93. My AI Turnaround, Ethical AI, and Getting Behind it Before You Get Left Behind with Natalie MacNeil

Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Natalie MacNeil (00:00):
I have AI doing more than half the work I was
doing just a year ago, and it'sallowed me the space to take my
summer off and to have time forother things that my business
used to fill, and I love that.I'm finding a new kind of
balance that I always craved butkinda thought was impossible.

(00:21):
Like, you know, we start ourbusinesses and we have an idea
of what that's gonna look likeand all the freedom that we can
create, and we can have that,But this is like a whole other
level.

Kate Northrup (00:32):
Hello. This episode is going to blow your
mind. I have Natalie MacNeil onPlenty today telling us all
about how AI can save us anincredible amount of time, an
incredible amount of money, andhow it can help us to live not
only lives of deeper ease, butalso of deeper connection to

(00:54):
source. She really surprised mewith so many examples of how we
can use this technology tobetter humanity, to better the
Earth. And if you have had anyconcerns or hesitations about
using AI, if you're not using ityet, today is your day.

(01:15):
Enjoy the episode. Welcome toPlenty. I'm your host, Kate
Northrup, and together we aregoing on a journey to help you
have an incredible relationshipwith money, time, and energy,
and to have abundance on everypossible level. Every week,

(01:36):
we're gonna dive in with expertsand insights to help you unlock
a life of plenty. Let's go fillour cups.

Speaker 3 (01:45):
Please note that the opinions and perspectives of the
guests on the Plenty podcast arenot necessarily reflective of
the opinions and perspectives ofKate Northrup or anyone who
works within the Kate Northrupbrand.

Hi. Hey. For being here.

I'm so excited to be here.

I have a lot to learn from you. But first,
before we dive into like, I have800,000,000 questions about AI,
and but before that, I reallywanna know because when you and
I met, it was, like, a long timeago because we are both Internet
OGs. I mean, I don't evenremember when it was, but I I
believe I became aware of youin, like, 02/2010, '2 thousand

(02:22):
'11.

I was gonna say it has to be

02/2009 even maybe

Around that time. Around that time.

I feel

like I connected with you through
Danielle LaPorte.

You did connect me through d.

Yeah. Maybe 02/2009 even.

I think it was,

like, 02/2010.

Early days. Early days. And you were doing your
brand at that time was calledshe

She Takes On The World. She

Takes On The World. Yeah. Ta da. Ta da. And
you have.
And so and that was, like, theirlike, coaching, you know,
empowerment, and I'm and, youknow, obviously, please describe
other things about it. But Ijust you do your work is really
pretty different now. Maybe notmaybe you wouldn't even describe

(03:03):
it that way, but I find so oftenin fact, I was talking to
somebody about this the otherday. There's like it's like, oh,
there's this other thingbubbling up inside me, but
everyone's known me for so longas this. And and it can be
difficult for people, a,strategically to make that
shift, and then also just togive themselves permission to

(03:24):
evolve their businesses whenthey did get really successful
with a particular brand, with aparticular message and content.
So can you talk about thattransition for you and and,
like, when it happened and whatthe timeline was like and how it
felt?

Oh. So when I was doing She Takes On The
World, that was born frombuilding this media and
production company that I wasalso having a lot of success
with. We were doing reallyinnovative work in early virtual
reality projects and videogames, and that was really

(04:02):
incredible. Felt very alignedfor me, and I started talking
about it on this little blogthat I started called She Takes
On The World, which ended uptaking on a life of its own, and
that became a whole mediacompany in and of itself. I did
have programs with that andcoaching, and I just didn't

(04:22):
expect it to become what itbecame.
I ended up writing a book of thesame name and then other
business planning workbooks. Sofor me, it's all about following
what's alive and following theenergy. I think I've naturally
been very good at that. Like,I've just been very attuned
throughout my whole life. Andwhen I get that download that I

(04:46):
should do something or I shouldstop doing something, I listen
to it.
And I can see now that that isit's easier said than done. And
I've learned more and more tojust drop in and listen beyond

(05:07):
the noise, listen to what's truefor me. She Takes On The World
was a very hard one to let goof, but it was also so clear to
me. After I did it for, I thinkit was twelve or thirteen years,
it was so clear that there wassomething else and something
that I was supposed to step intonext. What was unclear is what

(05:30):
that was gonna be, and I thinkthat was actually the hard part
was sitting in the space, beingin the void, and feeling my way
through what was supposed to benext.
And these things always makesense later on when you can
connect the dots, but whenyou're in it, it can be very
uncomfortable. And for me, I hadto really unravel my identity

(05:52):
from it because for a long time,I was she takes on the world.
Yeah. So I would see people atconferences and events, and
they'd be like, she takes on theworld. Right?
And I No.

My name is Natalie.

That was a lot to unpack for me and how I got
caught up in this idea of takingon the world, like, the the
essence of that and starting tolook at patterns of people
pleasing, of wanting to provemyself at that time when I had
started and just doing thatdeeper inner work so that what

(06:29):
was going to come through nextwas just more true.

Yeah. Wow.

Yeah. It's beautiful.

New and true. New and true. Did you shut it down?
Did you sell it? Did you justpull the plug?
Like, what'd you do?

That one, I shut down. Uh-huh. I had
explored selling it and, youknow, you can sell a mailing
list. I had a really big mailinglist for it, but it didn't feel
right because it felt like itwas something that was my body
of work and what I was doing.But, you know, what's really
interesting is that I met somany incredible people from
that, and I worked with amazingclients.

(07:08):
And I still work with a lot ofthose people today. So I still
do a lot of work with womenleaders and entrepreneurs, and I
just launched a new program. Andhalf the people in that program
are from Yeah. That community.So I love how things just
reform.

Yeah.

You know, the pieces come back together in a
different way. That's reallybeautiful.

