got to college. My parents moved me in. They gave
me detergent and everything. Like my mom would set me up.
Like she left and I had snacks and detergent and
you know, a bad you know, I don't know. She
made the bed nice and like she got me a
little yeah, right, that was nice. Everr you know the
door the dorm happened to have a bed. She let
me keep it this time. I'm like, i'mlike it home.
(03:42):
When I wasn't allowed to have a bed, bring on
the floor.
Speaker 4 (03:45):
You know.
Speaker 1 (03:46):
My parents they're like, if you have a bed, then
you're gonna do it, you know, so sleep on the floor.
Get no, still do it on the floor. But she
set me up all nights whatever. And then I like
a week later, I'm out of clothes and I'm like,
oh my god, cause because my mom did the laundry.
I think because she thought either one you're gonna screw
it up, or two it's just kind of more efficient
because the house is full of people and it's like,
just put it all in and just whatever.
Speaker 2 (04:07):
That's laundry day. Get it out together right right.
Speaker 1 (04:09):
And even now when I go back, she's like, don't
just because it got a big, gigantic watching machine, I
just put it in there.
Speaker 2 (04:15):
Whatever.
Speaker 1 (04:16):
So I had to call her like, well, how do
I do this? Like what am I supposed to do?
Speaker 2 (04:22):
You know?
Speaker 1 (04:22):
And this wasn't like they didn't have a little pods,
you know. It's like, well, you gotta pour this much in.
And then she's explaining this to me over the phone.
I'm like, okay, well, I'm eighteen years old. I was embarrassed.
I'm a little less embarrassed now I'm a little bit
less embarrassed.
Speaker 5 (04:33):
Now, what about you, I'd say for me to be
like cooking, I know my mom tried to teach me
as a kid.
Speaker 2 (04:39):
I had no interest and no care to do it.
Speaker 5 (04:41):
But if they enforced it in school or something, I
probably would have taken it more serious. Like my poor
husband hasn't had a good meal in five years. Like
it's not great over here, but I'm learning. I'm trying.
And I have a kid now, so I have to
feed her and a husband and a dog and I
know you have.
Speaker 2 (04:54):
To be Emerald Lagasi over here, like you know, damnit
it up. No, it's bad.
Speaker 5 (04:58):
So Jason actually insires me a lot because he'll teach
me some quick recipes that are legit, like some pastaff.
Speaker 2 (05:02):
I mean, it's basic. We're not, you know, Michelin star.
Speaker 5 (05:05):
I'm learning though, but that's my basic training right there. Yeah, yeah,
so I do that honestly. If any financial I wish
I took more serious or I was taught more serious.
Speaker 2 (05:14):
My mom did a really good job.
Speaker 5 (05:15):
I'll give her that, but I didn't listen like I'm
max out credit cards.
Speaker 2 (05:18):
I've done it all.
Speaker 1 (05:19):
You know what I mean even though she have financial
aspect is that most will probably move number one. Oh yeah,
I mean yes, feeding yourself and you know, cleaning your clothing. Yeah, sure,
but like finding some sort of financial literacy, you know.
Speaker 2 (05:31):
They don't have it. But I don't know that a
lot of people's parents have.
Speaker 1 (05:35):
Like I don't know that it's necessarily just inherent in
people to know or quite frankly, to have enough money
to know what to do with extra money. Right, But
you know, stuff like the credit card will catch up
with you. You know, stuff like I don't know if
you don't have Like I heard one the other day
it was pretty good, if you don't have twice as
much money than the item that you're buying, then you
can't have it now.
Speaker 2 (05:55):
Yeah, And granted if that's well, I think that's.
Speaker 1 (05:58):
A luxury item was what they're talking about, like, don't
go buy you know, you're looking at a hat in
the store and you're like, I want that. It's like, well,
if you don't have it, if you don't have double
the money, then you shouldn't buy that because it's like
then you have no money, yep.
Speaker 2 (06:13):
Kind of thing.
Speaker 1 (06:13):
And I think a lot of people, if you think
about your spending, there's a lot in excess of what
you actually need. I'm not talking about a place to
live or food or you know, the stuff that's like
sadly people don't make enough to pay for a lot
of that either. But I mean, if you're talking about
I'm going to the mall and I'm going to buy
a bunch of crap, if you don't have double the money,
then you probably can't afford to have it, you know.
