Something More with Chris Boyd

How likely are you to need Long-Term Care? Chris Boyd and Jeff Perry dig into the
data on the average incidence and duration of long-term care needs and who is most
likely to have a severe, sustained, long-term care incident. During this episode, Chris and
Jeff review a recent article from Morningstar (see link below) which outlines the
likelihood of a sixty-five-year-old needing some type of long-term care. The
conversation review...

Which of these things doesn't belong? – Do you know what types of investments are
legally prohibited from being in an individual retirement account (IRA)? Chris Boyd
and Jeff Perry outline in detail the various categories of investments that are not allowed
to be inside an IRA. The conversation turns to a detailed dialogue of investments that
may be lawfully allowed but may not be a wise choice for an IRA. Topics covered in this
in...

Including family in your financial planning – While many people wish to keep their
financial planning completely private, as one ages, it can be prudent to inform family
members of your financial planning, estate planning, and help that may be needed from
the family. Chris Boyd and Jeff Perry dig into this subject as Chris shares a personal
story about his oldest client who recently passed away. The conversation includes
situations...

Inflation falling, markets rising – Fresh off the Consumer Price Index (CPI) report, Chris Boyd and Jeff Perry discuss recent economic data and how it is impacting markets and the Federal Reserve’s posture on interest rates.  Jeff summarizes recent stock market returns and reviews the AAII Investor Sentiment Survey (see links below) and Chris comments on whether now is a good time to ta...

Lessons from the Morningstar Investor Conference – After attending the Morningstar
Investors Conference, Chris Boyd summaries lessons learned. Chris starts out by sharing
a chance meeting with legendary investor Mario Gabelli. Chris goes on to share what he
took away from Morningstar’s CEO Kumal Lapoor’s comments at the Conference which
in part predict lower stock market returns over the next ten years. Chris and Jeff go on to
deba...

First half review of the markets – Chris Boyd and Jeff Perry welcome Brian Regan to
the episode for a review of market returns for the first half of 2024. The conversation
turns to a detailed analysis of Nvidia returns, including a history of the company and an
outlook for other companies in the semiconductor industry. Chris asks Brian about his
outlook of the fixed income sector. The dialogue turns to thoughts about copper, gold,
...

Misconceptions about your Money – Chris Boyd and Jeff Perry explore common
misconceptions about money that can put your retirement plan in jeopardy. The
conversation starts out with diversification dangers of single stock investing. Chris offers
specific examples of mistakes people make and offers some guidelines to consider. Jeff
warns listeners that one cannot always rely on the name of a mutual fund or ETF as being
accurate to w...

Retirement: Income and Taxes – Almost 20% of people over sixty-five are still
working. In this episode, Chris Boyd and Jeff Perry discuss the various financial and
emotional reasons that retirees continue to work beyond the typical retirement age. The
conversation continues with a detailed dialogue about how working before and after
Social Security’s full retirement age is treated for income tax purposes. Related issues of
Roth con...

Gary Quinzel on Markets, Economy, and Election – Chris Boyd welcomes Gary
Quinzel who is the Vice President of Portfolio Consulting with Wealth
Enhancement Group. Gary offers his commentary on the recent strength of the
stock market and economy, including digging into recent inflation data and the
direction of interest rates. Jeff Perry joins and asks how an investor should think
about “Black Swan” events and geo-political concerns...

Behavioral Wealth and Personal Finance – Behavioral Wealth Specialists Cohen
Taylor and Wendell Clarke join Chris Boyd and Jeff Perry for a lively discussion on how
financial planners can best serve their clients. Cohen and Wendell explain how the
qualitative aspects of wealth management in a framework around emotional and
behavioral components of financial goals and concerns are all connected. Cohen and
Wendell share their thought...

Pensions – Chris Boyd and Jeff Perry explore the various issues surrounding pension
decision options. The in-depth dialogue starts off with a discussion a recent client was
facing and how a range of factors influence what is best for each individual. At the 25-
minute mark the conversation moves to how the Massachusetts state and municipal
pension system operates and the variety of options available to retiring government
employees...

Is Inflation Easing? – Brian Regan joins the episode with Chris Boyd and Jeff Perry to
review the inflation data from the past week, including the Consumer Price Index and the
Producer Price Index, both of which show signs of a recent lower rate of inflation. Brian
offers detailed commentary of the specifics beyond the headlines and which data points
investors should primarily focus on. Brian and Chris dig into Federal Reserve Chai...

In this episode, Chris Boyd CFP®, CASL, CEPS catches up with Bob Powell CFP®, RMA® to discuss the pressing issue of financial exploitation, focusing on scams and schemes.

Bob Powell highlights the prevalence of financial scams, particularly those targeting elderly individuals, with statistics showing significant financial losses and many cases going unreported.

Common S...

“R” or “D” who is better for your portfolio? – Do investors do better under a
Republican or a Democrat President and Congress? How about when the federal
government power is divided between the political parties? Chris Boyd reviews “Y-
Chart” data with Jeff Perry for this engaging review of what really matters to investor
performance. Chris and Jeff begin the show with a remembrance that today, June 6 th is
the 80 th anniversary of...

The work-from-home stocks – Brian Regan joins Chris Boyd and Jeff Perry for a
conversation about the work-from-home pandemic era stocks, including Zoom, Twilio,
and Peloton. The trio discusses how each company exemplifies the highs and lows of
pandemic-fueled growth and the challenges of sustaining momentum in a post-
pandemic world. Brian offers his commentary whether any of these companies are
investable now “that they’ve fallen ...

Feelings vs. Facts – As a follow up to a recent discussion about how the majority of
Americans feel as if the economy is in a recession and the financial markets are
struggling, Brian Regan joins Chris Boyd and Jeff Perry to talk about how the
emotions/feelings of many clients do not match the data. Chris proposes a theory that
much of this disconnect is related to how inflation has put pressure on household budgets.
Jeff weights i...

Duffy Health Center Update – Heidi Nelson, CEO of Duffy Health Center joins
Chris Boyd and Jeff Perry with an update on Duffy’s efforts to prevent and serve
the homeless individuals and families on Cape Cod. Heidi shares a personal
announcement of her upcoming 2025 retirement and offers her thoughts on recent
data concerning the scope of homelessness across the Cape. Heidi answers
questions about the challenges and opportunities of...

Memorial Day Weekend and In the News – With Memorial Day approaching, Chris
Boyd and Jeff Perry reflect on the true meaning of Memorial Day. They highlight the
Cape Cod Cares for the Troops event happening on Sunday, May 26 th (see link below) as
they outline the excellent work done by Michelle and Dylan DeSilva. Chris and Jeff next
discuss that despite recent economic data, most Americans feel like they are living in a
recession (...

What is it worth? – How does one put a value on collaborating with a good financial
advisor? Chris Boyd and Jeff Perry explore this question and more. Chris and Jeff begin
the conversation by outlining the various roles of a financial advisor. Chris explains the
importance of working with a Fiduciary. Jeff suggests a 3-question test before selecting
the right financial advisor. A wide range of topics are discussed including making ...