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April 4, 2025 30 mins

How are you supposed to build financial independence when your income is unpredictable, inconsistent, and just all over the place as an entrepreneur?

In this episode of The Brown Way to Money Podcast, Alejandra Rojas sits down with Paula Pant—renowned financial expert, founder of Afford Anything, and host of the award-winning Afford Anything Podcast—to talk about the real strategy behind creating wealth when your money isn’t coming in on a schedule.

From managing volatile income, balancing personal + business finances, to navigating emotional money patterns rooted in culture and childhood, Paula drops gems that every woman of color in business needs to hear.

Whether you’re just starting out or scaling your empire, this episode is your permission slip to stop playing defense with your money—and start building financial freedom on your terms.


Important Links:


 Key Takeaways:

Volatility Isn’t the Problem—Lack of a Strategy Is
It’s not about smoothing out your income—it’s about creating a gap between your lowest income month and your baseline expenses.

Separate Yourself from Your Business (Even Emotionally)
Give your business a name, pay yourself like an employee, and treat it like a company—even if you’re a solo founder.

Start with Hypervigilance, But Don’t Stay There
Tracking every dollar helps you regain control—but eventually, you need to step back and trust your system.

Money is a Tool, Not a Savior
Paula and Alejandra talk time, energy, creativity, and how financial independence is about freedom in all forms—not just your bank balance.

You Can’t Afford Everything, But You Can Afford Anything
With intentional timelines and clarity around your goals, financial planning becomes a powerful, values-aligned tool.


 In This Episode, You’ll Discover:

  • How do I build financial stability when my income fluctuates every

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