I mean, but now people don't want to hear that,
(06:35):
you know, because they want they're like.
Speaker 2 (06:37):
Oh, that's entitled, that's elitist. It's like, no.
Speaker 1 (06:39):
I think if you talk to a lot of people
who are very wealthy, many of them came from nothing,
and one of the reasons they're wealthy is because they
didn't spend all their money on crap, you know what
I mean?
Speaker 2 (06:47):
Like, think about him.
Speaker 1 (06:48):
Think about how much stuff you have and how much
stuff you actually use. Another good one I heard the
other day was like, and I feel like, now I'm
that not Gordon Ramsey, Dave Ramsey.
Speaker 2 (06:58):
I'm Dave Ramsey. You can't ford it live in a hole,
always screaming on it. He really is.
Speaker 4 (07:04):
He is.
Speaker 1 (07:04):
He's not wrong about some stuff, but he's also very
out of touch.
Speaker 2 (07:08):
Out of touch. He's like, you know, wildly wealthy. What
was the other one I heard?
Speaker 1 (07:11):
If you want to buy a luxury item and wait
one week and if you're not thinking about the item
a week later, then you didn't need it.
Speaker 2 (07:18):
I started doing that, Yeah, and it works. I did.
Speaker 1 (07:21):
It works because in the moment, you know, on Amazon
or whatever, you're like, I got to have that, and
then you realize you didn't need to have that, and
then a week later you'll remember what it was you
thought you had to have.
Speaker 2 (07:30):
What was it for you, Kiki that you wish you knew?
Oh definitely.
Speaker 6 (07:33):
And they're saying it's on the text taxes and four
h one k and in that type of stuff. Because
I got into the workforce early. You know, I was
a manager, you know, yes, business woman?
Speaker 1 (07:43):
Yes, no, I know you used to wear a business suit.
You were the only one in KFC history that would
make chicken in a business suit.
Speaker 2 (07:48):
But you took it very seriously, like I didn't. I
didn't know any of that. I still don't know.
Speaker 6 (07:55):
So it's like, you know, if somebody could have taught
me that piece but life skills message out my sister
Haley Man, she made sure.
Speaker 2 (08:01):
I knew how to clean iron, laundry, cook. Well, that's
because she was taking you guys in left and right.
Speaker 1 (08:07):
She was like, you know what, right, Honestly, I was
out here living my life care free and I got
all these kids. You need to take care of your
own self. Yeah, no, I mean yeah, I mean being
able to cook basic meals, being able to take care
of your body and self. That also amazes me by
(08:29):
the way that we don't have to get too much
into this but the number of people men and women,
And the one that always blows me away is the
female component, the number of women whose parents' moms or whatever.
And I'm not trying to be rude, but it's like
they didn't really tell them anything about anything, and stuff
just kind of started happening and they were like, oh,
And I don't know if there was just no communication
(08:50):
or if it's because there was embarrassment and they never
went and asked the question. But like, I know people
who were coddled in that department, like prepared for what
was coming, and other people who it was like it
happened and went and has been happening, and we never
discussed it. Nobody ever knew And it's just like, why
is it? Why is no one helping you with that? Hey, Ricky, Ricky,
(09:14):
your parents didn't teach you how to save money?
Speaker 2 (09:17):
No, No, not at all.
Speaker 4 (09:19):
And I mean I filed for bankruptcy at a very
early age. I mean due to just bad financial decisions.
Speaker 1 (09:27):
You know, So you just you just sent the money
you didn't have, correct, Yeah, correct?
Speaker 4 (09:33):
And I think they didn't need I think they didn't need.
So I WI financial literacy is a big one that
my parents didn't teach me that I paid the ultimate
price growing up.
Speaker 1 (09:44):
So and so, what would you, like, just in a
few sentences, what if you have kids, or if you're
going to have kids, Ricky, Like, what are some things
that so you would teach them specifically, like no high
interest rate credit cards, like no spending money on stuff
you don't have the cash for kind of thing.
Speaker 4 (10:01):
Right, And I do have three kids that I have
a seventeen year old of my own. I had a
child at a very young age.
Speaker 1 (10:07):
He's bankrupt already, was too sad. But I mean, Ricky
forgot to tell him, you know, but he'll never make
that mistake again, Willie.
Speaker 2 (10:18):
Right right, right, No, that kind.