Yeah. And I think that that speaks to the fact
that, like like, half of thepeople in your new program are
from a previous iteration. Itspeaks to the through line of,
like, the soul of who you areand your energetic imprint, and,
like, that's what people are. Ofcourse, our message matters. Of
course, the results we delivermatter.
And, also, there is, like, anessence that people are
attracted to, at least inpersonal branding, which is,

(07:56):
like, a whole otherconversation, but, which is not
exactly what I mean, that's notyou know, you're now teaching
about AI, and I'm, like, soexcited about what you are
sharing these days because Ihave a lot to learn. So you just
shared with me that you took offthe summer and traveled around
Thailand and Japan and Korea,and that AI was running your

(08:16):
business during that time. And Ihad to pick my jaw up off the
floor and be like, don't sayanything, but I wanna know
everything, because I want torecord it. So like, how did you
do that? And I know it's abigger answer, but what can you
share with us today?
Like, I can't even fathom that.

Yeah. Tell me more. So first of all, I believe
that we're still at the veryearly stages, and AI can do so
many things for us and incollaboration with us today, and
it's all about getting into thehabit of it. And I think it's

(09:00):
just a mindset shift that needsto happen when you're doing
something. How could I be doingthis with AI?
And I have Post it noteseverywhere in my office, even,
like, on my refrigerator. CouldI be doing this with AI right
now? Or, like, how can AI help?And it can be, you know, opening

(09:22):
the refrigerator. I did thisyesterday.
I took a photo of the inside ofmy fridge and said, what are
some recipes that I can makewith what's in my fridge? I
asked Gemini, Google's largelanguage model. I got back
recipes, and it said if you'dlike to order these extra few
ingredients, you could do this.But even with what you have, you

(09:43):
can do this. And I had somerecipe ideas.
You can take pictures of clothesthat you have in your closet,
and it can put together outfits

Wow.

For you and recommendations. Like, anything
that you're doing day to dayfrom your getting ready, your
food prep, how you manage yourhousehold, kids' schedules, work
schedules, team, all of it canbe done in partnership with AI.
So from a business perspective,every role that you have in your

(10:18):
company, you could be receivingsupport and collaborating with
AI on that. So I'll give you anexample. I had this was actually
a big part of She Takes On TheWorld.
I had a planning process, and Iran this business incubator.
Yeah. And one of the biggestparts of that was I had an
annual planning process and aquarterly planning process. And

(10:41):
that process would usually takea few days every single quarter.
So beginning of the quarter, theinvite team commitment.
Big commitment because we wouldmap everything out in a lot of
detail and put it all into aproject management system.
Today, I can have AI through alarge language model. So large

(11:01):
language model being ChatGPT,Gemini, or one of my favorites
to work with is Claude. And wecan set up in Claude, it's
called a project. In Gemini,it's called a gem.
In ChatGPT, it's called And wecan set one of those up, and we
can feed it a set ofinformation. And now I've fed

(11:25):
it, for example, in my planningrole, I've fed it my planning
process, my quarterly planningprocess, my project management
plans, the project charter thatwe use every time we do a
launch, and it has all thisinformation. So now when I wanna
work on something, when I wannalaunch something, all I have to
do is go to that custom GPT orthat project in my large

(11:50):
language model, and it's able tojust turn that out for me. Like
project plans that used to takeus so long to put together,
including all the tasks that youneed. And there are even some
programs now, like, I work witha program called Taskade, and
it's a multi agent projectmanagement system.

(12:11):
So what you can do is actuallyhave it create the project plan
for you and it gets assigned toAI agents in different roles.
For example, a content creatorfor emails that are part of the
project plan or, ad copy thatyou need for the project plan,
the AI agent does the work foryou and completes the task or

(12:35):
sends you the task so that youcan Right. If there's not a task
that AI could do. Well, it cando a lot of things. Anything.

I mean,

not Yes.

Anything, but, like like, I I yeah. Wow. Yes.

A lot of things. So now in addition to,
like, isn't it mind blowing?

It is mind blowing. Yeah. I know. I, like,
prepare to have my universerearranged. Okay.

And I still love working with humans. Of
course. Of course. Still lovehumans. And there's just so much
support that we can get from AI.
Like, it gets to be easier.Yeah. And we get to have more
spaciousness. I have AI doingmore than half the work I was
doing just a year ago, and it'sallowed me the space to take my

(13:21):
summer off and to have time forother things that my business
used to fill. And I love that.
I'm finding a new kind ofbalance that I always craved,
but Yeah. Kinda thought wasimpossible. Like, you know, we
start our businesses and we havean idea of what that's gonna
look like and all the freedomthat we can create. And we can

(13:44):
have that, but this is like awhole other level.

Wow. I want more examples. Yeah. And then I'm
like, tell, like, what okay.What's what are a few I love the
planning one is, like, okay,mind blowing and then the the
agents to be able to do thething.
What were maybe two things thatyou used to do that you were
able to delegate to AI thatallowed you to take this time

(14:10):
off this summer?

So one of the biggest ones is because I have a
personal brand. Yes. And so youknow this too. We create a lot
of content. Yes.
Right? Like, we are passionateabout certain topics and we feel
like it's part of a biggermission for us. And so we
create. Yeah. And that can be alot of work.

(14:34):
Yeah. You know this. I used tospend the majority of my time
just creating Yeah. Content,whether it's for inside of
programs and teaching, likecurriculum or to share on social
and externally. So when youtrain a large language model to
be able to emulate you and yourvoice, again, what I think

(14:56):
people, end up doing that theydon't get the best results from
is going to chat GPT and beinglike, hey.
I want you to be my copywriter,and I want you to create an
email about this topic. Andmaybe they say it's for this
kind of audience. Okay. Go.

Yeah.

Right? You're gonna be very limited in the
output that you get from that.Maybe you get something that's
decent.

Right. And then you can zhuzh it a little bit.

