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June 10, 2025 20 mins

Are you ready to transform your relationship with money, time, and energy? In this episode, I dive into how women can break free from the patterns of financial stress and create greater abundance in our lives. I explore the historical context of financial oppression that has led many of us to develop a rebellious spending mindset and avoid financial clarity due to past traumas.

I advocate for creating a “spending plan” that focuses on abundance, helping you recognize rebellious tendencies around money while introducing both internal and external systems for financial empowerment. I also share how Business by Design, a program created by James Wedmore, has positively impacted both my business and personal finances, helping me scale with ease and align my actions with my financial goals.

Join me for actionable steps, practical tools, and mindset shifts that will help you reclaim control of your money, time, and energy—and open the door to even more abundance!

“We are talking about the sweet abundance that comes from consciousness and clarity and transparency with ourselves, because actually what’s available when you get clear and conscious about your money is only a more powerful version of abundance.” -Kate Northrup

🎤 Let’s Dive into the Good Stuff on Plenty 🎤

00:49 Common Financial Patterns Among Women
02:41 Understanding Resistance to Financial Tracking
04:24 Historical Context of Women’s Financial Freedom
07:35 Nervous System and Money Relationship
11:22 Metabolizing Stress and Financial Clarity
14:39 Rebellious Spending and Self-Reflection
16:35 Creating a Spending Plan for Abundance
17:40 Building a Nervous System Stewardship System
18:28 Business by Design Program Overview


✨ Business By Design (BBD) Review: How James Wedmore’s Program Transformed Our Business ✨

In episodes 109 and 110 of Plenty, we’re giving you an inside look at our journey with James Wedmore’s Business By Design (BBD) program and how it completely transformed the way we run our business. 🚀

Ready to scale your business while maintaining your well-being? After growing our business from zero to multiple seven figures, we’ve discovered that success isn’t about working harder—it’s about working smarter and more aligned.

💡 BBD provided us with the exact framework we needed to streamline our operations and actually enjoy the process. In these episodes, we’re sharing the game-changing strategies that helped us scale with ease.

What’s Inside These Two Episodes:

  • A candid review of BBD and how it’s become the backbone of our business growth strategy 💪
  • Insights on how BBD’s holistic approach—from team building to marketing—has transformed our systems, sales, and customer satisfaction 🌟
  • How we implemented BBD’s principles in everything from our launches to refining our offers and improving team communication 🤝

If you’re wondering whether BBD is the right investment for your business, or you’ve been curious about how it could align with your specific goals, these episodes are a must-listen!

🎧 Tune in for an honest review of our experience with BBD and why we keep recommending it to everyone we know. 💬

Want to learn more or join BBD yourself? Head over to katenorthrup.com/bbd for exclusive bonuses like a live, in-person Mastermind event and my signature visibility strategies—including how I’ve landed features in Harvard Business Review, Oprah Daily, and beyond! 🌟

Don’t miss out on this transformation! ✨

Mark as Played
Transcript

Episode Transcript

Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Kate Northrup (00:00):
Nervous system, stewardship system, both at the
same time. And when you do that,you will begin to change your
nervous system thermostat aroundmoney so that you're building
the somatic body. You'rebuilding literally the capacity,

(00:20):
electrically speaking, to beable to run more and more power,
more and more abundance throughyour body and through your life.
Welcome to Plenty. I'm your hostKate Northrup and together we
are going on a journey to helpyou have an incredible
relationship with money, time,and energy.

(00:43):
And to have abundance on everypossible level. Every week,
we're gonna dive in with expertsand insights to help you unlock
a life of plenty. Let's go fillour cups. Hello. So something's
come up the last couple ofweeks.
Many times in conversations withgirlfriends, in coaching calls,

(01:07):
when I've been guest teaching ina couple of other people's
programs, And it has come up somany times that I wanted to do a
conversation about it with you.Well, it's not really a
conversation. I'm just gonnatalk about it, and you're gonna
listen. So the the reason I thisis so important is I think it's
so common, but I've never heardanyone articulate exactly this

(01:31):
particular problem and itssource in the way it has come up
many times recently. So here itis.
As if you're a woman listeningto this, and just know that all
genders are included here, butthis this conversation is
particularly something I seewith women. Here's the thing I
see, and I only know this, youknow, I'm like this. Anything