Speaker 4 (10:20):
Of stuff, like, yes, absolutely, So I taught my daughter.
She's seventeen now, I mean she's got a savings account
she got I explained to her, like what a five
to two nine college savings account is? How doing bad?
Speaker 2 (10:33):
Wow?
Speaker 4 (10:34):
You know, So those are some of the things that
you know, I had to learn myself and literally find
people to Hey, can you please sit down and like
walk me through how like I want to retire at
an early age, whether it's sixty five, sixty five, whatever
it is, How do I.
Speaker 2 (10:52):
Do that, you know, and people took.
Speaker 4 (10:54):
The time to sit with me and educate me, and
that he loved on me in the way that I
didn't like I wasn't taught, you know. So those are
the things that I'm like, it's critical that my kids
know that because I want them to be successful, like
life skills man, man, Like my parents didn't teach me
a lot, and I had to learn the hard way
through life. But being able to like learn through that
(11:18):
and then teach that to the next generation, like man,
that's crucial for me, and I'm trying to do my
best to do that for my kids.
Speaker 2 (11:24):
Good for you, Ricky, I like it. Have a good day.
Speaker 4 (11:27):
Thanks.
Speaker 1 (11:28):
Did you call someone's in the female parts cultural? It's
definitely cultural to say it.
Speaker 5 (11:32):
Can be absolutely it could be like you should I
mean as a woman, as a mom, like you should
talk to your daughter about certain parts your kids are
not going to learn they live from their friends.
Speaker 2 (11:41):
Is that the best source to go to?
Speaker 4 (11:43):
Really?
Speaker 2 (11:43):
Not or YouTube or YouTube.
Speaker 6 (11:45):
Or now yeah, which is some good information out.
Speaker 2 (11:49):
There on TikTok. I think now they have access to
a lot more than we did.
Speaker 5 (11:52):
But I mean, if you're a mom, I think it's
you know, you should talk to your daughter about certain things.
Speaker 1 (11:56):
I built a new home on YouTube. You should see it.
It's great, four thousand square feet. I built it myself
with my own answer. Every time I was like, is
this is this a load bearing structure?
Speaker 2 (12:05):
I don't know? And then I have looked on YouTube
and they told me it was fun.
Speaker 4 (12:09):
Yea.
Speaker 1 (12:10):
I know there are teachers that listen a lot of
teachers who listen to us are driving and to work,
and they're probably like rolling their eyes because it's like, well,
I'm supposed to teach all the stuff they tell me
to teach, and then you're telling me that no, I'm
not saying it's not the teacher's responsibility, but I'm a
lot of teachers.
Speaker 2 (12:22):
Are doing that work too. Oh yeah, you know.
Speaker 1 (12:25):
It's like, well, so I'm supposed to teach to this
test they have to take to see if I'm a
good teacher, But then also you're telling me that I
got to teach them life skills too.
Speaker 2 (12:33):
That shouldn't be the expectation, but it probably is.
Speaker 1 (12:35):
The Other thing is I somehow got on car salesman
TikTok algorithm.
Speaker 2 (12:40):
Yes, have you been on there?
Speaker 4 (12:41):
Oh?
Speaker 1 (12:41):
Yes, there's a few guys Russ flips whips, there's a
bow tie guy.
Speaker 2 (12:45):
It's and they do.
Speaker 1 (12:46):
Now they're doing little skits for brand deals and it's
like cheesy. But before it was like behind the scenes
of car deals. It is amazing. And I know that
the industry has changed a lot with all the Internet
and all the availability of information whatever else, But like,
I don't know how to buy a car, no, and
like they don't realize that the tricks and like this
number looks good, but do you know what the numbers
(13:07):
behind all that are? Yep, you know it's like, oh good,
you know what? What do you want your payment to be?
That's the worst game you can play because they'll make
your payment whatever you want. Oh you want one hundred
and fifty dollars payment, Okay, you're going to be paying
for this car in twenty eighty.
Speaker 2 (13:19):
Seven, you know.
Speaker 1 (13:20):
But people don't. They don't care. It's like I want
it now, and they appeal to that. But like I
didn't know then, I didn't know the questions to ask.
I probably got unscrewed on one hundred card deals because
I don't I don't know. The numbers look fine and
the interest rate looks fine and the terms look fine.
