102. Aligned Wealth: How to Enjoy Luxury Without Sacrificing Your Long-Term Goals

What if you could enjoy luxury without sacrificing your long-term financial goals?

In this episode of Plenty, I dive into how aligning your financial choices with your personal values can help you experience true wealth—both now and in the future. I share how you can create a relationship with money that feels good, looks good, and stays in integrity with who you are. From making your spending a prayer to evaluating your investment portfolios, I walk you through the importance of ensuring that your money is being used in ways that align with your deepest desires. If you’re ready to shift how you spend, invest, and give, this episode is a must-listen!

“Money wants to go toward that which is aligned with what truly matters to us, and it can feel the resonance of our integrity.” -Kate Northrup

🎤 Let’s Dive into the Good Stuff on Plenty 🎤

(00:00) Introduction to Aligned Wealth
(01:10) Understanding Individual Wealth Blueprints
(05:11) Societal Influences on Financial Choices
(09:19) Aligning Financial Life with Personal Values
(14:47) Experiencing Luxury While Meeting Long-Term Goals
(16:51) Upcoming Topics and Conclusion

Links and Resources:

The Soul of Money by Lynne Twist

 

When Does Money Actually Feel Good?

I’ve watched a pattern play out for years, and I know you’ve felt it, too: Making good money doesn’t automatically make you good with money.

Even as my income increased, money stress never truly disappeared. I still felt a near-constant low-grade scarcity and pressure. I kept wondering:

“When do I finally get to exhale?”

And I know I’m not alone.

I’ve seen brilliant, ambitious people—earning anywhere from $50K to $300M—still feeling:
☑ Uneasy checking their bank accounts
☑ Guilty when they finally buy something just for them
☑ Confused about where their money actually goes
☑ Like they should have “figured this out” by now
☑ Unhappy and wondering if it’s all worth it

Here’s the truth: More money alone doesn’t fix this.

So what does?

Good with Money

Here’s What You’ll Learn in the 3-Day Experience:

💡 Day 1: The Surprising Key to Relaxed Money Manifestation
Why traditional money advice fails – and the nervous system shift that makes wealth flow effortlessly.

💡 Day 2: Unlocking Financial Confidence, Clarity & Magnetism
A simple 6-step process to trust yourself with money, make aligned decisions, and feel financially secure.

💡 Day 3: The Relaxed Money Blueprint
The 3 pillars for creating, keeping, and growing wealth – without stress.

This only happens once a year. Are you in?

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Episode Transcript

Kate Northrup (00:00):
Maybe you want to go take a look, for example, at

(00:04):
your investment portfolio andfind out what companies is your
money invested in in those indexfunds. Are those companies doing
things in the world that youagree with? Are those companies
doing things that are reallyaligned with your values, or are
they not? And if they're not,that's a financial leak. Welcome

(00:25):
to Plenty.
I'm your host, Kate Northrup,and together, we are going on a
journey to help you have anincredible relationship with
money, time, and energy, and tohave abundance on every possible
level. Every week, we're gonnadive in with experts and
insights to help you unlock alife of hunting. Let's go fill

(00:50):
our cups. Hello, and welcome toepisode number five in a series
we are doing about feeling goodwith money, being good with
money, and doing good withmoney. So we've been a lot of
places and spaces so far.
If you're just tuning in now forthe first time, that's great.
You can go back and listen tothe other ones, and we have two

(01:13):
more episodes coming up next.For today, we are talking about
aligned wealth and creatingluxury in your life without
sacrificing your long term goalsand without sacrificing your
desire to also live richly inthe now. So one of the things

(01:34):
that I've been talking about fora long time is making your
spending a prayer. What do Imean by that?
Well, money acts as fertilizerin the world, and what it
touches, it enhances. What moneytouches grows. So if money is
touching a system and a businessthat is toxic chemically, toxic

(02:01):
for people's bodies, toxic forpeople's lives, money going over
there is only going to enhancethe impact of that business. But
simultaneously, if you add moremoney to an organization like
Charity Water, for example, thatthat builds wells all over the
world so that people can haveaccess to fresh water, then

(02:25):
money is going to enhance andfertilize all the beauty and all
the health and the livelihoodthat is created from that kind
of work. So we can make ourspending a prayer not only for
what we want more of in theworld, but also for what we want

(02:46):
more of in our own lives.
And for a long time I've beentalking about aligning our
spending with what truly mattersto us. Now what truly matters to
us is super individual. Justlike there are no two

(03:09):
fingerprints that are exactlythe same, There are no two
humans who have the same wealthblueprint. What makes me feel
really wealthy is gonna bedifferent from what makes you
feel really wealthy. Forexample, my husband is really
into soccer.