(01:52):
I'm talking about, nine timesout of 10, the reason I'm
talking about it is because Iused to have this problem, and
then I figured out something tohelp myself, and then I'm now
sharing it with you. So justknow when you come into my
space, I'm never like wagging myfinger, I'm never judging you,
I'm never like, oh my god, doyou believe what she's doing
over there? I'm just right therewith you like, girl, I know,

(02:16):
totally used to do the samething, sometimes I still do.
And this is all about bringinglove and consciousness to our
shadowy spots, to our littlenooks and crannies of behavior
and ways of being that are notactually serving our long term
goals, that are not serving ourdaily aliveness. And so this is

(02:41):
the particular pattern, is womenwho do really well financially,
or who are on their way to doingwell financially, or maybe they
have a lot of resources fromother some other source, maybe
their partner or an inheritanceor whatever, there is a common
pattern of not wanting to tracktheir expenses, and not wanting

(03:05):
to actually know what they spendduring a given month, because
they want to have the freedom tojust spend whatever they want,
whenever they want, because thatfeels like freedom and expansion
to them. There's a few thingsthat I've become aware of that

(03:28):
are underneath this that I wantto unpack, because if you're
someone who finds yourselfrepulsed by the idea of tracking
your spending or knowing whatyour expenses are or, God
forbid, creating a budget, whichis not a word that I love, we

(03:49):
could talk about that, then thisconversation is for you.
And by the way, if you knowsomeone who's like this, please
send this episode to her becausethis is a healing space, and
this is this is not aboutlimitation or deprivation in any
way. This is about creating arelationship with our money that
allows us to expand. So justknow when you come into my

(04:12):
space, I'm never gonna tell youyou need to deprive yourself.
I'm never gonna be like, oh, youhave to cut back. Stop buying
your lattes.
Stop getting manicures. Youknow, that is not what we're
talking about here. We aretalking about the sweet
abundance that comes fromconsciousness and clarity and
transparency with ourselves,because actually what's

(04:35):
available when you get clear andconscious about your money is
only a more powerful version ofabundance. Right? It's the
difference between building ahouse where the foundation is in
sand versus building a housewhere the foundation is in the

(04:55):
bedrock of the earth.
It's just stronger, and you canbuild a lot taller. So that's
what we're talking about today.Underneath that pattern of
wanting to just spend and spendand not ever having to track is
a younger, immature girlarchetype, and I wanna

(05:17):
contextualize it in history. Sofor thousands of years, really
until very recent history, likewomen got the right to vote in
The United States in thenineteen twenties, and much
later in other countries, andthere are still places in the
world where women really do nothave the rights to have their
own voice in government and inthe economy and in society in

(05:38):
general. And then in 1975 wasthe first year that the law
changed that a woman could get aloan in her own name without a
male cosigner.
Right? So 1975, that was likethirty seconds ago, right, that
a woman could have her owncredit card or her own mortgage
or her own line of credit. Andso it's important to understand

(06:01):
that for thousands of years,women were property. Instead of
being able to own property, onsome level, women were property.
And so it makes sense to me,given that historical context
and what we understand now aboutepigenetics and ancestral trauma
and the ways that and alsoancestral joy, but the ways that

(06:24):
our ancestors' patterns live onin our DNA, live on in our own
nervous systems, and ouropportunities to heal those
things today.
So let's think about, like, inthe context for women
historically around money, thatfor thousands of years, women
were property and had nofinancial power, for the most

(06:47):
part. Wouldn't it make sensethat there's a part of some of
us now that wants to just go hogwild and do whatever we want
with our money as an act ofrebellion? As like, f you, you
can't control me. I'm going tojust be out here buying what I
want, going where I want, doingwhat I want, and I'm not going

(07:09):
to keep track of it, because Ijust want to be free. Goddamn
it.
Right? It's been thousands ofyears of, like, financial
servitude on some level. I justwant to be free. So I want to
honor the part in you, in me,that feels that way, and know
that she comes by this honestlyin the grand scheme of history.