I'm like, okay, but maybe they sold me some sort
of under undercarriage ice wax protection from my car that
(13:42):
you know in Arizona or whatever. You know what I mean, Like,
I don't, I don't know. I didn't know what to
look for. But this is all the kind of stuff
that people they're not being taught. We'll do headlines next.
The Entertainment reportant blogs is our Fred Show? Is It's
Friday back in too,
I was reading about this thing, Adulting what O one Courses.
This is how it was written, the story gen Z
Young Adults gen Z Young Adults gens are that is
what it says. It kind of sounds like a redundant
but a gen Z young adult. That's like saying six
fourteen am in the morning. In case we're unclear about that,
(00:22):
gen Z young adults are enrolling in Adulting what OH
one courses to learn basic life skills like budgeting, cooking,
doing laundry, and navigating everyday responsibilities. Unlike previous generations, many
gen Z members lack these practical skills, which is attributed
to over protective parenting, prolonged financial dependency on parents, and
(00:42):
educational gaps where economics classes have become obsolete. One teacher notes,
this is a psychology professor rather, I shouldn't say just
a teacher, that these young adults often enter university without
fundamental decision making skills, making the transition to independence challenging.
Whether you're a parent, it might be more interesting to
(01:03):
hear like it. If you're a parent and you think
about your kids and what they don't know how to do,
you probably should teach them. If you're driving to work
right now, you're like, oh, my kid is not gonna
survive then, I mean, maybe we should think about that
a little bit. But I'm curious, like in kind of
a tongue in cheek funny way, but like, what is
something that they are not teaching kids these days that
(01:24):
they definitely need to know if they're gonna go out
in the real world. You know, you can teach them
all kinds of other fancy stuff, common core math and
whatever else.
Speaker 2 (01:31):
I don't know.
Speaker 1 (01:31):
I guess you got to. You have to know math,
Believe it or not. Kids, math will come in handy someday.
Maybe not Geometry, Yeah, not.
Speaker 2 (01:38):
All that X y Z that that was such a
waste of time that I will never get back. What
is that considered?
Speaker 1 (01:47):
Uh? Not? Statistics? Is trigonometry better algebra? Algebra? Excuse my
dear and sally algebra?
Speaker 2 (01:56):
Algebra? Algebra? Yeah?
Speaker 1 (01:58):
So you don't use the pasagoramic thrap for the theory?
Speaker 2 (02:04):
You don't use that? Yeah? That one never? I mean
I do.
Speaker 1 (02:08):
You don't bull out your ti whatever whatever number we're
on now, t I one thousand, and I.
Speaker 2 (02:13):
Know how to spell things upside down?
Speaker 1 (02:15):
Yeah right right? Eight five five five nine three five.
But what comes to mind? You think about your kid
or maybe you're the kid, and you're like, you know what, Well,
I don't know what I'm gonna do when this time
happens in my life because I don't know how to
do it, Like I don't know how I'm gonna serve
about Do you remember do you remember anything like that
it happens in your every day life, every day life?
Speaker 2 (02:35):
Can I talk today? I don't know. Let me just
ship my coffee while you guys talk.
Speaker 1 (02:38):
Can you think of anything that's just like I didn't
know how to do that, and I wish somebody had
taught me.
Speaker 3 (02:43):
Yes, Jason, I until I moved in with Mike, I
moved out of my parents.
Speaker 2 (02:47):
I was moved in with Mike. I didn't know how
to do laundry. I don't either. I didn't either. He
had to show me. I didn't know how to like
fold like towels or like I.
Speaker 3 (02:57):
Mean, I could probably figure it out, but like I
never had to do it, so like he had to
like teach me. But that was post college, right yeah?
Oh yeah, yeah, yeah, So how did you get that far?
I just I only lived out of my parents' house
for a semester, and I would bring my laundry home.
Speaker 2 (03:13):
The Yeah, see all your parents loved you, guys.
Speaker 1 (03:20):
The laundry happened for me when I got to I
got to college. My parents moved me in. They gave
me detergent and everything. Like my mom would set me up.
Like she left and I had snacks and detergent and
you know, a bad you know, I don't know. She
made the bed nice and like she got me a
little yeah, right, that was nice. Everr you know the
door the dorm happened to have a bed. She let
me keep it this time. I'm like, i'mlike it home.