(03:29):
Not playing, watching. So sincewe moved to Miami, he's been
super into Inner Miami, and thenMessi came here, and it's been
like a whole thing. He's aseasons ticket holder with Inner
Miami. It's like a whole thingfor him, and it has added so
much vitality, and joy, andcommunity, and aliveness to his

(03:51):
life. I really could give twoshits about soccer.
I mean, like, I'll watch a gameevery now and again and be
vaguely interested, and I willgo to one game with him per
season. But for him, theenthusiasm and the possibility
and the joy that comes throughbeing involved in the inner

(04:12):
Miami community. He's also partof the supporters group, so
sometimes he goes and sits withthem in the bleachers and sings
the songs, and of course,they're all speaking Spanish. He
has no idea what's going on, buthe loves the whole thing. Now
that's an example of wealthblueprint individuality.
I don't care about soccer, but Icare about Mike, so I

(04:33):
participate, like, a little bit.I, on the other hand, love going
to dance class. Going to danceclass to me brings me so much
joy, it brings me so muchaliveness, it reminds me who I
am. I feel the most myself whenI'm there, like nailing the
choreography, having so muchfun, fully present in the

(04:55):
moment. Mike does not go todance class.
He does not want to go to danceclass. That's not something he's
gonna wanna do. And so our diffour versions of what money is
for are different. Now a lot ofthem are overlapping. Of course,
we're married, and generallyspeaking, marriage works better
if you marry somebody whosevalues are somewhat aligned with

(05:16):
yours.
But it doesn't mean they have tobe completely aligned with
yours. But all of that to say,what happens in society because
of programming and because ofthe fact that when we are
watching any kind of news ortelevision or media or reading,
we are in more of a hypnoticstate. So when we are consuming

(05:40):
media, we literally are in abrainwave state that makes us
super suggestible. And it startsat an early age with kids
watching advertisements,watching shows that begin to

(06:00):
show them that it's important tobuy certain things in order to
be a certain way, in order to besocially celebrated, in order to
be worthy, in order to be all ofthese things. And so our
financial lives get sointermingled with societal

(06:22):
ideals that are really wrappedup in corporations, making money
off of continuing to create adesire for things in the general
populace, us, that like we mayor may not actually need, and
quite frankly, we may or may notactually in our heart of hearts,

(06:44):
like on a soul level, we may ormay not actually want those
things either.
I have a dear friend. She isdeeply sustainably oriented,
sustainability oriented, and shefocuses on having a capsule
wardrobe for every season withabout 12 items in it that she

(07:08):
can just wear over and overagain in different combinations
because, a, it's good for theenvironment, and, b, it creates
a lot of ease and flow andminimal friction in her life.
That really works for her.That's a version of wealth for
her. I have another friend whoonly has three outfits total.

(07:32):
He has one version of the outfitfor exercise and casual, one
version outfit for, like, goingout to lunch, and a third for
something fancier like aspeaking gig or going to the
theater. He literally only wearsthree different outfits, and
then he just buys multiples ofthe same outfit so he has enough

(07:54):
of them for doing laundry inbetween. That's their versions
of wealth. That would really notwork for me. As soon as I've
worn something, I basically,like, wanna be done with it.
I don't really even ever reallywanna wear it again unless it's,
like, my favorite jeans. Right?So that's why I do Rent the
Runway so that I can havevariety at all times. So we all

(08:15):
get to be who we are. What I'msaying is what matters to you,
what turns you on, what makesyou come alive is beautiful.
It is worthy. It is valid, butit is gonna be different than
other people. And there's somuch societal noise. There's so

(08:35):
much social pressure to look acertain way, to be a certain
way, to look and be and buy likeother people because of the
media, be cut you know, socialmedia, traditional media, all
the things, that we can losetrack of who we really are. We
can lose track of what reallymatters to us.

(08:58):
So before we even begin to askthe question, what matters to
you, we have to cut through alot of conditioning and a lot of
layering of brainwashing thatmakes us think, oh, I need to
have a fancy car. Oh, I need tohave a bigger house. Oh, I need
to be able to go on this trip orthat trip. I need to buy the

(09:19):
designer handbag. I need to eatout at these restaurants.
And all of those things aregreat. I love all of those
things too, but we canprioritize in the order of what
makes us come alive personallyand hold that as beautiful and a
sacred reflection of who we areas individuals. Inside Relax

(09:42):
Money, we do a proprietaryprocess that I've developed over
the years, over over a decade,that helps people to really zero
in on what matters to them. Sowe won't go through that right
now because it's inside theprogram. But for you, I just
want you to begin to askyourself, what matters to me?