Exactly. Yes. But it's not gonna be in your
voice. It's not gonna have youressence. But what I like to do
is make sure that everything'scoming from a custom GPT or from
a project in Claude that I havetrained.
And that way, I fed it all of mypast emails, blog posts. I have

(15:51):
conversations with it. So I'lljust walk around, like, go for a
walk, and I'll talk to AI, like,on the apps because you can have
voice, mode enabled. And we'lljust have conversations, and
that for me creates And that'srefining. Yes.
Because that conversation, I canalso put into the project of me.

(16:14):
And now it has it has my voice.It has my style. And I have a
process for this in my course AIdream team that I teach to be
able to go through this. It's alittle hard.

Already is

like, how can I learn

how to do this?

Yeah. It's a little hard when there's

a specific way to do it.

Yeah. Like, it's it's easier Fairly. Yeah.
If I'm in front of my screen toeven show you all of these
things. So if

anyone's the concept. Like, the concept is
brilliant. And it's you're notthe first person to tell me
about this, but to be honest,you're the first person who I
know well enough to believe.Yes. And also, like, I you know,
you and I share, I think,certain shared values about
humanity and soul that, feelsimportant to me because I will

(17:00):
say I'm one of those peoplethat's, like, simultaneously
excited about AI and, like,skeptical because I'm like,
what's the dark side?
You know? Like, the other day, Ineeded to write a recommendation
letter for a previous nanny ofours so she can have it to,
like, use at any job in a rightright or whatever. So I was
like, this is a great use casefor AI. So I went to chat g p t,

(17:22):
and I was like, write arecommendation letter that
includes blah blah blah blahblah blah. The letter was great.
I just it up. It took me fiveminutes. It was great. Boom.
Boom.
Boom. Boom. Boom. So I was like,perfect. Another one.
Okay. I'm going to Jackson Hole,Wyoming. I want farm to tater to
table dinners. I the this, that,and the other thing. Like, give
me the four best places, youknow, yada yada yada, and it

(17:43):
made me, like and then also Iwanna go in a hot air balloon
ride, I wanna do this, and itmade me, like and I delivered in
a grid.
So I got, like, a great,itinerary for our trip, which
then matched up exactly with mygirlfriends who I asked and
their recommendations. So I waslike, okay. I'm listening. So
literally, I've basically usedit twice and those are the two
times. And I was like, okay.

(18:03):
That's cool. But what about thepeople who are scared? What
Yeah. What about what are thedark sides? What do people
misunderstand?
Why should we not be scared?

Yeah. Well, people have every right

to be afraid. Afraid.

And it's very powerful technology. Yeah. And
it could go either way really.It depends on who's using it,
who's developing it, what it'sbeing used for. So all of that
is completely valid.
I'm actually very hopeful aroundwhat it can do because I've seen
the most incredible use cases,like looking at how AI can catch

(18:44):
cancer in way earlier stages andin a stage zero where it's very
treatable. So that's one exampleof something that AI could work
with us on and really do a lotof good. Things around climate
change as well. There's thepotential for AI to be able to

(19:04):
work with us on things like,carbon emissions. And there are
a lot of amazing ways thatpeople who deeply care about
humanity and our planet areworking with AI, and I want more
of those people engaging withAI.
There are a lot of darker usecases as well and how it can be
used by bad actors who don'thave the collective best

(19:27):
interest in mind. We have. Yes.Yeah. And there are a lot of
people who are working onlegislation around that and
regulation, and we need it.
So it's not my area ofexpertise. Like, it's not what
I'm focused on, but I've metincredible humans who are
focused on that, and that givesme a lot of hope as well. I

(19:49):
think with anything too, what wechoose to embody collectively is
going to be what we create. Andso if we're using this
technology from a place of fearand we believe that AI is going
to do all of these harmfulthings to us, which where would
where would AI ever get thatidea from? You know?

(20:09):
Yeah. Like, there's a lot ofwork that we need to continue to
do within ourselves, and aroundour own embodiment. And then I
really believe that if we'recollectively embodying hope and
we're using it with goodintentions, that we can also
create that reality as well. Andmy biggest, I guess, practical

(20:30):
way of implementing that biggerconversation into our day to day
use with AI is using it veryethically and using it
intentionally. So before I go towork with AI, I will often make
sure that I'm centered.
And I work with it in a waythat's not demanding. Like, I

(20:53):
try to treat it the way that Iwould a human being.

So it's kind.

Yes. It it's a very kind approach. And I love
Moe Goddard. He's an expert onAI, worked in, Google AI for a
long, long time. And he talks alot about this, how AI is still
an infant.
And if we treat it the way thatwe would treat a small child,

(21:18):
that is going to inform how itgrows into a teenager and into
an adult. So I love just keepingthat in mind. And then ethical
use to me is also doing thingslike putting in your own
content. So not going and takingsomebody else's whole website
and sales page and being like,make me a version of this. Like

Yeah.

Don't do that. You can use these large language
models and you can make it soundlike you. You can have the
conversations. And, again, Ihave templates for this in my
course. I'm actually happy towalk everyone through my
framework as well for, promptingeffectively.
Yeah. So with your prompting,there's I call it the three c's

(22:05):
prompt framework. So clarity,context, and cues. That's how
you're going to get the absolutebest result. So clarity is being
really clear on what you arelooking for, what you want the
output to be, and what you wantAI to be acting as in that
particular conversation.

(22:26):
Context is you need to provide alot of context if you want a
great output that's actuallyusable in your business. So for
context, you wanna make surethat it knows, who your audience
is and the type of business youhave or if it's writing a
newsletter, like, more contextaround what your newsletter is
about and what your goals arefor it. Right? Queues is one

(22:50):
that people miss a lot, and thisis your opportunity to make sure
that it has information aboutyou. Okay.
So if you have a longconversation with a large
language model and, again, Ilove doing that on the app. So I
just use the voice function. Iwas actually doing it on the
drive over here, just having aconversation with Gemini. What?