(03:42):
When I wasn't allowed to have a bed, bring on
the floor.
Speaker 4 (03:45):
You know.
Speaker 1 (03:46):
My parents they're like, if you have a bed, then
you're gonna do it, you know, so sleep on the floor.
Get no, still do it on the floor. But she
set me up all nights whatever. And then I like
a week later, I'm out of clothes and I'm like,
oh my god, cause because my mom did the laundry.
I think because she thought either one you're gonna screw
it up, or two it's just kind of more efficient
because the house is full of people and it's like,
just put it all in and just whatever.
Speaker 2 (04:07):
That's laundry day. Get it out together right right.
Speaker 1 (04:09):
And even now when I go back, she's like, don't
just because it got a big, gigantic watching machine, I
just put it in there.
Speaker 2 (04:15):
Whatever.
Speaker 1 (04:16):
So I had to call her like, well, how do
I do this? Like what am I supposed to do?
Speaker 2 (04:22):
You know?
Speaker 1 (04:22):
And this wasn't like they didn't have a little pods,
you know. It's like, well, you gotta pour this much in.
And then she's explaining this to me over the phone.
I'm like, okay, well, I'm eighteen years old. I was embarrassed.
I'm a little less embarrassed now I'm a little bit
less embarrassed.
Speaker 5 (04:33):
Now, what about you, I'd say for me to be
like cooking, I know my mom tried to teach me
as a kid.
Speaker 2 (04:39):
I had no interest and no care to do it.
Speaker 5 (04:41):
But if they enforced it in school or something, I
probably would have taken it more serious. Like my poor
husband hasn't had a good meal in five years. Like
it's not great over here, but I'm learning. I'm trying.
And I have a kid now, so I have to
feed her and a husband and a dog and I
know you have.
Speaker 2 (04:54):
To be Emerald Lagasi over here, like you know, damnit
it up. No, it's bad.
Speaker 5 (04:58):
So Jason actually insires me a lot because he'll teach
me some quick recipes that are legit, like some pastaff.
Speaker 2 (05:02):
I mean, it's basic. We're not, you know, Michelin star.
Speaker 5 (05:05):
I'm learning though, but that's my basic training right there. Yeah, yeah,
so I do that honestly. If any financial I wish
I took more serious or I was taught more serious.
Speaker 2 (05:14):
My mom did a really good job.
Speaker 5 (05:15):
I'll give her that, but I didn't listen like I'm
max out credit cards.
Speaker 2 (05:18):
I've done it all.
Speaker 1 (05:19):
You know what I mean even though she have financial
aspect is that most will probably move number one. Oh yeah,
I mean yes, feeding yourself and you know, cleaning your clothing. Yeah, sure,
but like finding some sort of financial literacy, you know.
Speaker 2 (05:31):
They don't have it. But I don't know that a
lot of people's parents have.
Speaker 1 (05:35):
Like I don't know that it's necessarily just inherent in
people to know or quite frankly, to have enough money
to know what to do with extra money. Right, But
you know, stuff like the credit card will catch up
with you. You know, stuff like I don't know if
you don't have Like I heard one the other day
it was pretty good, if you don't have twice as
much money than the item that you're buying, then you
can't have it now.
Speaker 2 (05:55):
Yeah, And granted if that's well, I think that's.
Speaker 1 (05:58):
A luxury item was what they're talking about, like, don't
go buy you know, you're looking at a hat in
the store and you're like, I want that. It's like, well,
if you don't have it, if you don't have double
the money, then you shouldn't buy that because it's like
then you have no money, yep.
Speaker 2 (06:13):
Kind of thing.
Speaker 1 (06:13):
And I think a lot of people, if you think
about your spending, there's a lot in excess of what
you actually need. I'm not talking about a place to
live or food or you know, the stuff that's like
sadly people don't make enough to pay for a lot
of that either. But I mean, if you're talking about
I'm going to the mall and I'm going to buy
a bunch of crap, if you don't have double the money,
then you probably can't afford to have it, you know.
I mean, but now people don't want to hear that,
(06:35):
you know, because they want they're like.
Speaker 2 (06:37):
Oh, that's entitled, that's elitist. It's like, no.
Speaker 1 (06:39):
I think if you talk to a lot of people
who are very wealthy, many of them came from nothing,
and one of the reasons they're wealthy is because they
didn't spend all their money on crap, you know what
I mean?
