In this episode, Brian Skrobonja explains what alternative investments are and why they are the fastest route to growing your assets or retirement savings.
He sheds light on how the most successful investors in the world keep getting wealthier and how to use an endowment like strategy to position your retirement assets.
- Brian explores alternative investments opportunities.
- He goes over what larger investors are doing to diversify away from the public market in an effort to help clients protect downside risks.
- The shift in investment philosophy amongst the largest investors is something to pay attention to as it could offer valuable insights on how to position your retirement assets.
- Brian explains why it's prudent for investors to adopt an endowment like model.
- The wealthiest and most successful investors in the world keep getting wealthier, not because they are lucky or privileged, but because they are playing a different game than the average investor.
- According to Brian, with medical advancements extending life beyond what we have seen in the past, we are entering a longevity dilemma as people may find themselves living longer than their assets.
- For Brian, the traditional retirement age tied to social security eligibility has longevity implications that are being overlooked.
- The 4% rule suggests you can safely withdraw 4% of your retirement savings annually with the assumption that the balance in your account will sustain you for 30 years.
- Brian shares why he believes the 4% rule is not sustainable in the modern age.
- There's risk with any type of investment and alternatives are no exception.
- Brian talks about portfolio diversification and why we need to expand the definition of diversification.
- Brian talks about alternative investments and why you should consider having a portion of your savings in private equity, private debt, real estate trusts, and even oil and gas.
- For Brian, the stock market may be a core component of a portfolio, but it cannot be the only holding.
- Should investors get out of public markets entirely?
- According to Brian, investors should not get out of the market entirely, but should acknowledge that there are many investment opportunities that are far better than the stock market.
- We are seeing the world change before our eyes. The way we invest today needs to be forward looking to consider the changes that are underway.
Mentioned in this episode:
Common Sense Financial Podcast on YouTube
Common Sense Financial Podcast on Spotify
References for this episode:
kiplinger.com/article/investing/t047-c032-s014-to-succeed-at-investing-do-what-yale-does.html
wsj.com/finance/investing/pension-funds-stocks-bonds-679b8536
imf.org/external/pubs/ft/wp/2000/wp0018.pdf
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