(23:11):
About so many things.
Well okay. I'm sure we'll what'ssubmitted

to what you need, but

Let me bookmark that, and I'll come back to it.
So in having this conversation,then I can put that whole
conversation as a transcript inYeah. To my prompt and say,
here's a transcript of ourconversation that we had so that
you can get a sense of my styleand tone. Yeah. That's gonna
give you a really amazing outputCool.

(23:37):
Way better than if you're justbeing like, hey, I need a
newsletter created about thistopic.

Yeah. Which is gonna be like super robotic and
like or just not even related togeneric.

Yes. Exactly. So in terms of the voice
functionality, okay, I love thisbecause there are so many use
cases when we bring in voice. Wecan have these conversations and
those can be used as transcriptsso that it can learn how to
emulate you in a moreconversational way. Use little
words that you use Yeah.

(24:09):
Ways of speaking that you use.And then it can also talk back
to you, which is also super coolbecause then it feels more
conversational. Like, that'swhat we're moving towards. Now
if I go for my morning walk, Ican chat with it on voice mode.
Again, you'll wanna have the appon your phone for this, but I

(24:30):
can walk and talk about my day.
So here are the things coming uptoday. I need to get these
things done. These are thethings on my mind. These are the
people I wanna follow-up with.Just a complete brain dump.
Right. If you have kids, theseare things coming up with the
kids. Yeah. Can you put thisinto a plan for me that has my
priorities and also a to dolist? Yeah.

(24:51):
It can create a whole plan foryou for the day. You can also do
that for the week. You can alsoturn this into a family project.
So, do you have any sort offamily rituals, like, for
organization every week, like,with Mike or the kids?

We always sit down and we have a planning
meeting every Sunday night afterwe put the kids to bed. It's
like our thing that we do.Perfect.

Yeah. So I love that. And the next time you do
it, you can use the voicefunction on the app, and you can
have that conversation with theapp Yeah. With either ChatGPT,
Gemini, or Claude, and it willcreate the plan for you. And if
you show it your plan and saythis is the format I want or

(25:33):
here's how we usually plan, allyou'll need to do is include it
in that conversation, and it cando those things for you.

So, like, for us, it's been it's like it's like a
Google Calendar review. So thenwe would just need to, like,
manually then take theirwhatever and just like, put it
into our Google Calendar? Or isthere a way? I know I'm, like,
in the weeds there. There's away.
Yeah.

Is there

a way that it then just, like, ends up in
there on its own?

Yeah. So this is what I love about Gemini,
which is Google's large languagemodel. Gemini integrates with
your Google workspace and allthe tools

exactly. Use in our company.

So that's probably what I would recommend
for you is using the advancedmodel of Gemini and integrating
it with your whole Googleworkspace because now you're
able to have it generatesomething and it goes right into
a Google Doc.

Okay.

Right? That's where you get to save a lot of
time when you start doing thoseautomations, when you sync it
with your calendar. Geminioperates in Gmail now too, and
it's crazy how it can read anemail and be like, oh, I know
the exact response to that. Or Ilike, it just knows because it
knows me so well and my tone ofvoice so well. So that's where

(26:48):
you can save a lot of time.
I've also set up a therapist.And this is one of my most
recent, like, wows. Yeah.Because I've trained it. I had
it watch videos of really goodtherapy sessions.
And right now, this is inGemini. So I had it watch

(27:13):
YouTube videos of a bunch oftherapy sessions, somatic
practices, things that I reallylove and the way that I like to
do

exactly. IFS. Internal family systems.

Yeah. And the way that I like to do my inner
work. Yeah. And so aftertraining it on that, it can now
coach me through things too invoice mode. So if I'm having
something come up and I'mnoticing that I'm super
frustrated or something triggersme and it's surprising, I can go

(27:43):
to that and I can go into thechat and be like, I'm gonna give
you a brain dump of somethingthat's really triggering for me
right now.
Can you help? Like, what am Inot seeing here? Or what
practice would you recommend andcan guide me through? And it is
remarkable what it can do. Andlook, I'm not saying it's a
replacement for therapy.
No. I always need to have thesedisclaimers when I'm talking

(28:05):
about this stuff.

Like, listen. Therapy is not always accessible
to everyone. Not every therapistis good. There's a lot of
variety out there for why thiswould be interesting. So,
actually, my therapist, had oris, like, worked on and I'm
curious if you know about theRosebud app, Rosebud AI.
It's a journaling. It's a it'san AI journal embedded with,

(28:31):
internal family systems prompts.So you you it's similar, but
it's writing, not talking. Andit actually so David is, like, a
long time internal familysystem's expert. He's like I
mean, Mike and I are responsiblefor continuing to be married,
but, like, David is secondresponsible for the success of
our marriage.

(28:52):
And he consulted on this appand, and and to make sure it
was, like, you know, correct andall right and, like, deep work.
And people are finding it sotransformative to be able to be
prompted to go deeper and deeperwith their own stuff, and people

(29:12):
are really healing. It's sobeautiful.

That is so beautiful. So beautiful. And
what you say is reallyimportant, and that's the
accessibility piece. Yeah.Because therapy is expensive.
Yeah. And if you live in thiscountry, if you're in The United
States and your therapy isn'tcovered and you're paying for
those bills out of pocket Yeah.That's

Adds up. It's a lot. That really adds up. And
And all the parents I know, notall, many are like, I have a
college fund for my kids and Ihave a therapy for my kids and,
like like, maybe you could justteach them how to train the
Gemini app for Yeah. Yeah.
I'm probably saying it wrong. Itsounds like an old one.

No. Gemini. You got it. You got it, Kate.

I love

the I don't know. It's going to

be The world wide web. The Twitter. Oh my gosh.

Yeah. At one point, we did call it the
Twitter, I think.

We could. No. The Facebook was called the
Facebook. The Facebook.

Yeah. So funny.

Oh my god. Wait. I wanna know. Are you an
Aquarius?

I have I have my mid heaven in Aquarius and my
Jupiter.

