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April 8, 2025 29 mins

Are you stuck in the cycle of chasing more money, thinking that once you hit a certain number, you’ll finally feel secure? I’ve been there, and I know how exhausting it can be.

In this episode of the Plenty Podcast, I dive deep into why more money isn’t necessarily the solution to financial stress—and how shifting your relationship with money can set you free.

We’ve been conditioned to believe that higher income guarantees financial stability, but the truth is, financial stress often persists without the right mindset and systems. Studies show that beyond an income of $70,000, additional money doesn’t significantly reduce stress or increase happiness. So if working harder and earning more isn’t the answer, what is?

I’ll share my personal journey of shifting from financial pressure to prioritizing relaxation—how doing less actually led to a 50% revenue increase in my business. We’ll explore why our nervous system and our bank account are deeply connected, and how healing our relationship with money can create true abundance.

This episode isn’t just about earning more—it’s about feeling truly at ease with money. If you’re ready to break free from the cycle of stress-driven earning and start making financial decisions from a place of sufficiency, this conversation is for you.

“We’ve been conditioned to believe that more money will make us feel safer, but if we don’t address our relationship with money, we’ll just end up chasing more without ever feeling secure.” -Kate Northrup

🎤 Let’s Dive into the Good Stuff on Plenty 🎤

(00:34) Expanding Financial Experience
(01:13) The Limitations of Money
(02:08) Conditioning Around Money
(03:58) The Illusion of Financial Security
(06:58) Building Internal Safety
(08:23) Personal Story of Financial Stress
(18:01) The Shift in Financial Perspective
(19:17) Internal Work and External Results
(25:02) Healing Your Relationship with Money

When Does Money Actually Feel Good?

I’ve watched a pattern play out for years, and I know you’ve felt it, too: Making good money doesn’t automatically make you good with money.

Even as my income increased, money stress never truly disappeared. I still felt a near-constant low-grade scarcity and pressure. I kept wondering:

“When do I finally get to exhale?”

And I know I’m not alone.

I’ve seen brilliant, ambitious people—earning anywhere from $50K to $300M—still feeling:
☑ Uneasy checking their bank accounts
☑ Guilty when they finally buy something just for them
☑ Confused about where their money actually goes
☑ Like they should have “figured this out” by now
☑ Unhappy and wondering if it’s all worth it

Here’s the truth: More money alone doesn’t fix this.

So what does?

Good with Money

Here’s What You’ll Learn in the 3-Day Experience:

💡 Day 1: The Surprising Key to Relaxed Money Manifestation
Why traditional money advice fails – and the nervous system shift that makes wealth flow effortlessly.

💡 Day 2: Unlocking Financial Confidence, Clarity & Magnetism
A simple 6-step process to trust yourself with money, make aligned decisions, and feel financially secure.

💡 Day 3: The Relaxed Money Blueprint
The 3 pillars for creating, keeping, and growing wealth – without stress.

This only happens once a year. Are you in?

If you’re ready to finally shift the way you experience money – so you can build, keep, and enjoy wealth with ease – now is your time. 🎧✨

More money won’t solve money stress—a resourced, supple nervous system wil

Mark as Played
Transcript

Episode Transcript

Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Kate Northup (00:00):
You can be living paycheck to paycheck even if

(00:03):
your paycheck is ginormo. Right?Like, I know people who live
from 7 figure launch to 7 figurelaunch. That's a lot of money.
And yet, with out the nervoussystem capacity and the
financial system capacity toactually hold and expand wealth,

(00:23):
the money will just continue topass through no matter how many
zeros are at the end of thosedeposits and those paychecks.
Welcome to Plenty. I'm your hostKate Northrup and together we
are going on a journey to helpyou have an incredible
relationship with money, time,and energy, and to have

(00:47):
abundance on every possiblelevel. Every week, we're gonna
dive in with experts andinsights to help you unlock a
life of plenty. Let's go fillour cups. Hello.
Welcome back to our seven partseries about expanding your

(01:09):
prosperity, your peace, and yourpleasure. So expanding your
financial experience with peaceand pleasure. This is about
being good with money, doinggood with money, and feeling
good with money. And so I've gotsomething that you might feel

(01:33):
like is not true at first. Itmay be annoying, but this is a
conversation that I have overand over again with our
community, and we're nailing ithome today.
If you truly understand andembody and practice what I am