(07:34):
So that's thing number one.
Thing number two is that I'vetalked about this many times,
but if you're new here toPlenty, you may not have heard
me say this before, so I'llremind us all, which is that if
our nervous system has athermostat set point, and our

(07:54):
nervous system thermostats werecreated in our childhood as our
nervous system was developing inthe environment in which we were
raised. Whatever the generalenergy of that environment was
around money, whatever thegeneral feeling was around
money, is the thermostat setpoint that our nervous systems

(08:14):
will return us to automatically,as a default, unconsciously,
until we consciously decide toupdate the nervous system set
point, which is what we doinside Relaxed Money. It's what
we do inside my world and myprograms. It's one of the things
we do. So if it has historicallyin your life, in your mother's

(08:42):
life, in your grandmother'slife, your great grandmother,
your great great grandmother, ifyour lineage has not been one of
paying loving attention tonumbers, and if money was
associated in any way with anykind of emotional pain, it makes

(09:04):
perfect sense that you wouldresist looking at your numbers.
Perfect sense. For me, in mychildhood growing up, every time
my parents talked about money,things got really stressful. And
in fact, one of the reasons thatthey got divorced was because
they were really on differentpages about money. I mean, it

(09:27):
was more complicated than that,but that's that's the simplified
version. Right?
Maybe someday I'll invite themon the podcast, and they can
tell their own story. But thatwas the that was the general
communication I or that was,like, what it seemed like to me.
So if you have an imprint fromthe stimulus of looking at money
or talking about money isassociated with chaos, loss,

(09:53):
anger, stress, pressure,anything like that, which most
of us have some kind ofimprinting like that, it would
also make sense that you wouldwant to avoid looking at your
numbers. Because in yoursubconscious, which is ruled by

(10:13):
your nervous system, looking atnumbers is not actually a safe
thing to do because yourassociation with that is of
pain. Okay?
So that's another layer. So wehave one layer is the historical
context and kind of that rebelpart of us that's like, F you.

(10:34):
I've been controlled forthousands of years. I just want
to be free. And that's kind oflike a sideways shadow way of
creating a lower level offreedom.
That's not actually the truestlevel of freedom, but it is like
a a taste. Right? Then we havethe second layer, which is your
thermostat setting around moneyand actually talking about money

(10:55):
and looking at money. There maybe a stimulus and response in
there where financial awareness,like looking at the numbers, is
associated with loss or pain ofsome kind. And then there's the
third layer here, which is alsorelated to your nervous system,
and that is this.
Financial consciousness leads tofinancial expansion in my

(11:20):
experience. So when we payloving attention to our numbers
from a place of being in ahealthy nervous system, from a
place of being in an abundantvibration and frequency, when we
are well educated about money,when we put our attention on our

(11:41):
money, our money tends to growfrom a nervous system
perspective. That which isunfamiliar automatically
registers as unsafe, especiallyif we have an overloaded stress
and threat bucket. Right now onthe planet, things are intense

(12:04):
politically, economically,environmentally speaking, it's a
heavy time right now. So formost of us, our stress and
threat bucket is actually morefull than perhaps at other times
in history or other times in ourlives.

(12:25):
What we can do about that is toactively engage in metabolizing
our stress. And you know what?In an episode that's coming up
on my friend James Wedmore'spodcast, I talked about
metabolizing stress, and he saidhe'd never heard that phrase
before. And I was like, really?I feel like it's really common.

(12:47):
He was like, nope. So I'm gonnado a whole episode for you about
metabolizing stress. So staytuned for that. That's gonna be
like a part two to what we'retalking about right now. But
what I wanna say is our nervoussystem associates that which is
unfamiliar with being a threat.
And so if what we are desiringis to be a money badass and feel

(13:10):
really confident and feel reallyrelaxed and feel really in our
power, but in a surrendered,receptive way, it makes sense
that we would avoid financialclarity. Because on some level,
our unconscious knows thatstepping into financial clarity

(13:32):
is a power move and will createmore expansion, will create more
success. And most people havenot done the work to build their
somatic body, to build theirnervous system capacity to be a

(13:52):
conduit for that level ofsuccess, for that level of
abundance. Like, our bodies, ournervous systems, our circuitry
literally can't handle it,right? It's like plugging in to
an old electrical system in ahome.
If you plug in like the washingmachine, the toaster, and the
blow dryer all at the same time,you'll often blow a circuit, and

(14:16):
that's the same thing in ourbodies. If we suddenly are like
writing a bestselling book andshowing up all over the media
and talking to people who areplaying a big game and like
making more money than we'veever made before, if we haven't
built up the circuitry to beable to handle that amount of
power going through our bodies,we will blow a circuit. And so

(14:40):
one of the ways that we willunconsciously avoid doing that
is to not look at our money tobegin with and be like, I just
want to spend whatever I want.I'm going to Paris and F you,
you can't control me. Butactually that behavior, that
shadow behavior is only hurtingourselves.