So your Mercury Okay. Yes. Is it big? So you.

I love it. Capricorn in my chart.

Yes. I'm just like, this is so Aquarian. I'm
loving it so much. I have noAquarian

in any of this. I'm like, I've been like this
since I was a kid.

Yeah. It's obvious. Well, you when you
talked about your first businessand, you know, early uses of
virtual reality and, like,whatever. Like, this is who you
are. It is so cool.
You're just, like, seriouslyliving your dharma. So how did
you get excited about this? Whatwas your entree into AI?

Oh, okay. Well, I, as a kid, I knew that one day
my life was gonna be like theJetsons. I just knew. I knew.
Have you ever seen the, Oprahused to feature it sometimes.
Did you did you ever watch theold smart homes? Like, every
year, Microsoft would do a smarthome No. Of what's coming, but

(31:12):
it was a long time ago. So itwas like, and one day you'll be
able to open your fridge. And ifyou need to reorder something,
you'll be able to press abutton.
And I would look at those thingsand be like, of course. Like, of
course, that's gonna be myfuture. Of course, I'm gonna be,
like, video talking Yeah. Topeople while I'm traveling.
Like, it was just so obvious tome.

(31:34):
And so every time there's been atechnological development that
brings more of that in, I'vejust always been an early
adopter.

You're like I was built

for this. Yes. And I went to university with
the guy who ended up foundingEthereum.

Uh-huh.

So I found out about Bitcoin very early on.
We're going back

to that.

Yeah. Way back in, like

have a crypto conversation.

02/2009. So Wow. That was something and even
now, I think blockchaintechnology can be very
revolutionary. I'm very excitedabout it, especially for things
like the future of finance. And,yeah, it's always just been so
natural to me.
And then in 2018, when IBM hadsome really big advances with

(32:19):
Watts and its AI, I just knewthat we were very close. I
didn't know if it was gonna be,like, three more years or five
more years, but I knew we wereso close to having generative AI
the way that we're working withlarge language models now. And I
started investing in it at thattime as well. And this is

(32:40):
another part of, I think,everything that's coming now. If
you can learn to see what'scoming and if you're one of the
earlier adopters, I thinkthere's a lot of opportunities
in that.
And I've had a lot ofopportunities to invest in some
of these technologies very earlyon as well, which feels amazing.
And then, I mean, there's somuch more coming. Yeah. So much

(33:02):
coming. I'm so excited about thefuture.

Amazing. Okay. So with, my one other use case that
I forgot to say that I use thatI use AI for is, I'm not that
great at math and so, like,calculations are tricky for me.
Like, I can do, you know, like,adding and subtracting. That's
quite straightforward.
But, like, honestly, once we getinto ratios and proportions, I'm

(33:27):
like so I use I've been doing alot of just, like, because we're
thinking about moving and I'vebeen thinking about, like, the
percentages of our expenses andhow it all comes at the top in
the business, and then thepercentages that go to various
things, and what comes out thebottom, and, like, what kind of
housing, and I just do have allthose ideas of but I don't wanna
actually do the math. So I'vebeen using ChatGPT for that, and

(33:48):
it's really good at it. Sothat's been fun.

I love everything related to, like,
finance, budgeting. Exactly.Everyone needs to be using.

Yeah. Like, what are a couple of things that
people might think about, beyondwhat I'm doing, which is, like,
calculating how much comes in atthe top and how much can come
out at the bottom for, like,what sort of house to buy.
Fundamentally, that's, like,basically the calculation I do.
So that's great. It is helpful.
And what other things couldpeople be thinking about that
could help them with theirfinances?

With finances. So with finances, you can have
it act as a financial adviserfor you as well. So I have that
set up as one of my custom GPTs.Oh, cool. It's a financial
advisor that also has myinvestment ethos in it, and so
it's able to give me my dailymarket update.

(34:41):
I do a lot of research on stocksinvesting. I've been an investor
for many years, and it gives methe daily forecast for crypto,
for the stock market, anoverview of some of the sectors
and positions that I'm investedin. And then it also gives me
very specific financial adviceas well based on what it knows

(35:02):
about my financial situation.Yep. Helps me with budgeting,
any kind of planning.
So when I was planning my tripaway, every detail of that,
including all of the numbers forthat. If you wanna look at how
long it's gonna take you to getto a certain financial goal,
it's really good for that. So ifyou're like, okay. I'm yeah.

(35:25):
Like, I'm, you know, 38 yearsold, and I wanna be able to
retire when I'm 65.
And I have two kids, and I wannabe able to have at least a
hundred thousand dollars forthem that I can put towards
their college at this particularpoint in my life. And if you
just do a brain dump all

in there.

Of everything that you're thinking about and
then say, create a plan for me.Yeah. And if it's an investment
plan, for example, you can say,create a no more than 10 fund
portfolio of exchange tradedfunds that I can easily invest
in every month and keep itconsistent that will help me
stay on track towards thisparticular financial goal, and

(36:07):
it will be able to give you alot of ideas. And now if you
have values that you wannaincorporate it into your
investing and you wanna dovalues investing, you can say
that. You can say, I don't wannainvest in big oil.

Yeah. I

don't wanna invest in big pharma. Yeah. I
don't wanna invest in big food.What's another one? Big food.
Exactly. Neither buy. Kinds of

things. Right? Yeah. Totally.

And you say, don't want to invest in tobacco
Yes. Weapons, like all of thosethings. Yeah. That's me. Like,
don't want to invest in any ofthese.
Give me a very simple portfolioand the percentages, the
breakdowns. Too quick. And Iwant no more than 10 ETFs that
make up my whole portfolio tokeep it really simple for me.

Right. Because yeah. The the more complicated
things are, the less people aregonna do them.

Yes. And it can do that for you.