(01:55):
teaching you, you becomelimitless in terms of your
experience of abundance andheaven on earth. So here it is.
Making more money will not solveall your money stress. What? So

(02:19):
here's the thing.
If you are if someone is foodinsecure, housing insecure, for
sure, more money is going tomake a huge difference in their
quality of life. But what thedata shows us is that up beyond
a certain amount, which at thelast time I checked was about
$70,000 US in terms of householdincome, whatever that equivalent

(02:47):
is in your in your country,having more money does not
significantly increase someone'shappiness, someone's sense of
well-being. And yet, we are allconditioned to be out here doing
everything we can to make moreand more money. And the problem

(03:10):
is, at least for folks in ourcommunity, what I see is the
following. We try to people tryto cover up a lack of financial
systems, a lack of a healthyfinancial relationship with just
making more money.
So it's like I feel financialstress and pressure. If I just

(03:33):
make more money, that's gonna goaway. I feel like I'm not
enough, like I have a lack ofworth. If I just make more
money, that's gonna go away. Ifeel lonely or disconnected or
like I'm not enough in my friendgroup, like I don't have enough
status, I don't have enough, youknow, of of like that feeling of

(03:54):
of status and and keeping upappearances.
If I just make more money,that's gonna go away. I don't
feel calm. I don't feel secure.I don't feel free. I don't feel
supported.
I don't feel held. I don't feelfundamentally safe. I know I'll
just make more money, and that'sgoing to solve it. But here's

(04:15):
the thing. I have talked to somany high earners, and you may
be like this as well.
And these high earnersinevitably say the same thing,
which is that if there's afeeling that there's never

(04:36):
enough, if there's a fundamentalcore lack consciousness, if
there's a fundamental corepatterning around scarcity, no
amount of money is ever going tomake you feel like it's enough.

(04:56):
And our culture is a culture ofmore is more. That once you get
the right car, once you get theright body, once you get the
right man, once you get theright house, once you get the
right woman, once you get theright job title, once you get,
you know, your ten k months oryour twenty k months or your

(05:18):
thirty k months or your hundredk months or your two hundred k
or your whatever, once you getthere, then you will finally
feel like you have arrived. Thething is, there is no there
there. I had the chance that Ihappened to be born into a
family where I was around a lotof the biggest names in personal

(05:44):
development and spiritualitygrowing up and in my twenties.
Because my mom, you know, is wasa well known author and speaker
in the women's holistic healthworld. And so I grew up behind
the scenes at the speaking gigswith all the people who people

(06:09):
looked up to as their gurus, asthe people who had it all, as
the ultimate, you know, thisperson has all the success.
They've made it. That's, youknow, they've got it all
together, they've it's it'sperfect over there. And I can
just tell you that like, nothinggets us out of being human.

(06:32):
Having been behind the scenesover there where there was like
a lot of visibility or highearning or a lot of public
status, I can just tell you thatlike there's not one person who
gets out of this life withouthaving the experience of being

(06:53):
human. No amount of money getsus out of being human. No amount
of status gets us out of beinghuman. And so the lie is that
adding more money will relievethe stress and pressure. The lie

(07:14):
is that there's some sort ofthere there that once you get to
a certain place, you can finallyexhale.
But here's what I want you toknow. We have to build the
neural pathways in order to feelthe way we wanna feel now
without anything needing tochange in our financial lives.

(07:38):
Zero changes. We need to learnhow to feel and be the way we
want to feel and be now. Nochanges in our external
environment.
And then when we do, it's sofreaking wild, it blows my mind,
it continues to blow my mindeven though I've been practicing

(07:58):
this for years, how when weshift what's going on inside us
through intentional nervoussystem healing, through
community, through coaching,through journaling, through the
strategies and practices that wepractice inside our programs,
when we do that, the externalworld shifts every single time.

