In Episode 2, Justin gets into the weeds of tax loss selling with ETFs. You’ll learn the core rules to follow, common pitfalls to avoid, and the best “portfolio-tested” ETFs for implementing this tax-efficient strategy. Back by popular demand, the show also features another ETF Kombat, this time with VCN and XIC facing-off in an epic battle you can’t miss. And if you don’t have time to listen to the entire episode, skip ahead to the TLDL (too long, didn’t listen) segment, where the entire episode will be summarized in under five minutes.
- Introduction to tax loss selling [0:00:47.2]
- Why it’s sometimes okay to “sell low” [0:02:38.2]
- Understanding CRA’s superficial loss rules [0:03:36.2]
- Which ETFs are classified as “identical property”, according to CRA? [0:05:47.2]
- Should you worry about the future performance of your replacement ETF? [0:07:30.2]
- Why you need to coordinate tax loss selling with your spouse [0:09:18.2]
- Why DRIPs can be an investor’s worst nightmare when tax loss selling [0:11:00.2]
- How diversifying your portfolio managers can “di-worsify” your tax loss selling strategy [0:11:51.2]
- Should you look for tax loss selling opportunities year-round, or just in December? [0:12:58.2]
- How big of a loss do you need before selling your ETF? Larry Swedroe’s $5,000 and 5% rule [0:14:03.2]
- Justin Bender’s $10,000 and 10% adjusted rule [0:16:17.2]
- Should you bank losses, even if you have no gains to offset? [0:18:19.2]
- Justwealth’s tax loss selling strategy, featuring James Gauthier, Chief Investment Officer [0:20:24.2]
- PWL Toronto’s tax loss selling strategy, featuring Shannon Bender, Portfolio Manager [0:23:09.2]
- ETF Kombat: VCN vs. XIC [0:26:44.2]
- Introducing PWL Toronto’s tax loss selling ETF pairs: [0:31:33.2]
- Global equity (ex Canada): XAW/VXC [0:32:38.2]
- Canadian equity: VCN/FLCD, XIC/FLCD, ZCN/FLCD [0:35:11.2]
- U.S. equity: XUU/VUN [0:40:21.2]
- International equity: XEF/ZEA [0:41:50.2]
- Emerging markets equity: XEC/ZEM [0:43:58.2]
- Improving your international and emerging market equity tax loss selling ETF pairs [0:45:35.2]
- Are asset allocation ETFs ideal for tax loss selling? [0:49:42.2]
- TLDL (Too Long, Didn’t Listen) – a quick summary of the main topics [0:52:40.2]
Popular Podcasts
Bookmarked by Reese's Book Club
Welcome to Bookmarked by Reese’s Book Club — the podcast where great stories, bold women, and irresistible conversations collide! Hosted by award-winning journalist Danielle Robay, each week new episodes balance thoughtful literary insight with the fervor of buzzy book trends, pop culture and more. Bookmarked brings together celebrities, tastemakers, influencers and authors from Reese's Book Club and beyond to share stories that transcend the page. Pull up a chair. You’re not just listening — you’re part of the conversation.
On Purpose with Jay Shetty
I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com