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May 1, 2023 33 mins

Learn how to harvest equity without giving up your low, fixed-rate mortgage.

Today, I discuss: conventional loans for single-family rentals, DTI, refinancing, accessing equity, student loan debt, and down payment requirements for income properties with Ridge Lending Group President, Caeli Ridge.

Learn what’s better for a second mortgage—the pros and cons of a HELOC vs. Home Equity Loan.

You also get a mortgage market overview.

We discuss changes in cash-out refinance seasoning requirements. 

Caeli also describes where she believes mortgage rates are headed later this year.

Resources mentioned:

Show Notes:

www.GetRichEducation.com/447

Ridge Lending Group:

www.RidgeLendingGroup.com

info@ridgelendinggroup.com

Join us for tomorrow’s free GRE Florida properties webinar:

www.GREwebinars.com

Ridge’s All-In-One Loan Simulator:

https://ridgelendinggroup.com/aio-simulator/

Get mortgage loans for investment property:

RidgeLendingGroup.com or call 855-74-RIDGE 

or e-mail: info@RidgeLendingGroup.com

Find cash-flowing Jacksonville property at:

www.JWBrealestate.com/GRE

Will you please leave a review for the show? I’d be grateful. Search “how to leave an Apple Podcasts review” 

Top Properties & Providers:

GREmarketplace.com

Best Financial Education:

GetRichEducation.com

Get our wealth-building newsletter free—text ‘GRE’ to 66866

Our YouTube Channel:

www.youtube.com/c/GetRichEducation

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