(08:22):
Now I wanna share a personalstory about this. You may have
heard it, but if you're new tome, maybe you haven't. So 2021,
Mike and I, my he's my husbandand business partner. We moved
to Miami somewhat under duress.
You know, it was still in thepandemic years, and Mike was
really sick for the second timewith something he had been

(08:42):
dealing with since probably2016, but it got really bad in
2018. Then he got healthy again.Then in twenty twenty one,
January, his health took a majorturn for the worse again. And it
manifested as full body eczema,his skin peeling off over and
over again, just raw, deeplypainful, like deeply painful. He

(09:04):
lost 40 pounds, and his he hecould barely function.
And it was a very tough time forour family because also we had
two young children, and andhe's, you know, he's my business
partner. And so I felt all thisstress and pressure around
earning and keeping everythingtogether as the primary parent
and the person leading the wayin the business at the time. And

(09:25):
so we moved to Miami, and nowsuddenly we were paying for our
home and our life in Maine whilesimultaneously paying for this
new life in Miami that included,you know, a new apartment and
private school and all theseexpenses that were, you know,
that were here now that I hadn'texpected. I felt such a deep

(09:46):
sense of stress, such a deepsense of pressure. I mean,
having a loved one, having mypartner be so sick to begin with
is enough.
Having two small children isenough. Having moved to a new
city is enough, have you know,being in a global pandemic and
the way that was playing out inthe world is a whole other
thing. And then also needing tokeep things going on the

(10:09):
business front was anotherthing. So it was a lot of
stacking of layers of stress. Atthe time, I was in a loop, and
that loop was if my husbandcould just get well and if he
could just bring home a bunch ofmoney, everything would be

(10:30):
fixed.
I could finally exhale. I couldfinally feel safe if my husband
was well and he was earningreally well. So it was
conditional. Right? It was con II had my well-being
conditionally dependent onexternal circumstances.
And our therapist, David, had medo an exercise where he said,

(10:54):
okay, Kate, close your eyes, goinside, and I want you to
imagine that Mike has just comehome and said, babe, I just made
$10,000,000, so now you don'tneed to work right now. We don't
need to do anything. And Davidsaid, now how do you feel
inside? And the magical thingabout our bodies is that they

(11:17):
don't have a sense of time. Theydo not have any sense of past,
present, or future, which is theunderlying science of why
visualization works for Olympicathletes and high performers of
all kinds.
Visualization really changes ouroutcomes because according to

(11:37):
our brain and nervous system,what we are imagining happen has
happened. So the neural pathwaysare actually changing when we
use our imagination, which meanswe need to use our imagination
wisely. Back to my story. Iclose my eyes. I imagine, and I

(11:59):
was absolutely shocked by whatmy body felt like.
Because when presented with whatI thought I wanted, which was a
huge financial windfall comingfrom my husband and for him to
be well, what I actually feltwas dead inside. I felt

(12:19):
flatlined. I felt like I feltlike really, really bored. And,
like like, to the point, it's,like, really, really bored.
Like, life had no meaning.
And after some furtherexploration, what I realized is

(12:40):
this response, which was supersurprising because, of course,
expected to feel elated orrelaxed or relieved. You know,
those would all be like quoteunquote normal responses to your
husband coming home and beinglike, I just made $10,000,000.
But I didn't feel those ways,and I believed my body because
our body always tells the truth,whether it is in response to
something that happened orsomething that we imagined has

(13:02):
happened. And our and ourintuition, for many of us, will
show up in a in a physiologicalresponse, in a feeling in our
bodies. And so what I realizedwas that when the stress and
pressure of financial stress wasrelieved, I felt dead inside.

(13:23):
So I was using financial stressand pressure as a stimulant. I
was using financial stress andpressure as my primary fuel
source to make me feel alive.And I was like, shit. That is
not sustainable, especially notwith two little kids. And I had
just had my own blood work done,and my numbers were not good.

(13:46):
My functional medicine doctorwas like, girl, maybe he doesn't
talk like this, but basically,was like, girl, your brakes are
broken and so is your gas. Andif you do not do something to
heal your body, you are going toget really sick. And I knew that
our family could not withstandtwo sick parents with two small
children. So I was like, Ibetter make a shift here. And

(14:09):
I'm telling you all of thisbecause then what I did next is
really important, and this is aninvitation for you to look at
how you can apply this to yourown life.
I took ninety days, and I did anexperiment where every time I
could feel that ramp up of, Igotta run this campaign. I gotta

(14:30):
go out and make more money. Ihave this marketing idea. What
if we, you know, what if weinvited our students in this
way? What if we, you know, didthis social media campaign?
What if we like, I was operatingfrom like, I gotta. I gotta.
Let's do it. And I had beenoperating from that perspective
for a long time because I grewup in a household where

(14:52):
financial stress and pressurewas just the general vibe. It
was just the general vibe.
My parents always felt financialstress and pressure even though
they were high earners. But itwas a super achievement focused
environment, and it was alwaysabout, I'm up against a
deadline. I gotta do more.There's always more to do.

