On this episode of The Rate Guy we break down the different AI models, their strengths/weaknesses and origins that you might not know. We then dive into interest rate talk, the small exhale the market experienced last week, odds of a rate cut this year, info around the bid to cover ratio (linked article referenced) and we cap it off with an AI recording of the rap battle below!
Hedge Advisor Rap Battle
Given Kendrick Lamar and Drake’s rap battle, I thought it would be interesting to see how Claude would have us battle with the other hedge advisors out there.
Pensford
Yo, it’s Pensford in the ring, call me the rate sage,
Missed a prediction or two? Yeah, but I turn the page.
Two years back, Fed moves had me in a daze,
But I evolve, adapt, and still set the stage.
Competitors
Hey Pensford, you think you’re the guru of the rate,
Missed the hikes, now you’re just trying to skate.
Chatham here, we’re giants, you’re just bait,
Sports in finance? C’mon, bruh, that’s second rate.
Pensford
Chatham’s got the size, but where’s the agility?
Forced out your founder, lost more than stability.
I keep it real, take a stand with ability,
While you sit back, no opinion, no liability.
Competitors
Pensford’s small time, flying in that tiny plane,
No market sway, just playing a losing game.
Your jokes fall flat, just like your rate claim,
Stick to sports, ‘cause in rates, you ain’t got no fame.
Pensford
CIRM, oh please, your strategy’s a maze,
Complex for no reason, clients lost in a haze.
And RCA? That flat fee’s just a phrase,
Blindsiding custys at closing? Your ethics, a craze.
Competitors
You’re just jealous, Pensford, of the leads we acquire,
Cold calls, maybe, but they ignite the fire.
Your data obsession? That’s just you in the mire,
While we adapt and soar, ever higher.
Pensford
Derivative Logic, you’re just copy and paste,
Stealing my style, but you can’t match my taste.
I’m the original, in this game, I’m laced,
With clever comebacks, watch how you’re displaced.
Competitors
Pensford, all talk, but where’s the proof?
Your forecasts fail, they’re just aloof.
We might borrow, but we stay under the roof,
Of innovation and truth, not just glib reproof.
Pensford
So here’s to Pensford, where cleverness reigns,
We miss a beat, but our humor sustains.
I’ll keep throwing verses, breaking these chains,
’Cause in this rate battle, it’s clear who gains.
Jay$
Hold up, hold up, let me step in this cypher,
Jay$ on the mic, about to make it hyper.
Y'all acting like children, throwing tantrums and shade,
While I'm steering this economy, making tough trade.
Pensford, you question my moves, but where's your degree?
State school educated, thinking you can school me?
I've got the cred, the experience, the clout,
My decisions are sound, no need for you to doubt.
Two years of rate hikes, and we're still standing strong,
Soft landing achieved, proving y'all doubters wrong.
I'm tired of being judged by those who can't see,
The bigger picture, the complexity, the responsibility.
We're in the last mile, inflation's final stand,
Like 8 Mile's battle, it's time to take command.
The Fed's my 313, Detroit of finance,
We'll slay this inflation be
CrimeLess: Hillbilly Heist
It’s 1996 in rural North Carolina, and an oddball crew makes history when they pull off America’s third largest cash heist. But it’s all downhill from there. Join host Johnny Knoxville as he unspools a wild and woolly tale about a group of regular ‘ol folks who risked it all for a chance at a better life. CrimeLess: Hillbilly Heist answers the question: what would you do with 17.3 million dollars? The answer includes diamond rings, mansions, velvet Elvis paintings, plus a run for the border, murder-for-hire-plots, and FBI busts.
Crime Junkie
Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.