(10:04):
And then the invitation is tomake your spending, to make the
way you organize your financiallife a reflection of what truly
matters to you. Because when youdo that, that's when you begin
to create aligned wealth so thatyou're making money in a way

(10:26):
that feels in integrity, that'saligned with your values, so
that you are spending money in away that feels in integrity and
aligned with your values, sothat you are investing money in
that way, and so that you aregiving money in that way. And
getting all that alignment takestime. Right? Maybe you want to

(10:51):
go take a look, for example, atyour investment portfolio and
find out what companies is yourmoney invested in in those index
funds.
Are those companies doing thingsin the world that you agree
with? Are those companies doingthings that are really aligned
with your values, or are theynot? And if they're not, that's

(11:13):
an that's a financial leak.That's an energetic financial
leak where money is actuallycoming into you and then going
towards something that you don'tagree with. And when we clean
that up, when we plug up allthose financial leaks, we end up
increasing the potency and thepower of our financial

(11:38):
resources.
Now the other really cool thingis when we begin to align our
financial life with what trulymatters to us, we don't need to
spend as much money in order toget the same or more bang for
our buck. Right? So let's say Ihave, whoops, let's say I have,

(11:59):
like, you know, $500 to spend ina month on entertainment, and I
spend that $500 on going toprofessional soccer games.
Right? Back to my originalexample.
Versus I have $500 to spend andI go buy myself a ticket to a

(12:20):
Tony award winning Broadwayshow. I am going to have
significantly more of anexperience of wealth and
richness, which is essentiallythe feeling of being optimally
alive, if I go to that Broadwayshow than if I go to the soccer

(12:40):
game. Right? Now of course itdepends on who I'm going to the
soccer game with, and if if it'smy one game of the season with
my husband, we make a date nightof it, it's really fun. But I
think you see my point.
This really gets potent andimportant when we begin to look
at our spending. And one of thethings that we do inside Relax

(13:00):
Money is we, in a loving,conscious, pleasure filled way,
bring consciousness to ourspending and to every other area
of our financial life becausewhat we put our attention on
grows. And when we put ourloving attention on our money,

(13:22):
our wealth tends to grow. Andone of the factors we bring in
is, am I aligning my money withmy values? And when you do, you
get more bang for your buck, andyou are able to spend less money
while getting a bigger return oninvestment.
The other thing is money wantsto go towards that which is

(13:48):
aligned. The true soul of money,if you've read The Soul of Money
by Lynn Twist, it was so coolwhen I read that book because
there's a whole segment on thatthe soul of money energetically
wants to be aligned with whattruly matters to us, wants to be
aligned with what makes theworld a better place. Now I've

(14:09):
been talking about that for overa decade. I wrote about it in my
first book, Money, A Love Storyin 2013, but I didn't read The
Soul of Money until last year.And it was so cool that one of
these, like, critical books inthe canon of, you know,
prosperity consciousness by LynnTwist, who's like such an OG,

(14:29):
she's such a goddess, said thesame thing.
And every time that happens,when I read an incredible book
or listen to an incredibleteacher who is saying the same
thing that I have been sayingfor a long time as well, I know
it's true, and I get reallyexcited about it. So ultimately,
the take home message today isif you can align your spending,

(14:53):
investing, earning, and givingwith what truly matters to you,
that is what money wants. Andmoney will come to you because
it can feel the resonance ofyour integrity. It can feel that
your soul is aligned with yourchoices, and that is magnetic.

(15:15):
And when you do that, youexperience luxury without
sacrificing your long term goalsof becoming work optional,
buying a house, whatever you maybe saving up for over time gets
to happen faster while stillenjoying the present moment.
Right? So for example, one ofthe things that I've talked

(15:36):
about before is, I tend to walka lot in our life. I don't spend
a ton of time in the car. We'veorganized our life so that I can
walk from where we live to dropthe kids off at school, and then
I can walk to the office andwalk back. So there are many
days that I do not get in a carat all.
So spending money on a luxuryvehicle has not been a priority

(15:57):
in my life because it wouldn'tgive me a whole bunch of bang
for my buck. But spending moneyon first class air ticket air
travel or spending money onluxurious meals out with friends
or a spa day is absolutely apriority for me. So because I
make those choices consciously,I am at choice. I am in my

(16:20):
agency with my financialsovereignty. I am able to
experience the return oninvestment of spending money on
a Broadway show or a spa daywith friends.
I'm I'm not spending moneydriving a luxury car or, like,
buying $3,000 handbags becauseit just doesn't matter to me
that much. And as a result, mylife feels incredibly rich

(16:44):
because my choices are alignedwith my values. My choices are
aligned with what matters to me.My spending is a prayer. So I
hope that's helpful.
This was episode number five inour seven part series. The next
one I have coming for you isnumber six, and it is about

(17:04):
feminine energy and the feminineenergy of financial leadership.
So if you've been wondering howto engage with your money in a
way that feels luscious andjuicy and like you get to stay
in your feminine surrender andreceptivity, then this episode

(17:25):
is gonna be for you. So I'll seeyou next time. Once a year, I
teach a money workshop that isan absolute game changer for
ambitious humans who are readyto not only make good money,
which they may already do, butalso to feel good with money, be
good with money, and do goodwith money.
So if that's you, if you areready to heal your relationship

(17:48):
with money, relationship withmoney, if you're ready to have
rock solid financial systemsthat allow you to feel held and
receptive and inflow, and if youare ready to unlock the
abundance that really wants topour into your life, join me for
good with money. This onlyhappens once a year, and you can

(18:10):
reserve your spot over atkatenorthrop.com/good. This is
your time. Your financial powerand ease await. Join us at
katenorthrup.com/good.