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September 25, 2024 39 mins

What does the home-buying process look like? How do you navigate interest rates? What type of loan best suits your needs? These are just a few of the questions David Gulbransen is uniquely qualified to answer. 

David is a loan officer in Northern California whose focus is providing the best communication, service, product knowledge, and transparency to his clients and partners. His hands-on approach quickly forms a comfortable relationship and leads to a stress-free lending process. 

In this conversation, David tackles common questions that new homebuyers ask in a way that everyone can understand. 

You will want to hear this episode if you are interested in...

  • Learn more about David Gulbransen [0:19] 
  • How is real estate lending different now? [1:46] 
  • What the process looks like for homebuyers [3:00]
  • Interest rates and their impact on homebuyers [8:58]
  • Tips to get your finances in better shape for a home purchase [16:21]
  • Why is refinancing gaining popularity? [21:50] 
  • Who is the right fit to work with David? [23:21] 
  • How to use gifted money for a down payment [26:02] 
  • David’s biggest accomplishment [27:19]
  • David’s experience with construction loans [29:00] 
  • How much house can I afford? [32:53] 

Resources & People Mentioned


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