Speaker 2 (06:47):
Like, think about him.
Speaker 1 (06:48):
Think about how much stuff you have and how much
stuff you actually use. Another good one I heard the
other day was like, and I feel like, now I'm
that not Gordon Ramsey, Dave Ramsey.
Speaker 2 (06:58):
I'm Dave Ramsey. You can't ford it live in a hole,
always screaming on it. He really is.
Speaker 4 (07:04):
He is.
Speaker 1 (07:04):
He's not wrong about some stuff, but he's also very
out of touch.
Speaker 2 (07:08):
Out of touch. He's like, you know, wildly wealthy. What
was the other one I heard?
Speaker 1 (07:11):
If you want to buy a luxury item and wait
one week and if you're not thinking about the item
a week later, then you didn't need it.
Speaker 2 (07:18):
I started doing that, Yeah, and it works. I did.
Speaker 1 (07:21):
It works because in the moment, you know, on Amazon
or whatever, you're like, I got to have that, and
then you realize you didn't need to have that, and
then a week later you'll remember what it was you
thought you had to have.
Speaker 2 (07:30):
What was it for you, Kiki that you wish you knew?
Oh definitely.
Speaker 6 (07:33):
And they're saying it's on the text taxes and four
h one k and in that type of stuff. Because
I got into the workforce early. You know, I was
a manager, you know, yes, business woman?
Speaker 1 (07:43):
Yes, no, I know you used to wear a business suit.
You were the only one in KFC history that would
make chicken in a business suit.
Speaker 2 (07:48):
But you took it very seriously, like I didn't. I
didn't know any of that. I still don't know.
Speaker 6 (07:55):
So it's like, you know, if somebody could have taught
me that piece but life skills message out my sister
Haley Man, she made sure.
Speaker 2 (08:01):
I knew how to clean iron, laundry, cook. Well, that's
because she was taking you guys in left and right.
Speaker 1 (08:07):
She was like, you know what, right, Honestly, I was
out here living my life care free and I got
all these kids. You need to take care of your
own self. Yeah, no, I mean yeah, I mean being
able to cook basic meals, being able to take care
of your body and self. That also amazes me by
(08:29):
the way that we don't have to get too much
into this but the number of people men and women,
And the one that always blows me away is the
female component, the number of women whose parents' moms or whatever.
And I'm not trying to be rude, but it's like
they didn't really tell them anything about anything, and stuff
just kind of started happening and they were like, oh,
And I don't know if there was just no communication
(08:50):
or if it's because there was embarrassment and they never
went and asked the question. But like, I know people
who were coddled in that department, like prepared for what
was coming, and other people who it was like it
happened and went and has been happening, and we never
discussed it. Nobody ever knew And it's just like, why
is it? Why is no one helping you with that? Hey, Ricky, Ricky,
(09:14):
your parents didn't teach you how to save money?
Speaker 2 (09:17):
No, No, not at all.
Speaker 4 (09:19):
And I mean I filed for bankruptcy at a very
early age. I mean due to just bad financial decisions.
Speaker 1 (09:27):
You know, So you just you just sent the money
you didn't have, correct, Yeah, correct?
Speaker 4 (09:33):
And I think they didn't need I think they didn't need.
So I WI financial literacy is a big one that
my parents didn't teach me that I paid the ultimate
price growing up.
Speaker 1 (09:44):
So and so, what would you, like, just in a
few sentences, what if you have kids, or if you're
going to have kids, Ricky, Like, what are some things
that so you would teach them specifically, like no high
interest rate credit cards, like no spending money on stuff
you don't have the cash for kind of thing.
Speaker 4 (10:01):
Right, And I do have three kids that I have
a seventeen year old of my own. I had a
child at a very young age.
Speaker 1 (10:07):
He's bankrupt already, was too sad. But I mean, Ricky
forgot to tell him, you know, but he'll never make
that mistake again, Willie.
Speaker 2 (10:18):
Right right, right, No, that kind.
Speaker 4 (10:20):
Of stuff, like, yes, absolutely, So I taught my daughter.
She's seventeen now, I mean she's got a savings account
she got I explained to her, like what a five
to two nine college savings account is? How doing bad?
Speaker 2 (10:33):
Wow?