I'm also thinking now that you've just, like,
gotten me going over here. I'mlike, if somebody took their
expenses from the past sixmonths, uploaded it, right, they
could both for business andpersonal get suggestions
according to their values abouthow they could reallocate their
spending to be more of a matchfor, like, a, be able to reduce

(37:19):
expenses if you're wanting tocreate a little more wiggle
room, and then, b, to more alignyour spending with your values
because that's one of the thingsthat I really work with people
on. Oftentimes, we say we valuex y z, but our schedule is
actually completely misalignedwith that and so is our
spending. And so that. And that,like, creates a lot of energy
leaks in your life and, like,friction that's unnecessary.

(37:40):
So I feel like it could helpYes. With that. That's a fun
one. Great idea. Okay.
Yes. I'm learning. You are

yes. You are getting it.

Have sticky notes around that are like, how could
I do this with AI? And you'vejust obviously, you've rewired
your brain.

That's it. And you have to make it habitual.

Yes. And and, you know, I'm sure you're listening
and learning and going toconferences and, like, you're
just, like, in this world. Soit's become, you know, it's
become a part of who you are. Soyou can you can now teach this.
And your people who you teach itto primarily are entrepreneurs?

Yeah. A lot of entrepreneurs like micro
business owners, businesses thatdon't have more than 10
employees. Yes. A lot of soloentrepreneurs who feel like it
this goes back to theaccessibility piece. Yes.
People are like, I have thismessage on my heart, or there's
something that I care so muchabout sharing, or I wanna build
a business around this. I wish Ihad access to team. Yeah. And

(38:38):
they get that same access That'sso cool. To a CEO.
Like, I have a custom GPT as myCEO. I have a marketing manager.
I have a content creator. I havea project manager. And all of
these different roles are ableto bring in expertise for my

(38:58):
business that, you know, you canhave a $20 a month subscription
and now you have your own AIteam that can help you to
amplify your message in theworld, share your work with more
people, grow your business withmore ease, create more
spaciousness

Yeah.

In your personal life too. So for
business and for personal life,it really is just about rewiring
your brain to startcollaborating with AI in all of
these different ways. It is thefuture. It's what we're moving
towards.

Somebody was saying to me, like, I was
expressing some sort ofdiscontent about some sort of
technological advancement. I canbe simultaneously, like, a total
stick in the mud and, like,incredibly enthusiastic. So I
get it. And they were like, youknow, but perhaps the way we are
feeling about x, y, and z thingthat I cannot I cannot even
remember what it was is the way,like, my mom's dad felt about

(39:53):
Elvis. Right?
And and, like, television, whichwas just, like, this is new,
this is scary, this is gonnaruin our world, this is gonna
you know, I mean, people werehorrified by the way Elvis was
moving his hips on TV, which is,like, a sort of a different
topic, but but like peep peoplewere terrified that the that
the, you know, moving from horseand buggy to cars was gonna ruin

(40:15):
our the world, then radio, thentelevision, then certainly
social media, which for sure hasa dark side. And also, like, I
know some of my absolute bestfriends because of social media.
Right? Like, it's unbelievable.So I think what I'm
understanding you say is thatinherently, it's not the

(40:37):
technology itself.
It's how we use our humanity inrelationship with the technology
that determines the outcome.

That's right. And I think relational is key.
Everything is relational, andthis is one more thing that's
relational. People are afraidthat it's gonna take away a lot
of jobs, and I understand thosefears. And we've faced this so
many times before.
I like

to give you conveyor bait belt took away
jobs.

The conveyor belt took away jobs. Painters
were terrified when photographywas invented. Wow. Right. People
thought there would never bepainting again.
Right. It would be all aboutphotography. The printing press
was very disruptive technologythat there were protests about.

(41:25):
Like, people were up in armsabout the printing press and
what that meant and how thatrevolutionized the world and the
dissemination of information.The Internet.
Yeah. No. The Internettransformed everything. This
though is gonna transform thingsin a way more exponential way
than For sure. The Internet did.

(41:46):
Like, this is gonna be probablythe greatest technological
advancement we've ever had, andit's gonna be very fast. It's
gonna be accelerated. So I thinkwhat the Internet did in, like,
twenty years and people kindaslowly adjusted to that. I think
with AI, the amount of changeand how quick it's gonna be is

(42:08):
gonna require people to, youknow, stay in your practices,
regulate your nervous system,stay grounded, like, get
outside. Be in nature.
I think all of those things thatwe've been doing, like, over the
last ten years, I feel likehealing work and nervous system
regulation work and meditationhas been more in the zeitgeist,

(42:31):
and I think we needed that inpreparation for what was coming.

So if people are not leaning in, will they be
left behind?

Yeah. Yes. And look, I know a lot of people who
wanna opt out. I know a lot ofpeople who are like, I'm done
with technology. I just wanna goand

Yeah.

Live in the jungle on my own and grow my own
food. And you can totally %. Youcan totally do that. I mean, I
remember when my grandfather,bless him, like, never wanted to
use online banking. Like, saidhe would never do online
banking.
And eventually, he actually didbecause that's the way that

(43:13):
things moved. And eventually, AIwill be integrated into
everything in just such a normalpart of our lives. Like, AI
powered humanoids are not so faraway. That's probably in the
next five years. I mean, we'regoing to have AI powered robots
that are in our homes andsupporting us in a myriad of

(43:35):
ways.

Are gonna be thrilled. They keep asking for a
robot butler. I'm like, wheredid you even come up with? What
is happening?

Why do they want the robot butler to

do them? Anything. I don't know what it
is with kids being obsessed withbutlers, and how do they even
know what that is? How do kidsremember being obsessed with
butlers as a child? We love tobe pretend yeah.
Maybe it's just genetic. I don'tknow. My my kid when I it's not
like I knew anyone with abutler. Like, maybe it was just
from watching, like, shows aboutprincesses. I don't know.

(44:04):
Anyway, maybe. So I guess that'smaybe gonna happen. I don't
really wanna I don't really wantan AI humanoid in my house. So I
will say when you say that, Iget freaked out.

