Qualified Buyers Get Hosed In 2023

Are you a responsible borrower? Have you saved diligently for that 20% downpayment on your first home? Did you educate yourself and work toward improving your credit score so that you reached your goal of a score higher than 680? Well, then the FHFA (Federal Housing and Finance Association) would like to take this opportunity to completely screw you over! How will they screw you over? With higher rates and fees!

But wait, for those folks who did not save, have a poor credit score and have not managed their financial lives responsibly there will be discounts and incentives!

 

Here are a few past shows related to this topic:

• https://rebelbroker.libsyn.com/site/subprime-lending-againreally
• https://rebelbroker.libsyn.com/site/more-subprime-style-shenanigans
• https://rebelbroker.libsyn.com/site/alternative-credit-scores
• https://rebelbroker.libsyn.com/site/subprime-lending-in-2016
• https://rebelbroker.libsyn.com/site/banks-are-not-doing-us-any-favors

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My goal is to share my insights and opinions relating to real estate so that you can make the best possible decisions in achieving your real estate dreams. If you are interested in buying, selling or investing anywhere in Silicon Valley, Morgan Hill, San Martin or Gilroy - I would love an opportunity to discuss with you what I can do to help you get the best outcome possible!