Speaker 4 (10:34):
You know, So those are some of the things that
you know, I had to learn myself and literally find
people to Hey, can you please sit down and like
walk me through how like I want to retire at
an early age, whether it's sixty five, sixty five, whatever
it is, How do I.
Speaker 2 (10:52):
Do that, you know, and people took.
Speaker 4 (10:54):
The time to sit with me and educate me, and
that he loved on me in the way that I
didn't like I wasn't taught, you know. So those are
the things that I'm like, it's critical that my kids
know that because I want them to be successful, like
life skills man, man, Like my parents didn't teach me
a lot, and I had to learn the hard way
through life. But being able to like learn through that
(11:18):
and then teach that to the next generation, like man,
that's crucial for me, and I'm trying to do my
best to do that for my kids.
Speaker 2 (11:24):
Good for you, Ricky, I like it. Have a good day.
Speaker 4 (11:27):
Thanks.
Speaker 1 (11:28):
Did you call someone's in the female parts cultural? It's
definitely cultural to say it.
Speaker 5 (11:32):
Can be absolutely it could be like you should I
mean as a woman, as a mom, like you should
talk to your daughter about certain parts your kids are
not going to learn they live from their friends.
Speaker 2 (11:41):
Is that the best source to go to?
Speaker 4 (11:43):
Really?
Speaker 2 (11:43):
Not or YouTube or YouTube.
Speaker 6 (11:45):
Or now yeah, which is some good information out.
Speaker 2 (11:49):
There on TikTok. I think now they have access to
a lot more than we did.
Speaker 5 (11:52):
But I mean, if you're a mom, I think it's
you know, you should talk to your daughter about certain things.
Speaker 1 (11:56):
I built a new home on YouTube. You should see it.
It's great, four thousand square feet. I built it myself
with my own answer. Every time I was like, is
this is this a load bearing structure?
Speaker 2 (12:05):
I don't know? And then I have looked on YouTube
and they told me it was fun.
Speaker 4 (12:09):
Yea.
Speaker 1 (12:10):
I know there are teachers that listen a lot of
teachers who listen to us are driving and to work,
and they're probably like rolling their eyes because it's like, well,
I'm supposed to teach all the stuff they tell me
to teach, and then you're telling me that no, I'm
not saying it's not the teacher's responsibility, but I'm a
lot of teachers.
Speaker 2 (12:22):
Are doing that work too. Oh yeah, you know.
Speaker 1 (12:25):
It's like, well, so I'm supposed to teach to this
test they have to take to see if I'm a
good teacher, But then also you're telling me that I
got to teach them life skills too.
Speaker 2 (12:33):
That shouldn't be the expectation, but it probably is.
Speaker 1 (12:35):
The Other thing is I somehow got on car salesman
TikTok algorithm.
Speaker 2 (12:40):
Yes, have you been on there?
Speaker 4 (12:41):
Oh?
Speaker 1 (12:41):
Yes, there's a few guys Russ flips whips, there's a
bow tie guy.
Speaker 2 (12:45):
It's and they do.
Speaker 1 (12:46):
Now they're doing little skits for brand deals and it's
like cheesy. But before it was like behind the scenes
of car deals. It is amazing. And I know that
the industry has changed a lot with all the Internet
and all the availability of information whatever else, But like,
I don't know how to buy a car, no, and
like they don't realize that the tricks and like this
number looks good, but do you know what the numbers
(13:07):
behind all that are? Yep, you know it's like, oh good,
you know what? What do you want your payment to be?
That's the worst game you can play because they'll make
your payment whatever you want. Oh you want one hundred
and fifty dollars payment, Okay, you're going to be paying
for this car in twenty eighty.
Speaker 2 (13:19):
Seven, you know.
Speaker 1 (13:20):
But people don't. They don't care. It's like I want
it now, and they appeal to that. But like I
didn't know then, I didn't know the questions to ask.
I probably got unscrewed on one hundred card deals because
I don't I don't know. The numbers look fine and
the interest rate looks fine and the terms look fine.
I'm like, okay, but maybe they sold me some sort
of under undercarriage ice wax protection from my car that
(13:42):
you know in Arizona or whatever. You know what I mean, Like,
I don't, I don't know. I didn't know what to
look for. But this is all the kind of stuff
that people they're not being taught. We'll do headlines next.
The Entertainment reportant blogs is our Fred Show? Is It's
Friday back in too,
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