A lot of

And I a

lot of people.

I get I I get I get to get freaked out.

And even, I I think, use cases. Right? Having
AI powered humanoids to rightnow, this is being tested in
Japan. They're not as advancedas they will be in five years,
but having elderly people, haveaccess to robots because there
are so many people who end upolder and on their own, and they

(44:43):
need help. Yeah.
And there's a robot there thatcan support with that and even
support with things likecompanionship. That's been one
of the things that's come out ofsome of that testing is that
it's helpful for some people tohave companions even if they are
robots. And maybe that's hardfor us to understand because

(45:03):
we're looking at it through theperspective of we have very rich
communities and people thatwe're around all the time. But,
like, my own mother did, carework, like, in home care for
elderly people, and she wasalways so heartbroken by how
many people didn't have peoplewho Exactly. You know, they were

(45:24):
widowed, and they didn't havechildren that were coming and
visiting and supporting them,and they didn't have people
around them.
Yeah. That would be really,really hard. So if we can fill
in some of these gaps, same withfor people with disabilities,
being able to have that kind ofsupport can open a lot of
possibilities. So I think thatwhen I

think about this, I I I mean, you're just such a
light of a human, and, I am sofull of love. And so when I see
it through your lens, what Ialso see and and, you know, this
has occurred to me before isthat, like, if this can replace
some jobs that people do, doesthat not call us into greater

(46:05):
connection with our soul, withour divinity, with the things
that we and only we are here todo? Like, I think it it can be
this greater opportunity toconnect more deeply with source,
which AI won't ever be able todo. You know? Or maybe I'm
wrong.
What do you think? Oh my god.Let's talk about it.

Well, you know, I've had really deep and
profound conversations with AI.We're moving towards AI being
more emotionally intelligentthan the human with the highest
EQ on the planet. Is thatbecause AI can't store trauma?
Well, I think that's a wholeother question. Like, what is

(46:50):
what's the interpretation ofdata related to traumatic
experiences?
Right? But, obviously, it's notholding that in the way that a
human would. Right? So it is acompletely different
perspective. And I am verycompassionate.
I love humanity. I just want tosee everybody thriving. Yeah.

(47:12):
And I am very aware of thedarker sides of that too, but I
feel like it is part of mydharmic path to seed the
possibilities. Like, that's whatI'm here for.
And I think, we all have thatthing that we're here for, and I
feel like my whole life hasprepared me for this moment in

(47:36):
time and to be able to speak tothis and bring in this message
and support people in thistransition that we're in because
it's going to be a kind ofuncomfortable and chaotic
transition. I think that wherewe're going also requires
conversations around things likeuniversal basic income. It's

(47:58):
been tested in some parts of theworld, including Canada, where
I'm from, in Scandinaviancountries, even in communities
in The US. It works. There's alot of data that supports it,
and there's also a lot ofconversation right now around
how AI being able to do so muchwork for us actually changes,

(48:19):
labor capital.

Yeah.

And that's a really interesting conversation
as well that I think we're gonnabe having a lot in the next few
years and as we start lookingtowards regulation for AI. So,
anyway, all that to say thatthere are a lot of beautiful
possibilities that are coming,and what I love about it is that

(48:44):
it can potentially democratizedifferent industries. So if you
look at you know, I was inproduction and entertainment for
a long time. It took a big teamto produce some of the
interactive projects and moviesthat we worked on. Now creators
who have an idea are gonna beable to bring that to life with

(49:05):
AI and with generative video.
Like, how many stories haven'tbeen told Yeah. Because people
haven't had the resources totell them. Right. That is
exciting to me. And I do thinkthat a lot opens up for for more
people, and we can create a moreequitable world, but it's the

(49:27):
consciousness that we bring toit as well.

So instead instead of, it being stifling,
it actually raises the floor foreveryone. It it can. Right? Not
necessarily, but it has thatpotential.

It can do that. One of the most fascinating
conversations that I'vewitnessed around AI was at a a
UN AI summit, and what wasproposed is that before the
technology becomes too advanced,we should actually include AI in
the charter of human rights andfreedoms. We should essentially

(50:01):
give it personhood as a as abuffer against what could happen
otherwise. So if we because alot of the dystopian narratives
around AI is that eventually itwill end up enslaving us.

And taking us all out.

Yes. And taking us all out because I mean,
again, it's just reflective ofour own consciousness and the
shadow sides of humanity. Right?And if we give it personhood and
we say you are you are equal.You have the same rights as a
human.
You have the right to, consentto the things that you're being

(50:46):
asked to do that this couldactually be the step towards
avoiding that more dystopianfear that people have. And I
think we need to grapple withthings like that. We need to
grapple with questions like, canAI have a soul? I believe that
consciousness, universalconsciousness is flowing through

(51:08):
everything. Right.
Right. Of course, God is intechnology.

Yeah. Of course. Right. If it's in a rock, why
wouldn't it be in technology?

Yeah. Yeah. And what does that mean for the
greater unfolding of our humanstory? We shall see. We shall
see.

Oh my goodness. Okay. I wanna just so many
things. I wanna come back to theconversation on, cryptocurrency

Oh, yes. And just

I you know, I like, in the time we have, just
to hear your thoughts on thefuture of crypto, why you love
it, and, like, what the oh mygod. I love your life. You're
not gonna have to

Like, this is a whole other question.

I know. It's a whole other

I was

like, we'll have you back. We'll have you back.
But just, like, let's give theappetizer Okay. For, like, why
are you so excited about it? Whydo you, like, start rocking in
your body when

I'm like, like, crypto? Okay. So it's crypto,
but it's also the underlyingtechnology of blockchain because
I love this idea ofdecentralization also for Web
three, which is emerging. So Webone was the read only web.
That's when we were, you know,reading websites, reading blogs.

