Retirement Q&A (Roth Conversions, Annuities, 4% Rule + More)

Join us for a Q&A-style deep dive as we tackle the retirement planning questions you’ve been asking:

Inflation: Learn how rising prices slowly chip away at your purchasing power — what used to cover essential expenses now may fall short.

Interest Rates: Discover the ripple effect of rate changes on income streams and savings—whether you’re holding CDs or fixed-income investments.

Stock Market Volatility: Anthony explains why market swings shouldn’t derail your long-term retirement income plan and how to stay grounded.

4% Rule: Is it still reliable? We’ll revisit this classic withdrawal guideline and see how it's holding up in today’s environment.

Roth Conversions: Hear how moving funds to a Roth IRA can minimize future RMD pressure and provide tax-free income—plus advanced strategies like conversion “ladders.” 

RMDs: What are they, when do they start, and why delaying them — or converting ahead of time — might help you save on taxes. 

CDs: Unpack the benefits and pitfalls of certificates of deposit as safe, short-term income vehicles—plus why they may not keep pace with inflation.

Annuities: We'll cover when annuities make sense, what fees to look out for, and how they compare to other income sources.

Listen in.

>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> 

LET’S CONNECT

Show website:

https://www.providencefinancialpodcast.com

Find us at:

https://www.providencefinancialinc.com

Get to know Anthony:

https://anthonysaccaro.com

Anthony's book:

https://morelifethanmoneybook.com

Amazon Author Page:

https://amazon/author/anthonysaccaro

YouTube:

https://www.youtube.com/c/AnthonySaccaro/featured

Radio:

https://www.providencefinancialradio.com

Yelp:

https://www.yelp.com/biz/providence-financial-and-insurance-services-inc-woodland-hills

Facebook:

https://www.facebook.com/Providence.FinancialInc/

Twitter:

https://twitter.com/AnthonySaccaro

LinkedIN:

https://www.linkedin.com/in/anthonysaccaro/