(15:14):
There's you know, we're always alittle bit behind financially
and time wise, always, alwayslike, ah, I have so much to do,
and that money's already beenspent.
So now I gotta make more. And soI gave myself ninety days that
every time I felt that ramp upenergy, I would just relax
instead. And now relaxation didnot exactly feel good. So I

(15:34):
wanna highlight that our bodies,our brains and bodies, our
nervous system will choose afamiliar hell over an unfamiliar
heaven. So I was choosing stressand pressure unconsciously at
every opportunity because itfelt familiar.

(15:57):
But in order to repattern sothat we can actually have our
desires, we need to signal toour bodies that we are safe when
we're choosing something new,and it may be uncomfortable. It
probably will be uncomfortable.So for that ninety days, I cried

(16:18):
on the bed. I felt the profounddiscomfort of sitting still when
everything in me wanted to,like, ramp up and write a
million email campaigns and andand work to cover over all the
feelings that needed to be felt.I had been through a really
scary several years.

(16:39):
My family had been through areally scary time, and I hadn't
had the space, wherewithal,support, or capacity to feel all
those feelings. So I had a lotof backlog of anger and grief
and fear that I had just tampeddown and suppressed because I

(17:00):
didn't feel like I had the timeto feel it. I felt like every
the whole world was on myshoulders, and if I was even to
go there, I was afraid thateverything would fall apart. And
so during this ninety days, Igave myself permission. I
screamed in the closet into apillow.
I cried. I watched daytimetelevision in the dark. I sat

(17:22):
down by the edge of the waterand just felt the emptiness
inside myself and asked theocean, you know, and spirit for
support. Like, what message doyou have for me? And the message
kept being like, just rest.
Just rest. And everything in mybody was like, no. I have to

(17:42):
just make more money. I can'trest. My husband's sick, and
then he broke his freaking kneein the middle of all of this, so
also then he couldn't walk.
And I was like, I can't rest. Ihave to make money. I have to
make money. I have to do do dodo do. But I was just like,
okay.
For ninety days, I'm just gonnatry something new. And here's
what I wanna tell you thathappened. After ninety days, we

(18:05):
hit all our financial goals.Without my ramp up energy,
without my pressure and anxiety,without my hyperactivity around
work, without my overworking,overdoing, being in like, we
gotta go, we gotta go, rushing,doing, doing, doing, we still
fit hit all our financial goals.Now here's what's important.

(18:28):
Our income went down that year.It did. So we hit our goals,
everything, you know, we hadwhat we needed, but our income
did decrease. Our social medianumbers went down a little bit,
and so did our email list. But Iwill tell you what.
What increased that year was mycapacity to feel peace. And the

(18:56):
value of that is so much higherthan any amount of money. So
that was 2021. Twenty '20 '1, Iinvested ninety days to
repattern my nervous system sothat I could actually withstand
stability. And even though ourrevenue went down a little bit,

(19:21):
what went up was my feeling ofpeace and safety and prosperity,
and the depth of knowing that mysource of safety was inside,
that I could tap into it at anytime, that I could plug that
cord into source at any time,and the value of that is

(19:46):
infinite.
And then here's what's reallycool. Because when we do the
internal work, the externalworld shifts to reflect it. Life
is a hologram, and it is a purereflection of our internal
environment. So you want tochange what's going on

(20:09):
externally, you change what'sgoing on internally. It really
works every time.
So then 2022 comes along, and Imake some radical decisions. We
make some radical decisions. Wedecide to close down my
mastermind that I was charging$50,000 for at the time. It

(20:29):
would sell out every time. I hadno problem filling it, and the
women were absolutely a joy anda delight to serve.
However, it just felt like itwas time to be done. So the
women who had enrolled, wereimbursed them, and we shut
down the offer. We also closedour membership, which we had had