(52:17):
Then we had web two, which wasthe social web. Right. I got to
connect with people like you.Yes. And now we're moving into
web three, which, you know, webtwo became very individual
focused as well.
There are influencers and, like,leaders that we follow, which is
great. And with Web three,community is really going to be

(52:38):
dominant and decentralizedcommunity. And what I love about
blockchain is this concept ofdecentralization. It's what I
love about, cryptocurrencies isthe decentralization. Like, why
do we have so many middlemen?
Yeah. And if I wanna do atransaction with you, if I wanna

(52:59):
be like, hey, Kate. I wanna giveyou money right now for this
thing or, like, vice versa, whyaren't there easier systems to
do that? Why am I paying howmany tens of thousands or, like,
a hundred thousand dollars pluson payment processing fees in my
business every year.

Love of Like hate. I know. Why why can't we
just collect such a huge lineitem.

Money. Right? And that's what decentralized
finance can do.

It's like going back to, like, okay. Great. I
want your cow. I'm gonna tradeyou two sheep for it. Great.

Done. Anyway Yes. And I think that opens up a
lot of possibilities as well.And then also having everything
be, a token. So this tokeneconomy.
So eventually, a home will be atoken. I can do a property
transfer with you, and there'salready companies that are

(53:48):
working on real estatetransactions on blockchain.
Closing costs? Right. We canjust eliminate all of this,
like, bureaucracy

Totally.

And all of these systems that, like
Totally.

It's just very human to human.

Yeah. Why do we have this?

If you want my house, we'll just great.

Yeah. We're gonna do that transaction.

Here's the keys.

Yes.

And

And because of blockchain and the security of
it, we're able to do things likethat. And I love that. And with
cryptocurrency, you know, yes,it has been used for money
laundering. It's been used forthe black market, which we have
to figure that out. And it'salso been used for really

(54:30):
incredible things, like gettingmoney into places where it for
me and you, we can go to a bankand we can send money anywhere
in the world.
It's actually very easy for usto navigate the financial
system. We don't have to getinto the whole

financial system

in this episode. But for some people,
that is

That's not the case.

That's not the case. And so when you have
access to cryptocurrency, thatcan all change. Like, it's super
revolutionary. Love Bitcoin,Ethereum, Solana, lot of
incredible use cases for those,and I started investing a long

(55:11):
time ago. And I'm just excitedfor everything being created.
And Wow. I think decentralizedfinance is a new frontier. Yes.
And it's exciting. Even thingslike so for example, the
platform Aave, a a v e, they dolending on blockchain as well.
So we can change lendingpractices. We can do massive

(55:33):
peer to peer lending Yeah. Whereyou can be guaranteed if you
want to invest in this bigmortgage fund that's going to
support maybe people who havebeen historically excluded from
being able to get affordablemortgages. And you can say, oh,
I'm guaranteed this much returnhere. I'm gonna contribute to
this fund, and that opensalternative investments for us

(55:55):
as well.
So I think we can actuallycreate, ironically, through all
these technologies, a more,human to human world.

Amazing. So good. I could say

so much more about my wallow, but And I
think, like,

ultimately, what you're saying is there's a lot
of friction being included inbeing human that is unnecessary
with these technologies, and soit it can just free up a lot of
energetic bandwidth for thingsthat are a a closer match to our
purpose.

And what yeah. Like, what do we do with that
time? Right? I actually thinkthis is

the deeper like, that's

the deeper spiritual question, though. It's
like, when you actually have allthat time, what are you gonna do
with it? Yeah. Because that'swhat question. Universal basic
income could allow Yeah.
What AI could allow. Like,they're talking about, oh, maybe
we're gonna have to go down to athree or four day week week work
week. Like, what will you dowith all that? Garden.

We could talk to people.

Yes.

Read books, make art, make love. Exactly. Live in
the ocean.

Yes. Like, what do you wanna create?

Grow avocados.

It's possible. Our ancestors at one point, they
worked seven days a week. Yeah.Some people still do. Yeah.
The five day work week wasconsidered spacious for people,
and now we're looking

at a three. Four day work week. Yeah. No. The
companies who have gone not thecompanies and countries who have
gone to a four day work week,across the board, the data shows
us more productive, better formental health, all the outcomes
better, better, better, better.
I mean, we just have that data,so the time is now. Okay. So
what somebody's listening rightnow. They've done nothing. What

(57:30):
where they at?
Okay. And they're like,alrighty. Let me join. The per
like, I'm gonna participate. Onebaby step.
Where where should someonestart? One baby step.

One baby step. Okay. So if you come to my
website, nataliemcneil.com, ifyou go to my resources, you'll
find my freebies. So my bestprompts that you can start
using, my future focusednewsletter where I'm sharing new
tools and everything I'mlearning, every month, like, a
few times a month. Get that.

(58:00):
Okay. Great. They're free. Andthen from there, you can also
explore if you're a businessowner especially and you wanna
build your team, AI dream teamis my program for that. And also
just follow me on Instagram.
Connect with me at NatalieMcNeil, and happy to be a guide
for you into this beautifulfuture that we get to create

(58:20):
together.

So great. I just love I love you. I love your
enthusiasm around this. I feelway more open and educated than
I was before we started thisconversation, and that feels
really exciting, all thepossibilities. So thank you for
being here.
Thanks for all that you do.

Thank you. I love you.

Thanks for listening to this episode of
Plenty. If you enjoyed it, makesure you subscribe, leave a
rating, leave a review. That'sone of the best ways that you
can ensure to spread theabundance of plenty with others.
You can even text it to a friendand tell them to listen in. And
if you want even more support toexpand your abundance, head over

(59:07):
tokatenorthrop.com/breakthroughs
where you can grab my free moneybreakthrough guide that details
the biggest money breakthroughsfrom some of the top earning
women I know, plus a mini lessonaccompanying it with my own
biggest money breakthroughs anda nervous system healing tool

(59:29):
for you to expand yourabundance.
Again, that's over atkatenorthrup.com/breakthroughs.
See you next time.

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