How Do I Financially Plan for a Child With a Disability?

In this heartfelt episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, sits down with fellow PAX advisor David Alvarez to discuss a deeply personal and often overlooked financial planning topic - supporting families who have children or loved ones with disabilities.

David shares his own journey into financial services, shaped by his family's background and a career that began at the peak of economic uncertainty. Now a key member of the PAX team, David has developed a specialized focus on serving families navigating the complex realities of long-term disability planning.

Together, Darryl and David explore:
• How David’s passion for serving families with special needs began.
• The emotional and financial toll of long-term illness or disability.
• Key planning tools like ABLE accounts and Special Needs Trusts.
• The importance of acting on important, but not always urgent, financial tasks.
• How PAX’s “Honest Conversations” methodology helps both spouses find clarity and peace of mind.

Whether it’s planning for a child with autism, preparing for future medical expenses, or simply figuring out where to start, this episode offers real-world guidance for those walking a challenging path.

If you or someone you know is navigating life with a loved one who has special needs, don’t miss this episode. And remember - you think different when you think long term.

Learn more or reach out at PAXFinancialGroup.com.