(20:50):
for six and a half years. Nowthose two revenue streams put
together represented 7 figuresin revenue. And at the beginning
of twenty twenty two, we decidedto shut them down.
We did not know explicitly. No.It was the beginning of twenty
twenty three. Is that true? NowI'm getting my wires crossed.
Doesn't matter. Lesson is thesame. Ultimately, what happened

(21:10):
is in 2022, our revenue went upby 50%. So 2021, it went down a
little bit compared to theprevious year. But 2022, it went
up by fifty freaking percent.
And then we made some radicalchanges. We released a million

(21:34):
dollars in offerings in terms ofrevenue and trusted that it
would be replaced. And whatended up happening is then our
revenue increased prettydramatically. We had our first
multiple seven figure year in2024. It had gone up quite a bit

(21:55):
in 2023, and then here no.
Twenty oh my gosh. I don't evenknow numbers. See, here's here's
the great thing. You don't haveto be good with numbers and
timelines in order to be goodwith money. It was 2024 we came
in at just under 3,000,000.
20 20 3 was our first multiseven figure year, and 2022 was
the year that we had increased,our revenue by 50%. Now all of

(22:18):
that was because I did internalhealing work, and so did Mike,
so did my husband, so that wecould find our source of safety
and security on the inside. Andthen more money came in. But the
illusion is that more money isgonna solve all your financial

(22:41):
problems. And if you do not havethe bedrock of the somatic body,
the somatic capacity, thenervous system capacity to
actually hold the charge of moreabundance, it will just pass
through.
If you don't have the nervoussystem capacity and if you don't

(23:03):
have the financial systems inplace to steward that money so
that it gets earmarked in acertain way for different
categories, for taxes, and for,you know, long term savings, and
for investment, and for for allof the different things. Like,
if you don't have a system inplace to care for and love your

(23:24):
money, just like if you don'thave boundaries as a parent, if
you don't have routines, yourkids feel unsafe, and they they
act out and have behavioralissues. Our money is the same.
It needs to feel safe. It needsto have systems, both your
nervous system and yourfinancial systems.
And when you build both of thosestrong, when you do that in a

(23:47):
way that's intuitive, that isaligned with who you are, that's
aligned with your soul, that'saligned with the change you
wanna see in the world, what'sso cool is that you already feel
amazing, and then the moneytends to follow. And when it
does show up, it is able to gointo the ecosystem of your life

(24:10):
and the lives of of those youtouch and bless them and not
just, like, pass through so thatit's like this windy hallway
where it's just like it comesin, it goes out. It comes in, it
goes out. Because I know so manypeople who are stuck in a money
in, money out cycle. And by theway, you can be living paycheck

(24:30):
to paycheck even if yourpaycheck is ginormo.
Right? Like, I know people wholive from 7 figure launch to 7
figure launch. That's a lot ofmoney. And yet without the
nervous system capacity and thefinancial system capacity to
actually hold and expand wealth,the money will just continue to

(24:54):
pass through no matter how manyzeros are at the end of those
deposits and those paychecks. Sothank you for listening to my
story.
I hope that this has exhibitedto you that adding more money
alone will not solve your moneystress. Healing your

(25:15):
relationship with money, findingsafety first will absolutely
allow you to unravel thosepatterns of deep financial
stress. And then what's so coolis on the other side of that, as
your revenue goes up or as yourincome increases, you have the
capacity to actually enjoy theblessing of that abundance and

(25:41):
steward it well. Thank you somuch for listening. We have
another episode coming up foryou in this series.
It is episode number five, andit is about aligned wealth and
creating luxury withoutsacrificing your well-being,
your desire for abundance, andwithout sacrificing your long

(26:03):
term goals. So aligned wealth isnext in the series. I'll see you
for that one. What if managingmoney felt effortless? You've
worked so hard to earn money, sowhy does it feel stressful?
Well, I wanna introduce you tosomething brand new that I've
created called the money reset.Because abundance starts in your

(26:24):
body, not in your bank account.This free audio experience will
help you rewire your nervoussystem for wealth, stop the
money in money out cycle andcreate a foundation for true
wealth, and relax into a newrelationship with money. Plus,
it comes comes with the fiveminute calm cash flow ritual. So

(26:49):
you can have financial clarityand magnetism anytime you want.
All you need to do to get thefree money reset is go to
katenorthrop.com/reset.
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