(15:01):
We're not actually sticking itto anyone. We're sticking it to
ourselves. And so I want us allto really get that the loving
act is yes, go spend money onwhat makes you feel abundant,
indulge yourself, but only onthe things that actually give

(15:23):
you a really big bang for yourfinancial buck, right? Like for
me, I don't spend a lot of moneyon fancy handbags or a fancy
car. Maybe I will someday, butthose are not my things.
I spend money on spas, travel,and expensive health equipment.

(15:44):
If you looked at the things Mikeand I have in our home, like
thousands of this, multiplethousand dollar hydrogen
machine, this special PEMF,Biomat, Amethyst, Whozy Wetsy,
whatever. Those are the thingsthat we spend our money on
because that gives me a bigfinancial bang for my buck, and
I know that because I've donethe work to determine what

(16:07):
actually makes me feel rich. Soin summary, if you find yourself
resisting looking at yournumbers, it may be because
there's a shadow part ofyourself that is rebellious,
that's trying to stick it to theman because of thousands of

(16:28):
years of patriarchy. And what Ijust wanna say to you is that's
not hurting anybody other thanyou.
And what we can do isacknowledge that part, honor
that she gets to be here, andfind ways to give her what she
wants. So maybe you actuallyhave a spending category in your

(16:49):
spending plan, not your budget.I like using the phrase spending
plan because to me, I can planfor abundance, whereas a budget
makes me feel like I'm limited.So I love creating a spending
plan. So maybe you actuallycreate a line item every month
in your spending plan for thepart of you that wants to just

(17:09):
get out there and buy whatevershe wants and not have to look
at it.
Great. What's the amount ofmoney that you feel like you can
do that with and still be insupport of your long term
financial goals? Like, you getto allow a part of yourself to
play like that in that arena.And then invest in the nervous

(17:34):
system healing andsimultaneously the financial
systems, both of those things.So the internal invisible
infrastructure, which is yourbrain and nervous system wiring,
and then the external three dinfrastructure, which is your
easy to maintain financialstewardship system.

(17:55):
So both of those things, nervoussystem, stewardship system, both
at the same time. And when youdo that, you will begin to
change your nervous systemthermostat around money so that
you're building the somaticbody. You're building literally
the capacity, electricallyspeaking, to be able to run more

(18:22):
and more power, more and moreabundance through your body and
through your life. So I hopethat was helpful. If this
resonated with you, please shareit.
Let someone else know about it.Share it on your Instagram. Tag
me. Let me know. Thank you somuch for being here.
And as always, if this resonatedwith you, please leave us a

(18:42):
review. Leave us a rating andshare with someone you know.
Thanks for being here. See younext time. Before you go, I
really wanna share somethingthat's truly transformed our
business.
James Wedmore's Business byDesign program. Over the past
year and a half, Business byDesign or BBD has been the

(19:04):
secret behind our biggestbreakthroughs. The first year we
implemented the strategies fromthe program, we increased our
launch revenue by 63%. And thispast year, we hit our first
multi seven figure launch forthe first time by doubling down
on the exact strategies thatJames teaches in b b d, and we

(19:29):
also built a team that actuallyworks. What I love about b b d
is it's not just about makingmore money, although although
that is wonderful.
It's about creating systems thatsupport the life you want. As
James always says, the morestructure you have in your
business, the more freedom youhave in your life. So if you're

(19:50):
ready to stop feeling scatteredand start scaling strategically,
check it out atkatenorthrup.com/bbd. Plus, if
you go through our link, you'llget exclusive bonuses, including
a live mastermind event with us.Thanks for listening to Plenty.
I'll see you next time.
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